your badges 52W Range $21–$47 9% of range Analyst Rating HOLD 12 analysts Price Target $34 +45% upside P/E 52.7 ROE · Net Profit Margin ·

TRUP Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $23.58
Market Cap (MRQ) $1.03B
P/E 52.7
EPS $0.45
Revenue $1.44B
Debt/Equity (MRQ) 0.3
52W Range $21–$47

TRUP Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
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About Trupanion, Inc. - Common Stock Company overview from Wikipedia

05 · wikidata

Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).

History

Originally known as Vetinsurance, Trupanion was founded in Canada by current chairman Darryl Rawlings in 1999.

Trupanion raised $22 million in 2007 from investors including Maveron, RenaissanceRe, and a large private equity group. Subsequently, a Series B round was completed in 2008, followed by a $9 million Series C round of financing led by the Highland Consumer Fund in 2011.

In 2014, Trupanion went public, raising $71 million during its initial public offering (IPO). The company continued its growth trajectory, culminating in October 2020 with the completion of a Private Investment in Public Equity (PIPE) funding round amounting to $200 million. By the end of the 2020 fiscal year, Trupanion reported revenue of $502 million.

PHI Direct and Furkin

In 2021, Trupanion introduced two new pet insurance products, namely PHI Direct and Furkin.

These insurance offerings were specifically launched in Canada and were designed to provide pet medical coverage through online platforms, offering various price points to cater to different needs and budgets.

Recognition and Company Culture

In 2010, The Seattle Times Company recognized Trupanion as Seattle's 'Most Pet-Friendly Company,' noting its policy allowing employees to bring pets to work and the provision of an on-site dog walking service.

Additionally, The Seattle Times recognized Trupanion with the 'Most Unusual Perk' title for offering employees the option to insure their pets with a $0 deductible. In the Best of KOMO Communities survey conducted by KOMO News, Trupanion was awarded both 'Best Place to Work' and 'Best Local Business' accolades.

In 2011, The Huffington Post recognized Trupanion as one of nine companies in the nation that promote a healthy work-life balance for their employees. Notable companies on the list included Google, Netflix, and Zappos.

On August 9, 2012, The Puget Sound Business Journal announced Washington's Best Workplaces at Safeco Field in Seattle and honored Trupanion with the Washington's Best Workplaces 2012 Large Company Bronze Medal.

Charitable donations

In May 2011, Trupanion forged a partnership with the American Humane Association to support the Second Chance Fund, an initiative dedicated to providing financial aid to animal welfare organizations.

Additionally, in August 2012, the American Humane Association announced Trupanion's sponsorship of the service dog category in the 2012 American Humane Association Hero Dog Awards.

== References ==

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorFinancials industryInsurance employees1,121 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
Revenue$1.44B
2016-12-31 → 2025-12-31
EPS$0.45
2020-12-31 → 2025-12-31
Free Cash Flow$75M
2016-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend TRUP 5Y avg Peer Median Verdict
P/E 52.75Y avg ≈-69.3 ≈-69.3 11.1 Overvalued
P/S (TTM) 0.75Y avg ≈2.7 ≈2.7 1.0 Undervalued
P/B (MRQ) 2.55Y avg ≈7.4 ≈7.4 1.7 Overvalued
EV / EBITDA (TTM) 18.85Y avg ≈50.9 ≈50.9 · ·
Price / FCF (TTM) 12.65Y avg ≈494.6 ≈494.6 · ·
Price / Cash Flow (TTM) 11.05Y avg ≈120.4 ≈120.4 5.9 Overvalued
EV / Revenue (TTM) 0.55Y avg ≈1.3 ≈1.3 · ·
EV / FCF (TTM) 9.05Y avg ≈697.5 ≈697.5 · ·
Price / Tangible Book (MRQ) 2.75Y avg ≈9.1 ≈9.1 · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 76.8%
Next Report Nov 04, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Aug 5, 2026 $0.16 $0.12 38.4%
March 31, 2026 $0.11 $0.07 50.5%
Dec. 31, 2025 $0.13 $0.16 -21.2%
Sept. 30, 2025 $0.13 $0.10 27.5%
June 30, 2025 $0.06 $-0.03 326.4%
March 31, 2025 $-0.03 $-0.05 39.1%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 17
Metric Trend 202520242023202220212020201920182017201620152014
Revenue $1.44B$1.29B$1.11B$905M$699M$502M$384M$304M$243M$188M$147M$116M
Cost of Revenue $1.21B$1.11B$978M$783M$595M$420M$319M$253M····
Gross Profit ······$65M$51M$43M$33M$25M$20M
R&D Expense ···········$10M
SG&A Expense $77M$64M$60M$39M$32M$22M$18M$17M$17M$15M$16M$14M
Operating Expenses $217M$188M$171M$165M$139M$87M$66M$52M$46M$40M$42M$36M
Operating Income $14M$-10M$-41M$-43M$-35M$-5M$-2M$-1M$-3M$-7M$-17M$-16M
Interest Expense $14M$14M$12M$4M$10.0K$1M$1M$1M$533.0K$218.0K$325.0K$7M
Other Non-op $22M$14M$8M$3M$-14.0K$581.0K$2M$1M$1M$58.0K$9.0K$1M
Pretax Income $22M$-10M$-45M$-44M$-35M$-6M$-2M$-934.0K$-2M$-7M$-17M$-21M
Income Tax $3M$-5.0K$-342.0K$476.0K$310.0K$113.0K$169.0K$-7.0K$-428.0K$38.0K$114.0K$-7.0K
Net Income ···········$-21M
EPS (Basic) $0.45$-0.23$-1.08$-1.10$-0.89$-0.16······
EPS (Diluted) $0.45$-0.23$-1.08$-1.10$-0.89$-0.16······
Shares (Basic) 42,958,65442,158,77341,436,88240,765,35540,137,50535,858,869······
Shares (Diluted) 43,555,88442,158,77341,436,88240,765,35540,137,50535,858,869······
EBITDA $30M$7M$-28M$-32M$-23M$2M$4M$3M$2M$-3M$-14M$-14M
Balance Sheet 27
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents $138M$160M$148M$66M$87M$140M$29M$27M$26M$24M$18M$53M
Short-term Investments $233M$147M$130M$157M$126M$90M$70M$55M$38M$30M$25M$22M
Current Assets $691M$597M$562M$469M$391M$337M$159M$118M$87M$65M$54M$85M
PP&E (Net) $105M$102M$104M$91M$78M$73M$70M$70M$8M$8M$10M$8M
PP&E (Gross) $164M$152M$146M$128M$109M$97M$90M$86M$20M$17M$15M$11M
Accum. Depreciation $59M$50M$42M$37M$31M$25M$20M$16M$12M$8M$6M$3M
Goodwill $39M$37M$44M$42M$33M$33M$0·····
Intangibles $24M$13M$19M$24M$23M$27M$8M$8M$5M$5M$5M$5M
Other Non-current Assets $21M$18M$19M$19M$18M$17M$15M$7M$3M$134.0K$23.0K$0
Total Assets $915M$807M$783M$672M$563M$498M$257M$208M$106M$82M$71M$98M
Accounts Payable $16M$12M$11M$9M$9M$6M$4M$3M$3M$2M$1M$2M
Accrued Liabilities $57M$33M$34M$33M$28M$23M$14M$11M$8M$5M$4M$5M
Short-term Debt ···········$0
Current Liabilities $410M$350M$344M$290M$224M$150M$92M$63M$46M$30M$24M$23M
Capital Leases $13M$362.0K··········
Deferred Tax $2M$2M$3M$3M$3M$5M$1M$1M$1M$2M$1M$1M
Other Non-current Liabilities $18M$4M$4M$5M$4M$3M$2M$1M$1M$834.0K$511.0K$92.0K
Total Liabilities $531M$484M$479M$366M$230M$158M$120M$78M$57M$38M$26M$39M
Long-term Debt $102M$128M$128M$68M$0······$15M
Total Debt $10M$1M$1M$1M·$0$26M$13M$9M$5M$0$15M
Paid-in Capital $605M$568M$536M$500M$467M$439M$233M$220M$135M$130M$123M$119M
Retained Earnings $-206M$-226M$-216M$-172M$-127M$-91M$-86M$-84M$-83M$-81M$-74M$-57M
Treasury Stock $17M$17M$17M$17M$11M$11M$11M$6M$3M$3M$3M$3M
AOCI $2M$-3M$403.0K$-6M$3M$3M$250.0K$-753.0K$-92.0K$-377.0K$-502.0K$11.0K
Stockholders' Equity $384M$323M$304M$305M$332M$340M$137M$129M$48M$45M$45M$59M
Liabilities + Equity $915M$807M$783M$672M$563M$498M$257M$208M$106M$82M$71M$98M
Shares Outstanding 43,402,08142,488,44541,858,86641,013,15840,475,18539,450,80734,947,01734,025,13630,121,49629,498,94728,396,18927,830,941
Cash Flow 17
Metric Trend 202520242023202220212020201920182017201620152014
D&A $16M$16M$12M$11M$12M$7M$6M$5M$4M$4M$3M$2M
Stock-based Comp $38M$33M$33M$33M$28M$9M$7M$5M$3M$3M$3M$4M
Deferred Tax $-579.0K$-735.0K$-798.0K$-420.0K$-2M$-130.0K$105.0K$-34.0K$-626.0K$0$-1.0K$-3.0K
Amort. of Intangibles $5M$5M$6M$5M$5M$2M$900.0K$200.0K$0···
Other Non-cash ···········$5M
Operating Cash Flow $89M$48M$19M$-8M$7M$22M$16M$13M$10M$5M$-10M$-11M
CapEx $14M$10M$18M$17M$12M$7M$5M$57M$3M$2M$5M$6M
Investing Cash Flow $-96M$-13M$8M$-68M$-52M$-77M$-28M$-81M$-13M$-7M$-10M$-12M
Net Debt Issued $-134M$-1M$-2M$-571.0K$0$-32M$0$-10M····
Stock Issued ···$0$0$192M$0$66M····
Stock Repurchased ·$0$0$6M$0·······
Net Stock Activity ·$0$0$-6M$0$192M······
Financing Cash Flow $-23M$-4M$59M$61M$-1M$171M$14M$71M$5M$8M$-14M$58M
Net Change in Cash $-28M$29M$86M$-16M$-45M$116M$3M$2M$2M·$-35M$38M
Taxes Paid $1M···········
Free Cash Flow $75M$39M$358.0K$-25M$-5M$14M$11M$-44M$7M$3M$-15M$-16M
Levered FCF $63M$24M$-12M$-29M$-5M$13M$9M$-45M$6M$3M$-16M$-23M
Profitability 8
Metric Trend 202520242023202220212020201920182017201620152014
Gross Margin ······16.9%16.9%17.7%17.7%17.2%17.2%
Operating Margin 0.96%-0.74%-3.7%-4.8%-5.0%-0.98%-0.50%-0.34%-1.1%-3.6%-11.4%-13.8%
Net Margin ···········-18.3%
Pretax Margin 1.5%-0.75%-4.1%-4.9%-5.0%-1.1%-0.43%-0.31%-0.80%-3.6%-11.6%-18.3%
EBITDA Margin 2.1%0.54%-2.5%-3.5%-3.3%0.43%0.97%1.1%0.66%-1.5%-9.7%-12.4%
ROA ···········-28.2%
ROE ···········-161.2%
ROIC 3.1%-2.9%-13.2%-14.2%-10.7%-1.5%-1.3%-0.73%-3.6%-13.6%-37.2%-21.5%
Liquidity & Solvency 5
Metric Trend 202520242023202220212020201920182017201620152014
Current Ratio 1.71.71.61.61.72.21.71.91.92.12.33.8
Quick Ratio 0.90.90.80.81.01.51.11.31.41.71.83.3
Debt / Equity 0.00.00.00.0·0.00.20.10.20.10.00.3
LT Debt / Equity ·····0.00.20.10.20.10.00.3
Interest Coverage 1.0-0.7-3.4-10.1-3519.6-3.6-1.4-0.9-5.0-30.7-51.6-2.4
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 1.71.61.51.51.31.31.71.92.62.51.71.5
Per Share 5
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share $8.85$7.61$7.26$7.44$8.21$8.62$3.91$3.80$1.61$1.52$1.60$2.13
Revenue / Share $33.05$30.50$26.75$22.20········
Cash Flow / Share $2.05$1.15$0.45$-0.20········
Cash / Share $3.18$3.77$3.52$1.60$2.16$3.55$0.83$0.78$0.85$0.80$0.63$1.91
EPS (TTM) $0.45$-0.23$-1.08$-1.10$-0.89$-0.16$-0.06$-0.04····
Growth Rates 3
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 11.9%16.0%22.5%29.5%39.2%·······
Revenue CAGR 3Y 16.7%22.5%30.2%·········
Revenue CAGR 5Y 23.4%···········
Valuation (TTM) 14
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $1.44B$1.29B$1.11B$905M$699M$502M$384M$304M$243M$188M$147M$116M
Net Income TTM $-21M$-21M$-21M$-21M$-21M$-21M$-21M$-21M$-21M$-21M$-21M$-21M
Market Cap $1.62B$2.05B$1.28B$1.95B$5.34B$4.72B$1.31B$866M$882M$458M$277M$193M
Enterprise Value $1.26B$1.74B$1.00B$1.73B·$4.49B$1.24B$798M$828M$409M$234M$132M
P/E 83.0-209.6-28.2-43.2-148.3-748.2-624.3-636.5····
P/S 1.11.61.22.27.69.43.42.93.62.41.91.7
P/B 4.26.34.26.416.113.99.66.718.210.26.13.3
P / Tangible Book 5.17.55.38.119.316.9······
P / Cash Flow 18.142.468.5-243.7716.5219.281.068.391.291.5-26.6-17.9
P / FCF 21.553.13567.4-77.7-1091.3335.1121.4-19.6134.9149.4-18.1-11.7
EV / EBITDA 42.5250.6-35.5-53.9·2095.6333.1230.2520.6-143.5-16.4-9.2
EV / FCF 16.745.22796.9-68.9·318.8114.6-18.0126.7133.6-15.3-8.1
EV / Revenue 0.91.40.91.9·8.93.22.63.42.21.61.1
Earnings Yield 1.2%-0.48%-3.5%-2.3%-0.67%-0.13%-0.16%-0.16%····

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $1.44B $1.29B $1.11B $905M $699M
Operating Margin % 0.96% -0.74% -3.7% -4.8% -5.0%
Diluted EPS $0.45 $-0.23 $-1.08 $-1.10 $-0.89

Institutional owners (13F) 217 filers · $965.6M total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 217
Value held $965.6M
New positions 36
Exited positions 32
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
36 (+5 vs prior Q) 32 (-1 vs prior Q) 69 (+2 vs prior Q) 59 (-16 vs prior Q) +461K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $134,773,756 5,441,008 13.96% Shares
VANGUARD GROUP INC $130,982,635 3,505,021 13.56% Shares
Capital World Investors $95,123,463 3,840,269 9.85% Shares
Aflac Inc $90,072,736 3,636,364 9.33% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $44,623,105 1,801,498 4.62% Shares
Polar Capital Holdings Plc $43,347,500 1,750,000 4.49% Shares
VANGUARD CAPITAL MANAGEMENT LLC $36,817,558 1,486,377 3.81% Shares
STATE STREET CORP $33,827,448 1,365,662 3.50% Shares
FMR LLC $25,774,805 1,040,565 2.67% Shares
MORGAN STANLEY $22,323,100 901,215 2.31% Shares
GEODE CAPITAL MANAGEMENT, LLC $21,699,286 875,839 2.25% Shares
GREENLEA LANE CAPITAL MANAGEMENT, LLC $19,233,657 776,490 1.99% Shares
BANK OF AMERICA CORP /DE/ $14,261,674 575,764 1.48% Shares
MARSHALL WACE, LLP $13,904,217 561,333 1.44% Shares
Kopion Asset Management, LLC $12,954,685 522,999 1.34% Shares
GOLDMAN SACHS GROUP INC $12,183,645 491,871 1.26% Shares
Qube Research & Technologies Ltd $10,061,995 406,217 1.04% Shares
Clearbridge Investments, LLC $9,806,603 395,906 1.02% Shares
DIMENSIONAL FUND ADVISORS LP $9,429,408 380,610 0.98% Shares
NORTHERN TRUST CORP $9,224,843 372,420 0.96% Shares
TUDOR INVESTMENT CORP ET AL $8,835,385 356,697 0.92% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $8,099,914 327,005 0.84% Shares
Hosking Partners LLP $7,408,608 299,096 0.77% Shares
JPMORGAN CHASE & CO $7,308,854 285,654 0.76% Shares
RENAISSANCERE HOLDINGS LTD $6,514,510 263,000 0.67% Shares
VANGUARD FIDUCIARY TRUST CO $6,012,174 242,720 0.62% Shares
BARCLAYS PLC $5,623,830 227,042 0.58% Shares
TWO SIGMA INVESTMENTS, LP $5,549,347 224,035 0.57% Shares
Bank of New York Mellon Corp $4,630,620 186,945 0.48% Shares
CITIGROUP INC $4,591,342 185,359 0.48% Shares
PRINCIPAL FINANCIAL GROUP INC $4,117,319 166,222 0.43% Shares
Nuveen, LLC $4,009,743 161,879 0.42% Shares
Public Sector Pension Investment Board $3,944,672 159,252 0.41% Shares
Invesco Ltd. $3,812,921 153,933 0.39% Shares
Trexquant Investment LP $2,937,152 118,577 0.30% Shares
UBS Group AG $2,903,019 117,199 0.30% Shares
AMERICAN CENTURY COMPANIES INC $2,869,332 115,839 0.30% Shares
TWO SIGMA ADVISERS, LP $2,813,961 75,300 0.29% Shares
LANDSCAPE CAPITAL MANAGEMENT, L.L.C. $2,562,580 103,455 0.27% Shares
Quantinno Capital Management LP $2,506,996 101,211 0.26% Shares
HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND $2,414,010 97,457 0.25% Shares
Balyasny Asset Management L.P. $2,373,065 95,804 0.25% Shares
WELLS FARGO & COMPANY/MN $2,284,041 92,210 0.24% Shares
RHUMBLINE ADVISERS $2,002,784 80,856 0.21% Shares
Lagoda Investment Management, L.P. $1,958,069 79,050 0.20% Shares
Legal & General Group Plc $1,938,153 78,246 0.20% Shares
DEUTSCHE BANK AG\ $1,839,421 74,260 0.19% Shares
Numerai GP LLC $1,773,012 71,579 0.18% Shares
Squarepoint Ops LLC $1,768,132 71,382 0.18% Shares
Allianz Asset Management GmbH $1,760,899 71,090 0.18% Shares

Show all 217 institutional owners →

Company insiders 41 insiders · 7 officers · 4 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Margaret Tooth CEO Sept. 11, 2026 S 185,952 0 10 $-1,178,273
Fawwad Qureshi Chief Financial Officer Aug. 25, 2026 M 4,230 0 6 $-734,297
John R Gallagher Chief Operating Officer Sept. 28, 2026 S 33,311 0 11 $-631,719
Steve Weinrauch EVP, North Am & Vet Strategy Aug. 25, 2026 M 81,740 0 2 $-149,098
Brenna Mcgibney Chief Administration Officer Aug. 25, 2026 M 14,437 0 0 $0
Simon Wheeler EVP, Trupanion International Aug. 25, 2026 M 25,327 0 0 $0
Asher Bearman Chief Legal Officer Aug. 25, 2026 M 74,013 0 0 $0
Bradley S Powell Director Aug. 25, 2026 M 3,546 0 0 $0
Howard E Rubin Director Aug. 22, 2026 A 233,288 0 0 $0
Darryl Rawlings Director Aug. 22, 2026 M 25,151 0 0 $0
Maveron General Partner III LLC 10% owner May 15, 2017 S 0 0 0 $0
Max Broden · May 11, 2026 A 8,571 0 0 $0
Paulette R. Dodson · May 11, 2026 A 8,526 0 0 $0
Elizabeth Mclaughlin · May 11, 2026 A 10,635 0 0 $0
Emily Dreyer · March 4, 2026 S 35,627 0 1 $-219,345
Murray B Low · Jan. 9, 2026 M 154,534 0 0 $0
Jason Wasdin · Feb. 27, 2025 A 4,553 0 0 $0
Melissa Joy Hewitt · Feb. 27, 2025 A 9,779 0 0 $0
Christopher J Kearns · Feb. 27, 2025 A 8,159 0 0 $0
Jacqueline L Davidson · Dec. 31, 2024 M 16,564 0 0 $0
Kalpesh Raval · Nov. 25, 2024 M 3,886 0 0 $0
Travis Worra · Nov. 25, 2024 M 4,179 0 0 $0
Zay Satchu · March 31, 2024 M 4,788 0 0 $0
Dan Levitan · March 31, 2024 M 95,116 0 0 $0
Richard Enthoven · Dec. 31, 2023 M 485 0 0 $0
Michael Doak · Aug. 30, 2023 M 5,866 0 0 $0
Wei Li · Aug. 25, 2023 M 4,909 0 0 $0
Andrew D. Wolff · May 25, 2023 A 7,895 0 0 $0
Tricia Plouf · Feb. 8, 2023 S 41,023 0 0 $0
Gavin Friedman · Feb. 1, 2023 S 9,591 0 0 $0
Eric L Johnson · Dec. 31, 2022 M 2,691 0 0 $0
Hays H Lindsley · June 16, 2021 M 9,105 0 0 $0
Robin A Ferracone · June 16, 2021 M 74,747 0 0 $0
Thomas J Houk · Nov. 25, 2019 M 21,970 0 0 $0
Chad M Cohen · March 31, 2019 M 4,119 0 0 $0
Glenn W Novotny · March 31, 2018 M 19,636 0 0 $0
Ian Moffat · Feb. 20, 2018 A 0 0 0 $0
Timothy Graff · July 22, 2016 A 33,053 0 0 $0
Craig Susen · Feb. 24, 2016 M 0 0 0 $0
Peter R. Beaumont · Nov. 6, 2015 A 169,674 0 0 $0
Michael O Banks · July 24, 2015 A · 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 45 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
PSCF · Invesco Exchange-Traded Fund Trust … 0.21% 2,401 SH Oct. 2, 2026 Daily
FYC · First Trust Exchange-Traded AlphaDE… 0.13% 69,514 NS July 31, 2026 N-PORT
ESSC · Strategy Shares 0.11% 1,636 NS July 31, 2026 N-PORT
RWJ · Invesco Exchange-Traded Fund Trust … 0.09% 77,800 SH Oct. 2, 2026 Daily
QVMS · Invesco Exchange-Traded Fund Trust … 0.06% 6,035 SH Oct. 2, 2026 Daily
VIOG · VANGUARD ADMIRAL FUNDS 0.06% 26,731 SH Aug. 19, 2026 Daily
IWO · iShares Trust 0.06% 318,845 SH Sept. 11, 2026 Daily
VIOO · VANGUARD ADMIRAL FUNDS 0.05% 118,671 SH Aug. 19, 2026 Daily
VTWG · VANGUARD SCOTTSDALE FUNDS 0.05% 36,347 SH Aug. 19, 2026 Daily
PRFZ · Invesco Exchange-Traded Fund Trust 0.04% 41,370 SH Oct. 2, 2026 Daily
VIOV · VANGUARD ADMIRAL FUNDS 0.03% 24,547 SH Aug. 19, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.03% 195,338 SH Aug. 19, 2026 Daily
RILA · Spinnaker ETF Series 0.03% 488 NS July 31, 2026 N-PORT
BBSC · J.P. Morgan Exchange-Traded Fund Tr… 0.03% 8,287 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.03% 906,506 SH Sept. 11, 2026 Daily
ISCG · iShares Trust 0.03% 10,426 SH Sept. 11, 2026 Daily
FAD · First Trust Exchange-Traded AlphaDE… 0.03% 6,298 NS July 31, 2026 N-PORT
RSSL · Global X Funds 0.03% 16,252 NS July 31, 2026 N-PORT
VBK · VANGUARD INDEX FUNDS 0.02% 430,354 SH Aug. 19, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.01% 1,589 SH Oct. 2, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.01% 389,328 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.01% 754,081 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.01% 56,599 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.01% 9,368 NS July 31, 2026 N-PORT
DFAS · Dimensional ETF Trust 0.01% 51,486 NS July 31, 2026 N-PORT
WSML · iShares Trust 0.01% 1,973 SH Sept. 11, 2026 Daily
TILT · FlexShares Trust 0.01% 5,056 NS July 31, 2026 N-PORT
SMDX · Tidal Trust III 0.01% 297 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.00% 922 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.00% 38,429 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.00% 1,747 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.00% 56,992 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.00% 9,907 SH Sept. 10, 2026 Daily
DFAU · Dimensional ETF Trust 0.00% 6,025 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.00% 4,621 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.00% 1,039,038 SH Aug. 19, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.00% 24,156 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 2,632 SH Aug. 19, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.00% 7,522 SH Aug. 19, 2026 Daily
IJR · iShares Trust · 2,081,362 SH Sept. 10, 2026 Daily
IJT · iShares Trust · 214,187 SH Sept. 9, 2026 Daily
IJS · iShares Trust · 103,859 SH Sept. 8, 2026 Daily
IAK · iShares Trust · 18,191 SH Sept. 11, 2026 Daily
XJR · iShares Trust · 4,728 SH Aug. 31, 2026 Daily
ISCB · iShares Trust · 1,486 SH Sept. 11, 2026 Daily

TRUP Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 12 analysts BUY
Median target $33.00 +39.9%
4 33.3% Strong Buy
3 25.0% Buy
5 41.7% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

4 analysts · 2026-10-02

Mean target $34.25 +45.3%

← Below all targets Current price $23.58
Low$29.00 Mean$34.25 High$42.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
TRUP $1.62B 83.0 11.9% · · ·
UFCS $928M 8.1 10.6% 8.5% 13.7% ·
ASIC $1.01B 13.3 23.4% 17.4% 14.6% ·
UVE $947M 5.3 5.5% 11.4% 36.3% ·
BOW $936M 17.9 29.6% 9.8% 13.1% ·
HRTG $902M 4.6 3.7% 23.1% 44.0% ·
EIG $878M 93.8 -2.5% 1.3% 1.1% ·
HIPO $773M 13.5 25.9% 12.3% 14.5% ·
ROOT · 30.6 28.9% 2.7% 15.2% ·
DGICA · · -1.2% 8.1% 12.7% ·
TIPT $691M 24.0 -67.9% 7157.2% 7.2% ·

Latest News Recent headlines mentioning this company

23
Trupanion's CFO Just Sold His Last Share. The Filing Explains Why Nasdaq · 6 months, 1 week ago

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 5, 2026