$21.60
▼ $-0.01
(-0.05%)
Vol 2K
7
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$166.2M
P/E
14.6
ROE
5.7%
Margin
23.9%
D/E
12.25
Beta
0.07
Div Yield
1.73%
52W
$17–$27
Wall Street Consensus
7 analysts · Apr 20260
Strong Buy
0
Buy
4
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.53 | $0.00 | $-0.53 |
| Sep 2025 | $0.49 | $0.47 | $-0.02 |
| Jun 2025 | $0.56 | $0.33 | $-0.23 |
| Mar 2025 | $0.48 | $0.55 | +$0.07 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $18.0M | $18.4M | $18.4M | $18.0M | $18.6M |
| Net Income | — | $3.9M | $1.5M | $2.4M | $3.5M | $33K |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 5.8% | 5.8% | 5.8% | 5.8% | 5.8% | 5.7% |
| P/E (TTM) | 14.51 | 13.66 | 14.11 | 13.10 | 14.16 | 14.64 |
| Net Margin | — | 23.9% | 23.9% | 23.9% | 23.9% | 23.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 12.43 | 12.43 | 12.43 | 12.43 | 12.43 | 12.25 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.5%
P/S (TTM)
2.07
P/B
0.8
EPS (TTM)
$1.56
52W High
$27.00
52W Low
$17.47
$17.47
52-Week Range
$27.00
Financial Health
Free Cash Flow
$8.0M
Net Debt
-$72.9M
Cash
$208.9M
Total Debt
$136.0M
As of Dec 31, 2025
How does HNVR compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
HNVR valuation vs Banking peers
P/E ratio
14.6
▲
16%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.1
▼
11%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.8
▼
20%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
1.7%
▼
42%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
HNVR profitability vs Banking peers
ROE
5.7%
▼
36%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
23.9%
▼
16%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.5%
▼
48%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
HNVR financial health vs Banking peers
D/E ratio
12.3
▼
11%
below
peers
(13.8)
vs Peers
vs Industry
In line
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.1
▼
90%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
HNVR fundamentals radar
HNVR
Peer median
Industry
HNVR profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
HNVR vs peers: key metrics
Dividends
$0.40
/ year
Feb 12, 2026
$0.1000
Nov 13, 2025
$0.1000
Aug 06, 2025
$0.1000
May 07, 2025
$0.1000
Feb 12, 2025
$0.1000
Nov 06, 2024
$0.1000
Aug 07, 2024
$0.1000
May 07, 2024
$0.1000
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