ISBA
NASDAQ
US
Isabella Bank Corporation - Common stock
$45.91
▼ $-0.90
(-1.92%)
Vol 49K
9
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$812.2M
ROE
-87.6%
Margin
-17.4%
D/E
717.49
Beta
1.45
52W
$8–$22
Wall Street Consensus
10 analysts · Apr 20260
Strong Buy
0
Buy
6
Hold
2
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 20.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $-0.78 | $-5.83 | $-5.05 |
| Sep 2025 | $-0.54 | $-1.70 | $-1.16 |
| Jun 2025 | $-0.24 | $-3.76 | $-3.52 |
| Mar 2025 | $-0.59 | $-0.48 | +$0.11 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $17.1M | $17.6M | $18.3M | $19.9M | $20.6M |
| Net Income | — | $4.0M | $3.9M | $5.0M | $5.2M | $4.7M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | -136.9% | 7.0% | 7.0% | 7.0% | 7.0% | -87.6% |
| P/E (TTM) | — | 16.26 | 17.76 | 17.89 | 22.55 | — |
| Net Margin | -34.7% | 27.9% | 27.9% | 27.9% | 27.9% | -17.4% |
| Gross Margin | 55.9% | — | — | — | — | 55.2% |
| D/E Ratio | 568.37 | 35.61 | 35.61 | 35.61 | 35.61 | 717.49 |
| Current Ratio | 0.49 | — | — | — | — | 0.68 |
Key Ratios
ROA (TTM)
-6.0%
P/S (TTM)
0.33
P/B
47.8
EPS (TTM)
$-7.56
CF/Share
$-1.70
Rev Growth 3Y
+22.8%
52W High
$22.41
52W Low
$8.46
$8.46
52-Week Range
$22.41
Financial Health
Free Cash Flow
$10.6M
Net Debt
$48.5M
Cash
$26.0M
Total Debt
$74.5M
As of Dec 31, 2025
How does ISBA compare to Hotels, Restaurants & Leisure peers?
Peer group: Small-cap Hotels, Restaurants & Leisure ($300M+) · 51 companies
ISBA valuation vs Hotels, Restaurants & Leisure peers
P/E ratio
—
▼
0%
below
peers
(27.0)
vs Peers
vs Industry
Overvalued
P/S ratio
0.3
▼
83%
below
peers
(1.9)
vs Peers
vs Industry
Undervalued
P/B ratio
47.9
▲
493%
above
peers
(8.1)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(1.7%)
vs Peers
vs Industry
In line
ISBA profitability vs Hotels, Restaurants & Leisure peers
ROE
-87.7%
▼
684%
below
peers
(15.0%)
vs Peers
vs Industry
Weak
Net margin
-17.4%
▼
449%
below
peers
(5.0%)
vs Peers
vs Industry
Weak
Gross margin
55.2%
▼
4%
below
peers
(57.4%)
vs Peers
vs Industry
In line
ROA
-6.0%
▼
248%
below
peers
(4.1%)
vs Peers
vs Industry
Weak
ISBA financial health vs Hotels, Restaurants & Leisure peers
D/E ratio
717.5
▲
459%
above
peers
(128.3)
vs Peers
vs Industry
High debt
Current ratio
0.7
▼
29%
below
peers
(1.0)
vs Peers
vs Industry
Low liquidity
Beta
1.5
▲
18%
above
peers
(1.2)
vs Peers
vs Industry
More volatile
ISBA fundamentals radar
ISBA
Peer median
Industry
ISBA profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
ISBA vs peers: key metrics
Dividends
$1.12
/ year
Mar 27, 2026
$0.2800
Dec 17, 2025
$0.2800
Sep 26, 2025
$0.2800
Jun 26, 2025
$0.2800
Mar 27, 2025
$0.2800
Dec 16, 2024
$0.2800
Sep 26, 2024
$0.2800
Jun 26, 2024
$0.2800