ISTR logo
ISTR NASDAQ US

Investar Holding Corporation - Common Stock

Financials · Banking Website · IPO Jul 2014
$27.44
▼ $-0.06 (-0.22%)
Vol 184K
11
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$262.1M
P/E
11.4
ROE
8.8%
Margin
25.4%
D/E
13.75
Beta
0.56
Div Yield
1.65%
52W
$15–$28

Wall Street Consensus

8 analysts · Apr 2026
2
Strong Buy
5
Buy
1
Hold
0
Sell
0
Strong Sell
87.5%
Buy Rating

Price Chart

Earnings

Beat rate: 100.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.54 $0.58 +$0.04
Sep 2025 $0.47 $0.54 +$0.07
Jun 2025 $0.39 $0.47 +$0.08
Mar 2025 $0.44 $0.64 +$0.20

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $22.6M $20.4M $22.3M $24.1M $23.5M
Net Income $6.1M $6.3M $4.5M $6.2M $5.9M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 9.0% 9.0% 9.0% 9.0% 8.8% 8.8%
P/E (TTM) 8.54 9.72 10.24 10.48 10.56 11.36
Net Margin 25.4% 25.4% 25.4% 25.4% 25.4%
Gross Margin
D/E Ratio 14.27 14.27 14.27 14.27 13.75 13.75
Current Ratio

Key Ratios

ROA (TTM)
0.8%
P/S (TTM)
1.18
P/B
0.9
EPS (TTM)
$2.23
CF/Share
$2.62
Rev Growth 3Y
+5.3%
52W High
$27.95
52W Low
$15.39
$15.39 52-Week Range $27.95

Financial Health

Free Cash Flow
$3.2M
Net Debt
$100.1M
Cash
$41.5M
Total Debt
$141.6M
As of Dec 31, 2025

How does ISTR compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

ISTR valuation vs Banking peers

P/E ratio
11.4
10% below peers (12.6)
vs Peers
vs Industry
Fair value
P/S ratio
1.2
49% below peers (2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.9
15% below peers (1.1)
vs Peers
vs Industry
Undervalued
Div yield
1.7%
45% below peers (3.0%)
vs Peers
vs Industry
Low yield

ISTR profitability vs Banking peers

ROE
8.8%
2% below peers (9.0%)
vs Peers
vs Industry
In line
Net margin
25.4%
11% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
vs Peers
vs Industry
Weak
ROA
0.8%
12% below peers (1.0%)
vs Peers
vs Industry
In line

ISTR financial health vs Banking peers

D/E ratio
13.8
1% below peers (13.8)
vs Peers
vs Industry
In line
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.6
18% below peers (0.7)
vs Peers
vs Industry
More volatile

ISTR fundamentals radar

ISTR Peer median Industry

ISTR profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

ISTR vs peers: key metrics

Insider Activity

Neutral
Buys
0
Sells
0
JORDAN ROBERT CHRIS
Director · Mar 12
1550 shs
D'ANGELO JOHN J
Chief Executive Officer · Jan 27
29070 shs
D'ANGELO JOHN J
Chief Executive Officer · Jan 27
26163 shs
HIDALGO WILLIAM H
Director · Jan 21
1503 shs
GINN SCOTT G
Director · Jan 21
1431 shs
WALKER FRANK L
Director · Jan 21
1431 shs
NELSON ANDREW C
Director · Jan 21
1431 shs
MIDDLETON SUZANNE O
Director · Jan 21
1503 shs
JOFFRION GORDON H III
Director · Jan 21
1431 shs
JORDAN ROBERT CHRIS
Director · Jan 21
1431 shs
Last 90 days

Top Holders

Top 5: 22.49%
Blackrock Inc.
7.26%
$26.9M
Fourthstone LLC
5.06%
$18.7M
Vanguard Group Inc
3.87%
$14.3M
Alliancebernstein L.P.
3.31%
$12.2M
Dimensional Fund Advisors LP
2.99%
$11.1M
As of Dec 31, 2025

Dividends

$0.44
/ year
Dec 31, 2025 $0.1100
Sep 30, 2025 $0.1100
Jun 30, 2025 $0.1100
Mar 31, 2025 $0.1050
Dec 31, 2024 $0.1050
Sep 30, 2024 $0.1050
Jul 01, 2024 $0.1000
Mar 28, 2024 $0.1000