BSVN Bank7 Corp. - Common stock
$52.21
Price · Aug 19, 2026
Fundamentals as of Aug 10, 2026
52W Range
$38–$55
81% of range
Analyst Rating
BUY
9 analysts
Price Target
$57
+10% upside
P/E (TTM)
11.6
ROE
18.6%
Net Profit Margin
44.7%
BSVN Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$52.21
Market Cap
$494M
P/E (TTM)
11.6
EPS (TTM)
$4.50
Revenue (TTM)
—
Div Yield
1.9%
ROE
18.6%
Debt/Equity
—
52W Range
$38 – $55
BSVN Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Configure
10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
—
EPS
$4.50
2016-12-31
→
2025-12-31
Free Cash Flow
$41M
2018-12-31
→
2025-12-31
Margins
44.7%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
BSVN
Peer Median
P/E (TTM)
11.6
12.8
P/S (TTM)
5.1
2.6
P/B
2.0
1.0
Price / FCF
11.9
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
BSVN
Peer Median
Net Profit Margin
44.7%
25.9%
ROA
2.3%
0.99%
ROE
18.6%
9.2%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
BSVN
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
BSVN
Peer Median
Revenue YoY
-1.1%
—
Revenue CAGR 3Y
10.0%
—
Revenue CAGR 5Y
14.6%
—
EPS YoY
-7.0%
—
Net Income YoY
-5.8%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
BSVN
Peer Median
Payout Ratio
21.7%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
1.9%
Payout Ratio
21.7%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| June 18, 2026 | $0.2700 |
| March 19, 2026 | $0.2700 |
| Dec. 22, 2025 | $0.2700 |
| Sept. 19, 2025 | $0.2700 |
| June 20, 2025 | $0.2400 |
| March 20, 2025 | $0.2400 |
| Dec. 20, 2024 | $0.2400 |
| Sept. 26, 2024 | $0.2400 |
| June 20, 2024 | $0.2100 |
| March 20, 2024 | $0.2100 |
| Dec. 21, 2023 | $0.2100 |
| Sept. 25, 2023 | $0.2100 |
| June 21, 2023 | $0.1600 |
| March 21, 2023 | $0.1600 |
| Dec. 22, 2022 | $0.1600 |
| Sept. 21, 2022 | $0.1200 |
| June 21, 2022 | $0.1200 |
| March 22, 2022 | $0.1200 |
| Dec. 22, 2021 | $0.1200 |
| Sept. 22, 2021 | $0.1100 |
BSVN Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
9 analysts
- Strong Buy 2 22.2%
- Buy 5 55.6%
- Hold 2 22.2%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
3 analysts · 2026-08-16
Median
$56.00
Mean
$57.33
← Below all targets
$52.21
Low
$55.00
High
$61.00
Median target
$56.00
+7.3%
Mean target
$57.33
+9.8%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.06%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.87 | $1.06 | -0.19% |
| March 31, 2026 | $1.25 | $1.03 | 0.22% |
| Dec. 31, 2025 | $1.12 | $1.07 | 0.05% |
| Sept. 30, 2025 | $1.13 | $1.09 | 0.04% |
| June 30, 2025 | $1.16 | $1.02 | 0.14% |
| March 31, 2025 | $1.08 | $1.01 | 0.07% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| BSVN | $388M | 9.1 | -1.1% | 44.7% | 18.6% | — |
| OBT | $382M | 8.6 | 18.1% | 32.7% | 15.5% | — |
| COFS | $443M | 14.7 | 63.6% | 12.4% | 6.3% | — |
| PDLB | $395M | 13.6 | 30.5% | 26.3% | 5.4% | — |
| FMAO | $340M | 10.2 | 19.6% | 27.4% | 9.2% | — |
| WTBA | $376M | 11.6 | 19.4% | 34.2% | 12.8% | — |
| CBK | $336M | 8.3 | 2.1% | 41.2% | 14.7% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $39M | $9M | $3M | $6M | $10M | $7M | $5M | $3M | |
| Interest Income | $129M | $132M | $122M | $79M | $56M | $53M | $52M | $47M | $43M | $33M | |
| Pretax Income | $57M | $60M | $37M | $39M | $31M | $26M | $15M | $26M | $24M | $17M | |
| Income Tax | $14M | $15M | $9M | $10M | $8M | $7M | $7M | $797.0K | $0 | $0 | |
| Net Income | $43M | $46M | $28M | $30M | $23M | $19M | $8M | $25M | $24M | $17M | |
| EPS (Basic) | $4.56 | $4.92 | $3.09 | $3.26 | $2.56 | $2.05 | $0.81 | $3.08 | $3.26 | $2.31 | |
| EPS (Diluted) | $4.50 | $4.84 | $3.05 | $3.22 | $2.55 | $2.05 | $0.81 | $3.03 | $3.26 | $2.31 | |
| Shares (Basic) | 9,444,105 | 9,290,051 | 9,161,565 | 9,101,523 | 9,056,117 | 9,378,769 | 10,145,032 | 8,105,856 | 7,287,500 | 7,287,500 | |
| Shares (Diluted) | 9,574,190 | 9,447,751 | 9,264,307 | 9,204,716 | 9,091,536 | 9,379,154 | 10,147,311 | 8,237,638 | 7,287,500 | 7,287,500 | |
| EBITDA | $1M | $1M | $1M | $1M | $1M | $1M | $849.0K | $1M | · | · |
Balance Sheet 15
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | $128M | $100M | $74M | |
| PP&E (Net) | $22M | $18M | $15M | $13M | $17M | $9M | $10M | $8M | $10M | · | |
| PP&E (Gross) | $30M | $25M | $22M | $19M | $22M | $13M | $13M | $11M | $13M | · | |
| Accum. Depreciation | $8M | $7M | $7M | $6M | $5M | $4M | $3M | $3M | $3M | · | |
| Goodwill | $11M | $8M | $8M | $9M | $8M | $1M | $1M | · | · | · | |
| Intangibles | $752.0K | $878.0K | $1M | $1M | $2M | $572.0K | $778.0K | $984.0K | · | · | |
| Total Assets | $1.96B | $1.74B | $1.77B | $1.58B | $1.35B | $1.02B | $866M | $771M | $704M | · | |
| Total Liabilities | $1.71B | $1.53B | $1.60B | $1.44B | $1.22B | $909M | $766M | $682M | $634M | · | |
| Long-term Debt | · | · | · | · | · | · | · | $0 | $6M | · | |
| Common Stock | $95.0K | $94.0K | $92.0K | $91.0K | $91.0K | $90.0K | $101.0K | $102.0K | $73.0K | · | |
| Retained Earnings | $150M | $116M | $79M | $58M | $33M | $14M | $8M | $8M | $62M | · | |
| AOCI | $-3M | $-5M | $-6M | $-9M | $144.0K | $0 | · | · | · | · | |
| Stockholders' Equity | $251M | $213M | $170M | $144M | $127M | $107M | $100M | $88M | $69M | $55M | |
| Liabilities + Equity | $1.96B | $1.74B | $1.77B | $1.58B | $1.35B | $1.02B | $866M | $771M | $704M | · | |
| Shares Outstanding | 9,462,656 | 9,390,211 | 9,197,696 | 9,131,973 | 9,071,417 | 9,044,765 | 10,057,506 | 10,187,500 | 7,287,500 | · |
Cash Flow 18
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $1M | $1M | $1M | $1M | $1M | $849.0K | $1M | $1M | $799.0K | |
| Stock-based Comp | $3M | $2M | $2M | $1M | $1M | $771.0K | $12M | $154.0K | $0 | $0 | |
| Deferred Tax | $-344.0K | $-144.0K | $-1M | $-1M | $235.0K | $-875.0K | $-20.0K | $-1M | $0 | · | |
| Amort. of Intangibles | $125.0K | $153.0K | $305.0K | $307.0K | $183.0K | $206.0K | $206.0K | $206.0K | $206.0K | $206.0K | |
| Other Non-cash | $-770.0K | $6M | $19M | $9M | $5M | $5M | $-2M | $2M | · | · | |
| Operating Cash Flow | $46M | $55M | $49M | $40M | $30M | $25M | $19M | $27M | $26M | $19M | |
| CapEx | $5M | $4M | $3M | $294.0K | $599.0K | $438.0K | $3M | $378.0K | $4M | $2M | |
| Investing Cash Flow | $-211M | $80M | $-131M | $-343M | $-43M | $-120M | $-108M | $-38M | $-66M | $-44M | |
| Net Debt Issued | · | · | · | · | · | $0 | $0 | $-6M | · | · | |
| Stock Issued | $1.0K | $2.0K | $1.0K | $0 | $1.0K | · | · | $50M | $0 | $0 | |
| Stock Repurchased | · | · | · | · | · | $9M | $3M | $0 | $0 | · | |
| Net Stock Activity | $1.0K | $2.0K | $1.0K | · | · | $-9M | $-3M | $50M | · | · | |
| Dividends Paid | $9M | $8M | $6M | $4M | $4M | $8M | $1M | $56M | $10M | $7M | |
| Financing Cash Flow | $175M | $-82M | $154M | $207M | $64M | $131M | $78M | $39M | $66M | $33M | |
| Net Change in Cash | · | · | · | · | · | · | · | $28M | $26M | $8M | |
| Taxes Paid | $14M | $15M | $11M | $10M | $8M | $8M | $7M | $0 | $0 | · | |
| Free Cash Flow | $41M | $51M | $46M | $39M | $29M | $25M | $16M | $27M | · | · | |
| Levered FCF | · | · | $17M | $32M | $27M | $20M | $11M | $20M | · | · |
Profitability 5
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 44.7% | 46.9% | 30.8% | 41.0% | 41.7% | 39.5% | 18.9% | 61.0% | · | · | |
| Pretax Margin | 58.9% | 61.9% | 40.6% | 54.2% | 55.7% | 53.0% | 34.6% | 63.0% | · | · | |
| EBITDA Margin | 1.2% | 1.1% | 1.4% | 1.9% | 1.9% | 2.2% | 1.9% | 2.7% | · | · | |
| ROA | 2.3% | 2.6% | 1.7% | 2.0% | 2.0% | 2.1% | 1.0% | 3.4% | · | · | |
| ROE | 18.6% | 21.9% | 16.7% | 21.2% | 18.5% | 18.1% | 8.2% | 29.2% | · | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | · | · |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -1.1% | 6.2% | 26.8% | 30.4% | 13.6% | · | · | · | · | · | |
| Revenue CAGR 3Y | 10.0% | 20.6% | 23.4% | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 14.6% | · | · | · | · | · | · | · | · | · | |
| EPS YoY | -7.0% | 58.7% | -5.3% | 26.3% | 24.4% | · | · | · | · | · | |
| EPS CAGR 3Y | 11.8% | 23.8% | 14.2% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 17.0% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | -5.8% | 61.6% | -4.6% | 28.0% | 20.2% | · | · | · | · | · | |
| Net Income CAGR 3Y | 13.3% | 25.4% | 13.6% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 17.5% | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 3.7% | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $96M | $97M | $92M | $72M | $55M | $49M | $44M | $41M | · | · | |
| Net Income TTM | $43M | $46M | $28M | $30M | $23M | $19M | $8M | $25M | · | · | |
| Market Cap | $388M | $438M | $252M | $234M | $209M | $128M | $191M | $136M | · | · | |
| P/E | 9.1 | 9.6 | 9.0 | 8.0 | 9.0 | 6.9 | 23.4 | 4.4 | · | · | |
| P/S | 4.0 | 4.5 | 2.7 | 3.2 | 3.8 | 2.6 | 4.4 | 3.3 | · | · | |
| P/B | 1.5 | 2.1 | 1.5 | 1.6 | 1.6 | 1.2 | 1.9 | 1.5 | · | · | |
| P / Tangible Book | 1.6 | 2.1 | 1.6 | 1.7 | 1.8 | 1.2 | · | · | · | · | |
| P / Cash Flow | 8.4 | 8.0 | 5.1 | 5.9 | 7.0 | 5.1 | 9.9 | 5.0 | · | · | |
| P / FCF | 9.4 | 8.6 | 5.4 | 5.9 | 7.1 | 5.2 | 11.9 | 5.1 | · | · | |
| Dividend Yield | 2.4% | 1.8% | 2.5% | 1.9% | 1.9% | 6.1% | 0.53% | 41.3% | · | · | |
| Earnings Yield | 11.0% | 10.4% | 11.2% | 12.6% | 11.1% | 14.4% | 4.3% | 22.7% | · | · | |
| Payout Ratio | 21.7% | 17.6% | 22.4% | 14.7% | 17.2% | 40.5% | 12.2% | 224.6% | · | · | |
| Annual Payout | $9M | $8M | $6M | $4M | $4M | $8M | $1M | $56M | · | · |
Income Statement 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $11M | · | $11M | $10M | $7M | · | $3M | |
| Interest Income | $31M | $34M | $33M | $34M | $32M | $30M | $32M | $33M | $32M | $33M | $32M | $32M | $30M | $27M | $25M | $22M | |
| Pretax Income | $11M | $16M | $14M | $14M | $15M | $14M | $15M | $15M | $15M | $15M | $2M | $10M | $13M | $13M | $11M | $10M | |
| Income Tax | $3M | $4M | $3M | $3M | $4M | $3M | $4M | $4M | $4M | $4M | $492.0K | $2M | $3M | $3M | $3M | $2M | |
| Net Income | $8M | $12M | $11M | $11M | $11M | $10M | $11M | $12M | $12M | $11M | $1M | $8M | $10M | $10M | $8M | $8M | |
| EPS (Basic) | $0.88 | $1.26 | $1.13 | $1.15 | $1.18 | $1.10 | $1.19 | $1.26 | $1.25 | $1.22 | $0.12 | $0.86 | $1.06 | $1.05 | $0.93 | $0.88 | |
| EPS (Diluted) | $0.87 | $1.25 | $1.13 | $1.13 | $1.16 | $1.08 | $1.16 | $1.24 | $1.23 | $1.21 | $0.11 | $0.85 | $1.05 | $1.04 | $0.92 | $0.87 | |
| Shares (Basic) | 9,519,335 | 9,491,075 | -18,877,565 | 9,450,984 | 9,449,152 | 9,421,534 | -18,504,057 | 9,323,622 | 9,250,332 | 9,220,154 | -18,296,471 | 9,158,027 | 9,153,077 | 9,146,932 | -18,185,521 | 9,100,789 | |
| Shares (Diluted) | 9,604,143 | 9,596,869 | -19,121,125 | 9,597,914 | 9,545,128 | 9,552,273 | -18,735,627 | 9,498,318 | 9,367,247 | 9,317,813 | -18,520,636 | 9,273,595 | 9,247,101 | 9,264,247 | -18,382,016 | 9,209,754 | |
| EBITDA | · | $290.0K | · | · | · | $251.0K | · | · | · | $295.0K | · | · | · | $326.0K | · | · |
Balance Sheet 13
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $26M | $24M | $22M | $21M | $21M | $21M | $18M | $17M | $17M | $15M | · | $15M | $15M | $13M | · | $13M | |
| PP&E (Gross) | · | · | $30M | · | · | · | $25M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $8M | · | · | · | $7M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $11M | $11M | $11M | $11M | $11M | $11M | $8M | $8M | $8M | $8M | · | $8M | $8M | $8M | · | $8M | |
| Intangibles | $690.0K | $721.0K | $752.0K | $784.0K | $815.0K | $846.0K | $878.0K | $907.0K | $938.0K | $970.0K | · | $1M | $1M | $1M | · | $1M | |
| Total Assets | $1.91B | $1.95B | $1.96B | $1.89B | $1.84B | $1.79B | $1.74B | $1.74B | $1.68B | $1.77B | · | $1.77B | $1.68B | $1.66B | · | $1.58B | |
| Total Liabilities | $1.65B | $1.69B | $1.71B | $1.65B | $1.60B | $1.56B | $1.53B | $1.54B | $1.49B | $1.59B | · | $1.60B | $1.52B | $1.51B | · | $1.45B | |
| Common Stock | $95.0K | $95.0K | $95.0K | $95.0K | $94.0K | $94.0K | $94.0K | $93.0K | $93.0K | $92.0K | · | $92.0K | $92.0K | $92.0K | · | $91.0K | |
| Retained Earnings | $165M | $159M | $150M | $141M | $133M | $124M | $116M | $107M | $98M | $88M | · | $80M | $74M | $66M | · | $51M | |
| AOCI | $-3M | $-3M | $-3M | $-3M | $-4M | $-4M | $-5M | $-4M | $-6M | $-6M | · | $-9M | $-9M | $-8M | · | $-10M | |
| Stockholders' Equity | $266M | $260M | $251M | $242M | $232M | $222M | $213M | $204M | $191M | $180M | $170M | $168M | $162M | $154M | $144M | $136M | |
| Liabilities + Equity | $1.91B | $1.95B | $1.96B | $1.89B | $1.84B | $1.79B | $1.74B | $1.74B | $1.68B | $1.77B | · | $1.77B | $1.68B | $1.66B | · | $1.58B | |
| Shares Outstanding | 9,519,335 | 9,519,335 | 9,462,656 | 9,451,979 | 9,449,319 | 9,448,237 | 9,390,211 | 9,341,267 | 9,253,038 | 9,238,206 | · | 9,184,975 | 9,154,934 | 9,151,977 | · | 9,115,739 |
Cash Flow 14
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $290.0K | $290.0K | $289.0K | $290.0K | $289.0K | $251.0K | $246.0K | $254.0K | $262.0K | $295.0K | $329.0K | $323.0K | $324.0K | $326.0K | $343.0K | $351.0K | |
| Stock-based Comp | $594.0K | $659.0K | $806.0K | $842.0K | $762.0K | $652.0K | $605.0K | $621.0K | $637.0K | $604.0K | $472.0K | $565.0K | $621.0K | $506.0K | $325.0K | $67.0K | |
| Deferred Tax | $-396.0K | $497.0K | $-369.0K | $-359.0K | $305.0K | $79.0K | $-255.0K | $-386.0K | $622.0K | $-125.0K | $374.0K | $-1M | $-144.0K | $-245.0K | $-1M | $249.0K | |
| Other Non-cash | · | $3M | · | · | · | $-320.0K | · | · | · | $8M | · | · | · | $3M | · | · | |
| Operating Cash Flow | $7M | $17M | $9M | $17M | $9M | $11M | $13M | $13M | $8M | $20M | $16M | $13M | $7M | $14M | $10M | $5M | |
| CapEx | $2M | $2M | $1M | $214.0K | $639.0K | $3M | $1M | $613.0K | $2M | $668.0K | $232.0K | $377.0K | $2M | $219.0K | $21.0K | $45.0K | |
| Investing Cash Flow | $3M | $19M | $-67M | $-34M | $-72M | $-37M | $45M | $-79M | $109M | $5M | $-370.0K | $-122M | $-3M | $-6M | $-39M | $-71M | |
| Stock Issued | · | · | $0 | $1.0K | · | · | $1.0K | $0 | $1.0K | $0 | $0 | $0 | $0 | $1.0K | $0 | $0 | |
| Net Stock Activity | · | · | · | · | · | · | · | · | · | $0 | · | · | · | · | · | · | |
| Dividends Paid | $3M | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | |
| Financing Cash Flow | $-36M | $-33M | $61M | $40M | $41M | $33M | $-11M | $43M | $-101M | $-14M | $-4M | $82M | $15M | $61M | $-9M | $90M | |
| Taxes Paid | $6M | $0 | $3M | $3M | $7M | $0 | $4M | $3M | $7M | $97.0K | $188.0K | $4M | $7M | $21.0K | $3M | $5M | |
| Free Cash Flow | · | $14M | · | · | · | $8M | · | · | · | $20M | · | · | · | $13M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $11M | · | · | · | $8M | · | · |
Profitability 5
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 36.4% | 45.9% | · | 43.0% | 45.4% | 45.7% | · | 47.3% | 47.2% | 47.0% | · | 36.1% | 45.8% | 46.5% | · | 40.4% | |
| Pretax Margin | 48.1% | 60.5% | · | 56.2% | 60.2% | 60.7% | · | 62.3% | 62.5% | 62.0% | · | 46.9% | 60.6% | 60.7% | · | 52.3% | |
| EBITDA Margin | · | 1.1% | · | · | · | 1.1% | · | · | · | 1.2% | · | · | · | 1.6% | · | · | |
| ROA | 0.45% | 0.64% | · | 0.60% | 0.63% | 0.58% | · | 0.67% | 0.69% | 0.66% | · | 0.47% | 0.62% | 0.62% | · | 0.59% | |
| ROE | 3.4% | 5.0% | · | 4.9% | 5.2% | 5.1% | · | 6.3% | 6.5% | 6.8% | · | 5.2% | 6.7% | 6.8% | · | 6.2% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $99M | $98M | · | $97M | $96M | $96M | · | $95M | $91M | $88M | · | $84M | $78M | $72M | · | $66M | |
| Net Income TTM | $42M | $44M | · | $44M | $45M | $45M | · | $42M | $40M | $38M | · | $35M | $34M | $31M | · | $27M | |
| Market Cap | $466M | $380M | · | $437M | $395M | $366M | · | $350M | $290M | $261M | · | $207M | $225M | $225M | · | $202M | |
| P/E | 11.1 | 8.6 | · | 10.0 | 8.9 | 8.1 | · | 8.3 | 7.2 | 6.8 | · | 5.9 | 6.6 | 7.4 | · | 7.6 | |
| P/S | 4.7 | 3.9 | · | 4.5 | 4.1 | 3.8 | · | 3.7 | 3.2 | 3.0 | · | 2.5 | 2.9 | 3.1 | · | 3.1 | |
| P/B | 1.7 | 1.5 | · | 1.8 | 1.7 | 1.7 | · | 1.7 | 1.5 | 1.4 | · | 1.2 | 1.4 | 1.5 | · | 1.5 | |
| P / Tangible Book | 1.8 | 1.5 | · | 1.9 | 1.8 | 1.7 | · | 1.8 | 1.6 | 1.5 | · | 1.3 | 1.5 | 1.6 | · | 1.6 | |
| P / Cash Flow | · | 22.8 | · | · | · | 33.3 | · | · | · | 12.7 | · | · | · | 16.6 | · | · | |
| P / FCF | · | 26.8 | · | · | · | 44.7 | · | · | · | 13.2 | · | · | · | 16.8 | · | · | |
| Earnings Yield | 9.0% | 11.6% | · | 10.0% | 11.3% | 12.3% | · | 12.1% | 13.9% | 14.7% | · | 16.9% | 15.2% | 13.6% | · | 13.2% | |
| Payout Ratio | · | 21.3% | · | · | · | 21.8% | · | · | · | 17.1% | · | · | · | 15.2% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Net Income | $43M | $46M | $28M | $30M | $23M |
| Diluted EPS | $4.50 | $4.84 | $3.05 | $3.22 | $2.55 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $41M | $51M | $46M | $39M | $29M |
Latest News Recent headlines mentioning this company
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
My Metrics Your personal watchlist — selected rows from Full Fundamentals
📊
Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.
Institutional owners (13F) 101 filers · $113.9M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 18 (+4 vs prior Q) | 8 (+1 vs prior Q) | 26 (+1 vs prior Q) | 26 (-2 vs prior Q) | +67K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| Mink Brook Asset Management LLC | $23,281,110 | 475,610 | 20.44% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $13,440,544 | 274,577 | 11.80% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $9,568,110 | 195,467 | 8.40% | Shares |
| AMERICAN CENTURY COMPANIES INC | $7,143,910 | 145,943 | 6.27% | Shares |
| BANC FUNDS CO LLC | $6,291,005 | 128,519 | 5.52% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $6,268,684 | 128,063 | 5.50% | Shares |
| BlackRock, Inc. | $5,098,926 | 104,166 | 4.48% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $4,697,575 | 95,930 | 4.12% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $3,618,237 | 73,917 | 3.18% | Shares |
| STATE STREET CORP | $3,151,380 | 64,027 | 2.77% | Shares |
| Stonegate Management LLC | $2,504,922 | 53,823 | 2.20% | Shares |
| Connor, Clark & Lunn Investment Management Ltd. | $1,936,854 | 39,568 | 1.70% | Shares |
| HSBC HOLDINGS PLC | $1,534,272 | 31,641 | 1.35% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,433,892 | 29,293 | 1.26% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,408,879 | 28,782 | 1.24% | Shares |
| Twin Lions Management LLC | $1,282,196 | 26,194 | 1.13% | Shares |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $1,168,926 | 23,880 | 1.03% | Shares |
| VANGUARD GROUP INC | $1,122,155 | 27,383 | 0.99% | Shares |
| GOLDMAN SACHS GROUP INC | $1,101,767 | 22,508 | 0.97% | Shares |
| Angel Oak Capital Advisors, LLC | $1,076,900 | 22,000 | 0.95% | Shares |
| MORGAN STANLEY | $1,021,733 | 20,873 | 0.90% | Shares |
| Bank of New York Mellon Corp | $931,225 | 19,024 | 0.82% | Shares |
| SEI INVESTMENTS CO | $920,847 | 18,812 | 0.81% | Shares |
| SummerHaven Investment Management, LLC | $786,186 | 16,061 | 0.69% | Shares |
| Penn Capital Management Company, LLC | $780,606 | 15,947 | 0.69% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $768,515 | 15,700 | 0.67% | Shares |
| AMERIPRISE FINANCIAL INC | $749,134 | 15,304 | 0.66% | Shares |
| TWO SIGMA INVESTMENTS, LP | $675,363 | 13,797 | 0.59% | Shares |
| BARCLAYS PLC | $671,301 | 13,714 | 0.59% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $647,657 | 13,231 | 0.57% | Shares |
| BANK OF AMERICA CORP /DE/ | $647,413 | 13,226 | 0.57% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $624,553 | 12,759 | 0.55% | Shares |
| Squarepoint Ops LLC | $563,463 | 11,511 | 0.49% | Shares |
| EMERALD MUTUAL FUND ADVISERS TRUST | $510,793 | 10,435 | 0.45% | Shares |
| STATE OF WISCONSIN INVESTMENT BOARD | $479,710 | 9,800 | 0.42% | Shares |
| Argent Trust Co | $419,991 | 8,580 | 0.37% | Shares |
| R Squared Ltd | $418,816 | 8,556 | 0.37% | Shares |
| Trexquant Investment LP | $412,208 | 8,421 | 0.36% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $324,147 | 6,622 | 0.28% | Shares |
| EVERPAR ADVISORS LLC | $290,616 | 5,937 | 0.26% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $288,609 | 5,896 | 0.25% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $273,777 | 5,593 | 0.24% | Shares |
| STIFEL FINANCIAL CORP | $261,884 | 5,350 | 0.23% | Shares |
| MARSHALL WACE, LLP | $260,609 | 5,324 | 0.23% | Shares |
| ZACKS INVESTMENT MANAGEMENT | $241,226 | 4,928 | 0.21% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $233,296 | 4,766 | 0.20% | Shares |
| DEUTSCHE BANK AG\ | $209,702 | 4,284 | 0.18% | Shares |
| RAYMOND JAMES FINANCIAL INC | $206,373 | 4,216 | 0.18% | Shares |
| ALLIANCEBERNSTEIN L.P. | $204,584 | 5,130 | 0.18% | Shares |
| Vident Advisory, LLC | $203,191 | 4,151 | 0.18% | Shares |
| Nuveen Asset Management, LLC | $200,731 | 4,302 | 0.18% | Shares |
| RHUMBLINE ADVISERS | $162,947 | 3,329 | 0.14% | Shares |
| GLOBEFLEX CAPITAL L P | $158,794 | 3,244 | 0.14% | Shares |
| CITADEL ADVISORS LLC | $150,081 | 3,066 | 0.13% | Shares |
| MetLife Investment Management, LLC | $112,879 | 2,306 | 0.10% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $98,928 | 2,021 | 0.09% | Shares |
| Nuveen, LLC | $92,613 | 1,892 | 0.08% | Shares |
| JPMORGAN CHASE & CO | $89,016 | 1,820 | 0.08% | Shares |
| Copeland Capital Management, LLC | $80,571 | 1,646 | 0.07% | Shares |
| Vanguard Global Advisers, LLC | $65,250 | 1,333 | 0.06% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $60,306 | 1,232 | 0.05% | Shares |
| Capital Advisor Network LLC | $48,950 | 1,000 | 0.04% | Shares |
| PNC Financial Services Group, Inc. | $48,950 | 1,000 | 0.04% | Shares |
| Police & Firemen's Retirement System of New Jersey | $44,447 | 908 | 0.04% | Shares |
| IFP Advisors, Inc | $40,726 | 832 | 0.04% | Shares |
| BEACON INVESTMENT ADVISORY SERVICES, INC. | $40,629 | 830 | 0.04% | Shares |
| FMR LLC | $33,041 | 675 | 0.03% | Shares |
| NORTHERN TRUST CORP | $31,230 | 638 | 0.03% | Shares |
| Tower Research Capital LLC (TRC) | $27,412 | 560 | 0.02% | Shares |
| UBS Group AG | $23,839 | 487 | 0.02% | Shares |
| Legal & General Group Plc | $19,678 | 402 | 0.02% | Shares |
| CITIGROUP INC | $15,566 | 318 | 0.01% | Shares |
| Ameritas Investment Partners, Inc. | $15,077 | 308 | 0.01% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $13,853 | 283 | 0.01% | Shares |
| CWM, LLC | $9,930 | 249 | 0.01% | Shares |
| PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | $9,349 | 191 | 0.01% | Shares |
| Russell Investments Group, Ltd. | $9,203 | 188 | 0.01% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $9,172 | 230 | 0.01% | Shares |
| ROYAL BANK OF CANADA | $7,000 | 153 | 0.01% | Shares |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $4,985 | 125 | 0.00% | Shares |
| Sterling Capital Management LLC | $4,112 | 84 | 0.00% | Shares |
| Arax Advisory Partners | $3,133 | 64 | 0.00% | Shares |
| WHITTIER TRUST CO | $1,631 | 32 | 0.00% | Shares |
| Quarry LP | $1,420 | 29 | 0.00% | Shares |
| Integrated Wealth Concepts LLC | $1,323 | 27 | 0.00% | Shares |
| GAMMA Investing LLC | $1,322 | 27 | 0.00% | Shares |
| ACADIAN ASSET MANAGEMENT LLC | $1,268 | 25,921 | 0.00% | Shares |
| OSAIC HOLDINGS, INC. | $1,155 | 23 | 0.00% | Shares |
| Allworth Financial LP | $931 | 19 | 0.00% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $832 | 17 | 0.00% | Shares |
| WELLS FARGO & COMPANY/MN | $832 | 17 | 0.00% | Shares |
| Essential Partners LLC | $832 | 17 | 0.00% | Shares |
| Rialto Wealth Management, LLC | $539 | 11 | 0.00% | Shares |
| Farther Finance Advisors, LLC | $342 | 7 | 0.00% | Shares |
| GSA CAPITAL PARTNERS LLP | $243 | 4,962 | 0.00% | Shares |
| ROTHSCHILD INVESTMENT LLC | $196 | 4 | 0.00% | Shares |
| Optiver Holding B.V. | $98 | 2 | 0.00% | Shares |
| EverSource Wealth Advisors, LLC | $49 | 1 | 0.00% | Shares |
| State of Alaska, Department of Revenue | $18 | 378 | 0.00% | Shares |
| HARBOR CAPITAL ADVISORS, INC. | $6 | 131 | 0.00% | Shares |
Company insiders 14 insiders · 9 officers · 7 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Thomas L Travis | President & CEO | July 29, 2026 F | 283,610 | 0 | 1 | $-312,065 |
| Kelly J Harris | EVP; CFO | July 29, 2026 F | 15,966 | 0 | 0 | $0 |
| Andrew J Levinson | Regional President - Tulsa | July 29, 2026 A | 48,758 | 0 | 0 | $0 |
| John T Phillips | Sr. EVP; COO; and Secretary | Feb. 19, 2026 G | 228,500 | 0 | 0 | $0 |
| Jason E Estes | Exec. Vice President; CCO | Aug. 4, 2026 S | 103,840 | 0 | 5 | $-372,369 |
| Darrell Lee Mathews Jr. | Executive Vice President | July 29, 2026 A | 9,997 | 0 | 0 | $0 |
| Henry Litchfield | VP; General Counsel | July 29, 2026 A | 14,927 | 0 | 0 | $0 |
| Douglas A Haines | Reg. Pres. of West. OK & KS | July 29, 2026 A | 19,147 | 0 | 1 | $-44,070 |
| William B. Haines | Chairman | Dec. 14, 2021 S | 1,896,512 | 0 | 0 | $0 |
| Edward Patrick Gray | Director | July 29, 2026 A | 3,330 | 0 | 0 | $0 |
| Gary D Whitcomb | Director | July 29, 2026 A | 6,742 | 0 | 0 | $0 |
| William M Buergler | Director | July 29, 2026 A | 6,741 | 0 | 0 | $0 |
| Teresa L. Dick | Director | July 29, 2026 A | 3,733 | 0 | 0 | $0 |
| William Bradford Haines Financial Services Trust | 10% owner | Dec. 14, 2021 S | 1,896,512 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| William Bradford Haines Financial Services Trust, Lisa K. Haines Financial Services Trust, Julee S. Lawrence Financial Services Trust, William B. Haines, not individually but solely as the trustee of the William Bradford Haines Financial Services Trust ×5 filings | Dec. 29, 2021 | — | Initial filing | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 29 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| EBIT · Harbor ETF Trust | 0.05% | 131 NS | April 30, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.01% | 7,702 NS | May 31, 2026 | N-PORT |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.01% | 72,118 NS | May 31, 2026 | N-PORT |
| RSSL · Global X Funds | 0.01% | 1,890 NS | April 30, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.01% | 16,248 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.00% | 200 NS | May 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.00% | 13,641 NS | April 30, 2026 | N-PORT |
| UWM · ProShares Trust | 0.00% | 157 NS | May 31, 2026 | N-PORT |
| EBI · RBB Fund Trust | 0.00% | 310 NS | May 31, 2026 | N-PORT |
| URTY · ProShares Trust | 0.00% | 161 NS | May 31, 2026 | N-PORT |
| MSSM · MORGAN STANLEY PATHWAY FUNDS | 0.00% | 180 NS | May 31, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 4 NS | May 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 1,025 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 251 NS | April 30, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 2,655 NS | April 30, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 292 NS | April 30, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 4 NS | April 30, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 4 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | — | — | July 15, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTWG · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | — | — | July 15, 2026 | Daily |
| IWN · iShares Trust | — | — | Aug. 17, 2026 | Daily |
| IWO · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWM · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| IWC · iShares Trust | — | — | Aug. 18, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | — | — | July 13, 2026 | Daily |