Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Avg Surprise15.1%
Next ReportOct 19, 2026
Period
Report
EPS Actual
EPS Est
Surprise
June 30, 2026
Jul 20, 2026
$0.59
$0.54
9.3%
March 31, 2026
$0.66
$0.46
43.8%
Dec. 31, 2025
$0.59
$0.49
19.3%
Sept. 30, 2025
$0.59
$0.41
42.2%
June 30, 2025
$0.52
$0.37
42.3%
March 31, 2025
$0.13
$0.38
-66.1%
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement10
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue
$5M
$5M
$5M
$6M
$7M
$4M
$4M
$3M
$2M
Interest Expense
·
·
$102M
$31M
$23M
$34M
$45M
$24M
$14M
Interest Income
$221M
$217M
$221M
$181M
$147M
$139M
$142M
$102M
$74M
Pretax Income
$42M
$36M
$60M
$91M
$81M
$47M
$55M
$46M
$47M
Income Tax
$10M
$9M
$18M
$27M
$24M
$15M
$16M
$10M
$21M
Net Income
$32M
$27M
$42M
$64M
$57M
$33M
$39M
$36M
$26M
EPS (Basic)
$1.83
$1.47
$2.24
$3.37
$2.92
$1.66
$1.96
$2.11
$1.81
EPS (Diluted)
$1.83
$1.47
$2.24
$3.33
$2.86
$1.65
$1.92
$2.01
$1.68
Shares (Basic)
17,435,027
18,121,764
18,965,346
19,099,509
19,423,549
19,763,422
20,017,306
17,151,222
14,078,281
Shares (Diluted)
17,500,330
18,183,319
18,985,233
19,332,639
19,834,306
19,921,859
20,393,424
17,967,653
15,238,365
Balance Sheet16
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Cash & Equivalents
$212M
$258M
$431M
$84M
$694M
$195M
$182M
·
·
PP&E (Net)
$24M
$25M
$26M
$27M
$27M
$27M
$17M
$17M
$7M
PP&E (Gross)
$42M
$41M
$41M
$40M
$38M
$36M
$25M
$23M
$12M
Accum. Depreciation
$19M
$17M
$15M
$13M
$12M
$10M
$8M
$6M
$5M
Goodwill
$72M
$72M
$72M
$71M
$69M
$69M
$59M
$58M
$30M
Intangibles
·
$2M
$3M
·
·
·
$6M
$8M
$1M
Total Assets
$4.21B
$3.99B
$4.03B
$3.92B
$4.23B
$3.35B
$2.79B
$2.97B
$1.69B
Total Liabilities
$3.68B
$3.48B
$3.51B
$3.43B
$3.76B
$2.92B
$2.38B
$2.60B
$1.43B
Long-term Debt
$120M
$120M
$119M
$174M
$173M
$104M
$104M
$104M
$50M
Common Stock
$251M
$260M
$272M
$277M
$282M
$284M
$290M
$289M
$206M
Paid-in Capital
$4M
$4M
$4M
·
·
·
·
·
·
Retained Earnings
$282M
$264M
$255M
$226M
$181M
$138M
$112M
$82M
$51M
AOCI
$-13M
$-20M
$-20M
$-22M
$-2M
$1M
$239.0K
$-1M
·
Stockholders' Equity
$523M
$508M
$511M
$485M
$467M
$428M
$408M
$375M
$265M
Liabilities + Equity
$4.21B
$3.99B
$4.03B
$3.92B
$4.23B
$3.35B
$2.79B
$2.97B
$1.69B
Shares Outstanding
17,057,397
17,720,416
18,609,179
18,965,776
19,455,544
19,565,921
20,030,866
20,000,022
15,908,893
Cash Flow16
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
D&A
·
·
·
·
·
·
·
$2M
$1M
Stock-based Comp
$2M
$1M
$750.0K
$848.0K
$1M
$686.0K
$689.0K
$684.0K
$779.0K
Deferred Tax
$-641.0K
$-3M
$216.0K
$-2M
$-1M
$-3M
$2M
$-131.0K
$2M
Amort. of Intangibles
$2M
$2M
$3M
$4M
$6M
$6M
$5M
$3M
$2M
Operating Cash Flow
$43M
$58M
$51M
$94M
$202M
$125M
$476M
$-85M
$29M
CapEx
$798.0K
$788.0K
$652.0K
$2M
$2M
$4M
$1M
$2M
$684.0K
Investing Cash Flow
$-260M
$-160M
$243M
$-260M
$-504M
$-446M
$-219M
$-322M
$-264M
Stock Issued
·
·
·
·
·
·
·
·
$60M
Stock Repurchased
$14M
$21M
$7M
$20M
$11M
$8M
$3M
$0
·
Net Stock Activity
$-14M
$-21M
$-7M
·
·
$-8M
$-3M
·
·
Dividends Paid
$11M
$12M
$12M
$11M
$10M
$7M
$8M
$6M
$5M
Financing Cash Flow
$171M
$-72M
$53M
$-444M
$802M
$334M
$-223M
$405M
$267M
Net Change in Cash
·
·
·
·
·
·
·
$-2M
$31M
Taxes Paid
$19M
$6M
$21M
$24M
$26M
$13M
$14M
$9M
·
Free Cash Flow
$43M
$58M
$51M
·
·
$120M
$475M
$-87M
·
Levered FCF
·
·
$-21M
·
·
$96M
$443M
$-106M
·
Profitability4
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Net Margin
618.3%
503.8%
797.9%
·
·
734.8%
1028.3%
39.5%
·
Pretax Margin
815.4%
674.1%
1132.0%
·
·
1059.1%
1450.8%
50.6%
·
ROA
0.77%
0.67%
1.1%
·
·
1.1%
1.4%
1.6%
·
ROE
6.1%
5.2%
8.4%
·
·
7.8%
9.7%
10.8%
·
Efficiency1
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Asset Turnover
0.0
0.0
0.0
·
·
0.0
0.0
0.0
·
Per Share7
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Book Value / Share
$30.68
$28.66
$27.47
·
·
$21.90
$20.35
$18.73
·
Revenue / Share
$0.30
$0.29
$0.28
·
·
$0.22
$0.19
$5.08
·
Cash Flow / Share
$2.48
$3.22
$2.70
·
·
$6.25
$23.36
$-4.71
·
Cash / Share
$12.45
$14.55
·
·
·
$9.95
·
·
·
Dividend / Share
$0.64
$0.64
$0.64
$0.56
$0.51
$0.33
·
·
·
Dividend Paid / Share
·
·
·
·
$0.51
$0.33
$0.40
$0.35
$0.38
EPS (TTM)
$1.83
$1.47
$2.24
$3.33
$2.86
$1.65
$1.92
$2.01
$1.68
Growth Rates10
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue YoY
-2.4%
-0.54%
-4.6%
-21.1%
57.7%
·
·
·
·
Revenue CAGR 3Y
-2.5%
-9.2%
5.9%
·
·
·
·
·
·
Revenue CAGR 5Y
2.9%
·
·
·
·
·
·
·
·
EPS YoY
24.5%
-34.4%
-32.7%
16.4%
73.3%
·
·
·
·
EPS CAGR 3Y
-18.1%
-19.9%
10.7%
·
·
·
·
·
·
EPS CAGR 5Y
2.1%
·
·
·
·
·
·
·
·
Net Income YoY
19.8%
-37.2%
-34.0%
13.0%
72.8%
·
·
·
·
Net Income CAGR 3Y
-20.8%
-22.3%
8.8%
·
·
·
·
·
·
Net Income CAGR 5Y
-0.60%
·
·
·
·
·
·
·
·
Dividends Paid CAGR 5Y
11.4%
·
·
·
·
·
·
·
·
Valuation (TTM)13
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue TTM
$5M
$5M
$5M
$6M
$7M
$4M
$4M
$3M
$2M
Net Income TTM
$32M
$27M
$42M
$64M
$57M
$33M
$39M
$36M
$26M
Market Cap
$352M
$363M
$354M
·
·
$301M
$424M
$351M
·
P/E
11.3
13.9
8.5
6.3
9.2
9.3
11.0
8.7
16.3
P/S
68.1
68.6
66.6
·
·
67.2
111.2
138.0
·
P/B
0.7
0.7
0.7
·
·
0.7
1.0
0.9
·
P / Tangible Book
0.8
0.8
0.8
1.0
1.3
0.8
·
·
·
P / Cash Flow
8.1
6.2
6.9
·
·
2.4
0.9
-4.2
·
P / FCF
8.3
6.3
7.0
·
·
2.5
0.9
-4.0
·
Dividend Yield
3.2%
3.2%
3.4%
·
·
2.2%
1.9%
1.6%
·
Earnings Yield
8.9%
7.2%
11.8%
16.0%
10.9%
10.7%
9.1%
11.4%
6.1%
Payout Ratio
35.3%
44.0%
28.6%
·
·
19.9%
20.5%
15.9%
·
Annual Payout
$11M
$12M
$12M
$11M
$10M
$7M
$8M
$6M
$5M
Income Statement10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Revenue
$1M
$2M
$1M
$1M
$1M
$1M
$1M
$1M
$2M
$1M
$1M
$1M
$1M
$1M
$1M
$1M
Interest Expense
·
·
·
·
·
·
·
·
$29M
$30M
$29M
$28M
$25M
$20M
·
$7M
Interest Income
$57M
$57M
$57M
$57M
$54M
$52M
$55M
$54M
$53M
$55M
$55M
$56M
$57M
$54M
$53M
$46M
Pretax Income
$14M
$16M
$13M
$13M
$13M
$3M
$5M
$10M
$10M
$11M
$17M
$12M
$16M
$16M
$25M
$23M
Income Tax
$4M
$4M
$3M
$3M
$4M
$900.0K
$672.0K
$3M
$3M
$3M
$5M
$4M
$5M
$5M
$8M
$6M
Net Income
$10M
$11M
$10M
$10M
$9M
$2M
$4M
$7M
$7M
$8M
$12M
$8M
$11M
$11M
$18M
$17M
EPS (Basic)
$0.60
$0.66
$0.60
$0.59
$0.53
$0.13
$0.26
$0.39
$0.39
$0.43
$0.63
$0.45
$0.58
$0.58
$0.93
$0.88
EPS (Diluted)
$0.59
$0.66
$0.59
$0.59
$0.52
$0.13
$0.26
$0.39
$0.39
$0.43
$0.63
$0.45
$0.58
$0.58
$0.92
$0.87
Shares (Basic)
17,011,624
17,063,757
17,049,834
17,225,702
17,746,607
17,727,712
17,704,992
17,812,791
18,375,970
18,601,277
18,887,501
18,995,303
18,993,483
18,985,846
·
18,988,443
Shares (Diluted)
17,141,742
17,174,526
17,140,478
17,301,627
17,797,735
17,770,588
17,796,840
17,885,359
18,406,897
18,666,683
18,900,351
18,997,304
18,995,100
19,049,685
·
19,130,447
Balance Sheet16
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Cash & Equivalents
$283M
$197M
$212M
$235M
$192M
$239M
$258M
$349M
$253M
·
·
·
·
·
·
$174M
PP&E (Net)
$23M
$23M
$24M
$24M
$24M
$24M
$25M
$25M
$25M
$25M
·
$26M
$27M
$27M
·
$27M
PP&E (Gross)
·
·
$42M
·
·
·
$41M
·
·
·
·
·
·
·
·
·
Accum. Depreciation
·
·
$19M
·
·
·
$17M
·
·
·
·
·
·
·
·
·
Goodwill
$71M
$71M
$71M
$72M
$72M
$72M
$72M
$72M
$72M
$71M
·
$71M
$71M
$71M
·
$71M
Intangibles
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
$4M
Total Assets
$4.28B
$4.19B
$4.21B
$4.21B
$4.09B
$4.01B
$3.99B
$3.99B
$3.87B
$3.88B
·
$4.07B
$4.08B
$4.11B
·
$3.91B
Total Liabilities
$3.74B
$3.66B
$3.68B
$3.69B
$3.57B
$3.50B
$3.48B
$3.48B
$3.36B
$3.36B
·
$3.57B
$3.58B
$3.62B
·
$3.43B
Long-term Debt
$120M
$120M
$120M
$120M
$120M
$120M
$120M
$119M
$119M
$119M
·
$174M
$174M
$174M
·
$173M
Common Stock
$251M
$251M
$251M
$250M
$260M
$260M
$260M
$259M
$266M
$272M
·
$277M
$277M
$277M
·
$278M
Paid-in Capital
$3M
$4M
$4M
$4M
$4M
$3M
$4M
$4M
$3M
$3M
·
·
·
·
·
·
Retained Earnings
$296M
$291M
$282M
$275M
$270M
$264M
$264M
$263M
$263M
$260M
·
$247M
$242M
$234M
·
$213M
AOCI
$-15M
$-14M
$-13M
$-14M
$-16M
$-17M
$-20M
$-16M
$-21M
$-21M
·
$-26M
$-22M
$-20M
·
$-23M
Stockholders' Equity
$535M
$531M
$523M
$514M
$518M
$510M
·
$510M
$511M
$514M
·
$503M
$500M
$495M
$485M
$472M
Liabilities + Equity
$4.28B
$4.19B
$4.21B
$4.21B
$4.09B
$4.01B
$3.99B
$3.99B
$3.87B
$3.88B
·
$4.07B
$4.08B
$4.11B
·
$3.91B
Shares Outstanding
16,985,919
17,074,159
17,057,397
17,043,897
17,699,091
17,738,628
17,720,416
17,693,416
18,182,154
18,578,132
18,609,179
18,995,303
18,995,303
18,992,903
18,965,776
19,011,672
Cash Flow12
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Stock-based Comp
$697.0K
$277.0K
$293.0K
$270.0K
$925.0K
$255.0K
$268.0K
$264.0K
$688.0K
$140.0K
$141.0K
$143.0K
$150.0K
$316.0K
$168.0K
$274.0K
Amort. of Intangibles
$371.0K
$426.0K
$402.0K
$454.0K
$493.0K
$458.0K
$607.0K
$562.0K
$576.0K
$597.0K
$592.0K
$657.0K
$710.0K
$609.0K
$830.0K
$774.0K
Operating Cash Flow
$22M
$19M
$12M
$2M
$22M
$8M
$17M
$24M
$12M
$5M
$-9M
$25M
$18M
$17M
$23M
$26M
CapEx
·
·
$157.0K
$363.0K
$98.0K
$180.0K
$233.0K
$257.0K
$149.0K
$149.0K
$38.0K
$25.0K
$65.0K
$524.0K
$592.0K
$258.0K
Investing Cash Flow
$-11M
$-21M
$-16M
$-72M
$-130M
$-42M
$-98M
$-33M
$-13M
$-17M
$153M
$84M
$46M
$-40M
$-108M
$-96M
Stock Repurchased
·
·
$-1.0K
$12M
$1M
$0
$9.0K
$11M
$8M
$1M
$7M
$0
$0
$0
$1M
$2M
Net Stock Activity
·
·
·
·
·
$0
·
·
·
$-1M
·
·
·
$0
·
·
Dividends Paid
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
$3M
Financing Cash Flow
$74M
$-14M
$-19M
$113M
$61M
$16M
$-11M
$105M
$-15M
$-150M
$-44M
$-24M
$-49M
$170M
$-6M
$-80M
Taxes Paid
$4M
$-9M
$14M
$2M
$2M
$740.0K
$1M
$1M
$4M
$0
$19M
$525.0K
$2M
$-46.0K
$5M
$4M
Free Cash Flow
·
·
·
·
·
$8M
·
·
·
$5M
·
·
·
$16M
·
·
Levered FCF
·
·
·
·
·
·
·
·
·
$-17M
·
·
·
$2M
·
·
Profitability4
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Margin
963.9%
545.1%
·
766.5%
675.8%
205.8%
·
551.1%
459.4%
598.4%
·
571.7%
768.4%
916.5%
·
1371.7%
Pretax Margin
1338.6%
757.2%
·
1001.7%
936.4%
286.6%
·
753.5%
619.7%
839.9%
·
815.4%
1089.3%
1298.1%
·
1898.7%
ROA
0.24%
0.28%
·
0.25%
0.23%
0.06%
·
0.17%
0.18%
0.20%
·
0.21%
0.27%
0.27%
·
0.43%
ROE
1.9%
2.2%
·
2.0%
1.8%
0.45%
·
1.4%
1.4%
1.6%
·
1.7%
2.3%
2.3%
·
3.6%
Efficiency1
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
Per Share6
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Book Value / Share
$31.51
$31.10
·
$30.18
$29.25
$28.77
·
$28.81
$28.12
$27.67
·
$26.45
$26.34
$26.05
·
$24.82
Revenue / Share
$0.06
$0.12
·
$0.08
$0.08
$0.06
·
$0.07
$0.09
$0.07
·
$0.08
$0.07
$0.06
·
$0.06
Cash Flow / Share
·
$1.13
·
·
·
$0.44
·
·
·
$0.26
·
·
·
$0.88
·
·
Cash / Share
$16.66
$11.53
·
$13.78
$10.84
$13.46
·
$19.75
$13.90
·
·
·
·
·
·
$9.16
Dividend / Share
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.16
$0.14
$0.14
EPS (TTM)
$2.43
$2.36
·
$1.50
$1.30
$1.17
·
$1.84
$1.90
$2.09
·
$2.53
$2.95
$3.17
·
$3.20
Valuation (TTM)12
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Revenue TTM
$6M
$6M
·
$5M
$5M
$5M
·
$5M
$6M
$5M
·
$5M
$5M
$6M
·
$6M
Net Income TTM
$42M
$41M
·
$26M
$23M
$21M
·
$34M
$36M
$40M
·
$48M
$56M
$61M
·
$62M
Market Cap
$466M
$365M
·
$320M
$305M
$293M
·
$407M
$342M
$335M
·
$243M
$227M
$294M
·
$395M
P/E
11.3
9.1
·
12.5
13.2
14.1
·
12.5
9.9
8.6
·
5.1
4.0
4.9
·
6.5
P/S
80.3
59.6
·
65.0
62.6
57.8
·
75.3
60.9
61.2
·
46.3
45.5
52.4
·
69.1
P/B
0.9
0.7
·
0.6
0.6
0.6
·
0.8
0.7
0.7
·
0.5
0.5
0.6
·
0.8
P / Tangible Book
1.0
0.8
·
0.7
0.7
0.7
·
0.9
0.8
0.8
·
0.6
0.5
0.7
·
1.0
P / Cash Flow
·
18.8
·
·
·
37.7
·
·
·
69.0
·
·
·
17.5
·
·
Dividend Yield
2.4%
3.1%
·
3.5%
3.8%
4.0%
·
2.9%
3.5%
3.6%
·
4.9%
5.0%
3.8%
·
2.7%
Earnings Yield
8.9%
11.0%
·
8.0%
7.5%
7.1%
·
8.0%
10.1%
11.6%
·
19.8%
24.7%
20.4%
·
15.4%
Payout Ratio
·
24.4%
·
·
·
125.1%
·
·
·
37.0%
·
·
·
27.7%
·
·
Annual Payout
$11M
$11M
·
$11M
$11M
$12M
·
$12M
$12M
$12M
·
$12M
$11M
$11M
·
$11M
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-12-31
2025-06-30
2025-03-31
2024-12-31
2024-09-30
Revenue
$5M
·
·
$5M
·
Net Income
$32M
·
·
$27M
·
Diluted EPS
$1.83
·
·
$1.47
·
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-12-31
2025-06-30
2025-03-31
2024-12-31
2024-09-30
Free Cash Flow
$43M
·
·
$58M
·
Institutional owners (13F)
147 filers
· $268.1M total
· As of Sept. 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders147
Value held$268.1M
New positions34
Exited positions7
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
34 (+18 vs prior Q)
7 (0 vs prior Q)
64 (+16 vs prior Q)
21 (-12 vs prior Q)
+442K
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.