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LKFN NASDAQ US

Lakeland Financial Corporation - Common Stock

Financials · Banking Website · IPO Mar 1994
$58.12
▲ +$0.10 (+0.17%)
Vol 117K
9
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$1.5B
P/E
14.9
ROE
13.8%
Margin
36.3%
D/E
0.00
Beta
0.76
Div Yield
3.51%
52W
$50–$72

Wall Street Consensus

11 analysts · Apr 2026
2
Strong Buy
4
Buy
5
Hold
0
Sell
0
Strong Sell
54.5%
Buy Rating

Price Chart

Earnings

Beat rate: 50.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $1.08 $1.16 +$0.08
Sep 2025 $1.06 $1.03 $-0.03
Jun 2025 $0.99 $1.04 +$0.05
Mar 2025 $0.90 $0.78 $-0.12

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 13.5% 13.5% 13.5% 13.5% 13.8% 13.8%
P/E (TTM) 16.66 17.33 17.13 15.45 15.29 14.92
Net Margin 36.3% 36.3% 36.3% 36.3% 36.3%
Gross Margin
D/E Ratio 0.70 0.70 0.70 0.70 0.00 0.00
Current Ratio

Key Ratios

ROA (TTM)
1.4%
P/S (TTM)
5.67
P/B
2.6
EPS (TTM)
$3.78
CF/Share
$3.74
Rev Growth 3Y
+3.6%
52W High
$71.77
52W Low
$50.00
$50.00 52-Week Range $71.77

How does LKFN compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

LKFN valuation vs Banking peers

P/E ratio
14.9
19% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
5.7
145% above peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
2.6
144% above peers (1.1)
vs Peers
vs Industry
Overvalued
Div yield
3.5%
17% above peers (3.0%)
vs Peers
vs Industry
Below avg

LKFN profitability vs Banking peers

ROE
13.8%
53% above peers (9.0%)
vs Peers
vs Industry
Top tier
Net margin
36.3%
27% above peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
1.4%
51% above peers (1.0%)
vs Peers
vs Industry
Top tier

LKFN financial health vs Banking peers

D/E ratio
0.0
100% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.8
11% above peers (0.7)
vs Peers
vs Industry
Less volatile

LKFN fundamentals radar

LKFN Peer median Industry

LKFN profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

LKFN vs peers: key metrics

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