$23.69
▲ +$0.28
(+1.20%)
Vol 175K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$587.8M
P/E
9.3
ROE
21.9%
Margin
21.0%
D/E
3.27
Beta
1.00
Div Yield
2.41%
52W
$16–$28
Wall Street Consensus
8 analysts · Apr 20262
Strong Buy
5
Buy
1
Hold
0
Sell
0
Strong Sell
87.5%
Buy Rating
Price Chart
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Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.67 | $0.56 | $-0.11 |
| Sep 2025 | $0.60 | $0.60 | $0.00 |
| Jun 2025 | $0.58 | $0.55 | $-0.03 |
| Mar 2025 | $0.43 | $0.62 | +$0.19 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 16.4% | 16.4% | 16.4% | 21.9% | 21.9% | 21.9% |
| P/E (TTM) | 11.48 | 10.81 | 10.54 | 7.70 | 8.65 | 9.32 |
| Net Margin | — | 21.0% | 21.0% | 21.0% | 21.0% | 21.0% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 3.55 | 3.55 | 3.55 | 3.27 | 3.27 | 3.27 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
2.0%
P/S (TTM)
2.11
P/B
1.6
EPS (TTM)
$2.81
CF/Share
$5.56
Rev Growth 3Y
+12.7%
52W High
$28.21
52W Low
$16.18
$16.18
52-Week Range
$28.21
How does NRIM compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
NRIM valuation vs Banking peers
P/E ratio
9.3
▼
26%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.1
▼
9%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.6
▲
53%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.4%
▼
20%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
NRIM profitability vs Banking peers
ROE
21.9%
▲
143%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
21.0%
▼
27%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
2.0%
▲
108%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
NRIM financial health vs Banking peers
D/E ratio
3.3
▼
76%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
1.0
▲
44%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
NRIM fundamentals radar
NRIM
Peer median
Industry
NRIM profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
NRIM vs peers: key metrics
Related Signals
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