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OCFC NASDAQ US

OceanFirst Financial Corp. - Common Stock

Financials · Banking Website · IPO Jul 1996
$18.24
▲ +$0.20 (+1.11%)
Vol 479K
10
Quality Score
ok
Deep Check
1/5 fail
Mkt Cap
$1.0B
P/E
12.9
ROE
4.8%
Margin
29.6%
D/E
15.92
Beta
1.06
Div Yield
4.46%
52W
$14–$21

Wall Street Consensus

12 analysts · Apr 2026
2
Strong Buy
6
Buy
4
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating

Price Chart

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Earnings

Beat rate: 25.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.39 $0.41 +$0.02
Sep 2025 $0.36 $0.36 $0.00
Jun 2025 $0.34 $0.31 $-0.03
Mar 2025 $0.36 $0.35 $-0.01

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 5.2% 5.2% 5.2% 4.8% 4.8% 4.8%
P/E (TTM) 11.74 11.31 11.37 12.99 13.74 12.91
Net Margin — 29.6% 29.6% 29.6% 29.6% 29.6%
Gross Margin — — — — — —
D/E Ratio 15.80 15.80 15.80 15.92 15.92 15.92
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
0.6%
P/S (TTM)
1.87
P/B
0.6
EPS (TTM)
$1.38
CF/Share
$2.41
Rev Growth 3Y
+11.8%
52W High
$20.61
52W Low
$14.29
$14.29 52-Week Range $20.61

How does OCFC compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

OCFC ACNB AFBI AMAL AROW

OCFC valuation vs Banking peers

P/E ratio
12.9
▲ 3% above peers (12.6)
vs Peers
vs Industry
Fair value
P/S ratio
1.9
▼ 19% below peers (2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.6
▼ 41% below peers (1.1)
vs Peers
vs Industry
Undervalued
Div yield
4.5%
▲ 49% above peers (3.0%)
vs Peers
vs Industry
Below avg

OCFC profitability vs Banking peers

ROE
4.8%
▼ 47% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
29.6%
▲ 4% above peers (28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.6%
▼ 38% below peers (1.0%)
vs Peers
vs Industry
Weak

OCFC financial health vs Banking peers

D/E ratio
15.9
▲ 15% above peers (13.8)
vs Peers
vs Industry
In line
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
1.1
▲ 54% above peers (0.7)
vs Peers
vs Industry
More volatile

OCFC fundamentals radar

OCFC Peer median Industry

OCFC profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

OCFC vs peers: key metrics

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