Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Avg Surprise3.6%
Next ReportOct 26, 2026
Period
Report
EPS Actual
EPS Est
Surprise
June 30, 2026
Jul 27, 2026
$0.45
$0.37
21.7%
March 31, 2026
$0.84
$0.89
-5.3%
Dec. 31, 2025
$0.95
$0.86
10.0%
Sept. 30, 2025
$0.82
$0.91
-9.4%
June 30, 2025
$0.93
$0.91
2.7%
March 31, 2025
$0.83
$0.81
2.1%
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement10
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Interest Expense
·
·
$120M
$25M
$14M
$21M
$29M
Interest Income
$468M
$460M
$414M
$267M
$169M
$157M
$156M
Pretax Income
$123M
$95M
$131M
$74M
$52M
$57M
$22M
Income Tax
$25M
$19M
$28M
$15M
$9M
$10M
$1M
Net Income
$98M
$76M
$104M
$59M
$43M
$48M
$21M
EPS (Basic)
$3.52
$2.76
$4.15
$2.55
$2.36
$2.60
$1.05
EPS (Diluted)
$3.47
$2.69
$4.08
$2.48
$2.30
$2.58
$1.03
Shares (Basic)
27,786,887
27,433,865
24,938,359
23,245,598
18,321,794
18,325,630
19,559,766
Shares (Diluted)
28,249,796
28,067,273
25,387,196
23,838,471
18,770,785
18,475,538
19,863,202
EBITDA
$8M
$7M
$7M
·
·
·
·
Balance Sheet16
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Cash & Equivalents
$653M
$616M
$479M
$344M
$668M
$202M
·
PP&E (Net)
$82M
$82M
$85M
$88M
$53M
$57M
·
PP&E (Gross)
$147M
$141M
$137M
$134M
$94M
$96M
·
Accum. Depreciation
$65M
$58M
$53M
$46M
$40M
$39M
·
Goodwill
$93M
$93M
$93M
$93M
$33M
$33M
·
Intangibles
$5M
$7M
$11M
$16M
$8M
$10M
$10M
Total Assets
$8.49B
$8.10B
$7.88B
$7.43B
$5.67B
$5.00B
$4.19B
Total Liabilities
$7.33B
$7.06B
$7.00B
$6.66B
$5.14B
$4.51B
·
Common Stock
$3.0K
$3.0K
$2.0K
$2.0K
$2.0K
$2.0K
·
Paid-in Capital
$550M
$547M
$463M
$461M
$262M
$259M
·
Retained Earnings
$631M
$533M
$458M
$358M
$299M
$255M
·
Treasury Stock
·
·
$0
$0
$38M
$38M
$37M
AOCI
$-27M
$-39M
$-43M
$-44M
$2M
$9M
·
Stockholders' Equity
$1.15B
$1.04B
$877M
$775M
$524M
$486M
$430M
Liabilities + Equity
$8.49B
$8.10B
$7.88B
$7.43B
$5.67B
$5.00B
·
Shares Outstanding
27,887,337
27,709,679
24,960,639
24,920,984
18,346,288
18,321,659
·
Cash Flow17
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
D&A
$8M
$7M
$7M
$8M
$7M
·
·
Stock-based Comp
$4M
$2M
$2M
$1M
$3M
$2M
$2M
Deferred Tax
$3M
$3M
$3M
$9M
$3M
$-3M
$2M
Amort. of Intangibles
$2M
$3M
$5M
$4M
$1M
$1M
$2M
Other Non-cash
$-996.0K
$12M
$9M
·
·
·
·
Operating Cash Flow
$111M
$101M
$125M
$97M
$113M
$-547.0K
$4M
CapEx
$8M
$5M
$4M
$2M
$3M
$6M
$7M
Investing Cash Flow
$-330M
$-81M
$-327M
$-538M
$-294M
$-663M
$-217M
Stock Issued
$-1M
$82M
$-167.0K
$-579.0K
$-456.0K
$0
$1M
Stock Repurchased
·
·
·
$0
$0
$2M
$37M
Net Stock Activity
$-1M
$82M
$-167.0K
$-579.0K
$-456.0K
·
·
Dividends Paid
$8M
$0
$26M
$8M
$0
$0
$32M
Financing Cash Flow
$255M
$116M
$338M
$116M
$647M
$721M
$257M
Net Change in Cash
$37M
$137M
$136M
$-325M
$466M
$57M
$44M
Taxes Paid
$16M
$15M
$28M
$6M
$7M
$8M
$520.0K
Free Cash Flow
$104M
$96M
$121M
$95M
$110M
·
·
Levered FCF
·
·
$26M
$75M
$98M
·
·
Profitability5
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Net Margin
23.4%
19.6%
27.8%
17.9%
15.4%
·
·
Pretax Margin
29.3%
24.6%
35.3%
22.4%
18.6%
·
·
EBITDA Margin
2.0%
1.9%
2.0%
·
·
·
·
ROA
1.2%
0.93%
1.3%
0.82%
0.76%
·
·
ROE
8.7%
7.3%
12.0%
7.8%
8.3%
·
·
Efficiency1
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Asset Turnover
0.1
0.0
0.0
0.0
0.0
·
·
Per Share5
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Book Value / Share
$41.36
$37.58
$35.14
$31.08
$28.56
·
·
Revenue / Share
$14.84
$13.78
$14.67
$13.89
$14.89
·
·
Cash Flow / Share
$3.95
$3.60
$4.93
$4.07
$6.03
·
·
Cash / Share
$23.40
$22.23
$19.20
$13.78
$36.44
·
·
EPS (TTM)
$3.47
$2.69
$4.08
$2.48
$2.30
·
·
Growth Rates9
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Revenue YoY
8.4%
3.8%
12.5%
18.5%
-1.7%
·
·
Revenue CAGR 3Y
8.2%
11.4%
9.4%
·
·
·
·
Revenue CAGR 5Y
8.1%
·
·
·
·
·
·
EPS YoY
29.0%
-34.1%
64.5%
7.8%
-10.8%
·
·
EPS CAGR 3Y
11.8%
5.4%
16.5%
·
·
·
·
EPS CAGR 5Y
6.1%
·
·
·
·
·
·
Net Income YoY
29.5%
-27.0%
74.9%
37.1%
-9.3%
·
·
Net Income CAGR 3Y
18.3%
20.6%
29.6%
·
·
·
·
Net Income CAGR 5Y
15.5%
·
·
·
·
·
·
Valuation (TTM)13
Metric
Trend
2025
2024
2023
2022
2021
2020
2019
Revenue TTM
$419M
$387M
$373M
$331M
$279M
·
·
Net Income TTM
$98M
$76M
$104M
$59M
$43M
·
·
Market Cap
$1.05B
$1.11B
$849M
$908M
·
·
·
P/E
10.8
14.9
8.3
14.7
·
·
·
P/S
2.5
2.9
2.3
2.7
·
·
·
P/B
0.9
1.1
1.0
1.2
·
·
·
P / Tangible Book
1.0
1.2
1.1
1.4
·
·
·
P / Cash Flow
9.4
11.0
6.8
9.4
·
·
·
P / FCF
10.1
11.6
7.0
9.6
·
·
·
Dividend Yield
0.72%
0.00%
3.1%
0.88%
·
·
·
Earnings Yield
9.2%
6.7%
12.0%
6.8%
·
·
·
Payout Ratio
7.8%
0.00%
25.1%
0.01%
0.00%
·
·
Annual Payout
$8M
$0
$26M
$8M
$0
·
·
Income Statement10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Interest Expense
·
·
·
·
·
·
·
·
·
$39M
·
$33M
$28M
$21M
·
$5M
Interest Income
$230M
$116M
$119M
$121M
$117M
$110M
$116M
$119M
$115M
$110M
$110M
$107M
$102M
$95M
$85M
$74M
Pretax Income
$-28M
$26M
$32M
$28M
$33M
$30M
$20M
$29M
$31M
$15M
$30M
$32M
$36M
$33M
$31M
$34M
Income Tax
$-5M
$5M
$7M
$5M
$7M
$6M
$4M
$6M
$7M
$3M
$6M
$7M
$8M
$7M
$6M
$8M
Net Income
$-23M
$22M
$25M
$23M
$26M
$24M
$16M
$22M
$25M
$12M
$24M
$25M
$28M
$26M
$25M
$27M
EPS (Basic)
$-0.49
$0.77
$0.89
$0.83
$0.95
$0.85
$0.59
$0.81
$0.90
$0.46
$0.97
$1.01
$1.12
$1.05
$1.04
$1.07
EPS (Diluted)
$-0.49
$0.76
$0.89
$0.82
$0.93
$0.83
$0.57
$0.79
$0.88
$0.45
$0.94
$1.00
$1.11
$1.03
$1.01
$1.04
Shares (Basic)
46,722,106
27,851,041
·
27,801,255
27,783,710
27,721,760
·
27,612,538
27,430,761
27,019,625
·
24,942,389
24,933,664
24,923,259
·
24,877,607
Shares (Diluted)
46,722,106
28,316,608
·
28,291,778
28,232,319
28,293,912
·
28,212,809
28,031,956
27,628,941
·
25,357,807
25,206,359
25,487,582
·
25,494,315
EBITDA
$3M
$2M
·
$2M
$2M
$2M
·
·
·
$2M
·
·
·
·
·
·
Balance Sheet16
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Cash & Equivalents
$990M
$414M
$653M
$660M
$785M
$621M
$616M
$574M
$536M
$384M
·
$444M
$493M
$388M
·
$325M
PP&E (Net)
$119M
$81M
$82M
$82M
$82M
$82M
$82M
$83M
$83M
$84M
·
$84M
$84M
$86M
·
$88M
PP&E (Gross)
·
·
$147M
·
·
·
$141M
·
·
·
·
·
·
·
·
·
Accum. Depreciation
·
·
$65M
·
·
·
$58M
·
·
·
·
·
·
·
·
·
Goodwill
$103M
$93M
$93M
$93M
$93M
$93M
$93M
$93M
$93M
$93M
·
$93M
$93M
$93M
·
$93M
Intangibles
$90M
$4M
$5M
$6M
$6M
$7M
$7M
$9M
$10M
$10M
$11M
$12M
$13M
$15M
$16M
$18M
Total Assets
$15.72B
$8.57B
$8.49B
$8.50B
$8.44B
$8.22B
$8.10B
$8.14B
$8.00B
$7.78B
$7.88B
$7.76B
$7.80B
$7.61B
$7.43B
$7.05B
Total Liabilities
$13.88B
$7.39B
$7.33B
$7.37B
$7.34B
$7.15B
$7.06B
$7.10B
$7.00B
$6.82B
·
$6.91B
$6.97B
$6.81B
·
$6.30B
Common Stock
$5.0K
$3.0K
$3.0K
$3.0K
$3.0K
$3.0K
$3.0K
$3.0K
$3.0K
$3.0K
·
$2.0K
$2.0K
$2.0K
·
$2.0K
Paid-in Capital
$1.24B
$551M
$550M
$549M
$548M
$547M
$547M
$547M
$543M
$543M
·
$463M
$462M
$461M
·
$461M
Retained Earnings
$630M
$653M
$631M
$606M
$583M
$557M
$533M
$517M
$494M
$470M
·
$434M
$408M
$380M
·
$333M
Treasury Stock
·
·
·
·
·
·
·
·
·
·
·
·
·
·
·
$0
AOCI
$-30M
$-28M
$-27M
$-28M
$-36M
$-36M
$-39M
$-30M
$-41M
$-48M
·
$-52M
$-46M
$-42M
·
$-43M
Stockholders' Equity
$1.84B
$1.18B
$1.15B
$1.13B
$1.10B
$1.07B
$1.04B
$1.03B
$997M
$965M
$877M
$844M
$824M
$799M
$775M
$751M
Liabilities + Equity
$15.72B
$8.57B
$8.49B
$8.50B
$8.44B
$8.22B
$8.10B
$8.14B
$8.00B
$7.78B
·
$7.76B
$7.80B
$7.61B
·
$7.05B
Shares Outstanding
·
·
27,887,337
27,854,764
27,834,525
27,753,918
27,709,679
27,665,918
27,443,246
27,442,943
·
24,942,645
24,941,468
24,924,023
·
24,906,032
Cash Flow16
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
D&A
$3M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
·
·
Stock-based Comp
$2M
$1M
$601.0K
$1M
$1M
$636.0K
$562.0K
$549.0K
$772.0K
$492.0K
$384.0K
$660.0K
$656.0K
$427.0K
$355.0K
$473.0K
Deferred Tax
·
·
$-4M
$2M
·
·
$816.0K
$29.0K
$3M
$0
$3M
$11.0K
$-2M
$2M
$9M
$671.0K
Amort. of Intangibles
·
·
·
·
·
·
$652.0K
$651.0K
$652.0K
$815.0K
$829.0K
$899.0K
$2M
$1M
$2M
$935.0K
Other Non-cash
·
$-37M
·
·
·
$113.0K
·
·
·
$13M
·
·
·
·
·
·
Operating Cash Flow
$1.10B
$-12M
$21M
$49M
$15M
$26M
$5M
$48M
$21M
$27M
$41M
$19M
$41M
$25M
$55M
$9M
CapEx
$-85.0K
$2M
$2M
$2M
$2M
$2M
$2M
$1M
$1M
$1M
$3M
$156.0K
$151.0K
$1M
$401.0K
$737.0K
Investing Cash Flow
$3.43B
$-278M
$9M
$-178M
$-44M
$-116M
$92M
$-105M
$-43M
$-25M
$-98M
$-4M
$-87M
$-138M
$-359M
$-153M
Stock Issued
$-1M
$-163.0K
$64.0K
$-241.0K
$-590.0K
$-477.0K
$-508.0K
$3M
$-15.0K
$79M
$-211.0K
$-9.0K
$26.0K
$27.0K
$-165.0K
$-206.0K
Net Stock Activity
·
$-163.0K
·
·
·
$-477.0K
·
·
·
$79M
·
·
·
$27.0K
·
·
Dividends Paid
$25M
$0
·
·
$0
$0
·
·
·
$0
·
·
·
·
·
·
Financing Cash Flow
$-3.96B
$52M
$-37M
$4M
$193M
$95M
$-54M
$94M
$174M
$-98M
$93M
$-63M
$151M
$158M
$323M
$-41M
Net Change in Cash
$576M
$-239M
$-7M
$-125M
$164M
$5M
$42M
$38M
$152M
$-96M
$35M
$-49M
$104M
$45M
$18M
$-186M
Taxes Paid
$10M
$90.0K
$4M
$2M
$10M
$103.0K
$9M
$334.0K
$5M
$5.0K
$5M
$-8M
$31M
$247.0K
$-4M
$0
Free Cash Flow
·
$-14M
·
·
·
$24M
·
·
·
$26M
·
·
·
$24M
·
·
Levered FCF
·
·
·
·
·
·
·
·
·
$-5M
·
·
·
$7M
·
·
Profitability5
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Net Margin
-12.4%
19.6%
·
21.6%
25.0%
24.5%
·
22.8%
25.5%
13.1%
·
27.4%
28.5%
28.2%
·
28.4%
Pretax Margin
-15.2%
24.0%
·
26.4%
31.2%
30.9%
·
29.1%
32.3%
16.3%
·
34.8%
36.3%
35.9%
·
36.5%
EBITDA Margin
1.5%
1.9%
·
1.9%
2.0%
2.1%
·
·
·
1.9%
·
·
·
·
·
·
ROA
-0.19%
0.26%
·
0.28%
0.32%
0.29%
·
0.28%
0.31%
0.16%
·
0.34%
0.38%
0.39%
·
0.42%
ROE
-1.6%
1.9%
·
2.1%
2.5%
2.3%
·
2.4%
2.7%
1.4%
·
3.2%
3.6%
4.0%
·
4.2%
Efficiency1
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
Per Share5
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Book Value / Share
·
·
·
$40.48
$39.35
$38.49
·
$37.38
$36.31
$35.15
·
$33.83
$33.02
$32.06
·
$30.14
Revenue / Share
$3.94
$3.88
·
$3.79
$3.74
$3.40
·
$3.48
$3.43
$3.39
·
$3.63
$3.89
$3.65
·
$3.67
Cash Flow / Share
·
$-0.44
·
·
·
$0.93
·
·
·
$0.98
·
·
·
$0.97
·
·
Cash / Share
·
·
·
$23.69
$28.21
$22.39
·
$20.74
$19.52
$13.98
·
$17.80
$19.76
$15.58
·
$13.05
EPS (TTM)
$1.98
$3.40
·
$3.15
$3.12
$3.07
·
$3.06
$3.27
$3.50
·
$4.15
$4.19
$3.10
·
$1.95
Valuation (TTM)10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Revenue TTM
$512M
$433M
·
$408M
$399M
$389M
·
$377M
$371M
$373M
·
$375M
$377M
$359M
·
$309M
Net Income TTM
$47M
$96M
·
$89M
$89M
$87M
·
$83M
$86M
$90M
·
$104M
$105M
$78M
·
$43M
Market Cap
·
·
·
$1.08B
$967M
$1.00B
·
$1.18B
$952M
$981M
·
$728M
$636M
$698M
·
$766M
P/E
19.6
10.7
·
12.3
11.1
11.8
·
13.9
10.6
10.2
·
7.0
6.1
9.0
·
15.8
P/S
·
·
·
2.6
2.4
2.6
·
3.1
2.6
2.6
·
1.9
1.7
1.9
·
2.5
P/B
·
·
·
1.0
0.9
0.9
·
1.1
1.0
1.0
·
0.9
0.8
0.9
·
1.0
P / Tangible Book
·
·
·
1.1
1.0
1.0
·
1.3
1.1
1.1
·
1.0
0.9
1.0
·
1.2
P / Cash Flow
·
·
·
·
·
38.1
·
·
·
36.2
·
·
·
28.1
·
·
Earnings Yield
5.1%
9.3%
·
8.1%
9.0%
8.5%
·
7.2%
9.4%
9.8%
·
14.2%
16.4%
11.1%
·
6.3%
Payout Ratio
-109.4%
0.00%
·
·
·
0.00%
·
·
·
·
·
·
·
·
·
·
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-12-31
2025-06-30
2025-03-31
2024-12-31
2024-09-30
Net Income
$98M
·
·
$76M
·
Diluted EPS
$3.47
·
·
$2.69
·
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-12-31
2025-06-30
2025-03-31
2024-12-31
2024-09-30
Free Cash Flow
$104M
·
·
$96M
·
Institutional owners (13F)
168 filers
· $975.2M total
· As of Sept. 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders168
Value held$975.2M
New positions57
Exited positions21
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
57 (+15 vs prior Q)
21 (+16 vs prior Q)
79 (+34 vs prior Q)
21 (-6 vs prior Q)
+13.4M
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.