FSUN FirstSun Capital Bancorp - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 10, 2026
$39.52
· of 52w range
· above low
· to high
$29.9552w low
$42.2852w high
Market Cap
$1.10B
P/E
11.4
EPS
$3.47
your badges
52W Range
$30–$42
Analyst Rating
BUY
Price Target
$46
P/E
11.4
ROE
8.7%
Net Profit Margin
23.4%
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FSUN Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$39.52
Market Cap
$1.10B
P/E
11.4
EPS
$3.47
Div Yield
0.69%
ROE
8.7%
52W Range
$30–$42
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10-Year Performance Revenue, net income, margins and EPS trends
EPS$3.472023-12-31 → 2025-12-31
Free Cash Flow$104M2023-12-31 → 2025-12-31
Net margin23.4%2023-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | FSUN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 11.4 | · | 13.7 | Overvalued | |
| P/S | 2.6 | · | 3.9 | Undervalued | |
| P/B | 1.0 | · | 1.2 | Undervalued | |
| Price / FCF | 10.6 | · | · | · | |
| Price / Cash Flow | 9.9 | · | 9.4 | Fair value | |
| Price / Tangible Book | 1.0 | · | · | · | |
| PEG Ratio | ≈1.9 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | FSUN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 2.0% | · | 7.4% | Weak | |
| Pretax Margin | 29.3% | · | 44.6% | Weak | |
| Net Profit Margin | 23.4% | · | 34.5% | Weak | |
| ROA | 1.2% | · | 1.2% | In line | |
| ROE | 8.7% | · | 9.3% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | FSUN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 8.4% | · | · | · | |
| Revenue CAGR 3Y | 8.2% | · | · | · | |
| Revenue CAGR 5Y | 8.1% | · | · | · | |
| EPS YoY | 29.0% | · | · | · | |
| Net Income YoY | 29.5% | · | · | · | |
| EPS CAGR 3Y | 11.8% | · | · | · | |
| EPS CAGR 5Y | 6.1% | · | · | · | |
| Net Income CAGR 3Y | 18.3% | · | · | · | |
| Net Income CAGR 5Y | 15.5% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | FSUN | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.1 | · | 0.0 | Top tier |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield0.69%
Payout Ratio7.8%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
3.6%
Next Report
Oct 26, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 27, 2026 | $0.45 | $0.37 | 21.7% |
| March 31, 2026 | $0.84 | $0.89 | -5.3% | |
| Dec. 31, 2025 | $0.95 | $0.86 | 10.0% | |
| Sept. 30, 2025 | $0.82 | $0.91 | -9.4% | |
| June 30, 2025 | $0.93 | $0.91 | 2.7% | |
| March 31, 2025 | $0.83 | $0.81 | 2.1% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $120M | $25M | $14M | $21M | $29M | |
| Interest Income | $468M | $460M | $414M | $267M | $169M | $157M | $156M | |
| Pretax Income | $123M | $95M | $131M | $74M | $52M | $57M | $22M | |
| Income Tax | $25M | $19M | $28M | $15M | $9M | $10M | $1M | |
| Net Income | $98M | $76M | $104M | $59M | $43M | $48M | $21M | |
| EPS (Basic) | $3.52 | $2.76 | $4.15 | $2.55 | $2.36 | $2.60 | $1.05 | |
| EPS (Diluted) | $3.47 | $2.69 | $4.08 | $2.48 | $2.30 | $2.58 | $1.03 | |
| Shares (Basic) | 27,786,887 | 27,433,865 | 24,938,359 | 23,245,598 | 18,321,794 | 18,325,630 | 19,559,766 | |
| Shares (Diluted) | 28,249,796 | 28,067,273 | 25,387,196 | 23,838,471 | 18,770,785 | 18,475,538 | 19,863,202 | |
| EBITDA | $8M | $7M | $7M | · | · | · | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $653M | $616M | $479M | $344M | $668M | $202M | · | |
| PP&E (Net) | $82M | $82M | $85M | $88M | $53M | $57M | · | |
| PP&E (Gross) | $147M | $141M | $137M | $134M | $94M | $96M | · | |
| Accum. Depreciation | $65M | $58M | $53M | $46M | $40M | $39M | · | |
| Goodwill | $93M | $93M | $93M | $93M | $33M | $33M | · | |
| Intangibles | $5M | $7M | $11M | $16M | $8M | $10M | $10M | |
| Total Assets | $8.49B | $8.10B | $7.88B | $7.43B | $5.67B | $5.00B | $4.19B | |
| Total Liabilities | $7.33B | $7.06B | $7.00B | $6.66B | $5.14B | $4.51B | · | |
| Common Stock | $3.0K | $3.0K | $2.0K | $2.0K | $2.0K | $2.0K | · | |
| Paid-in Capital | $550M | $547M | $463M | $461M | $262M | $259M | · | |
| Retained Earnings | $631M | $533M | $458M | $358M | $299M | $255M | · | |
| Treasury Stock | · | · | $0 | $0 | $38M | $38M | $37M | |
| AOCI | $-27M | $-39M | $-43M | $-44M | $2M | $9M | · | |
| Stockholders' Equity | $1.15B | $1.04B | $877M | $775M | $524M | $486M | $430M | |
| Liabilities + Equity | $8.49B | $8.10B | $7.88B | $7.43B | $5.67B | $5.00B | · | |
| Shares Outstanding | 27,887,337 | 27,709,679 | 24,960,639 | 24,920,984 | 18,346,288 | 18,321,659 | · |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| D&A | $8M | $7M | $7M | $8M | $7M | · | · | |
| Stock-based Comp | $4M | $2M | $2M | $1M | $3M | $2M | $2M | |
| Deferred Tax | $3M | $3M | $3M | $9M | $3M | $-3M | $2M | |
| Amort. of Intangibles | $2M | $3M | $5M | $4M | $1M | $1M | $2M | |
| Other Non-cash | $-996.0K | $12M | $9M | · | · | · | · | |
| Operating Cash Flow | $111M | $101M | $125M | $97M | $113M | $-547.0K | $4M | |
| CapEx | $8M | $5M | $4M | $2M | $3M | $6M | $7M | |
| Investing Cash Flow | $-330M | $-81M | $-327M | $-538M | $-294M | $-663M | $-217M | |
| Stock Issued | $-1M | $82M | $-167.0K | $-579.0K | $-456.0K | $0 | $1M | |
| Stock Repurchased | · | · | · | $0 | $0 | $2M | $37M | |
| Net Stock Activity | $-1M | $82M | $-167.0K | $-579.0K | $-456.0K | · | · | |
| Dividends Paid | $8M | $0 | $26M | $8M | $0 | $0 | $32M | |
| Financing Cash Flow | $255M | $116M | $338M | $116M | $647M | $721M | $257M | |
| Net Change in Cash | $37M | $137M | $136M | $-325M | $466M | $57M | $44M | |
| Taxes Paid | $16M | $15M | $28M | $6M | $7M | $8M | $520.0K | |
| Free Cash Flow | $104M | $96M | $121M | $95M | $110M | · | · | |
| Levered FCF | · | · | $26M | $75M | $98M | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 23.4% | 19.6% | 27.8% | 17.9% | 15.4% | · | · | |
| Pretax Margin | 29.3% | 24.6% | 35.3% | 22.4% | 18.6% | · | · | |
| EBITDA Margin | 2.0% | 1.9% | 2.0% | · | · | · | · | |
| ROA | 1.2% | 0.93% | 1.3% | 0.82% | 0.76% | · | · | |
| ROE | 8.7% | 7.3% | 12.0% | 7.8% | 8.3% | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | · | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $41.36 | $37.58 | $35.14 | $31.08 | $28.56 | · | · | |
| Revenue / Share | $14.84 | $13.78 | $14.67 | $13.89 | $14.89 | · | · | |
| Cash Flow / Share | $3.95 | $3.60 | $4.93 | $4.07 | $6.03 | · | · | |
| Cash / Share | $23.40 | $22.23 | $19.20 | $13.78 | $36.44 | · | · | |
| EPS (TTM) | $3.47 | $2.69 | $4.08 | $2.48 | $2.30 | · | · |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 8.4% | 3.8% | 12.5% | 18.5% | -1.7% | · | · | |
| Revenue CAGR 3Y | 8.2% | 11.4% | 9.4% | · | · | · | · | |
| Revenue CAGR 5Y | 8.1% | · | · | · | · | · | · | |
| EPS YoY | 29.0% | -34.1% | 64.5% | 7.8% | -10.8% | · | · | |
| EPS CAGR 3Y | 11.8% | 5.4% | 16.5% | · | · | · | · | |
| EPS CAGR 5Y | 6.1% | · | · | · | · | · | · | |
| Net Income YoY | 29.5% | -27.0% | 74.9% | 37.1% | -9.3% | · | · | |
| Net Income CAGR 3Y | 18.3% | 20.6% | 29.6% | · | · | · | · | |
| Net Income CAGR 5Y | 15.5% | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $419M | $387M | $373M | $331M | $279M | · | · | |
| Net Income TTM | $98M | $76M | $104M | $59M | $43M | · | · | |
| Market Cap | $1.05B | $1.11B | $849M | $908M | · | · | · | |
| P/E | 10.8 | 14.9 | 8.3 | 14.7 | · | · | · | |
| P/S | 2.5 | 2.9 | 2.3 | 2.7 | · | · | · | |
| P/B | 0.9 | 1.1 | 1.0 | 1.2 | · | · | · | |
| P / Tangible Book | 1.0 | 1.2 | 1.1 | 1.4 | · | · | · | |
| P / Cash Flow | 9.4 | 11.0 | 6.8 | 9.4 | · | · | · | |
| P / FCF | 10.1 | 11.6 | 7.0 | 9.6 | · | · | · | |
| Dividend Yield | 0.72% | 0.00% | 3.1% | 0.88% | · | · | · | |
| Earnings Yield | 9.2% | 6.7% | 12.0% | 6.8% | · | · | · | |
| Payout Ratio | 7.8% | 0.00% | 25.1% | 0.01% | 0.00% | · | · | |
| Annual Payout | $8M | $0 | $26M | $8M | $0 | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $39M | · | $33M | $28M | $21M | · | $5M | |
| Interest Income | $230M | $116M | $119M | $121M | $117M | $110M | $116M | $119M | $115M | $110M | $110M | $107M | $102M | $95M | $85M | $74M | |
| Pretax Income | $-28M | $26M | $32M | $28M | $33M | $30M | $20M | $29M | $31M | $15M | $30M | $32M | $36M | $33M | $31M | $34M | |
| Income Tax | $-5M | $5M | $7M | $5M | $7M | $6M | $4M | $6M | $7M | $3M | $6M | $7M | $8M | $7M | $6M | $8M | |
| Net Income | $-23M | $22M | $25M | $23M | $26M | $24M | $16M | $22M | $25M | $12M | $24M | $25M | $28M | $26M | $25M | $27M | |
| EPS (Basic) | $-0.49 | $0.77 | $0.89 | $0.83 | $0.95 | $0.85 | $0.59 | $0.81 | $0.90 | $0.46 | $0.97 | $1.01 | $1.12 | $1.05 | $1.04 | $1.07 | |
| EPS (Diluted) | $-0.49 | $0.76 | $0.89 | $0.82 | $0.93 | $0.83 | $0.57 | $0.79 | $0.88 | $0.45 | $0.94 | $1.00 | $1.11 | $1.03 | $1.01 | $1.04 | |
| Shares (Basic) | 46,722,106 | 27,851,041 | · | 27,801,255 | 27,783,710 | 27,721,760 | · | 27,612,538 | 27,430,761 | 27,019,625 | · | 24,942,389 | 24,933,664 | 24,923,259 | · | 24,877,607 | |
| Shares (Diluted) | 46,722,106 | 28,316,608 | · | 28,291,778 | 28,232,319 | 28,293,912 | · | 28,212,809 | 28,031,956 | 27,628,941 | · | 25,357,807 | 25,206,359 | 25,487,582 | · | 25,494,315 | |
| EBITDA | $3M | $2M | · | $2M | $2M | $2M | · | · | · | $2M | · | · | · | · | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $990M | $414M | $653M | $660M | $785M | $621M | $616M | $574M | $536M | $384M | · | $444M | $493M | $388M | · | $325M | |
| PP&E (Net) | $119M | $81M | $82M | $82M | $82M | $82M | $82M | $83M | $83M | $84M | · | $84M | $84M | $86M | · | $88M | |
| PP&E (Gross) | · | · | $147M | · | · | · | $141M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $65M | · | · | · | $58M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $103M | $93M | $93M | $93M | $93M | $93M | $93M | $93M | $93M | $93M | · | $93M | $93M | $93M | · | $93M | |
| Intangibles | $90M | $4M | $5M | $6M | $6M | $7M | $7M | $9M | $10M | $10M | $11M | $12M | $13M | $15M | $16M | $18M | |
| Total Assets | $15.72B | $8.57B | $8.49B | $8.50B | $8.44B | $8.22B | $8.10B | $8.14B | $8.00B | $7.78B | $7.88B | $7.76B | $7.80B | $7.61B | $7.43B | $7.05B | |
| Total Liabilities | $13.88B | $7.39B | $7.33B | $7.37B | $7.34B | $7.15B | $7.06B | $7.10B | $7.00B | $6.82B | · | $6.91B | $6.97B | $6.81B | · | $6.30B | |
| Common Stock | $5.0K | $3.0K | $3.0K | $3.0K | $3.0K | $3.0K | $3.0K | $3.0K | $3.0K | $3.0K | · | $2.0K | $2.0K | $2.0K | · | $2.0K | |
| Paid-in Capital | $1.24B | $551M | $550M | $549M | $548M | $547M | $547M | $547M | $543M | $543M | · | $463M | $462M | $461M | · | $461M | |
| Retained Earnings | $630M | $653M | $631M | $606M | $583M | $557M | $533M | $517M | $494M | $470M | · | $434M | $408M | $380M | · | $333M | |
| Treasury Stock | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| AOCI | $-30M | $-28M | $-27M | $-28M | $-36M | $-36M | $-39M | $-30M | $-41M | $-48M | · | $-52M | $-46M | $-42M | · | $-43M | |
| Stockholders' Equity | $1.84B | $1.18B | $1.15B | $1.13B | $1.10B | $1.07B | $1.04B | $1.03B | $997M | $965M | $877M | $844M | $824M | $799M | $775M | $751M | |
| Liabilities + Equity | $15.72B | $8.57B | $8.49B | $8.50B | $8.44B | $8.22B | $8.10B | $8.14B | $8.00B | $7.78B | · | $7.76B | $7.80B | $7.61B | · | $7.05B | |
| Shares Outstanding | · | · | 27,887,337 | 27,854,764 | 27,834,525 | 27,753,918 | 27,709,679 | 27,665,918 | 27,443,246 | 27,442,943 | · | 24,942,645 | 24,941,468 | 24,924,023 | · | 24,906,032 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | · | · | |
| Stock-based Comp | $2M | $1M | $601.0K | $1M | $1M | $636.0K | $562.0K | $549.0K | $772.0K | $492.0K | $384.0K | $660.0K | $656.0K | $427.0K | $355.0K | $473.0K | |
| Deferred Tax | · | · | $-4M | $2M | · | · | $816.0K | $29.0K | $3M | $0 | $3M | $11.0K | $-2M | $2M | $9M | $671.0K | |
| Amort. of Intangibles | · | · | · | · | · | · | $652.0K | $651.0K | $652.0K | $815.0K | $829.0K | $899.0K | $2M | $1M | $2M | $935.0K | |
| Other Non-cash | · | $-37M | · | · | · | $113.0K | · | · | · | $13M | · | · | · | · | · | · | |
| Operating Cash Flow | $1.10B | $-12M | $21M | $49M | $15M | $26M | $5M | $48M | $21M | $27M | $41M | $19M | $41M | $25M | $55M | $9M | |
| CapEx | $-85.0K | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $3M | $156.0K | $151.0K | $1M | $401.0K | $737.0K | |
| Investing Cash Flow | $3.43B | $-278M | $9M | $-178M | $-44M | $-116M | $92M | $-105M | $-43M | $-25M | $-98M | $-4M | $-87M | $-138M | $-359M | $-153M | |
| Stock Issued | $-1M | $-163.0K | $64.0K | $-241.0K | $-590.0K | $-477.0K | $-508.0K | $3M | $-15.0K | $79M | $-211.0K | $-9.0K | $26.0K | $27.0K | $-165.0K | $-206.0K | |
| Net Stock Activity | · | $-163.0K | · | · | · | $-477.0K | · | · | · | $79M | · | · | · | $27.0K | · | · | |
| Dividends Paid | $25M | $0 | · | · | $0 | $0 | · | · | · | $0 | · | · | · | · | · | · | |
| Financing Cash Flow | $-3.96B | $52M | $-37M | $4M | $193M | $95M | $-54M | $94M | $174M | $-98M | $93M | $-63M | $151M | $158M | $323M | $-41M | |
| Net Change in Cash | $576M | $-239M | $-7M | $-125M | $164M | $5M | $42M | $38M | $152M | $-96M | $35M | $-49M | $104M | $45M | $18M | $-186M | |
| Taxes Paid | $10M | $90.0K | $4M | $2M | $10M | $103.0K | $9M | $334.0K | $5M | $5.0K | $5M | $-8M | $31M | $247.0K | $-4M | $0 | |
| Free Cash Flow | · | $-14M | · | · | · | $24M | · | · | · | $26M | · | · | · | $24M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-5M | · | · | · | $7M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -12.4% | 19.6% | · | 21.6% | 25.0% | 24.5% | · | 22.8% | 25.5% | 13.1% | · | 27.4% | 28.5% | 28.2% | · | 28.4% | |
| Pretax Margin | -15.2% | 24.0% | · | 26.4% | 31.2% | 30.9% | · | 29.1% | 32.3% | 16.3% | · | 34.8% | 36.3% | 35.9% | · | 36.5% | |
| EBITDA Margin | 1.5% | 1.9% | · | 1.9% | 2.0% | 2.1% | · | · | · | 1.9% | · | · | · | · | · | · | |
| ROA | -0.19% | 0.26% | · | 0.28% | 0.32% | 0.29% | · | 0.28% | 0.31% | 0.16% | · | 0.34% | 0.38% | 0.39% | · | 0.42% | |
| ROE | -1.6% | 1.9% | · | 2.1% | 2.5% | 2.3% | · | 2.4% | 2.7% | 1.4% | · | 3.2% | 3.6% | 4.0% | · | 4.2% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | · | · | $40.48 | $39.35 | $38.49 | · | $37.38 | $36.31 | $35.15 | · | $33.83 | $33.02 | $32.06 | · | $30.14 | |
| Revenue / Share | $3.94 | $3.88 | · | $3.79 | $3.74 | $3.40 | · | $3.48 | $3.43 | $3.39 | · | $3.63 | $3.89 | $3.65 | · | $3.67 | |
| Cash Flow / Share | · | $-0.44 | · | · | · | $0.93 | · | · | · | $0.98 | · | · | · | $0.97 | · | · | |
| Cash / Share | · | · | · | $23.69 | $28.21 | $22.39 | · | $20.74 | $19.52 | $13.98 | · | $17.80 | $19.76 | $15.58 | · | $13.05 | |
| EPS (TTM) | $1.98 | $3.40 | · | $3.15 | $3.12 | $3.07 | · | $3.06 | $3.27 | $3.50 | · | $4.15 | $4.19 | $3.10 | · | $1.95 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $512M | $433M | · | $408M | $399M | $389M | · | $377M | $371M | $373M | · | $375M | $377M | $359M | · | $309M | |
| Net Income TTM | $47M | $96M | · | $89M | $89M | $87M | · | $83M | $86M | $90M | · | $104M | $105M | $78M | · | $43M | |
| Market Cap | · | · | · | $1.08B | $967M | $1.00B | · | $1.18B | $952M | $981M | · | $728M | $636M | $698M | · | $766M | |
| P/E | 19.6 | 10.7 | · | 12.3 | 11.1 | 11.8 | · | 13.9 | 10.6 | 10.2 | · | 7.0 | 6.1 | 9.0 | · | 15.8 | |
| P/S | · | · | · | 2.6 | 2.4 | 2.6 | · | 3.1 | 2.6 | 2.6 | · | 1.9 | 1.7 | 1.9 | · | 2.5 | |
| P/B | · | · | · | 1.0 | 0.9 | 0.9 | · | 1.1 | 1.0 | 1.0 | · | 0.9 | 0.8 | 0.9 | · | 1.0 | |
| P / Tangible Book | · | · | · | 1.1 | 1.0 | 1.0 | · | 1.3 | 1.1 | 1.1 | · | 1.0 | 0.9 | 1.0 | · | 1.2 | |
| P / Cash Flow | · | · | · | · | · | 38.1 | · | · | · | 36.2 | · | · | · | 28.1 | · | · | |
| Earnings Yield | 5.1% | 9.3% | · | 8.1% | 9.0% | 8.5% | · | 7.2% | 9.4% | 9.8% | · | 14.2% | 16.4% | 11.1% | · | 6.3% | |
| Payout Ratio | -109.4% | 0.00% | · | · | · | 0.00% | · | · | · | · | · | · | · | · | · | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Net Income | $98M | · | · | $76M | · |
| Diluted EPS | $3.47 | · | · | $2.69 | · |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Free Cash Flow | $104M | · | · | $96M | · |
Institutional owners (13F) 168 filers · $975.2M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
168
Value held
$975.2M
New positions
57
Exited positions
21
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 57 (+15 vs prior Q) | 21 (+16 vs prior Q) | 79 (+34 vs prior Q) | 21 (-6 vs prior Q) | +13.4M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $158,892,286 | 4,097,274 | 16.29% | Shares |
| Fortress Investment Group LLC | $85,178,292 | 2,196,449 | 8.73% | Shares |
| CANYON CAPITAL ADVISORS LLC | $74,886,197 | 1,931,052 | 7.68% | Shares |
| BlackRock, Inc. | $73,454,555 | 1,894,135 | 7.53% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $51,157,064 | 1,319,161 | 5.25% | Shares |
| STRATEGIC VALUE BANK PARTNERS LLC | $44,641,985 | 1,151,160 | 4.58% | Shares |
| STATE STREET CORP | $36,821,183 | 949,489 | 3.78% | Shares |
| VANGUARD GROUP INC | $29,518,974 | 784,349 | 3.03% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $28,685,683 | 739,703 | 2.94% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $26,257,630 | 676,961 | 2.69% | Shares |
| Stelac Advisory Services LLC | $24,187,241 | 623,704 | 2.48% | Shares |
| AMERIPRISE FINANCIAL INC | $24,186,428 | 623,683 | 2.48% | Shares |
| MIRABELLA FINANCIAL SERVICES LLP | $24,169,092 | 623,236 | 2.48% | Shares |
| GOLDMAN SACHS GROUP INC | $20,389,291 | 525,768 | 2.09% | Shares |
| MALTESE CAPITAL MANAGEMENT LLC | $15,742,586 | 405,946 | 1.61% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $14,501,277 | 373,937 | 1.49% | Shares |
| MENDON CAPITAL ADVISORS CORP | $13,485,629 | 347,747 | 1.38% | Shares |
| MONETA GROUP INVESTMENT ADVISORS LLC | $12,913,740 | 333,000 | 1.32% | Shares |
| Curi Capital, LLC | $12,234,160 | 315,476 | 1.25% | Shares |
| FIRST FOUNDATION ADVISORS | $11,256,861 | 290,275 | 1.15% | Shares |
| ALLIANCEBERNSTEIN L.P. | $10,089,102 | 276,717 | 1.03% | Shares |
| BANC FUNDS CO LLC | $9,230,842 | 238,031 | 0.95% | Shares |
| AMERICAN CENTURY COMPANIES INC | $9,172,478 | 236,526 | 0.94% | Shares |
| NORTHERN TRUST CORP | $8,891,440 | 229,279 | 0.91% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $8,554,015 | 220,578 | 0.88% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $8,139,651 | 209,893 | 0.83% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $7,305,725 | 188,389 | 0.75% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $6,820,316 | 175,872 | 0.70% | Shares |
| SALZHAUER MICHAEL | $5,467,462 | 140,987 | 0.56% | Shares |
| Empowered Funds, LLC | $4,847,306 | 124,995 | 0.50% | Shares |
| TWO SIGMA ADVISERS, LP | $4,723,192 | 125,500 | 0.48% | Shares |
| FIRST TRUST ADVISORS LP | $4,703,122 | 121,277 | 0.48% | Shares |
| Verition Fund Management LLC | $4,515,311 | 116,434 | 0.46% | Shares |
| BANK OF AMERICA CORP /DE/ | $3,998,800 | 103,115 | 0.41% | Shares |
| TWO SIGMA INVESTMENTS, LP | $3,792,762 | 97,802 | 0.39% | Shares |
| Quantinno Capital Management LP | $3,777,581 | 97,410 | 0.39% | Shares |
| EJF Capital LP | $3,758,790 | 96,926 | 0.39% | Shares |
| MORGAN STANLEY | $3,543,863 | 91,383 | 0.36% | Shares |
| Gator Capital Management, LLC | $3,536,193 | 91,186 | 0.36% | Shares |
| CITADEL ADVISORS LLC | $3,509,900 | 90,508 | 0.36% | Shares |
| Access Investment Management LLC | $3,387,046 | 87,340 | 0.35% | Shares |
| ExodusPoint Capital Management, LP | $3,301,419 | 85,132 | 0.34% | Shares |
| MARTINGALE ASSET MANAGEMENT L P | $3,146,687 | 81,142 | 0.32% | Shares |
| Bank of New York Mellon Corp | $3,127,839 | 80,656 | 0.32% | Shares |
| Black Maple Capital Management LP | $2,696,916 | 69,544 | 0.28% | Shares |
| PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC. | $2,494,795 | 64,332 | 0.26% | Shares |
| CALDWELL SUTTER CAPITAL, INC. | $2,362,167 | 60,912 | 0.24% | Shares |
| Nuveen, LLC | $2,268,475 | 58,496 | 0.23% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $2,190,790 | 56,493 | 0.22% | Shares |
| Swiss National Bank | $2,059,218 | 53,100 | 0.21% | Shares |
Company insiders 20 insiders · 4 officers · 14 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Neal E Arnold | CEO & President | April 1, 2026 F | 329,750 | 0 | 0 | $0 |
| Robert A Cafera | Chief Financial Officer | April 1, 2026 F | 148,622 | 0 | 0 | $0 |
| Jennifer Norris | Chief Credit Officer | April 1, 2026 F | 15,093 | 0 | 0 | $0 |
| Laura J Frazier | Chief Administrative Officer | April 1, 2026 F | 16,514 | 0 | 0 | $0 |
| Sam Edelson | Director | June 8, 2026 A | 4,239 | 0 | 0 | $0 |
| David W Levy | Director | June 8, 2026 A | 9,208 | 0 | 0 | $0 |
| Spencer Cohn | Director | June 8, 2026 A | 2,099 | 0 | 0 | $0 |
| Allen C. Parker | Director | June 8, 2026 A | 4,239 | 0 | 0 | $0 |
| Benjamin Mackovak | Director | June 8, 2026 A | 4,239 | 0 | 0 | $0 |
| John Fleshood | Director | June 8, 2026 A | 5,902 | 0 | 0 | $0 |
| Peter E Murphy | Director | June 8, 2026 A | 2,149 | 1 | 0 | $52,920 |
| Henchy R Enden | Director | April 1, 2026 A | 30 | 0 | 0 | $0 |
| Kevin T. Hammond | Director | April 1, 2026 A | 30 | 0 | 0 | $0 |
| Thomas C Shafer | Director | April 1, 2026 A | 80,415 | 0 | 0 | $0 |
| Paul A Larkins | Director | June 9, 2025 D | 3,395 | 0 | 0 | $0 |
| Diane Merdian | Director | May 29, 2025 M | 1,753 | 0 | 0 | $0 |
| Isabella C M Cunningham | Director | May 8, 2025 A | 14,781 | 0 | 0 | $0 |
| JLL/FCH Holdings I, LLC | 10% owner | Oct. 3, 2025 M | 3,504,902 | 0 | 0 | $0 |
| Beverly O Elving | · | Aug. 13, 2026 M | 8,934 | 0 | 0 | $0 |
| Mollie H Carter | · | May 20, 2026 G | 0 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 31 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| DPST · Direxion Shares ETF Trust | 0.17% | 19,035 NS | July 31, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.13% | 44,989 NS | July 31, 2026 | N-PORT |
| FYT · First Trust Exchange-Traded AlphaDE… | 0.12% | 6,047 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.06% | 21,259 SH | Aug. 19, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.05% | 33,231 SH | Oct. 2, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.04% | 76,076 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.03% | 629,301 SH | Sept. 11, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.03% | 127,531 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.03% | 2,184 SH | Oct. 1, 2026 | Daily |
| RSSL · Global X Funds | 0.03% | 11,895 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.03% | 143,353 SH | Aug. 19, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.02% | 1,047 NS | July 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 7,397 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 300,575 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 43,081 SH | Aug. 19, 2026 | Daily |
| WSML · iShares Trust | 0.01% | 1,349 SH | Sept. 11, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.01% | 23,028 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.01% | 820 NS | July 31, 2026 | N-PORT |
| TILT · FlexShares Trust | 0.01% | 3,002 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 2,601 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.00% | 48,829 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 3,189 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 9,721 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 30,285 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 6,491 SH | Sept. 3, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.00% | 6,760 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 988,049 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 2,200 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 240,077 SH | Sept. 11, 2026 | Daily |
| ISCB · iShares Trust | · | 1,097 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 5,539 SH | Sept. 11, 2026 | Daily |
FSUN Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 10 analysts
BUY
Median target
$45.50
+15.1%
4 40.0%
Strong Buy
5 50.0%
Buy
1 10.0%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
4 analysts · 2026-09-30Mean target $45.75 +15.8%
← Below all targets
Current price $39.52
Low$45.00
Mean$45.75
High$47.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| FSUN | $1.05B | 10.8 | 8.4% | 23.4% | 8.7% | · |
| TBBK | $2.86B | 13.7 | 20.8% | 161.7% | 29.4% | · |
| GABC | $1.47B | 12.8 | 37.8% | 23.1% | 10.1% | · |
| DCOM | $1.32B | 12.8 | 19.0% | 556.0% | 7.6% | · |
| HOPE | $1.41B | 22.4 | 5.0% | 12.3% | 2.7% | · |
| STBA | $1.47B | 11.3 | 4.8% | 33.4% | 9.2% | · |
| LOB | · | 15.4 | 18.3% | 18.3% | 9.4% | · |
| BY | $1.33B | 10.1 | 9.7% | 29.1% | 10.6% | · |
| NBHC | $1.44B | 13.3 | 2.9% | 232.6% | 8.0% | · |
| BFC | $1.20B | 16.8 | 10.4% | 41.1% | 11.4% | · |
| TCBK | $1.53B | 12.8 | 4.1% | 227.5% | 9.4% | · |
My Metrics Your personal watchlist — selected rows from Full Fundamentals
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Source: SEC 10-Q filed Aug 10, 2026