PAYS
NASDAQ
US
Paysign, Inc. - Common Stock
$5.92
▲ +$0.10
(+1.72%)
Vol 1.0M
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$283.5M
P/E
37.5
ROE
19.2%
Margin
10.1%
D/E
3.78
Beta
0.97
52W
$2–$9
Wall Street Consensus
11 analysts · Apr 20264
Strong Buy
6
Buy
1
Hold
0
Sell
0
Strong Sell
90.9%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 40.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.02 | $0.02 | $0.00 |
| Sep 2025 | $0.02 | $0.04 | +$0.02 |
| Jun 2025 | $0.04 | $0.02 | $-0.02 |
| Mar 2025 | $0.02 | $0.05 | +$0.03 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 19.3% | 19.3% | 19.3% | 19.3% | 19.2% | 19.2% |
| P/E (TTM) | 57.52 | 41.70 | 49.35 | 41.44 | 36.69 | 37.49 |
| Net Margin | 7.3% | 9.9% | 9.9% | 9.9% | 10.1% | 10.1% |
| Gross Margin | 61.6% | 60.0% | 60.0% | 60.0% | 59.8% | 59.8% |
| D/E Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 17.20 | 3.78 |
| Current Ratio | 1.11 | 1.11 | 1.11 | 1.11 | 1.13 | 1.13 |
Key Ratios
ROA (TTM)
3.8%
P/S (TTM)
3.79
P/B
5.3
EPS (TTM)
$0.13
CF/Share
$0.10
Rev Growth 3Y
+25.6%
52W High
$8.88
52W Low
$1.80
$1.80
52-Week Range
$8.88
How does PAYS compare to Financial Services peers?
Peer group: Micro-cap Financial Services (All) · 234 companies
PAYS valuation vs Financial Services peers
P/E ratio
37.5
▲
223%
above
peers
(11.6)
vs Peers
vs Industry
Pricier
P/S ratio
3.8
▲
26%
above
peers
(3.0)
vs Peers
vs Industry
Pricier
P/B ratio
5.3
▲
306%
above
peers
(1.3)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(6.0%)
vs Peers
vs Industry
In line
PAYS profitability vs Financial Services peers
ROE
19.2%
▲
128%
above
peers
(8.4%)
vs Peers
vs Industry
Top tier
Net margin
10.1%
▲
12%
above
peers
(9.0%)
vs Peers
vs Industry
In line
Gross margin
59.8%
▲
9%
above
peers
(54.9%)
vs Peers
vs Industry
In line
ROA
3.8%
▲
82%
above
peers
(2.1%)
vs Peers
vs Industry
Below avg
PAYS financial health vs Financial Services peers
D/E ratio
3.8
▼
96%
below
peers
(86.3)
vs Peers
vs Industry
Low debt
Current ratio
1.1
▼
8%
below
peers
(1.2)
vs Peers
vs Industry
Low liquidity
Beta
1.0
▲
14%
above
peers
(0.9)
vs Peers
vs Industry
Less volatile
PAYS fundamentals radar
PAYS
Peer median
Industry
PAYS profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio