CASS Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price

$46.59

Market Cap

$536M

P/E (TTM)

15.9

EPS (TTM)

$2.61

Revenue (TTM)

$191M

Div Yield

3.1%

ROE

14.5%

Debt/Equity

—

52W Range

$36 – $52

CASS Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $191M

2023-12-31 → 2025-12-31

EPS $2.61

2023-12-31 → 2025-12-31

Free Cash Flow $32M

2023-12-31 → 2025-12-31

Margins 18.4%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric

5Y trend

CASS

Peer Median

P/E (TTM)

15.9

14.4

P/S (TTM)

2.8

0.8

P/B

2.2

2.5

Price / FCF

16.9

—

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric

5Y trend

CASS

Peer Median

Net Profit Margin

18.4%

7.7%

ROA

1.4%

3.0%

ROE

14.5%

15.2%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric

5Y trend

CASS

Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric

5Y trend

CASS

Peer Median

Revenue YoY

5.3%

—

Revenue CAGR 3Y

1.5%

—

Revenue CAGR 5Y

5.6%

—

EPS YoY

87.8%

—

Net Income YoY

83.2%

—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric

5Y trend

CASS

Peer Median

EPS (Diluted)

$2.61

—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric

5Y trend

CASS

Peer Median

Payout Ratio

47.0%

—

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield

3.1%

Payout Ratio

47.0%

5Y Div CAGR

—

Ex-date	Amount
March 3, 2026	$0.3200
Dec. 5, 2025	$0.3200
Sept. 5, 2025	$0.3100
June 3, 2025	$0.3100
March 4, 2025	$0.3100
Dec. 3, 2024	$0.3100
Sept. 3, 2024	$0.3000
June 4, 2024	$0.3000
March 4, 2024	$0.3000
Dec. 4, 2023	$0.3000
Sept. 1, 2023	$0.2900
June 2, 2023	$0.2900
March 2, 2023	$0.2900
Dec. 2, 2022	$0.2900
Sept. 1, 2022	$0.2800
June 2, 2022	$0.2800
March 3, 2022	$0.2800
Dec. 2, 2021	$0.2800
Sept. 2, 2021	$0.2700
June 3, 2021	$0.2700

CASS Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 7 analysts

Strong Buy 2 28.6%
Buy 4 57.1%
Hold 1 14.3%
Sell 0 0.0%
Strong Sell 0 0.0%

12-Month Price Target

1 analysts · 2026-05-17

Low $52.00

High $52.00

Median target $52.00 +11.6%

Mean target $52.00 +11.6%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise

-0.00%

Period	EPS Actual	EPS Est	Surprise
March 31, 2026	$0.67	$0.63	0.04%
Dec. 31, 2025	$0.62	$0.65	-0.03%
Sept. 30, 2025	$0.68	$0.68	-0.00%
June 30, 2025	$0.66	$0.73	-0.07%
March 31, 2025	$0.66	$0.61	0.05%

Peer Comparison Key metrics vs sector peers

Ticker	Market Cap	P/E	Rev YoY	Net Margin	ROE	Gross Margin
CASS	$536M	15.9	5.3%	18.4%	14.5%	—
FLYW	$1.70B	128.7	26.6%	2.2%	1.7%	—
MQ	$2.05B	—	23.2%	-2.2%	-1.7%	70.0%
PAYO	$1.96B	29.6	7.7%	7.0%	9.9%	—
PRTH	$446M	8.0	8.3%	5.8%	-41.7%	—
IMXI	—	14.2	-7.7%	—	—	—
PAYS	$284M	39.6	40.5%	9.2%	16.7%	59.4%
RPAY	—	-1.2	-1.2%	—	—	—
V	—	—	11.3%	50.1%	52.8%	—

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 12

Annual Income Statement data for CASS
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$191M	$181M	$177M	$182M	$154M	$145M	$157M	$148M	$135M	$126M	$121M	$117M
Operating Expenses	$152M	$158M	$143M	$140M	·	·	·	·	·	·	·	·
Interest Expense	·	$20M	$16M	$3M	$1M	$2M	$5M	$4M	$2M	$2M	$2M	$2M
Interest Income	$98M	$88M	$83M	$62M	$45M	$48M	$53M	$48M	$42M	$40M	$39M	$40M
Pretax Income	$39M	$23M	$34M	$43M	$34M	$30M	$37M	$36M	$35M	$32M	$31M	$32M
Income Tax	$8M	$5M	$7M	$8M	$5M	$5M	$7M	$6M	$10M	$8M	$8M	$8M
Net Income	$35M	$19M	$30M	$35M	$29M	$25M	$30M	$30M	$25M	$24M	$23M	$24M
EPS (Basic)	$2.66	$1.42	$2.22	$2.58	$2.03	$1.75	$2.11	$2.06	$1.70	$1.65	$1.85	$2.09
EPS (Diluted)	$2.61	$1.39	$2.18	$2.53	$2.00	$1.73	$2.07	$2.03	$1.68	$1.63	$1.82	$2.06
Shares (Basic)	13,181,884	13,501,930	13,530,005	13,552,503	14,091,773	14,364,406	14,434,445	14,675,136	14,700,558	14,718,228	12,494,466	11,479,025
Shares (Diluted)	13,463,299	13,777,571	13,816,016	13,808,029	14,329,876	14,566,947	14,691,925	14,914,202	14,915,890	14,925,106	12,670,250	11,643,979
EBITDA	·	·	·	·	·	$11M	$11M	$11M	$11M	$9M	$9M	$8M

Balance Sheet 18

Annual Balance Sheet data for CASS
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$392M	$350M	$372M	$201M	$515M	$671M	$204M	$231M	$228M	$267M	$253M	$294M
Short-term Investments	$366M	$330M	$352M	$180M	$503M	$640M	$423M	$442M	$471M	$391M	$376M	$356M
PP&E (Net)	$29M	$31M	$30M	$20M	$18M	$18M	$21M	$22M	$22M	$21M	$20M	$17M
PP&E (Gross)	$84M	$83M	$79M	$64M	$59M	$54M	$52M	$57M	$52M	$48M	$44M	$39M
Accum. Depreciation	$55M	$52M	$49M	$44M	$40M	$36M	$32M	$35M	$31M	$27M	$24M	$22M
Goodwill	$16M	$16M	$12M	$17M	$14M	$14M	$14M	$13M	$13M	$12M	$12M	$12M
Intangibles	$4M	$5M	$3M	$4M	$3M	$3M	$4M	$2M	$2M	$2M	$2M	$3M
Total Assets	$2.61B	$2.40B	$2.48B	$2.57B	$2.55B	$2.20B	$1.76B	$1.70B	$1.60B	$1.50B	$1.46B	$1.50B
Short-term Debt	·	·	·	·	·	·	$18M	·	·	·	·	·
Total Liabilities	$2.36B	$2.17B	$2.25B	$2.37B	$2.31B	$1.94B	$1.52B	$1.47B	$1.43B	$1.30B	$1.25B	$1.30B
Total Debt	·	·	·	·	·	·	$18M	·	·	·	·	·
Common Stock	·	·	·	·	$8M	$8M	$8M	$8M	$7M	$6M	$6M	$6M
Retained Earnings	$167M	$148M	$146M	$132M	$112M	$99M	$90M	$75M	$59M	$118M	$104M	$91M
Treasury Stock	$112M	$88M	$84M	$81M	$79M	$51M	$45M	$40M	$32M	$30M	$22M	$13M
AOCI	$-27M	$-45M	$-47M	$-59M	$453.0K	$-15.0K	$-14M	$-19M	$-13M	$-15M	$-7M	$-10M
Stockholders' Equity	$243M	$229M	$230M	$206M	$246M	$261M	$244M	$230M	$225M	$208M	$207M	$200M
Liabilities + Equity	$2.61B	$2.40B	$2.48B	$2.57B	$2.55B	$2.20B	$1.76B	$1.70B	$1.66B	$1.50B	$1.46B	$1.50B
Shares Outstanding	12,917,637	13,504,104	13,582,375	13,669,656	13,734,295	14,392,669	·	·	·	·	·	·

Cash Flow 16

Annual Cash Flow data for CASS
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	·	·	·	·	·	$11M	$11M	$11M	$11M	$9M	$9M	$8M
Stock-based Comp	$4M	$3M	$4M	$7M	$3M	$2M	$3M	$3M	$2M	$2M	$2M	$2M
Deferred Tax	·	$-1M	$-284.0K	$-1M	$-698.0K	$-874.0K	$1M	$-4M	$4M	$319.0K	$-137.0K	$-621.0K
Amort. of Intangibles	$1M	$692.0K	$692.0K	$680.0K	$859.0K	$859.0K	$563.0K	$442.0K	$427.0K	$408.0K	$408.0K	$483.0K
Other Non-cash	·	·	·	·	·	$10M	$-4M	$7M	$-4M	$-866.0K	$-344.0K	$1M
Operating Cash Flow	$37M	$39M	$37M	$52M	$35M	$48M	$42M	$48M	$39M	$35M	$33M	$35M
CapEx	$6M	$9M	$12M	$6M	$4M	$2M	$3M	$4M	$4M	$5M	$6M	$6M
Investing Cash Flow	$-145M	$4M	$285M	$-306M	$-529M	$-44M	$-76M	$-47M	$-140M	$-42M	$-4M	·
Stock Repurchased	$26M	$7M	$6M	$5M	$31M	$7M	$8M	$9M	$2M	$9M	$11M	$2M
Net Stock Activity	$-26M	$-7M	$-6M	$-5M	$-31M	$-7M	$-8M	$-9M	$-2M	$-9M	$-11M	$-2M
Dividends Paid	$17M	$16M	$16M	$15M	$15M	$16M	$15M	$13M	$11M	$10M	$10M	$9M
Financing Cash Flow	$150M	$-66M	$-150M	$-59M	$338M	$463M	$7M	$1M	$62M	$20M	$-71M	·
Net Change in Cash	$43M	$-23M	$172M	$-314M	$-156M	$467M	$-27M	$3M	$-39M	$14M	$-41M	$69M
Taxes Paid	$5M	$6M	$9M	$8M	$6M	$5M	$8M	$7M	$8M	$7M	$8M	$8M
Free Cash Flow	$32M	$30M	$23M	$46M	$30M	$46M	$39M	$44M	$35M	$31M	$28M	$29M
Levered FCF	·	$14M	$10M	$43M	$29M	$44M	$35M	$41M	$33M	$29M	$26M	$27M

Profitability 5

Annual Profitability data for CASS
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Net Margin	18.4%	9.6%	15.2%	19.1%	18.6%	17.4%	19.3%	20.4%	18.5%	19.4%	19.1%	20.5%
Pretax Margin	20.3%	12.2%	18.9%	23.5%	21.9%	20.9%	23.8%	24.5%	25.8%	25.5%	25.7%	27.1%
EBITDA Margin	·	·	·	·	·	7.8%	7.0%	7.6%	8.4%	7.5%	7.3%	7.0%
ROA	1.4%	0.82%	1.2%	1.4%	1.2%	1.2%	1.7%	1.8%	1.6%	1.6%	1.6%	1.6%
ROE	14.5%	8.2%	13.8%	17.5%	11.6%	9.8%	12.4%	13.2%	11.6%	11.7%	11.3%	12.3%

Liquidity & Solvency 1

Annual Liquidity & Solvency data for CASS
Metric	Trend	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Debt / Equity		·	·	·	·	·	·	0.1	·	·	·	·	·

Efficiency 1

Annual Efficiency data for CASS
Metric	Trend	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1

Per Share 6

Annual Per Share data for CASS
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$18.81	$16.96	$16.92	$15.09	$17.90	·	·	·	·	·	·	·
Revenue / Share	$14.17	$14.46	$14.30	$13.22	$10.76	$9.95	$10.70	$9.94	$10.89	$11.10	$10.49	$10.07
Cash Flow / Share	$2.78	$2.83	$2.67	$3.74	$2.41	$3.28	$2.87	$3.24	$3.13	$3.11	$2.91	$2.99
Cash / Share	$30.37	$25.90	$27.42	$14.70	$37.49	·	·	·	·	·	·	·
Dividend Paid / Share	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1
EPS (TTM)	$2.61	$1.39	$2.18	$2.53	$2.00	$1.73	$2.07	$2.03	$1.68	$1.63	$1.82	$2.06

Growth Rates 10

Annual Growth Rates data for CASS
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	5.3%	2.4%	-3.0%	18.4%	6.3%	·	·	·	·	·	·	·
Revenue CAGR 3Y	1.5%	5.5%	6.9%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	5.6%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	87.8%	-36.2%	-13.8%	26.5%	15.6%	·	·	·	·	·	·	·
EPS CAGR 3Y	1.0%	-11.4%	8.0%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	8.6%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	83.2%	-36.2%	-13.9%	22.0%	13.6%	·	·	·	·	·	·	·
Net Income CAGR 3Y	0.20%	-12.5%	6.1%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	6.9%	·	·	·	·	·	·	·	·	·	·	·
Dividend CAGR 5Y	1.1%	·	·	·	·	·	·	·	·	·	·	·

Valuation (TTM) 13

Annual Valuation (TTM) data for CASS
Metric	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$191M	$181M	$177M	$182M	$154M	$145M	$157M	$148M	$135M	$126M	$121M	$117M
Net Income TTM	$35M	$19M	$30M	$35M	$29M	$25M	$30M	$30M	$25M	$24M	$23M	$24M
Market Cap	$536M	$552M	$612M	$626M	$540M	·	·	·	·	·	·	·
P/E	15.9	29.4	20.7	18.1	19.7	22.5	27.9	26.1	28.9	34.2	21.4	19.6
P/S	2.8	3.0	3.5	3.4	3.5	·	·	·	·	·	·	·
P/B	2.2	2.4	2.7	3.0	2.2	·	·	·	·	·	·	·
P / Tangible Book	2.4	2.7	2.9	3.4	2.4	·	·	·	·	·	·	·
P / Cash Flow	14.3	14.2	16.6	12.1	15.6	·	·	·	·	·	·	·
P / FCF	16.9	18.7	27.1	13.7	17.9	·	·	·	·	·	·	·
Dividend Yield	3.1%	3.0%	2.6%	2.5%	2.9%	·	·	·	·	·	·	·
Earnings Yield	6.3%	3.4%	4.8%	5.5%	5.1%	4.5%	3.6%	3.8%	3.5%	2.9%	4.7%	5.1%
Payout Ratio	47.0%	85.9%	53.1%	44.2%	54.0%	62.0%	50.1%	43.5%	42.7%	41.0%	42.1%	38.9%
Annual Payout	$17M	$16M	$16M	$15M	$15M	$16M	$15M	$13M	$11M	$10M	$10M	$9M

Income Statement 11

Quarterly Income Statement data for CASS
Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Revenue	$49M	$50M	$50M	$44M	$46M	$46M	$47M	$44M	$45M	$30M	$49M	$48M	$49M	$49M	$47M	$44M
Operating Expenses	$38M	$40M	$38M	$38M	$36M	$40M	$43M	$38M	$36M	·	·	·	·	·	·	·
Interest Expense	$4M	·	$4M	$4M	$4M	·	$5M	$5M	$5M	·	$5M	$4M	$3M	$2M	$782.0K	$339.0K
Interest Income	$25M	$25M	$25M	$24M	$23M	$22M	$23M	$21M	$22M	$22M	$21M	$20M	$20M	$19M	$17M	$14M
Pretax Income	$11M	$10M	$12M	$6M	$11M	$5M	$4M	$6M	$9M	$7M	$9M	$9M	$9M	$11M	$11M	$11M
Income Tax	$2M	$2M	$2M	$1M	$2M	$1M	$736.0K	$1M	$2M	$1M	$2M	$2M	$2M	$2M	$2M	$2M
Net Income	$9M	$8M	$9M	$9M	$9M	$5M	$3M	$4M	$7M	$8M	$7M	$7M	$7M	$9M	$9M	$9M
EPS (Basic)	$0.69	$0.63	$0.69	$0.67	$0.67	$0.34	$0.22	$0.33	$0.53	$0.62	$0.55	$0.53	$0.52	$0.69	$0.65	$0.63
EPS (Diluted)	$0.67	$0.61	$0.68	$0.66	$0.66	$0.34	$0.21	$0.32	$0.52	$0.61	$0.54	$0.52	$0.51	$0.67	$0.64	$0.62
Shares (Basic)	12,874,755	-26,601,930	13,116,216	13,269,415	13,398,183	-27,070,785	13,504,204	13,538,283	13,530,228	-27,124,282	13,501,469	13,553,346	13,599,472	-27,110,396	13,542,231	13,542,677
Shares (Diluted)	13,151,971	-27,096,912	13,399,355	13,517,579	13,643,277	-27,615,779	13,785,997	13,822,076	13,785,277	-27,694,035	13,792,611	13,854,042	13,863,398	-27,612,073	13,804,337	13,801,541

Balance Sheet 16

Quarterly Balance Sheet data for CASS
Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Cash & Equivalents	$244M	$392M	$259M	$218M	$221M	$350M	$231M	$224M	$193M	·	$408M	$270M	$210M	·	$347M	$261M
Short-term Investments	$209M	$366M	$228M	$213M	$208M	$330M	$201M	$218M	$175M	·	$385M	$243M	$182M	·	$332M	$241M
PP&E (Net)	$30M	$29M	$30M	$31M	$32M	$31M	$34M	$33M	$33M	·	$26M	$24M	$21M	·	$19M	$19M
PP&E (Gross)	·	$84M	·	·	·	$83M	·	·	·	·	·	·	·	·	·	·
Accum. Depreciation	·	$55M	·	·	·	$52M	·	·	·	·	·	·	·	·	·	·
Goodwill	$16M	$16M	$16M	$16M	$16M	$16M	$17M	$17M	$17M	$12M	$17M	$17M	$17M	$17M	$17M	$17M
Intangibles	$3M	$4M	$4M	$4M	$5M	$5M	$3M	$3M	$3M	·	$4M	$4M	$4M	·	$4M	$5M
Total Assets	$2.53B	$2.61B	$2.45B	$2.32B	$2.32B	$2.40B	$2.26B	$2.28B	$2.29B	$2.48B	$2.50B	$2.47B	$2.43B	$2.57B	$2.61B	$2.44B
Total Liabilities	$2.29B	$2.36B	$2.21B	$2.08B	$2.08B	$2.17B	$2.02B	$2.05B	$2.06B	·	$2.30B	$2.26B	$2.21B	·	$2.42B	$2.24B
Common Stock	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	$8M
Retained Earnings	$172M	$167M	$163M	$158M	$153M	$148M	$148M	$149M	$149M	·	$141M	$138M	$135M	·	$126M	$121M
Treasury Stock	$114M	$112M	$104M	$97M	$91M	$88M	$84M	$82M	$82M	·	$84M	$81M	$79M	·	$82M	$82M
AOCI	$-30M	$-27M	$-29M	$-33M	$-40M	$-45M	$-39M	$-50M	$-49M	·	$-67M	$-56M	$-52M	·	$-66M	$-46M
Stockholders' Equity	$242M	$243M	$243M	$241M	$234M	$229M	$238M	$230M	$229M	$230M	$206M	$215M	$218M	$206M	$192M	$206M
Liabilities + Equity	$2.53B	$2.61B	$2.45B	$2.32B	$2.32B	$2.40B	$2.26B	$2.28B	$2.29B	·	$2.50B	$2.47B	$2.43B	·	$2.61B	$2.44B
Shares Outstanding	12,869,521	12,917,637	13,120,318	13,279,905	13,423,824	13,504,104	13,582,282	13,645,248	13,627,848	·	13,596,490	13,668,077	13,712,093	·	13,660,388	13,657,724

Cash Flow 14

Quarterly Cash Flow data for CASS
Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
D&A	·	·	·	·	·	·	·	·	·	·	·	·	·	·	$3M	$3M
Stock-based Comp	$1M	$1M	$1M	$918.0K	$1M	$544.0K	$863.0K	$450.0K	$1M	$210.0K	$938.0K	$909.0K	$2M	$2M	$1M	$2M
Deferred Tax	·	·	·	·	·	·	·	·	·	·	·	·	·	$-1M	$0	·
Amort. of Intangibles	$293.0K	$293.0K	$293.0K	$293.0K	$293.0K	$173.0K	$173.0K	$173.0K	$173.0K	$107.0K	$195.0K	$195.0K	$195.0K	$195.0K	$195.0K	$155.0K
Operating Cash Flow	$15M	$5M	$12M	$-1M	$22M	$19M	$-199.0K	$11M	$10M	$8M	$12M	$8M	$9M	$11M	$10M	$16M
CapEx	$2M	$717.0K	$1M	$1M	$3M	$191.0K	$3M	$3M	$3M	$3M	$3M	$4M	$2M	$2M	$877.0K	$1M
Investing Cash Flow	$-145M	$818.0K	$-96M	$21M	$-71M	$-172.0K	$-8M	$85M	$-72M	$90M	$31M	$60M	$104M	$-57M	$-86M	$37M
Stock Repurchased	$3M	$8M	$7M	$6M	$5M	$4M	$3M	$0	$1M	$561.0K	$3M	$2M	$0	$0	$0	$213.0K
Net Stock Activity	$-3M	·	·	·	$-5M	·	·	·	$-1M	·	·	·	$0	·	·	·
Dividends Paid	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M	$4M
Financing Cash Flow	$-18M	$128M	$124M	$-22M	$-80M	$101M	$15M	$-64M	$-118M	$-134M	$95M	$-7M	$-104M	$-100M	$162M	$16M
Taxes Paid	$22.0K	$246.0K	$217.0K	$5M	$49.0K	$1M	$1M	$3M	$61.0K	$3M	$2M	$4M	$139.0K	$3M	$3M	$2M
Free Cash Flow	$13M	·	·	·	$19M	·	·	·	$6M	·	·	·	$7M	·	·	·
Levered FCF	$10M	·	·	·	·	·	·	·	$2M	·	·	·	$5M	·	·	·

Profitability 4

Quarterly Profitability data for CASS
Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Net Margin	18.0%	·	18.2%	19.9%	19.3%	·	5.8%	9.2%	14.4%	·	15.0%	14.8%	14.4%	·	18.6%	19.4%
Pretax Margin	22.2%	·	23.2%	14.1%	23.4%	·	7.2%	11.9%	18.1%	·	18.6%	18.4%	18.2%	·	23.1%	23.9%
ROA	0.36%	·	0.39%	0.39%	0.39%	·	0.12%	0.19%	0.30%	·	0.29%	0.29%	0.29%	·	0.36%	0.36%
ROE	3.7%	·	3.8%	3.8%	3.9%	·	1.3%	2.0%	3.2%	·	3.7%	3.4%	3.3%	·	4.0%	3.7%

Efficiency 1

Quarterly Efficiency data for CASS
Metric	Trend	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Asset Turnover		0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0

Per Share 6

Quarterly Per Share data for CASS
Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Book Value / Share	$18.79	·	$18.56	$18.13	$17.45	·	$17.50	$16.85	$16.84	·	$15.17	$15.74	$15.86	·	$14.04	$15.05
Revenue / Share	$3.73	·	$3.74	$3.28	$3.40	·	$3.67	$3.52	$3.60	·	$3.57	$3.48	$3.56	·	$3.42	$3.20
Cash Flow / Share	$1.11	·	·	·	$1.58	·	·	·	$0.71	·	·	·	$0.67	·	·	·
Cash / Share	$18.99	·	$19.71	$16.43	$16.44	·	$16.97	$16.40	$14.15	·	$30.04	$19.79	$15.35	·	$25.40	$19.13
Dividend Paid / Share	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
EPS (TTM)	$2.67	·	$2.21	$1.85	$1.71	·	$1.59	$1.90	$2.09	·	$2.21	$2.29	$2.37	·	$2.34	$2.18

Valuation (TTM) 11

Quarterly Valuation (TTM) data for CASS
Metric	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022
Revenue TTM	$190M	·	$187M	$181M	$182M	·	$185M	$187M	$192M	·	$194M	$189M	$183M	·	$172M	$163M
Net Income TTM	$36M	·	$30M	$25M	$24M	·	$22M	$26M	$29M	·	$30M	$32M	$33M	·	$32M	$31M
Market Cap	$567M	·	$516M	$577M	$581M	·	$563M	$547M	$656M	·	$506M	$530M	$594M	·	$474M	$462M
P/E	16.5	·	17.8	23.5	25.3	·	26.1	21.1	23.0	·	16.9	16.9	18.3	·	14.8	15.5
P/S	3.0	·	2.8	3.2	3.2	·	3.0	2.9	3.4	·	2.6	2.8	3.2	·	2.8	2.8
P/B	2.3	·	2.1	2.4	2.5	·	2.4	2.4	2.9	·	2.5	2.5	2.7	·	2.5	2.2
P / Tangible Book	2.5	·	2.3	2.6	2.7	·	2.6	2.6	3.1	·	2.7	2.7	3.0	·	2.8	2.5
P / Cash Flow	38.9	·	·	·	26.9	·	·	·	66.8	·	·	·	63.9	·	·	·
P / FCF	44.8	·	·	·	30.6	·	·	·	106.5	·	·	·	80.9	·	·	·
Earnings Yield	6.1%	·	5.6%	4.3%	4.0%	·	3.8%	4.7%	4.3%	·	5.9%	5.9%	5.5%	·	6.8%	6.5%
Payout Ratio	46.7%	·	·	·	46.6%	·	·	·	57.2%	·	·	·	55.9%	·	·	·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement

	2025-12-31	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Revenue	$191M	—	$181M	—	—
Net Income	$35M	—	$19M	—	—
Diluted EPS	$2.61	—	$1.39	—	—

Cash Flow

	2025-12-31	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Free Cash Flow	$32M	—	$30M	—	—

Latest News Recent headlines mentioning this company

Why Cass Information Systems (CASS) May Be Positioning For Improved Earnings Leverage Yahoo Finance · 4 days, 8 hours ago
Cass Information Systems Inc. Reveals Advance In Q1 Profit Nasdaq · 3 weeks, 6 days ago
Truckload linehaul rate index nears 3-year high in February Yahoo Finance · 2 months ago

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BOUNCE_UP @ $41.90 RR 1.50 Sep 16

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