PFIS
NASDAQ
US
Peoples Financial Services Corp. - Common Stock
$54.62
▲ +$0.41
(+0.76%)
Vol 83K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$486.8M
P/E
9.1
ROE
10.9%
Margin
31.9%
D/E
17.91
Beta
0.79
Div Yield
5.07%
52W
$39–$54
Wall Street Consensus
7 analysts · Apr 20260
Strong Buy
0
Buy
4
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
BCAL
California Bancorp
P/E 9.5
$603.5M
NFBK
Northfield Bancorp Inc
P/E 12.1
$477.9M
AROW
Arrow Financial Corp
P/E 15.0
$516.3M
UNTY
Unity Bancorp Inc
P/E 9.6
$519.2M
FFIC
Flushing Financial Corp
$512.4M
NRIM
Northrim BanCorp Inc
P/E 9.3
$587.8M
CARE
Carter Bankshares Inc
P/E 13.9
$434.2M
BWB
Bridgewater Bancshares Inc
P/E 11.8
$483.6M
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.55 | $1.36 | $-0.19 |
| Sep 2025 | $1.57 | $1.51 | $-0.06 |
| Jun 2025 | $1.51 | $1.69 | +$0.18 |
| Mar 2025 | $1.35 | $1.51 | +$0.16 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 7.0% | 7.0% | 7.0% | 7.0% | 10.9% | 10.9% |
| P/E (TTM) | 14.64 | 14.84 | 14.41 | 13.20 | 9.26 | 9.13 |
| Net Margin | — | 31.9% | 31.9% | 31.9% | 31.9% | 31.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 18.47 | 18.47 | 18.47 | 18.47 | 17.91 | 17.91 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.1%
P/S (TTM)
2.94
P/B
1.1
EPS (TTM)
$5.30
CF/Share
$5.04
Rev Growth 3Y
+6.0%
52W High
$54.20
52W Low
$38.90
$38.90
52-Week Range
$54.20
How does PFIS compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
PFIS valuation vs Banking peers
P/E ratio
9.1
▼
27%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.9
▲
27%
above
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.1
▲
4%
above
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
5.1%
▲
70%
above
peers
(3.0%)
vs Peers
vs Industry
Strong yield
PFIS profitability vs Banking peers
ROE
10.9%
▲
21%
above
peers
(9.0%)
vs Peers
vs Industry
Below avg
Net margin
31.9%
▲
12%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.1%
▲
11%
above
peers
(1.0%)
vs Peers
vs Industry
In line
PFIS financial health vs Banking peers
D/E ratio
17.9
▲
29%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.8
▲
15%
above
peers
(0.7)
vs Peers
vs Industry
Less volatile
PFIS fundamentals radar
PFIS
Peer median
Industry
PFIS profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
PFIS vs peers: key metrics
Related Signals
Latest News
No related news yet