PFS
NYSE
US
Provident Financial Services, Inc Common Stock
$22.51
▲ +$0.27
(+1.21%)
Vol 59K
Mkt Cap
$3.0B
P/E
10.3
ROE
10.6%
Margin
30.2%
Beta
0.81
Div Yield
4.32%
52W
$15–$24
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
5
Buy
2
Hold
0
Sell
0
Strong Sell
77.8%
Buy Rating
Price Chart
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Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.56 | $0.64 | +$0.08 |
| Sep 2025 | $0.55 | $0.55 | +$0.00 |
| Jun 2025 | $0.50 | $0.55 | +$0.05 |
| Mar 2025 | $0.47 | $0.49 | +$0.02 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | — | $208.8M | $214.2M | $221.8M | $225.7M |
| Net Income | — | $64.0M | $72.0M | $71.7M | $83.4M |
Fundamentals Trend
| Metric | 2026-04-12 | 2026-04-17 |
|---|---|---|
| ROE (TTM) | 10.6% | 10.6% |
| P/E (TTM) | 9.90 | 10.28 |
| Net Margin | 30.2% | 30.2% |
| Gross Margin | — | — |
| D/E Ratio | — | — |
| Current Ratio | — | — |
Key Ratios
ROA (TTM)
1.2%
P/S (TTM)
2.31
P/B
0.9
EPS (TTM)
$2.23
CF/Share
$2.17
Rev Growth 3Y
+7.9%
52W High
$23.98
52W Low
$15.01
$15.01
52-Week Range
$23.98
Financial Health
Free Cash Flow
$64.1M
Net Debt
$2.2B
Cash
$211.5M
Total Debt
$2.4B
As of Dec 31, 2025
How does PFS compare to Banking peers?
Peer group: Peers · Banking (Peers) · 11 companies
PFS valuation vs Banking peers
P/E ratio
9.9
▼
21%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.3
▼
17%
below
peers
(2.8)
vs Peers
vs Industry
Undervalued
P/B ratio
0.9
▼
16%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
4.3%
▲
7%
above
peers
(4.0%)
vs Peers
vs Industry
Strong yield
PFS profitability vs Banking peers
ROE
10.6%
▲
30%
above
peers
(8.2%)
vs Peers
vs Industry
Top tier
Net margin
30.2%
▲
5%
above
peers
(28.8%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.2%
▲
27%
above
peers
(0.9%)
vs Peers
vs Industry
Top tier
PFS financial health vs Banking peers
D/E ratio
—
▼
0%
below
peers
(13.7)
vs Peers
vs Industry
In line
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.8
▲
0%
above
peers
(0.8)
vs Peers
vs Industry
Less volatile
PFS fundamentals radar
PFS
Peer median
Industry
PFS profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
PFS vs peers: key metrics
Dividends
$0.96
/ year
Feb 13, 2026
$0.2400
Nov 14, 2025
$0.2400
Aug 15, 2025
$0.2400
May 16, 2025
$0.2400
Feb 14, 2025
$0.2400
Nov 15, 2024
$0.2400
Aug 16, 2024
$0.2400
Apr 26, 2024
$0.2400
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