PFS Provident Financial Services, Inc Common Stock
$24.35
Price · Aug 19, 2026
Fundamentals as of Aug 7, 2026
52W Range
$18–$25
85% of range
Analyst Rating
BUY
10 analysts
Price Target
$28
+15% upside
P/E (TTM)
10.9
ROE
10.5%
Net Profit Margin
398.2%
PFS Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$24.35
Market Cap
$3.18B
P/E (TTM)
10.9
EPS (TTM)
$2.23
Revenue (TTM)
$73M
Div Yield
4.0%
ROE
10.5%
Debt/Equity
—
52W Range
$18 – $25
PFS Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Configure
10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$73M
2016-12-31
→
2025-12-31
EPS
$2.23
2016-12-31
→
2025-12-31
Free Cash Flow
$431M
2017-12-31
→
2025-12-31
Margins
398.2%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
PFS
Peer Median
P/E (TTM)
10.9
13.0
P/S (TTM)
43.5
3.0
P/B
1.1
1.1
Price / FCF
7.4
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
PFS
Peer Median
Net Profit Margin
398.2%
27.6%
ROA
1.2%
1.0%
ROE
10.5%
9.2%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
PFS
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
PFS
Peer Median
Revenue YoY
7.1%
—
Revenue CAGR 3Y
10.0%
—
Revenue CAGR 5Y
9.9%
—
EPS YoY
112.4%
—
Net Income YoY
152.0%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
PFS
Peer Median
Payout Ratio
43.2%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
4.0%
Payout Ratio
43.2%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Aug. 14, 2026 | $0.2400 |
| May 15, 2026 | $0.2400 |
| Feb. 13, 2026 | $0.2400 |
| Nov. 14, 2025 | $0.2400 |
| Aug. 15, 2025 | $0.2400 |
| May 16, 2025 | $0.2400 |
| Feb. 14, 2025 | $0.2400 |
| Nov. 15, 2024 | $0.2400 |
| Aug. 16, 2024 | $0.2400 |
| April 26, 2024 | $0.2400 |
| Feb. 8, 2024 | $0.2400 |
| Nov. 9, 2023 | $0.2400 |
| Aug. 10, 2023 | $0.2400 |
| May 11, 2023 | $0.2400 |
| Feb. 9, 2023 | $0.2400 |
| Nov. 9, 2022 | $0.2400 |
| Aug. 11, 2022 | $0.2400 |
| May 12, 2022 | $0.2400 |
| Feb. 10, 2022 | $0.2400 |
| Nov. 10, 2021 | $0.2400 |
PFS Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
10 analysts
- Strong Buy 2 20.0%
- Buy 5 50.0%
- Hold 3 30.0%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
6 analysts · 2026-08-15
Median
$28.25
Mean
$27.92
← Below all targets
$24.35
Low
$26.00
High
$30.00
Median target
$28.25
+16.0%
Mean target
$27.92
+14.6%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.04%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.59 | $0.57 | 0.02% |
| March 31, 2026 | $0.61 | $0.56 | 0.05% |
| Dec. 31, 2025 | $0.64 | $0.56 | 0.08% |
| Sept. 30, 2025 | $0.55 | $0.55 | 0.00% |
| June 30, 2025 | $0.55 | $0.50 | 0.05% |
| March 31, 2025 | $0.49 | $0.47 | 0.02% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| PFS | $2.58B | 8.9 | 7.1% | 398.2% | 10.5% | — |
| SFNC | $2.73B | -6.4 | -86.7% | -385.1% | -11.4% | — |
| CBU | $3.03B | 14.5 | 9.6% | 25.7% | 10.8% | — |
| BKU | $3.30B | 12.6 | 7.4% | 1234.8% | 8.9% | — |
| FHB | $3.10B | 11.5 | 8.9% | 31.4% | 10.1% | — |
| CLBK | — | 30.5 | 43.8% | — | — | — |
| BOH | $2.72B | 14.8 | -0.14% | 168.9% | 11.5% | — |
| BANC | $2.89B | 16.5 | -3.8% | 12.6% | 6.6% | — |
| FBK | $2.89B | 22.8 | 22.9% | 21.9% | 7.0% | — |
| TBBK | $2.86B | 13.7 | 20.8% | 161.7% | 29.4% | — |
| TRMK | $2.30B | 10.5 | 42.6% | 28.0% | 10.7% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $73M | $68M | $58M | $55M | $58M | $46M | $41M | $37M | $36M | $36M | |
| Interest Expense | · | · | $216M | $49M | $36M | $51M | $73M | $59M | $46M | $44M | |
| Interest Income | $1.27B | $1.05B | $616M | $466M | $402M | $363M | $371M | $360M | $324M | $302M | |
| Pretax Income | $408M | $150M | $176M | $240M | $227M | $128M | $147M | $144M | $140M | $125M | |
| Income Tax | $117M | $34M | $47M | $64M | $59M | $31M | $34M | $26M | $47M | $37M | |
| Net Income | $291M | $116M | $128M | $176M | $168M | $97M | $113M | $118M | $94M | $88M | |
| EPS (Basic) | $2.23 | $1.05 | $1.72 | $2.35 | $2.20 | $1.39 | $1.74 | $1.82 | $1.46 | $1.38 | |
| EPS (Diluted) | $2.23 | $1.05 | $1.71 | $2.35 | $2.19 | $1.39 | $1.74 | $1.82 | $1.45 | $1.38 | |
| Shares (Basic) | 130,462,418 | 109,668,911 | 74,844,489 | 74,700,623 | 76,471,933 | 69,548,499 | 64,604,224 | 64,942,886 | 64,384,851 | 63,643,622 | |
| Shares (Diluted) | 130,507,070 | 109,712,732 | 74,873,256 | 74,782,370 | 76,560,840 | 69,625,958 | 64,734,591 | 65,103,097 | 64,579,222 | 63,851,986 |
Balance Sheet 15
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $209M | $206M | $180M | $186M | $685M | $418M | $146M | $105M | $191M | $144M | |
| PP&E (Net) | $113M | $120M | $71M | $80M | $81M | $76M | $55M | $58M | $63M | $84M | |
| PP&E (Gross) | $306M | $301M | $193M | $196M | $197M | $186M | $157M | $152M | $152M | $179M | |
| Accum. Depreciation | $193M | $181M | $122M | $116M | $116M | $110M | $102M | $94M | $89M | $95M | |
| Goodwill | $624M | $624M | $444M | $444M | $444M | $443M | $421M | $412M | $412M | $412M | |
| Total Assets | $24.98B | $24.05B | $14.21B | $13.78B | $13.78B | $12.92B | $9.81B | $9.73B | $9.85B | $9.50B | |
| Total Liabilities | $22.15B | $21.45B | $12.52B | $12.19B | $12.08B | $11.30B | $8.39B | $8.37B | $8.55B | $8.25B | |
| Common Stock | $1M | $1M | $832.0K | $832.0K | $832.0K | $832.0K | $832.0K | $832.0K | $832.0K | $832.0K | |
| Paid-in Capital | $1.84B | $1.83B | $989M | $981M | $970M | $962M | $1.01B | $1.02B | $1.01B | $1.01B | |
| Retained Earnings | $1.15B | $989M | $975M | $918M | $815M | $718M | $695M | $651M | $586M | $551M | |
| Treasury Stock | $91M | $88M | $128M | $127M | $80M | $59M | $269M | $272M | $260M | $264M | |
| AOCI | $-76M | $-135M | $-141M | $-165M | $7M | $18M | $4M | $-12M | $-7M | $-3M | |
| Stockholders' Equity | $2.83B | $2.60B | $1.69B | $1.60B | $1.70B | $1.62B | $1.41B | $1.36B | $1.30B | $1.25B | |
| Liabilities + Equity | $24.98B | $24.05B | $14.21B | $13.78B | $13.78B | $12.92B | $9.81B | $9.73B | $9.85B | $9.50B | |
| Shares Outstanding | 130,619,949 | 130,489,493 | 75,537,186 | 75,169,196 | 76,969,999 | 76,111,107 | 65,787,900 | 66,325,458 | 66,535,017 | 66,082,283 |
Cash Flow 16
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $51M | $41M | $12M | $13M | $13M | $11M | $10M | $10M | $12M | $13M | |
| Deferred Tax | $24M | $-12M | $3M | $2M | $12M | $-8M | $2M | $-19M | $41M | $3M | |
| Amort. of Intangibles | $37M | $29M | $3M | $3M | $4M | $3M | $3M | $2M | $3M | $3M | |
| Operating Cash Flow | $442M | $426M | $173M | $200M | $157M | $103M | $137M | $156M | $117M | $127M | |
| CapEx | $12M | $1M | $7M | $9M | $14M | $13M | $5M | $3M | $3M | $5M | |
| Investing Cash Flow | $-1.05B | $508M | $-470M | $-648M | $-717M | $-504M | $43M | $47M | $-306M | $-581M | |
| Debt Issued | · | · | $535M | $3.98B | $914M | $2.43B | $1.24B | $695M | $347M | $355M | |
| Net Debt Issued | $-352M | $-1.39B | $535M | $3.98B | $914M | $143M | $-307M | $-109M | $-193M | · | |
| Stock Repurchased | $0 | $0 | $0 | $47M | $21M | $21M | $20M | $13M | $443.0K | $2M | |
| Net Stock Activity | $0 | $0 | $0 | $-47M | $-21M | $-21M | $-20M | $-13M | $-443.0K | · | |
| Dividends Paid | $126M | $101M | $72M | $72M | $71M | $66M | $73M | $54M | $60M | $45M | |
| Financing Cash Flow | $616M | $-908M | $290M | $-79M | $740M | $747M | $-136M | $-251M | $236M | $496M | |
| Net Change in Cash | $6M | $26M | $-6M | $-526M | $180M | $346M | $44M | $-48M | $47M | $42M | |
| Taxes Paid | $103M | $36M | $46M | · | · | · | · | · | · | · | |
| Free Cash Flow | $431M | $425M | $166M | $191M | $144M | $94M | $132M | $153M | $114M | · | |
| Levered FCF | · | · | $8M | $155M | $118M | $56M | $76M | $104M | $83M | · |
Profitability 4
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 398.2% | 169.2% | 223.2% | 319.4% | 291.7% | 212.9% | 272.4% | 317.5% | 28.1% | · | |
| Pretax Margin | 558.3% | 219.1% | 305.6% | 436.7% | 394.6% | 280.1% | 355.7% | 386.0% | 42.1% | · | |
| ROA | 1.2% | 0.60% | 0.92% | 1.3% | 1.3% | 0.85% | 1.1% | 1.2% | 0.97% | · | |
| ROE | 10.5% | 4.4% | 7.8% | 11.2% | 10.0% | 6.0% | 8.0% | 8.8% | 7.2% | · |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · |
Growth Rates 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 7.1% | 18.7% | 4.6% | -4.5% | 26.4% | · | · | · | · | · | |
| Revenue CAGR 3Y | 10.0% | 5.9% | 8.1% | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 9.9% | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 112.4% | -38.6% | -27.2% | 7.3% | 57.6% | · | · | · | · | · | |
| EPS CAGR 3Y | -1.7% | -21.7% | 7.1% | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 9.9% | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 152.0% | -10.0% | -26.9% | 4.6% | 73.2% | · | · | · | · | · | |
| Net Income CAGR 3Y | 18.4% | -11.7% | 9.8% | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 24.6% | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 13.9% | · | · | · | · | · | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $73M | $68M | $58M | $55M | $58M | $46M | $41M | $37M | $36M | $36M | |
| Net Income TTM | $291M | $116M | $128M | $176M | $168M | $97M | $113M | $118M | $94M | $88M | |
| Market Cap | $2.58B | $2.46B | $1.36B | $1.61B | $1.86B | $1.39B | $1.62B | $1.60B | $1.79B | · | |
| P/E | 8.9 | 18.0 | 10.5 | 9.1 | 11.1 | 12.9 | 14.2 | 13.3 | 18.6 | 20.5 | |
| P/S | 35.3 | 36.1 | 23.7 | 29.2 | 32.4 | 30.6 | 39.2 | 42.9 | 49.2 | · | |
| P/B | 0.9 | 0.9 | 0.8 | 1.0 | 1.1 | 0.9 | 1.1 | 1.2 | 1.4 | · | |
| P / Tangible Book | 1.2 | 1.2 | 1.1 | 1.4 | 1.5 | 1.2 | · | · | · | · | |
| P / Cash Flow | 5.8 | 5.8 | 7.9 | 8.0 | 11.8 | 13.0 | 11.8 | 10.3 | 15.3 | · | |
| P / FCF | 6.0 | 5.8 | 8.2 | 8.4 | 12.9 | 14.8 | 12.3 | 10.5 | 15.7 | · | |
| Dividend Yield | 4.9% | 4.1% | 5.3% | 4.5% | 3.8% | 4.7% | 4.5% | 3.4% | 3.3% | · | |
| Earnings Yield | 11.3% | 5.6% | 9.5% | 11.0% | 9.0% | 7.7% | 7.1% | 7.5% | 5.4% | 4.9% | |
| Payout Ratio | 43.2% | 87.4% | 56.4% | 41.0% | 42.6% | 67.9% | 64.6% | 45.3% | 63.8% | · | |
| Annual Payout | $126M | $101M | $72M | $72M | $71M | $66M | $73M | $54M | $60M | $45M |
Income Statement 10
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $20M | $21M | $18M | $18M | $18M | $19M | $17M | $18M | $18M | $16M | $14M | $14M | $15M | $15M | $13M | $14M | |
| Interest Expense | · | · | · | · | · | · | · | · | $106M | $70M | · | $62M | $51M | $35M | · | $12M | |
| Interest Income | $327M | $315M | $325M | $326M | $316M | $305M | $312M | $323M | $248M | $164M | $164M | $158M | $150M | $144M | $137M | $122M | |
| Pretax Income | $106M | $110M | $112M | $102M | $102M | $92M | $63M | $65M | $-21M | $43M | $40M | $37M | $44M | $55M | $67M | $60M | |
| Income Tax | $28M | $31M | $29M | $30M | $30M | $28M | $14M | $19M | $-10M | $11M | $12M | $9M | $12M | $14M | $18M | $17M | |
| Net Income | $78M | $79M | $83M | $72M | $72M | $64M | $49M | $46M | $-11M | $32M | $27M | $29M | $32M | $41M | $49M | $43M | |
| EPS (Basic) | $0.60 | $0.61 | $0.64 | $0.55 | $0.55 | $0.49 | $0.37 | $0.36 | $-0.11 | $0.43 | $0.37 | $0.38 | $0.43 | $0.54 | $0.66 | $0.58 | |
| EPS (Diluted) | $0.60 | $0.61 | $0.64 | $0.55 | $0.55 | $0.49 | $0.37 | $0.36 | $-0.11 | $0.43 | $0.36 | $0.38 | $0.43 | $0.54 | $0.66 | $0.58 | |
| Shares (Basic) | 130,330,787 | 130,511,676 | -260,853,779 | 130,506,517 | 130,484,287 | 130,325,393 | -198,490,484 | 129,941,845 | 102,957,521 | 75,260,029 | -149,533,202 | 74,909,083 | 74,823,272 | 74,645,336 | -149,743,217 | 74,297,237 | |
| Shares (Diluted) | 130,388,396 | 130,588,635 | -260,927,367 | 130,553,819 | 130,500,143 | 130,380,475 | -198,525,319 | 130,004,870 | 102,957,521 | 75,275,660 | -149,573,663 | 74,914,205 | 74,830,187 | 74,702,527 | -149,925,877 | 74,393,380 |
Balance Sheet 15
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $228M | $222M | $209M | $299M | $258M | $234M | $206M | $244M | $290M | $158M | $180M | $189M | $209M | $234M | $186M | $183M | |
| PP&E (Net) | $112M | $110M | $113M | $113M | $116M | $115M | $120M | $125M | $127M | $69M | · | $71M | $71M | $72M | · | $81M | |
| PP&E (Gross) | · | · | $306M | · | · | · | $301M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $193M | · | · | · | $181M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | $624M | · | · | · | $624M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $25.66B | $25.20B | $24.98B | $24.83B | $24.55B | $24.22B | $24.05B | $24.04B | $24.07B | $14.13B | · | $14.09B | $14.03B | $13.78B | · | $13.60B | |
| Total Liabilities | $22.76B | $22.34B | $22.15B | $22.07B | $21.84B | $21.57B | $21.45B | $21.42B | $21.51B | $12.44B | · | $12.46B | $12.39B | $12.14B | · | $12.05B | |
| Common Stock | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $832.0K | · | $832.0K | $832.0K | $832.0K | · | $832.0K | |
| Paid-in Capital | $1.85B | $1.85B | $1.84B | $1.84B | $1.84B | $1.84B | $1.83B | $1.87B | $1.87B | $991M | · | $988M | $986M | $984M | · | $978M | |
| Retained Earnings | $1.25B | $1.20B | $1.15B | $1.10B | $1.06B | $1.02B | $989M | $973M | $958M | $988M | · | $965M | $954M | $941M | · | $886M | |
| Treasury Stock | $103M | $102M | $91M | $91M | $91M | $90M | $88M | $129M | $129M | $129M | · | $128M | $128M | $128M | · | $127M | |
| AOCI | $-92M | $-86M | $-76M | $-87M | $-104M | $-110M | $-135M | $-93M | $-140M | $-152M | · | $-195M | $-162M | $-148M | · | $-174M | |
| Stockholders' Equity | $2.91B | $2.86B | $2.83B | $2.77B | $2.71B | $2.66B | $2.60B | $2.62B | $2.56B | $1.70B | $1.69B | $1.62B | $1.64B | $1.64B | $1.60B | $1.55B | |
| Liabilities + Equity | $25.66B | $25.20B | $24.98B | $24.83B | $24.55B | $24.22B | $24.05B | $24.04B | $24.07B | $14.13B | · | $14.09B | $14.03B | $13.78B | · | $13.60B | |
| Shares Outstanding | 130,423,051 | 130,311,796 | 130,619,949 | 130,621,757 | 130,624,243 | 130,663,184 | 130,489,493 | 130,448,599 | 130,380,393 | 75,928,193 | · | 75,531,884 | 75,530,425 | 75,467,890 | · | 75,162,357 |
Cash Flow 15
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $12M | $12M | $12M | $13M | $13M | $13M | $13M | $16M | $10M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Deferred Tax | $-1M | $5M | $11M | $7M | $4M | $4M | $-11M | $0 | $-5M | $4M | $5M | $0 | $-3M | $357.0K | $2M | $-4M | |
| Amort. of Intangibles | $9M | $9M | $9M | $9M | $9M | $10M | $10M | $12M | $6M | $705.0K | $721.0K | $720.0K | $749.0K | $762.0K | $781.0K | $779.0K | |
| Operating Cash Flow | $119M | $85M | $69M | $98M | $187M | $89M | $239M | $69M | $77M | $41M | $46M | $42M | $27M | $58M | $42M | $56M | |
| CapEx | $10M | $4M | $5M | $1M | $4M | $1M | $-1M | $1M | $977.0K | $536.0K | $2M | $3M | $2M | $613.0K | $2M | $2M | |
| Investing Cash Flow | $-451M | $-232M | $-207M | $-242M | $-427M | $-176M | $-293M | $-17M | $763M | $55M | $-132M | $-93M | $-264M | $20M | $-171M | $-357.0K | |
| Debt Issued | $0 | $50M | · | · | $504M | $0 | · | $-62.0K | $221M | $0 | · | $62M | $-36M | $482M | · | $1.31B | |
| Net Debt Issued | · | $47M | · | · | · | $-255M | · | · | · | $0 | · | · | · | $469M | · | · | |
| Stock Repurchased | $0 | $10M | · | · | $0 | $0 | · | · | · | · | $0 | $0 | $0 | $0 | $1.0K | $-1.0K | |
| Net Stock Activity | · | $-10M | · | · | · | · | · | · | · | · | · | · | · | $0 | · | · | |
| Dividends Paid | $30M | $31M | $31M | $31M | $31M | $32M | $32M | $31M | $19M | $18M | $18M | $18M | $18M | $19M | $17M | $18M | |
| Financing Cash Flow | $338M | $158M | $48M | $187M | $265M | $116M | $15M | $-99M | $-707M | $-118M | $77M | $32M | $212M | $-30M | $130M | $-148M | |
| Net Change in Cash | $6M | $11M | $-90M | $43M | $25M | $28M | $-38M | $-46M | $132M | $-22M | $-9M | $-20M | $-25M | $47M | $2M | $-93M | |
| Free Cash Flow | · | $81M | · | · | · | $87M | · | · | · | $41M | · | · | · | $57M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-12M | · | · | · | $31M | · | · |
Profitability 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 397.8% | 385.4% | · | 404.6% | 393.8% | 339.3% | · | 260.0% | -65.1% | 197.0% | · | 201.1% | 219.5% | 268.7% | · | 317.1% | |
| Pretax Margin | 539.9% | 534.6% | · | 573.2% | 560.5% | 486.8% | · | 365.6% | -120.9% | 263.9% | · | 263.4% | 299.3% | 364.5% | · | 438.7% | |
| ROA | 0.31% | 0.32% | · | 0.29% | 0.30% | 0.33% | · | 0.24% | -0.06% | 0.23% | · | 0.21% | 0.23% | 0.30% | · | 0.32% | |
| ROE | 2.8% | 2.9% | · | 2.7% | 2.7% | 2.9% | · | 2.2% | -0.55% | 1.9% | · | 1.8% | 2.0% | 2.5% | · | 2.7% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $76M | $75M | · | $73M | $73M | $71M | · | $66M | $63M | $60M | · | $58M | $57M | $57M | · | $56M | |
| Net Income TTM | $301M | $287M | · | $254M | $171M | $131M | · | $96M | $81M | $133M | · | $145M | $155M | $167M | · | $164M | |
| Market Cap | $3.08B | $2.76B | · | $2.52B | $2.29B | $2.24B | · | $2.42B | $1.87B | $1.11B | · | $1.15B | $1.23B | $1.45B | · | $1.47B | |
| P/E | 10.2 | 9.6 | · | 9.9 | 13.6 | 14.7 | · | 17.5 | 12.7 | 8.2 | · | 7.9 | 7.9 | 8.6 | · | 8.9 | |
| P/S | 40.4 | 36.5 | · | 34.6 | 31.5 | 31.8 | · | 36.7 | 29.8 | 18.4 | · | 20.1 | 21.6 | 25.3 | · | 26.0 | |
| P/B | 1.1 | 1.0 | · | 0.9 | 0.8 | 0.8 | · | 0.9 | 0.7 | 0.7 | · | 0.7 | 0.8 | 0.9 | · | 0.9 | |
| P / Tangible Book | 1.1 | 1.0 | · | 0.9 | 0.8 | 0.8 | · | 0.9 | 0.7 | 0.7 | · | 0.7 | 0.8 | 0.9 | · | 0.9 | |
| P / Cash Flow | · | 32.6 | · | · | · | 25.3 | · | · | · | 26.7 | · | · | · | 24.9 | · | · | |
| P / FCF | · | 34.1 | · | · | · | 25.7 | · | · | · | 27.1 | · | · | · | 25.2 | · | · | |
| Earnings Yield | 9.8% | 10.4% | · | 10.1% | 7.4% | 6.8% | · | 5.7% | 7.9% | 12.2% | · | 12.6% | 12.7% | 11.6% | · | 11.2% | |
| Payout Ratio | · | 39.5% | · | · | · | 49.8% | · | · | · | 56.6% | · | · | · | 45.9% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Revenue | $73M | $68M | $58M | $55M | $58M |
| Net Income | $291M | $116M | $128M | $176M | $168M |
| Diluted EPS | $2.23 | $1.05 | $1.71 | $2.35 | $2.19 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $431M | $425M | $166M | $191M | $144M |
Latest News Recent headlines mentioning this company
My Metrics Your personal watchlist — selected rows from Full Fundamentals
📊
Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.
Institutional owners (13F) 330 filers · $1.9B total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 42 (-2 vs prior Q) | 22 (+6 vs prior Q) | 100 (0 vs prior Q) | 82 (+6 vs prior Q) | +17.7M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| VANGUARD GROUP INC | $260,880,337 | 13,209,131 | 13.92% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $194,635,614 | 8,233,317 | 10.39% | Shares |
| STATE STREET CORP | $190,161,295 | 8,044,048 | 10.15% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $185,324,537 | 7,839,447 | 9.89% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $133,430,448 | 5,644,266 | 7.12% | Shares |
| AMERICAN CENTURY COMPANIES INC | $101,441,415 | 4,291,092 | 5.41% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $73,308,278 | 3,101,027 | 3.91% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $71,143,213 | 3,008,839 | 3.80% | Shares |
| MILLENNIUM MANAGEMENT LLC | $54,283,492 | 2,296,256 | 2.90% | Shares |
| SYSTEMATIC FINANCIAL MANAGEMENT LP | $42,858,776 | 1,812,977 | 2.29% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $38,241,672 | 1,617,668 | 2.04% | Shares |
| Assenagon Asset Management S.A. | $23,606,006 | 998,562 | 1.26% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $23,275,589 | 984,585 | 1.24% | Shares |
| VICTORY CAPITAL MANAGEMENT INC | $22,297,555 | 943,213 | 1.19% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $20,377,704 | 862,001 | 1.09% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $19,951,546 | 843,974 | 1.06% | Shares |
| Qube Research & Technologies Ltd | $18,617,635 | 787,548 | 0.99% | Shares |
| Ledgewood Wealth Advisors, LLC | $16,030,568 | 678,112 | 0.86% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $14,709,234 | 622,218 | 0.79% | Shares |
| GOLDMAN SACHS GROUP INC | $14,624,755 | 618,644 | 0.78% | Shares |
| SIMON QUICK ADVISORS, LLC | $14,184,000 | 600,000 | 0.76% | Shares |
| Sound Income Strategies, LLC | $13,472,599 | 569,907 | 0.72% | Shares |
| PRUDENTIAL FINANCIAL INC | $12,420,385 | 525,397 | 0.66% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $10,777,712 | 455,910 | 0.58% | Shares |
| Public Sector Pension Investment Board | $10,582,872 | 447,668 | 0.56% | Shares |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $9,789,088 | 414,090 | 0.52% | Shares |
| FMR LLC | $9,676,230 | 409,316 | 0.52% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $9,492,823 | 401,558 | 0.51% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $9,323,852 | 394,410 | 0.50% | Shares |
| INTECH INVESTMENT MANAGEMENT LLC | $8,370,806 | 354,095 | 0.45% | Shares |
| MORGAN STANLEY | $8,024,220 | 339,434 | 0.43% | Shares |
| RHUMBLINE ADVISERS | $7,528,396 | 318,461 | 0.40% | Shares |
| Cetera Investment Advisers | $7,162,993 | 303,003 | 0.38% | Shares |
| Edgestream Partners, L.P. | $7,100,179 | 300,346 | 0.38% | Shares |
| AMERIPRISE FINANCIAL INC | $6,551,235 | 277,125 | 0.35% | Shares |
| D. E. Shaw & Co., Inc. | $6,098,316 | 257,966 | 0.33% | Shares |
| FIRST TRUST ADVISORS LP | $6,061,721 | 256,418 | 0.32% | Shares |
| Swiss National Bank | $5,889,410 | 249,129 | 0.31% | Shares |
| BlackRock, Inc. | $5,561,546 | 235,260 | 0.30% | Shares |
| ROYCE & ASSOCIATES LP | $5,560,908 | 235,233 | 0.30% | Shares |
| TWO SIGMA INVESTMENTS, LP | $5,310,584 | 224,644 | 0.28% | Shares |
| New Age Alpha Advisors, LLC | $4,755,777 | 201,175 | 0.25% | Shares |
| Legal & General Group Plc | $4,717,764 | 199,567 | 0.25% | Shares |
| Siena Capital Partners GP, LLC | $4,484,650 | 189,706 | 0.24% | Shares |
| HENNESSY ADVISORS INC | $4,255,200 | 180,000 | 0.23% | Shares |
| BANK OF AMERICA CORP /DE/ | $4,249,904 | 179,776 | 0.23% | Shares |
| FRANKLIN RESOURCES INC | $3,627,014 | 153,427 | 0.19% | Shares |
| SALZHAUER MICHAEL | $3,598,082 | 152,203 | 0.19% | Shares |
| ALLIANCEBERNSTEIN L.P. | $3,557,821 | 168,139 | 0.19% | Shares |
| HUSSMAN STRATEGIC ADVISORS, INC. | $3,475,080 | 147,000 | 0.19% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $3,342,010 | 141,371 | 0.18% | Shares |
| Foundry Partners, LLC | $3,272,808 | 190,612 | 0.17% | Shares |
| SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC | $3,129,132 | 132,366 | 0.17% | Shares |
| BEACON INVESTMENT ADVISORY SERVICES, INC. | $3,088,408 | 130,643 | 0.16% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $3,021,944 | 142,814 | 0.16% | Shares |
| Brandywine Global Investment Management, LLC | $2,778,884 | 140,703 | 0.15% | Shares |
| Curi Capital, LLC | $2,728,884 | 115,435 | 0.15% | Shares |
| MENDON CAPITAL ADVISORS CORP | $2,718,600 | 115,000 | 0.15% | Shares |
| Carnegie Lake Advisors LLC | $2,528,487 | 106,958 | 0.13% | Shares |
| EJF Capital LP | $2,492,082 | 105,418 | 0.13% | Shares |
| VANGUARD ASSET MANAGEMENT, Ltd | $2,464,021 | 104,231 | 0.13% | Shares |
| TWO SIGMA ADVISERS, LP | $2,436,933 | 123,389 | 0.13% | Shares |
| State of New Jersey Common Pension Fund D | $2,220,269 | 93,920 | 0.12% | Shares |
| Vanguard Global Advisers, LLC | $2,219,040 | 93,868 | 0.12% | Shares |
| Quantinno Capital Management LP | $2,162,545 | 91,478 | 0.12% | Shares |
| ExodusPoint Capital Management, LP | $2,140,886 | 90,562 | 0.11% | Shares |
| XTX Topco Ltd | $2,113,865 | 89,419 | 0.11% | Shares |
| Rafferty Asset Management, LLC | $1,984,058 | 83,928 | 0.11% | Shares |
| RAYMOND JAMES FINANCIAL INC | $1,952,404 | 82,589 | 0.10% | Shares |
| BARCLAYS PLC | $1,948,857 | 82,439 | 0.10% | Shares |
| COMMONWEALTH EQUITY SERVICES, LLC | $1,822,228 | 77,083 | 0.10% | Shares |
| Russell Investments Group, Ltd. | $1,815,197 | 76,785 | 0.10% | Shares |
| MetLife Investment Management, LLC | $1,787,917 | 75,631 | 0.10% | Shares |
| Horizon Investments, LLC | $1,738,462 | 73,539 | 0.09% | Shares |
| HSBC HOLDINGS PLC | $1,665,831 | 70,616 | 0.09% | Shares |
| Rosenthal | Henry Capital Advisors, Inc. | $1,630,261 | 68,962 | 0.09% | Shares |
| Riverwater Partners LLC | $1,618,323 | 68,457 | 0.09% | Shares |
| Illinois Municipal Retirement Fund | $1,567,663 | 66,314 | 0.08% | Shares |
| LPL Financial LLC | $1,543,077 | 65,274 | 0.08% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $1,515,111 | 64,091 | 0.08% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $1,504,710 | 63,651 | 0.08% | Shares |
| TRUIST FINANCIAL CORP | $1,469,581 | 62,165 | 0.08% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $1,414,783 | 59,847 | 0.08% | Shares |
| Louisiana State Employees Retirement System | $1,349,844 | 57,100 | 0.07% | Shares |
| IEQ CAPITAL, LLC | $1,244,303 | 52,636 | 0.07% | Shares |
| Invesco Ltd. | $1,228,736 | 51,977 | 0.07% | Shares |
| Legacy Advisors, LLC | $1,221,928 | 51,689 | 0.07% | Shares |
| BROWN BROTHERS HARRIMAN & CO | $1,189,163 | 50,303 | 0.06% | Shares |
| Oliver Luxxe Assets LLC | $1,178,147 | 49,837 | 0.06% | Shares |
| KLP KAPITALFORVALTNING AS | $1,140,181 | 48,231 | 0.06% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $1,092,073 | 46,196 | 0.06% | Shares |
| JANUS HENDERSON GROUP PLC | $1,074,653 | 50,763 | 0.06% | Shares |
| Ilex Capital Partners (UK) LLP | $988,223 | 41,803 | 0.05% | Shares |
| Zurcher Kantonalbank (Zurich Cantonalbank) | $975,552 | 41,267 | 0.05% | Shares |
| Midwest Professional Planners, LTD. | $943,087 | 39,894 | 0.05% | Shares |
| Toroso Investments, LLC | $942,845 | 47,739 | 0.05% | Shares |
| HighTower Advisors, LLC | $936,962 | 39,635 | 0.05% | Shares |
| Police & Firemen's Retirement System of New Jersey | $906,168 | 38,332 | 0.05% | Shares |
| STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM | $846,052 | 35,789 | 0.05% | Shares |
| YOUSIF CAPITAL MANAGEMENT, LLC | $823,618 | 34,840 | 0.04% | Shares |
Company insiders 45 insiders · 20 officers · 20 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| George Lista | Pres/CEO Prov Protection Plus | June 12, 2026 S | 105,734 | 0 | 3 | $-291,452 |
| Anthony J Labozzetta | President and CEO | May 20, 2026 F | 578,958 | 0 | 0 | $0 |
| Thomas Shara | Executive Vice Chairman | May 26, 2026 A | 91,653 | 0 | 0 | $0 |
| Janet D Krasowski | EVP of The Provident Bank | June 5, 2015 S | 0 | 0 | 0 | $0 |
| James D Nesci | EVP and Chief Wealth Mgmt Ofc | Nov. 14, 2013 I | 10,356 | 0 | 0 | $0 |
| James A. Christy | SVP, CRO of Provident Bank | Sept. 13, 2013 S | 8,226 | 0 | 0 | $0 |
| Jack Novielli | EVP and CIO of Provident Bank | May 21, 2013 S | 4,140 | 0 | 0 | $0 |
| Michael A Raimonde | EVP of The Provident Bank | March 4, 2013 A | 28,204 | 0 | 0 | $0 |
| Brian Giovinazzi | EVP, CCO of The Provident Bank | March 4, 2013 A | 52,430 | 0 | 0 | $0 |
| John F Kuntz | EVP,General Counsel, Secretary | March 4, 2013 A | 50,366 | 0 | 0 | $0 |
| Donald W Blum | EVP/CLO of The Provident Bank | March 4, 2013 A | 45,249 | 0 | 0 | $0 |
| Frank S Muzio | SVP and CAO of Provident Bank | Feb. 19, 2013 A | 4,684 | 0 | 0 | $0 |
| Paul M Pantozzi | Chairman | Dec. 8, 2009 S | 159,107 | 0 | 0 | $0 |
| Kenneth J Wagner | Senior Vice President | Feb. 3, 2009 A | 17,851 | 0 | 0 | $0 |
| Kevin J Ward | Former Vice Chairman | Dec. 31, 2007 J | 49,505 | 0 | 0 | $0 |
| Gregory French | SVP of The Provident Bank | Aug. 21, 2006 F | 9,396 | 0 | 0 | $0 |
| Gabriel C Haagensen | EVP of The Provident Bank | Aug. 22, 2005 F | 40,844 | 0 | 0 | $0 |
| Charles Firestone | SVP of The Provident Bank | Aug. 22, 2005 F | 12,992 | 0 | 0 | $0 |
| Angel R Denis | FVP of The Provident Bank | Aug. 22, 2005 F | 5,590 | 0 | 0 | $0 |
| Glenn H Shell | EVP of The Provident Bank | Aug. 21, 2004 F | 46,655 | 0 | 0 | $0 |
| Edward J Leppert | Director | May 26, 2026 A | 87,649 | 0 | 0 | $0 |
| Thomas W Berry | Director | Sept. 12, 2013 P | 68,102 | 0 | 0 | $0 |
| Katharine Laud | Director | Sept. 11, 2013 P | 3,600 | 0 | 0 | $0 |
| Frank L Fekete | Director | Aug. 29, 2013 S | 0 | 0 | 0 | $0 |
| Jeffries Shein | Director | June 10, 2013 M | 393,704 | 0 | 0 | $0 |
| Matthew K. Harding | Director | May 1, 2013 A | 8,602 | 0 | 0 | $0 |
| Thomas B. Hogan Jr. | Director | May 1, 2013 A | 25,602 | 0 | 0 | $0 |
| Laura L Brooks | Director | May 1, 2013 A | 33,910 | 0 | 0 | $0 |
| Edward Odonnell | Director | May 1, 2013 A | 98,344 | 0 | 0 | $0 |
| Geoffrey M Connor | Director | May 1, 2013 A | 63,743 | 0 | 0 | $0 |
| Arthur R Mcconnell | Director | Feb. 3, 2011 A | 98,473 | 0 | 0 | $0 |
| William T Jackson | Director | Feb. 3, 2011 A | 95,514 | 0 | 0 | $0 |
| John G Collins | Director | Feb. 3, 2010 A | 21,850 | 0 | 0 | $0 |
| John P Mulkerin | Director | Feb. 3, 2010 A | 399,378 | 0 | 0 | $0 |
| Thomas E Sheenan | Director | Jan. 29, 2007 A | 76,167 | 0 | 0 | $0 |
| David Leff | Director | Feb. 22, 2006 A | 97,433 | 0 | 0 | $0 |
| Martin J Comey | Director | Feb. 22, 2006 A | 84,683 | 0 | 0 | $0 |
| Michael Edward Regan | — | Aug. 7, 2026 A | 3,066 | 0 | 0 | $0 |
| Robert E Mccracken | — | May 26, 2026 A | 72,530 | 0 | 1 | $-136,697 |
| Brian Flynn | — | May 26, 2026 A | 54,026 | 0 | 0 | $0 |
| Thomas M Lyons | — | May 20, 2026 A | 240,438 | 0 | 0 | $0 |
| Christopher P Martin | — | Feb. 5, 2026 S | 600,000 | 0 | 1 | $-24,622 |
| Carlos Hernandez | — | June 13, 2013 S | 76,526 | 0 | 0 | $0 |
| Terence Gallagher | — | May 1, 2013 A | 21,602 | 0 | 0 | $0 |
| Linda A Niro | — | July 1, 2009 F | 38,774 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 75 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| DIVY · Tidal Trust I | 2.97% | 38,028 NS | May 31, 2026 | N-PORT |
| XSVM · Invesco Exchange-Traded Fund Trust | 0.86% | 233,368 SH | Aug. 8, 2026 | Daily |
| XSLV · Invesco Exchange-Traded Fund Trust … | 0.77% | 78,019 SH | Aug. 8, 2026 | Daily |
| JSMD · Janus Detroit Street Trust | 0.69% | 298,082 NS | April 30, 2026 | N-PORT |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.69% | 7,646 SH | Aug. 8, 2026 | Daily |
| FYT · First Trust Exchange-Traded AlphaDE… | 0.51% | 41,312 NS | April 30, 2026 | N-PORT |
| DPST · Direxion Shares ETF Trust | 0.39% | 86,256 NS | April 30, 2026 | N-PORT |
| SMDX · Tidal Trust III | 0.37% | 20,440 NS | April 30, 2026 | N-PORT |
| IJS · iShares Trust | 0.33% | 1,116,231 SH | Aug. 8, 2026 | Daily |
| VIOV · VANGUARD ADMIRAL FUNDS | 0.33% | 276,517 SH | Aug. 8, 2026 | Daily |
| AVUV · AMERICAN CENTURY ETF TRUST | 0.26% | 3,162,144 NS | May 31, 2026 | N-PORT |
| BFOR · ALPS ETF Trust | 0.25% | 24,301 NS | May 31, 2026 | N-PORT |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.25% | 131,237 NS | April 30, 2026 | N-PORT |
| AVSC · AMERICAN CENTURY ETF TRUST | 0.24% | 307,286 NS | May 31, 2026 | N-PORT |
| RZV · Invesco Exchange-Traded Fund Trust | 0.24% | 30,101 SH | Aug. 8, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.22% | 739,111 NS | April 30, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.20% | 113,356 SH | Aug. 8, 2026 | Daily |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.19% | 20,011 SH | Aug. 8, 2026 | Daily |
| IWN · iShares Trust | 0.19% | 1,099,942 SH | Aug. 8, 2026 | Daily |
| IJR · iShares Trust | 0.17% | 7,677,859 SH | Aug. 8, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.17% | 455,532 SH | Aug. 8, 2026 | Daily |
| XJR · iShares Trust | 0.16% | 11,860 SH | Aug. 8, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | 0.15% | 43,512 SH | Aug. 8, 2026 | Daily |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.14% | 46,591 NS | April 30, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.14% | 844,196 NS | April 30, 2026 | N-PORT |
| SAA · ProShares Trust | 0.13% | 1,563 NS | May 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.13% | 131,139 NS | April 30, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.12% | 43,918 SH | Aug. 8, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.11% | 12,891 SH | Aug. 8, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.10% | 6,386 NS | April 30, 2026 | N-PORT |
| IWM · iShares Trust | 0.10% | 3,198,603 SH | Aug. 8, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.09% | 109,148 SH | Aug. 8, 2026 | Daily |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.09% | 77,718 SH | Aug. 8, 2026 | Daily |
| VFQY · VANGUARD WELLINGTON FUND | 0.09% | 18,903 SH | Aug. 8, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.09% | 748,114 SH | Aug. 8, 2026 | Daily |
| RSSL · Global X Funds | 0.09% | 55,754 NS | April 30, 2026 | N-PORT |
| GSSC · Goldman Sachs ETF Trust | 0.09% | 38,484 NS | May 31, 2026 | N-PORT |
| ISCV · iShares Trust | 0.08% | 23,944 SH | Aug. 8, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.08% | 495,601 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.07% | 6,063 NS | May 31, 2026 | N-PORT |
| FNDA · SCHWAB STRATEGIC TRUST | 0.07% | 286,862 NS | May 31, 2026 | N-PORT |
| SCHA · SCHWAB STRATEGIC TRUST | 0.06% | 625,551 NS | May 31, 2026 | N-PORT |
| VBR · VANGUARD INDEX FUNDS | 0.06% | 1,802,772 SH | Aug. 8, 2026 | Daily |
| ESML · iShares Trust | 0.05% | 62,073 SH | Aug. 8, 2026 | Daily |
| ISCB · iShares Trust | 0.05% | 5,371 SH | Aug. 8, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.04% | 7,627 NS | April 30, 2026 | N-PORT |
| UWM · ProShares Trust | 0.04% | 4,743 NS | May 31, 2026 | N-PORT |
| NUSC · Nushares ETF Trust | 0.04% | 23,945 NS | April 30, 2026 | N-PORT |
| EBI · RBB Fund Trust | 0.03% | 9,467 NS | May 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.03% | 29,627 NS | April 30, 2026 | N-PORT |