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PFSI NYSE US

PennyMac Financial Services, Inc. Common Stock

Financial Services · Financial Services Website · IPO May 2013
$91.41
▼ $-0.36 (-0.39%)
Vol 425K
Mkt Cap
$4.8B
P/E
9.5
ROE
12.2%
Margin
16.7%
Beta
1.59
Div Yield
1.31%
52W
$83–$160

Wall Street Consensus

14 analysts · Apr 2026
3
Strong Buy
8
Buy
3
Hold
0
Sell
0
Strong Sell
78.6%
Buy Rating

Price Chart

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Earnings

Beat rate: 25.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $3.30 $1.97 $-1.33
Sep 2025 $2.96 $3.37 +$0.41
Jun 2025 $2.92 $2.54 $-0.38
Mar 2025 $2.80 $1.42 $-1.38

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue — $698.3M $1.1B $931.6M $882.8M $2.2B
Net Income — $104.5M $76.3M $136.5M $181.5M $106.8M

Key Ratios

ROA (TTM)
2.0%
P/S (TTM)
1.59
P/B
1.6
EPS (TTM)
$9.30
CF/Share
$5.09
Rev Growth 3Y
+9.0%
52W High
$160.36
52W Low
$82.65
$82.65 52-Week Range $160.36

Financial Health

Free Cash Flow
-$1.9B
Net Debt
$22.8B
Cash
$301.7M
Total Debt
$23.1B
As of Dec 31, 2025

How does PFSI compare to Financial Services peers?

Peer group: Peers · Financial Services (Peers) · 10 companies

PFSI RDN VEL MBIN NMIH RKT MTG WD UWMC AGM

PFSI valuation vs Financial Services peers

P/E ratio
9.5
▲ 17% above peers (8.1)
vs Peers
vs Industry
Overvalued
P/S ratio
1.6
▼ 15% below peers (1.9)
vs Peers
vs Industry
Fair value
P/B ratio
1.6
▲ 28% above peers (1.2)
vs Peers
vs Industry
Overvalued
Div yield
1.3%
▼ 49% below peers (2.6%)
vs Peers
vs Industry
Low yield

PFSI profitability vs Financial Services peers

ROE
12.2%
▼ 4% below peers (12.7%)
vs Peers
vs Industry
Weak
Net margin
16.7%
▲ 0% above peers (16.7%)
vs Peers
vs Industry
In line
Gross margin
68.1%
▼ 13% below peers (78.4%)
vs Peers
vs Industry
Weak
ROA
2.0%
▲ 35% above peers (1.4%)
vs Peers
vs Industry
Below avg

PFSI financial health vs Financial Services peers

D/E ratio
—
▼ 0% below peers (11.8)
vs Peers
vs Industry
Low debt
Current ratio
0.0
▼ 85% below peers (0.3)
vs Peers
vs Industry
Low liquidity
Beta
1.6
▲ 38% above peers (1.2)
vs Peers
vs Industry
More volatile

PFSI fundamentals radar

PFSI Peer median Industry

PFSI profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

PFSI vs peers: key metrics

Dividends

$1.20
/ year
Feb 13, 2026 $0.3000
Nov 17, 2025 $0.3000
Aug 13, 2025 $0.3000
May 14, 2025 $0.3000
Feb 13, 2025 $0.3000
Nov 18, 2024 $0.3000
Aug 13, 2024 $0.3000
May 13, 2024 $0.2000

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