NMIH NMI Holdings Inc - Common Stock
NASDAQ · Financial Services · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Jul 31, 2026
$38.83
· of 52w range
· above low
· to high
$34.8452w low
$46.7452w high
Market Cap (MRQ)
$2.93B
P/E (TTM)
7.6
EPS (TTM)
$5.09
Revenue (TTM)
$731M
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52W Range
$35–$47
Analyst Rating
BUY
Price Target
$50
P/E
7.6
ROE
15.4%
Net Profit Margin
54.1%
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NMIH Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$38.83
Market Cap (MRQ)
$2.93B
P/E (TTM)
7.6
EPS (TTM)
$5.09
Revenue (TTM)
$731M
ROE (TTM)
15.4%
52W Range
$35–$47
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue$706M2016-12-31 → 2025-12-31
EPS$4.922016-12-31 → 2025-12-31
Free Cash Flow$413M2016-12-31 → 2025-12-31
Net margin54.1%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | NMIH | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 7.65Y avg ≈7.7 | ≈7.7 | 10.3 | Undervalued | |
| P/S (TTM) | 4.05Y avg ≈4.0 | ≈4.0 | 4.6 | Fair value | |
| P/B (MRQ) | 1.15Y avg ≈1.2 | ≈1.2 | 1.1 | Fair value | |
| Price / FCF (TTM) | 6.65Y avg ≈6.8 | ≈6.8 | · | · | |
| Price / Cash Flow (TTM) | 6.55Y avg ≈6.6 | ≈6.6 | 7.6 | Undervalued | |
| Price / Tangible Book | 1.15Y avg ≈1.2 | ≈1.2 | · | · | |
| PEG Ratio | ≈0.4 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | NMIH | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 1.6%5Y avg ≈2.0% | ≈2.0% | 1.7% | Weak | |
| Pretax Margin (TTM) | 69.3%5Y avg ≈69.3% | ≈69.3% | 65.5% | Top tier | |
| Net Profit Margin (TTM) | 54.1%5Y avg ≈53.9% | ≈53.9% | 53.6% | Top tier | |
| ROA (TTM) | 10.4%5Y avg ≈11.2% | ≈11.2% | 1.8% | Top tier | |
| ROE (TTM) | 15.4%5Y avg ≈16.6% | ≈16.6% | 12.4% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
No data for this ratio group yet
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | NMIH | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 8.5%5Y avg ≈10.3% | ≈10.3% | · | · | |
| Revenue CAGR 3Y | 10.5%5Y avg ≈10.3% | ≈10.3% | · | · | |
| Revenue CAGR 5Y | 10.3% | · | · | · | |
| EPS YoY | 11.1%5Y avg ≈18.4% | ≈18.4% | · | · | |
| Net Income YoY | 8.0%5Y avg ≈18.2% | ≈18.2% | · | · | |
| EPS CAGR 3Y | 13.2%5Y avg ≈17.9% | ≈17.9% | · | · | |
| EPS CAGR 5Y | 18.2% | · | · | · | |
| Net Income CAGR 3Y | 9.9%5Y avg ≈16.4% | ≈16.4% | · | · | |
| Net Income CAGR 5Y | 17.8% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | NMIH | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.25Y avg ≈0.2 | ≈0.2 | 0.2 | Top tier | |
| Revenue / Employee | ≈$3.1M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
3.0%
Next Report
Nov 02, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 27, 2026 | $1.38 | $1.31 | 5.7% |
| March 31, 2026 | $1.28 | $1.26 | 1.8% | |
| Dec. 31, 2025 | $1.20 | $1.21 | -1.1% | |
| Sept. 30, 2025 | $1.21 | $1.23 | -1.6% | |
| June 30, 2025 | $1.22 | $1.23 | -0.64% | |
| March 31, 2025 | $1.28 | $1.12 | 14.1% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $706M | $651M | $579M | $523M | $485M | $433M | $379M | $275M | $183M | $124M | $54M | $19M | |
| Operating Expenses | $207M | $188M | $166M | $146M | $188M | $215M | $162M | $139M | $130M | $96M | $81M | $74M | |
| Interest Expense | · | · | $32M | $32M | $32M | $24M | $12M | $15M | $14M | $15M | $2M | · | |
| Other Non-op | · | · | · | · | · | · | · | $-16M | $-18M | $-17M | $-152.0K | $3M | |
| Pretax Income | $500M | $463M | $413M | $377M | $297M | $218M | $217M | $136M | $53M | $11M | $-28M | $-51M | |
| Income Tax | $111M | $103M | $91M | $84M | $66M | $47M | $45M | $28M | $31M | $-53M | $0 | $-2M | |
| Net Income | $389M | $360M | $322M | $293M | $231M | $172M | $172M | $108M | $22M | $64M | $-28M | $-49M | |
| EPS (Basic) | $5.01 | $4.51 | $3.91 | $3.45 | $2.70 | $2.20 | $2.54 | $1.66 | $0.37 | $1.08 | $-0.47 | $-0.84 | |
| EPS (Diluted) | $4.92 | $4.43 | $3.84 | $3.39 | $2.65 | $2.13 | $2.47 | $1.60 | $0.35 | $1.05 | $-0.47 | $-0.84 | |
| Shares (Basic) | 77,626,000 | 79,844,000 | 82,407,000 | 84,921,000 | 85,620,000 | 78,023,000 | 67,573,000 | 65,019,000 | 59,816,000 | 59,071,000 | 58,683,000 | 58,281,425 | |
| Shares (Diluted) | 79,038,000 | 81,273,000 | 83,854,000 | 85,999,000 | 86,885,000 | 79,263,000 | 69,721,000 | 67,652,000 | 62,186,000 | 60,829,000 | 58,683,000 | 58,281,425 | |
| EBITDA | $11M | $12M | $12M | $12M | $11M | $10M | $9M | $8M | $7M | $5M | $3M | $6M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | $19M | $48M | $57M | $103M | |
| PP&E (Net) | $22M | $26M | $30M | $32M | $32M | $30M | $26M | $25M | $23M | $20M | $15M | $12M | |
| PP&E (Gross) | $115M | $111M | $105M | $96M | $86M | $72M | $59M | $49M | $39M | $30M | $20M | $14M | |
| Accum. Depreciation | $94M | $85M | $75M | $64M | $53M | $43M | $33M | $24M | $16M | $10M | $5M | $2M | |
| Goodwill | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Total Assets | $3.84B | $3.35B | $2.94B | $2.52B | $2.45B | $2.17B | $1.36B | $1.09B | $895M | $840M | $662M | $463M | |
| Deferred Tax | $479M | $386M | $302M | $194M | $164M | $113M | $56M | $3M | $0 | · | · | · | |
| Total Liabilities | $1.25B | $1.13B | $1.01B | $902M | $885M | $797M | $434M | $391M | $386M | $364M | $260M | $36M | |
| Long-term Debt | · | · | · | $396M | $395M | $393M | $146M | $147M | $144M | $144M | $144M | $0 | |
| Paid-in Capital | $1.02B | $1.00B | $991M | $973M | $955M | $938M | $707M | $682M | $585M | $577M | $570M | $563M | |
| Retained Earnings | $1.97B | $1.58B | $1.22B | $901M | $608M | $377M | $205M | $33M | $-74M | $-97M | $-161M | $-133M | |
| Treasury Stock | $352M | $247M | $149M | $57M | $0 | · | · | · | · | · | · | · | |
| AOCI | $-46M | $-125M | $-140M | $-204M | $1M | $54M | $17M | $-15M | $-3M | $-5M | $-7M | $-4M | |
| Stockholders' Equity | $2.59B | $2.22B | $1.93B | $1.61B | $1.57B | $1.37B | $930M | $702M | $509M | $476M | $403M | $427M | |
| Liabilities + Equity | $3.84B | $3.35B | $2.94B | $2.52B | $2.45B | $2.17B | $1.36B | $1.09B | $895M | $840M | $662M | $463M | |
| Shares Outstanding | 76,285,242 | 78,601,000 | 80,881,000 | 83,550,000 | 85,793,000 | 85,163,000 | 68,358,074 | 66,318,849 | 60,517,512 | 59,145,161 | · | · |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $11M | $12M | $12M | $12M | $11M | $10M | $9M | $8M | $7M | $5M | $3M | $6M | |
| Stock-based Comp | $20M | $20M | $17M | $15M | $17M | $11M | $13M | $13M | $9M | $7M | $8M | $9M | |
| Deferred Tax | $72M | $81M | $91M | $84M | $66M | $47M | $45M | $26M | $30M | $-53M | $0 | $4.0K | |
| Other Non-cash | $-73M | $-79M | $-98M | $-91M | $1M | $14M | $-31M | $-9M | $-435.0K | $49M | $58M | $13M | |
| Operating Cash Flow | $419M | $394M | $343M | $313M | $326M | $253M | $208M | $146M | $68M | $72M | $41M | $-21M | |
| CapEx | $7M | $7M | $9M | $11M | $12M | $12M | $10M | $8M | $9M | $11M | $6M | $8M | |
| Investing Cash Flow | $-316M | $-339M | $-200M | $-290M | $-374M | $-630M | $-194M | $-221M | $-93M | $-80M | $-230M | $68M | |
| Debt Issued | $0 | $420M | $0 | $0 | $0 | $400M | $0 | $149M | $0 | $0 | $148M | $0 | |
| Net Debt Issued | $0 | $15M | · | $0 | · | $252M | $-2M | $2M | $-2M | $-2M | $148M | · | |
| Stock Issued | · | · | · | $0 | $0 | $220M | $0 | $79M | $0 | $0 | $0 | $1M | |
| Stock Repurchased | $105M | $98M | $92M | $57M | $0 | $0 | · | · | · | · | · | · | |
| Net Stock Activity | $-105M | $-98M | $-92M | $-57M | $0 | $220M | $0 | $79M | $183.0K | $532.0K | $415.0K | $1M | |
| Financing Cash Flow | $-113M | $-97M | $-90M | $-56M | $-2M | $463M | $2M | $81M | $-3M | $-2M | $143M | $-23.0K | |
| Net Change in Cash | $-10M | $-42M | $52M | $-32M | $-50M | $86M | $16M | $6M | $-29M | $-10M | $-46M | $47M | |
| Taxes Paid | $42M | $20M | $20.0K | $-20.0K | $457.0K | $70.0K | $64.0K | $867.0K | $1M | · | · | · | |
| Free Cash Flow | $413M | $387M | $333M | $303M | $313M | $240M | $198M | $138M | $59M | $60M | $35M | $-29M | |
| Levered FCF | · | · | $308M | $278M | $289M | $221M | $189M | $126M | $54M | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 55.0% | 55.3% | 55.6% | 56.0% | 47.6% | 39.6% | 45.4% | 39.2% | 12.1% | 53.2% | -51.8% | -220.2% | |
| Pretax Margin | 70.8% | 71.2% | 71.3% | 72.1% | 61.2% | 50.3% | 57.2% | 49.4% | 28.9% | 9.2% | -51.8% | -231.0% | |
| EBITDA Margin | 1.6% | 1.8% | 2.0% | 2.3% | 2.3% | 2.3% | 2.5% | 2.8% | 3.7% | 4.0% | 6.0% | 26.1% | |
| ROA | 10.8% | 11.5% | 11.8% | 11.8% | 10.0% | 9.7% | 14.0% | 10.9% | 2.5% | 8.8% | -4.9% | -10.4% | |
| ROE | 15.5% | 16.3% | 17.3% | 18.7% | 15.0% | 12.8% | 19.1% | 15.8% | 4.3% | 15.0% | -6.7% | -11.0% |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | 0.2 | 0.2 | 0.1 | 0.0 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $33.98 | $28.21 | $23.81 | $19.31 | $18.25 | $16.08 | $13.61 | $10.58 | $8.41 | · | · | · | |
| Revenue / Share | $8.94 | $8.01 | $6.90 | $6.09 | $5.58 | $5.47 | $5.43 | $4.07 | $2.94 | $2.04 | · | · | |
| Cash Flow / Share | $5.30 | $4.84 | $4.09 | $3.64 | $3.75 | $3.19 | $2.99 | $2.16 | $1.09 | $1.18 | · | · | |
| Cash / Share | · | · | · | · | · | · | · | · | $0.32 | · | · | · | |
| EPS (TTM) | $4.92 | $4.43 | $3.84 | $3.39 | $2.65 | $2.13 | $2.47 | $1.60 | $0.35 | $1.05 | $-0.47 | $-0.84 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 8.5% | 12.4% | 10.6% | 7.9% | 11.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 10.5% | 10.3% | 10.2% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 10.3% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 11.1% | 15.4% | 13.3% | 27.9% | 24.4% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 13.2% | 18.7% | 21.7% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 18.2% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 8.0% | 11.8% | 10.0% | 26.7% | 34.7% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 9.9% | 15.9% | 23.4% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 17.8% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $706M | $651M | $579M | $523M | $485M | $433M | $379M | $275M | $183M | $124M | $54M | $19M | |
| Net Income TTM | $389M | $360M | $322M | $293M | $231M | $172M | $172M | $108M | $22M | $64M | $-28M | $-49M | |
| Market Cap | $3.11B | $2.89B | $2.40B | $1.75B | $1.87B | $1.93B | $2.27B | $1.18B | $1.03B | · | · | · | |
| P/E | 8.3 | 8.3 | 7.7 | 6.2 | 8.2 | 10.6 | 13.4 | 11.2 | 48.6 | 10.1 | -14.4 | -10.9 | |
| P/S | 4.4 | 4.4 | 4.1 | 3.3 | 3.9 | 4.5 | 6.0 | 4.3 | 5.6 | · | · | · | |
| P/B | 1.2 | 1.3 | 1.2 | 1.1 | 1.2 | 1.4 | 2.4 | 1.7 | 2.0 | · | · | · | |
| P / Tangible Book | 1.2 | 1.3 | 1.2 | 1.1 | 1.2 | 1.4 | · | · | · | · | · | · | |
| P / Cash Flow | 7.4 | 7.3 | 7.0 | 5.6 | 5.8 | 7.6 | 10.9 | 8.1 | 15.2 | · | · | · | |
| P / FCF | 7.5 | 7.5 | 7.2 | 5.8 | 6.0 | 8.0 | 11.4 | 8.6 | 17.4 | · | · | · | |
| Earnings Yield | 12.1% | 12.0% | 12.9% | 16.2% | 12.1% | 9.4% | 7.4% | 9.0% | 2.1% | 9.9% | -6.9% | -9.2% |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $188M | $183M | $181M | $179M | $174M | $173M | $167M | $166M | $162M | $156M | $151M | $148M | $143M | $137M | $133M | $131M | |
| Operating Expenses | $51M | $59M | $60M | $55M | $50M | $42M | $56M | $47M | $43M | $42M | $46M | $41M | $39M | $41M | $38M | $32M | |
| Interest Expense | · | · | · | · | · | · | · | · | · | $8M | $8M | $8M | $8M | $8M | $8M | $8M | |
| Pretax Income | $137M | $125M | $121M | $124M | $124M | $131M | $111M | $119M | $119M | $115M | $105M | $107M | $104M | $96M | $95M | $99M | |
| Income Tax | $31M | $26M | $27M | $28M | $27M | $29M | $25M | $27M | $27M | $26M | $22M | $23M | $24M | $22M | $22M | $22M | |
| Net Income | $106M | $99M | $94M | $96M | $96M | $103M | $86M | $93M | $92M | $89M | $83M | $84M | $80M | $74M | $73M | $77M | |
| EPS (Basic) | $1.40 | $1.30 | $1.23 | $1.24 | $1.23 | $1.31 | $1.09 | $1.17 | $1.15 | $1.10 | $1.03 | $1.02 | $0.97 | $0.89 | $0.87 | $0.91 | |
| EPS (Diluted) | $1.38 | $1.28 | $1.21 | $1.22 | $1.21 | $1.28 | $1.07 | $1.15 | $1.13 | $1.08 | $1.01 | $1.00 | $0.95 | $0.88 | $0.86 | $0.90 | |
| Shares (Basic) | 75,779,000 | 76,175,000 | · | 77,410,000 | 77,987,000 | 78,407,000 | · | 79,549,000 | 80,117,000 | 80,726,000 | 81,005,000 | 82,096,000 | 82,958,000 | 83,600,000 | 83,592,000 | 84,444,000 | |
| Shares (Diluted) | 76,585,000 | 77,435,000 | · | 78,830,000 | 79,256,000 | 79,858,000 | · | 81,045,000 | 81,300,000 | 82,099,000 | 82,685,000 | 83,670,000 | 84,190,000 | 84,840,000 | 84,809,000 | 85,485,000 | |
| EBITDA | · | $2M | · | · | · | $3M | · | · | · | $3M | · | · | · | $3M | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $21M | $21M | $22M | $23M | $24M | $25M | $26M | $27M | $29M | $30M | · | $32M | $32M | $32M | · | $32M | |
| PP&E (Gross) | · | · | $115M | · | · | · | $111M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $94M | · | · | · | $85M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | $3M | · | · | · | $3M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $4.00B | $3.91B | $3.84B | $3.73B | $3.59B | $3.46B | $3.35B | $3.32B | $3.10B | $3.01B | · | $2.76B | $2.69B | $2.63B | · | $2.40B | |
| Deferred Tax | $511M | $492M | $479M | $463M | $441M | $419M | $386M | $381M | $348M | $323M | · | $257M | $242M | $223M | · | $167M | |
| Total Liabilities | $1.29B | $1.28B | $1.25B | $1.21B | $1.17B | $1.13B | $1.13B | $1.12B | $1.06B | $1.03B | · | $971M | $941M | $927M | · | $878M | |
| Paid-in Capital | $1.01B | $1.01B | $1.02B | $1.01B | $1.01B | $1.00B | $1.00B | $998M | $993M | $989M | · | $981M | $977M | $974M | · | $969M | |
| Retained Earnings | $2.18B | $2.07B | $1.97B | $1.88B | $1.78B | $1.69B | $1.58B | $1.50B | $1.40B | $1.31B | · | $1.14B | $1.06B | $976M | · | $828M | |
| Treasury Stock | $411M | $379M | $352M | $321M | $296M | $273M | $247M | $218M | $201M | $174M | · | $117M | $98M | $71M | · | $51M | |
| AOCI | $-74M | $-68M | $-46M | $-54M | $-73M | $-94M | $-125M | $-82M | $-151M | $-150M | · | $-214M | $-187M | $-172M | · | $-221M | |
| Stockholders' Equity | $2.71B | $2.63B | $2.59B | $2.51B | $2.42B | $2.32B | $2.22B | $2.20B | $2.05B | $1.98B | $1.93B | $1.79B | $1.75B | $1.71B | $1.61B | $1.53B | |
| Liabilities + Equity | $4.00B | $3.91B | $3.84B | $3.73B | $3.59B | $3.46B | $3.35B | $3.32B | $3.10B | $3.01B | · | $2.76B | $2.69B | $2.63B | · | $2.40B | |
| Shares Outstanding | 75,367,346 | 76,149,574 | 76,285,242 | 77,095,871 | 77,717,841 | 78,301,469 | 78,600,726 | 79,320,863 | 79,763,893 | 80,545,535 | 80,881,000 | 81,630,452 | 82,289,763 | 83,279,886 | 83,550,000 | 83,796,313 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Stock-based Comp | $5M | $5M | $6M | $5M | $5M | $5M | $7M | $4M | $4M | $4M | $6M | $4M | $4M | $3M | $3M | $4M | |
| Other Non-cash | · | $10M | · | · | · | $-9M | · | · | · | $15M | · | · | · | $9M | · | · | |
| Operating Cash Flow | $143M | $116M | $62M | $128M | $128M | $101M | $36M | $128M | $118M | $112M | $30M | $121M | $102M | $90M | $32M | $108M | |
| CapEx | $2M | $1M | $2M | $2M | $2M | $2M | $1M | $1M | $2M | $2M | $1M | $3M | $3M | $2M | $3M | $2M | |
| Investing Cash Flow | $-108M | $-48M | $-118M | $-57M | $-94M | $-48M | $-86M | $-41M | $-175M | $-38M | $-82M | $2M | $-86M | $-34M | $-108M | $-34M | |
| Stock Repurchased | $32M | $28M | $31M | $25M | $24M | $26M | $29M | $17M | $27M | $25M | $32M | $19M | $26M | $15M | $5M | $21M | |
| Net Stock Activity | · | $-28M | · | · | · | $-26M | · | · | · | $-25M | · | · | · | $-15M | · | · | |
| Financing Cash Flow | $-33M | $-41M | $-31M | $-25M | $-24M | $-34M | $-29M | $-17M | $-20M | $-31M | $-28M | $-19M | $-26M | $-17M | $-6M | $-20M | |
| Net Change in Cash | $1M | $27M | $-87M | $46M | $10M | $20M | $-79M | $71M | $-77M | $43M | $-80M | $103M | $-10M | $39M | $-81M | $53M | |
| Taxes Paid | $14M | $32.0K | $10M | $9M | $23M | $0 | $11M | $9M | · | · | $-1.0K | $20.0K | · | · | $-20.0K | $0 | |
| Free Cash Flow | · | $115M | · | · | · | $99M | · | · | · | $109M | · | · | · | $88M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $103M | · | · | · | $82M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 56.3% | 54.1% | · | 53.7% | 55.3% | 59.2% | · | 55.9% | 56.8% | 57.0% | · | 56.7% | 56.3% | 54.4% | · | 58.8% | |
| Pretax Margin | 72.9% | 68.1% | · | 69.2% | 71.1% | 75.8% | · | 71.8% | 73.2% | 73.3% | · | 72.4% | 72.9% | 70.3% | · | 75.5% | |
| EBITDA Margin | · | 1.4% | · | · | · | 1.7% | · | · | · | 1.9% | · | · | · | 2.1% | · | · | |
| ROA | 2.8% | 2.7% | · | 2.7% | 2.9% | 3.2% | · | 3.0% | 3.2% | 3.2% | · | 3.2% | 3.2% | 2.9% | · | 3.2% | |
| ROE | 4.1% | 4.0% | · | 4.1% | 4.3% | 4.8% | · | 4.7% | 4.9% | 4.8% | · | 5.1% | 4.9% | 4.6% | · | 5.1% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $35.89 | $34.57 | · | $32.62 | $31.14 | $29.65 | · | $27.67 | $25.65 | $24.56 | · | $21.94 | $21.25 | $20.49 | · | $18.21 | |
| Revenue / Share | $2.45 | $2.37 | · | $2.27 | $2.19 | $2.17 | · | $2.05 | $1.99 | $1.90 | · | $1.77 | $1.69 | $1.61 | · | $1.53 | |
| Cash Flow / Share | · | $1.50 | · | · | · | $1.27 | · | · | · | $1.36 | · | · | · | $1.06 | · | · | |
| EPS (TTM) | $5.09 | $4.92 | · | $4.78 | $4.71 | $4.63 | · | $4.37 | $4.22 | $4.04 | · | $3.69 | $3.59 | $3.50 | · | $3.23 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $731M | $717M | · | $692M | $680M | $668M | · | $636M | $618M | $598M | · | $561M | $543M | $533M | · | $515M | |
| Net Income TTM | $395M | $386M | · | $381M | $378M | $374M | · | $357M | $348M | $337M | · | $312M | $305M | $300M | · | $280M | |
| Market Cap | $3.10B | $2.86B | · | $2.96B | $3.28B | $2.82B | · | $3.27B | $2.72B | $2.60B | · | $2.21B | $2.12B | $1.86B | · | $1.71B | |
| P/E | 8.1 | 7.6 | · | 8.0 | 9.0 | 7.8 | · | 9.4 | 8.1 | 8.0 | · | 7.3 | 7.2 | 6.4 | · | 6.3 | |
| P/S | 4.2 | 4.0 | · | 4.3 | 4.8 | 4.2 | · | 5.1 | 4.4 | 4.4 | · | 3.9 | 3.9 | 3.5 | · | 3.3 | |
| P/B | 1.1 | 1.1 | · | 1.2 | 1.4 | 1.2 | · | 1.5 | 1.3 | 1.3 | · | 1.2 | 1.2 | 1.1 | · | 1.1 | |
| P / Tangible Book | 1.1 | 1.1 | · | 1.2 | 1.4 | 1.2 | · | 1.5 | 1.3 | 1.3 | · | 1.2 | 1.2 | 1.1 | · | 1.1 | |
| P / Cash Flow | · | 24.6 | · | · | · | 27.9 | · | · | · | 23.3 | · | · | · | 20.7 | · | · | |
| Earnings Yield | 12.4% | 13.1% | · | 12.5% | 11.2% | 12.8% | · | 10.6% | 12.4% | 12.5% | · | 13.6% | 13.9% | 15.7% | · | 15.9% |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $706M | $651M | $579M | $523M | $485M |
| Net Income | $389M | $360M | $322M | $293M | $231M |
| Diluted EPS | $4.92 | $4.43 | $3.84 | $3.39 | $2.65 |
No data for this statement
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $413M | $387M | $333M | $303M | $313M |
Institutional owners (13F) 375 filers · $3.3B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
375
Value held
$3.3B
New positions
40
Exited positions
39
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 40 (-7 vs prior Q) | 39 (+7 vs prior Q) | 142 (+6 vs prior Q) | 115 (-16 vs prior Q) | +993K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $541,949,735 | 13,189,334 | 16.57% | Shares |
| VANGUARD GROUP INC | $290,277,711 | 7,116,394 | 8.88% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $191,723,583 | 4,665,910 | 5.86% | Shares |
| STATE STREET CORP | $142,932,510 | 3,478,523 | 4.37% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $140,535,936 | 3,420,198 | 4.30% | Shares |
| AMERICAN CENTURY COMPANIES INC | $125,185,780 | 3,046,624 | 3.83% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $119,237,099 | 2,901,852 | 3.65% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $86,724,752 | 2,110,234 | 2.65% | Shares |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $77,382,000 | 1,883,225 | 2.37% | Shares |
| FULLER & THALER ASSET MANAGEMENT, INC. | $54,007,676 | 1,314,375 | 1.65% | Shares |
| FMR LLC | $52,426,302 | 1,275,890 | 1.60% | Shares |
| GOLDMAN SACHS GROUP INC | $52,238,374 | 1,271,316 | 1.60% | Shares |
| BANK OF AMERICA CORP /DE/ | $49,663,875 | 1,208,661 | 1.52% | Shares |
| JPMORGAN CHASE & CO | $48,956,870 | 1,184,503 | 1.50% | Shares |
| MORGAN STANLEY | $46,730,850 | 1,137,279 | 1.43% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $41,582,217 | 1,011,979 | 1.27% | Shares |
| Allianz Asset Management GmbH | $40,150,231 | 977,129 | 1.23% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $39,202,860 | 954,073 | 1.20% | Shares |
| DONALD SMITH & CO., INC. | $36,261,720 | 882,495 | 1.11% | Shares |
| NORTHERN TRUST CORP | $36,059,475 | 877,573 | 1.10% | Shares |
| FRONTIER CAPITAL MANAGEMENT CO LLC | $35,375,162 | 860,919 | 1.08% | Shares |
| Nuveen, LLC | $34,193,947 | 832,172 | 1.05% | Shares |
| Public Sector Pension Investment Board | $29,126,646 | 708,850 | 0.89% | Shares |
| Clearbridge Investments, LLC | $29,119,886 | 708,685 | 0.89% | Shares |
| AMERIPRISE FINANCIAL INC | $28,870,024 | 702,605 | 0.88% | Shares |
| Assenagon Asset Management S.A. | $27,934,585 | 679,839 | 0.85% | Shares |
| BARCLAYS PLC | $27,567,691 | 670,910 | 0.84% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $25,342,997 | 616,768 | 0.77% | Shares |
| CITADEL ADVISORS LLC | $22,160,864 | 539,325 | 0.68% | Shares |
| Bank of New York Mellon Corp | $20,919,125 | 509,105 | 0.64% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $20,803,949 | 506,302 | 0.64% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $19,767,658 | 481,082 | 0.60% | Shares |
| MILLENNIUM MANAGEMENT LLC | $18,612,414 | 452,967 | 0.57% | Shares |
| Invesco Ltd. | $18,557,025 | 451,619 | 0.57% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $18,527,481 | 450,900 | 0.57% | Shares |
| D. E. Shaw & Co., Inc. | $18,155,123 | 441,838 | 0.56% | Shares |
| Qube Research & Technologies Ltd | $17,195,713 | 418,489 | 0.53% | Shares |
| WINMILL & CO. INC | $16,275,543 | 396,095 | 0.50% | Shares |
| RAYMOND JAMES FINANCIAL INC | $16,244,766 | 395,346 | 0.50% | Shares |
| TWO SIGMA INVESTMENTS, LP | $15,438,622 | 375,727 | 0.47% | Shares |
| MUHLENKAMP & CO INC | $15,144,048 | 368,558 | 0.46% | Shares |
| River Road Asset Management, LLC | $14,723,780 | 358,330 | 0.45% | Shares |
| Cubist Systematic Strategies, LLC | $14,640,525 | 381,860 | 0.45% | Shares |
| Walleye Capital LLC | $14,439,149 | 351,403 | 0.44% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $14,403,812 | 350,543 | 0.44% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $14,012,758 | 341,026 | 0.43% | Shares |
| Aberdeen Group plc | $13,681,450 | 332,963 | 0.42% | Shares |
| CAPTRUST FINANCIAL ADVISORS | $12,182,363 | 296,480 | 0.37% | Shares |
| FRANKLIN RESOURCES INC | $12,000,910 | 292,064 | 0.37% | Shares |
| First Eagle Investment Management, LLC | $11,869,627 | 288,869 | 0.36% | Shares |
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Hayman Capital Management, L.P., Hayman Investments, L.L.C., J Kyle Bass ×5 filings | Dec. 12, 2016 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 30 insiders · 18 officers · 13 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Adam Pollitzer | Chief Executive Officer | Sept. 4, 2026 M | 331,392 | 0 | 1 | $-7,747,591 |
| Claudia J Merkle | CEO | March 11, 2021 M | 156,900 | 0 | 0 | $0 |
| Aurora Swithenbank | EVP, Chief Financial Officer | Aug. 11, 2026 S | 50,734 | 0 | 1 | $-519,076 |
| Ravi Mallela | Chief Financial Officer | Feb. 9, 2024 F | 92,908 | 0 | 0 | $0 |
| Glenn Michael Farrell | Chief Financial Officer | Feb. 12, 2017 F | 93,210 | 0 | 0 | $0 |
| John M Sherwood Jr | President | April 24, 2015 M | 148,452 | 0 | 0 | $0 |
| Patrick L Mathis | EVP, Chief Operating Officer | Feb. 16, 2022 M | 28,823 | 0 | 0 | $0 |
| Nicholas Daniel Realmuto | SVP, Controller | Sept. 13, 2026 F | 7,843 | 0 | 0 | $0 |
| Robert Owen Smith | EVP, Chief Risk Officer | Aug. 3, 2026 S | 96,381 | 0 | 1 | $-535,800 |
| Bradley M Shuster | Executive Chairman | March 23, 2026 M | 415,411 | 0 | 6 | $-5,820,856 |
| William J Leatherberry | Chief Admin. Officer & GC | Feb. 27, 2026 J | 159,334 | 0 | 0 | $0 |
| Norman Peter Fitzgerald | EVP, Chief Sales Officer | Feb. 17, 2026 S | 32,445 | 0 | 1 | $-898,650 |
| Mohammad Nawaz Yousaf | EVP, Chief of Ops and Tech | Feb. 17, 2026 S | 38,733 | 0 | 1 | $-638,240 |
| Julie Norberg | SVP, Chief Accounting Officer | May 12, 2022 F | 29,583 | 0 | 0 | $0 |
| Robert Hamilton Fore III | Vice President, Controller | May 8, 2015 M | 16,866 | 0 | 0 | $0 |
| Peter C Pannes | EVP, Chief Sales Officer | Feb. 12, 2015 M | 4,329 | 0 | 0 | $0 |
| Stan Pachura | EVP, Chief Information Officer | May 30, 2014 M | 4,567 | 0 | 0 | $0 |
| Joseph Francesconi | Vice President, Controller | May 8, 2014 A | · | 0 | 0 | $0 |
| Michael Curry Montgomery | Director | May 19, 2026 S | 69,026 | 0 | 1 | $-58,897 |
| Renu Agrawal | Director | May 14, 2026 A | 8,663 | 0 | 0 | $0 |
| Lynn S. Mccreary | Director | May 14, 2026 A | 48,757 | 0 | 0 | $0 |
| Priya Cherian Huskins | Director | May 14, 2026 A | 36,164 | 0 | 0 | $0 |
| Michael J Embler | Director | May 14, 2026 A | 50,558 | 0 | 1 | $-738,000 |
| Steven Scheid | Director | May 14, 2026 A | 8,951 | 0 | 1 | $-783,291 |
| Regina Muehlhauser | Director | May 8, 2025 A | 69,292 | 0 | 0 | $0 |
| James G Jones | Director | March 11, 2024 S | 5,847 | 0 | 0 | $0 |
| James Ozanne | Director | Dec. 22, 2020 G | 66,991 | 0 | 0 | $0 |
| John Brandon Osmon | Director | May 14, 2015 A | 24,362 | 0 | 0 | $0 |
| Claren Road Asset Management, LLC | 10% owner | Aug. 5, 2015 S | 4,000,000 | 0 | 0 | $0 |
| John C Erickson | · | May 14, 2026 A | 21,832 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 57 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| SCOW · Pacer Funds Trust | 2.09% | 808 NS | July 31, 2026 | N-PORT |
| XSVM · Invesco Exchange-Traded Fund Trust | 0.95% | 145,196 SH | Oct. 2, 2026 | Daily |
| XSLV · Invesco Exchange-Traded Fund Trust … | 0.79% | 47,875 SH | Oct. 2, 2026 | Daily |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.67% | 4,839 SH | Oct. 2, 2026 | Daily |
| XSHQ · Invesco Exchange-Traded Fund Trust … | 0.66% | 50,244 SH | Oct. 2, 2026 | Daily |
| FYT · First Trust Exchange-Traded AlphaDE… | 0.66% | 29,083 NS | July 31, 2026 | N-PORT |
| HSMV · First Trust Exchange-Traded Fund III | 0.52% | 4,103 NS | July 31, 2026 | N-PORT |
| RZG · Invesco Exchange-Traded Fund Trust | 0.41% | 12,997 SH | Oct. 2, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.36% | 24,704 SH | Oct. 2, 2026 | Daily |
| FYX · First Trust Exchange-Traded AlphaDE… | 0.34% | 106,150 NS | July 31, 2026 | N-PORT |
| VIOG · VANGUARD ADMIRAL FUNDS | 0.34% | 90,430 SH | Aug. 19, 2026 | Daily |
| JPSE · J.P. Morgan Exchange-Traded Fund Tr… | 0.26% | 34,395 NS | July 31, 2026 | N-PORT |
| EBIT · Harbor ETF Trust | 0.26% | 695 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.22% | 412,889 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.20% | 66,919 SH | Aug. 19, 2026 | Daily |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.19% | 11,477 SH | Oct. 2, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | 0.17% | 29,832 SH | Aug. 19, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.17% | 265,768 SH | Aug. 19, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.17% | 552,048 NS | July 31, 2026 | N-PORT |
| BKSE · BNY Mellon ETF Trust | 0.15% | 2,859 NS | July 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.14% | 76,421 NS | July 31, 2026 | N-PORT |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.13% | 5,029 NS | July 31, 2026 | N-PORT |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.12% | 18,679 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.11% | 1,996,259 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.11% | 36,812 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.10% | 442,436 SH | Aug. 19, 2026 | Daily |
| VFQY · VANGUARD WELLINGTON FUND | 0.09% | 9,943 SH | Aug. 19, 2026 | Daily |
| ESML · iShares Trust | 0.09% | 55,363 SH | Sept. 11, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.09% | 298,176 NS | July 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.09% | 59,660 SH | Oct. 2, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.07% | 14,890 SH | Aug. 19, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.05% | 6,377 NS | July 31, 2026 | N-PORT |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.04% | 20,752 SH | Oct. 2, 2026 | Daily |
| VXF · VANGUARD INDEX FUNDS | 0.04% | 872,132 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.04% | 124,234 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.04% | 20,423 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.03% | 4,983 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.03% | 15,168 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.02% | 11,413 NS | July 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.02% | 63,829 NS | July 31, 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0.02% | 176,661 NS | July 31, 2026 | N-PORT |
| ESGV · VANGUARD WORLD FUND | 0.01% | 16,923 SH | Aug. 19, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.01% | 6,807 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.01% | 19,770 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.01% | 113,105 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.01% | 22,775 SH | Sept. 3, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.01% | 23,442 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 2,415,892 SH | Aug. 19, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.00% | 54,345 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 6,465 SH | Aug. 19, 2026 | Daily |
| IJR · iShares Trust | · | 4,635,215 SH | Sept. 10, 2026 | Daily |
| IJT · iShares Trust | · | 719,497 SH | Sept. 9, 2026 | Daily |
| IWN · iShares Trust | · | 723,659 SH | Sept. 11, 2026 | Daily |
| XJR · iShares Trust | · | 10,477 SH | Aug. 31, 2026 | Daily |
| ISCB · iShares Trust | · | 3,282 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 15,569 SH | Sept. 11, 2026 | Daily |
| SMMV · iShares Trust | · | 11,993 SH | Sept. 1, 2026 | Daily |
NMIH Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 14 analysts
BUY
Median target
$51.00
+31.3%
4 28.6%
Strong Buy
6 42.9%
Buy
4 28.6%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
7 analysts · 2026-09-30Mean target $49.86 +28.4%
← Below all targets
Current price $38.83
Low$43.00
Mean$49.86
High$54.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| NMIH | $3.11B | 8.3 | 8.5% | 55.0% | 15.5% | · |
| ACT | $5.64B | 8.8 | 2.8% | 54.6% | 12.8% | · |
| MTG | $6.41B | 9.3 | 0.49% | 60.8% | 14.3% | · |
| RDN | $4.88B | 8.7 | -0.76% | 48.7% | 12.4% | · |
| PFSI | $6.86B | 14.2 | -25.2% | 2491.9% | 12.0% | · |
| MBIN | · | · | · | · | · | · |
| AGM | · | 10.6 | 8.9% | 50.8% | 12.7% | · |
| UWMC | · | 36.5 | 18.2% | 0.87% | 1.6% | · |
| WD | $2.01B | 36.7 | 9.0% | 4.6% | 3.2% | · |
Latest News Recent headlines mentioning this company
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
BLUECHIP_DIP
Expired
risk 1
reward 4.59
entry
$37.11
R:R 4.59
BOUNCE_UP
Stopped out
risk 1
reward 1.50
entry
$38.62
R:R 1.50
No open signal right now — no card is filled, and that's honest.
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Source: SEC 10-Q filed Jul 31, 2026