UWMC UWM Holdings Corporation Class A Common Stock

NYSE · Financial Services · View on SEC EDGAR ↗
$2.65
Price · Jun 5, 2026
Fundamentals as of May 11, 2026

UWMC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$2.65
Market Cap
P/E (TTM)
36.5
EPS (TTM)
$0.12
Revenue (TTM)
$3.16B
Div Yield
ROE
1.6%
Debt/Equity
52W Range
$3 – $7

UWMC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $3.16B
7-point trend, +147.2%
2019-12-31 2025-12-31
EPS $0.12
5-point trend, -81.8%
2021-12-31 2025-12-31
Free Cash Flow $-2.72B
4-point trend, +72.8%
2021-12-31 2025-12-31
Margins 0.87%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
UWMC
Peer Median
P/E (TTM)
5-point trend, +306.9%
36.5
8.4

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
UWMC
Peer Median
Net Profit Margin
4-point trend, -73.7%
0.87%
31.8%
ROA
5-point trend, +106.2%
0.17%
1.9%
ROE
5-point trend, +101.4%
1.6%
12.8%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
UWMC
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
UWMC
Peer Median
Revenue YoY
5-point trend, +6.4%
18.2%
Revenue CAGR 3Y
5-point trend, +6.4%
10.0%
Revenue CAGR 5Y
5-point trend, +6.4%
-8.5%
EPS YoY
5-point trend, -81.8%
-7.7%
Net Income YoY
5-point trend, -72.2%
90.1%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
UWMC
Peer Median
EPS (Diluted)
5-point trend, -81.8%
$0.12

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
UWMC
Peer Median
Payout Ratio
4-point trend, +822.4%
287.1%

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
Payout Ratio
287.1%
5Y Div CAGR
Ex-dateAmount
March 19, 2026$0.1000
Dec. 18, 2025$0.1000
Sept. 18, 2025$0.1000
June 18, 2025$0.1000
March 20, 2025$0.1000
Dec. 19, 2024$0.1000
Sept. 19, 2024$0.1000
June 20, 2024$0.1000
March 19, 2024$0.1000
Dec. 19, 2023$0.1000
Sept. 19, 2023$0.1000
June 20, 2023$0.1000
March 9, 2023$0.1000
Dec. 8, 2022$0.1000
Sept. 19, 2022$0.1000
June 17, 2022$0.1000
March 11, 2022$0.1000
Dec. 9, 2021$0.1000
Sept. 9, 2021$0.1000
June 9, 2021$0.1000

UWMC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 17 analysts
  • Strong Buy 4 23.5%
  • Buy 4 23.5%
  • Hold 9 52.9%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

8 analysts · 2026-06-03
Median target $5.00 +89.0%
Mean target $5.59 +111.5%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
-0.03%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.08 $0.07 0.01%
Dec. 31, 2025 $0.08 $0.09 -0.01%
Sept. 30, 2025 $0.01 $0.07 -0.06%
June 30, 2025 $0.16 $0.06 0.10%
March 31, 2025 $-0.12 $0.05 -0.17%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
UWMC 36.5 18.2% 0.87% 1.6%
RKT -387.2 27.6% -54.4% -0.45%
ACT $5.64B 8.8 2.8% 54.6% 12.8%
MTG $6.41B 9.3 0.49% 60.8% 14.3%
RDN $4.88B 8.7 -0.76% 48.7% 12.4%
PFSI $6.86B 14.2 -25.2% 2491.9% 12.0%
NMIH $3.11B 8.3 8.5% 55.0% 15.5%
MBIN
AGM 10.6 8.9% 50.8% 12.7%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 14
Annual Income Statement data for UWMC
Metric Trend 2025202420232022202120202019
Revenue 7-point trend, +147.2% $3.16B $2.67B $2.17B $2.37B $2.97B $4.94B $1.28B
Operating Expenses 7-point trend, +149.3% $2.15B $1.83B $1.39B $1.44B $1.39B $1.55B $863M
Operating Income · · · · · $-7M ·
Interest Expense 5-point trend, +95.1% · · $320M $306M $305M $167M $164M
Interest Income 7-point trend, +246.6% $538M $509M $346M $314M $332M $161M $155M
Other Non-op 7-point trend, +4391000.00 $4M $6M $5.0K $-24M $23M $0 $0
Pretax Income 7-point trend, -39.6% $251M $336M $-76M $935M $1.58B $3.38B $415M
Income Tax 7-point trend, +6873000.00 $7M $7M $-7M $3M $10M $2M $0
Net Income 6-point trend, +571.5% $27M $14M $-13M $42M $98M $-6M ·
EPS (Basic) 5-point trend, -86.7% $0.13 $0.13 $-0.14 $0.45 $0.98 · ·
EPS (Diluted) 5-point trend, -81.8% $0.12 $0.13 $-0.14 $0.45 $0.66 · ·
Shares (Basic) 5-point trend, +109.6% 211,407,534 111,374,469 93,245,373 92,475,170 100,881,094 · ·
Shares (Diluted) 5-point trend, -0.2% 1,599,179,891 111,374,469 93,245,373 92,475,170 1,603,157,640 · ·
EBITDA 4-point trend, +913.0% $56M · $50M $49M · $-7M ·
Balance Sheet 15
Annual Balance Sheet data for UWMC
Metric Trend 2025202420232022202120202019
Cash & Equivalents 7-point trend, +44943114.3% $503M $507M $497M $705M $731M $1.22B $1.1K
Prepaid Expense · · · · · $183.9K ·
Current Assets 2-point trend, -43.2% · · · · · $234.5K $412.5K
PP&E (Net) 6-point trend, +67.5% $180M $146M $146M $152M $152M $108M ·
Accum. Depreciation 6-point trend, +590.4% $178M $146M $107M $74M $46M $26M ·
Total Assets 7-point trend, +4103881.1% $16.93B $15.67B $11.87B $13.60B $22.53B $11.49B $412.5K
Accrued Liabilities 2-point trend, +1326.0% · · · · · $4M $274.7K
Current Liabilities 2-point trend, +1118.7% · · · · · $5M $426.5K
Deferred Tax 3-point trend, -83.3% $5M $4M $30M · · · ·
Total Liabilities 7-point trend, +3595489.9% $15.34B $13.62B $9.40B $10.43B $19.36B $9.12B $426.5K
Long-term Debt 6-point trend, +272.7% $2.98B $2.79B $1.99B $2.00B $2.00B $800M ·
Paid-in Capital 6-point trend, -60.1% $10M $4M $2M $903.0K $437.0K $25M ·
Retained Earnings 7-point trend, +485836.6% $189M $158M $111M $142M $142M $2.35B $-39.0K
Stockholders' Equity 7-point trend, +141.0% $1.59B $2.05B $2.47B $3.17B $3.17B $2.37B $661M
Liabilities + Equity 7-point trend, +4103881.1% $16.93B $15.67B $11.87B $13.60B $22.53B $11.49B $412.5K
Cash Flow 15
Annual Cash Flow data for UWMC
Metric Trend 2025202420232022202120202019
D&A 7-point trend, +490.2% $56M $49M $50M $49M $38M $17M $9M
Stock-based Comp 7-point trend, +50363000.00 $50M $25M $14M $8M $6M $0 $0
Deferred Tax 7-point trend, +6752000.00 $7M $5M $-7M $3M $8M $0 $0
Other Non-cash 3-point trend, -134.1% $-2.79B · $121M $8.17B · · ·
Operating Cash Flow 7-point trend, +24.3% $-2.65B $-6.24B $165M $8.27B $-9.96B $56M $-3.50B
CapEx 7-point trend, +341.4% $74M $39M $26M $27M $65M $57M $17M
Investing Cash Flow 7-point trend, +291.3% $2.26B $2.68B $1.83B $1.29B $200M $232M $577M
Stock Repurchased 5-point trend, +0.00 · · $0 $0 $82M $0 $0
Net Stock Activity 3-point trend, +100.0% · · $0 $0 $-82M · ·
Dividends Paid 7-point trend, +78596000.00 $79M $40M $37M $37M $31M $0 $0
Financing Cash Flow 7-point trend, -87.2% $384M $3.58B $-2.20B $-9.58B $9.26B $802M $3.01B
Net Change in Cash 7-point trend, -104.4% $-4M $10M $-207M $-26M $-493M $1.09B $91M
Taxes Paid 5-point trend, -48.5% $914.0K $3M $-56.0K $0 $2M · ·
Free Cash Flow 4-point trend, +72.8% $-2.72B · $139M $8.24B $-10.02B · ·
Levered FCF 3-point trend, +98.5% · · $-154M $7.94B $-10.33B · ·
Profitability 6
Annual Profitability data for UWMC
Metric Trend 2025202420232022202120202019
Net Margin 4-point trend, -73.7% 0.87% · -1.0% 1.8% 3.3% · ·
Pretax Margin 4-point trend, -85.1% 7.9% · -5.8% 39.4% 53.1% · ·
EBITDA Margin 3-point trend, -15.4% 1.8% · 3.8% 2.1% · · ·
ROA 5-point trend, +106.2% 0.17% · -0.11% 0.23% 0.58% -2.7% ·
ROE 5-point trend, +101.4% 1.6% · -0.48% 1.3% 3.2% -116.1% ·
ROIC · · · · · -138.5% ·
Liquidity & Solvency 2
Annual Liquidity & Solvency data for UWMC
Metric Trend 2025202420232022202120202019
Current Ratio 2-point trend, -95.3% · · · · · 0.0 1.0
Quick Ratio 2-point trend, +273.1% · · · · · 0.0 0.0
Efficiency 1
Annual Efficiency data for UWMC
Metric Trend 2025202420232022202120202019
Asset Turnover 4-point trend, +11.1% 0.2 · 0.1 0.1 0.2 · ·
Per Share 3
Annual Per Share data for UWMC
Metric Trend 2025202420232022202120202019
Revenue / Share 4-point trend, +6.7% $1.98 · $14.06 $25.66 $1.85 · ·
Cash Flow / Share 4-point trend, +73.3% $-1.66 · $1.77 $89.41 $-6.21 · ·
EPS (TTM) 5-point trend, -81.8% $0.12 $0.13 $-0.14 $0.45 $0.66 · ·
Growth Rates 7
Annual Growth Rates data for UWMC
Metric Trend 2025202420232022202120202019
Revenue YoY 5-point trend, +145.6% 18.2% 23.5% -8.7% -20.1% -39.9% · ·
Revenue CAGR 3Y 3-point trend, +141.7% 10.0% -3.4% -24.0% · · · ·
Revenue CAGR 5Y -8.5% · · · · · ·
EPS YoY 2-point trend, +75.8% -7.7% · · -31.8% · · ·
EPS CAGR 3Y 2-point trend, +14.8% -35.6% -41.8% · · · · ·
Net Income YoY 2-point trend, +256.3% 90.1% · · -57.6% · · ·
Net Income CAGR 3Y 2-point trend, +72.3% -13.1% -47.3% · · · · ·
Valuation (TTM) 6
Annual Valuation (TTM) data for UWMC
Metric Trend 2025202420232022202120202019
Revenue TTM 7-point trend, +147.2% $3.16B $2.67B $2.17B $2.37B $2.97B $4.94B $1.28B
Net Income TTM 6-point trend, +571.5% $27M $14M $-13M $42M $98M $-6M ·
P/E 5-point trend, +306.9% 36.5 45.2 -51.1 7.4 9.0 · ·
Earnings Yield 5-point trend, -75.4% 2.7% 2.2% -2.0% 13.6% 11.2% · ·
Payout Ratio 4-point trend, +822.4% 287.1% · -281.5% 88.5% 31.1% · ·
Annual Payout 7-point trend, +78596000.00 $79M $40M $37M $37M $31M $0 $0

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312023-06-302023-03-31
Revenue $3.16B$2.67B$2.17B
Net Income $27M$14M$-13M
Diluted EPS $0.12$0.13$-0.14
Cash Flow
2025-12-312024-12-312023-12-312023-06-302023-03-31
Free Cash Flow $-2.72B$139M

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