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PRAA NASDAQ US

PRA Group, Inc. - Common Stock

Financial Services · Financial Services Website · IPO Nov 2002
$17.78
▲ +$0.00 (+0.00%)
Vol 269K
5
Quality Score
fail
Mkt Cap
$690.2M
ROE
-29.7%
Margin
-29.5%
D/E
403.52
Beta
1.30
52W
$12–$24

Wall Street Consensus

9 analysts · Apr 2026
2
Strong Buy
4
Buy
3
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating

Price Chart

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Earnings

Beat rate: 50.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.27 $1.46 +$1.19
Sep 2025 $0.41 $0.53 +$0.12
Jun 2025 $0.45 $0.33 $-0.12
Mar 2025 $0.45 $0.09 $-0.36

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 7.5% 7.5% 7.5% 7.5% -29.7% -29.7%
P/E (TTM) 6.38 7.09 6.58 5.85 — —
Net Margin 14.7% 8.1% 8.1% 8.1% -29.5% -29.5%
Gross Margin 79.4% 79.6% 79.6% 79.6% 79.5% 79.5%
D/E Ratio 282.95 282.95 282.95 282.95 403.52 403.52
Current Ratio 24.69 24.69 24.69 24.69 24.03 24.03

Key Ratios

ROA (TTM)
-6.7%
P/S (TTM)
0.59
P/B
0.7
EPS (TTM)
$-8.80
CF/Share
$-0.63
Rev Growth 3Y
+0.6%
52W High
$23.97
52W Low
$12.29
$12.29 52-Week Range $23.97

How does PRAA compare to Financial Services peers?

Peer group: Small-cap Financial Services ($300M+) · 132 companies

PRAA ACT ACTG AFRM ALRS

PRAA valuation vs Financial Services peers

P/E ratio
—
▼ 0% below peers (12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
0.6
▼ 82% below peers (3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.7
▼ 55% below peers (1.6)
vs Peers
vs Industry
Undervalued
Div yield
—
▼ 0% below peers (4.5%)
vs Peers
vs Industry
In line

PRAA profitability vs Financial Services peers

ROE
-29.7%
▼ 342% below peers (12.3%)
vs Peers
vs Industry
Weak
Net margin
-29.5%
▼ 257% below peers (18.9%)
vs Peers
vs Industry
Weak
Gross margin
79.5%
▲ 22% above peers (65.1%)
vs Peers
vs Industry
Below avg
ROA
-6.7%
▼ 333% below peers (2.9%)
vs Peers
vs Industry
Weak

PRAA financial health vs Financial Services peers

D/E ratio
403.5
▲ 290% above peers (103.6)
vs Peers
vs Industry
High debt
Current ratio
24.0
▲ 1989% above peers (1.2)
vs Peers
vs Industry
Strong liquidity
Beta
1.3
▲ 37% above peers (1.0)
vs Peers
vs Industry
More volatile

PRAA fundamentals radar

PRAA Peer median Industry

PRAA profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

PRAA vs peers: key metrics

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