SAFT
NASDAQ
US
Safety Insurance Group, Inc. - Common Stock
$73.10
▲ +$1.18
(+1.64%)
Vol 77K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$1.2B
P/E
13.3
ROE
10.1%
Margin
7.2%
D/E
3.33
Beta
0.24
Div Yield
4.72%
52W
$67–$84
Wall Street Consensus
6 analysts · Jan 20260
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Jun 2025 | $1.63 | $1.45 | $-0.18 |
| Mar 2025 | $1.28 | $1.48 | +$0.21 |
| Dec 2024 | $1.19 | $0.94 | $-0.25 |
| Sep 2024 | $1.43 | $1.10 | $-0.33 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.0% | 10.0% | 10.0% | 10.0% | 10.1% | 10.1% |
| P/E (TTM) | 13.93 | 12.99 | 12.41 | 12.06 | 12.88 | 13.30 |
| Net Margin | 9.4% | 7.2% | 7.2% | 7.2% | 7.2% | 7.2% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 3.44 | 3.44 | 3.44 | 3.44 | 3.33 | 3.33 |
| Current Ratio | 3.32 | 3.32 | 3.32 | 3.32 | 3.49 | 3.49 |
Key Ratios
ROA (TTM)
3.7%
P/S (TTM)
0.95
P/B
1.5
EPS (TTM)
$5.91
CF/Share
$2.58
Rev Growth 3Y
+8.4%
52W High
$84.20
52W Low
$67.04
$67.04
52-Week Range
$84.20
How does SAFT compare to Insurance peers?
Peer group: Small-cap Insurance ($300M+) · 38 companies
SAFT valuation vs Insurance peers
P/E ratio
13.3
▲
8%
above
peers
(12.3)
vs Peers
vs Industry
Fair value
P/S ratio
1.0
▼
38%
below
peers
(1.6)
vs Peers
vs Industry
Pricier
P/B ratio
1.5
▼
12%
below
peers
(1.7)
vs Peers
vs Industry
Fair value
Div yield
4.7%
▲
130%
above
peers
(2.1%)
vs Peers
vs Industry
Below avg
SAFT profitability vs Insurance peers
ROE
10.1%
▼
39%
below
peers
(16.5%)
vs Peers
vs Industry
Weak
Net margin
7.2%
▼
39%
below
peers
(11.8%)
vs Peers
vs Industry
Weak
Gross margin
—
▼
0%
below
peers
(35.3%)
vs Peers
vs Industry
Weak
ROA
3.7%
▲
15%
above
peers
(3.2%)
vs Peers
vs Industry
In line
SAFT financial health vs Insurance peers
D/E ratio
3.3
▼
77%
below
peers
(14.4)
vs Peers
vs Industry
Low debt
Current ratio
3.5
▲
384%
above
peers
(0.7)
vs Peers
vs Industry
Below avg
Beta
0.2
▼
51%
below
peers
(0.5)
vs Peers
vs Industry
More volatile
SAFT fundamentals radar
SAFT
Peer median
Industry
SAFT profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
SAFT vs peers: key metrics
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