SOFI
NASDAQ
US
SoFi Technologies, Inc. - Common Stock
$15.85
▲ +$0.22
(+1.41%)
Vol 53.0M
7
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$33.0B
P/E
51.5
ROE
8.9%
Margin
-19.8%
D/E
30.92
Beta
2.15
52W
$9–$33
Wall Street Consensus
30 analysts · Apr 20266
Strong Buy
8
Buy
12
Hold
3
Sell
1
Strong Sell
46.7%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.12 | $0.13 | +$0.01 |
| Sep 2025 | $0.08 | $0.11 | +$0.03 |
| Jun 2025 | $0.06 | $0.08 | +$0.02 |
| Mar 2025 | $0.04 | $0.06 | +$0.02 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 8.6% | 8.6% | 8.6% | 8.9% | 8.9% | 8.9% |
| P/E (TTM) | 35.84 | 47.53 | 54.37 | 54.95 | 55.58 | 51.54 |
| Net Margin | — | -19.8% | -19.8% | -19.8% | -19.8% | -19.8% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 57.48 | 57.48 | 57.48 | 30.92 | 30.92 | 30.92 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.6%
P/S (TTM)
3.35
P/B
2.6
EPS (TTM)
$0.53
CF/Share
$-0.26
Rev Growth 3Y
+8.3%
52W High
$32.73
52W Low
$8.60
$8.60
52-Week Range
$32.73
How does SOFI compare to Financial Services peers?
Peer group: Large-cap Financial Services ($10B+) · 23 companies
SOFI valuation vs Financial Services peers
P/E ratio
51.5
▲
107%
above
peers
(24.9)
vs Peers
vs Industry
Overvalued
P/S ratio
3.4
▼
39%
below
peers
(5.5)
vs Peers
vs Industry
Pricier
P/B ratio
2.6
▼
38%
below
peers
(4.1)
vs Peers
vs Industry
Undervalued
Div yield
—
▼
0%
below
peers
(1.2%)
vs Peers
vs Industry
Strong yield
SOFI profitability vs Financial Services peers
ROE
8.9%
▼
36%
below
peers
(14.0%)
vs Peers
vs Industry
Weak
Net margin
-19.8%
▼
195%
below
peers
(20.8%)
vs Peers
vs Industry
Weak
Gross margin
—
▼
0%
below
peers
(85.7%)
vs Peers
vs Industry
Top tier
ROA
1.6%
▼
66%
below
peers
(4.7%)
vs Peers
vs Industry
Weak
SOFI financial health vs Financial Services peers
D/E ratio
30.9
▼
63%
below
peers
(83.3)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(1.2)
vs Peers
vs Industry
Strong liquidity
Beta
2.2
▲
71%
above
peers
(1.3)
vs Peers
vs Industry
More volatile
SOFI fundamentals radar
SOFI
Peer median
Industry
SOFI profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
SOFI vs peers: key metrics
Latest News
SoFi Can’t Shake the Doubts, but Its Stock at $15 Is Crazy
Yahoo Finance · Apr 03
Notable Tuesday Option Activity: CAR, JPM, SOFI
Nasdaq · Mar 31
Is E*Trade About to Cut Robinhood and SoFi Out of the SpaceX …
Nasdaq · Mar 31
Is SoFi a Fintech Winner or a 'Financial Engineering' Story?
Nasdaq · Mar 31
A Major Short Seller Just Attacked SoFi. Here's Why the CEO Is …
Nasdaq · Mar 25