FIGR Figure Technology Solutions, Inc. - Class A Common Stock

NASDAQ · Financial Services · View on SEC EDGAR ↗
$35.53
Price · May 20, 2026
Fundamentals as of May 15, 2026
52W Range
$25–$78
20% of range
Analyst Rating
BUY
15 analysts
Price Target
$54
+52% upside
P/E (TTM)
92.8
ROE
16.9%
Net Profit Margin
26.4%

FIGR Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$35.53
Market Cap
$0
P/E (TTM)
92.8
EPS (TTM)
$0.44
Revenue (TTM)
$507M
Div Yield
—
ROE
16.9%
Debt/Equity
0.2
52W Range
$25 – $78

FIGR Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $507M
3-point trend, +141.9%
2023-12-31 → 2025-12-31
EPS $0.44
3-point trend, +147.3%
2023-12-31 → 2025-12-31
Free Cash Flow —
Margins 26.4%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
FIGR
Peer Median
P/E (TTM)
92.8
13.9
P/S (TTM)
0.0
2.1
EV / EBITDA
-8.2
—

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
FIGR
Peer Median
Operating Margin
23.2%
—
Net Profit Margin
26.4%
14.0%
ROA
7.7%
3.0%
ROE
16.9%
19.0%
ROIC
9.5%
—

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
FIGR
Peer Median
Debt / Equity
0.2
196.3
Current Ratio
2.2
1.4
Quick Ratio
1.5
—

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
FIGR
Peer Median
Revenue YoY
3-point trend, +141.9%
48.7%
—
Net Income YoY
3-point trend, +379.2%
677.6%
—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
FIGR
Peer Median
EPS (Diluted)
3-point trend, +147.3%
$0.44
—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
FIGR
Peer Median

FIGR Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 15 analysts
  • Strong Buy 3 20.0%
  • Buy 9 60.0%
  • Hold 2 13.3%
  • Sell 1 6.7%
  • Strong Sell 0 0.0%

12-Month Price Target

8 analysts · 2026-05-19
Median target $55.00 +54.8%
Mean target $54.00 +52.0%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.03%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.18 $0.19 -0.01%
Dec. 31, 2025 $0.06 $0.14 -0.08%
Sept. 30, 2025 $0.34 $0.17 0.17%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
FIGR $0 92.8 48.7% 26.4% 16.9% —
SYF $28.95B 9.0 -2.8% 18.7% 21.1% —
SOFI $33.26B 67.1 23.1% 77.7% 5.5% —
ALLY $13.97B 19.1 -3.3% 10.8% 5.7% —
FCFS $7.01B 21.5 8.0% 9.0% 15.3% 50.3%
OMF $7.92B 10.3 8.9% 16.0% 23.3% —
CACC $4.74B 12.2 7.2% 18.3% 27.5% —
NNI — 11.3 21.1% 120.9% 12.2% —
SLM $5.39B 7.8 7.3% 37.5% 30.9% —
ENVA $3.89B 13.6 18.6% 9.8% 24.3% 58.1%
BFH $3.26B 6.8 — 12.8% 16.0% —

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 15
Annual Income Statement data for FIGR
Metric Trend 20252024
Revenue 2-point trend, +48.7% $507M $341M
R&D Expense 2-point trend, +3.6% $65M $63M
SG&A Expense 2-point trend, +26.6% $132M $104M
Operating Expenses 2-point trend, +17.4% $389M $332M
Operating Income 2-point trend, +1172.6% $118M $9M
Interest Income 2-point trend, +55.2% $75M $48M
Other Non-op 2-point trend, -130.0% $-4M $13M
Pretax Income 2-point trend, +414.6% $114M $22M
Income Tax 2-point trend, -1046.5% $-21M $2M
Net Income 2-point trend, +677.6% $134M $17M
EPS (Basic) 2-point trend, +0.54 $0.54 $0.00
EPS (Diluted) 2-point trend, +0.44 $0.44 $0.00
Shares (Basic) 2-point trend, +76.0% 114,435,259 65,020,119
Shares (Diluted) 2-point trend, +95.2% 141,802,002 72,637,457
EBITDA $118M ·
Balance Sheet 19
Annual Balance Sheet data for FIGR
Metric Trend 20252024
Cash & Equivalents 2-point trend, +313.6% $1.20B $290M
Receivables 2-point trend, +147.7% $52M $21M
Other Current Assets 2-point trend, +179.1% $42M $15M
Current Assets 2-point trend, +117.8% $1.86B $855M
Other Non-current Assets 2-point trend, +19.5% $40M $34M
Total Assets 2-point trend, +99.9% $2.32B $1.16B
Accounts Payable 2-point trend, -20.7% $30M $37M
Current Liabilities 2-point trend, +35.2% $846M $626M
Capital Leases 2-point trend, +49.6% $4M $3M
Total Liabilities 2-point trend, +35.7% $1.08B $796M
Long-term Debt 2-point trend, +17.8% $557M $473M
Total Debt $230M ·
Common Stock 2-point trend, -100.0% $0 $2.0K
Paid-in Capital 2-point trend, +109.5% $1.42B $676M
Retained Earnings 2-point trend, +41.7% $-187M $-321M
Treasury Stock $0 ·
Stockholders' Equity 2-point trend, +246.1% $1.23B $355M
Liabilities + Equity 2-point trend, +99.9% $2.32B $1.16B
Shares Outstanding 2-point trend, -100.0% 0 69,300,284
Cash Flow 9
Annual Cash Flow data for FIGR
Metric Trend 20252024
Stock-based Comp 2-point trend, +61.0% $62M $39M
Deferred Tax 2-point trend, -26037000.00 $-26M $0
Operating Cash Flow 2-point trend, +149.3% $63M $-127M
Investing Cash Flow 2-point trend, -63.6% $-61M $-37M
Stock Repurchased 2-point trend, -100.0% $0 $1M
Net Stock Activity $0 ·
Financing Cash Flow 2-point trend, +173.1% $918M $336M
Net Change in Cash 2-point trend, +435.5% $919M $172M
Taxes Paid 2-point trend, +21572.9% $10M $48.0K
Profitability 7
Annual Profitability data for FIGR
Metric Trend 20252024
Operating Margin 23.2% ·
Net Margin 26.4% ·
Pretax Margin 22.4% ·
EBITDA Margin 23.2% ·
ROA 7.7% ·
ROE 16.9% ·
ROIC 9.5% ·
Liquidity & Solvency 4
Annual Liquidity & Solvency data for FIGR
Metric Trend 20252024
Current Ratio 2.2 ·
Quick Ratio 1.5 ·
Debt / Equity 0.2 ·
LT Debt / Equity 0.2 ·
Efficiency 2
Annual Efficiency data for FIGR
Metric Trend 20252024
Asset Turnover 0.3 ·
Receivables Turnover 13.9 ·
Per Share 3
Annual Per Share data for FIGR
Metric Trend 20252024
Revenue / Share $3.57 ·
Cash Flow / Share $0.44 ·
EPS (TTM) $0.44 ·
Growth Rates 2
Annual Growth Rates data for FIGR
Metric Trend 20252024
Revenue YoY 2-point trend, -22.3% 48.7% 62.7%
Net Income YoY 677.6% ·
Valuation (TTM) 11
Annual Valuation (TTM) data for FIGR
Metric Trend 20252024
Revenue TTM $507M ·
Net Income TTM $134M ·
Market Cap $0 ·
Enterprise Value $-968M ·
P/E 92.8 ·
P/S 0.0 ·
P / Tangible Book 0.0 ·
P / Cash Flow 0.0 ·
EV / EBITDA -8.2 ·
EV / Revenue -1.9 ·
Earnings Yield 1.1% ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-31
Revenue $507M$341M$210M
Operating Margin % 23.2%——
Net Income $134M$17M$-48M
Diluted EPS $0.44$0.00$-0.93
Balance Sheet
2025-12-312024-12-312023-12-31
Debt / Equity 0.2——
Current Ratio 2.2——
Quick Ratio 1.5——

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