$18.09
▲ +$0.17
(+0.95%)
Vol 304K
8
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$1.6B
P/E
244.7
ROE
8.6%
Margin
2.9%
D/E
5.66
Beta
0.18
52W
$24–$37
Wall Street Consensus
14 analysts · Apr 20263
Strong Buy
7
Buy
4
Hold
0
Sell
0
Strong Sell
71.4%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%
Next Report
May 09, 2026
EPS Estimate: $0.20
| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Mar 2026 | $0.20 | — | — |
| Dec 2025 | $0.19 | $0.30 | +$0.11 |
| Sep 2025 | $0.19 | $0.23 | +$0.04 |
| Jun 2025 | $0.18 | $0.20 | +$0.02 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 8.1% | 5.7% | 8.1% | 8.1% | 8.6% | 8.6% |
| P/E (TTM) | 86.36 | 384.96 | 246.56 | 226.57 | 238.90 | 244.68 |
| Net Margin | 3.2% | 1.9% | 2.7% | 2.7% | 2.9% | 2.9% |
| Gross Margin | 43.4% | 50.4% | 42.0% | 42.0% | 42.7% | 42.7% |
| D/E Ratio | 6.32 | 7.24 | 6.32 | 6.32 | 5.66 | 5.66 |
| Current Ratio | 4.59 | 5.63 | 4.59 | 4.59 | 4.68 | 4.68 |
Key Ratios
ROA (TTM)
2.0%
P/S (TTM)
7.03
P/B
6.2
EPS (TTM)
$0.34
52W High
$36.85
52W Low
$23.52
$23.52
52-Week Range
$36.85
How does TWFG compare to Insurance peers?
Peer group: Small-cap Insurance ($300M+) · 38 companies
TWFG valuation vs Insurance peers
P/E ratio
244.7
▲
1886%
above
peers
(12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
7.0
▲
354%
above
peers
(1.6)
vs Peers
vs Industry
Overvalued
P/B ratio
6.2
▲
270%
above
peers
(1.7)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(2.1%)
vs Peers
vs Industry
In line
TWFG profitability vs Insurance peers
ROE
8.6%
▼
48%
below
peers
(16.5%)
vs Peers
vs Industry
Weak
Net margin
2.9%
▼
76%
below
peers
(11.8%)
vs Peers
vs Industry
Weak
Gross margin
42.7%
▲
21%
above
peers
(35.3%)
vs Peers
vs Industry
Weak
ROA
2.0%
▼
39%
below
peers
(3.2%)
vs Peers
vs Industry
Below avg
TWFG financial health vs Insurance peers
D/E ratio
5.7
▼
61%
below
peers
(14.4)
vs Peers
vs Industry
Above avg
Current ratio
4.7
▲
550%
above
peers
(0.7)
vs Peers
vs Industry
Below avg
Beta
0.2
▼
63%
below
peers
(0.5)
vs Peers
vs Industry
More volatile
TWFG fundamentals radar
TWFG
Peer median
Industry
TWFG profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
TWFG vs peers: key metrics
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