UCB United Community Banks, Inc. Common Stock
NYSE · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 5, 2026
$34.11
· of 52w range
· above low
· to high
$28.6552w low
$37.1852w high
Market Cap (MRQ)
$4.09B
P/E (TTM)
11.2
EPS (TTM)
$3.05
Revenue (TTM)
$1.11B
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52W Range
$29–$37
Analyst Rating
HOLD
Price Target
$40
P/E
11.2
ROE
10.3%
Net Profit Margin
34.0%
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UCB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$34.11
Market Cap (MRQ)
$4.09B
P/E (TTM)
11.2
EPS (TTM)
$3.05
Revenue (TTM)
$1.11B
Div Yield
2.9%
ROE (TTM)
10.3%
Debt/Equity (MRQ)
0.1
52W Range
$29–$37
UCB Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| June 20, 2011 | 1-for-5 | Reverse |
| Sept. 8, 2009 | 916-for-909 | Forward |
| March 9, 2009 | 916-for-909 | Forward |
| Dec. 8, 2008 | 916-for-909 | Forward |
| Sept. 3, 2008 | 916-for-909 | Forward |
| April 29, 2004 | 3-for-2 | Forward |
| May 30, 2002 | 2-for-1 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
Revenue$1.06B2016-12-31 → 2025-12-31
EPS$2.622016-12-31 → 2025-12-31
Free Cash Flow$356M2018-12-31 → 2025-12-31
Net margin34.0%2018-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | UCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 11.25Y avg ≈14.5 | ≈14.5 | 12.8 | Undervalued | |
| P/S (TTM) | 3.75Y avg ≈4.0 | ≈4.0 | 3.8 | Fair value | |
| P/B (MRQ) | 1.15Y avg ≈1.2 | ≈1.2 | 1.2 | Undervalued | |
| Price / FCF (TTM) | 11.35Y avg ≈11.0 | ≈11.0 | · | · | |
| Price / Cash Flow (TTM) | 10.55Y avg ≈9.5 | ≈9.5 | 11.7 | Undervalued | |
| Price / Tangible Book | 1.55Y avg ≈1.6 | ≈1.6 | · | · | |
| PEG Ratio | ≈1.7 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | UCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 4.3%5Y avg ≈4.0% | ≈4.0% | 5.6% | Top tier | |
| Pretax Margin (TTM) | 43.9%5Y avg ≈38.9% | ≈38.9% | 42.2% | Top tier | |
| Net Profit Margin (TTM) | 34.0%5Y avg ≈30.4% | ≈30.4% | 32.3% | Top tier | |
| ROA (TTM) | 1.3%5Y avg ≈1.1% | ≈1.1% | 1.2% | In line | |
| ROE (TTM) | 10.3%5Y avg ≈9.0% | ≈9.0% | 9.2% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | UCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.15Y avg ≈0.0 | ≈0.0 | 0.1 | In line |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | UCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 11.7%5Y avg ≈13.3% | ≈13.3% | · | · | |
| Revenue CAGR 3Y | 8.8%5Y avg ≈11.0% | ≈11.0% | · | · | |
| Revenue CAGR 5Y | 13.0% | · | · | · | |
| EPS YoY | 28.4%5Y avg ≈12.5% | ≈12.5% | · | · | |
| Net Income YoY | 30.0%5Y avg ≈19.9% | ≈19.9% | · | · | |
| EPS CAGR 3Y | 1.3%5Y avg ≈-5.8% | ≈-5.8% | · | · | |
| EPS CAGR 5Y | 6.5% | · | · | · | |
| Net Income CAGR 3Y | 5.8%5Y avg ≈2.7% | ≈2.7% | · | · | |
| Net Income CAGR 5Y | 14.9% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | UCB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.05Y avg ≈0.0 | ≈0.0 | 0.0 | Weak | |
| Revenue / Employee | ≈$338.5K | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield2.9%
Payout Ratio36.1%
Annualized Payout≈$1.04
5Y Div CAGR≈6.4%
Growth Streak≈10
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 15, 2026 | $0.26 | USD | ≈2.9% |
| Jun 15, 2026 | $0.25 | USD | ≈3.0% |
| Mar 13, 2026 | $0.25 | USD | ≈3.3% |
| Dec 15, 2025 | $0.25 | USD | ≈3.0% |
| Sep 15, 2025 | $0.25 | USD | ≈3.1% |
| Jun 13, 2025 | $0.24 | USD | ≈3.4% |
| Mar 14, 2025 | $0.24 | USD | ≈3.3% |
| Dec 16, 2024 | $0.24 | USD | ≈2.8% |
| Sep 16, 2024 | $0.24 | USD | ≈3.2% |
| Jun 14, 2024 | $0.23 | USD | ≈3.8% |
| Mar 14, 2024 | $0.23 | USD | ≈3.7% |
| Dec 14, 2023 | $0.23 | USD | ≈3.0% |
| Sep 14, 2023 | $0.23 | USD | ≈3.5% |
| Jun 14, 2023 | $0.23 | USD | ≈3.5% |
| Mar 14, 2023 | $0.23 | USD | ≈3.2% |
| Dec 14, 2022 | $0.22 | USD | ≈2.6% |
| Sep 14, 2022 | $0.22 | USD | ≈2.6% |
| Jun 14, 2022 | $0.21 | USD | ≈2.9% |
| Mar 14, 2022 | $0.21 | USD | ≈2.1% |
| Dec 14, 2021 | $0.20 | USD | ≈2.3% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.32%
Next Report
Oct 20, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 21, 2026 | $0.71 | $0.82 | -13.1% |
| March 31, 2026 | $0.70 | $0.71 | -0.81% | |
| Dec. 31, 2025 | $0.71 | $0.72 | -1.3% | |
| Sept. 30, 2025 | $0.75 | $0.70 | 6.6% | |
| June 30, 2025 | $0.66 | $0.62 | 6.5% | |
| March 31, 2025 | $0.59 | $0.57 | 4.0% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.06B | $952M | $893M | $826M | $744M | $577M | $561M | $522M | $440M | $404M | · | · | |
| Interest Expense | · | · | $419M | $61M | $30M | $56M | $83M | $61M | $34M | $25M | · | · | |
| Interest Income | $1.38B | $1.38B | $1.24B | $813M | $579M | $558M | $553M | $500M | $390M | $335M | · | · | |
| Pretax Income | $422M | $323M | $233M | $356M | $348M | $209M | $239M | $216M | $173M | $163M | · | · | |
| Income Tax | $94M | $71M | $45M | $79M | $78M | $45M | $53M | $50M | $105M | $62M | · | · | |
| Net Income | $328M | $252M | $188M | $277M | $270M | $164M | $186M | $166M | $68M | $101M | · | · | |
| EPS (Basic) | $2.62 | $2.04 | $1.54 | $2.52 | $2.97 | $1.91 | $2.31 | $2.07 | $0.92 | $1.40 | · | · | |
| EPS (Diluted) | $2.62 | $2.04 | $1.54 | $2.52 | $2.97 | $1.91 | $2.31 | $2.07 | $0.92 | $1.40 | · | · | |
| Shares (Basic) | 121,309,000 | 119,783,000 | 117,603,000 | 106,661,000 | 87,940,000 | 83,184,000 | 79,700,000 | 79,662,000 | 73,247,000 | 71,910,000 | · | · | |
| Shares (Diluted) | 121,437,000 | 119,900,000 | 117,745,000 | 106,778,000 | 88,097,000 | 83,248,000 | 79,708,000 | 79,671,000 | 73,259,000 | 71,915,000 | · | · | |
| EBITDA | $46M | $41M | $45M | $47M | $-2M | $-9M | $24M | $31M | · | · | · | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $394M | $394M | $378M | $298M | $245M | $218M | $216M | $206M | $209M | · | · | · | |
| PP&E (Gross) | $580M | $573M | $556M | $461M | $395M | $360M | $351M | $331M | $323M | · | · | · | |
| Accum. Depreciation | $187M | $179M | $178M | $163M | $149M | $142M | $136M | $125M | $114M | · | · | · | |
| Goodwill | $925M | $907M | $920M | $751M | $452M | $368M | $327M | $307M | $221M | $142M | · | · | |
| Intangibles | $43M | $50M | $70M | $28M | $20M | $14M | $15M | $17M | $24M | · | · | · | |
| Total Assets | $28.00B | $27.72B | $27.30B | $24.01B | $20.95B | $17.79B | $12.92B | $12.57B | $11.92B | · | · | · | |
| Short-term Debt | $85M | $195M | $0 | $159M | $0 | · | · | $0 | $50M | · | · | · | |
| Total Liabilities | $24.36B | $24.29B | $24.04B | $21.31B | $18.72B | $15.79B | $11.28B | $11.12B | $10.61B | · | · | · | |
| Long-term Debt | $120M | $254M | $325M | $325M | $247M | $327M | $213M | $267M | $121M | · | · | · | |
| Total Debt | $85M | $195M | $0 | $159M | · | · | · | $0 | · | · | · | · | |
| Common Stock | $121M | $119M | $119M | $106M | $89M | $87M | $79M | $79M | $78M | · | · | · | |
| Paid-in Capital | $2.75B | $2.72B | $2.70B | $2.31B | $1.72B | $1.64B | $1.50B | $1.50B | $1.45B | · | · | · | |
| Retained Earnings | $914M | $714M | $581M | $509M | $331M | $137M | $40M | $-90M | $-210M | · | · | · | |
| AOCI | $-151M | $-213M | $-239M | $-329M | $-26M | $38M | $8M | $-42M | $-25M | · | · | · | |
| Stockholders' Equity | $3.64B | $3.43B | $3.26B | $2.70B | $2.22B | $2.01B | $1.64B | $1.46B | $1.30B | $1.08B | $1.02B | · | |
| Liabilities + Equity | $28.00B | $27.72B | $27.30B | $24.01B | $20.95B | $17.79B | $12.92B | $12.57B | $11.92B | · | · | · | |
| Shares Outstanding | 120,598,266 | 119,364,110 | 119,010,319 | 106,222,758 | 89,349,826 | 86,675,279 | 79,013,729 | 79,234,077 | 77,579,561 | · | · | · |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $46M | $41M | $45M | $47M | $-2M | $-9M | $24M | $31M | $27M | $30M | · | · | |
| Stock-based Comp | $11M | $11M | $9M | $9M | $7M | $8M | $9M | $6M | $6M | $4M | · | · | |
| Deferred Tax | $10M | $7M | $6M | $11M | $21M | $3M | $15M | $33M | $100M | $60M | · | · | |
| Amort. of Intangibles | $13M | $15M | $15M | $7M | $4M | $4M | $5M | $7M | $5M | $4M | · | · | |
| Other Non-cash | $-12M | $38M | $46M | $264M | $64M | $-7M | $-80M | $34M | · | · | · | · | |
| Operating Cash Flow | $384M | $350M | $294M | $607M | $359M | $159M | $154M | $270M | $208M | $140M | · | · | |
| CapEx | $28M | $47M | $72M | $43M | $26M | $18M | $21M | $18M | $22M | $17M | · | · | |
| Investing Cash Flow | $33M | $-991M | $-163M | $-2.02B | $-1.81B | $-1.58B | $163M | $-359M | $-46M | $-732M | · | · | |
| Debt Issued | · | · | · | · | · | · | · | $98M | $0 | $0 | · | · | |
| Net Debt Issued | · | · | · | · | · | · | · | $26M | · | · | · | · | |
| Stock Repurchased | $44M | $0 | $0 | $0 | $15M | $21M | $13M | $0 | $0 | $14M | · | · | |
| Net Stock Activity | $-44M | · | $0 | $0 | $-15M | $-21M | $-13M | $0 | · | · | · | · | |
| Dividends Paid | $119M | $112M | $105M | $87M | $67M | $59M | $53M | $42M | $26M | $16M | · | · | |
| Financing Cash Flow | $-542M | $157M | $226M | $-259M | $2.16B | $2.52B | $-129M | $102M | $-66M | $569M | · | · | |
| Net Change in Cash | $-124M | $-484M | $357M | $-1.67B | $710M | $1.09B | $188M | $13M | $97M | $-23M | · | · | |
| Taxes Paid | $50M | $19M | $58M | $50M | $56M | $37M | $34M | $8M | $7M | $4M | · | · | |
| Free Cash Flow | $356M | $303M | $221M | $565M | $333M | $140M | $133M | $252M | · | · | · | · | |
| Levered FCF | · | · | $-117M | $517M | $310M | $96M | $68M | $205M | · | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 30.9% | 28.0% | 23.3% | 33.6% | 36.2% | 28.4% | 33.1% | 31.8% | · | · | · | · | |
| Pretax Margin | 39.7% | 35.8% | 28.9% | 43.1% | 46.7% | 36.3% | 42.5% | 41.3% | · | · | · | · | |
| EBITDA Margin | 4.3% | 4.5% | 5.6% | 5.7% | -0.28% | -1.5% | 4.3% | 5.9% | · | · | · | · | |
| ROA | 1.2% | 0.92% | 0.73% | 1.2% | 1.4% | 1.1% | 1.5% | 1.4% | · | · | · | · | |
| ROE | 9.0% | 7.4% | 5.8% | 10.4% | 12.4% | 8.3% | 11.5% | 11.6% | · | · | · | · |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.1 | 0.0 | 0.1 | · | · | · | 0.0 | · | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · | · | · | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $30.17 | $28.75 | $27.41 | $25.42 | $24.87 | $23.16 | $20.70 | $18.40 | · | · | · | · | |
| Revenue / Share | $8.75 | $7.52 | $6.83 | $7.74 | $8.45 | $6.94 | $7.04 | $6.55 | · | · | · | · | |
| Cash Flow / Share | $3.16 | $2.92 | $2.50 | $5.69 | $4.08 | $1.91 | $1.93 | $3.39 | · | · | · | · | |
| Dividend / Share | $0.98 | $0.94 | $0.92 | $0.86 | $0.78 | $0.72 | $0.68 | $0.58 | $0.38 | $0.30 | · | · | |
| EPS (TTM) | $2.62 | $2.04 | $1.54 | $2.52 | $2.97 | $1.91 | $2.31 | $2.07 | $0.92 | $1.40 | · | · |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 11.7% | 6.6% | 8.1% | 11.0% | 28.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 8.8% | 8.6% | 15.7% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 13.0% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 28.4% | 32.5% | -38.9% | -15.2% | 55.5% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 1.3% | -11.8% | -6.9% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 6.5% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 30.0% | 34.6% | -32.4% | 2.8% | 64.4% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 5.8% | -2.2% | 4.5% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 14.9% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 15.0% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.06B | $952M | $893M | $826M | $744M | $577M | $561M | $522M | $440M | $404M | $200M | $200M | |
| Net Income TTM | $328M | $252M | $188M | $277M | $270M | $164M | $186M | $166M | $68M | $101M | $17M | $17M | |
| Market Cap | $3.77B | $3.86B | $3.48B | $3.59B | $3.21B | $2.47B | $2.44B | $1.70B | · | · | · | · | |
| P/E | 11.9 | 15.8 | 19.0 | 13.4 | 12.1 | 14.9 | 13.4 | 10.4 | 30.6 | 21.2 | · | · | |
| P/S | 3.5 | 4.1 | 3.9 | 4.3 | 4.3 | 4.3 | 4.3 | 3.3 | · | · | · | · | |
| P/B | 1.0 | 1.1 | 1.1 | 1.3 | 1.4 | 1.2 | 1.5 | 1.2 | · | · | · | · | |
| P / Tangible Book | 1.4 | 1.6 | 1.5 | 1.9 | 1.8 | 1.5 | · | · | · | · | · | · | |
| P / Cash Flow | 9.8 | 11.0 | 11.8 | 5.9 | 8.9 | 15.5 | 15.9 | 6.3 | · | · | · | · | |
| P / FCF | 10.6 | 12.7 | 15.7 | 6.4 | 9.6 | 17.6 | 18.3 | 6.7 | · | · | · | · | |
| Dividend Yield | 3.1% | 2.9% | 3.0% | 2.4% | 2.1% | 2.4% | 2.2% | 2.5% | · | · | · | · | |
| Earnings Yield | 8.4% | 6.3% | 5.3% | 7.5% | 8.3% | 6.7% | 7.5% | 9.7% | 3.3% | 4.7% | · | · | |
| Payout Ratio | 36.1% | 44.5% | 56.0% | 31.3% | 24.8% | 35.9% | 28.6% | 25.1% | · | · | · | · | |
| Annual Payout | $119M | $112M | $105M | $87M | $67M | $59M | $53M | $42M | $26M | $16M | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $279M | $277M | $278M | $277M | $260M | $248M | $251M | $217M | $245M | $239M | $255M | $204M | $214M | $220M | $223M | $216M | |
| Interest Expense | · | · | · | · | · | · | · | · | $138M | $138M | · | $121M | $95M | $68M | · | $14M | |
| Interest Income | $344M | $334M | $346M | $354M | $347M | $335M | $345M | $349M | $347M | $337M | $339M | $323M | $296M | $279M | $241M | $214M | |
| Pretax Income | $149M | $108M | $113M | $118M | $101M | $91M | $96M | $60M | $86M | $81M | $11M | $60M | $82M | $80M | $106M | $104M | |
| Income Tax | $34M | $24M | $26M | $27M | $22M | $20M | $21M | $12M | $19M | $18M | $-3M | $12M | $18M | $18M | $25M | $22M | |
| Net Income | $116M | $84M | $86M | $91M | $79M | $71M | $76M | $47M | $67M | $63M | $14M | $48M | $63M | $62M | $81M | $81M | |
| EPS (Basic) | $0.95 | $0.69 | $0.70 | $0.71 | $0.63 | $0.58 | $0.61 | $0.38 | $0.54 | $0.51 | $0.10 | $0.39 | $0.53 | $0.52 | $0.74 | $0.74 | |
| EPS (Diluted) | $0.95 | $0.69 | $0.71 | $0.70 | $0.63 | $0.58 | $0.61 | $0.38 | $0.54 | $0.51 | $0.10 | $0.39 | $0.53 | $0.52 | $0.74 | $0.74 | |
| Shares (Basic) | 120,303,000 | 120,498,000 | · | 122,116,000 | 121,377,000 | 120,043,000 | · | 119,818,000 | 119,726,000 | 119,662,000 | · | 119,506,000 | 115,774,000 | 115,451,000 | · | 106,687,000 | |
| Shares (Diluted) | 120,442,000 | 120,723,000 | · | 122,252,000 | 121,432,000 | 120,201,000 | · | 119,952,000 | 119,785,000 | 119,743,000 | · | 119,624,000 | 115,869,000 | 115,715,000 | · | 106,800,000 | |
| EBITDA | · | $20M | · | · | · | $11M | · | · | · | $11M | · | · | · | $12M | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $394M | $392M | $394M | $395M | $396M | $391M | $394M | $397M | $395M | $386M | · | $371M | $353M | $337M | · | $289M | |
| PP&E (Gross) | · | · | $580M | · | · | · | $573M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $187M | · | · | · | $179M | · | · | · | · | · | · | · | · | · | |
| Goodwill | · | · | $925M | $925M | $925M | · | $907M | $916M | $916M | $921M | $920M | $920M | $897M | $897M | $751M | $751M | |
| Intangibles | · | · | $43M | $46M | $49M | · | · | $59M | $62M | $66M | · | $74M | $61M | $65M | · | $30M | |
| Total Assets | $29.05B | $28.18B | $28.00B | $28.14B | $28.09B | $27.87B | $27.72B | $27.37B | $27.06B | $27.36B | · | $26.87B | $26.12B | $25.87B | · | $23.69B | |
| Short-term Debt | $360M | $0 | $85M | $0 | $0 | $0 | $195M | · | · | · | · | $37M | $0 | $7M | · | · | |
| Total Liabilities | $25.31B | $24.52B | $24.36B | $24.55B | $24.47B | $24.37B | $24.29B | $23.97B | $23.71B | $24.06B | · | $23.69B | $23.01B | $22.79B | · | $21.05B | |
| Long-term Debt | $21M | $120M | $120M | $155M | $155M | $254M | $254M | $316M | $325M | $325M | · | $325M | $325M | $325M | · | $325M | |
| Total Debt | $360M | $0 | · | $0 | · | $0 | · | · | · | · | · | $37M | $0 | $7M | · | · | |
| Common Stock | $120M | $120M | $121M | $122M | $121M | $120M | $119M | $119M | $119M | $119M | · | $119M | $115M | $115M | · | $106M | |
| Paid-in Capital | $2.72B | $2.72B | $2.75B | $2.77B | $2.76B | $2.71B | $2.72B | $2.71B | $2.71B | $2.70B | · | $2.70B | $2.61B | $2.61B | · | $2.30B | |
| Retained Earnings | $1.05B | $968M | $914M | $858M | $803M | $755M | $714M | $669M | $652M | $615M | · | $597M | $577M | $543M | · | $453M | |
| AOCI | $-153M | $-154M | $-151M | $-164M | $-177M | $-187M | $-213M | $-190M | $-235M | $-237M | · | $-333M | $-306M | $-294M | · | $-337M | |
| Stockholders' Equity | $3.75B | $3.65B | $3.64B | $3.60B | $3.61B | $3.50B | $3.43B | $3.41B | $3.34B | $3.30B | $3.26B | $3.18B | $3.11B | $3.08B | $2.70B | $2.63B | |
| Liabilities + Equity | $29.05B | $28.18B | $28.00B | $28.14B | $28.09B | $27.87B | $27.72B | $27.37B | $27.06B | $27.36B | · | $26.87B | $26.12B | $25.87B | · | $23.69B | |
| Shares Outstanding | 119,763,827 | 119,684,031 | 120,598,266 | 121,553,462 | 121,431,262 | 119,514,298 | 119,364,110 | 119,282,762 | 119,174,803 | 119,136,518 | 119,010,319 | 118,975,652 | 115,265,912 | 115,151,566 | 106,222,758 | 106,162,861 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $19M | $20M | $12M | $11M | $12M | $11M | $9M | $11M | $10M | $11M | $11M | $10M | $11M | $12M | $12M | $13M | |
| Stock-based Comp | $4M | $3M | $3M | $3M | $3M | $2M | $3M | $3M | $3M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Deferred Tax | $12M | $6M | $8M | $-1M | $3M | $168.0K | $4M | $1M | $-2M | $4M | $-8M | $9M | $-3M | $8M | $5M | $2M | |
| Amort. of Intangibles | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $4M | $4M | $4M | $4M | $4M | $3M | $4M | $2M | $2M | |
| Other Non-cash | · | $-44M | · | · | · | $13M | · | · | · | $9M | · | · | · | $5M | · | · | |
| Operating Cash Flow | $131M | $69M | $65M | $123M | $97M | $99M | $148M | $8M | $105M | $89M | $22M | $87M | $95M | $90M | $99M | $161M | |
| CapEx | $9M | $7M | $6M | $5M | $12M | $4M | $6M | $10M | $18M | $14M | $13M | $15M | $21M | $23M | $16M | $10M | |
| Investing Cash Flow | $-897M | $-46M | $-50M | $-20M | $160M | $-57M | $-681M | $-63M | $-125M | $-123M | $-161M | $161M | $-345M | $181M | $-177M | $-310M | |
| Stock Repurchased | $0 | $37M | $30M | $0 | $14M | $0 | $0 | $0 | · | · | · | · | · | · | · | $0 | |
| Net Stock Activity | · | $-37M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $30M | $31M | $31M | $30M | $29M | $29M | $29M | $28M | $28M | $28M | $28M | $27M | $27M | $24M | $24M | $23M | |
| Financing Cash Flow | $728M | $74M | $-233M | $-65M | $-318M | $75M | $312M | $233M | $-379M | $-8M | $384M | $-200M | $183M | $-141M | $240M | $-583M | |
| Net Change in Cash | $-38M | $97M | $-218M | $38M | $-62M | $117M | $-220M | $177M | $-399M | $-42M | $244M | $49M | $-67M | $131M | $163M | $-732M | |
| Free Cash Flow | · | $62M | · | · | · | $94M | · | · | · | $75M | · | · | · | $67M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-31M | · | · | · | $15M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 41.4% | 30.5% | · | 33.1% | · | 28.8% | · | 23.3% | 28.6% | 27.7% | · | 23.4% | 29.6% | 28.3% | · | 37.5% | |
| Pretax Margin | 53.4% | 39.2% | · | 42.6% | · | 36.8% | · | 29.5% | 36.9% | 35.8% | · | 29.3% | 38.1% | 36.4% | · | 47.9% | |
| EBITDA Margin | · | 7.2% | · | · | · | 4.6% | · | · | · | 4.8% | · | · | · | 5.5% | · | · | |
| ROA | 0.40% | 0.30% | · | 0.33% | · | 0.26% | · | 0.17% | 0.25% | 0.24% | · | 0.19% | 0.25% | 0.25% | · | 0.38% | |
| ROE | 3.1% | 2.4% | · | 2.6% | · | 2.1% | · | 1.4% | 2.1% | 2.0% | · | 1.7% | 2.2% | 2.2% | · | 3.4% |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.1 | 0.0 | · | 0.0 | · | 0.0 | · | · | · | · | · | 0.0 | 0.0 | 0.0 | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | · | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $31.27 | $30.54 | · | $29.59 | · | $29.29 | · | $28.56 | $28.05 | $27.70 | · | $26.76 | $26.94 | $26.73 | · | $24.82 | |
| Revenue / Share | $2.32 | $2.29 | · | $2.26 | · | $2.06 | · | $1.69 | $1.95 | $1.89 | · | $1.71 | $1.85 | $1.90 | · | $2.03 | |
| Cash Flow / Share | · | $0.57 | · | · | · | $0.82 | · | · | · | $0.74 | · | · | · | $0.78 | · | · | |
| Dividend / Share | $0.25 | $0.25 | $0.25 | $0.25 | $0.24 | $0.24 | $0.24 | $0.24 | $0.23 | $0.23 | $0.23 | $0.23 | $0.23 | $0.23 | $0.22 | $0.22 | |
| EPS (TTM) | $3.05 | $2.73 | · | $2.52 | $2.20 | $2.11 | · | $1.53 | $1.54 | $1.53 | · | $2.18 | $2.53 | $2.61 | · | $2.33 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.11B | $1.09B | · | $1.04B | $976M | $961M | · | $956M | $943M | $912M | · | $861M | $874M | $866M | · | $778M | |
| Net Income TTM | $378M | $341M | · | $317M | $273M | $261M | · | $191M | $191M | $188M | · | $255M | $288M | $292M | · | $248M | |
| Market Cap | $4.20B | $3.77B | · | $3.81B | · | $3.36B | · | $3.47B | $3.03B | $3.14B | · | $3.02B | $2.88B | $3.24B | · | $3.51B | |
| P/E | 11.5 | 11.5 | · | 12.4 | 13.5 | 13.3 | · | 19.0 | 16.5 | 17.2 | · | 11.7 | 9.9 | 10.8 | · | 14.2 | |
| P/S | 3.8 | 3.5 | · | 3.7 | · | 3.5 | · | 3.6 | 3.2 | 3.4 | · | 3.5 | 3.3 | 3.7 | · | 4.5 | |
| P/B | 1.1 | 1.0 | · | 1.1 | · | 1.0 | · | 1.0 | 0.9 | 1.0 | · | 0.9 | 0.9 | 1.1 | · | 1.3 | |
| P / Tangible Book | 1.1 | 1.0 | · | 1.5 | 1.4 | 1.0 | · | 1.4 | 1.3 | 1.4 | · | 1.4 | 1.3 | 1.5 | · | 1.9 | |
| P / Cash Flow | · | 54.4 | · | · | · | 34.1 | · | · | · | 35.3 | · | · | · | 35.9 | · | · | |
| Dividend Yield | 2.9% | 3.2% | · | 3.1% | · | 3.4% | · | 3.2% | 3.6% | 3.5% | · | 3.3% | 3.4% | 2.9% | · | 2.3% | |
| Earnings Yield | 8.7% | 8.7% | · | 8.0% | 7.4% | 7.5% | · | 5.3% | 6.0% | 5.8% | · | 8.6% | 10.1% | 9.3% | · | 7.0% | |
| Payout Ratio | · | 36.3% | · | · | · | 40.7% | · | · | · | 44.3% | · | · | · | 38.0% | · | · | |
| Annual Payout | $121M | $120M | · | $117M | $115M | $114M | · | $111M | $110M | $109M | · | $101M | $97M | $92M | · | $81M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $1.06B | $952M | $893M | $826M | $744M |
| Net Income | $328M | $252M | $188M | $277M | $270M |
| Diluted EPS | $2.62 | $2.04 | $1.54 | $2.52 | $2.97 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.1 | 0.0 | 0.1 | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $356M | $303M | $221M | $565M | $333M |
Institutional owners (13F) 388 filers · $4.1B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
388
Value held
$4.1B
New positions
55
Exited positions
35
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 55 (-6 vs prior Q) | 35 (+10 vs prior Q) | 130 (+7 vs prior Q) | 97 (-8 vs prior Q) | +5.6M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $614,359,718 | 17,508,114 | 14.89% | Shares |
| VANGUARD GROUP INC | $453,149,901 | 14,514,731 | 10.98% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $284,851,567 | 8,117,742 | 6.90% | Shares |
| FMR LLC | $281,669,258 | 8,027,052 | 6.83% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $233,043,245 | 6,641,192 | 5.65% | Shares |
| STATE STREET CORP | $231,050,456 | 6,538,953 | 5.60% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $190,236,540 | 5,421,389 | 4.61% | Shares |
| NEUBERGER BERMAN GROUP LLC | $123,482,481 | 3,519,022 | 2.99% | Shares |
| EARNEST PARTNERS LLC | $113,442,321 | 3,232,896 | 2.75% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $109,453,853 | 3,118,742 | 2.65% | Shares |
| Invesco Ltd. | $77,706,032 | 2,214,478 | 1.88% | Shares |
| GOLDMAN SACHS GROUP INC | $62,244,188 | 1,773,844 | 1.51% | Shares |
| SNYDER CAPITAL MANAGEMENT L P | $57,578,690 | 1,640,886 | 1.40% | Shares |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $56,375,000 | 1,606,581 | 1.37% | Shares |
| Bank of New York Mellon Corp | $55,195,267 | 1,572,963 | 1.34% | Shares |
| NORGES BANK | $53,463,615 | 1,523,614 | 1.30% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $52,686,758 | 1,501,475 | 1.28% | Shares |
| NORTHERN TRUST CORP | $50,654,344 | 1,443,555 | 1.23% | Shares |
| VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. | $50,347,027 | 1,434,797 | 1.22% | Shares |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | $49,347,067 | 1,406,300 | 1.20% | Shares |
| Qube Research & Technologies Ltd | $38,691,638 | 1,102,640 | 0.94% | Shares |
| BNP PARIBAS ASSET MANAGEMENT Holding S.A. | $36,930,049 | 1,052,438 | 0.90% | Shares |
| MORGAN STANLEY | $35,710,124 | 1,017,671 | 0.87% | Shares |
| Fisher Asset Management, LLC | $33,154,064 | 944,829 | 0.80% | Shares |
| AMERICAN CENTURY COMPANIES INC | $32,498,799 | 926,155 | 0.79% | Shares |
| PANAGORA ASSET MANAGEMENT INC | $30,703,259 | 874,986 | 0.74% | Shares |
| SYSTEMATIC FINANCIAL MANAGEMENT LP | $30,563,988 | 871,016 | 0.74% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $27,931,675 | 796,001 | 0.68% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $27,380,061 | 780,281 | 0.66% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $25,009,590 | 712,727 | 0.61% | Shares |
| AMERIPRISE FINANCIAL INC | $24,675,017 | 703,102 | 0.60% | Shares |
| Nuveen, LLC | $22,292,499 | 635,295 | 0.54% | Shares |
| BANK OF AMERICA CORP /DE/ | $22,045,519 | 628,256 | 0.53% | Shares |
| MetLife Investment Management, LLC | $18,053,735 | 514,498 | 0.44% | Shares |
| JPMORGAN CHASE & CO | $14,499,086 | 404,779 | 0.35% | Shares |
| Public Sector Pension Investment Board | $14,427,780 | 411,165 | 0.35% | Shares |
| SEI INVESTMENTS CO | $13,728,728 | 391,226 | 0.33% | Shares |
| Interval Partners, LP | $12,489,689 | 355,933 | 0.30% | Shares |
| Aristotle Capital Boston, LLC | $11,955,725 | 340,716 | 0.29% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $11,613,697 | 330,969 | 0.28% | Shares |
| RHUMBLINE ADVISERS | $10,867,070 | 309,692 | 0.26% | Shares |
| MILLENNIUM MANAGEMENT LLC | $10,676,343 | 304,256 | 0.26% | Shares |
| SCHRODER INVESTMENT MANAGEMENT GROUP | $10,260,270 | 290,166 | 0.25% | Shares |
| RAYMOND JAMES FINANCIAL INC | $9,448,438 | 269,263 | 0.23% | Shares |
| Legal & General Group Plc | $9,420,989 | 268,602 | 0.23% | Shares |
| UBS Group AG | $9,207,932 | 262,409 | 0.22% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $9,189,404 | 261,881 | 0.22% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $8,917,631 | 254,136 | 0.22% | Shares |
| Cresset Asset Management, LLC | $8,538,533 | 241,611 | 0.21% | Shares |
| FEDERATED HERMES, INC. | $8,487,464 | 241,877 | 0.21% | Shares |
Activists & 5%+ owners 2 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Corsair IV Management gP , Ltd., Nicholas B. Paumgarten, Corsair IV Financial Services Capital Partners, L.P., Corsair IV Management, L.P., Corsair Capital LLC, Corsair Georgia, L.P. | May 6, 2016 | · | Initial filing | Board campaign | SEC |
| Corsair IV Management GP, Ltd., Nicholas B. Paumgarten, Corsair IV Financial Services Capital Partners, L.P., Corsair IV Management, L.P., Corsair Capital LLC, Corsair Georgia, L.P. ×4 filings | Nov. 25, 2015 | · | Initial filing | Capital structure | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 48 insiders · 21 officers · 29 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Thomas Hardaway Speir | EVP, CFO | Sept. 8, 2026 A | 12,752 | 0 | 0 | $0 |
| Jefferson L Harralson | EVP, CFO | July 28, 2026 S | 37,433 | 0 | 1 | $-885,250 |
| Rex S Schuette | EVP & CFO | Jan. 27, 2017 F | 33,721 | 0 | 0 | $0 |
| Bill M Gilbert | President, Community Banking | Feb. 15, 2019 F | 58,783 | 0 | 0 | $0 |
| WHITE GLENN S | President, Atlanta Region | Sept. 5, 2012 S | 46,118 | 0 | 0 | $0 |
| Alan H Kumler | SVP, Chief Accounting Officer | Sept. 1, 2026 A | 23,612 | 0 | 1 | $-425,840 |
| Robert A. Edwards | EVP, Chief Risk Officer | July 29, 2026 G | 57,877 | 0 | 0 | $0 |
| Richard Bradshaw | EVP, Chief Banking Officer | July 27, 2026 S | 83,228 | 0 | 5 | $-199,822 |
| Abraham Cox | EVP, Chief Consumer & SBBO | Feb. 15, 2026 F | 18,170 | 0 | 0 | $0 |
| Holly N Berry | EVP, Chief HR Officer | Feb. 15, 2026 F | 10,552 | 0 | 0 | $0 |
| Melinda Davis Lux | EVP, CAO & GC | Feb. 15, 2026 F | 43,637 | 0 | 0 | $0 |
| Mark Aaron Terry | EVP, Chief Information Officer | Feb. 15, 2026 F | 26,200 | 0 | 0 | $0 |
| Bradley J Miller | EVP, GENERAL COUNSEL | Feb. 15, 2020 F | 27,202 | 0 | 0 | $0 |
| Jimmy C Tallent | Executive Chairman | June 30, 2019 F | 353,965 | 0 | 0 | $0 |
| David P Shearrow | EVP of Risk Management | Jan. 31, 2015 D | 21,406 | 0 | 0 | $0 |
| Michael J Burke | SVP, Treasurer | Dec. 8, 2014 S | 0 | 0 | 0 | $0 |
| Timothy K Schools | Chief Strategy Officer | Nov. 1, 2013 F | 3,333 | 0 | 0 | $0 |
| Craig Metz | EVP | Jan. 3, 2013 A | 9,858 | 0 | 0 | $0 |
| Guy W Freeman | Executive Vice President | June 20, 2011 A | 12,468 | 0 | 0 | $0 |
| Thomas C Gilliland | EVP, Corp Sec & General Couns | Sept. 17, 2007 S | 14,388 | 0 | 0 | $0 |
| Ray K Williams | EVP & CCO | April 26, 2006 A | 12,050 | 0 | 0 | $0 |
| Carl Steven Carande | Director | Aug. 10, 2026 P | 3,689 | 1 | 0 | $74,270 |
| John Marc James | Director | July 24, 2026 G | 5,972 | 0 | 0 | $0 |
| Jennifer M. Bazante | Director | July 24, 2026 G | 8,546 | 0 | 0 | $0 |
| Kenneth L Daniels | Director | July 24, 2026 G | 23,094 | 0 | 0 | $0 |
| Thomas A Richlovsky | Director | July 24, 2026 G | 38,055 | 0 | 0 | $0 |
| Sally Pope Davis | Director | May 13, 2026 A | 8,120 | 0 | 0 | $0 |
| George B. Bell | Director | May 13, 2026 A | 11,393 | 0 | 0 | $0 |
| James P Clements | Director | May 13, 2026 A | 15,600 | 0 | 0 | $0 |
| Jennifer Mann | Director | May 13, 2026 A | 18,849 | 0 | 0 | $0 |
| Lance F. Drummond | Director | May 13, 2026 A | 18,849 | 0 | 0 | $0 |
| David H Wilkins | Director | May 13, 2026 A | 21,476 | 0 | 0 | $0 |
| Tim Wallis | Director | May 13, 2026 A | 30,385 | 0 | 0 | $0 |
| David C Shaver | Director | May 15, 2024 A | 15,976 | 0 | 0 | $0 |
| Robert H Blalock | Director | June 1, 2022 A | 29,823 | 0 | 0 | $0 |
| Cathy L Cox | Director | June 1, 2021 A | 24,203 | 0 | 0 | $0 |
| W C Nelson JR | Director | June 19, 2017 A | 3,141 | 0 | 0 | $0 |
| Nicholas B Paumgarten | Director | May 6, 2016 S | 0 | 0 | 0 | $0 |
| Steven J. Goldstein | Director | Sept. 1, 2015 A | 4,034 | 0 | 0 | $0 |
| Robert L Head JR | Director | May 1, 2013 A | 3,149 | 0 | 0 | $0 |
| John D Stephens | Director | May 1, 2013 A | 3,149 | 0 | 0 | $0 |
| Hoyt O Holloway | Director | April 1, 2012 A | 641 | 0 | 0 | $0 |
| Peter E Raskind | Director | May 2, 2011 P | 50,000 | 0 | 0 | $0 |
| William A Bennett | Director | Nov. 2, 2009 P | 9,886 | 0 | 0 | $0 |
| Charles E Hill | Director | Sept. 25, 2008 S | 119,020 | 0 | 0 | $0 |
| Clarence W Mason SR | Director | Dec. 8, 2007 G | 50,727 | 0 | 0 | $0 |
| Charles E Parks | Director | Sept. 24, 2003 G | 63,389 | 0 | 0 | $0 |
| Lynn Harton | · | Feb. 18, 2026 S | 84,123 | 0 | 1 | $-866,000 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 85 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| EWK · iShares, Inc. | 4.18% | 29,524 SH | Sept. 11, 2026 | Daily |
| PSCF · Invesco Exchange-Traded Fund Trust … | 0.96% | 7,771 SH | Oct. 1, 2026 | Daily |
| XSLV · Invesco Exchange-Traded Fund Trust … | 0.81% | 56,247 SH | Oct. 1, 2026 | Daily |
| XSVM · Invesco Exchange-Traded Fund Trust | 0.79% | 136,506 SH | Oct. 1, 2026 | Daily |
| VIGI · VANGUARD WHITEHALL FUNDS | 0.65% | 196,947 SH | Aug. 19, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.62% | 74,157 NS | July 31, 2026 | N-PORT |
| VIOV · VANGUARD ADMIRAL FUNDS | 0.45% | 253,967 SH | Aug. 19, 2026 | Daily |
| FNK · First Trust Exchange-Traded AlphaDE… | 0.43% | 27,701 NS | July 31, 2026 | N-PORT |
| EZU · iShares, Inc. | 0.37% | 154,301 SH | Sept. 11, 2026 | Daily |
| IXJ · iShares Trust | 0.36% | 63,612 SH | Sept. 11, 2026 | Daily |
| IDHQ · Invesco Exchange-Traded Fund Trust … | 0.33% | 15,801 SH | Oct. 1, 2026 | Daily |
| DFSV · Dimensional ETF Trust | 0.27% | 635,545 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.27% | 106,849 SH | Aug. 19, 2026 | Daily |
| EFG · iShares Trust | 0.26% | 187,046 SH | Sept. 11, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.26% | 888 NS | July 31, 2026 | N-PORT |
| DMXF · iShares Trust | 0.26% | 10,579 SH | Sept. 11, 2026 | Daily |
| QVMS · Invesco Exchange-Traded Fund Trust … | 0.26% | 17,959 SH | Oct. 1, 2026 | Daily |
| VGK · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.23% | 288,021 SH | Aug. 19, 2026 | Daily |
| VIOO · VANGUARD ADMIRAL FUNDS | 0.23% | 418,520 SH | Aug. 19, 2026 | Daily |
| FNX · First Trust Exchange-Traded AlphaDE… | 0.23% | 88,060 NS | July 31, 2026 | N-PORT |
| PABD · iShares Trust | 0.20% | 2,855 SH | Sept. 11, 2026 | Daily |
| IEV · iShares Trust | 0.20% | 14,137 SH | Sept. 11, 2026 | Daily |
| EFAV · iShares Trust | 0.19% | 44,567 SH | Sept. 11, 2026 | Daily |
| IEUR · iShares Trust | 0.18% | 71,228 SH | Sept. 11, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.18% | 718,951 NS | July 31, 2026 | N-PORT |
| BKSE · BNY Mellon ETF Trust | 0.18% | 4,330 NS | July 31, 2026 | N-PORT |
| IMFL · Invesco Exchange-Traded Self-Indexe… | 0.17% | 7,832 SH | Oct. 1, 2026 | Daily |
| ESGD · iShares Trust | 0.16% | 81,713 SH | Sept. 11, 2026 | Daily |
| BBSC · J.P. Morgan Exchange-Traded Fund Tr… | 0.16% | 30,777 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.14% | 11,263 SH | Oct. 1, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.14% | 114,076 SH | Oct. 1, 2026 | Daily |
| RSSL · Global X Funds | 0.14% | 58,609 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.13% | 2,916,582 SH | Sept. 11, 2026 | Daily |
| EFA · iShares Trust | 0.13% | 436,913 SH | Sept. 11, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.13% | 704,106 SH | Aug. 19, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.13% | 6,124 NS | July 31, 2026 | N-PORT |
| IEFA · iShares Trust | 0.11% | 922,254 SH | Sept. 11, 2026 | Daily |
| VEA · VANGUARD TAX-MANAGED FUNDS | 0.11% | 1,170,997 SH | Aug. 19, 2026 | Daily |
| VSGX · VANGUARD WORLD FUND | 0.11% | 24,049 SH | Aug. 19, 2026 | Daily |
| IDEV · iShares Trust | 0.10% | 136,277 SH | Sept. 11, 2026 | Daily |
| RWJ · Invesco Exchange-Traded Fund Trust … | 0.10% | 55,902 SH | Oct. 1, 2026 | Daily |
| VBR · VANGUARD INDEX FUNDS | 0.09% | 1,742,991 SH | Aug. 19, 2026 | Daily |
| VEU · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.09% | 280,219 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.09% | 380,190 NS | July 31, 2026 | N-PORT |
| VXUS · VANGUARD STAR FUNDS | 0.08% | 1,761,521 SH | Aug. 19, 2026 | Daily |
| ACWX · iShares Trust | 0.08% | 40,659 SH | Sept. 11, 2026 | Daily |
| IGRO · iShares Trust | 0.07% | 3,626 SH | Sept. 11, 2026 | Daily |
| IXUS · iShares Trust | 0.07% | 168,240 SH | Sept. 11, 2026 | Daily |
| DXUV · Dimensional ETF Trust | 0.05% | 7,852 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.05% | 1,370,175 SH | Aug. 19, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | 0.05% | 2,746,173 SH | Aug. 19, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.05% | 11,827 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.05% | 195,062 SH | Aug. 19, 2026 | Daily |
| PXF · Invesco Exchange-Traded Fund Trust … | 0.05% | 6,264 SH | Oct. 1, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.05% | 31,706 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.04% | 7,295 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.03% | 21,488 NS | July 31, 2026 | N-PORT |
| TOK · iShares Trust | 0.03% | 333 SH | Sept. 11, 2026 | Daily |
| URTH · iShares, Inc. | 0.03% | 11,171 SH | Sept. 11, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.03% | 229,848 SH | Aug. 19, 2026 | Daily |
| CRBN · iShares Trust | 0.03% | 1,421 SH | Sept. 11, 2026 | Daily |
| ACWI · iShares Trust | 0.03% | 39,016 SH | Sept. 11, 2026 | Daily |
| DFUV · Dimensional ETF Trust | 0.02% | 99,691 NS | July 31, 2026 | N-PORT |
| DGRO · iShares Trust | 0.02% | 273,580 SH | Sept. 11, 2026 | Daily |
| VIG · VANGUARD SPECIALIZED FUNDS | 0.02% | 676,183 SH | Aug. 19, 2026 | Daily |
| VYM · VANGUARD WHITEHALL FUNDS | 0.02% | 472,124 SH | Aug. 19, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.02% | 253,292 NS | July 31, 2026 | N-PORT |
| PFM · Invesco Exchange-Traded Fund Trust | 0.01% | 3,409 SH | Sept. 30, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.01% | 11,854 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.01% | 3,801,103 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.01% | 10,016 SH | Aug. 19, 2026 | Daily |
| ESGV · VANGUARD WORLD FUND | 0.01% | 26,889 SH | Aug. 19, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.01% | 6,371 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.01% | 28,683 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.01% | 36,398 NS | July 31, 2026 | N-PORT |
| DIVB · iShares Trust | 0.01% | 3,526 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.01% | 31,392 SH | Sept. 11, 2026 | Daily |
| ITOT · iShares Trust | 0.00% | 95,857 SH | Sept. 8, 2026 | Daily |
| IJR · iShares Trust | · | 7,185,971 SH | Sept. 8, 2026 | Daily |
| IJS · iShares Trust | · | 1,025,203 SH | Aug. 31, 2026 | Daily |
| IWN · iShares Trust | · | 1,092,759 SH | Sept. 11, 2026 | Daily |
| XJR · iShares Trust | · | 11,278 SH | Aug. 31, 2026 | Daily |
| SVAL · iShares Trust | · | 18,240 SH | Sept. 3, 2026 | Daily |
| ISCB · iShares Trust | · | 5,021 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 22,897 SH | Sept. 11, 2026 | Daily |
UCB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 11 analysts
BUY
Median target
$40.50
+18.7%
2 18.2%
Strong Buy
4 36.4%
Buy
5 45.5%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
6 analysts · 2026-09-30Mean target $40.17 +17.8%
← Below all targets
Current price $34.11
Low$38.00
Mean$40.17
High$42.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| UCB | $3.77B | 11.9 | 11.7% | 30.9% | 9.0% | · |
| TFSL | $3.70B | 41.2 | 6.0% | 28.3% | 4.8% | · |
| FFIN | $4.28B | 16.9 | 14.7% | 40.2% | 13.9% | · |
| SFBS | $3.92B | 14.2 | 16.8% | 49.2% | 16.0% | · |
| FULT | · | · | · | · | · | · |
| IBOC | · | 10.0 | 1.0% | 49.0% | 13.1% | · |
| WSFS | $4.22B | 10.9 | · | 27.0% | 10.8% | · |
| TCBI | $4.69B | 13.3 | 34.7% | 26.3% | 9.2% | · |
| CATY | $3.25B | 10.7 | 2.9% | 585.8% | 10.8% | · |
| WSBC | $3.19B | 14.9 | 61.8% | 22.7% | 5.7% | · |
| CVBF | $2.52B | 12.2 | 2.7% | 40.6% | 9.2% | · |
Latest News Recent headlines mentioning this company
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Source: SEC 10-Q filed Aug 5, 2026