$33.66
▼ $-0.33
(-0.97%)
Vol 21K
Mkt Cap
$4.1B
P/E
12.4
ROE
9.2%
Beta
0.90
Div Yield
2.87%
52W
$23–$37
Wall Street Consensus
11 analysts · Apr 20262
Strong Buy
3
Buy
6
Hold
0
Sell
0
Strong Sell
45.5%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.72 | $0.71 | $-0.01 |
| Sep 2025 | $0.70 | $0.75 | +$0.05 |
| Jun 2025 | $0.62 | $0.66 | +$0.04 |
| Mar 2025 | $0.57 | $0.59 | +$0.02 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $245.0M | $242.9M | $254.3M | $270.9M | $272.8M |
| Net Income | $75.8M | $71.4M | $78.7M | $91.5M | $86.5M |
Key Ratios
ROA (TTM)
1.2%
P/B
1.0
EPS (TTM)
$2.70
52W High
$36.77
52W Low
$22.93
$22.93
52-Week Range
$36.77
Financial Health
Free Cash Flow
$59.7M
Net Debt
-$275.4M
Cash
$395.8M
Total Debt
$120.4M
As of Dec 31, 2025
How does UCB compare to Banking peers?
Peer group: Peers · Banking (Peers) · 11 companies
UCB valuation vs Banking peers
P/E ratio
12.4
▼
8%
below
peers
(13.5)
vs Peers
vs Industry
Fair value
P/S ratio
—
▼
0%
below
peers
(2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
1.0
▼
5%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
2.9%
▼
11%
below
peers
(3.2%)
vs Peers
vs Industry
In line
UCB profitability vs Banking peers
ROE
9.2%
▲
12%
above
peers
(8.2%)
vs Peers
vs Industry
In line
Net margin
—
▼
0%
below
peers
(27.7%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.2%
▲
19%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
UCB financial health vs Banking peers
D/E ratio
—
▼
0%
below
peers
(8.1)
vs Peers
vs Industry
High debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
7%
above
peers
(0.8)
vs Peers
vs Industry
Less volatile
UCB fundamentals radar
UCB
Peer median
Industry
UCB profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
UCB vs peers: key metrics
Insider Activity
BearishBuys
16
Sells
2
$915788
HARTON H LYNN
Chief Executive Officer · Feb 18
sale
25000 shs
COX ABRAHAM
Officer · Feb 13
award
1707 shs
HARTON H LYNN
Chief Executive Officer · Feb 13
award
24542 shs
EDWARDS ROBERT A
Officer · Feb 13
award
4580 shs
BRADSHAW RICHARD W
Officer · Feb 13
award
7217 shs
HARRALSON JEFFERSON L.
Chief Financial Officer · Feb 13
award
6363 shs
TERRY MARK AARON
Chief Technology Officer · Feb 13
award
2080 shs
DAVIS LUX MELINDA
General Counsel · Feb 13
award
5012 shs
BERRY HOLLY N
Officer · Feb 13
award
1505 shs
COX ABRAHAM
Officer · Feb 12
award
3561 shs
Last 90 days
Insider Buy Returns
DANIELS KENNETH L.
Apr 28, 2025
$13617
+23.61%
Top Holders
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5.30%
$215.4M
State Street Corporation
4.99%
$202.9M
As of Dec 31, 2025
Dividends
$0.99
/ year
Mar 13, 2026
$0.2500
Dec 15, 2025
$0.2500
Sep 15, 2025
$0.2500
Jun 13, 2025
$0.2400
Mar 14, 2025
$0.2400
Dec 16, 2024
$0.2400
Sep 16, 2024
$0.2400
Jun 14, 2024
$0.2300
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