your badges 52W Range $28–$37 48% of range Analyst Rating HOLD 12 analysts Price Target $36 +13% upside P/E 18.2 ROE 13.9% Net Profit Margin 40.2%

FFIN Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $32.15
Market Cap (MRQ) $4.61B
P/E 18.2
EPS $1.77
Div Yield 2.3%
ROE 13.9%
Debt/Equity (MRQ) 0.0
52W Range $28–$37

FFIN Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
range
bars

Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.

Stock splits 11
Ex-date Split Type
June 4, 2019 2-for-1 Forward
June 3, 2014 2-for-1 Forward
June 2, 2011 3-for-2 Forward
June 2, 2005 4-for-3 Forward
June 3, 2003 5-for-4 Forward
June 4, 2001 5-for-4 Forward
Nov. 12, 1998 11-for-10 Forward
June 3, 1997 5-for-4 Forward
June 4, 1996 5-for-4 Forward
Sept. 13, 1995 5-for-4 Forward
June 2, 1994 5-for-4 Forward

About First Financial Bankshares, Inc. - Common Stock Company overview from Wikipedia

05 · wikidata
sectorFinancials industryBanking employees1,500 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
EPS$1.77
2022-12-31 → 2025-12-31
Free Cash Flow$286M
2022-12-31 → 2025-12-31
Net margin40.2%
2022-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend FFIN 5Y avg Peer Median Verdict
P/E 18.2 · 12.6 Overvalued
P/S 7.3 · 21.2 Undervalued
P/B (MRQ) 2.3 · 1.4 Overvalued
Price / FCF (TTM) 14.2 · · ·
Price / Cash Flow (TTM) 13.3 · 10.9 Overvalued
Price / Tangible Book 2.9 · · ·
PEG Ratio ≈4.0 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield2.3%
Payout Ratio41.8%
Annualized Payout≈$0.88Paid quarterly
5Y Div CAGR≈7.9%Per share, split-adjusted
Growth Streak≈15Consecutive years of dividend growth
Ex-dateAmountCurrencyYield
Sep 14, 2026$0.22USD≈2.5%
Jun 12, 2026$0.22USD≈2.3%
Mar 13, 2026$0.19USD≈2.6%
Dec 15, 2025$0.19USD≈2.4%
Sep 15, 2025$0.19USD≈2.1%
Jun 16, 2025$0.19USD≈2.0%
Mar 14, 2025$0.18USD≈2.0%
Dec 13, 2024$0.18USD≈1.8%
Sep 12, 2024$0.18USD≈2.0%
Jun 14, 2024$0.18USD≈2.6%
Mar 14, 2024$0.18USD≈2.4%
Dec 14, 2023$0.18USD≈2.3%
Sep 13, 2023$0.18USD≈2.6%
Jun 14, 2023$0.18USD≈2.3%
Mar 10, 2023$0.17USD≈2.1%
Dec 14, 2022$0.17USD≈1.9%
Sep 14, 2022$0.17USD≈1.5%
Jun 15, 2022$0.17USD≈1.6%
Mar 15, 2022$0.15USD≈1.3%
Dec 15, 2021$0.15USD≈1.1%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise -2.6%
Next Report Oct 15, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 16, 2026 $0.50 $0.51 -2.4%
March 31, 2026 $0.50 $0.48 3.8%
Dec. 31, 2025 $0.51 $0.49 4.6%
Sept. 30, 2025 $0.36 $0.48 -24.8%
June 30, 2025 $0.47 $0.45 4.3%
March 31, 2025 $0.43 $0.43 -1.1%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 10
Metric Trend 202520242023202220212020201920182017201620152014
Interest Expense ··$144M$31M$6M$14M$30M$19M$9M$5M$4M$4M
Interest Income $702M$629M$528M$433M$376M$364M$319M$292M$246M$232M$222M$199M
Pretax Income $310M$272M$243M$281M$272M$242M$198M$178M$147M$136M$132M$119M
Income Tax $56M$48M$44M$46M$44M$40M$33M$28M$27M$31M$31M$29M
Net Income $254M$224M$199M$234M$228M$202M$165M$151M$120M$105M$100M$90M
EPS (Basic) $1.77$1.56$1.39$1.64$1.60$1.42$1.22$1.11$0.91$1.59$1.55$1.40
EPS (Diluted) $1.77$1.56$1.39$1.64$1.59$1.42$1.21$1.11$0.91$1.59$1.54$1.39
Shares (Basic) 143,065,368142,822,880142,688,585142,596,252142,291,939142,032,420135,647,354135,218,734132,253,72666,013,00464,892,93464,047,803
Shares (Diluted) 143,447,988143,232,520142,938,977143,207,899143,134,220142,544,991136,346,019135,966,028132,648,66066,102,88665,068,03064,308,535
EBITDA $14M$13M$13M$13M$13M$13M$12M$13M$13M$12M$11M$9M
Balance Sheet 16
Metric Trend 202520242023202220212020201920182017201620152014
PP&E (Net) $150M$152M$152M$153M$150M$142M$131M$133M$124M$123M$116M$103M
PP&E (Gross) $271M$283M$273M$269M$258M$243M$232M$229M$212M$207M$194M$177M
Accum. Depreciation $121M$131M$121M$116M$108M$101M$101M$96M$88M$84M$79M$74M
Goodwill $313M$313M$313M$313M$313M$313M$172M$172M$140M$140M$140M$95M
Total Assets $15.45B$13.98B$13.11B$12.97B$13.10B$10.90B$8.26B$7.73B$7.25B$6.81B$6.67B$5.85B
Accounts Payable ····$0$15M······
Short-term Debt $22M$136M$22M$24M$671M$430M$381M$469M$331M$446M$616M$367M
Total Liabilities $13.53B$12.37B$11.61B$11.71B$11.34B$9.23B$7.04B$6.68B$6.33B$5.97B$5.86B$5.17B
Total Debt $22M$136M$22M$643M$671M$430M$381M$469M$331M$446M·$367M
Common Stock $1M$1M$1M$1M$1M$1M$1M$678.0K$663.0K$661.0K$660.0K$641.0K
Retained Earnings $1.49B$1.34B$1.22B$1.12B$982M$837M$708M$607M$517M$447M$388M$328M
Treasury Stock ·········$7M$6M$6M
AOCI $-270M$-424M$-403M$-535M$99M$170M$68M$3M$27M$18M$47M$47M
Stockholders' Equity $1.92B$1.61B$1.50B$1.27B$1.76B$1.68B$1.23B$1.05B$923M$838M$805M$682M
Liabilities + Equity $15.45B$13.98B$13.11B$12.97B$13.10B$10.90B$8.26B$7.73B$7.25B$6.81B$6.67B$5.85B
Shares Outstanding 143,213,102142,944,704142,716,939142,657,871142,532,116142,161,834135,891,75567,753,13366,260,44466,094,69565,990,23464,089,921
Cash Flow 16
Metric Trend 202520242023202220212020201920182017201620152014
D&A $14M$13M$13M$13M$13M$13M$12M$13M$13M$12M$11M$9M
Stock-based Comp $7M$5M$4M$4M$3M·······
Deferred Tax ······$0$-393.0K$-1M$-2M$-2M$-2M
Amort. of Intangibles $352.0K$618.0K$912.0K$1M$2M$2M$1M$1M$613.0K$738.0K$561.0K$275.0K
Other Non-cash $25M$68M$69M$77M$113M$-4M$28M$26M$58M$46M$-300.0K$34M
Operating Cash Flow $299M$310M$285M$324M$355M$211M$202M$186M$190M$161M$109M$131M
CapEx $13M$17M$17M$16M$19M$16M$9M$18M$14M$20M$17M$17M
Investing Cash Flow $-1.02B$-737M$127M$-838M$-2.61B$-1.26B$-448M$-273M$-398M$-252M··
Stock Issued ······$4M$4M$3M$1M$2M$1M
Net Stock Activity ······$4M$4M$3M$1M$2M$1M
Dividends Paid $106M$103M$100M$91M$80M$70M$61M$54M$49M$45M$39M$35M
Financing Cash Flow $1.03B$654M$-206M$316M$2.06B$1.50B$279M$-37M$324M$75M··
Net Change in Cash ·······$-124M$116M$-16M$19M$41M
Taxes Paid $61M···········
Free Cash Flow $286M$293M$268M$308M$334M$194M$195M$171M$176M$140M$92M$114M
Levered FCF ··$150M$282M$329M$182M$170M$155M$169M$136M$89M$111M
Profitability 5
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 40.2%40.6%40.5%44.0%44.4%41.2%41.5%40.2%36.7%33.6%34.5%34.3%
Pretax Margin 49.0%49.4%49.5%52.7%53.1%49.5%49.8%47.6%44.9%43.6%45.3%45.4%
EBITDA Margin 2.2%2.4%2.6%2.4%2.5%2.6%2.9%3.4%3.9%3.7%3.8%3.5%
ROA 1.7%1.6%1.5%1.8%1.8%1.9%2.0%2.0%1.7%1.6%1.5%1.6%
ROE 13.9%13.7%14.5%19.6%13.0%12.2%13.6%14.7%13.2%12.3%12.6%13.4%
Liquidity & Solvency 1
Metric Trend 202520242023202220212020201920182017201620152014
Debt / Equity 0.00.10.00.50.40.30.30.40.40.5·0.5
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share 5
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share $13.39$11.24$10.50$8.87$12.34$11.80$9.03$15.55$13.93$12.68$12.20·
Revenue / Share $4.40$3.85$3.44$3.72$3.58$3.44$2.92$5.51$4.94$4.72$4.47$4.06
Cash Flow / Share $2.09$2.16$1.99$2.26$2.47$1.48$1.50$2.78$2.87$2.43$1.68$2.04
Dividend / Share $0.75$0.72$0.71$0.66$0.58$0.51$0.47·$0.75$0.70$0.62$0.55
EPS (TTM) $1.77$1.56$1.39$1.64$1.59$1.42$1.21$1.11$0.91$1.59$1.54$1.39
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 14.7%12.0%-7.7%4.0%4.6%·······
Revenue CAGR 3Y 5.8%2.4%0.14%·········
Revenue CAGR 5Y 5.2%···········
EPS YoY 13.5%12.2%-15.2%3.1%12.0%·······
EPS CAGR 3Y 2.6%-0.63%-0.71%·········
EPS CAGR 5Y 4.5%···········
Net Income YoY 13.5%12.3%-15.1%3.0%12.6%·······
Net Income CAGR 3Y 2.6%-0.60%-0.51%·········
Net Income CAGR 5Y 4.7%···········
Dividends Paid CAGR 5Y 8.6%···········
Valuation (TTM) 13
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $632M$551M$492M$533M$513M$490M$398M$375M$328M$312M$291M$261M
Net Income TTM $254M$224M$199M$234M$228M$202M$165M$151M$120M$105M$100M$90M
Market Cap $4.28B$5.15B$4.32B$4.91B$7.25B$5.14B$4.77B$1.95B$1.49B$1.49B$995M·
P/E 16.923.121.821.032.025.529.026.024.814.29.810.7
P/S 6.89.48.89.214.110.512.05.24.64.83.4·
P/B 2.23.22.93.94.13.13.91.91.61.81.2·
P / Tangible Book 2.74.03.65.25.03.8······
P / Cash Flow 14.316.615.215.120.524.423.410.37.89.39.1·
P / FCF 15.017.616.215.921.726.524.411.48.510.610.9·
Dividend Yield 2.5%2.0%2.3%1.9%1.1%1.4%1.3%2.8%3.3%3.0%3.9%·
Earnings Yield 5.9%4.3%4.6%4.8%3.1%3.9%3.5%3.9%4.0%7.0%10.2%9.3%
Payout Ratio 41.8%46.0%50.2%38.9%35.0%34.8%37.0%35.8%40.7%42.9%38.6%38.6%
Annual Payout $106M$103M$100M$91M$80M$70M$61M$54M$49M$45M$39M$35M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312024-09-302024-06-302024-03-31
Net Income $254M $224M · · ·
Diluted EPS $1.77 $1.56 · · ·

Institutional owners (13F) 366 filers · $3.6B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 366
Value held $3.6B
New positions 47
Exited positions 30
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
47 (-4 vs prior Q) 30 (-9 vs prior Q) 142 (+8 vs prior Q) 91 (-6 vs prior Q) +7.3M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $630,909,359 18,234,375 17.41% Shares
VANGUARD GROUP INC $408,728,893 13,683,592 11.28% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $252,718,227 7,303,995 6.98% Shares
STATE STREET CORP $235,193,617 6,756,261 6.49% Shares
VANGUARD CAPITAL MANAGEMENT LLC $192,983,299 5,577,552 5.33% Shares
NEUBERGER BERMAN GROUP LLC $155,153,493 4,484,205 4.28% Shares
GEODE CAPITAL MANAGEMENT, LLC $134,872,224 3,897,410 3.72% Shares
AQR CAPITAL MANAGEMENT LLC $117,333,001 3,397,018 3.24% Shares
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC $104,362,417 3,016,254 2.88% Shares
DIMENSIONAL FUND ADVISORS LP $98,897,746 2,858,327 2.73% Shares
FULLER & THALER ASSET MANAGEMENT, INC. $88,276,335 2,551,339 2.44% Shares
GOLDMAN SACHS GROUP INC $70,307,384 2,032,005 1.94% Shares
MORGAN STANLEY $69,852,091 2,018,844 1.93% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $60,818,461 1,757,759 1.68% Shares
NORTHERN TRUST CORP $59,053,445 1,706,747 1.63% Shares
NORGES BANK $48,364,503 1,397,818 1.33% Shares
Bank of New York Mellon Corp $39,888,418 1,152,844 1.10% Shares
Invesco Ltd. $34,891,781 1,008,433 0.96% Shares
Champlain Investment Partners, LLC $33,784,478 976,430 0.93% Shares
Xcelsior Advisor Partners LLC $33,624,493 971,806 0.93% Shares
VANGUARD FIDUCIARY TRUST CO $30,992,154 895,727 0.86% Shares
CITADEL ADVISORS LLC $30,176,494 872,153 0.83% Shares
ProShare Advisors LLC $28,941,826 836,469 0.80% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $28,077,104 811,477 0.77% Shares
Nuveen, LLC $27,776,090 802,778 0.77% Shares
BANK OF AMERICA CORP /DE/ $25,064,345 724,403 0.69% Shares
MILLENNIUM MANAGEMENT LLC $23,263,102 672,344 0.64% Shares
WELLS FARGO & COMPANY/MN $20,624,116 596,073 0.57% Shares
FMR LLC $18,586,057 537,169 0.51% Shares
ROYCE & ASSOCIATES LP $18,208,734 526,264 0.50% Shares
AXIOM INVESTORS LLC /DE $18,022,102 520,870 0.50% Shares
UBS Group AG $16,981,507 490,795 0.47% Shares
MUTUAL OF AMERICA CAPITAL MANAGEMENT LLC $16,318,536 471,634 0.45% Shares
JONES FINANCIAL COMPANIES LLLP $15,659,424 444,374 0.43% Shares
TWO SIGMA INVESTMENTS, LP $14,919,866 431,210 0.41% Shares
RHUMBLINE ADVISERS $14,565,088 420,957 0.40% Shares
D. E. Shaw & Co., Inc. $14,183,786 409,936 0.39% Shares
RAYMOND JAMES FINANCIAL INC $12,741,336 368,247 0.35% Shares
STIFEL FINANCIAL CORP $12,168,181 351,682 0.34% Shares
PRINCIPAL FINANCIAL GROUP INC $10,414,497 300,997 0.29% Shares
Swiss National Bank $8,951,020 258,700 0.25% Shares
California Public Employees Retirement System $8,433,473 243,742 0.23% Shares
ALLIANCEBERNSTEIN L.P. $7,923,022 269,033 0.22% Shares
ALGERT GLOBAL LLC $7,537,783 217,855 0.21% Shares
JPMORGAN CHASE & CO $7,488,952 211,589 0.21% Shares
AMERICAN CENTURY COMPANIES INC $7,143,412 206,457 0.20% Shares
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC $7,139,032 242,412 0.20% Shares
ENVESTNET ASSET MANAGEMENT INC $6,995,990 202,196 0.19% Shares
CITIGROUP INC $6,638,252 191,857 0.18% Shares
SEI INVESTMENTS CO $6,505,419 188,020 0.18% Shares

Show all 366 institutional owners →

Company insiders 49 insiders · 20 officers · 27 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
David William Bailey President and CEO Aug. 16, 2026 A 28,845 1 0 $31,540
Kirk W Thaxton Trust Company CEO Dec. 12, 2024 G 88,801 0 0 $0
Michelle S Hickox EVP/CFO Aug. 16, 2026 A 8,170 3 0 $121,300
Kyle J. Mcvey EVP, CFO - Bank Aug. 14, 2026 M 33,737 0 0 $0
James R Gordon EVP-CFO Nov. 2, 2022 F 12,104 0 0 $0
Lon A. Biebighauser Trust Company President Aug. 14, 2026 A 11,778 0 0 $0
Luke T. Longhofer EVP - Chief Credit Officer Sept. 8, 2026 M 43,148 0 0 $0
Ronald David Butler II EVP/CAO Aug. 17, 2026 M 157,223 0 1 $-524,250
John James Ruzicka Jr EVP, Chief Banking Ops Officer Aug. 16, 2026 A 10,580 0 0 $0
Randall Allen Roewe EVP, Chief Risk Officer Aug. 16, 2026 A 33,635 0 0 $0
Timothy Michael Brown EVP/Chief Information Officer Aug. 14, 2026 A 1,814 0 0 $0
Brian D. Goodrich EVP - General Counsel Aug. 14, 2026 A 7,082 2 0 $96,920
Scott F Dueser Executive Chairman Aug. 14, 2026 A 506,387 0 0 $0
Gary Gragg Executive Vice President Oct. 27, 2021 F 120,202 0 0 $0
Bruce J Hildebrand Executive Vice President Oct. 22, 2019 F 109,798 0 0 $0
Thomas S Limerick Chief Information Officer June 12, 2017 A 2,851 0 0 $0
Marna Yerigan Executive Vice President June 12, 2017 A 4,185 0 0 $0
Gary L Webb Executive Vice President July 28, 2015 M 29,475 0 0 $0
Bill Rowe Vice President Dec. 6, 2012 M 800 0 0 $0
Robert S Patterson Executive Vice President Feb. 6, 2007 M 10,799 0 0 $0
Michael B. Denny Director Aug. 18, 2026 P 6,500 1 0 $103,980
Robert Clark Nickles Jr Director July 24, 2026 P 98,324 4 0 $86,459
Murray Hamilton Edwards Director June 11, 2026 P 44,634 3 0 $79,590
Geoff Haney Director April 28, 2026 A 35,788 2 0 $382,206
Blake Matthew Poutra Director April 28, 2026 A 13,420 0 0 $0
Sally Pope Davis Director April 28, 2026 A 12,513 3 0 $155,313
Vianei Lopez Braun Director April 28, 2026 A 14,759 0 0 $0
Ivan Tim Lancaster Director April 28, 2026 A 41,799 0 0 $0
Eli Jones Director April 28, 2026 A 11,524 0 0 $0
Lota S. Zoth Director April 28, 2026 A 2,142 0 0 $0
Kade Matthews Director April 28, 2026 A 19,877 0 0 $0
David L Copeland Director April 28, 2026 A 47,565 0 0 $0
Johnny Trotter Director March 12, 2026 P 956,444 2 0 $149,340
April Kaye Bullock Anthony Director April 23, 2024 A 95,441 0 0 $0
Tucker S Bridwell Director May 17, 2021 S 176,708 0 0 $0
Ronald N Giddiens Director Oct. 25, 2019 S 25,114 0 0 $0
Ross Henry Smith Jr Director April 23, 2019 A 26,115 0 0 $0
Steven L Beal Director Jan. 30, 2018 S 1,465 0 0 $0
Joseph E Canon Director July 31, 2013 S 95,000 0 0 $0
Dian Graves Stai Director Nov. 11, 2011 P 74,177 0 0 $0
Derrell E Johnson Director April 8, 2010 L 32,108 0 0 $0
Mae A Coalson Director April 5, 2010 L 4,972 0 0 $0
Kenneth T Murphy Director Dec. 30, 2009 G 113,800 0 0 $0
F L Stephens Director Dec. 12, 2007 P 100,001 0 0 $0
Bynum Miers Director Aug. 10, 2007 S 28,170 0 0 $0
Raymond A Mcdaniel JR Director Sept. 15, 2005 P 3,600 0 0 $0
James Magee Parker · Sept. 28, 2006 S 40,897 0 0 $0
Jack D Ramsey · Sept. 13, 2006 A 204,143 0 0 $0
Curtis R Harvey · Aug. 27, 2003 S 0 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 64 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
XMLV · Invesco Exchange-Traded Fund Trust … 1.00% 217,888 SH Oct. 2, 2026 Daily
IAT · iShares Trust 0.72% 141,769 SH Sept. 11, 2026 Daily
DPST · Direxion Shares ETF Trust 0.56% 68,153 NS July 31, 2026 N-PORT
XMHQ · Invesco Exchange-Traded Fund Trust 0.48% 825,123 SH Oct. 2, 2026 Daily
EBIT · Harbor ETF Trust 0.21% 716 NS July 31, 2026 N-PORT
BKSE · BNY Mellon ETF Trust 0.18% 4,547 NS July 31, 2026 N-PORT
BBSC · J.P. Morgan Exchange-Traded Fund Tr… 0.17% 32,792 NS July 31, 2026 N-PORT
VTWV · VANGUARD SCOTTSDALE FUNDS 0.16% 62,054 SH Aug. 19, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.16% 13,206 SH Oct. 2, 2026 Daily
RSSL · Global X Funds 0.15% 64,179 NS July 31, 2026 N-PORT
IVOV · VANGUARD ADMIRAL FUNDS 0.15% 64,975 SH Aug. 19, 2026 Daily
IWM · iShares Trust 0.15% 3,447,312 SH Sept. 11, 2026 Daily
IWO · iShares Trust 0.14% 609,465 SH Sept. 11, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.14% 770,819 SH Aug. 19, 2026 Daily
QVMM · Invesco Exchange-Traded Fund Trust … 0.14% 17,649 SH Oct. 2, 2026 Daily
VTWG · VANGUARD SCOTTSDALE FUNDS 0.13% 67,171 SH Aug. 19, 2026 Daily
PTMC · Pacer Funds Trust 0.13% 14,451 NS July 31, 2026 N-PORT
IVOO · VANGUARD ADMIRAL FUNDS 0.12% 210,375 SH Aug. 19, 2026 Daily
PRFZ · Invesco Exchange-Traded Fund Trust 0.11% 92,250 SH Oct. 2, 2026 Daily
DFAS · Dimensional ETF Trust 0.11% 464,667 NS July 31, 2026 N-PORT
IVOG · VANGUARD ADMIRAL FUNDS 0.10% 54,035 SH Aug. 19, 2026 Daily
MIDU · Direxion Shares ETF Trust 0.10% 1,915 NS July 31, 2026 N-PORT
VBR · VANGUARD INDEX FUNDS 0.09% 1,773,472 SH Aug. 19, 2026 Daily
FNX · First Trust Exchange-Traded AlphaDE… 0.08% 29,770 NS July 31, 2026 N-PORT
TEXN · iShares Trust 0.07% 407 SH Sept. 11, 2026 Daily
ISCG · iShares Trust 0.07% 20,334 SH Sept. 11, 2026 Daily
IYG · iShares Trust 0.06% 40,066 SH Sept. 11, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.05% 33,859 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.05% 1,495,303 SH Aug. 19, 2026 Daily
VB · VANGUARD INDEX FUNDS 0.05% 2,794,552 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.05% 210,067 SH Aug. 19, 2026 Daily
WSML · iShares Trust 0.04% 7,691 SH Sept. 11, 2026 Daily
RWK · Invesco Exchange-Traded Fund Trust … 0.03% 13,982 SH Oct. 2, 2026 Daily
DXUV · Dimensional ETF Trust 0.03% 4,914 NS July 31, 2026 N-PORT
DGRO · iShares Trust 0.02% 282,199 SH Sept. 11, 2026 Daily
VIG · VANGUARD SPECIALIZED FUNDS 0.02% 736,628 SH Aug. 19, 2026 Daily
VYM · VANGUARD WHITEHALL FUNDS 0.02% 519,335 SH Aug. 19, 2026 Daily
DFAC · Dimensional ETF Trust 0.02% 251,431 NS July 31, 2026 N-PORT
DFAT · Dimensional ETF Trust 0.02% 73,718 NS July 31, 2026 N-PORT
PFM · Invesco Exchange-Traded Fund Trust 0.02% 4,081 SH Oct. 2, 2026 Daily
DCOR · Dimensional ETF Trust 0.01% 12,501 NS July 31, 2026 N-PORT
TILT · FlexShares Trust 0.01% 7,126 NS July 31, 2026 N-PORT
DFSU · Dimensional ETF Trust 0.01% 6,835 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.01% 3,867,140 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.01% 11,071 SH Aug. 19, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.01% 29,441 SH Aug. 19, 2026 Daily
DFAU · Dimensional ETF Trust 0.01% 33,693 NS July 31, 2026 N-PORT
DIVB · iShares Trust 0.01% 4,964 SH Sept. 11, 2026 Daily
IUSV · iShares Trust 0.01% 65,998 SH Sept. 11, 2026 Daily
DFUS · Dimensional ETF Trust 0.01% 39,522 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.01% 180,039 SH Sept. 11, 2026 Daily
IYY · iShares Trust 0.01% 5,352 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.01% 35,428 SH Sept. 11, 2026 Daily
IUSG · iShares Trust 0.00% 48,942 SH Sept. 11, 2026 Daily
DFUV · Dimensional ETF Trust 0.00% 555 NS July 31, 2026 N-PORT
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.00% 90,858 SH Aug. 19, 2026 Daily
IJH · iShares Trust · 4,579,974 SH Sept. 11, 2026 Daily
IJK · iShares Trust · 318,320 SH Sept. 11, 2026 Daily
IJJ · iShares Trust · 387,169 SH Aug. 31, 2026 Daily
IWN · iShares Trust · 671,473 SH Sept. 11, 2026 Daily
XJH · iShares Trust · 17,842 SH Sept. 8, 2026 Daily
ISCB · iShares Trust · 5,427 SH Sept. 11, 2026 Daily
ISCV · iShares Trust · 13,287 SH Sept. 11, 2026 Daily
SMLF · iShares Trust · 40,997 SH Sept. 11, 2026 Daily

FFIN Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 12 analysts BUY
Median target $36.00 +12.0%
2 16.7% Strong Buy
4 33.3% Buy
6 50.0% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

7 analysts · 2026-10-02

Mean target $36.29 +12.9%

← Below all targets Current price $32.15
Low$35.00 Mean$36.29 High$39.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
FFIN $4.28B 16.9 14.7% 40.2% 13.9% ·
OZK · · · · · ·
AX $5.53B 11.5 23.5% 603.5% 16.1% ·
FLG $5.24B -25.2 · -8.6% -2.2% ·
EBC $4.34B 42.9 19.1% 65.8% 2.2% ·
TFSL $3.70B 41.2 6.0% 28.3% 4.8% ·
SFBS $3.92B 14.2 16.8% 49.2% 16.0% ·
FULT · · · · · ·
IBOC · 10.0 1.0% 49.0% 13.1% ·
UCB $3.77B 11.9 11.7% 30.9% 9.0% ·
WSFS $4.22B 10.9 · 27.0% 10.8% ·

Latest News Recent headlines mentioning this company

23
First Financial Bankshares Inc. Bottom Line Advances In Q1 Nasdaq · 5 months, 2 weeks ago

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Aug 4, 2026