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USCB NASDAQ US

USCB Financial Holdings, Inc. - Class A Common Stock

Financials · Banking Website · IPO Jul 2021
$19.04
▲ +$0.09 (+0.47%)
Vol 20K
5
Quality Score
fail
Mkt Cap
$333.6M
P/E
10.5
ROE
14.4%
D/E
18.78
Beta
0.62
Div Yield
2.17%
52W
$15–$20

Wall Street Consensus

11 analysts · Apr 2026
3
Strong Buy
5
Buy
3
Hold
0
Sell
0
Strong Sell
72.7%
Buy Rating

Price Chart

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Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.33 $0.44 +$0.11
Sep 2025 $0.43 $0.47 +$0.04
Jun 2025 $0.39 $0.40 +$0.01
Mar 2025 $0.38 $0.38 $0.00

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 13.4% 13.0% 13.4% 13.4% 13.4% 14.4%
P/E (TTM) 11.18 11.38 11.70 10.95 10.30 10.54
Net Margin — — — — — —
Gross Margin — — — — — —
D/E Ratio 0.00 0.00 0.00 0.00 0.00 18.78
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
1.2%
P/B
1.6
EPS (TTM)
$1.58
52W High
$20.49
52W Low
$15.39
$15.39 52-Week Range $20.49

How does USCB compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

USCB ACNB AFBI AMAL AROW

USCB valuation vs Banking peers

P/E ratio
10.5
▼ 16% below peers (12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
—
▼ 0% below peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.6
▲ 56% above peers (1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.2%
▼ 27% below peers (3.0%)
vs Peers
vs Industry
Low yield

USCB profitability vs Banking peers

ROE
14.4%
▲ 60% above peers (9.0%)
vs Peers
vs Industry
Top tier
Net margin
—
▼ 0% below peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.2%
▲ 24% above peers (1.0%)
vs Peers
vs Industry
Top tier

USCB financial health vs Banking peers

D/E ratio
18.8
▲ 36% above peers (13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.6
▼ 10% below peers (0.7)
vs Peers
vs Industry
Less volatile

USCB fundamentals radar

USCB Peer median Industry

USCB profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

USCB vs peers: key metrics

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