EFSI Eagle Financial Services Inc - Common Stock
$44.40
Price · Aug 18, 2026
Fundamentals as of Aug 10, 2026
52W Range
$31–$45
95% of range
Analyst Rating
BUY
9 analysts
Price Target
$42
P/E (TTM)
27.9
ROE
4.5%
Net Profit Margin
11.8%
EFSI Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$44.40
Market Cap
$239M
P/E (TTM)
27.9
EPS (TTM)
$1.59
Revenue (TTM)
$0
Div Yield
2.6%
ROE
4.5%
Debt/Equity
—
52W Range
$31 – $45
EFSI Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
$0
2021-12-31
→
2023-12-31
EPS
$1.59
2016-12-31
→
2025-12-31
Free Cash Flow
$24M
2016-12-31
→
2025-12-31
Margins
11.8%
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
EFSI
Peer Median
P/E (TTM)
27.9
12.7
P/B
1.3
0.9
Price / FCF
9.8
—
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
EFSI
Peer Median
Net Profit Margin
11.8%
19.7%
ROA
0.44%
1.1%
ROE
4.5%
10.8%
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
EFSI
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
EFSI
Peer Median
EPS YoY
-63.2%
—
Net Income YoY
-46.5%
—
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
EFSI
Peer Median
Payout Ratio
74.4%
—
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
2.6%
Payout Ratio
74.4%
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| Aug. 3, 2026 | $0.3100 |
| May 4, 2026 | $0.3100 |
| Feb. 2, 2026 | $0.3100 |
| Nov. 3, 2025 | $0.3100 |
| Aug. 4, 2025 | $0.3100 |
| May 5, 2025 | $0.3100 |
| Feb. 3, 2025 | $0.3100 |
| Nov. 8, 2024 | $0.3100 |
| Aug. 5, 2024 | $0.3000 |
| May 3, 2024 | $0.3000 |
| Feb. 2, 2024 | $0.3000 |
| Nov. 3, 2023 | $0.3000 |
| Aug. 4, 2023 | $0.3000 |
| May 5, 2023 | $0.3000 |
| Feb. 3, 2023 | $0.3000 |
| Nov. 4, 2022 | $0.3000 |
| Aug. 5, 2022 | $0.2900 |
| May 3, 2022 | $0.2800 |
| April 29, 2022 | $0.2800 |
| Feb. 4, 2022 | $0.2800 |
EFSI Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
9 analysts
- Strong Buy 2 22.2%
- Buy 5 55.6%
- Hold 2 22.2%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
3 analysts · 2026-08-19
Median
$43.00
Mean
$42.33
Above all targets →
$44.40
Low
$40.00
High
$44.00
Median target
$43.00
-3.2%
Mean target
$42.33
-4.7%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-0.11%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.41 | $0.79 | -0.38% |
| March 31, 2026 | $0.69 | $0.90 | -0.21% |
| Dec. 31, 2025 | $0.82 | $0.89 | -0.07% |
| Sept. 30, 2025 | $1.04 | $1.13 | -0.09% |
| June 30, 2025 | $0.98 | $0.83 | 0.15% |
| March 31, 2025 | $0.82 | $0.89 | -0.07% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| EFSI | $214M | 25.0 | — | 11.8% | 4.5% | — |
| FBLA | $232M | 183.6 | -3.8% | 2.4% | 0.39% | — |
| PEBK | $198M | 10.0 | 10.0% | 22.0% | 13.2% | — |
| MRBK | $208M | 9.3 | 10.1% | 345.7% | 11.8% | — |
| CFBK | — | 9.3 | 17.6% | 28.8% | 9.7% | — |
| OPBK | $210M | 8.2 | -1.8% | 800.1% | 11.6% | — |
| CMTV | — | 8.3 | 16.7% | 34.8% | 15.4% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 10
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | · | · | $0 | $3.0K | $236.0K | |
| Interest Expense | · | · | $33M | $5M | $2M | |
| Interest Income | $99M | $91M | $83M | $55M | $43M | |
| Pretax Income | $10M | $19M | $11M | $18M | $13M | |
| Income Tax | $2M | $4M | $1M | $3M | $2M | |
| Net Income | $8M | $15M | $9M | $15M | $11M | |
| EPS (Basic) | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 | |
| EPS (Diluted) | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 | |
| Shares (Basic) | 5,178,488 | 3,553,919 | 3,523,547 | 3,482,368 | 3,440,080 | |
| Shares (Diluted) | 5,178,488 | 3,553,919 | 3,523,547 | 3,482,368 | 3,440,080 |
Balance Sheet 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| PP&E (Net) | $15M | $14M | $18M | $18M | $18M | |
| PP&E (Gross) | $30M | $30M | $36M | $35M | $34M | |
| Accum. Depreciation | $16M | $15M | $18M | $17M | $16M | |
| Total Assets | $1.89B | $1.87B | $1.83B | $1.62B | $1.30B | |
| Total Liabilities | $1.70B | $1.75B | $1.72B | $1.51B | $1.19B | |
| Long-term Debt | $70M | · | · | · | · | |
| Common Stock | $13M | $9M | $9M | $9M | $9M | |
| Paid-in Capital | $65M | $15M | $14M | $13M | $12M | |
| Retained Earnings | $116M | $114M | $103M | $100M | $90M | |
| AOCI | $-5M | $-19M | $-18M | $-20M | $-155.0K | |
| Stockholders' Equity | $189M | $119M | $108M | $102M | $110M | |
| Liabilities + Equity | $1.89B | $1.87B | $1.83B | $1.62B | $1.30B | |
| Shares Outstanding | 5,374,205 | 3,549,581 | 3,549,581 | 3,490,086 | 3,454,128 |
Cash Flow 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Stock-based Comp | $1M | $912.0K | $1M | $1M | $850.0K | |
| Deferred Tax | $221.0K | $600.0K | $-2M | $-86.0K | $-1M | |
| Operating Cash Flow | $26M | $19M | $7M | $14M | $16M | |
| CapEx | $1M | $1M | $1M | $838.0K | $520.0K | |
| Investing Cash Flow | $-965.0K | $17M | $-130M | $-331M | $-193M | |
| Stock Issued | $54M | $0 | · | · | · | |
| Net Stock Activity | $54M | · | · | · | · | |
| Dividends Paid | $6M | $4M | $4M | $4M | $3M | |
| Financing Cash Flow | $-754.0K | $19M | $195M | $320M | $161M | |
| Net Change in Cash | $24M | $55M | $71M | $3M | $-16M | |
| Taxes Paid | $2M | $80.0K | · | · | · | |
| Free Cash Flow | $24M | $18M | $6M | $13M | $14M | |
| Levered FCF | · | · | $-23M | $8M | $12M |
Profitability 4
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Net Margin | 11.8% | 21.1% | · | 484033.3% | 21.1% | |
| Pretax Margin | 14.3% | 26.0% | · | 589033.3% | 24.4% | |
| ROA | 0.44% | 0.83% | 0.54% | 0.99% | 0.91% | |
| ROE | 4.5% | 13.0% | 8.9% | 14.5% | 10.0% |
Efficiency 1
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Growth Rates 8
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue YoY | · | · | · | -98.7% | · | |
| EPS YoY | -63.2% | 62.4% | -36.2% | 30.3% | -2.1% | |
| EPS CAGR 3Y | -27.5% | 10.5% | -6.7% | · | · | |
| EPS CAGR 5Y | -13.4% | · | · | · | · | |
| Net Income YoY | -46.5% | 64.0% | -35.6% | 31.8% | -1.4% | |
| Net Income CAGR 3Y | -17.3% | 11.7% | -5.7% | · | · | |
| Net Income CAGR 5Y | -6.0% | · | · | · | · | |
| Dividend CAGR 5Y | 13.8% | · | · | · | · |
Valuation (TTM) 13
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue TTM | · | · | $0 | $3.0K | $236.0K | |
| Net Income TTM | $8M | $15M | $9M | $15M | $11M | |
| Market Cap | $214M | $128M | $106M | $125M | $120M | |
| P/E | 25.0 | 8.4 | 11.3 | 8.6 | 10.8 | |
| P/S | · | · | · | 41822.9 | 507.1 | |
| P/B | 1.1 | 1.1 | 1.0 | 1.2 | 1.1 | |
| P / Tangible Book | 1.1 | 1.1 | 1.0 | 1.2 | 1.1 | |
| P / Cash Flow | 8.3 | 6.8 | 15.4 | 9.1 | 8.4 | |
| P / FCF | 8.8 | 7.2 | 18.2 | 9.7 | 8.7 | |
| Dividend Yield | 2.9% | 3.4% | 4.0% | 3.0% | 2.7% | |
| Earnings Yield | 4.0% | 11.9% | 8.9% | 11.6% | 9.2% | |
| Payout Ratio | 74.4% | 28.0% | 45.2% | 26.2% | 29.6% | |
| Annual Payout | $6M | $4M | $4M | $4M | $3M |
Income Statement 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | $10M | $9M | · | $9M | $8M | $6M | $3M | $1M | |
| Interest Income | $24M | $24M | $25M | $26M | $25M | $24M | $24M | $24M | $22M | $22M | $22M | $22M | $20M | $19M | $16M | $14M | |
| Pretax Income | $7M | $5M | $6M | $7M | $7M | $-9M | $8M | $4M | $4M | $3M | $2M | $3M | $2M | $3M | $4M | $5M | |
| Income Tax | $2M | $918.0K | $1M | $1M | $1M | $-2M | $2M | $550.0K | $585.0K | $495.0K | $-99.0K | $457.0K | $383.0K | $535.0K | $670.0K | $923.0K | |
| Net Income | $5M | $4M | $4M | $6M | $5M | $-7M | $6M | $3M | $3M | $3M | $2M | $2M | $2M | $3M | $3M | $4M | |
| EPS (Basic) | $0.92 | $0.69 | $0.81 | $1.04 | $0.98 | $-1.53 | $1.74 | $0.97 | $0.89 | $0.72 | $0.69 | $0.66 | $0.58 | $0.73 | $0.92 | $1.17 | |
| EPS (Diluted) | $0.92 | $0.69 | $0.81 | $1.04 | $0.98 | $-1.53 | $1.74 | $0.97 | $0.89 | $0.72 | $0.69 | $0.66 | $0.58 | $0.73 | $0.92 | $1.17 | |
| Shares (Basic) | 5,412,016 | 5,412,021 | -10,148,369 | 5,376,346 | 5,378,214 | 4,572,297 | -7,112,245 | 3,552,026 | 3,556,935 | 3,557,203 | -7,052,761 | 3,526,943 | 3,526,934 | 3,522,431 | -6,957,110 | 3,487,555 | |
| Shares (Diluted) | 5,412,016 | 5,412,021 | -10,148,369 | 5,376,346 | 5,378,214 | 4,572,297 | -7,112,245 | 3,552,026 | 3,556,935 | 3,557,203 | -7,052,761 | 3,526,943 | 3,526,934 | 3,522,431 | -6,957,110 | 3,487,555 |
Balance Sheet 13
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $15M | $15M | $15M | $15M | $15M | $15M | $14M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | $18M | |
| PP&E (Gross) | · | · | $30M | · | · | · | $30M | · | · | · | $36M | · | · | · | $35M | · | |
| Accum. Depreciation | · | · | $16M | · | · | · | $15M | · | · | · | $18M | · | · | · | $17M | · | |
| Total Assets | $1.85B | $1.84B | $1.89B | $1.93B | $2.04B | $1.90B | $1.87B | $1.88B | $1.79B | $1.78B | $1.83B | $1.80B | $1.78B | $1.76B | $1.62B | $1.47B | |
| Total Liabilities | $1.65B | $1.65B | $1.70B | $1.75B | $1.86B | $1.73B | $1.75B | $1.76B | $1.68B | $1.68B | $1.72B | $1.70B | $1.67B | $1.65B | $1.51B | $1.37B | |
| Long-term Debt | $30M | $30M | · | · | · | · | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $13M | $13M | $13M | $13M | $13M | $13M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | $9M | |
| Paid-in Capital | $65M | $65M | $65M | $64M | $64M | $64M | $15M | $15M | $15M | $14M | $14M | $14M | $14M | $13M | $13M | $13M | |
| Retained Earnings | $121M | $118M | $116M | $113M | $110M | $106M | $114M | $109M | $107M | $104M | $103M | $102M | $101M | $100M | $100M | $98M | |
| AOCI | $-6M | $-6M | $-5M | $-6M | $-7M | $-7M | $-19M | $-14M | $-19M | $-20M | $-18M | $-24M | $-19M | $-17M | $-20M | $-21M | |
| Stockholders' Equity | $194M | $190M | $189M | $186M | $180M | $176M | $119M | $118M | $111M | $108M | $108M | $101M | $104M | $104M | $102M | $98M | |
| Liabilities + Equity | $1.85B | $1.84B | $1.89B | $1.93B | $2.04B | $1.90B | $1.87B | $1.88B | $1.79B | $1.78B | $1.83B | $1.80B | $1.78B | $1.76B | $1.62B | $1.47B | |
| Shares Outstanding | 5,411,615 | 5,412,376 | 5,374,205 | 5,376,346 | 5,376,346 | 5,378,653 | 3,549,581 | 3,549,580 | 3,556,844 | 3,557,229 | 3,549,581 | 3,520,894 | 3,528,240 | 3,522,431 | 3,490,086 | 3,490,171 |
Cash Flow 11
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $387.0K | $413.0K | $299.0K | $304.0K | $290.0K | $323.0K | $268.0K | $93.0K | $249.0K | $302.0K | $310.0K | $263.0K | $323.0K | $317.0K | $271.0K | $329.0K | |
| Operating Cash Flow | $-13M | $4M | $9M | $8M | $3M | $6M | $6M | $8M | $-2M | $7M | $-6M | $15M | $-2M | $214.0K | $9M | $3M | |
| CapEx | $282.0K | $209.0K | $227.0K | $380.0K | $262.0K | $537.0K | $273.0K | $231.0K | $421.0K | $94.0K | $-56.0K | $611.0K | $509.0K | $7.0K | $345.0K | $85.0K | |
| Investing Cash Flow | $-35M | $19M | $-11M | $-23M | $2M | $30M | $28M | $-31M | $-6M | $26M | $-25M | $34M | $-65M | $-75M | $-120M | $-67M | |
| Stock Issued | $0 | $0 | $0 | $0 | $0 | $54M | $0 | $0 | $0 | $0 | · | · | · | · | · | · | |
| Net Stock Activity | · | $0 | · | · | · | $54M | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $911.0K | |
| Financing Cash Flow | $2M | $-51M | $-49M | $-113M | $126M | $36M | $-22M | $81M | $4M | $-43M | $27M | $14M | $17M | $137M | $142M | $68M | |
| Net Change in Cash | $-46M | $-27M | $-51M | $-128M | $131M | $72M | $12M | $58M | $-4M | $-11M | $-4M | $63M | $-50M | $62M | $31M | $4M | |
| Free Cash Flow | · | $4M | · | · | · | $5M | · | · | · | $7M | · | · | · | $207.0K | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-1M | · | · | · | $-5M | · | · |
Profitability 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 19.5% | 17.9% | · | 25.0% | 25.6% | -145.8% | · | 18.6% | · | · | · | 13.5% | 13.0% | 16.0% | · | 25.4% | |
| Pretax Margin | 25.5% | 22.4% | · | 30.9% | 31.8% | -189.0% | · | 21.6% | 22.9% | 19.1% | · | 16.2% | 15.4% | 19.3% | · | 31.2% | |
| ROA | 0.26% | 0.20% | · | 0.29% | 0.28% | -0.38% | · | 0.19% | · | · | · | 0.14% | 0.13% | 0.17% | · | 0.30% | |
| ROE | 2.7% | 2.0% | · | 3.7% | 3.6% | -4.9% | · | 3.1% | · | · | · | 2.3% | 2.0% | 2.5% | · | 3.9% |
Efficiency 1
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valuation (TTM) 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $19M | $19M | · | $10M | $8M | $6M | · | $12M | $10M | $9M | · | $10M | $12M | $14M | · | $14M | |
| Market Cap | $224M | $189M | · | $203M | $165M | $176M | · | $115M | $117M | $106M | · | $112M | $108M | $120M | · | $129M | |
| P/E | 12.0 | 9.9 | · | 17.0 | 14.2 | 15.8 | · | 9.9 | 11.1 | 11.3 | · | 11.0 | 9.0 | 8.6 | · | 9.4 | |
| P/B | 1.2 | 1.0 | · | 1.1 | 0.9 | 1.0 | · | 1.0 | 1.1 | 1.0 | · | 1.1 | 1.0 | 1.1 | · | 1.3 | |
| P / Tangible Book | 1.2 | 1.0 | · | 1.1 | 0.9 | 1.0 | · | 1.0 | 1.1 | 1.0 | · | 1.1 | 1.0 | 1.1 | · | 1.3 | |
| P / Cash Flow | · | 44.1 | · | · | · | 30.4 | · | · | · | 15.7 | · | · | · | 559.0 | · | · | |
| P / FCF | · | 46.3 | · | · | · | 33.5 | · | · | · | 15.9 | · | · | · | 577.9 | · | · | |
| Earnings Yield | 8.3% | 10.1% | · | 5.9% | 7.0% | 6.3% | · | 10.1% | 9.0% | 8.9% | · | 9.1% | 11.2% | 11.7% | · | 10.6% | |
| Payout Ratio | · | 44.8% | · | · | · | -15.9% | · | · | · | · | · | · | · | 40.9% | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Revenue | — | — | $0 | $3.0K | $236.0K |
| Net Income | $8M | $15M | $9M | $15M | $11M |
| Diluted EPS | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 |
Cash Flow
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Free Cash Flow | $24M | $18M | $6M | $13M | $14M |
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Institutional owners (13F) 86 filers · $72.8M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 20 (+12 vs prior Q) | 6 (+3 vs prior Q) | 26 (+12 vs prior Q) | 20 (-6 vs prior Q) | +180K |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| Fourthstone LLC | $11,922,860 | 287,575 | 16.37% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $11,570,781 | 279,083 | 15.89% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $8,819,952 | 212,734 | 12.11% | Shares |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | $5,622,934 | 135,623 | 7.72% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $4,182,809 | 100,864 | 5.74% | Shares |
| STATE STREET CORP | $3,744,128 | 90,307 | 5.14% | Shares |
| ALLIANCEBERNSTEIN L.P. | $3,271,190 | 93,516 | 4.49% | Shares |
| TWO SIGMA INVESTMENTS, LP | $2,585,321 | 62,357 | 3.55% | Shares |
| CHOREO, LLC | $2,504,184 | 60,400 | 3.44% | Shares |
| BANC FUNDS CO LLC | $2,342,490 | 56,500 | 3.22% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $1,323,693 | 31,927 | 1.82% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $1,313,909 | 31,691 | 1.80% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,262,664 | 30,455 | 1.73% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $1,198,567 | 28,909 | 1.65% | Shares |
| Trexquant Investment LP | $979,575 | 23,627 | 1.34% | Shares |
| GOLDMAN SACHS GROUP INC | $892,551 | 21,528 | 1.23% | Shares |
| EJF Capital LP | $679,903 | 16,399 | 0.93% | Shares |
| UNITED CAPITAL FINANCIAL ADVISORS, LLC | $671,320 | 16,192 | 0.92% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $559,212 | 13,488 | 0.77% | Shares |
| Wealthspire Advisors, LLC | $538,019 | 12,977 | 0.74% | Shares |
| BARCLAYS PLC | $501,832 | 12,104 | 0.69% | Shares |
| Expressive Wealth LLC | $434,128 | 10,471 | 0.60% | Shares |
| COMMONWEALTH EQUITY SERVICES, LLC | $409,580 | 9,879 | 0.56% | Shares |
| AMERICAN CENTURY COMPANIES INC | $408,754 | 9,859 | 0.56% | Shares |
| XTX Topco Ltd | $402,618 | 9,711 | 0.55% | Shares |
| BANK OF AMERICA CORP /DE/ | $392,253 | 9,461 | 0.54% | Shares |
| Quadrature Capital Ltd | $369,326 | 8,908 | 0.51% | Shares |
| Bank of New York Mellon Corp | $357,551 | 8,624 | 0.49% | Shares |
| CITADEL ADVISORS LLC | $270,775 | 6,531 | 0.37% | Shares |
| HOWE & RUSLING INC | $269,490 | 6,500 | 0.37% | Shares |
| MALTESE CAPITAL MANAGEMENT LLC | $268,744 | 6,482 | 0.37% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $259,332 | 6,255 | 0.36% | Shares |
| MARSHALL WACE, LLP | $242,126 | 5,840 | 0.33% | Shares |
| OCCUDO QUANTITATIVE STRATEGIES LP | $228,071 | 5,501 | 0.31% | Shares |
| TWO SIGMA ADVISERS, LP | $206,934 | 5,200 | 0.28% | Shares |
| Nuveen, LLC | $206,015 | 4,969 | 0.28% | Shares |
| DEUTSCHE BANK AG\ | $194,613 | 4,694 | 0.27% | Shares |
| WELLS FARGO & COMPANY/MN | $158,004 | 3,811 | 0.22% | Shares |
| RHUMBLINE ADVISERS | $143,156 | 3,453 | 0.20% | Shares |
| MetLife Investment Management, LLC | $127,821 | 3,083 | 0.18% | Shares |
| BlackRock, Inc. | $119,488 | 2,882 | 0.16% | Shares |
| EVERMAY WEALTH MANAGEMENT LLC | $108,170 | 2,609 | 0.15% | Shares |
| NEW YORK STATE COMMON RETIREMENT FUND | $99,504 | 2,400 | 0.14% | Shares |
| Vanguard Global Advisers, LLC | $92,912 | 2,241 | 0.13% | Shares |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | $91,005 | 2,195 | 0.12% | Shares |
| VANGUARD GROUP INC | $81,102 | 2,038 | 0.11% | Shares |
| CITIGROUP INC | $79,893 | 1,927 | 0.11% | Shares |
| Police & Firemen's Retirement System of New Jersey | $43,118 | 1,040 | 0.06% | Shares |
| MERCER GLOBAL ADVISORS INC /ADV | $35,365 | 853 | 0.05% | Shares |
| Tower Research Capital LLC (TRC) | $30,639 | 739 | 0.04% | Shares |
| NORTHERN TRUST CORP | $28,939 | 698 | 0.04% | Shares |
| CWM, LLC | $28,299 | 809 | 0.04% | Shares |
| Russell Investments Group, Ltd. | $24,800 | 604 | 0.03% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $20,191 | 487 | 0.03% | Shares |
| Ameritas Investment Partners, Inc. | $19,445 | 469 | 0.03% | Shares |
| Legal & General Group Plc | $17,206 | 415 | 0.02% | Shares |
| SEI INVESTMENTS CO | $13,810 | 333 | 0.02% | Shares |
| Arax Advisory Partners | $10,282 | 248 | 0.01% | Shares |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $8,675 | 248 | 0.01% | Shares |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | $6,017 | 172 | 0.01% | Shares |
| ROYAL BANK OF CANADA | $6,000 | 138 | 0.01% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $4,685 | 113 | 0.01% | Shares |
| UBS Group AG | $4,561 | 110 | 0.01% | Shares |
| FMR LLC | $4,519 | 109 | 0.01% | Shares |
| MORGAN STANLEY | $4,270 | 103 | 0.01% | Shares |
| Sterling Capital Management LLC | $3,980 | 96 | 0.01% | Shares |
| Integrated Wealth Concepts LLC | $3,353 | 81 | 0.00% | Shares |
| PNC Financial Services Group, Inc. | $1,949 | 47 | 0.00% | Shares |
| Allworth Financial LP | $1,908 | 46 | 0.00% | Shares |
| IFP Advisors, Inc | $1,617 | 39 | 0.00% | Shares |
| JPMORGAN CHASE & CO | $1,519 | 37 | 0.00% | Shares |
| Essential Partners LLC | $1,285 | 31 | 0.00% | Shares |
| HRT FINANCIAL LP | $863 | 20,838 | 0.00% | Shares |
| ACADIAN ASSET MANAGEMENT LLC | $589 | 14,282 | 0.00% | Shares |
| Cornerstone Planning Group LLC | $537 | 13 | 0.00% | Shares |
| GAMMA Investing LLC | $498 | 12 | 0.00% | Shares |
| Farther Finance Advisors, LLC | $495 | 12 | 0.00% | Shares |
| ROTHSCHILD INVESTMENT LLC | $456 | 11 | 0.00% | Shares |
| True Wealth Design, LLC | $332 | 8 | 0.00% | Shares |
| Reynders McVeigh Capital Management, LLC | $328 | 9,375 | 0.00% | Shares |
| Caitong International Asset Management Co., Ltd | $83 | 2 | 0.00% | Shares |
| SJS Investment Consulting Inc. | $83 | 2 | 0.00% | Shares |
| EverSource Wealth Advisors, LLC | $41 | 1 | 0.00% | Shares |
| Fortitude Family Office, LLC | $41 | 1 | 0.00% | Shares |
| Sunbelt Securities, Inc. | $35 | 1 | 0.00% | Shares |
| Covestor Ltd | $0 | 2 | 0.00% | Shares |
Company insiders 40 insiders · 21 officers · 19 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Yasaman Yamini | EXECUTIVE OFFICER | Jan. 5, 2026 F | 2,427 | 0 | 0 | $0 |
| Marianne Schmidt | EXECUTIVE OFFICER | Jan. 5, 2026 F | 4,145 | 0 | 0 | $0 |
| Kathleen S Croson | EXECUTIVE OFFICER | Jan. 5, 2026 F | 6,306 | 0 | 0 | $0 |
| Todd A Braithwaite | EXECUTIVE OFFICER | Jan. 5, 2026 F | 9,737 | 0 | 1 | $-2,178 |
| Aaron M Poffinberger | EXECUTIVE OFFICER | Jan. 5, 2026 F | 11,241 | 0 | 0 | $0 |
| Joseph T Zmitrovich | EXECUTIVE OFFICER | Jan. 5, 2026 F | 25,981 | 0 | 0 | $0 |
| Brandon Craig Lorey | EXECUTIVE OFFICER | Jan. 5, 2026 F | 43,854 | 0 | 0 | $0 |
| Kaley Ann Crosen | EXECUTIVE OFFICER | Jan. 5, 2026 F | 23,846 | 0 | 0 | $0 |
| Kathleen J Chappell | EXECUTIVE OFFICER | Jan. 5, 2026 F | 19,448 | 0 | 0 | $0 |
| Nicholas Peter Smith | EXECUTIVE OFFICER | Jan. 2, 2026 F | 7,751 | 0 | 0 | $0 |
| Debra L Purrington | EXECUTIVE OFFICER | Jan. 2, 2026 A | 8,475 | 0 | 0 | $0 |
| James S George II | EXECUTIVE OFFICER | Dec. 31, 2025 D | 5,009 | 0 | 0 | $0 |
| Herve A Bonnet | EXECUTIVE OFFICER | Aug. 23, 2023 F | 724 | 0 | 0 | $0 |
| Carl A Esterhay | EXECUTIVE OFFICER | Jan. 4, 2021 D | 12,755 | 0 | 0 | $0 |
| John Eugene Hudson | EXECUTIVE OFFICER | Nov. 25, 2020 A | 66 | 0 | 0 | $0 |
| James W Mccarty JR | EXECUTIVE OFFICER | Jan. 2, 2019 A | 44,286 | 0 | 0 | $0 |
| Dale Lee Fritts | EXECUTIVE OFFICER | May 12, 2016 D | 20,598 | 0 | 0 | $0 |
| Elizabeth M Pendleton | EXECUTIVE OFFICER | Nov. 13, 2014 P | 2,292 | 0 | 0 | $0 |
| Robert C Boyd | Executive Officer | June 11, 2014 A | 4,195 | 0 | 0 | $0 |
| Stephen J Amweg | Executive Officer | Jan. 4, 2010 D | 1,500 | 0 | 0 | $0 |
| Jeffrey S Boppe | Executive Officer | Jan. 3, 2008 D | 7,381 | 0 | 0 | $0 |
| Scott M Hamberger | Director | Jan. 30, 2026 P | 10,064 | 1 | 0 | $22,680 |
| Karthik Shyamsunder | Director | Jan. 2, 2026 A | 961 | 0 | 0 | $0 |
| Tatiana C Matthews | Director | Jan. 2, 2026 A | 3,617 | 0 | 0 | $0 |
| Edward Hill III | Director | Jan. 2, 2026 A | 4,661 | 0 | 0 | $0 |
| Cary R Claytor | Director | Jan. 2, 2026 A | 9,662 | 0 | 0 | $0 |
| John D Stokely JR | Director | Jan. 2, 2026 A | 14,240 | 0 | 2 | $-215,684 |
| Douglas Clay Rinker | Director | Jan. 2, 2026 A | 22,199 | 0 | 0 | $0 |
| Mary Bruce Glaize | Director | Jan. 2, 2026 A | 17,796 | 0 | 0 | $0 |
| John R Milleson | Director | Jan. 2, 2026 A | 144,586 | 0 | 0 | $0 |
| Thomas T Gilpin | Director | Feb. 7, 2025 P | 50,490 | 0 | 0 | $0 |
| Thomas T Byrd | Director | Jan. 3, 2023 A | 62,669 | 0 | 0 | $0 |
| Deborah E Addo | Director | June 25, 2021 A | 1,155 | 0 | 0 | $0 |
| James R Wilkins JR | Director | Feb. 19, 2021 P | 183,793 | 0 | 0 | $0 |
| Randall G Vinson | Director | Sept. 16, 2020 A | 33,570 | 0 | 0 | $0 |
| Robert E Sevila | Director | June 20, 2019 A | 3,906 | 0 | 0 | $0 |
| James T Vickers | Director | June 17, 2015 A | 24,958 | 0 | 0 | $0 |
| Lewis M Ewing | Director | June 16, 2010 A | 26,762 | 0 | 0 | $0 |
| John D Hardesty | Director | Dec. 12, 2006 S | 13,495 | 0 | 0 | $0 |
| Robert W Smalley JR | — | May 19, 2026 D | 24,379 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| James R. Wilkins, Jr. | Dec. 2, 2004 | — | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 22 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.05% | 16,563 SH | Aug. 8, 2026 | Daily |
| IWN · iShares Trust | 0.01% | 48,743 SH | Aug. 8, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.01% | 27,373 SH | Aug. 8, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.01% | 4,188 SH | Aug. 8, 2026 | Daily |
| IWM · iShares Trust | 0.01% | 118,787 SH | Aug. 8, 2026 | Daily |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.01% | 389 SH | Aug. 8, 2026 | Daily |
| RSSL · Global X Funds | 0.01% | 2,019 NS | April 30, 2026 | N-PORT |
| ITWO · ProShares Trust | 0.00% | 216 NS | May 31, 2026 | N-PORT |
| UWM · ProShares Trust | 0.00% | 169 NS | May 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.00% | 287 NS | April 30, 2026 | N-PORT |
| URTY · ProShares Trust | 0.00% | 171 NS | May 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.00% | 6,640 NS | April 30, 2026 | N-PORT |
| EBI · RBB Fund Trust | 0.00% | 126 NS | May 31, 2026 | N-PORT |
| HDG · ProShares Trust | 0.00% | 4 NS | May 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 342 NS | April 30, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 431 NS | April 30, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.00% | 515 NS | April 30, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.00% | 322 NS | April 30, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.00% | 52,433 SH | Aug. 8, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 154,632 SH | Aug. 8, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 366 SH | Aug. 8, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.00% | 360 NS | April 30, 2026 | N-PORT |