$30.26
+0.0 (+0.0%)
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$1.7B
P/E
14.3
ROE
7.1%
Margin
31.4%
D/E
9.46
Beta
0.28
Div Yield
2.91%
52W
$20–$35
Wall Street Consensus
12 analysts · Feb 20262
Strong Buy
6
Buy
4
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Jun 2025 | $0.55 | $0.56 | +$0.01 |
| Mar 2025 | $0.52 | $0.54 | +$0.02 |
| Dec 2024 | $0.56 | $0.49 | $-0.07 |
| Sep 2024 | $0.56 | $0.59 | +$0.03 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% | 7.1% |
| P/E (TTM) | 12.22 | 15.15 | 15.85 | 14.31 | 14.30 | 14.30 |
| Net Margin | — | 31.4% | 31.4% | 31.4% | 31.4% | 31.4% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 9.46 | 9.46 | 9.46 | 9.46 | 9.46 | 9.46 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.9%
P/S (TTM)
2.27
P/B
0.9
EPS (TTM)
$2.11
CF/Share
$3.01
Rev Growth 3Y
+5.9%
52W High
$34.96
52W Low
$20.37
$20.37
52-Week Range
$34.96
How does VBTX compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
VBTX valuation vs Banking peers
P/E ratio
14.3
▲
14%
above
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
2.3
▼
2%
below
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
0.9
▼
12%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
2.9%
▼
3%
below
peers
(3.0%)
vs Peers
vs Industry
In line
VBTX profitability vs Banking peers
ROE
7.1%
▼
21%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
31.4%
▲
10%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼
4%
below
peers
(1.0%)
vs Peers
vs Industry
In line
VBTX financial health vs Banking peers
D/E ratio
9.5
▼
32%
below
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.3
▼
60%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
VBTX fundamentals radar
VBTX
Peer median
Industry
VBTX profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
VBTX vs peers: key metrics
Related Signals
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