WRLD logo
WRLD NASDAQ US

World Acceptance Corporation - Common Stock

Financial Services · Financial Services Website · IPO Nov 1991
$139.86
▼ $-1.72 (-1.21%)
Vol 120K
9
Quality Score
ok
Deep Check
1/5 fail
Mkt Cap
$707.3M
P/E
12.4
ROE
13.7%
Margin
10.0%
D/E
159.88
Beta
1.20
52W
$105–$185

Wall Street Consensus

6 analysts · Apr 2026
0
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating

Price Chart

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Earnings

Beat rate: 25.0%
Quarter EPS Est EPS Act Surprise
Dec 2025 $0.80 $-0.19 $-0.99
Sep 2025 $1.52 $-0.38 $-1.90
Jun 2025 $2.20 $0.25 $-1.95
Mar 2025 $5.95 $8.13 +$2.18

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 18.9% 18.9% 18.9% 13.7% 13.7% 13.7%
P/E (TTM) 10.80 10.64 11.20 12.06 13.65 12.39
Net Margin 1.0% 14.3% 14.3% 10.0% 10.0% 10.0%
Gross Margin 92.8% 92.5% 92.5% 91.9% 92.6% 92.6%
D/E Ratio 110.26 110.26 110.26 159.88 159.88 159.88
Current Ratio 0.07 0.07 0.07 0.13 0.13 0.13

Key Ratios

ROA (TTM)
5.4%
P/S (TTM)
1.24
P/B
1.7
EPS (TTM)
$10.45
CF/Share
$11.28
Rev Growth 3Y
-1.0%
52W High
$185.48
52W Low
$104.99
$104.99 52-Week Range $185.48

How does WRLD compare to Financial Services peers?

Peer group: Small-cap Financial Services ($300M+) · 132 companies

WRLD ACT ACTG AFRM ALRS

WRLD valuation vs Financial Services peers

P/E ratio
12.4
▲ 1% above peers (12.3)
vs Peers
vs Industry
Fair value
P/S ratio
1.2
▼ 62% below peers (3.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.7
▲ 2% above peers (1.6)
vs Peers
vs Industry
Fair value
Div yield
—
▼ 0% below peers (4.5%)
vs Peers
vs Industry
In line

WRLD profitability vs Financial Services peers

ROE
13.7%
▲ 12% above peers (12.3%)
vs Peers
vs Industry
In line
Net margin
10.0%
▼ 47% below peers (18.9%)
vs Peers
vs Industry
Weak
Gross margin
92.6%
▲ 42% above peers (65.1%)
vs Peers
vs Industry
Below avg
ROA
5.4%
▲ 89% above peers (2.9%)
vs Peers
vs Industry
Below avg

WRLD financial health vs Financial Services peers

D/E ratio
159.9
▲ 54% above peers (103.6)
vs Peers
vs Industry
High debt
Current ratio
0.1
▼ 88% below peers (1.2)
vs Peers
vs Industry
Low liquidity
Beta
1.2
▲ 27% above peers (1.0)
vs Peers
vs Industry
More volatile

WRLD fundamentals radar

WRLD Peer median Industry

WRLD profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

WRLD vs peers: key metrics

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