PRAA PRA Group, Inc. - Common Stock
NASDAQ · Financial Services · View on SEC EDGAR ↗ close Oct 5, 2026 10-K/10-Q Aug 7, 2026PRAA Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
PRAA Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.
| Ex-date | Split | Type |
|---|---|---|
| Aug. 2, 2013 | 3-for-1 | Forward |
About PRA Group, Inc. - Common Stock Company overview from Wikipedia
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
Portfolio Recovery Associates has been sued and fined by entities including the Consumer Financial Protection Bureau and the Attorney General of New York for illegal debt collection tactics, threatening and misleading consumers, consumer reporting violations, and malicious prosecution.
History
PRA Group was founded as Portfolio Recovery Associates, LLC in March 1996 by Kevin Stevenson and Steve Fredrickson, who worked previously in collections at Household Finance. With a staff of four in Norfolk, Virginia, the company began to purchase debt in May 1996. In 2000, PRA purchased $1 billion of debt. Then operating as Portfolio Recovery Associates Inc., it was ranked as the tenth largest debt buyer in the United States.
In 2000, the company established a call center in Hutchinson, Kansas. 75 bill collectors worked from the Hutchinson call center in 2001. The main call center, which employed 380 collectors and supervisors, was located in the Riverside Commerce Center in Virginia Beach, Virginia.
In 2002, about 50% of the company's debt portfolio had come from major credit card issuers including Visa, MasterCard and Discover. The portfolio had a value of $4.7 billion, based on money owed by 1.5 million individual debtors. In 2002, PRA had 590 employees across all sites and divisions.
PRA went public on November 8, 2002. Its IPO raised $50.7 million through the sale of 3.9 million shares of its stock at $13./share. By February 2003, it was trading at 60% above its $13 offering price. A second stock offering in May 2003 consisted largely of sales by insiders; the cofounders of PRA and an officer of the company collectively cleared $12.2 million from the offering.
In April 2010, PRA secured a controlling interest in the company Claims Compensation Bureau, which specialized in "recovering funds and processing payments owed under class-action settlements".
In 2013 PRA was listed in the Federal Trade Commission's report on the debt buying industry as one of the top five debt buyers in the US. Based on SEC filings, PRA's revenue for 2017 was $813 million. In October 2014, the company name was changed from Portfolio Recovery Associates, Inc. to PRA Group, Inc.
In 2015 PRA Group acquired Aktiv Kapital, a Norway-based debt buyer and lender in Europe and Canada. In 2020, the company expanded into Australia.
Litigation and regulatory actions
In 2014, the Attorney General of New York obtained a settlement against PRA "for repeatedly bringing improper debt collection actions against New York consumers." The case involved uncontested default judgments levied against defendants who failed to respond to suits brought by PRA against them. The settlement required the abandonment of claims against debtors, changes in collection practices, and a civil fine.
In May 2015, a jury ordered Portfolio Recovery Associates to pay $82,990,000 in punitive damages for the malicious prosecution of Maria Guadalupe Mejia, a Kansas City woman who was pursued by PRA for a $1000 credit card debt she did not owe. The company was also fined $250,000 for violating the Fair Debt and Collection Practices Act.
In September 2015, The Consumer Financial Protection Bureau (CFPB) ordered PRA to pay an $8m penalty and issue $19 million in consumer refunds. The company was also ordered to cease collection attempts on debt totaling more than $3 million. The CFPB found that PRA:
Threatened and deceived consumers to collect on inaccurate debts;
Stated incorrect balances, interest rates, and payment due dates in attempting to collect debts from consumers;
Failed to provide documentation on debts;
Filed court cases without documentation to mislead consumers, and collected default judgments when consumers failed to appear in court;
Filed cases on debts that they knew were outside the statute of limitations.
A 2019 court case between PRA Group's UK subsidiary and a debtor – Doyle vs PRA Group (UK) Ltd – clarified UK law around statute-barred debt, with the judge ruling that creditors were unable to pursue a debt if no action had been taken within six years of the initial default.
In March 2023, PRA was fined $24 million for continued illegal debt collection practices and consumer reporting violations. The director of the agency stated that following the 2015 action, PRA continued "violating the law through intimidation, deception, and illegal debt collection tactics and lawsuits."
In 2024, PRA paid $5.5 million to settle a class action lawsuit that alleged the company violated North Carolina debt collection law by obtaining default judgments against debtors without filing sufficient evidence to substantiate the debts claimed to be owed.
Subsidiaries
PRA Group's subsidiaries include Portfolio Recovery Associates, LLC, which purchases and collects debt; PRA Receivables Management, LLC, which acquires and services bankrupt and insolvent accounts; PRA Location Services, which helps auto lenders and insurance companies recover missing collateral; and Claims Compensation Bureau (CCB), which monitors and files class action claims on behalf of institutional investors and corporate clients.
Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗
10-Year Performance Revenue, net income, margins and EPS trends
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | PRAA | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | -2.95Y avg ≈4.2 | ≈4.2 | · | · | |
| P/S (TTM) | 0.55Y avg ≈1.2 | ≈1.2 | 1.1 | Undervalued | |
| P/B (MRQ) | 0.75Y avg ≈1.0 | ≈1.0 | 2.1 | Undervalued | |
| Price / FCF (TTM) | -19.35Y avg ≈31.9 | ≈31.9 | · | · | |
| Price / Cash Flow (TTM) | -23.35Y avg ≈11.6 | ≈11.6 | · | · | |
| Price / Tangible Book | 0.85Y avg ≈1.5 | ≈1.5 | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | PRAA | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Operating Margin (TTM) | 5.0%5Y avg ≈20.9% | ≈20.9% | 8.0% | Top tier | |
| EBITDA Margin | -1.8%5Y avg ≈22.1% | ≈22.1% | 8.3% | Top tier | |
| Pretax Margin (TTM) | -14.2%5Y avg ≈3.6% | ≈3.6% | 6.4% | Top tier | |
| Net Profit Margin (TTM) | -19.9%5Y avg ≈-0.12% | ≈-0.12% | 4.8% | Top tier | |
| ROA (TTM) | -5.0%5Y avg ≈0.08% | ≈0.08% | 3.8% | Weak | |
| ROE (TTM) | -22.3%5Y avg ≈-1.3% | ≈-1.3% | 20.8% | Weak | |
| ROIC | -3.7%5Y avg ≈13.6% | ≈13.6% | 19.7% | Weak |
Financial Health Debt, liquidity, solvency — balance sheet strength
Not enough fundamentals data to compute this ratio group yet.
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | PRAA | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 7.8%5Y avg ≈4.2% | ≈4.2% | · | · | |
| Revenue CAGR 3Y | 7.5%5Y avg ≈-0.30% | ≈-0.30% | · | · | |
| Revenue CAGR 5Y | 2.4% | · | · | · | |
| EPS CAGR 3Y | -23.8% | · | · | · | |
| Net Income CAGR 3Y | -27.2% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | PRAA | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.25Y avg ≈0.2 | ≈0.2 | 0.5 | Weak | |
| Revenue / Employee | ≈$497.2K | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| May 7, 2007 | $0.33 | USD | ≈1.8% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Aug 3, 2026 | $1.51 | $0.54 | 182.0% |
| March 31, 2026 | $0.73 | $0.63 | 16.4% | |
| Dec. 31, 2025 | $1.46 | $0.27 | 450.5% | |
| Sept. 30, 2025 | $0.53 | $0.41 | 29.9% | |
| June 30, 2025 | $0.33 | $0.45 | -26.5% | |
| March 31, 2025 | $0.09 | $0.45 | -80.0% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.20B | $1.11B | $803M | $967M | $1.10B | $1.07B | $1.02B | $908M | $828M | $931M | $942M | $881M | |
| Operating Expenses | $1.23B | $775M | $702M | $681M | $721M | $716M | $745M | $690M | $603M | $612M | $632M | $539M | |
| Operating Income | $-30M | $340M | $100M | $286M | $375M | $350M | $248M | $185M | $214M | $220M | $310M | $342M | |
| Interest Expense | · | · | $195M | $133M | $125M | $143M | $144M | $124M | $104M | $86M | $62M | $35M | |
| Interest Income | $12M | $9M | $13M | $2M | $1M | $1M | $2M | · | · | · | · | $4.0K | |
| Other Non-op | $-336.0K | $-851.0K | $-2M | $-1M | $282.0K | $-1M | $-364.0K | $-316.0K | $-3M | $-6M | $0 | · | |
| Pretax Income | $-243M | $110M | $-83M | $155M | $250M | $209M | $117M | $89M | $160M | $136M | $258M | $301M | |
| Income Tax | $47M | $21M | $-16M | $37M | $55M | $41M | $20M | $14M | $-11M | $44M | $89M | $125M | |
| Net Income | $-305M | $71M | $-83M | $117M | $183M | $149M | $86M | $66M | $164M | $86M | $168M | $177M | |
| EPS (Basic) | $-7.79 | $1.79 | $-2.13 | $2.96 | $4.07 | $3.28 | $1.90 | $1.45 | $3.60 | $1.86 | $3.49 | $3.53 | |
| EPS (Diluted) | $-7.79 | $1.79 | $-2.13 | $2.94 | $4.04 | $3.26 | $1.89 | $1.44 | $3.59 | $1.86 | $3.47 | $3.50 | |
| Shares (Basic) | 39,173,000 | 39,382,000 | 39,177,000 | 39,638,000 | 44,960,000 | 45,540,000 | 45,387,000 | 45,280,000 | 45,671,000 | 46,316,000 | 48,128,000 | 49,990,000 | |
| Shares (Diluted) | 39,173,000 | 39,542,000 | 39,177,000 | 39,888,000 | 45,330,000 | 45,860,000 | 45,577,000 | 45,413,000 | 45,823,000 | 46,388,000 | 48,405,000 | 50,421,000 | |
| EBITDA | $-21M | $350M | $114M | $301M | $390M | $365M | $264M | $200M | $226M | $236M | $327M | $356M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $104M | $106M | $113M | $83M | $88M | $109M | $120M | $99M | $121M | $94M | $71M | $40M | |
| PP&E (Net) | $25M | $29M | $36M | $52M | $55M | $58M | $57M | $54M | $49M | $39M | $45M | $48M | |
| Accum. Depreciation | $124M | $120M | $126M | $123M | $117M | $106M | $93M | $93M | $81M | $83M | $86M | $72M | |
| Goodwill | $27M | $396M | $432M | $436M | $480M | $493M | $481M | $464M | $527M | $500M | $495M | $527M | |
| Intangibles | · | · | · | · | · | · | $4M | $6M | $24M | $28M | $24M | $11M | |
| Total Assets | $5.10B | $4.93B | $4.53B | $4.18B | $4.37B | $4.45B | $4.42B | $3.91B | $3.70B | $3.16B | $2.99B | $2.78B | |
| Total Liabilities | $4.06B | $3.74B | $3.29B | $2.89B | $3.04B | $3.08B | $3.20B | $2.78B | $2.55B | $2.24B | $2.15B | $1.88B | |
| Long-term Debt | · | · | · | · | · | · | · | · | · | $1.82B | · | · | |
| Retained Earnings | $1.26B | $1.56B | $1.49B | $1.57B | $1.55B | $1.51B | $1.36B | $1.28B | $1.21B | $1.05B | $964M | $906M | |
| AOCI | $-287M | $-443M | $-330M | $-348M | $-267M | $-246M | $-261M | $-242M | $-179M | $-252M | $-229M | $-116M | |
| Stockholders' Equity | $980M | $1.14B | $1.17B | $1.23B | $1.29B | $1.34B | $1.17B | $1.10B | $1.09B | $864M | $800M | $902M | |
| Liabilities + Equity | $5.10B | $4.93B | $4.53B | $4.18B | $4.37B | $4.45B | $4.42B | $3.91B | $3.70B | $3.16B | $2.99B | $2.78B | |
| Shares Outstanding | 38,453,000 | 39,510,000 | 39,247,000 | 38,980,000 | 41,008,000 | 45,585,000 | 45,416,000 | 45,304,000 | 45,189,000 | 46,356,000 | 46,173,000 | 49,577,000 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $9M | $11M | $13M | $15M | $15M | $16M | $16M | $15M | $15M | $18M | $16M | $14M | |
| Stock-based Comp | $16M | $13M | $11M | $13M | $16M | $14M | $11M | $9M | $9M | $6M | $16M | $15M | |
| Deferred Tax | $6M | $-2M | $-36M | $607.0K | $7M | $-59M | $-38M | $-56M | $-130M | $-21M | $-9M | $53M | |
| Amort. of Intangibles | · | · | · | · | · | · | $2M | $4M | $4M | $6M | $4M | $5M | |
| Other Non-cash | $189M | $-187M | $-2M | $-124M | $-136M | $21M | $58M | $48M | $-55M | $15M | $-5M | $4M | |
| Operating Cash Flow | $-86M | $-95M | $-98M | $22M | $85M | $142M | $133M | $81M | $15M | $206M | $203M | $268M | |
| CapEx | $5M | $4M | $3M | $13M | $11M | $17M | $18M | $21M | $23M | $14M | $14M | $24M | |
| Investing Cash Flow | $-60M | $-382M | $-235M | $120M | $160M | $115M | $-441M | $-387M | $-295M | $-318M | $-282M | $-1.03B | |
| Stock Repurchased | $20M | $0 | $0 | $111M | $201M | $0 | $0 | $0 | $45M | $0 | $166M | $33M | |
| Net Stock Activity | $-20M | $0 | $0 | $-111M | $-201M | · | $0 | $0 | $-45M | $0 | $-166M | $-33M | |
| Financing Cash Flow | $116M | $491M | $355M | $-121M | $-263M | $-252M | $340M | $295M | $296M | $94M | $120M | $648M | |
| Net Change in Cash | $1M | $-6M | $29M | $-4M | $-32M | $-3M | $25M | $-22M | $26M | $23M | $32M | $-122M | |
| Taxes Paid | $39M | · | · | · | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $-90M | $-99M | $-100M | $8M | $74M | $124M | $115M | $60M | $-22M | $89M | $172M | $238M | |
| Levered FCF | · | · | $-257M | $-93M | $-24M | $10M | $-5M | $-45M | $-133M | $34M | $133M | $217M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | -2.5% | 30.5% | 12.5% | 29.6% | 34.2% | 32.8% | 24.3% | 20.4% | 25.9% | 26.3% | 32.9% | 38.8% | |
| Net Margin | -25.4% | 6.3% | -10.4% | 12.1% | 16.7% | 14.0% | 8.5% | 7.2% | 19.9% | 10.2% | 17.8% | 20.0% | |
| Pretax Margin | -20.2% | 9.8% | -10.3% | 16.0% | 22.9% | 19.6% | 11.5% | 9.8% | 19.4% | 16.1% | 27.3% | 34.2% | |
| EBITDA Margin | -1.8% | 31.4% | 14.1% | 31.1% | 35.6% | 34.3% | 25.9% | 22.1% | 27.8% | 28.5% | 34.7% | 40.4% | |
| ROA | -6.1% | 1.5% | -1.9% | 2.7% | 4.2% | 3.4% | 2.1% | 1.7% | 4.7% | 2.8% | 5.8% | 8.1% | |
| ROE | -28.9% | 6.1% | -7.0% | 9.3% | 13.9% | 11.9% | 7.6% | 6.0% | 16.6% | 10.2% | 19.7% | 19.9% | |
| ROIC | -3.7% | 24.2% | 6.9% | 17.8% | 22.8% | 20.9% | 17.6% | 14.3% | 20.8% | 17.1% | 25.3% | 22.2% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Coverage | · | · | 0.5 | 2.2 | 3.0 | 2.5 | 1.7 | 1.5 | 2.0 | 2.7 | 5.1 | 9.7 |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | 0.4 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $25.48 | $28.73 | $29.74 | $31.49 | $31.37 | $29.44 | $25.75 | $24.17 | $24.06 | $18.64 | $17.34 | $18.20 | |
| Revenue / Share | $30.68 | $28.19 | $20.49 | $24.23 | $24.17 | $23.23 | $22.32 | $20.00 | $17.75 | $17.91 | $19.46 | $17.47 | |
| Cash Flow / Share | $-2.18 | $-2.39 | $-2.49 | $0.54 | $1.87 | $3.09 | $2.93 | $1.78 | $0.02 | $2.22 | $3.86 | $5.20 | |
| Cash / Share | $2.72 | $2.68 | $2.87 | $2.14 | $2.14 | $2.38 | $2.64 | $2.18 | $2.67 | $2.03 | $1.55 | $0.80 | |
| EPS (TTM) | $-7.79 | $1.79 | $-2.13 | $2.94 | $4.04 | $3.26 | $1.89 | $1.44 | $3.59 | $1.86 | $3.47 | $3.50 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 7.8% | 38.9% | -17.0% | -11.8% | 2.9% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 7.5% | 0.57% | -9.0% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.4% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | · | · | · | -27.2% | 23.9% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | · | -23.8% | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | · | · | · | -36.0% | 22.7% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | · | -27.2% | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.20B | $1.11B | $803M | $967M | $1.10B | $1.07B | $1.02B | $908M | $828M | $931M | $942M | $881M | |
| Net Income TTM | $-305M | $71M | $-83M | $117M | $183M | $149M | $86M | $66M | $164M | $86M | $168M | $177M | |
| Market Cap | $680M | $825M | $1.03B | $1.32B | $2.06B | $1.81B | $1.65B | $1.10B | $1.50B | $1.81B | $1.60B | $2.87B | |
| P/E | -2.3 | 11.7 | -12.3 | 11.5 | 12.4 | 12.2 | 19.2 | 16.9 | 9.2 | 21.0 | 10.0 | 16.6 | |
| P/S | 0.6 | 0.7 | 1.3 | 1.4 | 1.9 | 1.7 | 1.6 | 1.2 | 1.8 | 1.9 | 1.7 | 3.3 | |
| P/B | 0.7 | 0.7 | 0.9 | 1.1 | 1.6 | 1.3 | 1.4 | 1.0 | 1.4 | 2.1 | 2.0 | 3.2 | |
| P / Tangible Book | 0.7 | 1.1 | 1.4 | 1.7 | 2.6 | 2.1 | · | · | · | · | · | · | |
| P / Cash Flow | -8.0 | -8.7 | -10.5 | 61.0 | 24.2 | 12.8 | 12.4 | 13.7 | 1779.7 | 17.6 | 8.6 | 11.0 | |
| P / FCF | -7.5 | -8.4 | -10.2 | 157.9 | 27.9 | 14.5 | 14.3 | 18.3 | -68.2 | 20.4 | 9.3 | 12.1 | |
| Earnings Yield | -44.0% | 8.6% | -8.1% | 8.7% | 8.1% | 8.2% | 5.2% | 5.9% | 10.8% | 4.8% | 10.0% | 6.0% |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $372M | $315M | $333M | $311M | $288M | $270M | $293M | $281M | $284M | $256M | $221M | $216M | $209M | $155M | $223M | $245M | |
| Operating Expenses | $219M | $211M | $208M | $627M | $203M | $195M | $199M | $191M | $195M | $189M | $176M | $173M | $164M | $189M | $164M | $174M | |
| Operating Income | $153M | $103M | $126M | $-316M | $85M | $75M | $94M | $90M | $89M | $66M | $46M | $43M | $46M | $-34M | $59M | $71M | |
| Other Non-op | $-92.0K | $-254.0K | $-43.0K | $-38.0K | $-75.0K | $-180.0K | $-15.0K | $-676.0K | $46.0K | $-206.0K | $-564.0K | $-500.0K | $-230.0K | $-650.0K | $-2M | $-83.0K | |
| Pretax Income | $88M | $41M | $62M | $-380M | $61M | $13M | $33M | $28M | $34M | $14M | $-7M | $-6M | $3M | $-73M | $24M | $38M | |
| Income Tax | $29M | $9M | $3M | $24M | $15M | $4M | $11M | $-672.0K | $9M | $2M | $-816.0K | $2M | $2M | $-19M | $7M | $11M | |
| Net Income | $58M | $28M | $57M | $-408M | $42M | $4M | $18M | $27M | $22M | $3M | $-9M | $-12M | $-4M | $-59M | $16M | $25M | |
| EPS (Basic) | $1.52 | $0.74 | $1.47 | $-10.43 | $1.08 | $0.09 | $0.46 | $0.69 | $0.55 | $0.09 | $-0.22 | $-0.31 | $-0.10 | $-1.50 | $0.43 | $0.63 | |
| EPS (Diluted) | $1.51 | $0.73 | $1.47 | $-10.43 | $1.08 | $0.09 | $0.47 | $0.69 | $0.54 | $0.09 | $-0.22 | $-0.31 | $-0.10 | $-1.50 | $0.43 | $0.63 | |
| Shares (Basic) | 38,104,000 | 38,368,000 | · | 39,078,000 | 39,323,000 | 39,549,000 | · | 39,421,000 | 39,364,000 | 39,274,000 | · | 39,242,000 | 39,190,000 | 39,033,000 | · | 39,018,000 | |
| Shares (Diluted) | 38,303,000 | 38,511,000 | · | 39,078,000 | 39,385,000 | 39,688,000 | · | 39,492,000 | 39,546,000 | 39,448,000 | · | 39,242,000 | 39,190,000 | 39,033,000 | · | 39,170,000 | |
| EBITDA | $153M | $103M | · | $-316M | $85M | $75M | · | $90M | $89M | $66M | · | $43M | $46M | $-34M | · | $71M |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $132M | $125M | $104M | $107M | $132M | $129M | $106M | $141M | $119M | $108M | $113M | $105M | $111M | $116M | $83M | $58M | |
| PP&E (Net) | $22M | $25M | $25M | $25M | $26M | $27M | $29M | $32M | $33M | $34M | · | $39M | $46M | $48M | · | $52M | |
| Accum. Depreciation | · | · | $124M | · | · | · | $120M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $27M | $27M | $27M | $27M | $439M | $421M | $396M | $423M | $416M | $412M | $432M | $413M | $415M | $421M | $436M | $404M | |
| Total Assets | $5.24B | $5.21B | $5.10B | $5.00B | $5.43B | $5.15B | $4.93B | $4.94B | $4.66B | $4.48B | · | $4.33B | $4.32B | $4.54B | · | $3.90B | |
| Total Liabilities | $4.13B | $4.14B | $4.06B | $4.02B | $4.04B | $3.87B | $3.74B | $3.65B | $3.46B | $3.29B | · | $3.14B | $3.08B | $3.32B | · | $2.71B | |
| Retained Earnings | $1.34B | $1.28B | $1.26B | $1.20B | $1.61B | $1.56B | $1.56B | $1.54B | $1.51B | $1.49B | · | $1.50B | $1.51B | $1.51B | · | $1.56B | |
| AOCI | $-294M | $-285M | $-287M | $-288M | $-284M | $-365M | $-443M | $-339M | $-382M | $-373M | · | $-387M | $-348M | $-357M | · | $-426M | |
| Stockholders' Equity | $1.05B | $1.00B | $980M | $928M | $1.34B | $1.22B | $1.14B | $1.22B | $1.15B | $1.13B | · | $1.12B | $1.17B | $1.16B | · | $1.13B | |
| Liabilities + Equity | $5.24B | $5.21B | $5.10B | $5.00B | $5.43B | $5.15B | $4.93B | $4.94B | $4.66B | $4.48B | · | $4.33B | $4.32B | $4.54B | · | $3.90B | |
| Shares Outstanding | 37,648,000 | 38,141,000 | 38,453,000 | 39,083,000 | 39,074,000 | 39,652,000 | 39,510,000 | 39,426,000 | 39,417,000 | 39,345,000 | 39,247,000 | 39,243,000 | 39,242,000 | 39,170,000 | 38,980,000 | 38,976,000 |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | $3M | $3M | $3M | $2M | $3M | $3M | $3M | $3M | $3M | $4M | · | $4M | |
| Stock-based Comp | $5M | $5M | $4M | $4M | $4M | $4M | $3M | $3M | $4M | $3M | $3M | $2M | $3M | $4M | $2M | $3M | |
| Operating Cash Flow | $-36M | $25M | $-10M | $-10M | $-13M | $-53M | $43M | $-35M | $-29M | $-73M | $21M | $-37M | $-33M | $-48M | $25M | $38M | |
| CapEx | $2M | $1M | $1M | $1M | $1M | $900.0K | $1M | $1M | $1M | $495.0K | $581.0K | $1M | $686.0K | $405.0K | $3M | $2M | |
| Investing Cash Flow | $-13M | $-18M | $-43M | $16M | $-9M | $-24M | $-199M | $-88M | $-111M | $15M | $-55M | $-86M | $-103M | $9M | $-75M | $48M | |
| Stock Repurchased | $10M | $10M | $10M | $0 | $10M | $0 | $0 | $0 | · | · | $0 | $0 | $0 | $0 | $0 | $25M | |
| Net Stock Activity | · | $-10M | · | · | · | · | · | · | · | · | · | · | · | $0 | · | · | |
| Financing Cash Flow | $-5M | $60M | $41M | $-31M | $20M | $86M | $144M | $143M | $151M | $53M | $27M | $120M | $-217M | $426M | $69M | $-80M | |
| Net Change in Cash | $-51M | $78M | $-2M | $-24M | $5M | $23M | $-35M | $23M | $10M | $-4M | $-5M | $-6M | $-351M | $391M | $26M | $-10M | |
| Free Cash Flow | · | $24M | · | · | · | $-53M | · | · | · | $-73M | · | · | · | $-48M | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 41.2% | 32.8% | · | -101.4% | 29.6% | 27.7% | · | 32.0% | 31.4% | 26.0% | · | 19.9% | 21.8% | -21.6% | · | 28.9% | |
| Net Margin | 15.6% | 9.0% | · | -131.0% | 14.7% | 1.4% | · | 9.7% | 7.6% | 1.4% | · | -5.7% | -1.8% | -37.7% | · | 10.1% | |
| Pretax Margin | 23.7% | 12.9% | · | -122.0% | 21.2% | 5.0% | · | 10.0% | 11.9% | 5.5% | · | -2.9% | 1.3% | -46.7% | · | 15.6% | |
| EBITDA Margin | 41.2% | 32.8% | · | -101.4% | 29.6% | 27.7% | · | 32.0% | 31.4% | 26.0% | · | 19.9% | 21.8% | -21.6% | · | 28.9% | |
| ROA | 1.1% | 0.54% | · | -8.2% | 0.84% | 0.08% | · | 0.59% | 0.49% | 0.08% | · | -0.30% | · | -1.3% | · | 0.61% | |
| ROE | 4.9% | 2.5% | · | -38.0% | 3.4% | 0.31% | · | 2.3% | 1.8% | 0.30% | · | -1.1% | · | -4.8% | · | 2.1% | |
| ROIC | 9.8% | 8.1% | · | -36.2% | 4.8% | 4.2% | · | 7.6% | 5.8% | 4.9% | · | 4.9% | · | -2.2% | · | 4.5% |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | · | 0.0 | · | 0.1 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $27.77 | $26.28 | · | $23.76 | $34.22 | $30.75 | · | $30.92 | $29.06 | $28.70 | · | $28.43 | · | $29.57 | · | $29.03 | |
| Revenue / Share | $9.72 | $8.17 | · | $7.96 | $7.30 | $6.79 | · | $7.13 | $7.19 | $6.48 | · | $5.52 | $5.34 | $3.98 | · | $6.25 | |
| Cash Flow / Share | · | $0.65 | · | · | · | $-1.32 | · | · | · | $-1.85 | · | · | · | $-1.22 | · | · | |
| Cash / Share | $3.52 | $3.27 | · | $2.75 | $3.37 | $3.24 | · | $3.58 | $3.02 | $2.75 | · | $2.68 | · | $2.97 | · | $1.49 | |
| EPS (TTM) | $-6.72 | $-7.15 | · | $-8.79 | $2.33 | $1.79 | · | $1.10 | $0.10 | $-0.54 | · | $-1.48 | $-0.54 | $0.47 | · | $3.30 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $1.33B | $1.25B | · | $1.16B | $1.13B | $1.13B | · | $1.04B | $978M | $903M | · | $804M | $832M | $881M | · | $1.00B | |
| Net Income TTM | $-265M | $-281M | · | $-343M | $92M | $71M | · | $43M | $4M | $-21M | · | $-59M | $-22M | $19M | · | $135M | |
| Market Cap | $715M | $667M | · | $603M | $576M | $818M | · | $882M | $775M | $1.03B | · | $754M | · | $1.53B | · | $1.28B | |
| P/E | -2.8 | -2.4 | · | -1.8 | 6.3 | 11.5 | · | 20.3 | 196.6 | -48.3 | · | -13.0 | -42.3 | 82.9 | · | 10.0 | |
| P/S | 0.5 | 0.5 | · | 0.5 | 0.5 | 0.7 | · | 0.8 | 0.8 | 1.1 | · | 0.9 | · | 1.7 | · | 1.3 | |
| P/B | 0.7 | 0.7 | · | 0.6 | 0.4 | 0.7 | · | 0.7 | 0.7 | 0.9 | · | 0.7 | · | 1.3 | · | 1.1 | |
| P / Tangible Book | 0.7 | 0.7 | · | 0.7 | 0.6 | 1.0 | · | 1.1 | 1.1 | 1.4 | · | 1.1 | · | 2.1 | · | 1.8 | |
| P / Cash Flow | · | 26.8 | · | · | · | -15.6 | · | · | · | -14.1 | · | · | · | -32.1 | · | · | |
| Earnings Yield | -35.4% | -40.9% | · | -56.9% | 15.8% | 8.7% | · | 4.9% | 0.51% | -2.1% | · | -7.7% | -2.4% | 1.2% | · | 10.0% |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $1.20B | $1.11B | $803M | $967M | $1.10B |
| Operating Margin % | -2.5% | 30.5% | 12.5% | 29.6% | 34.2% |
| Net Income | $-305M | $71M | $-83M | $117M | $183M |
| Diluted EPS | $-7.79 | $1.79 | $-2.13 | $2.94 | $4.04 |
Not enough fundamentals data to build this statement yet.
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $-90M | $-99M | $-100M | $8M | $74M |
Institutional owners (13F) 205 filers · $662.0M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 35 (-11 vs prior Q) | 33 (+4 vs prior Q) | 63 (-2 vs prior Q) | 69 (+6 vs prior Q) | -1.6M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $84,182,690 | 4,433,001 | 12.72% | Shares |
| Topline Capital Management, LLC | $73,022,893 | 3,845,334 | 11.03% | Shares |
| VANGUARD GROUP INC | $51,412,588 | 2,906,308 | 7.77% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $31,303,458 | 1,648,418 | 4.73% | Shares |
| Global Alpha Capital Management Ltd. | $29,895,064 | 1,574,253 | 4.52% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $25,820,810 | 1,359,738 | 3.90% | Shares |
| AMERICAN CENTURY COMPANIES INC | $19,427,397 | 1,023,033 | 2.93% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $19,188,254 | 1,010,193 | 2.90% | Shares |
| STATE STREET CORP | $17,983,150 | 946,980 | 2.72% | Shares |
| WELLINGTON MANAGEMENT GROUP LLP | $15,718,402 | 827,720 | 2.37% | Shares |
| D. E. Shaw & Co., Inc. | $14,878,741 | 783,504 | 2.25% | Shares |
| MILLENNIUM MANAGEMENT LLC | $14,310,807 | 753,597 | 2.16% | Shares |
| JACOBS LEVY EQUITY MANAGEMENT, INC | $14,227,004 | 749,184 | 2.15% | Shares |
| JANE STREET GROUP, LLC | $13,405,420 | 705,920 | 2.03% | Shares |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $12,762,685 | 672,074 | 1.93% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $12,184,003 | 641,601 | 1.84% | Shares |
| ROYAL BANK OF CANADA | $11,807,000 | 621,699 | 1.78% | Shares |
| Assenagon Asset Management S.A. | $11,421,422 | 601,444 | 1.73% | Shares |
| CITADEL ADVISORS LLC | $11,034,842 | 581,087 | 1.67% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $9,215,277 | 485,270 | 1.39% | Shares |
| CAPITAL MANAGEMENT CORP /VA | $9,060,775 | 477,134 | 1.37% | Shares |
| Qube Research & Technologies Ltd | $7,120,889 | 374,981 | 1.08% | Shares |
| NORTHERN TRUST CORP | $7,008,905 | 369,084 | 1.06% | Shares |
| TUDOR INVESTMENT CORP ET AL | $6,155,798 | 324,160 | 0.93% | Shares |
| Trexquant Investment LP | $5,902,035 | 310,797 | 0.89% | Shares |
| FRANKLIN RESOURCES INC | $5,679,586 | 299,083 | 0.86% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $5,109,374 | 269,056 | 0.77% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $4,766,927 | 251,023 | 0.72% | Shares |
| GOLDMAN SACHS GROUP INC | $4,708,001 | 247,920 | 0.71% | Shares |
| MORGAN STANLEY | $4,496,386 | 236,775 | 0.68% | Shares |
| AMERIPRISE FINANCIAL INC | $3,949,918 | 208,000 | 0.60% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $3,814,104 | 200,848 | 0.58% | Shares |
| XTX Topco Ltd | $3,758,482 | 197,919 | 0.57% | Shares |
| Quantinno Capital Management LP | $3,570,329 | 188,011 | 0.54% | Shares |
| Point72 Asset Management, L.P. | $3,485,197 | 183,528 | 0.53% | Shares |
| BANK OF AMERICA CORP /DE/ | $3,111,796 | 163,865 | 0.47% | Shares |
| JPMORGAN CHASE & CO | $2,890,463 | 154,158 | 0.44% | Shares |
| BROWN ADVISORY INC | $2,801,500 | 147,525 | 0.42% | Shares |
| Nuveen, LLC | $2,660,291 | 140,089 | 0.40% | Shares |
| FIRST TRUST ADVISORS LP | $2,409,963 | 126,907 | 0.36% | Shares |
| Bank of New York Mellon Corp | $2,403,546 | 126,569 | 0.36% | Shares |
| Jain Global LLC | $2,359,982 | 124,275 | 0.36% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $2,278,800 | 120,000 | 0.34% | Shares |
| HSBC HOLDINGS PLC | $2,274,610 | 123,822 | 0.34% | Shares |
| NORDEA INVESTMENT MANAGEMENT AB | $2,090,158 | 114,592 | 0.32% | Shares |
| Jump Financial, LLC | $1,945,412 | 102,444 | 0.29% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $1,929,422 | 101,602 | 0.29% | Shares |
| Squarepoint Ops LLC | $1,895,658 | 99,824 | 0.29% | Shares |
| Russell Investments Group, Ltd. | $1,703,932 | 89,728 | 0.26% | Shares |
| PICTON MAHONEY ASSET MANAGEMENT | $1,624,348 | 85,537 | 0.25% | Shares |
Activists & 5%+ owners 6 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| Engaged Capital Flagship Master Fund, LP, Engaged Capital, LLC, Engaged Capital Holdings, LLC, Glenn W. Welling ×2 filings | Feb. 16, 2024 | · | Initial filing | · | SEC |
| AG FUNDS, L.P., PRA INVESTMENTS, L.L.C., JOHN M. ANGELO, MICHAEL L. GORDON ×2 filings | Feb. 25, 2005 | · | Initial filing | · | SEC |
| ANGELO, GORDON & CO., L.P., AG PARTNERS, L.P., AG FUNDS, L.P., JOHN M. ANGELO, MICHAEL L. GORDON, PRA INVESTMENTS, L.L.C. | Jan. 9, 2004 | · | Initial filing | Passive investment | SEC |
| IRS Identification Nos. of above persons (entities only) Angelo, Gordon & Co., L.P., IRS Identification Nos. of above persons (entities only) AG Partner, L.P., IRS Identification Nos. of above persons (entities only) John M. Angelo, IRS Identification Nos. of above persons (entities only) Michael L. Gordon, IRS Identification Nos. of above persons (entities only) PRA Investments, L.L.C. ×2 filings | May 30, 2003 | · | Initial filing | · | SEC |
| IRS Identification Nos. of above persons (entities only) Steven D. Fredrickson | May 29, 2003 | · | Initial filing | · | SEC |
| Steven D. Fredrickson | Feb. 12, 2003 | · | Initial filing | Passive investment | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 39 insiders · 17 officers · 20 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Martin Sjolund | President and CEO | June 17, 2026 F | 263,586 | 0 | 0 | $0 |
| Vikram A Atal | President and CEO | April 15, 2025 F | 261,230 | 0 | 0 | $0 |
| Kevin P Stevenson | President & CEO | March 7, 2023 F | 397,450 | 0 | 0 | $0 |
| Tikendra Patel | CEO-PRA Group Europe | March 7, 2018 F | 18,680 | 0 | 0 | $0 |
| Rakesh Sehgal | Chief Financial Officer | Sept. 15, 2026 F | 78,998 | 0 | 0 | $0 |
| Peter M Graham | EVP, Chief Financial Officer | March 7, 2023 F | 84,337 | 0 | 0 | $0 |
| Richard Owen James | President - PRA Group Europe | Aug. 15, 2026 F | 93,426 | 0 | 0 | $0 |
| Latisha Owens Tarrant | General Counsel & CHRO | Aug. 15, 2026 F | 102,346 | 0 | 0 | $0 |
| Christopher B Graves | EVP, Global Invst. & Anal. Off | May 31, 2023 F | 84,866 | 0 | 0 | $0 |
| Christopher D. Lagow | EVP- General Counsel | March 7, 2023 F | 31,654 | 0 | 0 | $0 |
| Laura White | EVP, Chief Risk & Comp Off | March 7, 2023 F | 39,577 | 0 | 0 | $0 |
| Andrew Berardi | SVP, Global Insolv Inv Serv | March 7, 2018 F | 3,837 | 0 | 0 | $0 |
| Michael J Petit | Pres-Insolvency Investment Ser | Feb. 5, 2017 F | 89,142 | 0 | 0 | $0 |
| Peter Kent Mccammon | EVP, Corporate Development | Feb. 5, 2017 F | 26,980 | 0 | 0 | $0 |
| Neal Stern | EVP- Operations | Feb. 29, 2016 A | 58,314 | 0 | 0 | $0 |
| Judith S Scott | Corporate Secretary | Feb. 29, 2016 A | 38,146 | 0 | 0 | $0 |
| Craig A Grube | Executive VP - Acquisitions | Jan. 25, 2011 A | 30,789 | 0 | 0 | $0 |
| Lance L Weaver | Director | Sept. 10, 2026 G | 10,543 | 0 | 0 | $0 |
| Jayne-Anne Gadhia | Director | June 16, 2026 F | 23,387 | 0 | 0 | $0 |
| Brett Lee Paschke | Director | June 16, 2026 A | 51,340 | 0 | 0 | $0 |
| Adrian M Butler | Director | June 16, 2026 A | 24,657 | 0 | 0 | $0 |
| Geir Olsen | Director | June 16, 2026 F | 28,228 | 1 | 0 | $212,250 |
| Marjorie Mary Connelly | Director | June 16, 2026 A | 65,160 | 0 | 0 | $0 |
| Scott M Tabakin | Director | June 16, 2026 A | 108,542 | 0 | 0 | $0 |
| Peggy P. Turner | Director | June 17, 2025 A | 32,949 | 0 | 0 | $0 |
| Steven D Fredrickson | Director | April 1, 2025 A | 241,201 | 0 | 0 | $0 |
| Danielle Brown | Director | June 13, 2024 A | 32,231 | 0 | 0 | $0 |
| Glenn P Marino | Director | June 13, 2024 A | 9,435 | 0 | 0 | $0 |
| James Nussle | Director | June 13, 2023 A | 38,765 | 0 | 0 | $0 |
| FAIN JOHN H | Director | June 13, 2023 A | 42,445 | 0 | 0 | $0 |
| David N Roberts | Director | Nov. 13, 2017 G | 34,083 | 0 | 0 | $0 |
| John E Fuller | Director | May 23, 2012 A | 4,734 | 0 | 0 | $0 |
| William P Brophey | Director | Nov. 17, 2009 M | 7,032 | 0 | 0 | $0 |
| Peter A Cohen | Director | Oct. 27, 2005 J | 0 | 0 | 0 | $0 |
| ANGELO GORDON & CO LP/NY | 10% owner | Jan. 1, 2004 J | 0 | 0 | 0 | $0 |
| Steven C Roberts | · | March 7, 2023 F | 65,604 | 0 | 0 | $0 |
| Penelope W Kyle | · | June 11, 2020 A | 47,385 | 0 | 0 | $0 |
| James M Voss | · | May 13, 2016 A | 33,497 | 0 | 0 | $0 |
| James L Keown | · | Aug. 16, 2004 S | 279,800 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 28 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| BSJR · Invesco Exchange-Traded Self-Indexe… | 0.66% | 5,985,000 | Oct. 2, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.18% | 1,258 NS | July 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.12% | 54,294 SH | Aug. 19, 2026 | Daily |
| ESML · iShares Trust | 0.05% | 80,096 SH | Sept. 11, 2026 | Daily |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.05% | 33,396 SH | Aug. 19, 2026 | Daily |
| NUSC · Nushares ETF Trust | 0.05% | 35,652 NS | July 31, 2026 | N-PORT |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.03% | 46,437 SH | Oct. 2, 2026 | Daily |
| VFMO · VANGUARD WELLINGTON FUND | 0.03% | 35,884 SH | Aug. 19, 2026 | Daily |
| IWM · iShares Trust | 0.02% | 984,523 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.02% | 18,311 NS | July 31, 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.02% | 220,692 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.01% | 131,321 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.01% | 4,221 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.01% | 54,506 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 441,262 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 61,106 SH | Aug. 19, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 11,152 NS | July 31, 2026 | N-PORT |
| WSML · iShares Trust | 0.01% | 2,851 SH | Sept. 11, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.00% | 109,648 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 4,700 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 2,600 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 10,115 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 57,475 SH | Sept. 11, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.00% | 13,080 NS | July 31, 2026 | N-PORT |
| IWV · iShares Trust | 0.00% | 9,839 SH | Sept. 3, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 1,169,220 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 3,246 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 363,326 SH | Sept. 11, 2026 | Daily |
PRAA Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
12-Month Price Target
1 analysts · 2026-10-03Mean target $26.00 +34.0%
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| PRAA | $680M | -2.3 | 7.8% | -25.4% | -28.9% | · |
| PRG | $2.42B | 8.2 | 0.42% | 6.1% | 20.8% | · |
| JCAP | $1.30B | 4.0 | 41.5% | 30.6% | 42.4% | · |
| NAVI | · | · | · | · | · | · |
| WRLD | · | 19.6 | 3.7% | · | · | · |
| GDOT | · | · | 20.7% | · | · | · |
| NRDS | $966M | 21.2 | 21.7% | 5.8% | 12.7% | · |
| OPFI | · | 10.6 | · | · | 57.7% | · |
| OPRT | · | 10.0 | -4.5% | · | · | · |
| KPLT | · | · | · | · | · | · |
| TREE | $731M | 4.9 | 24.1% | 13.5% | 74.7% | 31.5% |
My Metrics Your personal watchlist — selected rows from Full Fundamentals
Pick the metrics that matter to you — click the + next to any row in Full Fundamentals above.
Your selection is saved and follows you across all tickers.