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WTM NYSE US

White Mountains Insurance Group, Ltd. Common Stock

Financials · Insurance Website · IPO Oct 1985
$2301.14
▼ $-8.78 (-0.38%)
Vol 20K
Mkt Cap
$5.6B
P/E
5.1
ROE
22.8%
Margin
38.2%
Beta
0.37
Div Yield
0.04%
52W
$1648–$2326

Wall Street Consensus

8 analysts · Jan 2026
0
Strong Buy
0
Buy
3
Hold
4
Sell
1
Strong Sell
0.0%
Buy Rating

Price Chart

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Earnings

Beat rate: 25.0%
Next Report May 13, 2026
Quarter EPS Est EPS Act Surprise
Mar 2026 — — —
Jun 2025 $57.57 $47.75 $-9.82
Mar 2025 $-14.14 $13.19 +$27.33
Dec 2024 $-33.33 $-50.78 $-17.45

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue — $358.0M $577.8M $689.2M $864.2M $754.3M
Net Income — -$130.4M $33.9M $122.9M $113.8M $835.8M

Key Ratios

ROA (TTM)
9.3%
P/S (TTM)
1.95
P/B
0.9
EPS (TTM)
$437.98
CF/Share
$23.24
Rev Growth 3Y
+35.6%
52W High
$2325.78
52W Low
$1648.00
$1648.00 52-Week Range $2325.78

Financial Health

Free Cash Flow
$53.9M
Net Debt
$652.1M
Cash
$184.9M
Total Debt
$837.0M
As of Dec 31, 2025

How does WTM compare to Insurance peers?

Peer group: Peers · Insurance (Peers) · 10 companies

WTM FAF PGR KNSL RLI THG ERIE AFG ORI AIZ

WTM valuation vs Insurance peers

P/E ratio
5.1
▼ 56% below peers (11.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.0
▲ 48% above peers (1.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.0
▼ 57% below peers (2.2)
vs Peers
vs Industry
Undervalued
Div yield
0.0%
▼ 98% below peers (1.8%)
vs Peers
vs Industry
Low yield

WTM profitability vs Insurance peers

ROE
22.8%
▲ 7% above peers (21.4%)
vs Peers
vs Industry
In line
Net margin
38.2%
▲ 229% above peers (11.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
▼ 0% below peers (18.0%)
vs Peers
vs Industry
Weak
ROA
9.3%
▲ 73% above peers (5.4%)
vs Peers
vs Industry
Top tier

WTM financial health vs Insurance peers

D/E ratio
—
▼ 0% below peers (0.0)
vs Peers
vs Industry
Low debt
Current ratio
0.0
▼ 94% below peers (0.2)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼ 30% below peers (0.5)
vs Peers
vs Industry
More volatile

WTM fundamentals radar

WTM Peer median Industry

WTM profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

WTM vs peers: key metrics

Insider Activity

Neutral
Buys
5
Sells
0
SEELIG ROBERT LAWRENCE
General Counsel · Mar 19
gift
50 shs
TANNER DAVID ALLEN
Director · Mar 04
gift
225 shs
SEELIG ROBERT LAWRENCE
General Counsel · Feb 25
award
775 shs
HILDRETH MICHAELA
Officer · Feb 25
award
600 shs
CAFFREY LIAM P
Chief Executive Officer · Feb 25
award
1500 shs
HARRISON GILES E.
President · Feb 25
award
775 shs
PAPAMICHAEL MICHAEL A
Chief Financial Officer · Feb 25
award
500 shs
Last 90 days

Top Holders

Top 5: 30.49%
Vanguard Group Inc
9.52%
$542.4M
Dimensional Fund Advisors LP
6.32%
$360.4M
Neuberger Berman Group, LLC
5.24%
$298.4M
River Road Asset Management…
4.88%
$278.2M
Blackrock Inc.
4.53%
$258.4M
As of Dec 31, 2025

Dividends

$4.00
/ year
Mar 16, 2026 $1.0000
Mar 17, 2025 $1.0000
Mar 08, 2024 $1.0000
Mar 10, 2023 $1.0000
Mar 11, 2022 $1.0000
Mar 12, 2021 $1.0000
Mar 13, 2020 $1.0000
Mar 15, 2019 $1.0000

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