Carter Financial, LLC

CIK 2115533 · View on SEC EDGAR ↗

Portfolio value QoQ: +16.0% 13F does not disclose cash

Top 10 holdings weight90.78%

Top 25 holdings weight98.54%

Positions above 1%13

Effective number of positions6.7

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 1.28% Est. buys $32,709,447 · sells $1,587,978

New positions5

Increased9

Decreased6

Closed1

Portfolio value $133.4M #7,786 of 9,337 by 13F value · top 83.4%

Positions 33

As of June 30, 2026 Data as of Q2 2026

Sector breakdown

Technology 1.4%

Financials 0.9%

Utilities 0.3%

Industrials 0.2%

Healthcare 0.2%

Retail 0.2%

Other/Unmapped 96.9%

Full portfolio 33 positions

					Streak
VUG Vanguard Morningstar Growth ETF	$33,233,611	24.92%	385,809	$5,028,395	Up ×2
VTI Vanguard Morningstar Total Stock Market ETF	$27,639,805	20.73%	74,694	$2,972,694	Down ×2
CGDV Capital Group Dividend Value ETF	$20,182,522	15.13%	409,548	$3,313,470	Up ×2
LMBS First Trust Low Duration Opportunities ETF	$13,532,910	10.15%	271,854	$1,636,420	Up ×2
VTV Vanguard Morningstar Value ETF	$11,382,477	8.54%	52,230	$952,726	Down ×2
VB Vanguard Morningstar Small-Cap ETF	$6,472,539	4.85%	21,353	$685,139	Down ×2
VNQ Vanguard Real Estate ETF	$2,772,264	2.08%	28,749	$5,108	Down ×2
VOO Vanguard S&P 500 ETF	$2,163,610	1.62%	3,150	$683,103	Up ×2
JMST JPMorgan Ultra-Short Municipal Income ETF	$2,040,816	1.53%	40,016	$26,647	Up ×2
JMUB JPMorgan Municipal ETF	$1,647,195	1.24%	32,518	$364,506	Up ×2
FNDF SCHWAB STRATEGIC TRUST	$1,631,023	1.22%	30,914	$583,774	Up ×2
AAPL Apple Inc. - Common Stock	$1,580,195	1.18%	5,461	$107,959	Down ×1
VXUS Vanguard Total International Stock ETF	$1,369,037	1.03%	16,014	$122,245	Down ×1
VTEB Vanguard Tax-Exempt Bond ETF	$1,025,408	0.77%	20,273	$13,988
CATH Global X S&P 500 Catholic Values ETF	$671,949	0.50%	7,593	$78,584
V Visa Inc.	$596,634	0.45%	1,739	$71,039
SCHG SCHWAB STRATEGIC TRUST	$568,106	0.43%	16,788	$223,382	Up ×1
JPST JPMorgan Ultra-Short Income ETF	$536,143	0.40%	10,602	$-424
SRE DBA Sempra Common Stock	$377,886	0.28%	4,076	$-18,179
BRK-B (filed as BRKB) Berkshire Hathaway Inc. Class B	$344,769	0.26%	689	$14,600
CGXU Capital Group International Focus Equity ETF	$334,533	0.25%	9,663	$49,571
SCHB SCHWAB STRATEGIC TRUST	$332,577	0.25%	11,484	$44,329
BIV VANGUARD BOND INDEX FUNDS	$329,350	0.25%	4,294	$-2,061
SDVY First Trust SMID Cap Rising Dividend Achievers ETF	$327,735	0.25%	7,597	$80,036	Up ×1
CAT Caterpillar, Inc. Common Stock	$319,470	0.24%	300	$106,932
JBND JPMorgan Active Bond ETF	$313,136	0.23%	5,853		Up ×1
SCHD SCHWAB STRATEGIC TRUST	$261,639	0.20%	8,251	$8,498
BUFR First Trust Exchange-Traded Fund VIII	$256,331	0.19%	7,017	$19,367
USMV iShares MSCI USA Min Vol Factor ETF	$249,831	0.19%	2,590		Up ×1
MSFT Microsoft Corporation - Common Stock	$236,495	0.18%	634	$1,807
ABBV AbbVie Inc. Common Stock	$216,914	0.16%	862		Up ×1
FITB Fifth Third Bancorp - Common Stock	$210,204	0.16%	3,729		Up ×1
HD Home Depot, Inc. (The) Common Stock	$202,791	0.15%	575		Up ×1
No matches

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
JBND	$313,136	5,853	0.23%
USMV	$249,831	2,590	0.19%
ABBV	$216,914	862	0.16%
FITB	$210,204	3,729	0.16%
HD	$202,791	575	0.15%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
VUG	Bought more	+321K	+$5.0M
CGDV	Bought more	+13K	+$3.3M
VTI	Trimmed	-2K	+$3.0M
LMBS	Bought more	+33K	+$1.6M
VTV	Trimmed	-929	+$953K
VB	Trimmed	-743	+$685K
VOO	Bought more	+672	+$683K
FNDF	Bought more	+10K	+$584K
JMUB	Bought more	+7K	+$365K
SCHG	Bought more	+5K	+$223K

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
ISRG	March 31, 2026	360	$203,890	-15.0%