FINANCIAL LIFE ADVISORS

CIK 1730813 · View on SEC EDGAR ↗

Portfolio value
$351.7M
#4,708 of 9,443 by 13F value · top 49.9%
Positions
60
As of
June 30, 2026

Portfolio value QoQ: +9.6% 13F does not disclose cash

Top 10 holdings weight
71.40%
Top 25 holdings weight
94.28%
Positions above 1%
21
Effective number of positions
15.4

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 9.59% Est. buys $46,228,826 · sells $32,241,714

Median holding: 7.0 quarters Tracked Q4 2024–Q2 2026 · 85.7% still held

New positions
10
Increased
22
Decreased
20
Closed
2
On this page

Sector breakdown

Health Care
0.3%
Retail
0.2%
Technology
0.2%
Communication Services
0.1%
Financials
0.1%
Energy
0.1%
Other/Unmapped
99.0%

Full portfolio 60 positions

Type Streak 8Q trend
IVW $46,441,321 13.20% 337,681 $5,607,576 Down ×1
IVE $37,003,872 10.52% 162,970 $1,749,771 Down ×1
SCHZ $36,389,117 10.35% 1,573,243 $1,545,788 Up ×6
SPMB $29,025,278 8.25% 1,300,999 $5,708,787 Up ×6
DYNF $20,838,672 5.92% 306,406 $1,602,761 Down ×1
EFV $17,537,295 4.99% 229,096 $86,536 Down ×3
VGLT Vanguard Long-Term Treasury ETF $17,095,481 4.86% 309,813 $883,164 Up ×5
IUSB iShares Core Universal USD Bond ETF $17,064,783 4.85% 369,768 $5,185,198 Up ×2
VWO $15,597,713 4.43% 261,312 $3,522,348 Up ×5
VUG $14,109,818 4.01% 163,801 $2,183,267 Up ×3
EFG $12,420,616 3.53% 99,828 $3,268,660 Up ×2
QUAL $10,576,420 3.01% 48,200 $1,099,957 Down ×1
BAI $7,394,349 2.10% 140,257 $5,972,820 Up ×1
VTV $6,990,976 1.99% 32,079 $425,535 Down ×1
IYW $6,092,119 1.73% 24,153 $-2,731,067 Down ×2
MUB $5,181,150 1.47% 48,143 $235,515 Up ×2
ITA ITA $4,953,368 1.41% 20,433 $633,930 Up ×3
BLCR iShares Large Cap Core Active ETF $4,436,036 1.26% 88,069 $3,050,425 Up ×1
BINC $4,030,285 1.15% 77,002 $167,264 Up ×1
VTEB $3,995,264 1.14% 78,989 $-96,564 Down ×1
OEF $3,822,610 1.09% 10,448 $-3,530,532 Down ×2
GLDM $3,441,427 0.98% 43,332 $-2,663,136 Down ×2
VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares $3,169,061 0.90% 63,091 $97,486 Up ×5
PZA $2,439,965 0.69% 103,740 $2,039,561 Up ×1
XCEM $1,528,020 0.43% 28,896 $-284,026 Down ×4
SYSB $1,462,222 0.42% 16,482 Up ×1
SPLV $1,425,422 0.41% 19,031 $74,234 Up ×5
VEA $1,406,689 0.40% 19,743 $107,916 Down ×2
EMXC iShares MSCI Emerging Markets ex China ETF $1,268,622 0.36% 12,401 $214,735 Down ×6
SCHG $1,140,476 0.32% 33,702 $158,737
ICVT $1,110,147 0.32% 9,119 Up ×1
VGT $919,945 0.26% 7,697 $302,463 Up ×1
EHC Encompass Health Corporation Common Stock $885,151 0.25% 8,757 $38,092
AMZN Amazon.com, Inc. - Common Stock $853,972 0.24% 3,583 $112,739 Up ×1
TFI $820,049 0.23% 17,905 $8,236
SPY SPY $810,992 0.23% 1,086 $292,671 Up ×1
IVV $536,205 0.15% 716 $68,507
MTUM $523,501 0.15% 1,527 $145,517 Down ×2
AAPL Apple Inc. - Common Stock $507,537 0.14% 1,754 $61,628 Down ×2
IEMG $480,389 0.14% 5,799 $40,476 Down ×1
SCHX $462,286 0.13% 15,708 $77,686 Up ×1
USMV $461,754 0.13% 4,787 $-57,775 Down ×6
TLH $441,038 0.13% 4,395 $-2,127,423 Down ×1
SPTL $386,525 0.11% 14,736 Up ×1
NULG $378,221 0.11% 3,231 $84,394
GOOG Alphabet Inc. - Class C Capital Stock $320,411 0.09% 907 $61,998 Up ×1
PB Prosperity Bancshares, Inc. Common Stock $311,838 0.09% 4,270 Up ×1
AGG $310,500 0.09% 3,137 Up ×1
XOM Exxon Mobil Corporation Common Stock $302,972 0.09% 2,216 $-71,128 Up ×1
EFA $282,034 0.08% 2,715 $18,326
VONV Vanguard Russell 1000 Value ETF $269,708 0.08% 2,537 $31,890
VTI $269,389 0.08% 728 $35,839
VMBS Vanguard Mortgage-Backed Securities ETF $260,357 0.07% 5,562
VO $241,307 0.07% 2,995 $17,881 Up ×1
HEFA $230,073 0.07% 4,903 $-137,891 Down ×4
NVDA NVIDIA Corporation - Common Stock $222,100 0.06% 1,110
IJR $211,935 0.06% 1,429
RSP $211,280 0.06% 993 Up ×1
IJH $205,344 0.06% 2,663
SPHY $204,561 0.06% 8,727 $-8,224,290 Down ×2

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security Value % of portfolio Streak
SCHZ $36,389,117 10.35% up ×6
SPMB $29,025,278 8.25% up ×6
VGLT $17,095,481 4.86% up ×5
VWO $15,597,713 4.43% up ×5
VUG $14,109,818 4.01% up ×3
ITA $4,953,368 1.41% up ×3
VTIP $3,169,061 0.90% up ×5
SPLV $1,425,422 0.41% up ×5

Biggest new bets

New positions opened this quarter, largest first.

Security Value Shares % of portfolio
SYSB $1,462,222 16,482 0.42%
ICVT $1,110,147 9,119 0.32%
SPTL $386,525 14,736 0.11%
PB $311,838 4,270 0.09%
AGG $310,500 3,137 0.09%
VMBS $260,357 5,562 0.07%
NVDA $222,100 1,110 0.06%
IJR $211,935 1,429 0.06%
RSP $211,280 993 0.06%
IJH $205,344 2,663 0.06%

Top movers (QoQ)

Security Action Shares Δ Value Δ
SPMB Bought more +260K +$5.7M
IVW Trimmed -23K +$5.6M
IUSB Bought more +113K +$5.2M
OEF Trimmed -13K -$3.5M
VWO Bought more +38K +$3.5M
EFG Bought more +18K +$3.3M
BLCR Bought more +54K +$3.1M
IYW Trimmed -24K -$2.7M
GLDM Trimmed -23K -$2.7M
VUG Bought more +136K +$2.2M

2 positions hidden (data completeness check)

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

SecurityQuarter Shares before Value before Price since exit
IXC June 30, 2025 24,755 $1,041,453 No longer tracked
HYD June 30, 2026 11,007 $551,891 No longer tracked
IGSB June 30, 2026 9,891 $519,871
BIV June 30, 2025 3,959 $303,141 No longer tracked
IJR March 31, 2025 2,362 $272,150 No longer tracked
IEFA March 31, 2026 3,028 $270,885 No longer tracked
MSFT March 31, 2026 535 $258,572 30.2%
SUB Sept. 30, 2025 2,425 $257,875 No longer tracked
VMBS June 30, 2025 5,457 $252,714
IJH March 31, 2025 3,672 $228,802 No longer tracked
SHY Sept. 30, 2025 2,650 $219,579
NVDA March 31, 2026 1,134 $211,491 24.4%
VB March 31, 2025 859 $206,401 No longer tracked
IWR March 31, 2026 2,118 $203,900 No longer tracked