Retirement Investment Advisors, Inc.
CIK 1957886 · View on SEC EDGAR ↗
- Portfolio value
- $1.4B
- Positions
- 66
- As of
- June 30, 2026
#1,946 of 9,443 by 13F value · top 20.6%
Portfolio value QoQ: +12.9% 13F does not disclose cash
- Top 10 holdings weight
- 93.52%
- Top 25 holdings weight
- 98.35%
- Positions above 1%
- 11
- Effective number of positions
- 7.3
Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)
Turnover Q2 2026: 0.52% Est. buys $295,151,086 · sells $6,881,760
Median holding: 7.0 quarters Tracked Q4 2024–Q2 2026 · 83.5% still held
- New positions
- 4
- Increased
- 31
- Decreased
- 18
- Closed
- 5
On this page
- Sector breakdown How the portfolio splits across market sectors.
- Portfolio Every stock this institution reports holding, from its latest 13F.
- High-conviction bets The holdings this manager is most concentrated in.
- Biggest new bets Brand-new positions opened in the latest quarter.
- Top moves The biggest position increases and decreases this quarter.
- Exited positions Positions the manager fully sold out of last quarter.
Sector breakdown
Technology
0.4%
Energy
0.3%
Retail
0.1%
Consumer Discretionary
0.1%
Healthcare
0.1%
Utilities
0.0%
Financials
0.0%
Communication Services
0.0%
Industrials
0.0%
Other/Unmapped
98.9%
Full portfolio 66 positions
| Type | Streak | 8Q trend | |||||
|---|---|---|---|---|---|---|---|
| VTV | $311,983,444 | 22.24% | 1,422,244 | $49,210,043 | Up ×1 | ||
| VUG | $286,633,023 | 20.44% | 3,327,139 | $29,584,638 | Up ×2 | ||
| IEFA | $206,273,095 | 14.71% | 2,145,326 | $19,698,629 | Up ×6 | ||
| BIV | $138,217,244 | 9.85% | 1,825,373 | $4,517,689 | Up ×1 | ||
| IEMG | $108,572,548 | 7.74% | 1,383,266 | $15,503,164 | Down ×1 | ||
| VBR | $96,329,504 | 6.87% | 398,418 | $12,892,927 | Up ×6 | ||
| MUB | $58,049,052 | 4.14% | 543,022 | $12,623,273 | Up ×6 | ||
| BNDX Vanguard Total International Bond ETF | $50,957,833 | 3.63% | 1,064,060 | $2,834,544 | Up ×1 | ||
| EMB iShares J.P. Morgan USD Emerging Markets Bond ETF | $29,426,351 | 2.10% | 308,517 | $1,368,241 | Up ×6 | ||
| VBK | $25,217,780 | 1.80% | 72,220 | $6,302,069 | Up ×6 | ||
| HYLB | $19,959,353 | 1.42% | 550,451 | $470,427 | Up ×1 | ||
| HYD | $8,688,689 | 0.62% | 169,817 | $1,153,754 | Up ×6 | ||
| SCHV | $6,414,026 | 0.46% | 187,435 | $1,798,686 | Up ×1 | ||
| VTEB | $5,355,766 | 0.38% | 106,540 | $-254,184 | Down ×1 | ||
| QQQ Invesco QQQ Trust, Series 1 | $4,660,625 | 0.33% | 6,547 | $489,531 | Down ×1 | ||
| VEA | $3,841,334 | 0.27% | 55,065 | $1,187,046 | Up ×2 | ||
| IVV | $3,398,651 | 0.24% | 4,516 | $388,340 | Up ×1 | ||
| SDY | $2,357,563 | 0.17% | 15,253 | $200,458 | Down ×1 | ||
| VXUS Vanguard Total International Stock ETF | $2,186,827 | 0.16% | 26,101 | $206,972 | Down ×1 | ||
| AAPL Apple Inc. - Common Stock | $2,125,342 | 0.15% | 6,698 | $367,495 | Up ×1 | ||
| IJR | $2,053,416 | 0.15% | 14,161 | $351,163 | Down ×1 | ||
| VWO | $1,936,921 | 0.14% | 32,946 | $516,197 | Up ×2 | ||
| SPY SPY | $1,790,516 | 0.13% | 2,390 | $101,400 | Down ×1 | ||
| BRKB | $1,581,474 | 0.11% | 3,183 | $-66,213 | Down ×1 | ||
| Unknown issuer (CUSIP: 81589A874) | $1,483,265 | 0.11% | 59,533 | Up ×1 | |||
| NVDA NVIDIA Corporation - Common Stock | $1,445,267 | 0.10% | 7,101 | $75,611 | Down ×1 | ||
| RSP | $1,281,095 | 0.09% | 5,980 | $135,566 | |||
| VCSH Vanguard Short-Term Corporate Bond ETF | $1,254,886 | 0.09% | 15,996 | $-23,505 | Down ×1 | ||
| OKE ONEOK, Inc. Common Stock | $1,224,879 | 0.09% | 13,356 | $232,145 | Up ×2 | ||
| PSX Phillips 66 Common Stock | $1,144,530 | 0.08% | 5,772 | $281,640 | Down ×1 | ||
| IBM International Business Machines Corporation Common Stock | $1,088,363 | 0.08% | 3,750 | $-22,425 | |||
| IWN | $1,076,482 | 0.08% | 4,898 | $182,392 | Down ×1 | ||
| WMT Walmart Inc. - Common Stock | $989,518 | 0.07% | 8,621 | $102,583 | Up ×1 | ||
| ITOT | $980,438 | 0.07% | 5,971 | $82,945 | Down ×1 | ||
| TSLA Tesla, Inc. - Common Stock | $956,109 | 0.07% | 2,422 | $-145,255 | Down ×1 | ||
| PWV | $814,425 | 0.06% | 10,368 | $124,214 | Down ×1 | ||
| VTI | $738,820 | 0.05% | 1,998 | $92,084 | Up ×1 | ||
| IAGG | $736,987 | 0.05% | 14,793 | $303,300 | Up ×1 | ||
| IWM | $638,906 | 0.05% | 2,177 | $103,016 | |||
| COP ConocoPhillips Common Stock | $616,048 | 0.04% | 5,459 | $105,031 | |||
| ET Energy Transfer LP Common Units | $555,470 | 0.04% | 28,467 | $40,599 | Up ×2 | ||
| OGE OGE Energy Corp Common Stock | $540,556 | 0.04% | 11,034 | $-37,218 | Down ×1 | ||
| VGT | $433,656 | 0.03% | 3,752 | $80,133 | Up ×1 | ||
| JNJ Johnson & Johnson Common Stock | $428,156 | 0.03% | 1,661 | $94,760 | Up ×1 | ||
| MSFT Microsoft Corporation - Common Stock | $395,682 | 0.03% | 1,012 | $29,582 | Up ×1 | ||
| HYMB | $389,926 | 0.03% | 15,461 | $169,132 | Up ×2 | ||
| SFNC Simmons First National Corporation - Common Stock | $344,700 | 0.02% | 15,000 | $61,950 | |||
| SGOV iShares 0-3 Month Treasury Bond ETF | $331,414 | 0.02% | 3,297 | $-15,198 | Down ×1 | ||
| GOOG Alphabet Inc. - Class C Capital Stock | $325,421 | 0.02% | 928 | $79,402 | Up ×1 | ||
| UTHR United Therapeutics Corporation - Common Stock | $321,342 | 0.02% | 600 | $28,992 | |||
| SPDW | $315,850 | 0.02% | 6,385 | $34,361 | Up ×2 | ||
| VOO | $305,346 | 0.02% | 444 | $38,969 | Up ×1 | ||
| RTX RTX Corporation Common Stock | $285,158 | 0.02% | 1,452 | $18,861 | |||
| F Ford Motor Company Common Stock | $276,626 | 0.02% | 19,973 | $14,580 | |||
| MCD McDonald's Corporation Common Stock | $274,791 | 0.02% | 1,008 | $-31,756 | Up ×1 | ||
| SHEL Shell PLC American Depositary Shares (each representing two (2) Ordinary Shares) | $261,653 | 0.02% | 3,130 | $28,010 | |||
| EPD Enterprise Products Partners L.P. Common Stock | $253,985 | 0.02% | 6,900 | $-958 | Up ×1 | ||
| MRK Merck & Company, Inc. Common Stock (new) | $250,913 | 0.02% | 2,023 | $37,972 | |||
| GOOGL Alphabet Inc. - Class A Common Stock | $248,167 | 0.02% | 704 | $27,815 | |||
| AMZN Amazon.com, Inc. - Common Stock | $243,600 | 0.02% | 985 | $22,013 | Up ×1 | ||
| EFA | $241,788 | 0.02% | 2,342 | Up ×1 | |||
| RCL Royal Caribbean Cruises Ltd. Common Stock | $230,888 | 0.02% | 800 | $7,752 | |||
| DGRW WisdomTree U.S. Quality Dividend Growth Fund | $224,116 | 0.02% | 2,321 | $16,549 | |||
| WMB Williams Companies, Inc. (The) Common Stock | $215,338 | 0.02% | 2,892 | $-83,048 | Down ×1 | ||
| BANF BancFirst Corporation - Common Stock | $214,863 | 0.02% | 1,870 | ||||
| TTE TotalEnergies SE Ordinary Shares | $203,693 | 0.01% | 2,516 | Up ×1 | |||
| No matches | |||||||
Conviction holdings
Positions increased for 3+ consecutive quarters.
Share counts are as reported in 13F filings (not split-adjusted)
| Security | Value | % of portfolio | Streak |
|---|---|---|---|
| IEFA | $206,273,095 | 14.71% | up ×6 |
| VBR | $96,329,504 | 6.87% | up ×6 |
| MUB | $58,049,052 | 4.14% | up ×6 |
| EMB | $29,426,351 | 2.10% | up ×6 |
| VBK | $25,217,780 | 1.80% | up ×6 |
| HYD | $8,688,689 | 0.62% | up ×6 |
Biggest new bets
New positions opened this quarter, largest first.
Top movers (QoQ)
| Security | Action | Shares Δ | Value Δ |
|---|---|---|---|
| VTV | Bought more | +46K | +$49.2M |
| VUG | Bought more | +2.8M | +$29.6M |
| IEFA | Bought more | +60K | +$19.7M |
| IEMG | Trimmed | -1K | +$15.5M |
| VBR | Bought more | +4K | +$12.9M |
| MUB | Bought more | +119K | +$12.6M |
| VBK | Bought more | +10K | +$6.3M |
| BIV | Bought more | +109K | +$4.5M |
| BNDX | Bought more | +68K | +$2.8M |
| SCHV | Bought more | +32K | +$1.8M |
Exited positions
Includes corporate events (mergers, delistings) — not all exits are sells
Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.
| Security | Quarter | Shares before | Value before | Price since exit |
|---|---|---|---|---|
| XOM | June 30, 2026 | 36,842 | $4,433,566 | 21.7% |
| BRKB | Sept. 30, 2025 | 3,104 | $1,507,830 | No longer tracked |
| AAPL | Sept. 30, 2025 | 5,869 | $1,204,143 | 21.0% |
| TXN | June 30, 2026 | 3,317 | $575,466 | -11.1% |
| BANF | Dec. 31, 2025 | 1,902 | $240,508 | 6.9% |
| ROK | June 30, 2026 | 548 | $213,210 | -11.8% |
| AMZN | March 31, 2025 | 971 | $213,028 | 35.5% |
| UTHR | March 31, 2025 | 600 | $211,704 | 70.7% |
| AMZN | Sept. 30, 2025 | 960 | $210,614 | 17.4% |
| TRI | June 30, 2026 | 1,573 | $207,463 | 29.1% |
| COHR | June 30, 2026 | 1,121 | $206,903 | -23.7% |
| BX | March 31, 2025 | 1,169 | $201,559 | 2.5% |
| MJTK | Dec. 31, 2025 | 20,000 | $9 | No longer tracked |
| MJNA | Dec. 31, 2025 | 20,000 | $4 | No longer tracked |
| HEMP | Dec. 31, 2025 | 10,000 | $0 | No longer tracked |
| OWCP | Dec. 31, 2025 | 25,000 | $0 | No longer tracked |