ASRV AmeriServ Financial Inc. - Common Stock
$5,03
Precio · Ago 18, 2026
Fundamentales a fecha de Ago 14, 2026
Rango 52S
$3–$5
86% of range
Calificación del Analista
—
Precio Objetivo
—
P/E (TTM)
14.8
ROE
4.9%
Margen de Beneficio Neto
38.4%
Acerca de AmeriServ Financial Inc. - Common Stock Descripción general de la empresa de Wikipedia
AmeriServ Financial, Inc. is a bank holding company based in Johnstown, Pennsylvania. It operates AmeriServ Financial Bank, AmeriServ Trust and Financial Services Company, and AmeriServ Life Insurance Company. The bank operates 16 automated teller machines.
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AmeriServ Financial, Inc. is a bank holding company based in Johnstown, Pennsylvania. It operates AmeriServ Financial Bank, AmeriServ Trust and Financial Services Company, and AmeriServ Life Insurance Company. The bank operates 16 automated teller machines.
Since 1996, the company has been the main sponsor of the Flood City Music Festival in Johnstown, Pennsylvania.
## History
In January 1983, USBANCORP, INC. was formed as a bank holding company.
In October 1987, AmeriServ Life Insurance Company was formed.
In October 1992, AmeriServ Trust and Financial Services Company was formed.
In May 2001, the company changed its name to AmeriServ Financial, Inc.
In March 2007, the company acquired West Chester Capital Advisors.
In 2009, the company sold its corporate trust bond administration business to U.S. Bancorp.
In August 2011, the company received $21 million from the Small Business Lending Fund, which it used to repay the $21 million investment it received from the United States Department of the Treasury as part of the Troubled Asset Relief Program.
In March 2015, Jeffrey A. Stopko was promoted to chief executive officer of the company.
Fuente: Wikipedia (Inglés), CC BY-SA 4.0 · Ver en Wikipedia ↗
ASRV Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas
Precio
$5.03
Capitalización Bursátil
$83M
P/E (TTM)
14.8
BPA (TTM)
$0.34
Ingresos (TTM)
$15M
Rendimiento div.
2.4%
ROE
4.9%
Deuda/Capital
—
Rango 52S
$3 – $5
ASRV Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista
Configure
Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA
Ingresos y Beneficio Neto
$15M
2018-12-31
→
2025-12-31
BPA
$0.34
2016-12-31
→
2025-12-31
Flujo de caja libre
—
Márgenes
38.4%
Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?
Métrica
Tendencia a 5 años
ASRV
Mediana de Pares
P/E (TTM)
14.8
12.3
P/S (TTM) (P/V (TTM))
5.7
1.8
P/B (P/C)
0.7
0.7
Rentabilidad Márgenes brutos, operativos y netos; ROE, ROA, ROIC
Métrica
Tendencia a 5 años
ASRV
Mediana de Pares
Net Profit Margin (Margen de Beneficio Neto)
38.4%
5.3%
ROA
0.39%
0.59%
ROE
4.9%
3.7%
Salud financiera Deuda, liquidez, solvencia — solidez del balance general
Métrica
Tendencia a 5 años
ASRV
Mediana de Pares
Crecimiento Crecimiento de ingresos, BPA y beneficio neto: interanual, CAGR a 3 años, CAGR a 5 años
Métrica
Tendencia a 5 años
ASRV
Mediana de Pares
Revenue YoY (Ingresos interanuales)
-6.3%
—
Revenue CAGR 3Y (Ingresos CAGR 3A)
-0.23%
—
Revenue CAGR 5Y (Ingresos CAGR 5A)
2.7%
—
EPS YoY (EPS interanual)
61.9%
—
Net Income YoY (Beneficio Neto interanual)
55.9%
—
Eficiencia de capital Rotación de activos, rotación de inventario, rotación de cuentas por cobrar
Métrica
Tendencia a 5 años
ASRV
Mediana de Pares
Payout Ratio (Ratio de Pago)
35.3%
—
Dividendos Rendimiento, ratio de pago, historial de dividendos, CAGR a 5 años
Rendimiento por Dividendo
2.4%
Ratio de Pago
35.3%
CAGR de Dividendos a 5 años
—
| Fecha ex-dividendo | Monto |
|---|---|
| 3 de agosto de 2026 | $0,0300 |
| 4 de mayo de 2026 | $0,0300 |
| 2 de febrero de 2026 | $0,0300 |
| 3 de noviembre de 2025 | $0,0300 |
| 4 de agosto de 2025 | $0,0300 |
| 5 de mayo de 2025 | $0,0300 |
| 3 de febrero de 2025 | $0,0300 |
| 4 de noviembre de 2024 | $0,0300 |
| 5 de agosto de 2024 | $0,0300 |
| 3 de mayo de 2024 | $0,0300 |
| 2 de febrero de 2024 | $0,0300 |
| 3 de noviembre de 2023 | $0,0300 |
| 4 de agosto de 2023 | $0,0300 |
| 5 de mayo de 2023 | $0,0300 |
| 3 de febrero de 2023 | $0,0300 |
| 4 de noviembre de 2022 | $0,0300 |
| 5 de agosto de 2022 | $0,0300 |
| 6 de mayo de 2022 | $0,0300 |
| 4 de febrero de 2022 | $0,0250 |
| 5 de noviembre de 2021 | $0,0250 |
Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados
| Período | EPS Actual | EPS est. | Sorpresa |
|---|---|---|---|
| 30 de junio de 2026 | $0.16 | — | — |
| 31 de marzo de 2026 | $0.11 | — | — |
| 30 de junio de 2025 | $-0.02 | — | — |
| 31 de marzo de 2025 | $0.12 | — | — |
| 30 de junio de 2024 | $-0.02 | — | — |
| 31 de marzo de 2024 | $0.11 | — | — |
Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector
| Ticker | Capitalización Bursátil | P/E | Ingresos interanuales | Margen Neto | ROE | Margen Bruto |
|---|---|---|---|---|---|---|
| ASRV | $53M | 9.4 | -6.3% | 38.4% | 4.9% | — |
| CPBI | $72M | 16.3 | 11.3% | 19.0% | 4.6% | — |
Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja
Estado de resultados 11
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15M | $16M | $14M | $15M | $15M | $13M | $13M | $13M | |
| Interest Expense | $29M | $30M | $25M | $8M | $8M | $11M | $14M | $12M | |
| Interest Income | $71M | $67M | $61M | $49M | $47M | $47M | $50M | $47M | |
| Pretax Income | $7M | $4M | $-4M | $9M | $9M | $6M | $8M | $9M | |
| Income Tax | $1M | $798.0K | $-1M | $2M | $2M | $1M | $2M | $2M | |
| Net Income | $6M | $4M | $-3M | $7M | $7M | $5M | $6M | $8M | |
| EPS (Basic) | $0.34 | $0.21 | $-0.20 | $0.44 | $0.41 | $0.27 | $0.35 | $0.43 | |
| EPS (Diluted) | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 | $0.27 | $0.35 | $0.43 | |
| Shares (Basic) | 16,520,000 | 16,802,000 | 17,143,000 | 17,107,000 | 17,073,000 | 17,053,000 | 17,359,000 | 17,933,000 | |
| Shares (Diluted) | 16,530,000 | 16,802,000 | 17,144,000 | 17,146,000 | 17,114,000 | 17,063,000 | 17,440,000 | 18,037,000 | |
| EBITDA | $2M | $2M | $2M | $2M | $2M | $2M | · | · |
Balance general 18
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | $14M | $23M | $41M | $32M | $22M | $35M | |
| PP&E (Net) | $14M | $14M | $14M | $14M | $14M | $14M | $15M | $13M | |
| PP&E (Gross) | $39M | $40M | $41M | $41M | $40M | $39M | $39M | $38M | |
| Accum. Depreciation | $25M | $26M | $27M | $26M | $26M | $25M | $24M | $25M | |
| Goodwill | $14M | $14M | $14M | $14M | $14M | $12M | $12M | $12M | |
| Intangibles | $56.0K | $77.0K | $101.0K | $128.0K | · | · | · | · | |
| Total Assets | $1.45B | $1.42B | $1.39B | $1.36B | $1.34B | $1.28B | $1.17B | $1.16B | |
| Short-term Debt | · | $15M | $41M | $89M | $0 | $25M | $22M | $41M | |
| Deferred Tax | $2M | · | · | · | $934.0K | $3M | $640.0K | $200.0K | |
| Total Liabilities | $1.33B | $1.32B | $1.29B | $1.26B | $1.22B | $1.18B | $1.07B | $1.06B | |
| Total Debt | · | $15M | $41M | $89M | · | $25M | $22M | $41M | |
| Common Stock | $270.0K | $268.0K | $268.0K | $267.0K | $267.0K | $267.0K | $267.0K | $266.0K | |
| Retained Earnings | $64M | $60M | $59M | $65M | $60M | $55M | $52M | $47M | |
| Treasury Stock | $85M | $85M | $83M | $83M | $83M | $83M | $83M | $81M | |
| AOCI | $-7M | $-15M | $-20M | $-23M | $-7M | $-13M | $-16M | $-14M | |
| Stockholders' Equity | $119M | $107M | $102M | $106M | $117M | $104M | $99M | $98M | |
| Liabilities + Equity | $1.45B | $1.42B | $1.39B | $1.36B | $1.34B | $1.28B | $1.17B | $1.16B | |
| Shares Outstanding | 16,522,267 | 16,519,267 | 17,147,270 | 17,117,617 | 17,081,500 | 17,060,144 | 17,057,871 | 17,619,303 |
Flujo de Efectivo 11
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Stock-based Comp | · | $8.0K | $45.0K | $50.0K | $43.0K | $3.0K | $7.0K | $14.0K | |
| Deferred Tax | $992.0K | $-34.0K | $-565.0K | $533.0K | $729.0K | $2M | $179.0K | $3M | |
| Amort. of Intangibles | $21.0K | $24.0K | $27.0K | $30.0K | $19.0K | · | · | · | |
| Other Non-cash | $-5M | $-3M | $8M | $-5M | $395.0K | $-9M | · | · | |
| Operating Cash Flow | $3M | $3M | $6M | $5M | $10M | $-1M | $5M | $8M | |
| Investing Cash Flow | $11M | $-23M | $-40M | $-56M | $-488.0K | $-95M | $-13M | $3M | |
| Stock Repurchased | · | $2M | · | · | · | · | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | |
| Financing Cash Flow | $19M | $24M | $25M | $33M | $146.0K | $106M | $-5M | $-10M | |
| Net Change in Cash | · | · | · | · | · | · | · | $706.0K |
Rentabilidad 5
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 38.4% | 23.1% | -23.1% | 50.5% | 47.2% | 35.9% | 12.0% | 15.6% | |
| Pretax Margin | 46.4% | 28.2% | -30.3% | 62.4% | 58.6% | 45.3% | 15.1% | 18.9% | |
| EBITDA Margin | 11.6% | 10.9% | 11.7% | 11.5% | 11.4% | 12.5% | · | · | |
| ROA | 0.39% | 0.26% | -0.24% | 0.55% | 0.54% | 0.38% | 0.52% | 0.67% | |
| ROE | 4.9% | 3.3% | -3.3% | 7.2% | 6.1% | 4.4% | 6.0% | 8.0% |
Liquidez y Solvencia 1
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | 0.1 | 0.4 | 0.8 | · | 0.2 | 0.2 | 0.4 |
Eficiencia 1
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Tasas de Crecimiento 10
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -6.3% | 7.8% | -1.7% | -1.5% | 16.7% | · | · | · | |
| Revenue CAGR 3Y | -0.23% | 1.4% | 4.2% | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.7% | · | · | · | · | · | · | · | |
| EPS YoY | 61.9% | · | · | 4.9% | 51.8% | · | · | · | |
| EPS CAGR 3Y | -7.5% | -20.0% | · | · | · | · | · | · | |
| EPS CAGR 5Y | 4.7% | · | · | · | · | · | · | · | |
| Net Income YoY | 55.9% | · | · | 5.3% | 53.8% | · | · | · | |
| Net Income CAGR 3Y | -9.0% | -20.2% | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 4.1% | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 2.9% | · | · | · | · | · | · | · |
Valoración (TTM) 15
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $15M | $16M | $14M | $15M | $15M | $13M | $13M | $13M | |
| Net Income TTM | $6M | $4M | $-3M | $7M | $7M | $5M | $6M | $8M | |
| Market Cap | $53M | $44M | $56M | $67M | $66M | $53M | $72M | $71M | |
| Enterprise Value | · | · | $82M | $133M | · | $47M | $72M | $77M | |
| P/E | 9.4 | 12.8 | -16.2 | 9.2 | 9.4 | 11.6 | 12.0 | 9.4 | |
| P/S | 3.6 | 2.8 | 3.8 | 4.6 | 4.4 | 4.2 | 5.6 | 5.5 | |
| P/B | 0.4 | 0.4 | 0.5 | 0.6 | 0.6 | 0.5 | 0.7 | 0.7 | |
| P / Tangible Book | 0.5 | 0.5 | 0.6 | 0.7 | 0.6 | 0.6 | · | · | |
| P / Cash Flow | 16.5 | 16.5 | 8.8 | 12.9 | 6.6 | -38.9 | 14.7 | 8.9 | |
| EV / EBITDA | · | · | 48.5 | 78.3 | · | 29.1 | · | · | |
| EV / Revenue | · | · | 5.7 | 9.0 | · | 3.6 | 5.6 | 6.0 | |
| Dividend Yield | 3.8% | 4.6% | 3.7% | 2.9% | 2.6% | 3.2% | 2.3% | 1.9% | |
| Earnings Yield | 10.7% | 7.8% | -6.2% | 10.9% | 10.6% | 8.6% | 8.3% | 10.7% | |
| Payout Ratio | 35.3% | 56.1% | -61.5% | 26.4% | 24.1% | 37.3% | 27.2% | 17.3% | |
| Annual Payout | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M |
Estado de resultados 10
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4M | $4M | $4M | $4M | $4M | $3M | $4M | $4M | $4M | $4M | · | $4M | $4M | $3M | · | $4M | |
| Interest Expense | $7M | $7M | $7M | $7M | $7M | $7M | $8M | $8M | $8M | $7M | $7M | $7M | $6M | $5M | $4M | $2M | |
| Interest Income | $18M | $18M | $18M | $18M | $18M | $17M | $17M | $17M | $17M | $16M | $16M | $15M | $15M | $15M | $14M | $13M | |
| Pretax Income | $3M | $2M | $2M | $3M | $-352.0K | $2M | $1M | $1M | $-484.0K | $2M | $-7M | $771.0K | $-248.0K | $2M | $1M | $3M | |
| Income Tax | $661.0K | $426.0K | $236.0K | $540.0K | $-70.0K | $478.0K | $187.0K | $237.0K | $-109.0K | $483.0K | $-1M | $124.0K | $-61.0K | $372.0K | $126.0K | $526.0K | |
| Net Income | $3M | $2M | $1M | $3M | $-282.0K | $2M | $889.0K | $1M | $-375.0K | $2M | $-5M | $647.0K | $-187.0K | $2M | $947.0K | $2M | |
| EPS (Basic) | $0.16 | $0.11 | $0.09 | $0.15 | $-0.02 | $0.12 | $0.05 | $0.07 | $-0.02 | $0.11 | $-0.31 | $0.04 | $-0.01 | $0.09 | $0.06 | $0.12 | |
| EPS (Diluted) | $0.16 | $0.11 | $0.09 | $0.15 | $-0.02 | $0.12 | $0.05 | $0.07 | $-0.02 | $0.11 | $-0.31 | $0.04 | $-0.01 | $0.09 | $0.06 | $0.12 | |
| Shares (Basic) | 16,964,267 | 16,927,456 | -33,037,267 | 16,519,267 | 16,519,267 | 16,519,267 | -33,894,267 | 16,519,267 | 17,030,000 | 17,147,000 | · | 17,147,000 | 17,147,000 | 17,131,000 | · | 17,111,000 | |
| Shares (Diluted) | 16,965,554 | 16,928,095 | -33,027,368 | 16,519,368 | 16,519,267 | 16,519,267 | -33,894,267 | 16,519,267 | 17,030,000 | 17,147,000 | · | 17,147,000 | 17,147,000 | 17,155,000 | · | 17,145,000 |
Balance general 18
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | · | · | · | $18M | $17M | $22M | · | $29M | |
| PP&E (Net) | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $15M | $14M | $14M | · | $14M | $14M | $14M | · | $14M | |
| PP&E (Gross) | · | · | $39M | · | · | · | $40M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $25M | · | · | · | $26M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | $14M | · | $14M | $14M | $14M | · | $14M | |
| Intangibles | $47.0K | $51.0K | $56.0K | $61.0K | $66.0K | $71.0K | $77.0K | $82.0K | $88.0K | $94.0K | · | $107.0K | $113.0K | $120.0K | · | · | |
| Total Assets | $1.46B | $1.47B | $1.45B | $1.46B | $1.45B | $1.43B | $1.42B | $1.41B | $1.40B | $1.38B | · | $1.36B | $1.35B | $1.35B | · | $1.35B | |
| Short-term Debt | · | · | · | · | $3M | $10M | $15M | $12M | $35M | $11M | · | $63M | $57M | $53M | · | $26M | |
| Deferred Tax | $2M | $2M | $2M | $415.0K | · | · | · | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $1.34B | $1.35B | $1.33B | $1.35B | $1.34B | $1.32B | $1.32B | $1.30B | $1.30B | $1.28B | · | $1.26B | $1.24B | $1.24B | · | $1.25B | |
| Total Debt | · | · | · | · | $3M | $10M | · | $12M | $35M | $11M | · | $63M | $57M | $53M | · | $26M | |
| Common Stock | $272.0K | $272.0K | $270.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | $268.0K | · | $268.0K | $268.0K | $268.0K | · | $267.0K | |
| Retained Earnings | $68M | $65M | $64M | $63M | $61M | $62M | $60M | $60M | $59M | $60M | · | $65M | $65M | $65M | · | $65M | |
| Treasury Stock | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $85M | $83M | · | $83M | $83M | $83M | · | $83M | |
| AOCI | $-8M | $-8M | $-7M | $-10M | $-12M | $-13M | $-15M | $-14M | $-18M | $-20M | $-20M | $-27M | $-24M | $-23M | $-23M | $-27M | |
| Stockholders' Equity | $123M | $121M | $119M | $115M | $111M | $111M | $107M | $108M | $104M | $104M | $102M | $101M | $104M | $106M | · | $102M | |
| Liabilities + Equity | $1.46B | $1.47B | $1.45B | $1.46B | $1.45B | $1.43B | $1.42B | $1.41B | $1.40B | $1.38B | · | $1.36B | $1.35B | $1.35B | · | $1.35B | |
| Shares Outstanding | 16,964,267 | 16,964,267 | 16,522,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 16,519,267 | 17,147,270 | · | 17,147,270 | 17,147,270 | 17,147,270 | · | 17,112,617 |
Flujo de Efectivo 7
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | · | · | · | · | · | · | $0 | $0 | $0 | $8.0K | · | $11.0K | $12.0K | $12.0K | · | $12.0K | |
| Amort. of Intangibles | $4.0K | $5.0K | $5.0K | $5.0K | $5.0K | $6.0K | $5.0K | $6.0K | $6.0K | $7.0K | · | $6.0K | $7.0K | $8.0K | · | $7.0K | |
| Operating Cash Flow | $-1M | $356.0K | $1M | $1M | $-62.0K | $599.0K | $3M | $-235.0K | $2M | $-2M | · | $3M | $704.0K | $2M | · | $806.0K | |
| Investing Cash Flow | $-11M | $-15M | $10M | $17M | $-14M | $-2M | $-23M | $5M | $-17M | $13M | · | $-16M | $-5M | $14M | · | $-32M | |
| Stock Repurchased | · | · | · | · | · | · | $0 | $0 | · | · | · | · | · | · | · | · | |
| Dividends Paid | $510.0K | $508.0K | $496.0K | $495.0K | $495.0K | $496.0K | $496.0K | $495.0K | $515.0K | $514.0K | · | $513.0K | $515.0K | $514.0K | · | $513.0K | |
| Financing Cash Flow | $-14M | $18M | $-14M | $10M | $16M | $8M | $16M | $-746.0K | $16M | $-7M | · | $14M | $-1M | $-16M | · | $30M |
Rentabilidad 4
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 70.7% | 49.7% | · | 69.5% | -7.8% | 55.0% | · | 30.5% | -9.7% | 46.9% | · | 17.4% | -5.2% | 43.5% | · | 57.8% | |
| Pretax Margin | 87.8% | 61.5% | · | 84.3% | -9.8% | 68.8% | · | 36.6% | -12.5% | 58.8% | · | 20.8% | -6.9% | 54.1% | · | 72.2% | |
| ROA | 0.19% | 0.12% | · | 0.18% | -0.02% | 0.14% | · | 0.09% | -0.03% | 0.14% | · | 0.05% | -0.01% | 0.11% | · | 0.16% | |
| ROE | 2.3% | 1.6% | · | 2.3% | -0.26% | 1.8% | · | 1.1% | -0.36% | 1.8% | · | 0.64% | -0.18% | 1.4% | · | 1.9% |
Liquidez y Solvencia 1
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | · | · | 0.0 | 0.1 | · | 0.1 | 0.3 | 0.1 | · | 0.6 | 0.5 | 0.5 | · | 0.3 |
Eficiencia 1
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valoración (TTM) 12
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $15M | $14M | · | $15M | $15M | $15M | · | $16M | $15M | $15M | · | $14M | $14M | $15M | · | $15M | |
| Net Income TTM | $9M | $5M | · | $5M | $4M | $4M | · | $-3M | $-3M | $-3M | · | $3M | $4M | $7M | · | $8M | |
| Market Cap | $66M | $61M | · | $48M | $50M | $40M | · | $43M | $37M | $45M | · | $45M | $44M | $52M | · | $65M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | · | · | $91M | $83M | $83M | · | $63M | |
| P/E | 7.6 | 11.0 | · | 9.7 | 13.8 | 11.0 | · | -17.4 | -12.6 | -15.3 | · | 14.7 | 9.8 | 7.8 | · | 7.8 | |
| P/S | 4.5 | 4.3 | · | 3.3 | 3.4 | 2.6 | · | 2.8 | 2.5 | 3.0 | · | 3.2 | 3.0 | 3.5 | · | 4.3 | |
| P/B | 0.5 | 0.5 | · | 0.4 | 0.5 | 0.4 | · | 0.4 | 0.4 | 0.4 | · | 0.4 | 0.4 | 0.5 | · | 0.6 | |
| P / Tangible Book | 0.6 | 0.6 | · | 0.5 | 0.5 | 0.4 | · | 0.5 | 0.4 | 0.5 | · | 0.5 | 0.5 | 0.6 | · | 0.7 | |
| P / Cash Flow | · | 172.5 | · | · | · | 67.0 | · | · | · | -20.7 | · | · | · | 29.2 | · | · | |
| EV / Revenue | · | · | · | · | · | · | · | · | · | · | · | 6.3 | 5.7 | 5.6 | · | 4.1 | |
| Earnings Yield | 13.1% | 9.1% | · | 10.3% | 7.2% | 9.0% | · | -5.8% | -8.0% | -6.5% | · | 6.8% | 10.2% | 12.8% | · | 12.9% | |
| Payout Ratio | · | 28.3% | · | · | · | 26.0% | · | · | · | 27.0% | · | · | · | 33.9% | · | · |
Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años
Estado de resultados
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Ingresos | $15M | $16M | $14M | $15M | $15M |
| Beneficio neto | $6M | $4M | $-3M | $7M | $7M |
| EPS Diluido | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 |
Balance general
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Deuda / Patrimonio | — | 0.1 | 0.4 | 0.8 | — |
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Propietarios institucionales (13F) 38 declarantes · $25.0M total · A fecha de 30 de junio de 2026
Instituciones que informan tener esta acción en su Formulario 13F trimestral de la SEC. Solo posiciones largas; un solo presentador puede aparecer dos veces para tramos de opciones separados. Las patas de put/call de compensación grandes suelen reflejar la creación de mercado o el inventario cubierto, no la convicción direccional.
Actividad institucional — Q2 2026 vs trimestre anterior
| Nuevas posiciones | Posiciones cerradas | Aumentado | Disminuido | Cambio neto de acciones |
|---|---|---|---|---|
| 8 (+3 vs trimestre anterior) | 3 (0 vs trimestre anterior) | 7 (+1 vs trimestre anterior) | 5 (+2 vs trimestre anterior) | +888K |
Comparado con Q1 2026. Las presentaciones del Formulario 13F de la SEC vencen dentro de los 45 días posteriores al final del trimestre, más un pequeño margen para los presentadores tardíos; los trimestres que aún se encuentran dentro de esa ventana se omiten en favor del par más reciente completamente reportado.
| Institución | Valor | Acciones | % de 13F rastreadas | Tipo |
|---|---|---|---|---|
| GENDELL JEFFREY L | $6 346 427 | 1 635 677 | 25,44% | Acciones |
| DIMENSIONAL FUND ADVISORS LP | $4 416 166 | 1 138 187 | 17,70% | Acciones |
| AmeriServ Wealth Advisors | $3 451 122 | 889 464 | 13,83% | Acciones |
| VANGUARD CAPITAL MANAGEMENT LLC | $2 563 054 | 660 581 | 10,27% | Acciones |
| RENAISSANCE TECHNOLOGIES LLC | $2 078 803 | 535 774 | 8,33% | Acciones |
| Oppenheimer & Close, LLC | $1 413 957 | 364 422 | 5,67% | Acciones |
| EWA, LLC | $960 250 | 247 487 | 3,85% | Acciones |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $801 721 | 206 629 | 3,21% | Acciones |
| CITADEL ADVISORS LLC | $489 268 | 126 100 | 1,96% | Opción de venta |
| GEODE CAPITAL MANAGEMENT, LLC | $443 553 | 114 271 | 1,78% | Acciones |
| Empowered Funds, LLC | $400 641 | 103 258 | 1,61% | Acciones |
| VANGUARD FIDUCIARY TRUST CO | $375 991 | 96 905 | 1,51% | Acciones |
| Argyle Capital Management, LLC | $368 076 | 94 865 | 1,48% | Acciones |
| Minerva Advisors LLC | $225 816 | 58 200 | 0,91% | Acciones |
| Abacus Planning Group, Inc. | $164 950 | 42 513 | 0,66% | Acciones |
| NORTHERN TRUST CORP | $113 897 | 29 355 | 0,46% | Acciones |
| CITADEL ADVISORS LLC | $100 395 | 25 875 | 0,40% | Acciones |
| STATE STREET CORP | $73 681 | 18 990 | 0,30% | Acciones |
| CAPTRUST FINANCIAL ADVISORS | $52 314 | 13 483 | 0,21% | Acciones |
| SCHULHOFF & CO INC | $50 440 | 13 000 | 0,20% | Acciones |
| Vanguard Global Advisers, LLC | $22 873 | 5 895 | 0,09% | Acciones |
| VANGUARD GROUP INC | $18 805 | 5 895 | 0,08% | Acciones |
| BlackRock, Inc. | $8 784 | 2 264 | 0,04% | Acciones |
| JPMORGAN CHASE & CO | $2 771 | 718 | 0,01% | Acciones |
| Tower Research Capital LLC (TRC) | $2 281 | 588 | 0,01% | Acciones |
| ROYAL BANK OF CANADA | $2 000 | 400 | 0,01% | Acciones |
| MERCER GLOBAL ADVISORS INC /ADV | $1 552 | 400 | 0,01% | Acciones |
| IFP Advisors, Inc | $442 | 114 | 0,00% | Acciones |
| Lesa Sroufe & Co | $388 | 100 000 | 0,00% | Acciones |
| CWM, LLC | $363 | 100 | 0,00% | Acciones |
| BARCLAYS PLC | $147 | 38 | 0,00% | Acciones |
| ACADIAN ASSET MANAGEMENT LLC | $87 | 22 760 | 0,00% | Acciones |
| Cornerstone Planning Group LLC | $32 | 8 | 0,00% | Acciones |
| Caitong International Asset Management Co., Ltd | $8 | 2 | 0,00% | Acciones |
| SBI Securities Co., Ltd. | $8 | 2 | 0,00% | Acciones |
| MORGAN STANLEY | $6 | 1 | 0,00% | Acciones |
| FMR LLC | $4 | 1 | 0,00% | Acciones |
| WELLS FARGO & COMPANY/MN | $2 | 0 | 0,00% | Acciones |
Informantes de la empresa 32 insiders · 11 directivos · 21 consejeros
| Insider | Rol | Última actividad | Acciones en propiedad | Compras 12m | Ventas 12m | Neto 12m |
|---|---|---|---|---|---|---|
| Jeffrey A Stopko | President & CEO ASRV & Bank | 5 de mayo de 2026 P | 169 379 | 4 | 0 | $26 397 |
| James T Huerth | President & CEO - Trust Co. | 26 de mayo de 2023 P | 24 484 | 0 | 0 | $0 |
| Gregor T Young IV | President & CEO of Trust Co. | 10 de febrero de 2016 M | 88 535 | 0 | 0 | $0 |
| Glenn L Wilson | President & CEO | 5 de enero de 2015 P | 85 119 | 0 | 0 | $0 |
| Ronald W Virag | President and CEO of Trust Co. | 30 de junio de 2009 J | 2 838 | 0 | 0 | $0 |
| Ray M Fisher | Pres & CEO of ASRV Associates | 5 de abril de 2006 J | 14 985 | 0 | 0 | $0 |
| Michael D Lynch | EVP & CFO | 23 de enero de 2026 M | 23 892 | 0 | 0 | $0 |
| David A Finui | Pres. ASRV Wealth & Cap. Mgmt. | 17 de febrero de 2026 A | 2 234 | 0 | 0 | $0 |
| Michael R. Baylor | Exec. Vice President | 18 de febrero de 2014 A | 2 608 | 0 | 0 | $0 |
| Dan L Hummel | Exec.. Vice President | 15 de enero de 2013 P | 28 160 | 0 | 0 | $0 |
| Gary M Mckeown | EVP Spec. Asst. to the Pres. | 15 de marzo de 2012 A | 24 193 | 0 | 0 | $0 |
| Richard W. Bloomingdale | Consejero | 17 de febrero de 2026 A | 31 898 | 0 | 0 | $0 |
| David J. Hickton | Consejero | 17 de febrero de 2026 A | 26 163 | 0 | 0 | $0 |
| Daniel A. Onorato | Consejero | 17 de febrero de 2026 A | 57 650 | 0 | 0 | $0 |
| Kim W Kunkle | Consejero | 17 de febrero de 2026 A | 180 007 | 0 | 0 | $0 |
| Amy Bradley | Consejero | 6 de junio de 2025 A | 34 413 | 0 | 0 | $0 |
| Michael J Adams JR | Consejero | 6 de junio de 2025 A | 148 799 | 0 | 0 | $0 |
| Mark E Pasquerilla | Consejero | 6 de junio de 2025 A | 103 459 | 0 | 0 | $0 |
| Malley Margaret A O | Consejero | 18 de noviembre de 2024 A | 370 112 | 0 | 0 | $0 |
| Allan R Dennison | Consejero | 16 de mayo de 2023 A | 85 900 | 0 | 0 | $0 |
| Sara A Sargent | Consejero | 16 de mayo de 2023 A | 237 238 | 0 | 0 | $0 |
| Craig G Ford | Consejero | 20 de mayo de 2021 A | 88 965 | 0 | 0 | $0 |
| Robert L Wise | Consejero | 15 de abril de 2020 P | 162 359 | 0 | 0 | $0 |
| Thomas C Slater | Consejero | 8 de mayo de 2018 A | 70 065 | 0 | 0 | $0 |
| Bruce E Duke III | Consejero | 8 de mayo de 2018 A | 93 845 | 0 | 0 | $0 |
| Daniel R Devos | Consejero | 8 de mayo de 2018 A | 77 895 | 0 | 0 | $0 |
| James M Edwards SR | Consejero | 9 de mayo de 2017 A | 55 987 | 0 | 0 | $0 |
| Howard M Picking III | Consejero | 1 de mayo de 2013 A | 79 182 | 0 | 0 | $0 |
| Christian R Rev Oravec | Consejero | 1 de mayo de 2013 A | 24 890 | 0 | 0 | $0 |
| James C Dewar | Consejero | 1 de mayo de 2013 A | 128 928 | 0 | 0 | $0 |
| Nedret E Vidinli | Consejero | 1 de junio de 2009 S | 2 110 000 | 0 | 0 | $0 |
| Edward J Cernic SR | Consejero | 15 de abril de 2009 P | 107 904 | 0 | 0 | $0 |
Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto
Activistas y propietarios del %+ 5 4 tenencias
Inversores que presentaron el Anexo 13D de la SEC — propiedad beneficiosa superior al % 5 con la intención de influir en el emisor (participaciones activistas, campañas de la junta directiva, M&A). Cada fila muestra el estado conocido más reciente de la posición de ese declarante.
| Declarante | Presentado | Participación | Estado | Propósito | Presentación |
|---|---|---|---|---|---|
| BAIRD BRENT D, Ann N. Bonte ×3 presentaciones | 23 de enero de 2026 | 6,80% | Enmienda | — | SEC |
| SB Value Partners, L.P. ×3 presentaciones | 8 de enero de 2026 | 9,70% | Enmienda | — | SEC |
| Driver Opportunity Partners I LP, Driver Management Company LLC, J. Abbott R. Cooper, Julius D. Rudolph, Brandon L. Simmons ×6 presentaciones | 9 de agosto de 2023 | — | Presentación inicial | — | SEC |
| SS. or | 21 de octubre de 2004 | — | Presentación inicial | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Propiedad de ETFs Mantenido por 11 ETFs
El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.
| Fondo | Ponderación | Unidades | A fecha de | Fuente |
|---|---|---|---|---|
| IWC · iShares Trust | 0,01% | 44 526 SH | 8 de agosto de 2026 | Diario |
| DFAT · Dimensional ETF Trust | 0,00% | 93 747 NS | 30 de abril de 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 40 106 NS | 30 de abril de 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0,00% | 30 968 NS | 30 de abril de 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,00% | 16 773 NS | 30 de abril de 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 3 510 NS | 30 de abril de 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 1 301 NS | 30 de abril de 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 163 187 SH | 8 de agosto de 2026 | Diario |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 448 326 SH | 8 de agosto de 2026 | Diario |
| DFAC · Dimensional ETF Trust | 0,00% | 3 367 NS | 30 de abril de 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 12 NS | 30 de abril de 2026 | N-PORT |