FNWB Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $9.95
Kapitalisasi Pasar (MRQ) $95M
P/E -20.8
EPS $-0.48
Imbal Hasil Dividen 1.4%
ROE -2.7%
Rentang 52M $8–$13

FNWB Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan·
2019-12-31 → 2020-12-31
EPS$-0.48
2017-06-30 → 2025-12-31
Arus Kas Bebas·
2017-06-30 → 2023-12-31
Margin bersih-6.1%
2017-06-30 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun FNWB rata-rata 5T Median Rekan Kesimpulan
P/E -20.8rata-rata 5T ≈9.9 ≈9.9 · ·
P/B (MRQ) 0.6rata-rata 5T ≈0.8 ≈0.8 · ·
Price / Cash Flow (Harga / Arus Kas) -34.3rata-rata 5T ≈0.9 ≈0.9 · ·
Price / Tangible Book (Harga / Nilai Buku Berwujud) 0.6rata-rata 5T ≈0.8 ≈0.8 · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Imbal Hasil Dividen1.4%
Rasio Pembayaran Dividen-31.4%
Pembayaran Tahunan≈$0.28Dibayar triwulanan
Tanggal ex-dividenJumlahMata UangImbal Hasil
Mei 9, 2025$0,07USD≈2.8%
Feb 14, 2025$0,07USD≈2.4%
Nov 8, 2024$0,07USD≈2.7%
Agu 9, 2024$0,07USD≈2.9%
Mei 9, 2024$0,07USD≈2.7%
Feb 8, 2024$0,07USD≈2.1%
Nov 9, 2023$0,07USD≈2.1%
Agu 10, 2023$0,07USD≈2.1%
Mei 11, 2023$0,07USD≈2.7%
Feb 9, 2023$0,07USD≈1.8%
Nov 9, 2022$0,07USD≈1.8%
Agu 11, 2022$0,07USD≈1.7%
Mei 12, 2022$0,07USD≈1.5%
Feb 10, 2022$0,07USD≈1.1%
Nov 10, 2021$0,07USD≈1.3%
Agu 12, 2021$0,06USD≈1.3%
Mei 13, 2021$0,06USD≈1.4%
Feb 11, 2021$0,06USD≈1.3%
Nov 12, 2020$0,06USD≈1.5%
Agu 13, 2020$0,05USD≈1.9%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Kejutan Rata-rata -93.1%
Laporan Berikutnya Okt 26, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Jul 22, 2026 $0.03 $0.01 194.1%
31 Maret 2026 $0.00 $0.04 -97.2%
31 Des. 2025 $0.04 $0.18 -77.6%
30 Sep. 2025 $0.09 $0.14 -34.6%
30 Juni 2025 $0.42 $0.10 333.4%
31 Maret 2025 $-1.03 $0.13 -876.8%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 11
Metrik Tren 2025202420232022202120202019
Revenue ·····$176.0K$229.0K
Interest Expense ··$39M$11M$5M$8M$11M
Interest Income $107M$112M$101M$80M$64M$52M$49M
Pretax Income $-5M$-8M$3M$16M$18M$13M$11M
Income Tax $-1M$-944.0K$549.0K$3M$3M$3M$2M
Net Income $-4M$-7M$2M$16M$15M$10M$9M
EPS (Basic) $-0.48$-0.75$0.26$1.71$1.63$1.07$0.92
EPS (Diluted) $-0.48$-0.75$0.26$1.71$1.63$1.07$0.91
Shares (Basic) 8,790,7198,784,8498,918,2849,082,0329,133,9539,370,7789,845,021
Shares (Diluted) 8,790,7198,784,8498,941,1809,143,6159,228,7409,402,1989,923,110
EBITDA $1M$1M$2M$2M$1M$1M$1M
Neraca 13
Metrik Tren 2025202420232022202120202019
PP&E (Net) $8M$10M$18M$18M$20M$15M$14M
PP&E (Gross) $22M$24M$36M$35M$36M$30M$29M
Accum. Depreciation $14M$14M$18M$17M$16M$16M$15M
Total Assets $2.11B$2.23B$2.20B$2.04B$1.92B$1.65B$1.31B
Total Liabilities $1.95B$2.08B$2.04B$1.88B$1.73B$1.47B$1.13B
Long-term Debt ·····$110M$113M
Common Stock $95.0K$93.0K$96.0K$97.0K$100.0K$102.0K$107.0K
Paid-in Capital $94M$93M$96M$96M$96M$97M$102M
Retained Earnings $92M$97M$107M$114M$103M$93M$86M
AOCI $-22M$-30M$-33M$-41M$288.0K$5M$-2M
Stockholders' Equity $157M$154M$163M$158M$191M$186M$177M
Liabilities + Equity $2.11B$2.23B$2.20B$2.04B$1.92B$1.65B$1.31B
Shares Outstanding 9,467,9259,353,3489,611,8769,703,5819,972,69810,247,18510,731,639
Arus Kas 16
Metrik Tren 2025202420232022202120202019
D&A $1M$1M$2M$2M$1M$1M$1M
Stock-based Comp $733.0K$957.0K$1M$2M$2M$1M$1M
Deferred Tax $-2M$-1M$134.0K$-2M$63.0K$-1M$313.0K
Amort. of Intangibles $20.0K$3.0K$3.0K$94.0K$5.0K$0·
Other Non-cash $1M$23M$12M$-2M$-4M$-39.0K$3M
Operating Cash Flow $-3M$17M$18M$16M$15M$13M$14M
CapEx ··$2M$3M$6M$2M$426.0K
Investing Cash Flow $133M$-87M$-84M$-238M$-137M$-316M$-20M
Stock Repurchased $0$4M$1M$5M$6M$7M$8M
Net Stock Activity $0$-4M$-1M$-5M$-6M$-7M$-8M
Dividends Paid $1M$3M$3M$3M$3M$2M$1M
Financing Cash Flow $-118M$19M$144M$141M$183M$319M$28M
Net Change in Cash $13M$-51M$78M$-80M$61M$16M$22M
Taxes Paid $12.0K$83.0K$2M$4M$4M$3M$2M
Free Cash Flow ··$16M$13M$9M$10M$14M
Levered FCF ··$-15M$4M$5M$4M$4M
Profitabilitas 5
Metrik Tren 2025202420232022202120202019
Net Margin -6.1%-9.6%3.5%19.5%20.8%5875.0%20.1%
Pretax Margin -7.9%-11.0%4.1%20.4%24.6%7553.4%24.7%
EBITDA Margin 1.8%2.1%2.5%2.4%1.9%781.2%2.9%
ROA -0.19%-0.30%0.11%0.79%0.86%0.70%0.70%
ROE -2.7%-4.2%1.4%8.9%8.2%5.7%5.1%
Efisiensi 1
Metrik Tren 2025202420232022202120202019
Asset Turnover 0.00.00.00.00.00.00.0
Per Saham 6
Metrik Tren 2025202420232022202120202019
Book Value / Share $16.61$16.45$16.99$16.65$19.15$18.19$16.48
Revenue / Share $7.84$7.85$7.32$8.77$8.01$0.02$4.52
Cash Flow / Share $-0.31$1.92$2.00$1.74$1.64$1.26$1.42
Dividend / Share ······$0.13
Dividend Paid / Share $0.14$0.28$0.28·$0.25$0.21$0.13
EPS (TTM) $-0.48$-0.75$0.26$1.71$1.63$1.07$0.91
Tingkat Pertumbuhan 5
Metrik Tren 2025202420232022202120202019
EPS YoY ··-84.8%4.9%52.3%··
EPS CAGR 3Y ··-37.6%····
Net Income YoY ··-85.4%1.5%49.1%··
Net Income CAGR 3Y ··-39.5%····
Dividends Paid CAGR 5Y -9.6%······
Valuasi (TTM) 13
Metrik Tren 2025202420232022202120202019
Revenue TTM ·····$176.0K$229.0K
Net Income TTM $-4M$-7M$2M$16M$15M$10M$9M
Market Cap $89M$95M$153M$149M$201M$160M$195M
P/E -19.5-13.661.39.012.414.619.9
P/S ·····908.3849.6
P/B 0.60.60.90.91.10.91.1
P / Tangible Book 0.60.60.90.91.10.9·
P / Cash Flow -32.25.78.69.413.313.513.8
P / FCF ··9.411.522.116.014.2
Dividend Yield 1.5%2.8%1.8%1.9%1.3%1.4%0.73%
Earnings Yield -5.1%-7.3%1.6%11.1%8.1%6.9%5.0%
Payout Ratio -31.4%-40.0%118.1%17.8%16.4%21.1%15.7%
Annual Payout $1M$3M$3M$3M$3M$2M$1M

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Laba Bersih $-4M $-7M $2M $16M $15M
EPS Dilusian $-0.48 $-0.75 $0.26 $1.71 $1.63

Pemilik institusional (13F) 43 pengaju · $43.1M total · Per tanggal 30 Juni 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 43
Nilai yang dipegang $43.1M
Posisi baru 5
Posisi yang keluar 5
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
5 (-4 vs Kuartal sebelumnya) 5 (+4 vs Kuartal sebelumnya) 13 (+2 vs Kuartal sebelumnya) 17 (+3 vs Kuartal sebelumnya) -24K

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
Fourthstone LLC $10.011.909 925.038 23,25% Saham
Mink Brook Asset Management LLC $4.507.835 417.006 10,47% Saham
RENAISSANCE TECHNOLOGIES LLC $3.808.417 352.305 8,84% Saham
VANGUARD CAPITAL MANAGEMENT LLC $3.589.028 332.010 8,33% Saham
VANGUARD GROUP INC $3.567.139 380.292 8,28% Saham
Petiole USA ltd $2.747.870 254.197 6,38% Saham
DIMENSIONAL FUND ADVISORS LP $2.075.993 192.066 4,82% Saham
BlackRock, Inc. $1.394.273 128.980 3,24% Saham
KENNEDY CAPITAL MANAGEMENT LLC $1.330.343 123.066 3,09% Saham
GEODE CAPITAL MANAGEMENT, LLC $933.330 86.312 2,17% Saham
Pinnacle Holdings, LLC $863.416 79.872 2,00% Saham
Huber Capital Management LLC $781.206 72.267 1,81% Saham
MARSHALL WACE, LLP $697.514 64.525 1,62% Saham
HoldCo Asset Management, LP $646.135 59.772 1,50% Saham
Arcus Capital Partners, LLC $597.112 55.237 1,39% Saham
BANK OF AMERICA CORP /DE/ $532.695 49.278 1,24% Saham
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $530.263 49.053 1,23% Saham
VANGUARD FIDUCIARY TRUST CO $486.828 45.035 1,13% Saham
CITADEL ADVISORS LLC $441.675 40.858 1,03% Saham
COLDSTREAM CAPITAL MANAGEMENT INC $441.559 40.847 1,03% Saham
BRIDGEWAY CAPITAL MANAGEMENT, LLC $387.625 35.858 0,90% Saham
STATE STREET CORP $357.022 33.027 0,83% Saham
Connor, Clark & Lunn Investment Management Ltd. $345.423 31.954 0,80% Saham
Creative Planning $264.748 24.491 0,61% Saham
Empowered Funds, LLC $259.526 24.008 0,60% Saham
Daytona Street Capital LLC $220.400 20.000 0,51% Saham
NORTHERN TRUST CORP $191.283 17.695 0,44% Saham
JACOBS LEVY EQUITY MANAGEMENT, INC $182.657 16.897 0,42% Saham
XTX Topco Ltd $175.079 16.196 0,41% Saham
Sequoia Financial Advisors, LLC $162.150 15.000 0,38% Saham
Chaney Capital Management, Inc. $142.221 13.156 0,33% Saham
Bensler, LLC $119.353 11.041 0,28% Saham
GOLDMAN SACHS GROUP INC $111.948 10.356 0,26% Saham
BARCLAYS PLC $38.353 3.548 0,09% Saham
Vanguard Global Advisers, LLC $35.100 3.247 0,08% Saham
US BANCORP \DE\ $33.457 3.095 0,08% Saham
LOS ANGELES CAPITAL MANAGEMENT LLC $13.977 1.293 0,03% Saham
WELLS FARGO & COMPANY/MN $13.242 1.225 0,03% Saham
MORGAN STANLEY $13.145 1.216 0,03% Saham
UBS Group AG $10.821 1.001 0,03% Saham
JPMORGAN CHASE & CO $2.216 211 0,01% Saham
Tower Research Capital LLC (TRC) $1.697 157 0,00% Saham
ACADIAN ASSET MANAGEMENT LLC $25 2.396 0,00% Saham

Aktivis & pemilik 5%+ 1 saham

18

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju Diajukan Kepemilikan Status Tujuan Pengajuan
First Federal Community Foundation ×2 pengajuan 17 Maret 2021 · Pengajuan awal Investasi pasif SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Orang dalam perusahaan 37 orang dalam · 21 pejabat · 19 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Curt Queyrouze President / CEO 30 Sep. 2026 F 54.770 1 0 $49.656
Geraldine L. Bullard Interim CEO 14 Juli 2025 A 35.851 0 0 $0
Matthew P Deines President / CEO 3 Juni 2025 P 117.262 0 0 $0
Laurence J. Hueth FNWB President and CEO 13 Nov. 2019 S 1.059 0 0 $0
Phyllis Rose Nomura EVP, Chief Financial Officer 7 Mei 2026 F 12.002 0 0 $0
Regina Marie Wood Executive VP, CFO, Treasurer 7 Des. 2019 A 23.318 0 0 $0
Christopher J Riffle EVP, COO and CDO 7 Maret 2025 A 37.437 0 0 $0
Jeffrey Scott Davis Executive VP, COO 6 Juli 2018 F 22.263 0 0 $0
Kyle David Henderson EVP, Chief Credit Officer 8 Sep. 2026 F 20.088 0 0 $0
John Christopher Walsh EVP, Chief Banking Officer 7 Juli 2026 A 10.000 0 0 $0
Jennifer Ellen Gribble EVP, Chief People Officer 7 Mei 2026 A 7.000 0 0 $0
David Benjamin Edelstein EVP, Chief Innovation Officer 7 Mei 2026 F 14.551 0 0 $0
Allison Rebecca Mahaney Chief Legal Officer 7 Maret 2026 A 6.053 0 0 $0
Christopher Wade Neros EVP, Chief Banking Officer 7 Mei 2025 F 15.115 0 0 $0
Derek J Brown EVP, Chief HR/Marketing Off. 6 Nov. 2024 J 19.724 0 0 $0
Terry A Anderson EVP, Chief Credit Officer 7 Maret 2024 A 21.435 0 0 $0
Kelly A. Liske EVP, Chief Banking Officer 30 Juni 2022 D 20.772 0 0 $0
Randy T. Riffle EVP/Chief Lending Officer 3 Des. 2021 D 9.299 0 0 $0
Christopher A. Donohue Executive VP, CCO 6 Juli 2018 F 22.302 0 0 $0
Patrick Edward Brady Senior VP and CRO 29 Jan. 2015 P 1.549 0 0 $0
Elaine T. Gentilo Executive VP and CPO 29 Jan. 2015 P 543 0 0 $0
Dana D. Behar Direktur 14 Agu 2026 S 115.219 0 1 $-287.750
Sean Patrick Brennan Direktur 13 Mei 2026 A 15.756 0 0 $0
Johanna A Bartee Direktur 7 Maret 2026 A 9.608 0 0 $0
Lynn Terwoerds Direktur 7 Maret 2026 A 13.594 0 0 $0
Gabriel Steven Galanda Direktur 7 Maret 2026 A 12.566 0 0 $0
Sherilyn G Anderson Direktur 7 Maret 2026 A 15.044 0 0 $0
Diane C. Davis Direktur 7 Maret 2026 A 9.575 0 0 $0
Cindy H. Finnie Direktur 7 Maret 2026 A 41.881 0 0 $0
Norman J. Tonina Jr. Direktur 7 Maret 2025 A 40.847 0 0 $0
Jennifer Zaccardo Direktur 7 Maret 2024 P 38.364 0 0 $0
Craig Alan Curtis Direktur 7 Maret 2024 A 29.807 0 0 $0
Stephen E. Oliver Direktur 7 Maret 2023 A 27.642 0 0 $0
David T. Flodstrom Direktur 7 Juli 2020 A 20.176 0 0 $0
David Arthur Blake Direktur 7 Juli 2020 A 27.450 0 0 $0
Richard G Kott Direktur 29 Jan. 2015 P 40.000 0 0 $0
Lloyd J. Eisenman Direktur 29 Jan. 2015 P 9.500 0 0 $0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 10 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
IWC · iShares Trust 0,02% 27.820 SH 11 Sep. 2026 Harian
DFSV · Dimensional ETF Trust 0,00% 22.614 NS 31 Juli 2026 N-PORT
DFAS · Dimensional ETF Trust 0,00% 21.774 NS 31 Juli 2026 N-PORT
DCOR · Dimensional ETF Trust 0,00% 2.200 NS 31 Juli 2026 N-PORT
DFAC · Dimensional ETF Trust 0,00% 21.403 NS 31 Juli 2026 N-PORT
DFAT · Dimensional ETF Trust 0,00% 2.761 NS 31 Juli 2026 N-PORT
DFSU · Dimensional ETF Trust 0,00% 304 NS 31 Juli 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0,00% 85.759 SH 19 Agu 2026 Harian
VTI · VANGUARD INDEX FUNDS 0,00% 241.236 SH 19 Agu 2026 Harian
DXUV · Dimensional ETF Trust 0,00% 4 NS 31 Juli 2026 N-PORT

FNWB Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21
peringkat · 8 analis BELI
Target median $15.00 +50,8%
2 25,0% Beli Kuat
5 62,5% Beli
1 12,5% Tahan
0 0,0% Jual
0 0,0% Jual Kuat

Target Harga 12 Bulan

2 analis · 2026-10-01

Target rata-rata $15.00 +50,8%

Rendah$15.00 Rata-rata$15.00 Tinggi$15.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
FNWB $89M -19.5 · -6.1% -2.7% ·
AUBN $94M 13.0 0.81% 1172.0% 8.2% ·
FDSB $80M 18.8 -2.3% 675.7% 3.1% ·
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

Sumber: SEC 10-Q diajukan Agu 6, 2026