FSBC Five Star Bancorp - Common Stock
NASDAQ · Banking · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 6, 2026
$43,65
· % dari rentang 52 mgg
· di atas terendah
· ke tinggi
$30,68rendah 52m
$50,26tinggi 52m
Kapitalisasi Pasar (MRQ)
$934M
P/E
15.1
EPS
$2.90
lencana Anda
Rentang 52M
$31–$50
Peringkat Analis
BUY
Target Harga
$52
P/E
15.1
ROE
14.3%
Margin Laba Bersih
38.9%
Strip lencana Anda kosong — sematkan metrik di mana saja di halaman ini.
FSBC Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$43.65
Kapitalisasi Pasar (MRQ)
$934M
P/E
15.1
EPS
$2.90
Imbal Hasil Dividen
1.8%
ROE
14.3%
Rentang 52M
$31–$50
FSBC Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
rentang
batang
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
EPS$2.902020-12-31 → 2025-12-31
Arus Kas Bebas$71M2021-12-31 → 2025-12-31
Margin bersih38.9%2021-12-31 → 2025-12-31
Valuasi & Rasio
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | FSBC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E | 15.1rata-rata 5T ≈11.2 | ≈11.2 | 12.6 | Terlalu mahal | |
| P/S | 5.9rata-rata 5T ≈4.8 | ≈4.8 | 4.0 | Terlalu mahal | |
| P/B (MRQ) | 2.0rata-rata 5T ≈1.8 | ≈1.8 | 1.2 | Terlalu mahal | |
| Harga / FCF (TTM) | 11.6rata-rata 5T ≈12.8 | ≈12.8 | · | · | |
| Harga / Arus Kas (TTM) | 11.4rata-rata 5T ≈12.6 | ≈12.6 | 10.5 | Nilai wajar | |
| Price / Tangible Book (Harga / Nilai Buku Berwujud) | 2.1rata-rata 5T ≈1.8 | ≈1.8 | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | FSBC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Pretax Margin (Margin Sebelum Pajak) | 52.8%rata-rata 5T ≈54.6% | ≈54.6% | 42.6% | Tingkat teratas | |
| Net Profit Margin (Margin Laba Bersih) | 38.9%rata-rata 5T ≈41.2% | ≈41.2% | 35.1% | Tingkat teratas | |
| ROA | 1.4%rata-rata 5T ≈1.5% | ≈1.5% | 0.97% | Tingkat teratas | |
| ROE | 14.3%rata-rata 5T ≈15.9% | ≈15.9% | 9.2% | Tingkat teratas |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | FSBC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | 25.6%rata-rata 5T ≈16.7% | ≈16.7% | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | 12.9%rata-rata 5T ≈14.6% | ≈14.6% | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | 16.3% | · | · | · | |
| EPS YoY | 28.3%rata-rata 5T ≈-2.5% | ≈-2.5% | · | · | |
| Net Income YoY (Laba Bersih YoY) | 34.9%rata-rata 5T ≈12.2% | ≈12.2% | · | · | |
| EPS CAGR 3Y (CAGR EPS 3T) | 3.6%rata-rata 5T ≈-3.9% | ≈-3.9% | · | · | |
| EPS CAGR 5Y (CAGR EPS 5T) | -4.1% | · | · | · | |
| Net Income CAGR 3Y (CAGR Laba Bersih 3T) | 11.2%rata-rata 5T ≈7.9% | ≈7.9% | · | · | |
| Net Income CAGR 5Y (CAGR Laba Bersih 5T) | 11.4% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | FSBC | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Asset Turnover (Perputaran Aset) | 0.0rata-rata 5T ≈0.0 | ≈0.0 | 0.0 | Sejajar |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen1.8%
Rasio Pembayaran Dividen27.7%
Pembayaran Tahunan≈$1.00
| Tanggal ex-dividen | Jumlah | Mata Uang | Imbal Hasil |
|---|---|---|---|
| Agu 3, 2026 | $0,25 | USD | ≈2.0% |
| Mei 4, 2026 | $0,25 | USD | ≈2.2% |
| Feb 2, 2026 | $0,25 | USD | ≈2.1% |
| Nov 3, 2025 | $0,20 | USD | ≈2.3% |
| Agu 4, 2025 | $0,20 | USD | ≈2.7% |
| Mei 5, 2025 | $0,20 | USD | ≈2.9% |
| Feb 3, 2025 | $0,20 | USD | ≈2.7% |
| Nov 4, 2024 | $0,20 | USD | ≈2.7% |
| Agu 5, 2024 | $0,20 | USD | ≈3.0% |
| Mei 3, 2024 | $0,20 | USD | ≈3.6% |
| Feb 2, 2024 | $0,20 | USD | ≈3.4% |
| Nov 3, 2023 | $0,20 | USD | ≈3.6% |
| Agu 4, 2023 | $0,20 | USD | ≈2.9% |
| Mei 5, 2023 | $0,20 | USD | ≈3.4% |
| Feb 3, 2023 | $0,15 | USD | ≈2.1% |
| Nov 4, 2022 | $0,15 | USD | ≈2.1% |
| Agu 5, 2022 | $0,15 | USD | ≈2.4% |
| Mei 6, 2022 | $0,15 | USD | ≈2.3% |
| Feb 4, 2022 | $0,15 | USD | ≈1.5% |
| Okt 8, 2021 | $0,15 | USD | ≈1.2% |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
5.6%
Laporan Berikutnya
Okt 26, 2026
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Jul 21, 2026 | $0.91 | $0.88 | 3.7% |
| 31 Maret 2026 | $0.87 | $0.80 | 8.4% | |
| 31 Des. 2025 | $0.83 | $0.78 | 6.8% | |
| 30 Sep. 2025 | $0.77 | $0.72 | 6.7% | |
| 30 Juni 2025 | $0.68 | $0.65 | 4.9% | |
| 31 Maret 2025 | $0.62 | $0.60 | 3.0% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $64M | $15M | $4M | $9M | |
| Interest Income | $249M | $207M | $174M | $118M | $82M | $74M | |
| Pretax Income | $84M | $65M | $67M | $63M | $47M | $37M | |
| Income Tax | $22M | $19M | $19M | $18M | $5M | $1M | |
| Net Income | $62M | $46M | $48M | $45M | $42M | $36M | |
| EPS (Basic) | $2.90 | $2.26 | $2.78 | $2.61 | $2.83 | $3.57 | |
| EPS (Diluted) | $2.90 | $2.26 | $2.78 | $2.61 | $2.83 | $3.57 | |
| Shares (Basic) | 21,224,788 | 20,154,385 | 17,166,592 | 17,128,282 | 14,972,637 | 10,063,183 | |
| Shares (Diluted) | 21,273,552 | 20,205,440 | 17,187,969 | 17,165,610 | 14,995,213 | 10,063,183 |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | $425M | $290M | |
| PP&E (Net) | $2M | $2M | $2M | $2M | $2M | $2M | |
| PP&E (Gross) | $8M | $7M | $6M | $6M | $5M | $5M | |
| Accum. Depreciation | $6M | $5M | $5M | $4M | $4M | $3M | |
| Total Assets | $4.75B | $4.05B | $3.59B | $3.23B | $2.56B | $1.95B | |
| Total Liabilities | $4.31B | $3.66B | $3.31B | $2.97B | $2.32B | $1.82B | |
| Common Stock | $304M | $303M | $221M | $220M | $218M | $110M | |
| Retained Earnings | $151M | $106M | $77M | $47M | $17M | $22M | |
| AOCI | $-9M | $-12M | $-12M | $-13M | $-566.0K | $1M | |
| Stockholders' Equity | $446M | $397M | $286M | $253M | $235M | $134M | |
| Liabilities + Equity | $4.75B | $4.05B | $3.59B | $3.23B | $2.56B | $1.95B | |
| Shares Outstanding | 21,367,387 | 21,319,083 | 17,256,989 | 17,241,926 | 17,224,848 | 11,000,273 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $2M | $2M | $607.0K | $461.0K | |
| Stock-based Comp | $1M | $1M | $962.0K | $1M | $1M | $316.0K | |
| Deferred Tax | $-578.0K | $-243.0K | $-897.0K | $-2M | $-4M | · | |
| Operating Cash Flow | $73M | $52M | $39M | $46M | $29M | $51M | |
| CapEx | $1M | $628.0K | $653.0K | $481.0K | $717.0K | $833.0K | |
| Investing Cash Flow | $-544M | $-447M | $-279M | $-837M | $-455M | $-373M | |
| Stock Issued | $0 | $81M | $0 | $0 | $111M | $13M | |
| Net Stock Activity | $0 | $81M | · | $0 | $111M | · | |
| Dividends Paid | $17M | $16M | $13M | $15M | $52M | · | |
| Financing Cash Flow | $626M | $426M | $302M | $626M | $561M | $434M | |
| Net Change in Cash | $155M | $31M | $62M | $-165M | $135M | $113M | |
| Taxes Paid | $25M | $17M | $20M | $5M | $10M | $2M | |
| Free Cash Flow | $71M | $51M | $38M | $45M | $28M | · | |
| Levered FCF | · | · | $-7M | $35M | $24M | · |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | 38.9% | 36.2% | 40.3% | 40.6% | 50.0% | · | |
| Pretax Margin | 52.8% | 51.3% | 56.3% | 57.0% | 55.5% | · | |
| ROA | 1.4% | 1.2% | 1.4% | 1.6% | 1.9% | · | |
| ROE | 14.3% | 11.6% | 17.1% | 18.2% | 18.4% | · |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Book Value / Share | $20.87 | $18.60 | $16.56 | $14.66 | $13.65 | · | |
| Revenue / Share | $7.45 | $6.24 | $6.89 | $6.42 | $5.66 | · | |
| Cash Flow / Share | $3.41 | $2.56 | $2.26 | $2.68 | $1.91 | · | |
| Cash / Share | · | · | · | · | $24.69 | · | |
| Dividend Paid / Share | $0.80 | $0.80 | $0.75 | $1.05 | $4.55 | $2.63 | |
| EPS (TTM) | $2.90 | $2.26 | $2.78 | $2.61 | $2.83 | · |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | 25.6% | 6.6% | 7.4% | 29.8% | 13.9% | · | |
| Revenue CAGR 3Y | 12.9% | 14.1% | 16.7% | · | · | · | |
| Revenue CAGR 5Y | 16.3% | · | · | · | · | · | |
| EPS YoY | 28.3% | -18.7% | 6.5% | -7.8% | -20.7% | · | |
| EPS CAGR 3Y | 3.6% | -7.2% | -8.0% | · | · | · | |
| EPS CAGR 5Y | -4.1% | · | · | · | · | · | |
| Net Income YoY | 34.9% | -4.3% | 6.6% | 5.6% | 18.1% | · | |
| Net Income CAGR 3Y | 11.2% | 2.5% | 9.9% | · | · | · | |
| Net Income CAGR 5Y | 11.4% | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $158M | $126M | $118M | $110M | $85M | · | |
| Net Income TTM | $62M | $46M | $48M | $45M | $42M | · | |
| Market Cap | $765M | $641M | $452M | $470M | $517M | · | |
| P/E | 12.3 | 13.3 | 9.4 | 10.4 | 10.6 | · | |
| P/S | 4.8 | 5.1 | 3.8 | 4.3 | 6.1 | · | |
| P/B | 1.7 | 1.6 | 1.6 | 1.9 | 2.2 | · | |
| P / Tangible Book | 1.7 | 1.6 | 1.6 | 1.9 | 2.2 | · | |
| P / Cash Flow | 10.5 | 12.4 | 11.6 | 10.2 | 18.0 | · | |
| P / FCF | 10.7 | 12.5 | 11.8 | 10.3 | 18.5 | · | |
| Dividend Yield | 2.2% | 2.5% | 2.9% | 3.3% | 10.1% | · | |
| Earnings Yield | 8.1% | 7.5% | 10.6% | 9.6% | 9.4% | · | |
| Payout Ratio | 27.7% | 35.6% | 27.1% | 34.2% | · | · | |
| Annual Payout | $17M | $16M | $13M | $15M | $52M | · |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $21M | · | $18M | $15M | $11M | · | $4M | |
| Interest Income | $72M | $67M | $66M | $65M | $61M | $57M | $58M | $53M | $49M | $48M | $46M | $45M | $43M | $40M | $37M | $32M | |
| Pretax Income | $26M | $25M | $23M | $22M | $20M | $18M | $19M | $15M | $15M | $15M | $15M | $16M | $17M | $19M | $19M | $17M | |
| Income Tax | $7M | $6M | $5M | $6M | $6M | $5M | $6M | $4M | $4M | $4M | $4M | $5M | $4M | $5M | $5M | $5M | |
| Net Income | $19M | $19M | $18M | $16M | $15M | $13M | $13M | $11M | $11M | $11M | $11M | $11M | $13M | $13M | $13M | $12M | |
| EPS (Basic) | $0.91 | $0.87 | $0.83 | $0.77 | $0.68 | $0.62 | $0.61 | $0.52 | $0.51 | $0.62 | $0.63 | $0.64 | $0.74 | $0.77 | $0.77 | $0.68 | |
| EPS (Diluted) | $0.91 | $0.87 | $0.83 | $0.77 | $0.68 | $0.62 | $0.61 | $0.52 | $0.51 | $0.62 | $0.63 | $0.64 | $0.74 | $0.77 | $0.77 | $0.68 | |
| Shares (Basic) | 21,273,902 | 21,253,085 | · | 21,231,563 | 21,225,831 | 21,209,881 | · | 21,182,143 | 21,039,798 | 17,190,867 | · | 17,175,034 | 17,165,344 | 17,150,174 | · | 17,140,435 | |
| Shares (Diluted) | 21,338,903 | 21,313,078 | · | 21,281,818 | 21,269,265 | 21,253,588 | · | 21,232,758 | 21,058,085 | 17,272,994 | · | 17,194,825 | 17,168,995 | 17,194,884 | · | 17,168,447 |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | · | $2M | $2M | $2M | · | $2M | |
| PP&E (Gross) | · | · | $8M | · | · | · | $7M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $6M | · | · | · | $5M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $5.38B | $5.03B | $4.75B | $4.64B | $4.41B | $4.25B | $4.05B | $3.89B | $3.63B | $3.48B | · | $3.51B | $3.40B | $3.40B | · | $3.07B | |
| Total Liabilities | $4.90B | $4.57B | $4.31B | $4.21B | $4.00B | $3.84B | $3.66B | $3.50B | $3.25B | $3.18B | · | $3.23B | $3.13B | $3.14B | · | $2.84B | |
| Common Stock | $305M | $304M | $304M | $304M | $303M | $303M | $303M | $302M | $302M | $221M | · | $220M | $220M | $220M | · | $219M | |
| Retained Earnings | $178M | $164M | $151M | $138M | $126M | $115M | $106M | $97M | $91M | $84M | · | $70M | $62M | $53M | · | $36M | |
| AOCI | $-9M | $-10M | $-9M | $-10M | $-12M | $-12M | $-12M | $-10M | $-12M | $-12M | · | $-16M | $-13M | $-12M | · | $-16M | |
| Stockholders' Equity | $474M | $459M | $446M | $431M | $417M | $406M | $397M | $390M | $380M | $293M | $286M | $274M | $269M | $261M | $253M | $239M | |
| Liabilities + Equity | $5.38B | $5.03B | $4.75B | $4.64B | $4.41B | $4.25B | $4.05B | $3.89B | $3.63B | $3.48B | · | $3.51B | $3.40B | $3.40B | · | $3.07B | |
| Shares Outstanding | 21,402,864 | 21,376,153 | 21,367,387 | 21,367,387 | 21,360,991 | 21,329,235 | 21,319,083 | 21,319,583 | 21,319,583 | 17,353,251 | 17,256,989 | 17,257,357 | 17,257,357 | 17,258,904 | 17,241,926 | 17,245,983 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | · | · | · | · | $445.0K | $461.0K | $470.0K | $469.0K | $466.0K | $472.0K | $385.0K | $403.0K | $405.0K | $419.0K | $410.0K | $910.0K | |
| Stock-based Comp | $500.0K | $382.0K | $402.0K | $400.0K | $400.0K | $257.0K | $257.0K | $300.0K | $300.0K | $299.0K | $320.0K | $200.0K | $200.0K | $242.0K | $222.0K | $300.0K | |
| Deferred Tax | · | · | $-1M | $10.0K | $712.0K | $0 | $-267.0K | $9.0K | $9.0K | $6.0K | $-976.0K | $9.0K | $8.0K | $62.0K | $-2M | $13.0K | |
| Operating Cash Flow | $24M | $19M | $21M | $19M | $18M | $15M | $18M | $18M | $16M | $247.0K | $-2M | $15M | $25M | $694.0K | $18M | $16M | |
| CapEx | $441.0K | $168.0K | $638.0K | $215.0K | $244.0K | $100.0K | $106.0K | $210.0K | $204.0K | $108.0K | $183.0K | $135.0K | $95.0K | $240.0K | $75.0K | $95.0K | |
| Investing Cash Flow | $-308M | $-144M | $-188M | $-127M | $-141M | $-89M | $-70M | $-203M | $-161M | $-12M | $-72M | $-81M | $-59M | $-69M | $-207M | $-198M | |
| Stock Issued | · | · | $0 | $0 | · | · | $0 | $0 | · | · | $0 | $0 | · | · | $0 | $0 | |
| Dividends Paid | $5M | $5M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Financing Cash Flow | $325M | $263M | $93M | $205M | $154M | $174M | $154M | $246M | $150M | $-125M | $71M | $89M | $-14M | $156M | $131M | $229M | |
| Net Change in Cash | $41M | $138M | $-74M | $97M | $31M | $100M | $101M | $60M | $5M | $-136M | $-2M | $23M | $-48M | $88M | $-58M | $47M | |
| Taxes Paid | $7M | $177.0K | $7M | $5M | $13M | $26.0K | $5M | $2M | $9M | $144.0K | $18M | $794.0K | $686.0K | $0 | $0 | $0 | |
| Free Cash Flow | · | $19M | · | · | · | $15M | · | · | · | $139.0K | · | · | · | $454.0K | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-15M | · | · | · | $-7M | · | · |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 40.5% | 41.3% | · | 39.6% | 37.9% | 37.1% | · | 34.4% | 35.2% | 37.2% | · | 38.3% | 41.9% | 43.1% | · | 40.4% | |
| Pretax Margin | 54.4% | 55.5% | · | 53.8% | 52.4% | 52.0% | · | 48.0% | 49.4% | 52.3% | · | 54.7% | 56.5% | 60.6% | · | 57.1% | |
| ROA | 0.40% | 0.40% | · | 0.38% | 0.36% | 0.34% | · | 0.30% | 0.31% | 0.31% | · | 0.34% | 0.41% | 0.43% | · | 0.42% | |
| ROE | 4.4% | 4.3% | · | 4.0% | 3.6% | 3.8% | · | 3.3% | 3.3% | 3.8% | · | 4.3% | 5.1% | 5.3% | · | 5.0% |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $22.14 | $21.45 | · | $20.19 | $19.51 | $19.06 | · | $18.29 | $17.85 | $16.86 | · | $15.88 | $15.60 | $15.10 | · | $13.87 | |
| Revenue / Share | $2.25 | $2.12 | · | $1.94 | $1.80 | $1.66 | · | $1.50 | $1.46 | $1.65 | · | $1.68 | $1.77 | $1.77 | · | $1.69 | |
| Cash Flow / Share | · | $0.89 | · | · | · | $0.73 | · | · | · | $0.01 | · | · | · | $0.04 | · | · | |
| Dividend / Share | · | · | · | · | · | · | · | $0.20 | · | · | · | · | · | · | · | · | |
| Dividend Paid / Share | $0.25 | $0.25 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.20 | $0.15 | $0.15 | $0.15 | |
| EPS (TTM) | $3.38 | $3.15 | · | $2.68 | $2.43 | $2.26 | · | $2.28 | $2.40 | $2.63 | · | $2.92 | $2.96 | $2.80 | · | $2.43 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $178M | $168M | · | $150M | $141M | $133M | · | $120M | $117M | $116M | · | $121M | $121M | $117M | · | $103M | |
| Net Income TTM | $72M | $67M | · | $57M | $52M | $48M | · | $43M | $43M | $45M | · | $50M | $51M | $48M | · | $43M | |
| Market Cap | $1.04B | $806M | · | $688M | $610M | $593M | · | $634M | $504M | $390M | · | $346M | $386M | $368M | · | $489M | |
| P/E | 14.4 | 12.0 | · | 12.0 | 11.7 | 12.3 | · | 13.0 | 9.9 | 8.6 | · | 6.9 | 7.6 | 7.6 | · | 11.7 | |
| P/S | 5.9 | 4.8 | · | 4.6 | 4.3 | 4.5 | · | 5.3 | 4.3 | 3.4 | · | 2.9 | 3.2 | 3.2 | · | 4.8 | |
| P/B | 2.2 | 1.8 | · | 1.6 | 1.5 | 1.5 | · | 1.6 | 1.3 | 1.3 | · | 1.3 | 1.4 | 1.4 | · | 2.0 | |
| P / Tangible Book | 2.2 | 1.8 | · | 1.6 | 1.5 | 1.5 | · | 1.6 | 1.3 | 1.3 | · | 1.3 | 1.4 | 1.4 | · | 2.0 | |
| P / Cash Flow | · | 42.6 | · | · | · | 38.3 | · | · | · | 1580.8 | · | · | · | 530.7 | · | · | |
| Dividend Yield | 1.8% | 2.2% | · | 2.5% | 2.8% | 2.9% | · | 2.4% | 2.9% | 3.5% | · | 3.5% | 2.9% | 2.8% | · | 3.1% | |
| Earnings Yield | 6.9% | 8.3% | · | 8.3% | 8.5% | 8.1% | · | 7.7% | 10.2% | 11.7% | · | 14.6% | 13.2% | 13.1% | · | 8.6% | |
| Payout Ratio | · | 28.7% | · | · | · | 32.5% | · | · | · | 32.5% | · | · | · | 19.7% | · | · | |
| Annual Payout | $19M | $18M | · | $17M | $17M | $17M | · | $15M | $15M | $14M | · | $12M | $11M | $10M | · | $15M |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Laba Bersih | $62M | $46M | $48M | $45M | $42M |
| EPS Dilusian | $2.90 | $2.26 | $2.78 | $2.61 | $2.83 |
Tidak ada data untuk laporan ini
Data fundamental belum cukup untuk membuat laporan ini.
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Arus Kas Bebas | $71M | $51M | $38M | $45M | $28M |
Pemilik institusional (13F) 176 pengaju · $562.2M total · Per tanggal 30 Sep. 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang
176
Nilai yang dipegang
$562.2M
Posisi baru
48
Posisi yang keluar
9
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 48 (+23 vs Kuartal sebelumnya) | 9 (+1 vs Kuartal sebelumnya) | 53 (+12 vs Kuartal sebelumnya) | 37 (-5 vs Kuartal sebelumnya) | +807K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| Davis Asset Management, L.P. | $73.594.935 | 1.511.500 | 13,09% | Saham |
| BlackRock, Inc. | $64.815.675 | 1.331.191 | 11,53% | Saham |
| VANGUARD GROUP INC | $32.994.563 | 922.151 | 5,87% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $31.701.816 | 651.095 | 5,64% | Saham |
| AMERICAN CENTURY COMPANIES INC | $25.753.796 | 528.934 | 4,58% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $23.157.438 | 475.523 | 4,12% | Saham |
| CAPTRUST FINANCIAL ADVISORS | $22.743.452 | 467.107 | 4,05% | Saham |
| FRANKLIN RESOURCES INC | $21.006.521 | 431.434 | 3,74% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $18.691.487 | 383.908 | 3,32% | Saham |
| STATE STREET CORP | $17.806.927 | 365.823 | 3,17% | Saham |
| Invesco Ltd. | $15.105.781 | 310.244 | 2,69% | Saham |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $14.859.263 | 305.181 | 2,64% | Saham |
| Nuveen, LLC | $14.522.864 | 298.272 | 2,58% | Saham |
| KENNEDY CAPITAL MANAGEMENT LLC | $14.226.828 | 292.192 | 2,53% | Saham |
| Pacific Ridge Capital Partners, LLC | $8.416.067 | 172.850 | 1,50% | Saham |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $8.001.228 | 164.330 | 1,42% | Saham |
| NORTHERN TRUST CORP | $7.234.116 | 148.575 | 1,29% | Saham |
| BRIGHTON JONES LLC | $6.921.107 | 142.146 | 1,23% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $6.677.834 | 137.150 | 1,19% | Saham |
| Bragg Financial Advisors, Inc | $6.673.501 | 137.061 | 1,19% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $6.610.544 | 135.768 | 1,18% | Saham |
| Siena Capital Partners GP, LLC | $6.565.700 | 134.847 | 1,17% | Saham |
| JPMORGAN CHASE & CO | $5.863.314 | 121.696 | 1,04% | Saham |
| PRUDENTIAL FINANCIAL INC | $5.689.670 | 116.855 | 1,01% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $5.623.792 | 115.502 | 1,00% | Saham |
| Bank of New York Mellon Corp | $4.642.437 | 95.347 | 0,83% | Saham |
| MALTESE CAPITAL MANAGEMENT LLC | $4.382.099 | 90.000 | 0,78% | Saham |
| BANC FUNDS CO LLC | $4.183.396 | 85.919 | 0,74% | Saham |
| GOLDMAN SACHS GROUP INC | $4.170.639 | 85.657 | 0,74% | Saham |
| MORGAN STANLEY | $4.121.609 | 84.649 | 0,73% | Saham |
| TD Asset Management Inc | $3.364.284 | 69.096 | 0,60% | Saham |
| Russell Investments Group, Ltd. | $2.766.388 | 56.815 | 0,49% | Saham |
| Creative Planning | $2.560.251 | 52.583 | 0,46% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $2.498.041 | 51.305 | 0,44% | Saham |
| DEPRINCE RACE & ZOLLO INC | $2.344.083 | 48.143 | 0,42% | Saham |
| Pathstone Holdings, LLC | $2.269.051 | 46.602 | 0,40% | Saham |
| Inspire Investing, LLC | $2.211.410 | 58.627 | 0,39% | Saham |
| LAZARD ASSET MANAGEMENT LLC | $2.160.278 | 44.368 | 0,38% | Saham |
| Qube Research & Technologies Ltd | $1.996.533 | 41.005 | 0,36% | Saham |
| Squarepoint Ops LLC | $1.993.807 | 40.949 | 0,35% | Saham |
| RAYMOND JAMES FINANCIAL INC | $1.778.937 | 36.536 | 0,32% | Saham |
| Mill Creek Capital Advisors, LLC | $1.757.827 | 46.602 | 0,31% | Saham |
| LOS ANGELES CAPITAL MANAGEMENT LLC | $1.711.502 | 35.151 | 0,30% | Saham |
| CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | $1.579.358 | 32.437 | 0,28% | Saham |
| Swiss National Bank | $1.460.505 | 29.996 | 0,26% | Saham |
| SummerHaven Investment Management, LLC | $1.223.969 | 25.138 | 0,22% | Saham |
| GABELLI FUNDS LLC | $1.217.250 | 25.000 | 0,22% | Saham |
| IEQ CAPITAL, LLC | $1.203.201 | 24.711 | 0,21% | Saham |
| Rosenthal | Henry Capital Advisors, Inc. | $1.110.764 | 22.813 | 0,20% | Saham |
| BANK OF AMERICA CORP /DE/ | $1.074.490 | 22.068 | 0,19% | Saham |
Aktivis & pemilik 5%+ 1 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| Larry Eugene Allbaugh | 14 Mei 2021 | · | Pengajuan awal | Investasi pasif | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Orang dalam perusahaan 23 orang dalam · 10 pejabat · 12 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| James Eugene Beckwith | President & CEO | 20 Mei 2026 S | 466.586 | 0 | 5 | $-411.674 |
| Heather Christina Luck | EVP, Chief Financial Officer | 21 Mei 2026 A | 30.376 | 0 | 0 | $0 |
| Lydia Ann Ramirez-Medina | EVP, Chief Operating Officer | 21 Mei 2026 A | 13.675 | 0 | 2 | $-36.238 |
| Brett Levi Wait | SVP, Chief Information Officer | 26 Mei 2026 S | 16.873 | 0 | 2 | $-175.510 |
| Don Justin Kurtze | EVP, SF Bay Area President | 21 Mei 2026 A | 7.362 | 0 | 0 | $0 |
| Michael Eugene Lee | SVP, Chief Regulatory Officer | 21 Mei 2026 A | 33.669 | 0 | 4 | $-199.502 |
| John William Dalton | SVP, Chief Credit Officer | 21 Mei 2026 A | 32.662 | 0 | 0 | $0 |
| Shelley Ronan Wetton | SVP, Chief Marketing Officer | 21 Mei 2026 A | 24.711 | 0 | 0 | $0 |
| Michael Anthony Rizzo | EVP, Chief Banking Officer | 21 Mei 2026 A | 36.084 | 0 | 1 | $-23.896 |
| Kristine Mali Hyde | SVP & Chief HR Officer | 20 Jan. 2022 A | 7.219 | 0 | 0 | $0 |
| Lawrence Eugene Allbaugh | Direktur | 4 Agu 2026 G | 210.695 | 2 | 0 | $4.250.004 |
| Robert Truxtun Perry-Smith | Direktur | 22 Juli 2026 P | 258.898 | 1 | 0 | $1.379.972 |
| Judson Teichert Riggs | Direktur | 22 Juli 2026 P | 87.531 | 1 | 0 | $100.012 |
| Kevin Francis Ramos | Direktur | 22 Juli 2026 P | 177.546 | 1 | 0 | $250.008 |
| Shannon Deary-Bell | Direktur | 22 Juli 2026 P | 85.244 | 1 | 0 | $250.008 |
| Donna Lucas | Direktur | 22 Juli 2026 P | 14.254 | 1 | 0 | $49.984 |
| Warren Paul Kashiwagi | Direktur | 29 Jan. 2026 A | 6.370 | 0 | 0 | $0 |
| David Frank Nickum | Direktur | 29 Jan. 2026 A | 179.876 | 0 | 0 | $0 |
| Randall E Reynoso | Direktur | 29 Jan. 2026 A | 22.870 | 0 | 0 | $0 |
| Michael D Campbell | Direktur | 19 Mei 2022 D | 278.599 | 0 | 0 | $0 |
| Philip Mark Joffe | Direktur | 9 Des. 2021 A | 277.775 | 0 | 0 | $0 |
| Leigh Ann White | · | 7 Feb. 2024 A | 17.963 | 0 | 0 | $0 |
| David John Lucchetti | · | 25 Okt. 2023 P | 309.200 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 29 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,17% | 53.864 SH | 11 Sep. 2026 | Harian |
| IWO · iShares Trust | 0,03% | 104.643 SH | 11 Sep. 2026 | Harian |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,03% | 2.082 SH | 2 Okt. 2026 | Harian |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0,03% | 11.873 SH | 19 Agu 2026 | Harian |
| IWM · iShares Trust | 0,03% | 433.620 SH | 11 Sep. 2026 | Harian |
| RSSL · Global X Funds | 0,02% | 7.517 NS | 31 Juli 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,02% | 67.647 NS | 31 Juli 2026 | N-PORT |
| VFMF · VANGUARD WELLINGTON FUND | 0,02% | 3.444 SH | 19 Agu 2026 | Harian |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,02% | 90.490 SH | 19 Agu 2026 | Harian |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,02% | 11.610 SH | 2 Okt. 2026 | Harian |
| ISCG · iShares Trust | 0,01% | 2.323 SH | 11 Sep. 2026 | Harian |
| DFAT · Dimensional ETF Trust | 0,01% | 33.420 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,01% | 194.048 SH | 19 Agu 2026 | Harian |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,01% | 4.085 SH | 19 Agu 2026 | Harian |
| VFH · VANGUARD WORLD FUND | 0,01% | 24.666 SH | 19 Agu 2026 | Harian |
| FNCL · FIDELITY COVINGTON TRUST | 0,01% | 4.177 NS | 31 Juli 2026 | N-PORT |
| WSML · iShares Trust | 0,01% | 977 SH | 11 Sep. 2026 | Harian |
| DXUV · Dimensional ETF Trust | 0,00% | 468 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 1.137 NS | 31 Juli 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0,00% | 5.249 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 1.447 NS | 31 Juli 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 12.597 NS | 31 Juli 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 4.796 NS | 31 Juli 2026 | N-PORT |
| IWV · iShares Trust | 0,00% | 4.023 SH | 3 Sep. 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 442.446 SH | 19 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 1.210 SH | 19 Agu 2026 | Harian |
| IWN · iShares Trust | · | 55.456 SH | 11 Sep. 2026 | Harian |
| ISCB · iShares Trust | · | 703 SH | 11 Sep. 2026 | Harian |
| ISCV · iShares Trust | · | 2.251 SH | 11 Sep. 2026 | Harian |
FSBC Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
peringkat · 11 analis
BELI
Target median
$52.00
+19,1%
2 18,2%
Beli Kuat
6 54,5%
Beli
3 27,3%
Tahan
0 0,0%
Jual
0 0,0%
Jual Kuat
Target Harga 12 Bulan
5 analis · 2026-10-03Target rata-rata $51.80 +18,7%
← Di bawah semua target
Harga saat ini $43.65
Rendah$50.00
Rata-rata$51.80
Tinggi$55.00
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| FSBC | $765M | 12.3 | 25.6% | 38.9% | 14.3% | · |
| UVSP | $922M | 10.5 | 9.6% | 27.7% | 9.8% | · |
| HFWA | $803M | 12.1 | 13.5% | 27.4% | 7.5% | · |
| MCB | $770M | 11.5 | -53.8% | 643.2% | 9.7% | · |
| NBN | · | · | · | · | · | · |
| CFFN | $839M | 12.2 | 6.5% | 417.3% | 6.5% | · |
| MBWM | $826M | 8.8 | 4.8% | 36.6% | 13.1% | · |
| CCNE | · | 10.5 | 24.6% | 23.4% | 8.8% | · |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | · |
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Sumber: SEC 10-Q diajukan Agu 6, 2026