LSBK Lake Shore Bancorp, Inc. - Common Stock
$15,84
Harga · Mei 20, 2026
Fundamental per Mei 12, 2026
Rentang 52M
$11–$16
91% of range
Peringkat Analis
—
Target Harga
—
P/E (TTM)
15.1
ROE
6.2%
Margin Laba Bersih
26.1%
LSBK Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$15.84
Kapitalisasi Pasar
$115M
P/E (TTM)
15.1
EPS (TTM)
$0.97
Pendapatan (TTM)
—
Imbal Hasil Dividen
1.5%
ROE
6.2%
D/E Utang/Ekuitas
—
Rentang 52M
$11 – $16
LSBK Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
Configure
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Pendapatan & Laba Bersih
—
EPS
$0.97
2024-12-31
→
2025-12-31
Arus Kas Bebas
—
Margin
26.1%
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
Metrik
Tren 5 Tahun
LSBK
Median Rekan
P/E (TTM)
15.1
16.5
P/S (TTM)
4.1
2.1
P/B
0.8
0.8
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Net Profit Margin (Margin Laba Bersih)
26.1%
22.8%
ROA
1.0%
0.80%
ROE
6.2%
6.5%
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Revenue YoY (Pendapatan YoY)
14.2%
—
EPS YoY
49.2%
—
Net Income YoY (Laba Bersih YoY)
47.4%
—
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
23.1%
—
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen
1.5%
Rasio Pembayaran Dividen
23.1%
CAGR Dividen 5T
—
| Tanggal ex-dividen | Jumlah |
|---|---|
| 4 Mei 2026 | $0,0900 |
| 2 Feb. 2026 | $0,0900 |
| 3 Nov. 2025 | $0,0900 |
| 4 Agu 2025 | $0,0900 |
| 10 Feb. 2025 | $0,1329 |
| 4 Nov. 2024 | $0,1329 |
| 12 Agu 2024 | $0,1329 |
| 3 Mei 2024 | $0,1329 |
| 3 Nov. 2022 | $0,1329 |
| 1 Agu 2022 | $0,1329 |
| 6 Mei 2022 | $0,1182 |
| 23 Feb. 2022 | $0,1182 |
| 8 Nov. 2021 | $0,1034 |
| 5 Agu 2021 | $0,1034 |
| 7 Mei 2021 | $0,0960 |
| 25 Feb. 2021 | $0,0960 |
| 4 Nov. 2020 | $0,0960 |
| 5 Agu 2020 | $0,0886 |
| 6 Mei 2020 | $0,0886 |
| 21 Feb. 2020 | $0,0886 |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
| Periode | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|
| 30 Sep. 2025 | $0.32 | — | — |
| 30 Juni 2025 | $0.34 | — | — |
| 30 Sep. 2024 | $0.24 | — | — |
| 30 Juni 2024 | $0.19 | — | — |
Perbandingan Sejawat Metrik utama vs rekan sektor
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| LSBK | $115M | 15.1 | 14.2% | 26.1% | 6.2% | — |
| HYNE | $117M | 483.0 | 41.8% | 1.5% | 0.19% | — |
| WSBK | $83M | -99.4 | 19.6% | -4.5% | -0.89% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi 8
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Interest Income | $36M | $35M | |
| Pretax Income | $9M | $6M | |
| Income Tax | $1M | $935.0K | |
| Net Income | $7M | $5M | |
| EPS (Basic) | $0.97 | $0.65 | |
| EPS (Diluted) | $0.97 | $0.65 | |
| Shares (Basic) | 7,510,235 | 7,617,009 | |
| Shares (Diluted) | 7,519,415 | 7,617,009 |
Neraca 14
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Cash & Equivalents | $64M | $33M | |
| PP&E (Net) | $7M | $7M | |
| PP&E (Gross) | $22M | $22M | |
| Accum. Depreciation | $15M | $15M | |
| Total Assets | $727M | $686M | |
| Total Liabilities | $586M | $596M | |
| Long-term Debt | $0 | $10M | |
| Common Stock | $78.0K | $68.0K | |
| Retained Earnings | $88M | $83M | |
| Treasury Stock | $0 | $13M | |
| AOCI | $-8M | $-10M | |
| Stockholders' Equity | $142M | $90M | |
| Liabilities + Equity | $727M | $686M | |
| Shares Outstanding | 7,836,100 | 7,770,658 |
Arus Kas 9
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Deferred Tax | $-101.0K | $128.0K | |
| Operating Cash Flow | $8M | $3M | |
| Investing Cash Flow | $-8M | $21M | |
| Net Debt Issued | $-10M | · | |
| Stock Issued | $43M | · | |
| Stock Repurchased | $53.0K | $20.0K | |
| Net Stock Activity | $43M | · | |
| Dividends Paid | $2M | $1M | |
| Financing Cash Flow | $31M | $-44M |
Profitabilitas 4
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Net Margin | 26.1% | · | |
| Pretax Margin | 31.4% | · | |
| ROA | 1.0% | · | |
| ROE | 6.2% | · |
Efisiensi 1
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Asset Turnover | 0.0 | · |
Tingkat Pertumbuhan 3
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Revenue YoY | 14.2% | · | |
| EPS YoY | 49.2% | · | |
| Net Income YoY | 47.4% | · |
Valuasi (TTM) 12
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Revenue TTM | $28M | · | |
| Net Income TTM | $7M | · | |
| Market Cap | $115M | · | |
| P/E | 15.1 | · | |
| P/S | 4.1 | · | |
| P/B | 0.8 | · | |
| P / Tangible Book | 0.8 | · | |
| P / Cash Flow | 14.4 | · | |
| Dividend Yield | 1.5% | · | |
| Earnings Yield | 6.6% | · | |
| Payout Ratio | 23.1% | · | |
| Annual Payout | $2M | · |
Laporan Laba Rugi 8
| Metrik | Tren | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest Income | $9M | $9M | $9M | $9M | $8M | $9M | $9M | |
| Pretax Income | $2M | $2M | $3M | $2M | $1M | $2M | $2M | |
| Income Tax | $430.0K | $411.0K | $487.0K | $378.0K | $206.0K | $278.0K | $258.0K | |
| Net Income | $2M | $2M | $2M | $2M | $1M | $1M | $1M | |
| EPS (Basic) | $0.26 | $0.27 | $0.32 | $0.34 | $0.14 | $0.19 | $0.18 | |
| EPS (Diluted) | $0.26 | $0.27 | $0.32 | $0.34 | $0.14 | $0.19 | $0.18 | |
| Shares (Basic) | 7,349,045 | -60,603 | 7,386,783 | 5,667,176 | 7,650,171 | 8,381 | 7,640,059 | |
| Shares (Diluted) | 7,365,208 | -59,319 | 7,395,351 | 5,669,972 | 7,655,927 | 8,381 | 7,640,059 |
Neraca 14
| Metrik | Tren | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $62M | $64M | $84M | $75M | · | $33M | · | |
| PP&E (Net) | $7M | $7M | $7M | $7M | · | $7M | · | |
| PP&E (Gross) | · | $22M | · | · | · | $22M | · | |
| Accum. Depreciation | · | $15M | · | · | · | $15M | · | |
| Total Assets | $722M | $727M | $743M | $735M | · | $686M | · | |
| Total Liabilities | $580M | $586M | $603M | $642M | · | $596M | · | |
| Long-term Debt | · | $0 | $2M | $2M | · | $10M | · | |
| Common Stock | $79.0K | $78.0K | $78.0K | $68.0K | · | $68.0K | · | |
| Retained Earnings | $90M | $88M | $87M | $85M | · | $83M | · | |
| Treasury Stock | · | $0 | $0 | $13M | · | $13M | · | |
| AOCI | $-8M | $-8M | $-9M | $-10M | · | $-10M | · | |
| Stockholders' Equity | $142M | $142M | $139M | $93M | · | $90M | · | |
| Liabilities + Equity | $722M | $727M | $743M | $735M | · | $686M | · | |
| Shares Outstanding | 7,863,388 | 7,836,100 | 7,825,501 | 5,759,172 | · | 7,770,658 | · |
Arus Kas 10
| Metrik | Tren | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $-54.0K | $53.0K | $-49.0K | $-13.0K | $-92.0K | $25.0K | $5.0K | |
| Operating Cash Flow | $3M | $2M | $3M | $2M | $718.0K | $3M | $-1M | |
| CapEx | $8.0K | · | $41.0K | $386.0K | $150.0K | · | $0 | |
| Investing Cash Flow | $3M | $-3M | $1M | $-324.0K | $-6M | $-7M | $7M | |
| Stock Issued | · | $-2.0K | · | · | · | · | · | |
| Stock Repurchased | $32.0K | $2.0K | $0 | $16.0K | $35.0K | $3.0K | $0 | |
| Net Stock Activity | $-32.0K | · | · | · | · | · | · | |
| Dividends Paid | $662.0K | $657.0K | $658.0K | $0 | $361.0K | $360.0K | $361.0K | |
| Financing Cash Flow | $-8M | $-18M | $4M | $43M | $2M | $-37M | $7M | |
| Free Cash Flow | $3M | · | · | · | · | · | · |
Profitabilitas 4
| Metrik | Tren | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 26.1% | · | 31.8% | 27.7% | · | · | · | |
| Pretax Margin | 32.0% | · | 38.4% | 33.2% | · | · | · | |
| ROA | 0.53% | · | 0.64% | 0.52% | · | · | · | |
| ROE | 2.7% | · | 3.4% | 4.1% | · | · | · |
Efisiensi 1
| Metrik | Tren | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | 0.0 | · | · | · |
Valuasi (TTM) 11
| Metrik | Tren | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $28M | · | · | · | · | · | · | |
| Net Income TTM | $7M | · | $7M | $5M | · | · | · | |
| Market Cap | $119M | · | $102M | $67M | · | · | · | |
| P/E | 14.3 | · | · | · | · | · | · | |
| P/S | 4.3 | · | · | · | · | · | · | |
| P/B | 0.8 | · | 0.7 | 0.7 | · | · | · | |
| P / Tangible Book | 0.8 | · | 0.7 | 0.7 | · | · | · | |
| P / Cash Flow | 42.8 | · | · | · | · | · | · | |
| P / FCF | 42.9 | · | · | · | · | · | · | |
| Earnings Yield | 7.0% | · | · | · | · | · | · | |
| Payout Ratio | 34.4% | · | · | · | · | · | · |
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
Laporan Laba Rugi
| 2025-12-31 | 2024-12-31 | |
|---|---|---|
| Laba Bersih | $7M | $5M |
| EPS Dilusian | $0.97 | $0.65 |
Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap
📊
Pilih metrik yang penting bagi Anda — klik ➕ di sebelah baris mana pun di Fundamental Lengkap di atas.
Pilihan Anda disimpan dan mengikuti Anda di semua ticker.