LSBK Lake Shore Bancorp, Inc. - Common Stock
$17,12
Harga · Agu 18, 2026
Fundamental per Agu 11, 2026
Rentang 52M
$12–$18
85% of range
Peringkat Analis
—
Target Harga
—
P/E (TTM)
17.6
ROE
6.2%
Margin Laba Bersih
26.1%
LSBK Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$17.12
Kapitalisasi Pasar
$134M
P/E (TTM)
17.6
EPS (TTM)
$0.97
Pendapatan (TTM)
—
Imbal Hasil Dividen
1.3%
ROE
6.2%
D/E Utang/Ekuitas
—
Rentang 52M
$13 – $18
LSBK Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
Configure
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
Pendapatan & Laba Bersih
—
EPS
$0.97
2024-12-31
→
2025-12-31
Arus Kas Bebas
—
Margin
26.1%
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
Metrik
Tren 5 Tahun
LSBK
Median Rekan
P/E (TTM)
17.6
14.2
P/S (TTM)
4.8
1.5
P/B
0.9
0.9
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Net Profit Margin (Margin Laba Bersih)
26.1%
16.2%
ROA
1.0%
-0.12%
ROE
6.2%
-6.8%
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Revenue YoY (Pendapatan YoY)
14.2%
—
EPS YoY
49.2%
—
Net Income YoY (Laba Bersih YoY)
47.4%
—
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
Metrik
Tren 5 Tahun
LSBK
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
23.1%
—
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen
1.3%
Rasio Pembayaran Dividen
23.1%
CAGR Dividen 5T
—
| Tanggal ex-dividen | Jumlah |
|---|---|
| 3 Agu 2026 | $0,0900 |
| 4 Mei 2026 | $0,0900 |
| 2 Feb. 2026 | $0,0900 |
| 3 Nov. 2025 | $0,0900 |
| 4 Agu 2025 | $0,0900 |
| 10 Feb. 2025 | $0,1329 |
| 4 Nov. 2024 | $0,1329 |
| 12 Agu 2024 | $0,1329 |
| 3 Mei 2024 | $0,1329 |
| 3 Nov. 2022 | $0,1329 |
| 1 Agu 2022 | $0,1329 |
| 6 Mei 2022 | $0,1182 |
| 23 Feb. 2022 | $0,1182 |
| 8 Nov. 2021 | $0,1034 |
| 5 Agu 2021 | $0,1034 |
| 7 Mei 2021 | $0,0960 |
| 25 Feb. 2021 | $0,0960 |
| 4 Nov. 2020 | $0,0960 |
| 5 Agu 2020 | $0,0886 |
| 6 Mei 2020 | $0,0886 |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
| Periode | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|
| 30 Sep. 2025 | $0.32 | — | — |
| 30 Juni 2025 | $0.34 | — | — |
| 30 Sep. 2024 | $0.24 | — | — |
| 30 Juni 2024 | $0.19 | — | — |
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| LSBK | $115M | 15.1 | 14.2% | 26.1% | 6.2% | — |
| HYNE | $117M | 483.0 | 41.8% | 1.5% | 0.19% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi 8
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Interest Income | $36M | $35M | |
| Pretax Income | $9M | $6M | |
| Income Tax | $1M | $935.0K | |
| Net Income | $7M | $5M | |
| EPS (Basic) | $0.97 | $0.65 | |
| EPS (Diluted) | $0.97 | $0.65 | |
| Shares (Basic) | 7,510,235 | 7,617,009 | |
| Shares (Diluted) | 7,519,415 | 7,617,009 |
Neraca 14
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Cash & Equivalents | $64M | $33M | |
| PP&E (Net) | $7M | $7M | |
| PP&E (Gross) | $22M | $22M | |
| Accum. Depreciation | $15M | $15M | |
| Total Assets | $727M | $686M | |
| Total Liabilities | $586M | $596M | |
| Long-term Debt | $0 | $10M | |
| Common Stock | $78.0K | $68.0K | |
| Retained Earnings | $88M | $83M | |
| Treasury Stock | $0 | $13M | |
| AOCI | $-8M | $-10M | |
| Stockholders' Equity | $142M | $90M | |
| Liabilities + Equity | $727M | $686M | |
| Shares Outstanding | 7,836,100 | 7,770,658 |
Arus Kas 9
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Deferred Tax | $-101.0K | $128.0K | |
| Operating Cash Flow | $8M | $3M | |
| Investing Cash Flow | $-8M | $21M | |
| Net Debt Issued | $-10M | · | |
| Stock Issued | $43M | · | |
| Stock Repurchased | $53.0K | $20.0K | |
| Net Stock Activity | $43M | · | |
| Dividends Paid | $2M | $1M | |
| Financing Cash Flow | $31M | $-44M |
Profitabilitas 4
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Net Margin | 26.1% | · | |
| Pretax Margin | 31.4% | · | |
| ROA | 1.0% | · | |
| ROE | 6.2% | · |
Efisiensi 1
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Asset Turnover | 0.0 | · |
Tingkat Pertumbuhan 3
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Revenue YoY | 14.2% | · | |
| EPS YoY | 49.2% | · | |
| Net Income YoY | 47.4% | · |
Valuasi (TTM) 12
| Metrik | Tren | 2025 | 2024 |
|---|---|---|---|
| Revenue TTM | $28M | · | |
| Net Income TTM | $7M | · | |
| Market Cap | $115M | · | |
| P/E | 15.1 | · | |
| P/S | 4.1 | · | |
| P/B | 0.8 | · | |
| P / Tangible Book | 0.8 | · | |
| P / Cash Flow | 14.4 | · | |
| Dividend Yield | 1.5% | · | |
| Earnings Yield | 6.6% | · | |
| Payout Ratio | 23.1% | · | |
| Annual Payout | $2M | · |
Laporan Laba Rugi 8
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $9M | $9M | $9M | $9M | $9M | $8M | $9M | $9M | |
| Pretax Income | $3M | $2M | $2M | $3M | $2M | $1M | $2M | $2M | |
| Income Tax | $477.0K | $430.0K | $411.0K | $487.0K | $378.0K | $206.0K | $278.0K | $258.0K | |
| Net Income | $2M | $2M | $2M | $2M | $2M | $1M | $1M | $1M | |
| EPS (Basic) | $0.29 | $0.26 | $0.27 | $0.32 | $0.25 | $0.14 | $0.19 | $0.18 | |
| EPS (Diluted) | $0.29 | $0.26 | $0.27 | $0.32 | $0.25 | $0.14 | $0.19 | $0.18 | |
| Shares (Basic) | 7,377,633 | 7,349,045 | -60,603 | 7,386,783 | 7,678,457 | 7,650,171 | 8,381 | 7,640,059 | |
| Shares (Diluted) | 7,394,317 | 7,365,208 | -59,319 | 7,395,351 | 7,682,245 | 7,655,927 | 8,381 | 7,640,059 |
Neraca 14
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $72M | $62M | $64M | $84M | $75M | · | $33M | · | |
| PP&E (Net) | $7M | $7M | $7M | $7M | $7M | · | $7M | · | |
| PP&E (Gross) | · | · | $22M | · | · | · | $22M | · | |
| Accum. Depreciation | · | · | $15M | · | · | · | $15M | · | |
| Total Assets | $737M | $722M | $727M | $743M | $735M | · | $686M | · | |
| Total Liabilities | $592M | $580M | $586M | $603M | $642M | · | $596M | · | |
| Long-term Debt | · | · | $0 | $2M | $2M | · | $10M | · | |
| Common Stock | $79.0K | $79.0K | $78.0K | $78.0K | $68.0K | · | $68.0K | · | |
| Retained Earnings | $91M | $90M | $88M | $87M | $85M | · | $83M | · | |
| Treasury Stock | · | · | $0 | $0 | $13M | · | $13M | · | |
| AOCI | $-8M | $-8M | $-8M | $-9M | $-10M | · | $-10M | · | |
| Stockholders' Equity | $145M | $142M | $142M | $139M | $93M | · | $90M | · | |
| Liabilities + Equity | $737M | $722M | $727M | $743M | $735M | · | $686M | · | |
| Shares Outstanding | 7,863,818 | 7,863,388 | 7,836,100 | 7,825,501 | 5,759,172 | · | 7,770,658 | · |
Arus Kas 10
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $-137.0K | $-54.0K | $53.0K | $-49.0K | $-13.0K | $-92.0K | $25.0K | $5.0K | |
| Operating Cash Flow | $2M | $3M | $2M | $3M | $2M | $718.0K | $3M | $-1M | |
| CapEx | $80.0K | $8.0K | · | $41.0K | $386.0K | $150.0K | · | $0 | |
| Investing Cash Flow | $-3M | $3M | $-3M | $1M | $-324.0K | $-6M | $-7M | $7M | |
| Stock Issued | · | · | $-2.0K | · | · | · | · | · | |
| Stock Repurchased | $50.0K | $32.0K | $2.0K | $0 | $16.0K | $35.0K | $3.0K | $0 | |
| Net Stock Activity | · | $-32.0K | · | · | · | · | · | · | |
| Dividends Paid | $663.0K | $662.0K | $657.0K | $658.0K | $0 | $361.0K | $360.0K | $361.0K | |
| Financing Cash Flow | $12M | $-8M | $-18M | $4M | $43M | $2M | $-37M | $7M | |
| Free Cash Flow | · | $3M | · | · | · | · | · | · |
Profitabilitas 4
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 28.4% | 26.1% | · | 31.8% | 27.7% | · | · | · | |
| Pretax Margin | 34.7% | 32.0% | · | 38.4% | 33.2% | · | · | · | |
| ROA | 0.30% | 0.53% | · | 0.64% | 0.52% | · | · | · | |
| ROE | 1.8% | 2.7% | · | 3.4% | 4.1% | · | · | · |
Efisiensi 1
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | · | · | · |
Valuasi (TTM) 11
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $29M | $28M | · | · | · | · | · | · | |
| Net Income TTM | $8M | $7M | · | $7M | $5M | · | · | · | |
| Market Cap | $140M | $119M | · | $102M | $67M | · | · | · | |
| P/E | 15.9 | 14.3 | · | · | · | · | · | · | |
| P/S | 4.8 | 4.3 | · | · | · | · | · | · | |
| P/B | 1.0 | 0.8 | · | 0.7 | 0.7 | · | · | · | |
| P / Tangible Book | 1.0 | 0.8 | · | 0.7 | 0.7 | · | · | · | |
| P / Cash Flow | · | 42.8 | · | · | · | · | · | · | |
| P / FCF | · | 42.9 | · | · | · | · | · | · | |
| Earnings Yield | 6.3% | 7.0% | · | · | · | · | · | · | |
| Payout Ratio | · | 34.4% | · | · | · | · | · | · |
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
Laporan Laba Rugi
| 2025-12-31 | 2024-12-31 | |
|---|---|---|
| Laba Bersih | $7M | $5M |
| EPS Dilusian | $0.97 | $0.65 |
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Pilih metrik yang penting bagi Anda — klik ➕ di sebelah baris mana pun di Fundamental Lengkap di atas.
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Pemilik institusional (13F) 33 pengaju · $37.8M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 5 (+1 vs Kuartal sebelumnya) | 1 (-2 vs Kuartal sebelumnya) | 12 (+6 vs Kuartal sebelumnya) | 4 (-4 vs Kuartal sebelumnya) | +38K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| STILWELL VALUE LLC | $13.779.152 | 773.675 | 36,44% | Saham |
| ALLIANCEBERNSTEIN L.P. | $7.680.640 | 505.971 | 20,31% | Saham |
| Oppenheimer & Close, LLC | $3.205.800 | 180.000 | 8,48% | Saham |
| MANGROVE PARTNERS IM, LLC | $2.681.919 | 150.585 | 7,09% | Saham |
| HBK Sorce Advisory LLC | $1.453.903 | 85.173 | 3,84% | Saham |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | $1.327.605 | 74.543 | 3,51% | Saham |
| Peapod Lane Capital LLC | $1.247.400 | 70.039 | 3,30% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $1.169.066 | 65.641 | 3,09% | Saham |
| Minerva Advisors LLC | $788.253 | 44.259 | 2,08% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $751.778 | 42.211 | 1,99% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $488.742 | 27.442 | 1,29% | Saham |
| COURIER CAPITAL LLC | $457.610 | 25.694 | 1,21% | Saham |
| FIRST MANHATTAN CO. LLC. | $446.586 | 25.075 | 1,18% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $398.723 | 22.378 | 1,05% | Saham |
| Sandhill Capital Partners LLC | $324.470 | 18.218 | 0,86% | Saham |
| Round Hill Asset Management | $279.884 | 15.715 | 0,74% | Saham |
| Cerity Partners LLC | $273.116 | 15.335 | 0,72% | Saham |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $223.836 | 12.568 | 0,59% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $204.566 | 11.486 | 0,54% | Saham |
| Marquette Asset Management, LLC | $171.903 | 9.652 | 0,45% | Saham |
| VANGUARD GROUP INC | $167.183 | 11.404 | 0,44% | Saham |
| UBS Group AG | $87.411 | 4.908 | 0,23% | Saham |
| ROYAL BANK OF CANADA | $76.000 | 4.258 | 0,20% | Saham |
| BlackRock, Inc. | $59.111 | 3.319 | 0,16% | Saham |
| Farther Finance Advisors, LLC | $24.115 | 1.354 | 0,06% | Saham |
| OSAIC HOLDINGS, INC. | $13.260 | 744 | 0,04% | Saham |
| Mirae Asset Global Investments Co., Ltd. | $11.274 | 633 | 0,03% | Saham |
| WHITTIER TRUST CO | $10.682 | 628 | 0,03% | Saham |
| Arax Advisory Partners | $9.636 | 541 | 0,03% | Saham |
| MORGAN STANLEY | $4.043 | 227 | 0,01% | Saham |
| ACADIAN ASSET MANAGEMENT LLC | $528 | 29.957 | 0,00% | Saham |
| BARCLAYS PLC | $160 | 9 | 0,00% | Saham |
| Capital Advisors, Ltd. LLC | $0 | 8 | 0,00% | Saham |
Orang dalam perusahaan 10 orang dalam · 2 pejabat · 7 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Taylor M Gilden | CFO and Treasurer | 18 Maret 2026 A | 22.403 | 0 | 0 | $0 |
| Jeffrey M. Werdein | EVP-Commercial Division | 23 April 2026 F | 54.255 | 0 | 0 | $0 |
| Sharon E Brautigam | Direktur | 4 Juni 2026 M | 24.842 | 0 | 0 | $0 |
| Ann M Segarra | Direktur | 18 Maret 2026 A | 6.692 | 0 | 0 | $0 |
| Michelle M Debergalis | Direktur | 18 Maret 2026 A | 8.859 | 0 | 0 | $0 |
| Ronald J Passafaro | Direktur | 18 Maret 2026 A | 45.837 | 0 | 0 | $0 |
| John L Mehltretter | Direktur | 18 Maret 2026 A | 19.600 | 0 | 0 | $0 |
| Kevin M. Sanvidge | Direktur | 18 Maret 2026 A | 57.324 | 0 | 0 | $0 |
| John P Mcgrath | Direktur | 18 Maret 2026 A | 10.873 | 0 | 0 | $0 |
| Kim C Liddell | — | 23 April 2026 F | 70.367 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Aktivis & pemilik 5%+ 1 saham
Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.
| Pengaju | Diajukan | Kepemilikan | Status | Tujuan | Pengajuan |
|---|---|---|---|---|---|
| Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P., STILWELL PARTNERS L P, Stilwell Value LLC, Stilwell Joseph ×4 pengajuan | 18 Maret 2026 | 9,90% | Amandemen | Kampanye dewan | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Kepemilikan ETF Dimiliki oleh 10 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| DFAT · Dimensional ETF Trust | 0,00% | 3.125 NS | 30 April 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 4.441 NS | 30 April 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,00% | 457 NS | 30 April 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0,00% | 14 NS | 30 April 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 10 NS | 30 April 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 5 NS | 30 April 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 5 NS | 30 April 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | — | — | 15 Juli 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | — | — | 15 Juli 2026 | Harian |
| IWC · iShares Trust | — | — | 18 Agu 2026 | Harian |