OBT Orange County Bancorp, Inc. - Common Stock
NASDAQ · Banking · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 10, 2026
$37,73
· % dari rentang 52 mgg
· di atas terendah
· ke tinggi
$23,25rendah 52m
$40,10tinggi 52m
Kapitalisasi Pasar (MRQ)
$506M
P/E
11.3
EPS
$3.33
lencana Anda
Rentang 52M
$23–$40
Peringkat Analis
BUY
Target Harga
$43
P/E
11.3
ROE
15.5%
Margin Laba Bersih
32.7%
Strip lencana Anda kosong — sematkan metrik di mana saja di halaman ini.
OBT Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$37.73
Kapitalisasi Pasar (MRQ)
$506M
P/E
11.3
EPS
$3.33
Imbal Hasil Dividen
1.4%
ROE
15.5%
Rentang 52M
$23–$40
OBT Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
rentang
batang
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Pemecahan saham
| Tanggal ex-dividen | Pemecahan | Tipe |
|---|---|---|
| 13 Jan. 2025 | 2-for-1 | Maju |
| 26 Feb. 2018 | 2-for-1 | Maju |
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
EPS$3.332023-12-31 → 2025-12-31
Arus Kas Bebas$41M2023-12-31 → 2025-12-31
Margin bersih32.7%2023-12-31 → 2025-12-31
Valuasi & Rasio
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | OBT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E | 11.3 | · | 11.0 | Kurang nilai | |
| P/S | 4.0 | · | 3.2 | Terlalu mahal | |
| P/B (MRQ) | 1.6 | · | 1.1 | Terlalu mahal | |
| Harga / FCF (TTM) | 7.8 | · | · | · | |
| Harga / Arus Kas (TTM) | 7.6 | · | 10.8 | Kurang nilai | |
| Harga / Nilai Buku Berwujud (MRQ) | 1.7 | · | · | · | |
| PEG Ratio (Rasio PEG) | ≈2.2 | · | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
| Metrik | Tren 5 Tahun | OBT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Pretax Margin (Margin Sebelum Pajak) | 40.5% | · | 44.0% | Lemah | |
| Net Profit Margin (Margin Laba Bersih) | 32.7% | · | 36.1% | Tingkat teratas | |
| ROA | 1.6% | · | 0.98% | Tingkat teratas | |
| ROE | 15.5% | · | 11.8% | Tingkat teratas |
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | OBT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | 18.1% | · | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | 12.2% | · | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | 16.2% | · | · | · | |
| EPS YoY | 34.8% | · | · | · | |
| Net Income YoY (Laba Bersih YoY) | 49.2% | · | · | · | |
| EPS CAGR 3Y (CAGR EPS 3T) | -8.4% | · | · | · | |
| EPS CAGR 5Y (CAGR EPS 5T) | 5.1% | · | · | · | |
| Net Income CAGR 3Y (CAGR Laba Bersih 3T) | 19.5% | · | · | · | |
| Net Income CAGR 5Y (CAGR Laba Bersih 5T) | 28.9% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
| Metrik | Tren 5 Tahun | OBT | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Asset Turnover (Perputaran Aset) | 0.0 | · | 0.0 | Tingkat teratas |
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Imbal Hasil Dividen1.4%
Rasio Pembayaran Dividen17.1%
Pembayaran Tahunan≈$0.72
CAGR Dividen 5T≈5.4%
Rentetan Pertumbuhan≈4
| Tanggal ex-dividen | Jumlah | Mata Uang | Imbal Hasil |
|---|---|---|---|
| Sep 4, 2026 | $0,18 | USD | ≈1.9% |
| Jun 4, 2026 | $0,18 | USD | ≈2.0% |
| Mar 4, 2026 | $0,18 | USD | ≈1.9% |
| Des 4, 2025 | $0,18 | USD | ≈2.1% |
| Sep 8, 2025 | $0,13 | USD | ≈1.9% |
| Jun 4, 2025 | $0,13 | USD | ≈2.1% |
| Mar 4, 2025 | $0,13 | USD | ≈1.9% |
| Des 4, 2024 | $0,13 | USD | ≈1.6% |
| Sep 4, 2024 | $0,12 | USD | ≈1.6% |
| Jun 4, 2024 | $0,12 | USD | ≈2.0% |
| Mar 1, 2024 | $0,12 | USD | ≈2.1% |
| Des 1, 2023 | $0,12 | USD | ≈1.9% |
| Agu 31, 2023 | $0,12 | USD | ≈2.0% |
| Jun 1, 2023 | $0,12 | USD | ≈2.8% |
| Mar 2, 2023 | $0,12 | USD | ≈1.6% |
| Des 1, 2022 | $0,12 | USD | ≈1.8% |
| Sep 1, 2022 | $0,10 | USD | ≈2.3% |
| Jun 1, 2022 | $0,10 | USD | ≈2.2% |
| Mar 1, 2022 | $0,10 | USD | ≈2.0% |
| Des 2, 2021 | $0,10 | USD | ≈2.1% |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
10.9%
Laporan Berikutnya
Okt 27, 2026
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 30 Juni 2026 | Jul 28, 2026 | $1.02 | $0.81 | 26.2% |
| 31 Maret 2026 | $0.85 | $0.79 | 7.2% | |
| 31 Des. 2025 | $0.93 | $0.74 | 25.0% | |
| 30 Sep. 2025 | $0.75 | $0.69 | 8.1% | |
| 30 Juni 2025 | $0.63 | $0.74 | -15.2% | |
| 31 Maret 2025 | $0.77 | $0.67 | 14.1% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $29M | $6M | $4M | $5M | |
| Interest Income | $135M | $127M | $118M | $84M | $64M | $53M | |
| Pretax Income | $52M | $35M | $37M | $30M | $27M | $15M | |
| Income Tax | $10M | $7M | $8M | $6M | $5M | $3M | |
| Net Income | $42M | $28M | $29M | $24M | $21M | $12M | |
| EPS (Basic) | $3.33 | $2.47 | $2.62 | $4.33 | $4.28 | $2.59 | |
| EPS (Diluted) | $3.33 | $2.47 | $2.62 | $4.33 | $4.28 | $2.59 | |
| Shares (Basic) | 12,508,985 | 11,303,118 | 11,258,300 | 5,621,630 | 4,968,692 | 4,508,508 | |
| Shares (Diluted) | 12,508,985 | 11,303,118 | 11,258,300 | 5,621,630 | 4,968,692 | 4,508,508 |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| PP&E (Net) | $15M | $16M | $16M | $15M | $15M | $14M | |
| PP&E (Gross) | $34M | $34M | $34M | $31M | $30M | $28M | |
| Accum. Depreciation | $19M | $18M | $18M | $16M | $15M | $14M | |
| Goodwill | $5M | $5M | $5M | $5M | $5M | $5M | |
| Intangibles | $535.0K | $821.0K | $1M | $1M | $2M | $2M | |
| Total Assets | $2.66B | $2.51B | $2.49B | $2.29B | $2.14B | $1.66B | |
| Total Liabilities | $2.38B | $2.32B | $2.32B | $2.15B | $1.96B | $1.53B | |
| Common Stock | $3M | $3M | $3M | $3M | $3M | $2M | |
| Paid-in Capital | $165M | $121M | $120M | $120M | $120M | $85M | |
| Retained Earnings | $164M | $130M | $107M | $85M | $65M | $48M | |
| Treasury Stock | $199.0K | $375.0K | $1M | $1M | $1M | $1M | |
| AOCI | $-48M | $-68M | $-64M | $-68M | $-3M | $2M | |
| Stockholders' Equity | $284M | $186M | $165M | $138M | $183M | $135M | |
| Liabilities + Equity | $2.66B | $2.51B | $2.49B | $2.29B | $2.14B | $1.66B | |
| Shares Outstanding | 13,368,447 | 11,350,158 | 11,302,622 | 5,642,621 | 5,637,376 | 4,483,102 |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Deferred Tax | $-391.0K | $-976.0K | $-207.0K | $-1M | $-956.0K | $-533.0K | |
| Amort. of Intangibles | $286.0K | $286.0K | $285.0K | $286.0K | $285.0K | $286.0K | |
| Operating Cash Flow | $44M | $35M | $44M | $30M | $20M | $11M | |
| CapEx | $3M | $2M | $4M | $2M | $2M | $692.0K | |
| Investing Cash Flow | $-74M | $-29M | $-145M | $-434M | $-291M | $-331M | |
| Stock Issued | $43M | · | · | · | $35M | · | |
| Net Stock Activity | $43M | · | · | · | $35M | · | |
| Dividends Paid | $7M | $5M | $5M | $5M | $4M | $4M | |
| Financing Cash Flow | $84M | $-2M | $162M | $184M | $456M | $416M | |
| Net Change in Cash | $54M | $3M | $61M | $-220M | $185M | $96M | |
| Taxes Paid | $10M | · | · | · | · | · | |
| Free Cash Flow | $41M | $33M | $41M | $29M | $18M | · | |
| Levered FCF | · | · | $18M | $24M | $15M | · |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Net Margin | 32.7% | 25.9% | 28.9% | 27.0% | 29.3% | · | |
| Pretax Margin | 40.5% | 32.3% | 36.5% | 33.6% | 36.8% | · | |
| ROA | 1.6% | 1.1% | 1.2% | 1.1% | 0.99% | · | |
| ROE | 15.5% | 14.7% | 19.1% | 17.8% | 11.7% | · |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Book Value / Share | $21.27 | $16.35 | $29.26 | $24.48 | $32.43 | · | |
| Revenue / Share | $10.17 | $9.53 | $18.09 | $16.02 | $14.60 | · | |
| Cash Flow / Share | $3.51 | $3.06 | $7.91 | $5.42 | $4.09 | · | |
| Dividend Paid / Share | $0.57 | $0.47 | $0.46 | $0.83 | $0.80 | $0.80 | |
| EPS (TTM) | $3.33 | $2.47 | $2.62 | $4.33 | $4.28 | · |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue YoY | 18.1% | 5.8% | 13.0% | 24.1% | 20.6% | · | |
| Revenue CAGR 3Y | 12.2% | 14.1% | 19.2% | · | · | · | |
| Revenue CAGR 5Y | 16.2% | · | · | · | · | · | |
| EPS YoY | 34.8% | -5.7% | -39.5% | 1.2% | 65.2% | · | |
| EPS CAGR 3Y | -8.4% | -16.7% | 0.38% | · | · | · | |
| EPS CAGR 5Y | 5.1% | · | · | · | · | · | |
| Net Income YoY | 49.2% | -5.4% | 21.0% | 14.4% | 82.3% | · | |
| Net Income CAGR 3Y | 19.5% | 9.4% | 36.1% | · | · | · | |
| Net Income CAGR 5Y | 28.9% | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 14.6% | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue TTM | $127M | $108M | $102M | $90M | $73M | · | |
| Net Income TTM | $42M | $28M | $29M | $24M | $21M | · | |
| Market Cap | $382M | $315M | $170M | $131M | $113M | · | |
| P/E | 8.6 | 11.2 | 11.5 | 5.4 | 4.7 | · | |
| P/S | 3.0 | 2.9 | 1.7 | 1.5 | 1.6 | · | |
| P/B | 1.3 | 1.7 | 1.0 | 1.0 | 0.6 | · | |
| P / Tangible Book | 1.4 | 1.8 | 1.1 | 1.0 | 0.6 | · | |
| P / Cash Flow | 8.7 | 9.1 | 3.8 | 4.3 | 5.6 | · | |
| P / FCF | 9.2 | 9.6 | 4.2 | 4.5 | 6.2 | · | |
| Dividend Yield | 1.9% | 1.7% | 3.0% | 3.5% | 3.6% | · | |
| Earnings Yield | 11.7% | 8.9% | 8.7% | 18.6% | 21.3% | · | |
| Payout Ratio | 17.1% | 19.1% | 17.6% | 19.2% | 18.9% | · | |
| Annual Payout | $7M | $5M | $5M | $5M | $4M | · |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | $8M | $9M | · | $8M | $7M | $5M | $3M | $1M | |
| Interest Income | $35M | $34M | $35M | $35M | $33M | $32M | $32M | $31M | $33M | $31M | $32M | $30M | $30M | $26M | $26M | $23M | |
| Pretax Income | $12M | $15M | $14M | $13M | $14M | $11M | $9M | $4M | $10M | $12M | $11M | $11M | $11M | $4M | $11M | $10M | |
| Income Tax | $-2M | $3M | $1M | $3M | $3M | $3M | $2M | $788.0K | $2M | $2M | $3M | $2M | $2M | $696.0K | $2M | $2M | |
| Net Income | $14M | $11M | $12M | $10M | $10M | $9M | $7M | $3M | $8M | $9M | $8M | $9M | $9M | $3M | $9M | $8M | |
| EPS (Basic) | $1.02 | $0.85 | $0.94 | $0.75 | $0.87 | $0.77 | $0.64 | $0.28 | $0.73 | $0.82 | $-1.17 | $1.61 | $1.61 | $0.57 | $1.60 | $1.40 | |
| EPS (Diluted) | $1.02 | $0.85 | $0.94 | $0.75 | $0.87 | $0.77 | $0.64 | $0.28 | $0.73 | $0.82 | $-1.17 | $1.61 | $1.61 | $0.57 | $1.60 | $1.40 | |
| Shares (Basic) | 13,381,376 | 13,351,885 | · | 13,337,890 | 11,994,815 | 11,331,884 | · | 11,307,808 | 11,282,868 | 11,269,874 | · | 5,629,642 | 5,629,030 | 5,625,660 | · | 5,623,172 | |
| Shares (Diluted) | 13,381,376 | 13,351,885 | · | 13,337,890 | 11,994,815 | 11,331,884 | · | 11,307,808 | 11,282,868 | 11,269,874 | · | 5,629,642 | 5,629,030 | 5,625,660 | · | 5,623,172 |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $15M | $16M | $15M | $15M | $15M | $16M | $16M | $14M | $16M | $16M | $16M | $16M | $16M | $17M | $15M | $15M | |
| PP&E (Gross) | · | · | $34M | · | · | · | $34M | · | · | · | $34M | · | · | · | $31M | · | |
| Accum. Depreciation | · | · | $19M | · | · | · | $18M | · | · | · | $18M | · | · | · | $16M | · | |
| Goodwill | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | |
| Intangibles | $393.0K | $464.0K | $535.0K | $607.0K | $678.0K | $750.0K | $821.0K | $892.0K | $964.0K | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Total Assets | $2.80B | $2.71B | $2.66B | $2.64B | $2.61B | $2.56B | $2.51B | $2.52B | $2.48B | $2.45B | $2.49B | $2.45B | $2.49B | $2.45B | $2.29B | $2.37B | |
| Total Liabilities | $2.49B | $2.41B | $2.38B | $2.37B | $2.35B | $2.36B | $2.32B | $2.33B | $2.30B | $2.28B | $2.32B | $2.30B | $2.35B | $2.31B | $2.15B | $2.23B | |
| Common Stock | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | |
| Paid-in Capital | $168M | $166M | $165M | $165M | $165M | $122M | $121M | $121M | $121M | $121M | $120M | $120M | $120M | $120M | $120M | $120M | |
| Retained Earnings | $185M | $173M | $164M | $154M | $146M | $137M | $130M | $124M | $122M | $115M | $107M | $101M | $93M | $85M | $85M | $77M | |
| Treasury Stock | $199.0K | $199.0K | $199.0K | $199.0K | $199.0K | $199.0K | $375.0K | $410.0K | $729.0K | $958.0K | $1M | $1M | $1M | $1M | $1M | $1M | |
| AOCI | $-49M | $-51M | $-48M | $-52M | $-61M | $-60M | $-68M | $-54M | $-67M | $-69M | $-64M | $-79M | $-66M | $-58M | $-68M | $-62M | |
| Stockholders' Equity | $307M | $292M | $284M | $270M | $253M | $201M | $186M | $193M | $178M | $169M | $165M | $144M | $148M | $149M | $138M | $136M | |
| Liabilities + Equity | $2.80B | $2.71B | $2.66B | $2.64B | $2.61B | $2.56B | $2.51B | $2.52B | $2.48B | $2.45B | $2.49B | $2.45B | $2.49B | $2.45B | $2.29B | $2.37B | |
| Shares Outstanding | 13,407,904 | 13,407,690 | 13,368,447 | 13,366,740 | 13,362,912 | 11,383,738 | 11,350,158 | 5,674,126 | 5,663,671 | 5,657,458 | 11,302,622 | 5,650,458 | 5,645,304 | 5,642,789 | 5,642,621 | 5,642,121 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Amort. of Intangibles | $72.0K | $71.0K | $72.0K | $71.0K | $72.0K | $71.0K | $72.0K | $71.0K | $71.0K | $72.0K | $72.0K | $71.0K | $71.0K | $71.0K | $73.0K | $71.0K | |
| Operating Cash Flow | $13M | $10M | $14M | $30M | $-5M | $5M | $13M | $10M | $9M | $2M | $16M | $11M | $9M | $8M | $7M | $13M | |
| CapEx | $250.0K | $563.0K | $695.0K | $594.0K | $733.0K | $494.0K | $1M | $290.0K | $108.0K | $252.0K | $481.0K | $115.0K | $602.0K | $2M | $400.0K | $729.0K | |
| Investing Cash Flow | $-14M | $6M | $-5M | $-23M | $-21M | $-25M | $-17M | $-60M | $15M | $32M | $-38M | $14M | $-35M | $-86M | $-15M | $-87M | |
| Stock Issued | · | · | $-171.0K | $-125.0K | · | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | $1M | |
| Financing Cash Flow | $79M | $37M | $6M | $7M | $38M | $34M | $-7M | $21M | $21M | $-37M | $11M | $-45M | $39M | $157M | $-86M | $-17M | |
| Net Change in Cash | $77M | $53M | $14M | $14M | $11M | $14M | $-11M | $-29M | $45M | $-3M | $-11M | $-20M | $13M | $79M | $-94M | $-91M | |
| Free Cash Flow | · | $10M | · | · | · | $4M | · | · | · | $2M | · | · | · | $6M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-6M | · | · | · | $2M | · | · |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 49.1% | 35.2% | · | 29.7% | 32.2% | 31.1% | · | 11.8% | 29.4% | 36.7% | · | 35.1% | 35.1% | 13.3% | · | 32.2% | |
| Pretax Margin | 41.6% | 45.5% | · | 38.6% | 41.9% | 40.3% | · | 14.8% | 36.6% | 45.9% | · | 43.9% | 43.4% | 16.2% | · | 39.9% | |
| ROA | 0.51% | 0.43% | · | 0.39% | 0.41% | 0.35% | · | 0.13% | 0.33% | 0.38% | · | 0.38% | 0.37% | 0.14% | · | 0.35% | |
| ROE | 4.9% | 4.6% | · | 4.3% | 4.9% | 4.7% | · | 1.9% | 5.0% | 5.9% | · | 6.5% | 6.2% | 2.1% | · | 5.0% |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $22.87 | $21.75 | · | $20.21 | $18.90 | $17.69 | · | $34.03 | $31.35 | $29.81 | · | $25.47 | $26.25 | $26.33 | · | $24.14 | |
| Revenue / Share | $2.08 | $2.40 | · | $2.53 | $2.71 | $2.47 | · | $4.80 | $4.95 | $4.49 | · | $4.57 | $4.60 | $4.32 | · | $4.33 | |
| Cash Flow / Share | · | $0.77 | · | · | · | $0.43 | · | · | · | $0.40 | · | · | · | $1.45 | · | · | |
| Dividend Paid / Share | $0.18 | $0.18 | $0.18 | $0.13 | $0.13 | $0.13 | $0.11 | $0.12 | $0.12 | $0.12 | $-0.23 | $0.23 | $0.23 | $0.23 | $0.23 | $0.20 | |
| EPS (TTM) | $3.56 | $3.41 | · | $3.03 | $2.56 | $2.42 | · | $0.66 | $1.99 | $2.87 | · | $5.39 | $5.18 | $3.95 | · | $3.67 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $127M | $131M | · | $122M | $115M | $110M | · | $106M | $105M | $103M | · | $102M | $100M | $95M | · | $84M | |
| Net Income TTM | $47M | $44M | · | $36M | $30M | $27M | · | $29M | $35M | $36M | · | $30M | $29M | $22M | · | $21M | |
| Market Cap | $493M | $429M | · | $337M | $345M | $266M | · | $171M | $150M | $130M | · | $122M | $104M | $124M | · | $109M | |
| P/E | 10.3 | 9.4 | · | 8.3 | 10.1 | 9.7 | · | 45.7 | 13.3 | 8.0 | · | 4.0 | 3.6 | 5.6 | · | 5.2 | |
| P/S | 3.9 | 3.3 | · | 2.8 | 3.0 | 2.4 | · | 1.6 | 1.4 | 1.3 | · | 1.2 | 1.0 | 1.3 | · | 1.3 | |
| P/B | 1.6 | 1.5 | · | 1.2 | 1.4 | 1.3 | · | 0.9 | 0.8 | 0.8 | · | 0.8 | 0.7 | 0.8 | · | 0.8 | |
| P / Tangible Book | 1.6 | 1.5 | · | 1.3 | 1.4 | 1.4 | · | 0.9 | 0.9 | 0.8 | · | 0.9 | 0.7 | 0.9 | · | 0.8 | |
| P / Cash Flow | · | 41.9 | · | · | · | 55.0 | · | · | · | 57.8 | · | · | · | 15.2 | · | · | |
| Dividend Yield | 1.8% | 1.9% | · | 1.8% | 1.6% | 2.1% | · | 3.0% | 3.5% | 4.0% | · | 4.2% | 4.8% | 3.9% | · | 4.1% | |
| Earnings Yield | 9.7% | 10.7% | · | 12.0% | 9.9% | 10.3% | · | 2.2% | 7.5% | 12.5% | · | 25.0% | 28.0% | 17.9% | · | 19.1% | |
| Payout Ratio | · | 21.3% | · | · | · | 17.0% | · | · | · | 14.0% | · | · | · | 40.2% | · | · | |
| Annual Payout | $9M | $8M | · | $6M | $6M | $6M | · | $5M | $5M | $5M | · | $5M | $5M | $5M | · | $4M |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Laba Bersih | $42M | · | · | $28M | · |
| EPS Dilusian | $3.33 | · | · | $2.47 | · |
Tidak ada data untuk laporan ini
Data fundamental belum cukup untuk membuat laporan ini.
| Metrik | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|
| Arus Kas Bebas | $41M | · | · | $33M | · |
Pemilik institusional (13F) 115 pengaju · $282.6M total · Per tanggal 30 Sep. 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang
115
Nilai yang dipegang
$282.6M
Posisi baru
16
Posisi yang keluar
4
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 16 (-2 vs Kuartal sebelumnya) | 4 (-4 vs Kuartal sebelumnya) | 55 (+20 vs Kuartal sebelumnya) | 23 (-4 vs Kuartal sebelumnya) | +73K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| BlackRock, Inc. | $72.093.766 | 1.960.135 | 25,51% | Saham |
| Orange Investment Advisors, Inc. | $39.020.712 | 1.060.922 | 13,81% | Saham |
| VANGUARD CAPITAL MANAGEMENT LLC | $17.323.601 | 471.006 | 6,13% | Saham |
| VANGUARD GROUP INC | $16.500.615 | 577.955 | 5,84% | Saham |
| AMERICAN CENTURY COMPANIES INC | $11.465.797 | 311.740 | 4,06% | Saham |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $11.310.953 | 307.530 | 4,00% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $10.674.886 | 290.181 | 3,78% | Saham |
| STATE STREET CORP | $7.955.109 | 216.289 | 2,82% | Saham |
| BANC FUNDS CO LLC | $6.842.367 | 186.035 | 2,42% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $5.657.776 | 153.814 | 2,00% | Saham |
| ALLIANCEBERNSTEIN L.P. | $5.241.170 | 163.889 | 1,85% | Saham |
| MORGAN STANLEY | $4.080.373 | 110.940 | 1,44% | Saham |
| AQR CAPITAL MANAGEMENT LLC | $3.973.877 | 108.045 | 1,41% | Saham |
| TWO SIGMA INVESTMENTS, LP | $3.738.613 | 101.648 | 1,32% | Saham |
| NORTHERN TRUST CORP | $3.638.645 | 98.930 | 1,29% | Saham |
| WELLINGTON MANAGEMENT GROUP LLP | $3.615.989 | 98.314 | 1,28% | Saham |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $3.154.437 | 85.765 | 1,12% | Saham |
| BROWN BROTHERS HARRIMAN & CO | $3.103.276 | 84.374 | 1,10% | Saham |
| MARSHALL WACE, LLP | $2.817.055 | 76.592 | 1,00% | Saham |
| GOLDMAN SACHS GROUP INC | $2.780.604 | 75.601 | 0,98% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $2.660.224 | 72.328 | 0,94% | Saham |
| EJF Capital LP | $2.594.572 | 70.543 | 0,92% | Saham |
| BANK OF AMERICA CORP /DE/ | $2.125.479 | 57.789 | 0,75% | Saham |
| Bank of New York Mellon Corp | $2.026.400 | 55.095 | 0,72% | Saham |
| RENAISSANCE TECHNOLOGIES LLC | $1.805.898 | 49.100 | 0,64% | Saham |
| AMERIPRISE FINANCIAL INC | $1.647.340 | 44.789 | 0,58% | Saham |
| HSBC HOLDINGS PLC | $1.596.884 | 43.429 | 0,57% | Saham |
| Qube Research & Technologies Ltd | $1.499.300 | 40.764 | 0,53% | Saham |
| FIRST TRUST ADVISORS LP | $1.450.823 | 39.446 | 0,51% | Saham |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1.387.011 | 37.711 | 0,49% | Saham |
| ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | $1.371.085 | 37.278 | 0,49% | Saham |
| Elizabeth Park Capital Advisors, Ltd. | $1.362.699 | 37.050 | 0,48% | Saham |
| Quantinno Capital Management LP | $1.294.840 | 35.205 | 0,46% | Saham |
| KEYBANK NATIONAL ASSOCIATION/OH | $1.287.300 | 35.000 | 0,46% | Saham |
| VICTORY CAPITAL MANAGEMENT INC | $1.285.461 | 34.950 | 0,45% | Saham |
| Carnegie Investment Counsel | $1.155.922 | 31.428 | 0,41% | Saham |
| SummerHaven Investment Management, LLC | $999.938 | 27.187 | 0,35% | Saham |
| MALTESE CAPITAL MANAGEMENT LLC | $993.060 | 27.000 | 0,35% | Saham |
| XTX Topco Ltd | $980.371 | 26.655 | 0,35% | Saham |
| MILLENNIUM MANAGEMENT LLC | $977.612 | 26.580 | 0,35% | Saham |
| CITADEL ADVISORS LLC | $962.017 | 26.156 | 0,34% | Saham |
| BARCLAYS PLC | $953.227 | 25.917 | 0,34% | Saham |
| MARTINGALE ASSET MANAGEMENT L P | $911.409 | 24.780 | 0,32% | Saham |
| U.S. Capital Wealth Advisors, LLC | $863.396 | 26.998 | 0,31% | Saham |
| BNP PARIBAS FINANCIAL MARKETS | $844.432 | 22.959 | 0,30% | Saham |
| JPMORGAN CHASE & CO | $831.792 | 22.336 | 0,29% | Saham |
| Gator Capital Management, LLC | $809.896 | 22.020 | 0,29% | Saham |
| LPL Financial LLC | $781.943 | 21.260 | 0,28% | Saham |
| Nuveen, LLC | $775.139 | 21.075 | 0,27% | Saham |
| COMMONWEALTH EQUITY SERVICES, LLC | $637.330 | 17.328 | 0,23% | Saham |
Orang dalam perusahaan 24 orang dalam · 11 pejabat · 14 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Michael J Gilfeather | President and CEO | 15 Sep. 2026 A | 16.400 | 3 | 0 | $45.883 |
| Michael Lesler | EVP, Chief Financial Officer | 15 Sep. 2026 A | 16.216 | 0 | 0 | $0 |
| Robert L Peacock | SEVP and CFO | 15 Feb. 2023 F | 10.302 | 0 | 0 | $0 |
| Elizabeth A Jones | SVP, Chief Operating Officer | 19 Maret 2026 F | 11.266 | 0 | 0 | $0 |
| Gregory Sousa | EVP and Deputy CLO | 15 Sep. 2026 A | 10.572 | 0 | 2 | $-118.072 |
| Stephen Rooney | SVP, Chief Credit Officer | 4 Agu 2026 S | 8.606 | 0 | 1 | $-58.065 |
| Michael Listner | SVP and Chief Risk Officer | 19 Maret 2026 F | 9.969 | 0 | 0 | $0 |
| Joseph A Ruhl | Reg Pres, Westchester County | 19 Maret 2026 F | 34.782 | 0 | 0 | $0 |
| David P Dineen | SVP, Dir. Wealth Services | 19 Maret 2026 F | 11.480 | 0 | 2 | $-28.806 |
| Michael J Coulter | EVP and CLO | 10 Maret 2026 F | 4.485 | 0 | 0 | $0 |
| Frank Skuthan | SVP, Dir Trust Services | 15 Feb. 2023 F | 2.807 | 0 | 0 | $0 |
| Jon Schiller | Direktur | 1 Okt. 2026 A | 12.473 | 0 | 0 | $0 |
| Olga Luz Tirado | Direktur | 1 Okt. 2026 A | 2.963 | 0 | 0 | $0 |
| Marianna R Kennedy | Direktur | 1 Okt. 2026 A | 1.466 | 0 | 0 | $0 |
| Kevin J Keane | Direktur | 1 Okt. 2026 A | 19.266 | 0 | 0 | $0 |
| Jonathan F Rouis | Direktur | 1 Okt. 2026 A | 9.166 | 0 | 0 | $0 |
| Richard B Rowley | Direktur | 1 Okt. 2026 A | 537.134 | 0 | 0 | $0 |
| Gregory F Holcombe | Direktur | 1 Okt. 2026 A | 68.824 | 0 | 0 | $0 |
| William D Morrison | Direktur | 15 Sep. 2026 A | 102.510 | 0 | 0 | $0 |
| Gustave J Scacco | Direktur | 23 Sep. 2024 F | 2.780 | 0 | 0 | $0 |
| Louis Heimbach | Direktur | 1 April 2024 A | 3.224 | 0 | 0 | $0 |
| Terry R Saturno | Direktur | 8 Agu 2023 A | 5.190 | 0 | 0 | $0 |
| Susan G Metzger | Direktur | 15 Nov. 2022 A | 7.098 | 0 | 0 | $0 |
| Virginia K Rizzo | Direktur | 5 Agu 2021 P | 5.100 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 22 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,12% | 43.626 SH | 11 Sep. 2026 | Harian |
| EBIT · Harbor ETF Trust | 0,07% | 207 NS | 31 Juli 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0,02% | 1.538 SH | 30 Sep. 2026 | Harian |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 7.574 SH | 19 Agu 2026 | Harian |
| IWM · iShares Trust | 0,02% | 332.905 SH | 11 Sep. 2026 | Harian |
| RSSL · Global X Funds | 0,02% | 6.059 NS | 31 Juli 2026 | N-PORT |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 73.040 SH | 19 Agu 2026 | Harian |
| VTWG · VANGUARD SCOTTSDALE FUNDS | 0,01% | 4.167 SH | 19 Agu 2026 | Harian |
| IWO · iShares Trust | 0,01% | 37.407 SH | 11 Sep. 2026 | Harian |
| DFAS · Dimensional ETF Trust | 0,01% | 39.674 NS | 31 Juli 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 436 NS | 31 Juli 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 8.523 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 918 NS | 31 Juli 2026 | N-PORT |
| IWV · iShares Trust | 0,00% | 5.324 SH | 3 Sep. 2026 | Harian |
| DFAU · Dimensional ETF Trust | 0,00% | 2.673 NS | 31 Juli 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 2.611 NS | 31 Juli 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 214 NS | 31 Juli 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 4.262 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 122.703 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 337.803 SH | 19 Agu 2026 | Harian |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 984 SH | 19 Agu 2026 | Harian |
| IWN · iShares Trust | · | 78.316 SH | 11 Sep. 2026 | Harian |
OBT Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
peringkat · 6 analis
BELI
Target median
$44.00
+16,6%
2 33,3%
Beli Kuat
3 50,0%
Beli
1 16,7%
Tahan
0 0,0%
Jual
0 0,0%
Jual Kuat
Target Harga 12 Bulan
3 analis · 2026-10-02Target rata-rata $43.33 +14,9%
← Di bawah semua target
Harga saat ini $37.73
Rendah$42.00
Rata-rata$43.33
Tinggi$44.00
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
| Ticker | Kapitalisasi Pasar | P/E | Pendapatan YoY | Margin Bersih | ROE | Margin Kotor |
|---|---|---|---|---|---|---|
| OBT | $382M | 8.6 | 18.1% | 32.7% | 15.5% | · |
| BWFG | $362M | 10.3 | 44.0% | 1245.5% | 12.0% | · |
| BSRR | $434M | 10.5 | 2.5% | 27.3% | 11.8% | · |
| PBAM | · | · | · | · | · | · |
| COFS | $443M | 14.7 | 63.6% | 12.4% | 6.3% | · |
| PDLB | $395M | 13.6 | 30.5% | 26.3% | 5.4% | · |
| FMAO | $340M | 10.2 | 19.6% | 27.4% | 9.2% | · |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | · |
Sinyal Perdagangan Sinyal beli/jual terbaru dengan harga masuk dan rasio risiko/imbalan
Tidak ada sinyal terbuka saat ini — tidak ada kartu yang terisi, dan itu jujur.
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Sumber: SEC 10-Q diajukan Agu 10, 2026