OBT Orange County Bancorp, Inc. - Common Stock

NASDAQ · Banking · Lihat di SEC EDGAR ↗
$33,73
Harga · Mei 20, 2026
Fundamental per Mei 11, 2026

OBT Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

Harga
$33.73
Kapitalisasi Pasar
$382M
P/E (TTM)
8.6
EPS (TTM)
$3.33
Pendapatan (TTM)
Imbal Hasil Dividen
1.9%
ROE
15.5%
D/E Utang/Ekuitas
Rentang 52M
$23 – $38

OBT Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Pendapatan & Laba Bersih
EPS $3.33
3-point trend, +27.1%
2023-12-31 2025-12-31
Arus Kas Bebas $41M
3-point trend, +0.9%
2023-12-31 2025-12-31
Margin 32.7%

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik
Tren 5 Tahun
OBT
Median Rekan
P/E (TTM)
3-point trend, -25.4%
8.6
10.3
P/S (TTM)
3-point trend, +79.5%
3.0
1.9
P/B
3-point trend, +30.4%
1.3
1.0
Price / FCF (Harga / FCF)
3-point trend, +122.2%
9.2

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik
Tren 5 Tahun
OBT
Median Rekan
Net Profit Margin (Margin Laba Bersih)
3-point trend, +13.0%
32.7%
26.9%
ROA
3-point trend, +34.2%
1.6%
1.1%
ROE
3-point trend, -18.7%
15.5%
10.9%

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Metrik
Tren 5 Tahun
OBT
Median Rekan

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik
Tren 5 Tahun
OBT
Median Rekan
Revenue YoY (Pendapatan YoY)
18.1%
Revenue CAGR 3Y (CAGR Pendapatan 3T)
12.2%
Revenue CAGR 5Y (CAGR Pendapatan 5T)
16.2%
EPS YoY
3-point trend, +27.1%
34.8%
Net Income YoY (Laba Bersih YoY)
3-point trend, +41.2%
49.2%

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik
Tren 5 Tahun
OBT
Median Rekan
EPS (Diluted)
3-point trend, +27.1%
$3.33

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik
Tren 5 Tahun
OBT
Median Rekan
Payout Ratio (Rasio Pembayaran Dividen)
3-point trend, -3.1%
17.1%

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

Imbal Hasil Dividen
1.9%
Rasio Pembayaran Dividen
17.1%
CAGR Dividen 5T
Tanggal ex-dividenJumlah
4 Maret 2026$0,1800
4 Des. 2025$0,1800
8 Sep. 2025$0,1300
4 Juni 2025$0,1300
4 Maret 2025$0,1300
4 Des. 2024$0,1250
4 Sep. 2024$0,1150
4 Juni 2024$0,1150
1 Maret 2024$0,1150
1 Des. 2023$0,1150
31 Agu 2023$0,1150
1 Juni 2023$0,1150
2 Maret 2023$0,1150
1 Des. 2022$0,1150
1 Sep. 2022$0,1000
1 Juni 2022$0,1000
1 Maret 2022$0,1000
2 Des. 2021$0,1000
2 Sep. 2021$0,1000
2 Juni 2021$0,1000

OBT Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

BELI 7 analis
  • Beli Kuat 2 28,6%
  • Beli 4 57,1%
  • Tahan 1 14,3%
  • Jual 0 0,0%
  • Jual Kuat 0 0,0%

Target Harga 12 Bulan

2 analis · 2026-05-15
Target median $39.00 +15,6%
Target rata-rata $39.00 +15,6%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

Kejutan Rata-rata
0.06%
Periode EPS Aktual EPS Estimasi Kejutan
31 Maret 2026 $0.85 $0.79 0.06%
31 Des. 2025 $0.93 $0.74 0.19%
30 Sep. 2025 $0.75 $0.69 0.06%
30 Juni 2025 $0.63 $0.74 -0.11%
31 Maret 2025 $0.77 $0.67 0.10%

Perbandingan Sejawat Metrik utama vs rekan sektor

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
OBT $382M 8.6 18.1% 32.7% 15.5%
FBIZ $452M 9.1 9.9% 29.8% 14.1%
COFS $443M 14.7 63.6% 12.4% 6.3%
PDLB $395M 13.6 30.5% 26.3% 5.4%
GCBC $378M 12.1 16.1% 41.3% 13.6%
BMRC $419M -11.6 -58.1% -121.4% -8.6%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

Laporan Laba Rugi 9
Data Laporan Laba Rugi Tahunan untuk OBT
Metrik Tren 202520242023202220212020
Interest Expense 4-point trend, +522.2% · · $29M $6M $4M $5M
Interest Income 6-point trend, +152.5% $135M $127M $118M $84M $64M $53M
Pretax Income 6-point trend, +255.1% $52M $35M $37M $30M $27M $15M
Income Tax 6-point trend, +250.2% $10M $7M $8M $6M $5M $3M
Net Income 6-point trend, +256.3% $42M $28M $29M $24M $21M $12M
EPS (Basic) 6-point trend, +28.6% $3.33 $2.47 $2.62 $4.33 $4.28 $2.59
EPS (Diluted) 6-point trend, +28.6% $3.33 $2.47 $2.62 $4.33 $4.28 $2.59
Shares (Basic) 6-point trend, +177.5% 12,508,985 11,303,118 11,258,300 5,621,630 4,968,692 4,508,508
Shares (Diluted) 6-point trend, +177.5% 12,508,985 11,303,118 11,258,300 5,621,630 4,968,692 4,508,508
Neraca 15
Data Neraca Tahunan untuk OBT
Metrik Tren 202520242023202220212020
PP&E (Net) 6-point trend, +10.5% $15M $16M $16M $15M $15M $14M
PP&E (Gross) 6-point trend, +22.6% $34M $34M $34M $31M $30M $28M
Accum. Depreciation 6-point trend, +35.1% $19M $18M $18M $16M $15M $14M
Goodwill Flat — no change across 6 periods $5M $5M $5M $5M $5M $5M
Intangibles 6-point trend, -72.7% $535.0K $821.0K $1M $1M $2M $2M
Total Assets 6-point trend, +59.7% $2.66B $2.51B $2.49B $2.29B $2.14B $1.66B
Total Liabilities 6-point trend, +55.3% $2.38B $2.32B $2.32B $2.15B $1.96B $1.53B
Common Stock 6-point trend, +47.6% $3M $3M $3M $3M $3M $2M
Paid-in Capital 6-point trend, +93.4% $165M $121M $120M $120M $120M $85M
Retained Earnings 6-point trend, +244.8% $164M $130M $107M $85M $65M $48M
Treasury Stock 6-point trend, -86.3% $199.0K $375.0K $1M $1M $1M $1M
AOCI 6-point trend, -2728.2% $-48M $-68M $-64M $-68M $-3M $2M
Stockholders' Equity 6-point trend, +110.0% $284M $186M $165M $138M $183M $135M
Liabilities + Equity 6-point trend, +59.7% $2.66B $2.51B $2.49B $2.29B $2.14B $1.66B
Shares Outstanding 6-point trend, +198.2% 13,368,447 11,350,158 11,302,622 5,642,621 5,637,376 4,483,102
Arus Kas 13
Data Arus Kas Tahunan untuk OBT
Metrik Tren 202520242023202220212020
Deferred Tax 6-point trend, +26.6% $-391.0K $-976.0K $-207.0K $-1M $-956.0K $-533.0K
Amort. of Intangibles 6-point trend, +0.0% $286.0K $286.0K $285.0K $286.0K $285.0K $286.0K
Operating Cash Flow 6-point trend, +286.5% $44M $35M $44M $30M $20M $11M
CapEx 6-point trend, +263.6% $3M $2M $4M $2M $2M $692.0K
Investing Cash Flow 6-point trend, +77.6% $-74M $-29M $-145M $-434M $-291M $-331M
Stock Issued 2-point trend, +23.1% $43M · · · $35M ·
Net Stock Activity 2-point trend, +23.1% $43M · · · $35M ·
Dividends Paid 6-point trend, +98.0% $7M $5M $5M $5M $4M $4M
Financing Cash Flow 6-point trend, -79.7% $84M $-2M $162M $184M $456M $416M
Net Change in Cash 6-point trend, -43.9% $54M $3M $61M $-220M $185M $96M
Taxes Paid $10M · · · · ·
Free Cash Flow 5-point trend, +125.1% $41M $33M $41M $29M $18M ·
Levered FCF 3-point trend, +16.2% · · $18M $24M $15M ·
Profitabilitas 4
Data Profitabilitas Tahunan untuk OBT
Metrik Tren 202520242023202220212020
Net Margin 5-point trend, +11.5% 32.7% 25.9% 28.9% 27.0% 29.3% ·
Pretax Margin 5-point trend, +10.3% 40.5% 32.3% 36.5% 33.6% 36.8% ·
ROA 5-point trend, +62.6% 1.6% 1.1% 1.2% 1.1% 0.99% ·
ROE 5-point trend, +32.4% 15.5% 14.7% 19.1% 17.8% 11.7% ·
Efisiensi 1
Data Efisiensi Tahunan untuk OBT
Metrik Tren 202520242023202220212020
Asset Turnover 5-point trend, +46.4% 0.0 0.0 0.0 0.0 0.0 ·
Per Saham 5
Data Per Saham Tahunan untuk OBT
Metrik Tren 202520242023202220212020
Book Value / Share 5-point trend, -34.4% $21.27 $16.35 $29.26 $24.48 $32.43 ·
Revenue / Share 5-point trend, -30.4% $10.17 $9.53 $18.09 $16.02 $14.60 ·
Cash Flow / Share 5-point trend, -14.3% $3.51 $3.06 $7.91 $5.42 $4.09 ·
Dividend Paid / Share 6-point trend, -28.8% $1 $0 $0 $1 $1 $1
EPS (TTM) 5-point trend, -22.2% $3.33 $2.47 $2.62 $4.33 $4.28 ·
Tingkat Pertumbuhan 10
Data Tingkat Pertumbuhan Tahunan untuk OBT
Metrik Tren 202520242023202220212020
Revenue YoY 5-point trend, -12.3% 18.1% 5.8% 13.0% 24.1% 20.6% ·
Revenue CAGR 3Y 3-point trend, -36.4% 12.2% 14.1% 19.2% · · ·
Revenue CAGR 5Y 16.2% · · · · ·
EPS YoY 5-point trend, -46.6% 34.8% -5.7% -39.5% 1.2% 65.2% ·
EPS CAGR 3Y 3-point trend, -2305.3% -8.4% -16.7% 0.38% · · ·
EPS CAGR 5Y 5.1% · · · · ·
Net Income YoY 5-point trend, -40.1% 49.2% -5.4% 21.0% 14.4% 82.3% ·
Net Income CAGR 3Y 3-point trend, -45.9% 19.5% 9.4% 36.1% · · ·
Net Income CAGR 5Y 28.9% · · · · ·
Dividend CAGR 5Y 14.6% · · · · ·
Valuasi (TTM) 13
Data Valuasi (TTM) Tahunan untuk OBT
Metrik Tren 202520242023202220212020
Revenue TTM 5-point trend, +75.3% $127M $108M $102M $90M $73M ·
Net Income TTM 5-point trend, +95.5% $42M $28M $29M $24M $21M ·
Market Cap 5-point trend, +236.8% $382M $315M $170M $131M $113M ·
P/E 5-point trend, +82.6% 8.6 11.2 11.5 5.4 4.7 ·
P/S 5-point trend, +92.1% 3.0 2.9 1.7 1.5 1.6 ·
P/B 5-point trend, +116.6% 1.3 1.7 1.0 1.0 0.6 ·
P / Tangible Book 5-point trend, +112.6% 1.4 1.8 1.1 1.0 0.6 ·
P / Cash Flow 5-point trend, +56.1% 8.7 9.1 3.8 4.3 5.6 ·
P / FCF 5-point trend, +49.6% 9.2 9.6 4.2 4.5 6.2 ·
Dividend Yield 5-point trend, -47.8% 1.9% 1.7% 3.0% 3.5% 3.6% ·
Earnings Yield 5-point trend, -45.2% 11.7% 8.9% 8.7% 18.6% 21.3% ·
Payout Ratio 5-point trend, -9.9% 17.1% 19.1% 17.6% 19.2% 18.9% ·
Annual Payout 5-point trend, +76.2% $7M $5M $5M $5M $4M ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

Laporan Laba Rugi
2025-12-312025-03-312024-12-312024-09-302024-06-30
Laba Bersih $42M$28M
EPS Dilusian $3.33$2.47
Arus Kas
2025-12-312025-03-312024-12-312024-09-302024-06-30
Arus Kas Bebas $41M$33M

Sinyal Perdagangan Sinyal beli/jual terbaru dengan harga masuk dan rasio risiko/imbalan

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