PAY Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $30.83
P/E (TTM) 46.7
EPS (TTM) $0.66
Pendapatan (TTM) $1.36B
ROE (TTM) 15.0%
Rentang 52M $20–$45

PAY Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan$1.20B
2019-12-31 → 2025-12-31
EPS$0.52
2019-12-31 → 2025-12-31
Arus Kas Bebas$162M
2021-12-31 → 2025-12-31
Margin bersih6.2%
2021-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun PAY rata-rata 5T Median Rekan Kesimpulan
P/E (TTM) 46.7rata-rata 5T ≈209.1 ≈209.1 21.5 Terlalu mahal
PEG Ratio (Rasio PEG) ≈1.0 · · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Kejutan Rata-rata 20.8%
Laporan Berikutnya Nov 02, 2026
PeriodeLaporanEPS AktualEPS EstimasiKejutan
30 Juni 2026 Agu 3, 2026 $0.25 $0.19 31.2%
31 Maret 2026 $0.21 $0.17 21.0%
31 Des. 2025 $0.20 $0.17 20.6%
30 Sep. 2025 $0.20 $0.15 33.8%
30 Juni 2025 $0.15 $0.14 8.7%
31 Maret 2025 $0.14 $0.13 9.5%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 16
Metrik Tren 2025202420232022202120202019
Revenue $1.20B$872M$614M$497M$396M$302M$236M
Cost of Revenue $900M$634M$432M$347M$274M$209M$161M
Gross Profit $296M$238M$182M$150M$121M$93M$74M
R&D Expense $61M$51M$44M$41M$34M$25M$18M
SG&A Expense $47M$37M$36M$38M$33M$18M$10M
Operating Expenses $221M$193M$164M$153M$111M$74M$56M
Operating Income $76M$45M$18M$-3M$10M$18M$18M
Other Non-op $229.0K$345.0K$12.0K$5.0K···
Pretax Income $85M$54M$25M$-1M$10M$18M$18M
Income Tax $18M$10M$3M$-795.0K$1M$5M$5M
Net Income $67M$44M$22M$-513.0K$9M$14M$14M
EPS (Basic) $0.53$0.36$0.18$0.00$0.06$0.08$0.09
EPS (Diluted) $0.52$0.35$0.18$0.00$0.06$0.08$0.08
Shares (Basic) 125,246,892124,372,031123,511,608122,099,437112,763,261103,479,239103,469,238
Shares (Diluted) 129,113,684127,714,622125,071,829122,099,437118,821,925106,207,883106,350,473
EBITDA $117M$81M$49M$21M$24M··
Neraca 23
Metrik Tren 2025202420232022202120202019
Cash & Equivalents $321M$206M$179M$147M$168M$47M·
Prepaid Expense $13M$13M$11M$10M$8M$3M·
Current Assets $441M$346M$270M$229M$256M$80M·
PP&E (Net) $877.0K$1M$2M$2M$2M$2M·
PP&E (Gross) $9M$8M$8M$8M$7M$6M·
Accum. Depreciation $8M$7M$7M$6M$5M$4M·
Goodwill $132M$132M$132M$132M$129M$13M$13M
Intangibles $12M$19M$27M$36M$42M$296.0K·
Other Non-current Assets ··$5M$7M$4M$218.0K·
Total Assets $668M$576M$505M$462M$473M$125M·
Accounts Payable $64M$50M$35M$29M$25M$17M·
Accrued Liabilities $28M$26M$21M$16M$12M$10M·
Current Liabilities $99M$82M$63M$51M$74M$31M·
Capital Leases $5M$6M$9M$9M$6M$5M·
Deferred Tax ·$0$1M$680.0K$3M$3M·
Total Liabilities $107M$91M$75M$64M$87M$40M·
Common Stock ·····$517.0K·
Retained Earnings $163M$96M$52M$29M$30M$55M·
Treasury Stock ····$0$579.0K·
AOCI $-427.0K$-233.0K$87.0K$-22.0K$168.0K$216.0K·
Stockholders' Equity $560M$486M$430M$397M$386M$84M$69M
Liabilities + Equity $668M$576M$505M$462M$473M$125M·
Shares Outstanding ····0103,479,239·
Arus Kas 13
Metrik Tren 2025202420232022202120202019
D&A $41M$36M$31M$24M$13M$8M$6M
Stock-based Comp $19M$11M$9M$7M$3M$2M$2M
Deferred Tax $50.0K$-1M$414.0K$-3M$-660.0K$2M$1M
Amort. of Intangibles $7M$8M$8M$8M$3M$600.0K$1M
Other Non-cash $35M$-27M$6M$-7M$-6M··
Operating Cash Flow $162M$64M$69M$20M$19M$36M$18M
CapEx $361.0K$457.0K$600.0K$1M$979.0K$458.0K$1M
Investing Cash Flow $-37M$-37M$-34M$-35M$-78M$-15M$-14M
Stock Issued ······$59.0K
Financing Cash Flow $-11M$-207.0K$-1M$-37M$213M$-1M$-857.0K
Net Change in Cash $115M$26M$34M$-52M$155M$19M$3M
Taxes Paid $15M$14M$1M$672.0K$2M$3M$5M
Free Cash Flow $162M$63M$68M$19M$19M··
Profitabilitas 8
Metrik Tren 2025202420232022202120202019
Gross Margin 24.8%27.3%29.7%30.1%30.7%··
Operating Margin 6.3%5.1%2.9%-0.60%2.6%··
Net Margin 5.6%5.1%3.6%-0.10%2.4%··
Pretax Margin 7.1%6.2%4.1%-0.26%2.6%··
EBITDA Margin 9.7%9.3%7.9%4.2%6.0%··
ROA 10.8%8.2%4.6%-0.11%3.1%··
ROE 12.4%9.3%5.3%-0.13%2.4%··
ROIC 10.6%7.6%3.7%-0.29%2.4%··
Likuiditas & Solvabilitas 2
Metrik Tren 2025202420232022202120202019
Current Ratio 4.54.24.34.43.4··
Quick Ratio 3.22.52.92.92.3··
Efisiensi 1
Metrik Tren 2025202420232022202120202019
Asset Turnover 1.91.61.31.11.3··
Per Saham 3
Metrik Tren 2025202420232022202120202019
Revenue / Share $9.27$6.83$4.91$4.07$3.33··
Cash Flow / Share $1.26$0.50$0.55$0.16$0.16··
EPS (TTM) $0.52$0.35$0.18$0.00$0.06··
Tingkat Pertumbuhan 9
Metrik Tren 2025202420232022202120202019
Revenue YoY 37.2%41.9%23.6%25.7%31.1%··
Revenue CAGR 3Y 34.0%30.1%26.8%····
Revenue CAGR 5Y 31.7%······
EPS YoY 48.6%94.4%··-25.0%··
EPS CAGR 3Y ·80.0%31.0%····
EPS CAGR 5Y 45.4%······
Net Income YoY 51.5%97.9%··-32.2%··
Net Income CAGR 3Y ·68.1%17.6%····
Net Income CAGR 5Y 37.3%······
Valuasi (TTM) 9
Metrik Tren 2025202420232022202120202019
Revenue TTM $1.20B$872M$614M$497M$396M··
Net Income TTM $67M$44M$22M$-513.0K$9M··
Market Cap ····$0··
P/E 60.893.399.3·583.0··
P/S ····0.0··
P / Tangible Book ····0.0··
P / Cash Flow ····0.0··
P / FCF ····0.0··
Earnings Yield 1.7%1.1%1.0%0.00%0.17%··

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $1.20B $872M $614M $497M $396M
Margin Kotor % 24.8% 27.3% 29.7% 30.1% 30.7%
Margin Operasi % 6.3% 5.1% 2.9% -0.60% 2.6%
Laba Bersih $67M $44M $22M $-513.0K $9M
EPS Dilusian $0.52 $0.35 $0.18 $0.00 $0.06

Pemilik institusional (13F) 196 pengaju · $1.6B total · Per tanggal 30 Sep. 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 196
Nilai yang dipegang $1.6B
Posisi baru 37
Posisi yang keluar 39
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
37 (-14 vs Kuartal sebelumnya) 39 (-1 vs Kuartal sebelumnya) 73 (-3 vs Kuartal sebelumnya) 53 (+2 vs Kuartal sebelumnya) -3.9M

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
WASATCH ADVISORS LP $200.581.158 7.896.896 12,83% Saham
Capital International Investors $170.807.479 7.069.846 10,93% Saham
VANGUARD GROUP INC $138.739.805 4.391.890 8,88% Saham
BlackRock, Inc. $112.178.044 4.643.131 7,18% Saham
Capital World Investors $103.309.610 4.276.060 6,61% Saham
BROWN BROTHERS HARRIMAN & CO $68.154.490 2.820.964 4,36% Saham
VANGUARD PORTFOLIO MANAGEMENT LLC $61.936.914 2.563.614 3,96% Saham
VANGUARD CAPITAL MANAGEMENT LLC $60.983.971 2.524.171 3,90% Saham
FULLER & THALER ASSET MANAGEMENT, INC. $47.024.842 1.946.392 3,01% Saham
GEODE CAPITAL MANAGEMENT, LLC $35.586.604 1.472.722 2,28% Saham
FRANKLIN RESOURCES INC $31.250.298 1.293.473 2,00% Saham
Invesco Ltd. $30.215.706 1.250.650 1,93% Saham
STATE STREET CORP $25.560.797 1.057.980 1,64% Saham
LOOMIS SAYLES & CO L P $22.650.652 937.527 1,45% Saham
DIMENSIONAL FUND ADVISORS LP $22.035.191 912.072 1,41% Saham
CYPRESS POINT INVESTMENT MANAGEMENT LP $21.287.738 881.115 1,36% Saham
NOMURA ASSET MANAGEMENT INTERNATIONAL INC. $19.722.000 816.290 1,26% Saham
NEXT CENTURY GROWTH INVESTORS LLC $18.664.083 772.520 1,19% Saham
GOLDMAN SACHS GROUP INC $18.458.627 764.016 1,18% Saham
Vienna Powszechne Towarzystwo Emerytalne S.A. Vienna Insurance Group $17.720.635 733.470 1,13% Saham
MARSHALL WACE, LLP $17.169.134 710.643 1,10% Saham
MASSACHUSETTS FINANCIAL SERVICES CO /MA/ $17.076.191 706.796 1,09% Saham
TimesSquare Capital Management, LLC $16.764.813 660.032 1,07% Saham
MORGAN STANLEY $15.748.036 651.822 1,01% Saham
North Reef Capital Management LP $14.496.000 600.000 0,93% Saham
SILVERCREST ASSET MANAGEMENT GROUP LLC $14.240.460 589.423 0,91% Saham
NORTHERN TRUST CORP $13.661.054 565.441 0,87% Saham
WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC $13.466.567 557.391 0,86% Saham
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $11.782.228 487.675 0,75% Saham
Palisades Investment Partners, LLC $10.410.447 430.896 0,67% Saham
VANGUARD FIDUCIARY TRUST CO $9.921.401 410.654 0,63% Saham
UBS Group AG $9.208.487 381.146 0,59% Saham
FMR LLC $7.424.947 307.324 0,48% Saham
CASTLEARK MANAGEMENT LLC $7.212.726 298.540 0,46% Saham
RENAISSANCE TECHNOLOGIES LLC $6.965.256 288.297 0,45% Saham
SEI INVESTMENTS CO $6.942.086 287.338 0,44% Saham
BANK OF AMERICA CORP /DE/ $6.340.574 262.441 0,41% Saham
Nuveen, LLC $5.990.859 247.966 0,38% Saham
NEW YORK STATE COMMON RETIREMENT FUND $5.954.329 246.454 0,38% Saham
Cubist Systematic Strategies, LLC $5.356.411 175.046 0,34% Saham
Point72 Asset Management, L.P. $5.300.873 219.407 0,34% Saham
KORNITZER CAPITAL MANAGEMENT INC /KS $4.733.427 195.920 0,30% Saham
NORGES BANK $4.563.824 188.900 0,29% Saham
Qube Research & Technologies Ltd $4.150.156 171.778 0,27% Saham
RAYMOND JAMES FINANCIAL INC $4.105.534 169.931 0,26% Saham
Bank of New York Mellon Corp $4.022.652 166.500 0,26% Saham
FIRST TRUST ADVISORS LP $3.715.880 153.803 0,24% Saham
ROYAL BANK OF CANADA $3.074.000 127.272 0,20% Saham
Swiss National Bank $2.742.160 113.500 0,18% Saham
Man Group plc $2.699.276 111.725 0,17% Saham

Tampilkan semua 196 pemilik institusional →

Orang dalam perusahaan 16 orang dalam · 7 pejabat · 8 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Dushyant Sharma Chairman, President and CEO 15 Agu 2026 F 1.444.357 0 0 $0
Sanjay Kalra SVP and CFO 15 Agu 2026 F 484.259 0 5 $-1.147.407
Paul E. Seamon Interim CFO 16 Feb. 2023 S 31.723 0 0 $0
Matt Parson Chief Financial Officer 17 Agu 2022 S 103.873 0 0 $0
Gerasimos (Jerry) Portocalis Chief Commercial Officer 15 Agu 2026 F 744.652 0 0 $0
Andrew A. Gerber General Counsel and Secretary 13 Maret 2026 F 117.163 0 0 $0
John C Morrow General Counsel and Secretary 9 Agu 2021 A 39.879 0 0 $0
Gregory Hyde Williams Direktur 26 Agu 2026 J 188.384 0 0 $0
Jason Klein Direktur 26 Agu 2026 J 1.496 0 0 $0
Robert Palumbo Direktur 26 Agu 2026 J 0 0 0 $0
Arun Oberoi Direktur 8 Juni 2026 A 41.885 0 0 $0
William Ingram Direktur 8 Juni 2026 A 86.941 0 0 $0
Jody R Davids Direktur 8 Juni 2026 A 44.730 0 0 $0
Adam Malinowski Direktur 10 Des. 2025 J · 0 0 $0
Thomas Barnds Pemilik 10% 26 Agu 2026 J 0 0 0 $0
Gary Trainor · 4 Agu 2026 S 509.888 0 8 $-5.993.074

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 33 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana Bobot Unit Per tanggal Sumber
FYC · First Trust Exchange-Traded AlphaDE… 0,38% 145.285 NS 31 Juli 2026 N-PORT
TRFM · ETF Series Solutions 0,34% 25.061 NS 31 Juli 2026 N-PORT
OMFS · Invesco Exchange-Traded Self-Indexe… 0,33% 28.626 SH 2 Okt. 2026 Harian
IWO · iShares Trust 0,14% 565.248 SH 11 Sep. 2026 Harian
BKSE · BNY Mellon ETF Trust 0,08% 2.162 NS 31 Juli 2026 N-PORT
VTWG · VANGUARD SCOTTSDALE FUNDS 0,08% 63.850 SH 19 Agu 2026 Harian
FAD · First Trust Exchange-Traded AlphaDE… 0,08% 13.162 NS 31 Juli 2026 N-PORT
IWM · iShares Trust 0,07% 1.532.579 SH 11 Sep. 2026 Harian
ISCG · iShares Trust 0,07% 18.123 SH 11 Sep. 2026 Harian
RSSL · Global X Funds 0,07% 28.504 NS 31 Juli 2026 N-PORT
DFAS · Dimensional ETF Trust 0,04% 197.597 NS 31 Juli 2026 N-PORT
VBK · VANGUARD INDEX FUNDS 0,04% 755.571 SH 19 Agu 2026 Harian
VTWO · VANGUARD SCOTTSDALE FUNDS 0,04% 342.558 SH 19 Agu 2026 Harian
ISCF · iShares Trust 0,03% 26.272 SH 11 Sep. 2026 Harian
IPKW · Invesco Exchange-Traded Fund Trust … 0,03% 18.818 SH 2 Okt. 2026 Harian
PRFZ · Invesco Exchange-Traded Fund Trust 0,03% 24.276 SH 2 Okt. 2026 Harian
FNCL · FIDELITY COVINGTON TRUST 0,02% 14.863 NS 31 Juli 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0,02% 658.550 SH 19 Agu 2026 Harian
VB · VANGUARD INDEX FUNDS 0,02% 1.304.159 SH 19 Agu 2026 Harian
VFH · VANGUARD WORLD FUND 0,02% 92.493 SH 19 Agu 2026 Harian
WSML · iShares Trust 0,02% 3.137 SH 11 Sep. 2026 Harian
TECB · iShares Trust 0,01% 1.825 SH 11 Sep. 2026 Harian
TILT · FlexShares Trust 0,01% 6.162 NS 31 Juli 2026 N-PORT
DXUV · Dimensional ETF Trust 0,01% 1.171 NS 31 Juli 2026 N-PORT
ITOT · iShares Trust 0,00% 79.277 SH 11 Sep. 2026 Harian
IWV · iShares Trust 0,00% 15.952 SH 11 Sep. 2026 Harian
DFAC · Dimensional ETF Trust 0,00% 39.693 NS 31 Juli 2026 N-PORT
DCOR · Dimensional ETF Trust 0,00% 2.363 NS 31 Juli 2026 N-PORT
DFAU · Dimensional ETF Trust 0,00% 7.902 NS 31 Juli 2026 N-PORT
DFUS · Dimensional ETF Trust 0,00% 11.420 NS 31 Juli 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0,00% 1.808.811 SH 19 Agu 2026 Harian
VTHR · VANGUARD SCOTTSDALE FUNDS 0,00% 4.983 SH 19 Agu 2026 Harian
ISCB · iShares Trust · 2.760 SH 11 Sep. 2026 Harian

PAY Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21
peringkat · 12 analis BELI
Target median $40.00 +29,7%
3 25,0% Beli Kuat
4 33,3% Beli
5 41,7% Tahan
0 0,0% Jual
0 0,0% Jual Kuat

Target Harga 12 Bulan

7 analis · 2026-09-29

Target rata-rata $40.14 +30,2%

← Di bawah semua target Harga saat ini $30.83
Rendah$36.00 Rata-rata$40.14 Tinggi$45.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
PAY · 60.8 37.2% 5.6% 12.4% 24.8%
FIS $42.27B 91.0 5.4% 3.6% 2.6% 36.9%
CHYM $0 -5.9 30.7% -46.2% -71.4% 88.0%
JKHY $14.41B 19.7 7.1% 19.8% 24.0% ·
WEX $5.11B 17.6 1.2% 11.4% 27.5% ·
RELY $2.91B 44.5 29.4% 4.2% 8.3% ·
SEZL · 17.1 66.1% · · ·
NATL $2.81B 17.8 1.1% 3.7% 52.1% ·
FOUR · · 25.5% 2.9% 10.6% ·
PAYO $1.96B 29.6 7.7% 7.0% 9.9% ·
WU $2.94B 6.1 -3.8% 12.3% 54.3% ·

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

Sumber: SEC 10-Q diajukan Agu 4, 2026