CHYM Chime Financial, Inc. - Class A Common Stock

NASDAQ · Financial Services · Lihat di SEC EDGAR ↗
$16,72
Harga · Mei 20, 2026
Fundamental per Mei 7, 2026
Rentang 52M
$16–$45
2% of range
Peringkat Analis
BUY
26 analysts
Target Harga
$31
+83% upside
P/E (TTM)
-5.9
ROE
-71.4%
Margin Laba Bersih
-46.2%

CHYM Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

Harga
$16.72
Kapitalisasi Pasar
$0
P/E (TTM)
-5.9
EPS (TTM)
$-4.27
Pendapatan (TTM)
$2.19B
Imbal Hasil Dividen
—
ROE
-71.4%
D/E Utang/Ekuitas
—
Rentang 52M
$16 – $45

CHYM Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Pendapatan & Laba Bersih $2.19B
3-point trend, +71.0%
2023-12-31 → 2025-12-31
EPS $-4.27
3-point trend, -32.6%
2023-12-31 → 2025-12-31
Arus Kas Bebas $33M
2025-12-31 → 2025-12-31
Margin -46.2%
2025-12-31 → 2025-12-31

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik
Tren 5 Tahun
CHYM
Median Rekan
P/E (TTM)
-5.9
19.8
P/S (TTM)
0.0
2.1
Price / FCF (Harga / FCF)
0.0
—

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik
Tren 5 Tahun
CHYM
Median Rekan
Gross Margin (Margin Kotor)
88.0%
51.9%
Operating Margin (Margin Operasi)
-47.6%
—
Net Profit Margin (Margin Laba Bersih)
-46.2%
6.4%
ROA
-59.0%
4.9%
ROE
-71.4%
29.4%
ROIC
-74.2%
—

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Metrik
Tren 5 Tahun
CHYM
Median Rekan
Current Ratio (Rasio Lancar)
4.5
1.4
Quick Ratio (Rasio Cepat)
1.9
—

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik
Tren 5 Tahun
CHYM
Median Rekan
Revenue YoY (Pendapatan YoY)
3-point trend, +71.0%
30.7%
—

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik
Tren 5 Tahun
CHYM
Median Rekan
EPS (Diluted)
3-point trend, -32.6%
$-4.27
—

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik
Tren 5 Tahun
CHYM
Median Rekan

CHYM Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

BELI 26 analis
  • Beli Kuat 5 19,2%
  • Beli 17 65,4%
  • Tahan 4 15,4%
  • Jual 0 0,0%
  • Jual Kuat 0 0,0%

Target Harga 12 Bulan

18 analis · 2026-05-20
Target median $30.00 +79,4%
Target rata-rata $30.61 +83,1%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

Kejutan Rata-rata
0.11%
Periode EPS Aktual EPS Estimasi Kejutan
31 Maret 2026 $0.13 $0.03 0.10%
31 Des. 2025 $-0.12 $-0.16 0.04%
30 Sep. 2025 $-0.15 $-0.25 0.10%
30 Juni 2025 $-7.29 $-7.50 0.21%

Perbandingan Sejawat Metrik utama vs rekan sektor

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
CHYM $0 -5.9 30.7% -46.2% -71.4% 88.0%
FIS $42.27B 91.0 5.4% 3.6% 2.6% 36.9%
AFRM $22.48B 460.9 38.8% 1.6% 1.8% —
GPN $18.32B 13.4 -0.39% 18.2% 6.2% —
TOST $20.92B 63.4 24.1% 5.6% 17.3% 25.9%
JKHY $18.81B 28.9 7.2% 19.2% 22.2% —
WEX $5.11B 17.6 1.2% 11.4% 27.5% —
RELY $2.91B 44.5 29.4% 4.2% 8.3% —
SEZL — 17.1 66.1% — — —
NATL $2.81B 17.8 1.1% 3.7% 52.1% —
FOUR — — 25.5% 2.9% 10.6% —

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

Laporan Laba Rugi 16
Data Laporan Laba Rugi Tahunan untuk CHYM
Metrik Tren 202520242023
Revenue 3-point trend, +71.0% $2.19B $1.67B $1.28B
Cost of Revenue 3-point trend, +19.7% $263M $208M $220M
Gross Profit 3-point trend, +81.7% $1.92B $1.47B $1.06B
R&D Expense 3-point trend, +261.0% $935M $310M $259M
SG&A Expense 3-point trend, +230.5% $512M $177M $155M
Operating Expenses 3-point trend, +128.9% $2.96B $1.53B $1.29B
Operating Income 3-point trend, -341.1% $-1.04B $-62M $-236M
Other Non-op 3-point trend, -5.9% $31M $39M $33M
Pretax Income 3-point trend, -397.2% $-1.01B $-23M $-203M
Income Tax 3-point trend, +255.1% $831.0K $3M $234.0K
Net Income 3-point trend, -397.0% $-1.01B $-25M $-203M
EPS (Basic) 3-point trend, -32.6% $-4.27 $-0.39 $-3.22
EPS (Diluted) 3-point trend, -32.6% $-4.27 $-0.39 $-3.22
Shares (Basic) 3-point trend, +274.4% 236,270,347 64,910,056 63,104,219
Shares (Diluted) 3-point trend, +274.4% 236,270,347 64,910,056 63,104,219
EBITDA $-1.01B · ·
Neraca 24
Data Neraca Tahunan untuk CHYM
Metrik Tren 202520242023
Cash & Equivalents 3-point trend, +94.5% $466M $338M $240M
Receivables 2-point trend, +19.3% $258M $216M ·
Prepaid Expense 2-point trend, +51.5% $107M $70M ·
Current Assets 2-point trend, +36.4% $1.76B $1.29B ·
PP&E (Net) · $93M ·
PP&E (Gross) · $138M ·
Accum. Depreciation · $46M ·
Goodwill 2-point trend, -0.0% $27M $28M ·
Intangibles $28M · ·
Other Non-current Assets 2-point trend, -25.1% $3M $4M ·
Total Assets 2-point trend, +34.5% $1.96B $1.46B ·
Accounts Payable 2-point trend, +7.9% $39M $36M ·
Accrued Liabilities 2-point trend, -19.0% $81M $100M ·
Current Liabilities 2-point trend, +3.5% $388M $375M ·
Capital Leases 2-point trend, +53.0% $123M $81M ·
Other Non-current Liabilities 2-point trend, +12.1% $52M $46M ·
Total Liabilities 2-point trend, +12.2% $563M $502M ·
Common Stock 2-point trend, -100.0% $0 $2.0K ·
Paid-in Capital 2-point trend, +1002.0% $4.78B $433M ·
Retained Earnings 2-point trend, -42.7% $-3.37B $-2.36B ·
AOCI 2-point trend, -15.3% $172.0K $203.0K ·
Stockholders' Equity 3-point trend, +171.7% $1.40B $-1.93B $-1.95B
Liabilities + Equity 2-point trend, +34.5% $1.96B $1.46B ·
Shares Outstanding 3-point trend, +490.0% 379,933,372 66,950,736 64,394,985
Arus Kas 13
Data Arus Kas Tahunan untuk CHYM
Metrik Tren 202520242023
D&A 3-point trend, +131.9% $30M $25M $13M
Stock-based Comp 3-point trend, +4013.3% $1.07B $30M $26M
Restructuring $33M · ·
Other Non-cash $-38M · ·
Operating Cash Flow 3-point trend, +133.7% $53M $64M $-157M
CapEx 3-point trend, +89.4% $20M $5M $11M
Investing Cash Flow 3-point trend, -273.5% $-290M $46M $167M
Stock Repurchased 3-point trend, +127011.5% $78M $950.0K $61.0K
Net Stock Activity $-78M · ·
Financing Cash Flow 3-point trend, +43566.0% $368M $456.0K $842.0K
Net Change in Cash 3-point trend, +1061.3% $131M $110M $11M
Taxes Paid $1M · ·
Free Cash Flow $33M · ·
Profitabilitas 8
Data Profitabilitas Tahunan untuk CHYM
Metrik Tren 202520242023
Gross Margin 88.0% · ·
Operating Margin -47.6% · ·
Net Margin -46.2% · ·
Pretax Margin -46.2% · ·
EBITDA Margin -46.2% · ·
ROA -59.0% · ·
ROE -71.4% · ·
ROIC -74.2% · ·
Likuiditas & Solvabilitas 2
Data Likuiditas & Solvabilitas Tahunan untuk CHYM
Metrik Tren 202520242023
Current Ratio 4.5 · ·
Quick Ratio 1.9 · ·
Efisiensi 2
Data Efisiensi Tahunan untuk CHYM
Metrik Tren 202520242023
Asset Turnover 1.3 · ·
Receivables Turnover 9.2 · ·
Per Saham 3
Data Per Saham Tahunan untuk CHYM
Metrik Tren 202520242023
Revenue / Share $9.26 · ·
Cash Flow / Share $0.22 · ·
EPS (TTM) $-4.27 · ·
Tingkat Pertumbuhan 1
Data Tingkat Pertumbuhan Tahunan untuk CHYM
Metrik Tren 202520242023
Revenue YoY 2-point trend, -0.6% 30.7% 30.9% ·
Valuasi (TTM) 9
Data Valuasi (TTM) Tahunan untuk CHYM
Metrik Tren 202520242023
Revenue TTM $2.19B · ·
Net Income TTM $-1.01B · ·
Market Cap $0 · ·
P/E -5.9 · ·
P/S 0.0 · ·
P / Tangible Book 0.0 · ·
P / Cash Flow 0.0 · ·
P / FCF 0.0 · ·
Earnings Yield -17.0% · ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

Laporan Laba Rugi
2025-12-312024-12-312023-12-31
Pendapatan $2.19B$1.67B$1.28B
Margin Kotor % 88.0%——
Margin Operasi % -47.6%——
Laba Bersih $-1.01B$-25M$-203M
EPS Dilusian $-4.27$-0.39$-3.22
Neraca
2025-12-312024-12-312023-12-31
Rasio Lancar 4.5——
Rasio Cepat 1.9——
Arus Kas
2025-12-312024-12-312023-12-31
Arus Kas Bebas $33M——

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