PFG Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03

Harga $111.96

Kapitalisasi Pasar (MRQ) $24.03B

P/E (TTM) 15.9

EPS (TTM) $7.02

Pendapatan (TTM) $15.69B

Imbal Hasil Dividen 2.8%

ROE (TTM) 13.2%

D/E Utang/Ekuitas (MRQ) 0.0

Rentang 52M $78–$121

PFG Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04

rentang

batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Tentang Principal Financial Group Inc - Common Stock Tinjauan perusahaan dari Wikipedia

05 · wikidata

Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa.

History

PFG was first founded under the name Bankers Life Insurance Company. Bankers Life Insurance Company was founded by wealthy Des Moines bankers, including Edward Temple, Simon Casady, and Phineas M. Casady. The bank was founded in 1879 with Temple as president and Phineas Casady as vice president.

In 2019, Principal purchased Wells Fargo's institutional retirement and trust business (including 401k, pension, executive deferred compensation, employee stock ownership plans and asset advice business) for $1.2 billion. The deal was financed with cash and senior debt financing.

In 2021, activist investor firm Elliott Investment Management took a stake in Principal, saying it will push for changes at the company. Talks with Elliott resulted in the February 2021 announcement of two new independent directors to its board of directors.

In 2024, Principal agreed to acquire the employee stock-option plan (ESOP) business from Ascensus. The transaction was expected to add 800 plans and over 165,000 participants to Principal's book of business.

Business operations

Four segments comprise the company: Retirement and Income Solutions, Principal Global Investors, Principal International, and Benefits & Protection.

As of December 2021, Principal employed 18,600 employees worldwide, with 7,100 of those based outside the US. The company employs roughly 9,000 people in Des Moines, Iowa, and owns and operates several buildings in the downtown area. The tallest, known as 801 Grand, is 45 stories tall (192 m/630 ft), and houses many other companies in addition to Principal. Its Global Delivery center, Principal Global Services, is located in Pune, Maharashtra, India.

Eddie

Eddie was the lead and central character in the marketing campaign of the Principal Financial Group from 2005 to 2015. Eddie's television and print ads often depicted him facing challenges and using the Principal Edge logo to solve his financial, business, and everyday life problems. Eddie retired in 2015 in preparation for the company's new logo that debuted in 2016.

Naming rights

Principal owns the naming rights to Principal Riverwalk, Principal Park and The Principal Charity Classic in Des Moines.

Management

In January 2025, Deanna Strable succeeded Dan Houston as the firm's president and CEO. Previously Strable had served as president and chief operating officer. As part of the transition, Houston was named executive chair of the board of directors.

Baca selengkapnya Tampilkan lebih sedikit

Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗

Wikidata ↗

sektorFinancials industriInsurance karyawan19.700 negaraUS

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06

Pendapatan$15.63B

2016-12-31 → 2025-12-31

EPS$5.25

2016-12-31 → 2025-12-31

Margin bersih9.9%

2016-12-31 → 2025-12-31

Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik	PFG	rata-rata 5T	Median Rekan	Kesimpulan
P/E (TTM)	15.9rata-rata 5T ≈15.2	≈15.2	15.4	Nilai wajar
P/S (TTM)	1.5rata-rata 5T ≈1.2	≈1.2	1.5	Nilai wajar
P/B (MRQ)	2.0rata-rata 5T ≈1.6	≈1.6	1.9	Nilai wajar
EV / EBITDA	79.3rata-rata 5T ≈55.2	≈55.2	·	·
Price / Cash Flow (Harga / Arus Kas)	5.4rata-rata 5T ≈5.1	≈5.1	7.5	Kurang nilai
EV / Revenue (EV / Pendapatan)	1.3rata-rata 5T ≈1.0	≈1.0	·	·
Harga / Nilai Buku Berwujud (MRQ)	2.2rata-rata 5T ≈2.2	≈2.2	·	·
PEG Ratio (Rasio PEG)	≈20.4	·	·	·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik	PFG	rata-rata 5T	Median Rekan	Kesimpulan
EBITDA Margin (Margin EBITDA)	1.6%rata-rata 5T ≈1.8%	≈1.8%	8.4%	Lemah
Margin Laba Bersih (TTM)	9.9%rata-rata 5T ≈12.3%	≈12.3%	10.3%	Sejajar
ROA (TTM)	0.46%rata-rata 5T ≈0.65%	≈0.65%	0.54%	Lemah
ROE (TTM)	13.2%rata-rata 5T ≈15.6%	≈15.6%	12.2%	Lemah

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Metrik	Tren 5 Tahun	PFG	rata-rata 5T	Median Rekan	Kesimpulan
Utang / Ekuitas (MRQ)		0.0rata-rata 5T ≈0.0	≈0.0	0.0	Utang rendah

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik	PFG	rata-rata 5T	Median Rekan	Kesimpulan
Revenue YoY (Pendapatan YoY)	-3.1%rata-rata 5T ≈2.5%	≈2.5%	·	·
Revenue CAGR 3Y (CAGR Pendapatan 3T)	-3.8%rata-rata 5T ≈-0.83%	≈-0.83%	·	·
Revenue CAGR 5Y (CAGR Pendapatan 5T)	1.2%	·	·	·
EPS YoY	-21.4%rata-rata 5T ≈58.1%	≈58.1%	·	·
Net Income YoY (Laba Bersih YoY)	-24.6%rata-rata 5T ≈51.0%	≈51.0%	·	·
EPS CAGR 3Y (CAGR EPS 3T)	-34.4%rata-rata 5T ≈-16.6%	≈-16.6%	·	·
EPS CAGR 5Y (CAGR EPS 5T)	0.78%	·	·	·
Net Income CAGR 3Y (CAGR Laba Bersih 3T)	-37.1%rata-rata 5T ≈-20.3%	≈-20.3%	·	·
Net Income CAGR 5Y (CAGR Laba Bersih 5T)	-3.2%	·	·	·

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik	PFG	rata-rata 5T	Median Rekan	Kesimpulan
EPS (Diluted)	$5.25rata-rata 5T ≈$7.78	≈$7.78	·	·
Revenue / Share (Pendapatan / Saham)	$69.23rata-rata 5T ≈$62.88	≈$62.88	·	·
Cash Flow / Share (Arus Kas / Saham)	$20.10rata-rata 5T ≈$15.88	≈$15.88	·	·
Cash / Share (Kas / Saham)	$20.38rata-rata 5T ≈$17.55	≈$17.55	·	·

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik	Tren 5 Tahun	PFG	rata-rata 5T	Median Rekan	Kesimpulan
Asset Turnover (Perputaran Aset)		0.0rata-rata 5T ≈0.1	≈0.1	0.1	Lemah
Revenue / Employee (Pendapatan Tahunan ÷ karyawan (jumlah karyawan, yfinance). Turunan — bukan konsep SEC-XBRL yang tersimpan.)		≈$793.2K	·	·	·

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13

Imbal Hasil Dividen2.8%

Rasio Pembayaran Dividen57.7%

Pembayaran Tahunan≈$3.36Dibayar triwulanan

CAGR Dividen 5T≈6.6%Per saham, disesuaikan pemecahan saham

Rentetan Pertumbuhan≈17Tahun berturut-turut pertumbuhan dividen

Tanggal ex-dividen	Jumlah	Mata Uang	Imbal Hasil
Sep 3, 2026	$0,84	USD	≈2.7%
Jun 1, 2026	$0,82	USD	≈3.1%
Mar 11, 2026	$0,80	USD	≈3.5%
Des 3, 2025	$0,79	USD	≈3.6%
Sep 4, 2025	$0,78	USD	≈3.7%
Jun 2, 2025	$0,76	USD	≈3.8%
Mar 12, 2025	$0,75	USD	≈3.5%
Des 2, 2024	$0,73	USD	≈3.3%
Sep 5, 2024	$0,72	USD	≈3.5%
Jun 3, 2024	$0,71	USD	≈3.4%
Mar 11, 2024	$0,69	USD	≈3.3%
Nov 30, 2023	$0,67	USD	≈3.5%
Sep 6, 2023	$0,65	USD	≈3.4%
Mei 31, 2023	$0,64	USD	≈3.9%
Mar 14, 2023	$0,64	USD	≈3.5%
Nov 30, 2022	$0,64	USD	≈2.9%
Sep 7, 2022	$0,64	USD	≈3.4%
Jun 1, 2022	$0,64	USD	≈3.6%
Mar 9, 2022	$0,64	USD	≈3.8%
Nov 30, 2021	$0,64	USD	≈3.6%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14

Kejutan Rata-rata 1.1%

Laporan Berikutnya Okt 26, 2026

Periode	Laporan	EPS Aktual	EPS Estimasi	Kejutan
30 Juni 2026	Jul 27, 2026	$2.50	$2.36	5.9%
31 Maret 2026		$2.07	$2.02	2.3%
31 Des. 2025		$2.19	$2.25	-2.5%
30 Sep. 2025		$2.10	$2.22	-5.4%
30 Juni 2025		$2.16	$1.99	8.4%
31 Maret 2025		$1.81	$1.84	-1.9%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15

Laporan Laba Rugi 8

Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$15.63B	$16.13B	$13.67B	$17.54B	$14.43B	$14.74B	$16.22B	$14.24B	$14.09B	$12.39B	$11.96B	$10.48B
Income Tax	$160M	$292M	$69M	$1.19B	$284M	$265M	$249M	$231M	$-72M	$230M	$178M	$318M
Net Income	$1.19B	$1.57B	$623M	$4.76B	$1.58B	$1.40B	$1.39B	$1.55B	$2.31B	$1.32B	$1.23B	$1.14B
EPS (Basic)	$5.32	$6.77	$2.58	$18.94	$5.87	$5.08	$5.00	$5.41	$8.00	$4.55	$4.11	$3.70
EPS (Diluted)	$5.25	$6.68	$2.55	$18.63	$5.79	$5.05	$4.96	$5.36	$7.88	$4.50	$4.06	$3.65
Shares (Basic)	222,800,000	232,000,000	241,300,000	251,100,000	269,000,000	274,700,000	278,600,000	285,800,000	288,900,000	289,400,000	294,400,000	294,700,000
Shares (Diluted)	225,700,000	235,300,000	244,600,000	255,300,000	272,900,000	276,600,000	281,000,000	288,800,000	293,100,000	292,700,000	298,000,000	298,700,000
EBITDA	$251M	$256M	$273M	$296M	$275M	$252M	$227M	$205M	$196M	$187M	$193M	$170M

Neraca 18

Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$4.43B	$4.21B	$4.71B	$4.85B	$2.33B	$2.85B	$2.52B	$2.98B	$2.47B	$2.72B	$2.56B	$1.86B
PP&E (Net)	·	·	·	·	·	·	$968M	$767M	$760M	$699M	$634M	$590M
Goodwill	$1.60B	$1.55B	$1.61B	$1.60B	$1.63B	$1.71B	$1.69B	$1.10B	$1.07B	$1.02B	$1.01B	$1.01B
Intangibles	$1.27B	$1.39B	$1.47B	$1.53B	$1.60B	$1.72B	$1.79B	$1.32B	$1.31B	$1.33B	$1.36B	$1.32B
Total Assets	$341.38B	$313.66B	$305.05B	$290.87B	$304.66B	$296.63B	$276.09B	$243.04B	$253.94B	$228.01B	$218.66B	$219.09B
Short-term Debt	$28M	$153M	$61M	$81M	$80M	$85M	$93M	$43M	$40M	$51M	$181M	$28M
Deferred Tax	$1.86B	$1.71B	$1.61B	$1.32B	$2.32B	$2.33B	$1.80B	$958M	$1.09B	$972M	$697M	$1.04B
Total Liabilities	$328.99B	$302.19B	$293.84B	$280.59B	$288.20B	$279.75B	$261.14B	$231.19B	$240.92B	$217.62B	$209.20B	$208.80B
Long-term Debt	$3.93B	$3.96B	$3.93B	$4.00B	$4.28B	$4.28B	$3.73B	$3.26B	$3.18B	$3.13B	$3.27B	$2.53B
Total Debt	$28M	$153M	$61M	$81M	$80M	$85M	$93M	$43M	$40M	$51M	$181M	$28M
Common Stock	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M
Paid-in Capital	$11.28B	$11.10B	$10.91B	$10.74B	$10.49B	$10.32B	$10.18B	$10.06B	$9.93B	$9.69B	$9.54B	$9.95B
Retained Earnings	$18.07B	$17.58B	$16.68B	$16.70B	$12.88B	$11.84B	$11.07B	$10.29B	$9.48B	$7.72B	$6.88B	$6.11B
Treasury Stock	$13.28B	$12.38B	$11.34B	$10.59B	$8.93B	$7.99B	$7.68B	$7.40B	$6.73B	$6.51B	$6.23B	$5.93B
AOCI	$-4.19B	$-5.22B	$-5.35B	$-6.88B	$1.61B	$2.38B	$1.04B	$-1.57B	$166M	$-675M	$-882M	$50M
Stockholders' Equity	$11.88B	$11.09B	$10.92B	$9.98B	$16.07B	$16.56B	$14.62B	$11.39B	$12.85B	$10.23B	$9.31B	$10.18B
Liabilities + Equity	$341.38B	$313.66B	$305.05B	$290.87B	$304.66B	$296.63B	$276.09B	$243.04B	$253.94B	$228.01B	$218.66B	$219.09B
Shares Outstanding	217,380,912	226,225,161	236,438,294	243,549,782	261,700,000	273,300,000	276,600,000	279,500,000	289,000,000	287,700,000	291,400,000	293,900,000

Arus Kas 16

Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$251M	$256M	$273M	$296M	$275M	$252M	$227M	$205M	$196M	$187M	$193M	$170M
Stock-based Comp	$110M	$109M	$99M	$91M	$96M	$87M	$83M	$77M	$83M	$84M	$84M	$75M
Deferred Tax	$-102M	$7M	$-57M	$1.18B	$117M	$192M	$157M	$231M	$-133M	$174M	$-41M	$167M
Amort. of Intangibles	$73M	$66M	$69M	$71M	$75M	$74M	$63M	$54M	$45M	$44M	$42M	$50M
Other Non-cash	$3.09B	$2.66B	$2.85B	$-3.23B	$977M	$1.81B	$3.63B	$3.10B	$1.73B	$2.10B	$2.91B	$1.55B
Operating Cash Flow	$4.54B	$4.60B	$3.79B	$3.17B	$3.25B	$3.71B	$5.49B	$5.16B	$4.19B	$3.86B	$4.38B	$3.10B
Investing Cash Flow	$-4.14B	$-5.40B	$-1.35B	$1.06B	$-5.69B	$-5.00B	$-7.69B	$-5.70B	$-4.05B	$-5.15B	$-3.17B	·
Debt Issued	·	$22M	$692M	$15M	·	$609M	$505M	$81M	$3M	$656M	$805M	$38M
Net Debt Issued	$-400M	$22M	$-72M	$-287M	$-2M	$543M	$473M	$80M	$-54M	$-143M	$752M	$-62M
Stock Issued	$44M	$68M	$58M	$182M	$87M	$43M	$38M	$64M	$162M	$38M	$76M	$78M
Stock Repurchased	$903M	$1.04B	$740M	$1.66B	$937M	$307M	$281M	$672M	$220M	$277M	$301M	$223M
Net Stock Activity	$-859M	$-975M	$-683M	$-1.48B	$-850M	$-264M	$-243M	$-608M	$-58M	$-240M	$-224M	$-145M
Dividends Paid	$684M	$658M	$626M	$642M	$654M	$614M	$606M	$599M	$540M	$465M	$441M	$377M
Financing Cash Flow	$-182M	$300M	$-2.59B	$-1.72B	$1.92B	$1.62B	$1.73B	$1.05B	$-384M	$1.45B	$-509M	·
Net Change in Cash	$219M	$-496M	$-140M	$2.52B	$-518M	$334M	$-462M	$507M	$-249M	$155M	$701M	$-508M
Taxes Paid	$221M	$118M	$68M	$142M	$110M	$-172M	$-8M	$-96M	$79M	$179M	$130M	$74M

Profitabilitas 4

Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Net Margin	7.6%	9.7%	4.6%	27.5%	12.0%	9.5%	8.6%	10.9%	16.4%	10.6%	10.3%	10.9%
EBITDA Margin	1.6%	1.6%	2.0%	1.7%	1.9%	1.7%	1.4%	1.4%	1.4%	1.5%	1.6%	1.6%
ROA	0.36%	0.51%	0.21%	1.6%	0.57%	0.49%	0.54%	0.62%	0.96%	0.59%	0.56%	0.54%
ROE	10.3%	14.3%	6.0%	36.9%	10.5%	8.9%	10.7%	12.8%	20.0%	13.5%	12.7%	11.5%

Likuiditas & Solvabilitas 1

Metrik	Tren	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Debt / Equity		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0

Efisiensi 1

Metrik	Tren	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		0.0	0.1	0.0	0.1	0.0	0.1	0.1	0.1	0.1	0.1	0.1	0.0

Per Saham 6

Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$54.67	$49.01	$46.17	$41.07	$61.40	$60.59	$52.85	$40.75	$44.46	$35.55	$31.95	$34.65
Revenue / Share	$69.23	$68.54	$55.87	$68.51	$52.26	$53.30	$57.73	$49.30	$48.08	$42.34	$40.15	$35.08
Cash Flow / Share	$20.10	$19.56	$15.50	$12.43	$11.79	$13.52	$19.55	$17.85	$14.29	$13.18	$14.69	$10.39
Cash / Share	$20.38	$18.62	$19.91	$19.91	$8.91	$10.43	$9.10	$10.65	$8.55	$9.45	$8.80	$6.34
Dividend / Share	$3.08	$2.85	$2.60	$2.56	$2.44	$2.24	$2.18	$2.10	$1.87	$1.61	$1.50	$1.28
EPS (TTM)	$5.25	$6.68	$2.55	$18.63	$5.79	$5.05	$4.96	$5.36	$7.88	$4.50	$4.06	$3.65

Tingkat Pertumbuhan 10

Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	-3.1%	18.0%	-22.1%	21.5%	-2.1%	·	·	·	·	·	·	·
Revenue CAGR 3Y	-3.8%	3.8%	-2.5%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	1.2%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	-21.4%	162.0%	-86.3%	221.8%	14.6%	·	·	·	·	·	·	·
EPS CAGR 3Y	-34.4%	4.9%	-20.4%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	0.78%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	-24.6%	152.1%	-86.9%	201.0%	13.2%	·	·	·	·	·	·	·
Net Income CAGR 3Y	-37.1%	-0.19%	-23.6%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	-3.2%	·	·	·	·	·	·	·	·	·	·	·
Dividends Paid CAGR 5Y	2.2%	·	·	·	·	·	·	·	·	·	·	·

Valuasi (TTM) 15

Metrik	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$15.63B	$16.13B	$13.67B	$17.54B	$14.43B	$14.74B	$16.22B	$14.24B	$14.09B	$12.39B	$11.96B	$10.48B
Net Income TTM	$1.19B	$1.57B	$623M	$4.76B	$1.58B	$1.40B	$1.39B	$1.55B	$2.31B	$1.32B	$1.23B	$1.14B
Market Cap	$19.18B	$17.51B	$18.60B	$20.43B	$18.93B	$13.56B	$15.21B	$12.35B	$20.39B	$16.65B	$13.11B	$15.27B
Enterprise Value	$14.77B	$13.45B	$13.95B	$15.67B	$16.68B	$10.79B	$12.79B	$9.41B	$17.96B	$13.98B	$10.72B	$13.43B
P/E	16.8	11.6	30.9	4.5	12.5	9.8	11.1	8.2	9.0	12.9	11.1	14.2
P/S	1.2	1.1	1.4	1.2	1.3	0.9	0.9	0.9	1.4	1.3	1.1	1.5
P/B	1.6	1.6	1.7	2.0	1.2	0.8	1.0	1.1	1.6	1.6	1.4	1.5
P / Tangible Book	2.1	2.1	2.4	3.0	1.5	1.0	·	·	·	·	·	·
P / Cash Flow	4.2	3.8	4.9	6.4	5.9	3.6	2.8	2.4	4.9	4.3	3.0	4.9
EV / EBITDA	58.8	52.5	51.2	52.9	60.6	42.8	56.4	45.9	91.8	74.9	55.6	79.2
EV / Revenue	0.9	0.8	1.0	0.9	1.2	0.7	0.8	0.7	1.3	1.1	0.9	1.3
Dividend Yield	3.6%	3.8%	3.4%	3.1%	3.5%	4.5%	4.0%	4.9%	2.6%	2.8%	3.4%	2.5%
Earnings Yield	5.9%	8.6%	3.2%	22.2%	8.0%	10.2%	9.0%	12.1%	11.2%	7.8%	9.0%	7.0%
Payout Ratio	57.7%	41.9%	100.4%	13.4%	38.2%	44.0%	43.5%	38.7%	23.4%	35.3%	35.7%	32.9%
Annual Payout	$684M	$658M	$626M	$642M	$654M	$614M	$606M	$599M	$540M	$465M	$441M	$377M

Laporan Laba Rugi 7

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Revenue	$3.91B	$3.53B	$4.58B	$3.68B	$3.67B	$3.70B	$4.75B	$3.01B	$4.31B	$4.05B	$4.60B	$3.56B	$2.82B	$4.63B	$6.66B	$3.10B
Income Tax	$66M	$69M	$110M	$14M	$70M	$-34M	$210M	$-100M	$87M	$95M	$355M	$60M	$-78M	$329M	$837M	$35M
Net Income	$403M	$425M	$517M	$214M	$406M	$48M	$905M	$-220M	$353M	$532M	$1.25B	$389M	$-140M	$1.32B	$3.12B	$339M
EPS (Basic)	$1.87	$1.96	$2.34	$0.96	$1.81	$0.21	$3.95	$-0.95	$1.51	$2.26	$5.17	$1.60	$-0.58	$5.31	$12.35	$1.31
EPS (Diluted)	$1.84	$1.93	$2.30	$0.95	$1.79	$0.21	$3.92	$-0.95	$1.49	$2.22	$5.10	$1.58	$-0.58	$5.22	$12.17	$1.28
Shares (Basic)	215,900,000	217,200,000	·	222,400,000	224,100,000	225,700,000	·	230,700,000	233,800,000	236,000,000	241,100,000	242,700,000	243,400,000	248,000,000	252,600,000	259,400,000
Shares (Diluted)	218,700,000	220,300,000	·	225,200,000	226,500,000	228,800,000	·	230,700,000	236,600,000	239,400,000	244,300,000	245,500,000	243,400,000	251,900,000	256,300,000	263,800,000

Neraca 17

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Cash & Equivalents	$5.26B	$4.05B	$4.43B	$5.14B	$3.66B	$3.88B	$4.21B	$6.17B	$4.82B	$4.17B	$4.56B	$4.07B	$4.64B	$4.24B	$3.17B	$2.74B
Goodwill	$1.60B	$1.59B	$1.60B	$1.58B	$1.58B	$1.57B	$1.55B	$1.60B	$1.57B	$1.57B	$1.59B	$1.64B	$1.64B	$1.55B	$1.59B	$1.66B
Intangibles	$1.26B	$1.27B	$1.27B	$1.27B	$1.28B	$1.29B	$1.39B	$1.42B	$1.42B	$1.44B	$1.48B	$1.52B	$1.54B	$1.52B	$1.55B	$1.60B
Total Assets	$352.75B	$332.70B	$341.38B	$334.49B	$323.10B	$313.00B	$313.66B	$322.86B	$308.78B	$308.68B	$287.95B	$299.19B	$299.41B	$282.58B	$293.22B	$291.54B
Short-term Debt	$16M	$18M	$28M	$13M	$24M	$29M	$153M	$37M	$50M	$51M	$24M	$26M	$24M	$66M	$67M	$279M
Deferred Tax	$1.93B	$1.86B	$1.86B	$1.79B	$1.77B	$1.79B	$1.71B	$1.77B	$1.74B	$1.73B	$1.48B	$1.41B	$1.42B	$1.08B	$1.42B	$1.37B
Total Liabilities	$339.86B	$320.31B	$328.99B	$322.36B	$311.25B	$301.41B	$302.19B	$311.26B	$297.44B	$297.08B	$276.97B	$288.53B	$288.87B	$272.84B	$281.87B	$279.28B
Long-term Debt	$4.32B	$3.93B	$3.93B	$3.92B	$3.92B	$4.32B	$3.96B	$3.93B	$3.93B	$3.93B	$3.93B	$3.99B	$4.69B	$3.98B	$4.28B	$4.28B
Total Debt	$16M	$18M	·	$13M	$24M	$29M	·	$37M	$50M	$51M	$24M	$26M	$24M	$66M	$67M	$279M
Common Stock	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M
Paid-in Capital	$11.43B	$11.35B	$11.28B	$11.24B	$11.20B	$11.16B	$11.10B	$11.05B	$11.01B	$10.95B	$10.87B	$10.83B	$10.79B	$10.64B	$10.55B	$10.40B
Retained Earnings	$18.54B	$18.32B	$18.07B	$17.73B	$17.69B	$17.46B	$17.58B	$16.85B	$17.24B	$17.05B	$17.72B	$16.63B	$16.40B	$17.21B	$15.99B	$13.09B
Treasury Stock	$13.77B	$13.52B	$13.28B	$13.00B	$12.77B	$12.62B	$12.38B	$12.07B	$11.82B	$11.57B	$11.08B	$10.88B	$10.78B	$10.34B	$9.88B	$9.68B
AOCI	$-4.07B	$-4.34B	$-4.19B	$-4.31B	$-4.71B	$-4.79B	$-5.22B	$-4.58B	$-5.41B	$-5.26B	$-6.84B	$-6.25B	$-6.20B	$-8.07B	$-5.63B	$-1.92B
Stockholders' Equity	$12.14B	$11.82B	$11.88B	$11.67B	$11.42B	$11.22B	$11.09B	$11.24B	$11.01B	$11.19B	$10.67B	$10.34B	$10.22B	$9.45B	$11.04B	$11.90B
Liabilities + Equity	$352.75B	$332.70B	$341.38B	$334.49B	$323.10B	$313.00B	$313.66B	$322.86B	$308.78B	$308.68B	$287.95B	$299.19B	$299.41B	$282.58B	$293.22B	$291.54B
Shares Outstanding	214,635,434	216,449,333	217,380,912	220,516,810	223,185,689	224,971,715	226,225,161	229,291,302	232,293,387	235,032,781	239,657,860	242,000,000	243,100,000	244,900,000	249,900,000	252,200,000

Arus Kas 10

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Operating Cash Flow	$2.08B	$187M	$1.74B	$1.00B	$812M	$977M	$1.46B	$1.13B	$1.43B	$584M	$1.05B	$1.10B	$695M	$1.17B	$807M	$32M
Investing Cash Flow	$-1.42B	$-960M	$-3.10B	$168M	$-250M	$-953M	$-3.77B	$2M	$-288M	$-1.34B	$-50M	$22M	$-1.10B	$588M	$-225M	$127M
Debt Issued	·	·	·	·	·	·	·	·	·	·	$0	$0	$692M	·	·	·
Net Debt Issued	·	·	·	·	·	·	·	·	·	·	·	·	$691M	·	·	$-500.0K
Stock Issued	$41M	$28M	$10M	$6M	$13M	$14M	$25M	$9M	$21M	$13M	$10M	$14M	$20M	$53M	$29M	$20M
Stock Repurchased	$258M	$235M	$275M	$228M	$159M	$240M	$306M	$252M	$250M	$234M	$201M	$100M	$188M	$459M	$197M	$754M
Net Stock Activity	·	$-207M	·	·	·	$-226M	·	·	·	$-221M	·	·	$-169M	·	·	$-734M
Dividends Paid	$176M	$174M	$172M	$173M	$170M	$169M	$166M	$165M	$165M	$162M	$156M	$155M	$156M	$157M	$162M	$167M
Financing Cash Flow	$549M	$396M	$651M	$306M	$-779M	$-361M	$349M	$228M	$-496M	$220M	$-511M	$-1.69B	$202M	$-692M	$-151M	$251M
Net Change in Cash	$1.21B	$-377M	$-706M	$1.48B	$-217M	$-336M	$-1.96B	$1.36B	$648M	$-539M	$490M	$-567M	$-207M	$1.07B	$432M	$409M

Profitabilitas 3

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Net Margin	10.3%	12.0%	·	5.8%	11.1%	1.3%	·	-7.3%	8.2%	13.1%	27.1%	10.9%	-5.0%	30.1%	46.0%	12.1%
ROA	0.12%	0.13%	·	0.07%	0.13%	0.02%	·	-0.07%	0.12%	0.18%	0.44%	0.13%	-0.05%	0.48%	1.0%	0.13%
ROE	3.4%	3.7%	·	1.9%	3.6%	0.43%	·	-2.0%	3.3%	5.0%	12.4%	3.6%	-1.3%	10.9%	22.4%	2.8%

Likuiditas & Solvabilitas 1

Metrik	Tren	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Debt / Equity		0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0

Efisiensi 1

Metrik	Tren	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Asset Turnover		0.0	0.0	·	0.0	0.0	0.0	·	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0

Per Saham 6

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Book Value / Share	$56.57	$54.59	·	$52.90	$51.15	$49.86	·	$49.01	$47.41	$47.59	$44.53	$42.75	$42.03	$38.57	$44.16	$47.18
Revenue / Share	$17.86	$16.02	·	$16.35	$16.21	$16.15	·	$13.05	$18.22	$16.93	$18.82	$14.49	$11.58	$18.26	$25.98	$11.79
Cash Flow / Share	·	$0.85	·	·	·	$4.27	·	·	·	$2.44	·	·	$2.86	·	·	$0.12
Cash / Share	$24.50	$18.73	·	$23.30	$16.39	$17.23	·	$26.93	$20.73	$17.74	$19.05	$16.83	$19.09	$17.31	$12.70	$10.87
Dividend / Share	$0.82	$0.80	$0.79	$0.78	$0.76	$0.75	$0.73	$0.72	$0.71	$0.69	$0.65	$0.64	$0.64	$0.64	$0.64	$0.64
EPS (TTM)	$7.02	$6.97	·	$6.87	$4.97	$4.67	·	$-0.79	$5.26	$5.35	$6.06	$6.18	$16.77	$19.95	$16.05	$5.20

Valuasi (TTM) 14

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Revenue TTM	$15.69B	$15.46B	·	$15.80B	$15.13B	$15.77B	·	$14.07B	$15.65B	$14.90B	$14.13B	$14.15B	$17.26B	$18.64B	$17.44B	$14.31B
Net Income TTM	$1.56B	$1.56B	·	$1.57B	$1.14B	$1.09B	·	$-206M	$1.26B	$1.30B	$1.48B	$1.55B	$4.28B	$5.11B	$4.16B	$1.40B
Market Cap	$23.13B	$19.50B	·	$18.28B	$17.73B	$18.98B	·	$19.70B	$18.22B	$20.29B	$17.27B	$18.35B	$18.07B	$17.67B	$16.69B	$18.51B
Enterprise Value	$17.89B	$15.47B	·	$13.16B	$14.09B	$15.13B	·	$13.56B	$13.46B	$16.17B	$12.73B	$14.31B	$13.45B	$13.50B	$13.58B	$16.05B
P/E	15.4	12.9	·	12.1	16.0	18.1	·	-108.7	14.9	16.1	11.9	12.3	4.4	3.6	4.2	14.1
P/S	1.5	1.3	·	1.2	1.2	1.2	·	1.4	1.2	1.4	1.2	1.3	1.0	0.9	1.0	1.3
P/B	1.9	1.7	·	1.6	1.6	1.7	·	1.8	1.7	1.8	1.6	1.8	1.8	1.9	1.5	1.6
P / Tangible Book	2.5	2.2	·	2.1	2.1	2.3	·	2.4	2.3	2.5	2.3	2.6	2.6	2.8	2.1	2.1
P / Cash Flow	·	104.2	·	·	·	19.4	·	·	·	34.7	·	·	26.0	·	·	587.7
EV / Revenue	1.1	1.0	·	0.8	0.9	1.0	·	1.0	0.9	1.1	0.9	1.0	0.8	0.7	0.8	1.1
Dividend Yield	3.0%	3.5%	·	3.7%	3.8%	3.5%	·	3.3%	3.5%	3.1%	3.6%	3.4%	3.5%	3.7%	4.0%	3.6%
Earnings Yield	6.5%	7.7%	·	8.3%	6.3%	5.5%	·	-0.92%	6.7%	6.2%	8.4%	8.2%	22.6%	27.7%	24.0%	7.1%
Payout Ratio	·	40.9%	·	·	·	351.4%	·	·	·	30.5%	·	·	-111.0%	·	·	44.4%
Annual Payout	$695M	$688M	·	$677M	$670M	$665M	·	$652M	$643M	$632M	$623M	$624M	$631M	$655M	$665M	$669M

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16

Metrik	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Pendapatan	$15.63B	$16.13B	$13.67B	$17.54B	$14.43B
Laba Bersih	$1.19B	$1.57B	$623M	$4.76B	$1.58B
EPS Dilusian	$5.25	$6.68	$2.55	$18.63	$5.79

Metrik	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Utang / Ekuitas	0.0	0.0	0.0	0.0	0.0

Pemilik institusional (13F) 1.008 pengaju · $18.5B total · Per tanggal 30 Sep. 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 1.008

Nilai yang dipegang $18.5B

Posisi baru 107

Posisi yang keluar 52

Aktivitas institusional — Q2 2026 vs kuartal sebelumnya

Posisi baru	Posisi yang keluar	Meningkat	Menurun	Perubahan bersih saham
107 (-31 vs Kuartal sebelumnya)	52 (-21 vs Kuartal sebelumnya)	388 (+42 vs Kuartal sebelumnya)	267 (+11 vs Kuartal sebelumnya)	+3.0M

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi	Nilai	Saham	% dari 13F yang dilacak	Tipe
VANGUARD GROUP INC	$2.378.944.665	26.969.104	12,85%	Saham
BlackRock, Inc.	$2.157.181.472	20.014.673	11,65%	Saham
VANGUARD CAPITAL MANAGEMENT LLC	$1.452.817.061	13.479.468	7,85%	Saham
VANGUARD PORTFOLIO MANAGEMENT LLC	$1.214.251.420	11.266.018	6,56%	Saham
STATE STREET CORP	$1.106.346.180	10.264.856	5,98%	Saham
BANK OF AMERICA CORP /DE/	$741.959.964	6.884.023	4,01%	Saham
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$700.792.889	6.502.068	3,79%	Saham
Capital World Investors	$650.991.739	6.040.005	3,52%	Saham
GEODE CAPITAL MANAGEMENT, LLC	$609.987.592	5.681.672	3,29%	Saham
DIMENSIONAL FUND ADVISORS LP	$422.868.602	3.923.279	2,28%	Saham
Invesco Ltd.	$406.507.460	3.771.641	2,20%	Saham
NORTHERN TRUST CORP	$350.252.988	3.249.703	1,89%	Saham
MORGAN STANLEY	$322.062.387	2.988.144	1,74%	Saham
GOLDMAN SACHS GROUP INC	$269.452.100	2.500.019	1,46%	Saham
AQR CAPITAL MANAGEMENT LLC	$249.517.694	2.315.065	1,35%	Saham
NORGES BANK	$217.141.672	2.014.675	1,17%	Saham
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC	$177.658.623	1.971.575	0,96%	Saham
Legal & General Group Plc	$164.847.680	1.529.483	0,89%	Saham
JPMORGAN CHASE & CO	$159.813.457	1.472.797	0,86%	Saham
UBS Group AG	$139.690.758	1.296.073	0,75%	Saham
DEUTSCHE BANK AG\	$132.734.626	1.231.533	0,72%	Saham
Bank of New York Mellon Corp	$124.372.452	1.153.947	0,67%	Saham
HSBC HOLDINGS PLC	$124.295.776	1.153.117	0,67%	Saham
LPL Financial LLC	$122.231.664	1.134.085	0,66%	Saham
VANGUARD FIDUCIARY TRUST CO	$120.815.344	1.120.944	0,65%	Saham
FEDERATED HERMES, INC.	$104.849.893	972.814	0,57%	Saham
ROYAL BANK OF CANADA	$99.685.000	924.893	0,54%	Saham
Amundi	$96.502.441	895.365	0,52%	Saham
AMERICAN CENTURY COMPANIES INC	$94.203.248	874.031	0,51%	Saham
AustralianSuper Pty Ltd	$82.923.561	769.378	0,45%	Saham
VICTORY CAPITAL MANAGEMENT INC	$81.832.396	759.254	0,44%	Saham
WELLS FARGO & COMPANY/MN	$81.417.870	755.407	0,44%	Saham
BNP PARIBAS ASSET MANAGEMENT Holding S.A.	$81.276.467	754.096	0,44%	Saham
RAYMOND JAMES FINANCIAL INC	$73.679.053	683.606	0,40%	Saham
BARCLAYS PLC	$71.778.357	665.971	0,39%	Saham
Swiss National Bank	$65.907.470	611.500	0,36%	Saham
HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND	$63.783.126	591.790	0,34%	Saham
National Pension Service	$57.974.431	537.896	0,31%	Saham
BNP PARIBAS FINANCIAL MARKETS	$57.590.195	534.331	0,31%	Saham
Nuveen, LLC	$55.883.515	518.497	0,30%	Saham
Mitsubishi UFJ Asset Management Co., Ltd.	$54.241.248	503.256	0,29%	Saham
Sumitomo Mitsui Trust Group, Inc.	$52.033.597	482.776	0,28%	Saham
VANGUARD ASSET MANAGEMENT, Ltd	$51.825.474	480.845	0,28%	Saham
FMR LLC	$49.881.644	462.810	0,27%	Saham
O'SHAUGHNESSY ASSET MANAGEMENT, LLC	$47.807.975	443.570	0,26%	Saham
VIRGINIA RETIREMENT SYSTEMS ET Al	$47.219.819	438.113	0,26%	Saham
Vanguard Global Advisers, LLC	$46.449.515	430.966	0,25%	Saham
California Public Employees Retirement System	$44.908.046	416.664	0,24%	Saham
RHUMBLINE ADVISERS	$44.622.334	414.014	0,24%	Saham
MASSACHUSETTS FINANCIAL SERVICES CO /MA/	$43.577.287	404.317	0,24%	Saham

Tampilkan semua 1.008 pemilik institusional →

Aktivis & pemilik 5%+ 1 saham

18

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju	Diajukan	Kepemilikan	Status	Tujuan	Pengajuan
Principal Financial Group, Inc., Principal Financial Services, Inc., Principal Life Insurance Company, Principal Holding Company, LLC, Principal Global Investors, LLC ×7 pengajuan	6 April 2012	·	Pengajuan awal	Investasi pasif	SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Orang dalam perusahaan 61 orang dalam · 30 pejabat · 28 direktur

19

Orang Dalam	Peran	Aktivitas terakhir	Saham dimiliki	Beli 12m	Jual 12m	Bersih 12m
Kamal Bhatia	President and CEO - PAM	25 Sep. 2026 A	65.869	0	0	$0
Deanna D Strable-Soethout	Chair, President and CEO	25 Sep. 2026 A	53.584	0	4	$-2.352.460
Patrick Gregory Halter	President and CEO - PAM	28 Maret 2024 A	140.562	0	0	$0
Joel Pitz	EVP & CFO	25 Sep. 2026 A	2.930	0	0	$0
Wee Yee Cheong	President - Asia & Middle East	25 Sep. 2026 A	67.173	0	6	$-2.786.038
Amy Christine Friedrich	President - Benefits & Protect	25 Sep. 2026 A	109.440	0	0	$0
Christopher J Littlefield	President - RIS	25 Sep. 2026 A	77.279	0	0	$0
Renee V. Schaaf	President - RIS	15 Agu 2022 S	32.278	0	0	$0
Nora Mary Everett	President - RIS	29 Maret 2019 A	49.240	0	0	$0
James P Mccaughan	President - Global Asset Mgmt.	4 Sep. 2018 M	149.329	0	0	$0
John E Aschenbrenner	President - Ins. & Fin. Svcs.	4 Des. 2009 A	88.803	0	0	$0
Timothy W. Brown	EVP, General Counsel and Sec	25 Sep. 2026 A	22.442	0	0	$0
Vivek Agrawal	EVP & Chief Growth Officer	25 Sep. 2026 A	46.762	0	0	$0
Kenneth A. Mccullum	EVP - Chief Risk Officer	25 Sep. 2026 A	41.141	0	0	$0
Kathleen B Kay	EVP-Chief Information Officer	25 Sep. 2026 A	44.683	0	0	$0
George Djurasovic	Interim General Counsel	30 April 2026 S	21.905	0	2	$-259.334
Natalie Lamarque	EVP, General Counsel, and Secr	27 Juni 2025 A	100.573	0	0	$0
Daniel Joseph Houston	Executive Chairman	27 Juni 2025 A	271.613	0	0	$0
Luis E. Valdes	Executive Chairman, Latam	20 Des. 2023 A	27.668	0	0	$0
Roberto Walker	EVP, Principal Latin American	30 Juni 2023 A	40.433	0	0	$0
Mark S. Lagomarcino	SVP, General Counsel & Secty	24 Juni 2022 A	10.818	0	0	$0
Karen E Shaff	EVP, Gen'l Counsel, Secretary	26 Juni 2020 A	102.780	0	0	$0
Gary P Scholten	EVP & Ch Info Officer	27 Maret 2020 A	86.268	0	0	$0
Gregory Bernard Elming	SVP & Chief Risk Officer	28 Des. 2017 A	20.843	0	0	$0
Terrance Lillis	EVP	31 Maret 2017 A	99.715	0	0	$0
Ralph Craig Eucher	EVP	23 Feb. 2015 A	59.916	0	0	$0
Mary A Okeefe	Sr. VP & Chief Mktg. Off.	27 Juni 2014 A	53.757	0	0	$0
Norman R Sorensen	Chairman-Principal Internat'l	27 Feb. 2012 A	47.798	0	0	$0
Ellen Z Lamale	Sr. VP & Chief Risk Officer	28 Feb. 2011 A	29.242	0	0	$0
Michael H Gersie	Executive Vice President	5 Des. 2008 A	2.692	0	0	$0
Claudio Muruzabal	Direktur	25 Sep. 2026 A	13.699	2	1	$522
Alfredo Rivera	Direktur	25 Sep. 2026 A	16.624	0	0	$0
Jonathan Auerbach	Direktur	25 Sep. 2026 A	23.112	0	0	$0
Scott Mills	Direktur	25 Sep. 2026 A	36.386	0	0	$0
Clare Stack Richer	Direktur	25 Sep. 2026 A	21.550	0	0	$0
Diane C Nordin	Direktur	25 Sep. 2026 A	31.548	0	0	$0
Blair Pickerell	Direktur	25 Sep. 2026 A	40.100	0	0	$0
Elizabeth H Mitchell	Direktur	25 Sep. 2026 A	13.278	0	0	$0
Maliz E Beams	Direktur	25 Sep. 2026 A	17.066	0	0	$0
Roger C Hochschild	Direktur	25 Sep. 2026 A	41.762	0	0	$0
Miller Joycelyn Carter	Direktur	25 Sep. 2026 A	91.979	0	0	$0
Michael T Dan	Direktur	31 Maret 2023 A	54.970	0	0	$0
Sandra L Helton	Direktur	19 Okt. 2022 S	35.747	0	0	$0
Betsy J Bernard	Direktur	21 Des. 2020 A	54.068	0	0	$0
Daniel Gelatt	Direktur	26 Juni 2020 A	193.824	0	0	$0
Dennis H Ferro	Direktur	29 Maret 2018 A	27.228	0	0	$0
COSTLEY GARY E	Direktur	25 Maret 2016 A	36.997	0	0	$0
Larry D Zimpleman	Direktur	25 Maret 2016 A	263.514	0	0	$0
Luca Maestri	Direktur	27 Maret 2015 A	12.007	0	0	$0
Richard L Keyser	Direktur	27 Maret 2015 A	36.308	0	0	$0
Arjun K Mathrani	Direktur	30 Maret 2012 A	21.654	0	0	$0
Barry J Griswell	Direktur	5 April 2010 S	155.870	0	0	$0
Therese M Vaughan	Direktur	5 Des. 2008 A	5.324	0	0	$0
David Y Drury	Direktur	12 Maret 2007 M	34.420	0	0	$0
Charles S Johnson	Direktur	15 Maret 2006 A	6.044	0	0	$0
Federico F Pena	Direktur	16 Des. 2005 A	5.808	0	0	$0
Victor H Loewenstein	Direktur	8 Des. 2003 A	1.691	0	0	$0
Elizebeth E Tallett	·	25 Juni 2021 A	44.432	0	0	$0
Timothy Mark Dunbar	·	25 Feb. 2021 S	58.584	0	0	$0
Julia M Lawler	·	22 Feb. 2021 S	48.610	0	0	$0
William T Kerr	·	15 Des. 2009 A	13.235	0	0	$0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 133 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana	Bobot	Unit	Per tanggal	Sumber
VLLU · Harbor ETF Trust	3,05%	1.244 NS	31 Juli 2026	N-PORT
PFI · Invesco Exchange-Traded Fund Trust	2,52%	12.491 SH	2 Okt. 2026	Harian
SPDV · ETF Series Solutions	2,23%	25.847 NS	31 Juli 2026	N-PORT
LYLD · Cambria ETF Trust	2,00%	1.274 NS	31 Juli 2026	N-PORT
BMVP · Invesco Exchange-Traded Fund Trust	1,85%	16.435 SH	2 Okt. 2026	Harian
NUMV · Nushares ETF Trust	1,74%	67.954 NS	31 Juli 2026	N-PORT
DVY · iShares Trust	1,38%	2.825.520 SH	11 Sep. 2026	Harian
RSPF · Invesco Exchange-Traded Fund Trust	1,38%	45.737 SH	2 Okt. 2026	Harian
IIGD · Invesco Exchange-Traded Self-Indexe…	1,20%	335.000	2 Okt. 2026	Harian
FDV · Federated Hermes ETF Trust	1,19%	92.381 NS	31 Juli 2026	N-PORT
SPVM · Invesco Exchange-Traded Fund Trust	1,07%	12.505 SH	2 Okt. 2026	Harian
SYLD · Cambria ETF Trust	1,01%	88.032 NS	31 Juli 2026	N-PORT
SPLV · Invesco Exchange-Traded Fund Trust …	0,97%	595.435 SH	2 Okt. 2026	Harian
RPV · Invesco Exchange-Traded Fund Trust	0,73%	108.024 SH	2 Okt. 2026	Harian
GSY · Invesco Actively Managed Exchange-T…	0,64%	24.837.000	2 Okt. 2026	Harian
RCGE · EA Series Trust	0,48%	4.236 NS	31 Juli 2026	N-PORT
QDF · FlexShares Trust	0,41%	80.114 NS	31 Juli 2026	N-PORT
VOE · VANGUARD INDEX FUNDS	0,40%	1.387.596 SH	19 Agu 2026	Harian
IYF · iShares Trust	0,38%	143.083 SH	11 Sep. 2026	Harian
IMCV · iShares Trust	0,35%	35.079 SH	11 Sep. 2026	Harian
FNCL · FIDELITY COVINGTON TRUST	0,27%	56.979 NS	31 Juli 2026	N-PORT
VFH · VANGUARD WORLD FUND	0,27%	353.186 SH	19 Agu 2026	Harian
JVAL · J.P. Morgan Exchange-Traded Fund Tr…	0,26%	19.131 NS	31 Juli 2026	N-PORT
PFIG · Invesco Exchange-Traded Fund Trust …	0,25%	337.000	2 Okt. 2026	Harian
IWS · iShares Trust	0,24%	320.641 SH	11 Sep. 2026	Harian
SIZE · iShares Trust	0,22%	8.189 SH	11 Sep. 2026	Harian
VO · VANGUARD INDEX FUNDS	0,22%	4.680.944 SH	19 Agu 2026	Harian
EUSA · iShares, Inc.	0,21%	34.951 SH	11 Sep. 2026	Harian
RSP · Invesco Exchange-Traded Fund Trust	0,20%	1.713.408 SH	2 Okt. 2026	Harian
DFLV · Dimensional ETF Trust	0,19%	113.099 NS	31 Juli 2026	N-PORT
FEX · First Trust Exchange-Traded AlphaDE…	0,19%	26.147 NS	31 Juli 2026	N-PORT
FAS · Direxion Shares ETF Trust	0,19%	38.736 NS	31 Juli 2026	N-PORT
IWR · iShares Trust	0,18%	878.742 SH	11 Sep. 2026	Harian
IMCB · iShares Trust	0,17%	25.264 SH	11 Sep. 2026	Harian
DGRO · iShares Trust	0,16%	609.781 SH	11 Sep. 2026	Harian
JMOM · J.P. Morgan Exchange-Traded Fund Tr…	0,15%	32.677 NS	31 Juli 2026	N-PORT
BSCU · Invesco Exchange-Traded Self-Indexe…	0,14%	4.449.000	2 Okt. 2026	Harian
IXG · iShares Trust	0,14%	8.591 SH	11 Sep. 2026	Harian
DIVB · iShares Trust	0,14%	24.629 SH	11 Sep. 2026	Harian
VLUE · iShares Trust	0,14%	112.858 SH	11 Sep. 2026	Harian
DFUV · Dimensional ETF Trust	0,13%	181.444 NS	31 Juli 2026	N-PORT
DFVX · Dimensional ETF Trust	0,13%	6.119 NS	31 Juli 2026	N-PORT
MTUM · iShares Trust	0,13%	276.448 SH	11 Sep. 2026	Harian
XOEF · iShares Trust	0,13%	245 SH	11 Sep. 2026	Harian
SPMO · Invesco Exchange-Traded Fund Trust …	0,12%	249.194 SH	2 Okt. 2026	Harian
DFSU · Dimensional ETF Trust	0,11%	22.658 NS	31 Juli 2026	N-PORT
BSCT · Invesco Exchange-Traded Self-Indexe…	0,11%	3.314.000	2 Okt. 2026	Harian
USXF · iShares Trust	0,10%	12.865 SH	11 Sep. 2026	Harian
VYM · VANGUARD WHITEHALL FUNDS	0,10%	854.393 SH	19 Agu 2026	Harian
GLOF · iShares Trust	0,10%	1.670 SH	11 Sep. 2026	Harian
VTV · VANGUARD INDEX FUNDS	0,09%	2.052.057 SH	19 Agu 2026	Harian
VIG · VANGUARD SPECIALIZED FUNDS	0,09%	1.110.530 SH	19 Agu 2026	Harian
PFM · Invesco Exchange-Traded Fund Trust	0,09%	6.153 SH	2 Okt. 2026	Harian
PRF · Invesco Exchange-Traded Fund Trust	0,09%	77.410 SH	1 Okt. 2026	Harian
HAPI · Harbor ETF Trust	0,09%	3.783 NS	31 Juli 2026	N-PORT
ESG · FlexShares Trust	0,09%	990 NS	31 Juli 2026	N-PORT
LRGF · iShares Trust	0,08%	26.319 SH	11 Sep. 2026	Harian
DCOR · Dimensional ETF Trust	0,08%	24.001 NS	31 Juli 2026	N-PORT
DFAC · Dimensional ETF Trust	0,08%	343.330 NS	31 Juli 2026	N-PORT
RWL · Invesco Exchange-Traded Fund Trust …	0,08%	68.551 SH	2 Okt. 2026	Harian
IQSU · New York Life Investments ETF Trust	0,08%	2.212 NS	31 Juli 2026	N-PORT
DXUV · Dimensional ETF Trust	0,08%	3.704 NS	31 Juli 2026	N-PORT
IVE · iShares Trust	0,08%	326.162 SH	11 Sep. 2026	Harian
ILCV · iShares Trust	0,07%	8.409 SH	11 Sep. 2026	Harian
SUSL · iShares Trust	0,07%	7.565 SH	11 Sep. 2026	Harian
IUSV · iShares Trust	0,07%	172.385 SH	11 Sep. 2026	Harian
DSI · iShares Trust	0,07%	33.298 SH	11 Sep. 2026	Harian
VFVA · VANGUARD WELLINGTON FUND	0,07%	5.858 SH	19 Agu 2026	Harian
VOOV · VANGUARD ADMIRAL FUNDS	0,07%	45.147 SH	19 Agu 2026	Harian
JPME · J.P. Morgan Exchange-Traded Fund Tr…	0,07%	2.773 NS	31 Juli 2026	N-PORT
IWD · iShares Trust	0,07%	474.938 SH	11 Sep. 2026	Harian
EQAL · Invesco Exchange-Traded Fund Trust …	0,06%	4.584 SH	2 Okt. 2026	Harian
VONV · VANGUARD SCOTTSDALE FUNDS	0,06%	129.189 SH	19 Agu 2026	Harian
ESGG · FlexShares Trust	0,06%	570 NS	31 Juli 2026	N-PORT
EGLE · Global X Funds	0,05%	10 NS	31 Juli 2026	N-PORT
DFAU · Dimensional ETF Trust	0,05%	52.870 NS	31 Juli 2026	N-PORT
QVML · Invesco Exchange-Traded Fund Trust …	0,04%	6.503 SH	2 Okt. 2026	Harian
TOPC · iShares Trust	0,04%	118 SH	11 Sep. 2026	Harian
VV · VANGUARD INDEX FUNDS	0,04%	252.288 SH	19 Agu 2026	Harian
ESGV · VANGUARD WORLD FUND	0,04%	48.394 SH	19 Agu 2026	Harian
TOV · EA Series Trust	0,04%	863 NS	31 Juli 2026	N-PORT
BKLC · BNY Mellon ETF Trust	0,04%	19.206 NS	31 Juli 2026	N-PORT
CATH · Global X Funds	0,04%	4.538 NS	31 Juli 2026	N-PORT
XYLG · Global X Funds	0,04%	223 NS	31 Juli 2026	N-PORT
XVV · iShares Trust	0,04%	2.245 SH	11 Sep. 2026	Harian
XCLR · Global X Funds	0,04%	12 NS	31 Juli 2026	N-PORT
BBUS · J.P. Morgan Exchange-Traded Fund Tr…	0,04%	29.625 NS	31 Juli 2026	N-PORT
XTR · Global X Funds	0,04%	16 NS	31 Juli 2026	N-PORT
VOTE · TCW ETF Trust	0,04%	3.637 NS	31 Juli 2026	N-PORT
ILCB · iShares Trust	0,04%	4.165 SH	11 Sep. 2026	Harian
CHRI · Global X Funds	0,04%	26 NS	31 Juli 2026	N-PORT
XRMI · Global X Funds	0,04%	162 NS	31 Juli 2026	N-PORT
PBUS · Invesco Exchange-Traded Fund Trust …	0,04%	37.454 SH	2 Okt. 2026	Harian
DFUS · Dimensional ETF Trust	0,04%	67.174 NS	31 Juli 2026	N-PORT
XYLD · Global X Funds	0,04%	10.130 NS	31 Juli 2026	N-PORT
VOXP · Advisors Series Trust	0,04%	18 NS	31 Juli 2026	N-PORT
IWB · iShares Trust	0,04%	147.724 SH	11 Sep. 2026	Harian
PTLC · Pacer Funds Trust	0,04%	10.036 NS	31 Juli 2026	N-PORT
IVV · iShares Trust	0,03%	2.477.830 SH	11 Sep. 2026	Harian
ACVF · ETF Opportunities Trust	0,03%	455 NS	31 Juli 2026	N-PORT
TILT · FlexShares Trust	0,03%	6.478 NS	31 Juli 2026	N-PORT
IWV · iShares Trust	0,03%	58.799 SH	11 Sep. 2026	Harian
PBP · Invesco Exchange-Traded Fund Trust	0,03%	1.160 SH	2 Okt. 2026	Harian
IYY · iShares Trust	0,03%	8.479 SH	11 Sep. 2026	Harian
SPUU · Direxion Shares ETF Trust	0,03%	741 NS	31 Juli 2026	N-PORT
ITOT · iShares Trust	0,03%	261.407 SH	11 Sep. 2026	Harian
QDPL · Pacer Funds Trust	0,03%	4.710 NS	31 Juli 2026	N-PORT
TOK · iShares Trust	0,03%	622 SH	11 Sep. 2026	Harian
VOO · VANGUARD INDEX FUNDS	0,03%	5.104.289 SH	19 Agu 2026	Harian
VTI · VANGUARD INDEX FUNDS	0,03%	6.858.459 SH	19 Agu 2026	Harian
VONE · VANGUARD SCOTTSDALE FUNDS	0,03%	35.284 SH	19 Agu 2026	Harian
VTHR · VANGUARD SCOTTSDALE FUNDS	0,03%	18.031 SH	19 Agu 2026	Harian
PHDG · Invesco Actively Managed Exchange-T…	0,03%	156 SH	1 Okt. 2026	Harian
HCMT · Direxion Shares ETF Trust	0,03%	1.374 NS	31 Juli 2026	N-PORT
URTH · iShares, Inc.	0,03%	19.651 SH	11 Sep. 2026	Harian
HDUS · Lattice Strategies Trust	0,03%	481 NS	31 Juli 2026	N-PORT
SPXL · Direxion Shares ETF Trust	0,03%	15.367 NS	31 Juli 2026	N-PORT
ACWI · iShares Trust	0,02%	69.678 SH	11 Sep. 2026	Harian
USCL · iShares Trust	0,02%	5.647 SH	11 Sep. 2026	Harian
VT · VANGUARD INTERNATIONAL EQUITY INDEX…	0,02%	186.121 SH	19 Agu 2026	Harian
GTO · Invesco Actively Managed Exchange-T…	0,01%	419.000	2 Okt. 2026	Harian
CRBN · iShares Trust	0,01%	1.244 SH	11 Sep. 2026	Harian
BIV · VANGUARD BOND INDEX FUNDS	·	·	15 Juli 2026	Harian
BLV · VANGUARD BOND INDEX FUNDS	·	·	15 Juli 2026	Harian
BSV · VANGUARD BOND INDEX FUNDS	·	·	15 Juli 2026	Harian
BND · VANGUARD BOND INDEX FUNDS	·	·	15 Juli 2026	Harian
VUSB · VANGUARD BOND INDEX FUNDS	·	·	15 Juli 2026	Harian
VCSH · VANGUARD SCOTTSDALE FUNDS	·	·	15 Juli 2026	Harian
VCIT · VANGUARD SCOTTSDALE FUNDS	·	·	15 Juli 2026	Harian
VCLT · VANGUARD SCOTTSDALE FUNDS	·	·	15 Juli 2026	Harian
VTC · VANGUARD SCOTTSDALE FUNDS	·	·	30 Juli 2026	Harian
BNDW · VANGUARD SCOTTSDALE FUNDS	·	·	30 Juli 2026	Harian
IAK · iShares Trust	·	104.769 SH	11 Sep. 2026	Harian

PFG Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21

peringkat · 23 analis TAHAN

Target median $113.50 +1,4%

0 0,0% Beli Kuat

2 8,7% Beli

14 60,9% Tahan

6 26,1% Jual

1 4,3% Jual Kuat

Target Harga 12 Bulan

12 analis · 2026-09-30

Target rata-rata $112.08 +0,1%

Sekarang Harga saat ini $111.96

Rendah$92.00 Rata-rata$112.08 Tinggi$128.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker	Kapitalisasi Pasar	P/E	Pendapatan YoY	Margin Bersih	ROE	Margin Kotor
PFG	$19.18B	16.8	-3.1%	7.6%	10.3%	·
MET	$51.73B	16.8	8.6%	4.4%	12.1%	·
AFL	$57.20B	16.2	-9.3%	21.2%	12.9%	·
PRU	·	·	·	·	·	·
UNM	·	·	·	·	·	·
GL	$12.90B	9.9	3.7%	19.4%	20.4%	·
OSCR	·	-8.5	27.5%	-3.8%	-44.5%	·
PRI	$8.22B	11.3	6.6%	22.8%	31.9%	·
LNC	$8.46B	7.6	-1.2%	6.5%	12.3%	·
CNO	$4.01B	18.5	0.85%	5.1%	8.9%	·

Berita Terbaru Berita utama terbaru yang menyebutkan perusahaan ini

23

Laba Prudential Financial Q1 2026 turun 15,6% setelah penangguhan penjualan Jepang Yahoo Finance · 4 bulan, 3 minggu lalu Apakah Saham Principal Financial Group Berkinerja Buruk Dibandingkan Dow? Yahoo Finance · 6 bulan, 2 minggu lalu

Sinyal Perdagangan Sinyal beli/jual terbaru dengan harga masuk dan rasio risiko/imbalan

25

BLUECHIP_DIP Kedaluwarsa Mar 24

risiko 1 imbalan 1,67

masuk $86.30 R:R 1,67

BOUNCE_UP Stop out Jan 8

risiko 1 imbalan 2,00

masuk $91.79 R:R 2,00

Tidak ada sinyal terbuka saat ini — tidak ada kartu yang terisi, dan itu jujur.

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

PFG Principal Financial Group Inc - Common Stock

PFG Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

PFG Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

Tentang Principal Financial Group Inc - Common Stock Tinjauan perusahaan dari Wikipedia

History

Business operations

Eddie

Naming rights

Management

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

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