QNBC Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $47.29
Kapitalisasi Pasar (MRQ) $235M
EPS $3.78
ROE 11.6%
D/E Utang/Ekuitas (MRQ) 0.4
Rentang 52M $34–$48

QNBC Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Pemecahan saham 1
Tanggal ex-dividen Pemecahan Tipe
15 Okt. 2003 2-for-1 Maju

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
EPS$3.78
2016-12-31 → 2025-12-31
Margin bersih24.2%
2016-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun QNBC rata-rata 5T Median Rekan Kesimpulan
P/B (MRQ) 1.3 · · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Rasio Pembayaran Dividen35.5%
Pembayaran Tahunan≈$1.56Dibayar triwulanan
CAGR Dividen 5T≈2.2%Per saham, disesuaikan pemecahan saham
Rentetan Pertumbuhan≈1Tahun berturut-turut pertumbuhan dividen
Tanggal ex-dividenJumlahMata UangImbal Hasil
Sep 11, 2026$0,39USD≈3.4%
Jun 12, 2026$0,39USD≈3.5%
Mar 13, 2026$0,39USD≈4.1%
Des 12, 2025$0,38USD≈4.3%
Sep 12, 2025$0,38USD≈4.2%
Jun 13, 2025$0,38USD≈4.4%
Mar 14, 2025$0,38USD≈4.2%
Des 13, 2024$0,37USD≈4.5%
Sep 13, 2024$0,37USD≈5.0%
Jun 14, 2024$0,37USD≈6.4%
Mar 14, 2024$0,37USD≈6.4%
Des 14, 2023$0,37USD≈5.6%
Sep 14, 2023$0,37USD≈6.1%
Jun 15, 2023$0,37USD≈6.2%
Mar 16, 2023$0,37USD≈5.2%
Des 15, 2022$0,36USD≈5.4%
Sep 15, 2022$0,36USD≈5.1%
Jun 9, 2022$0,36USD≈4.6%
Mar 10, 2022$0,36USD≈3.8%
Des 16, 2021$0,35USD≈3.9%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
PeriodeLaporanEPS AktualEPS EstimasiKejutan
31 Maret 2026 $0.93 — —
31 Des. 2025 $1.22 — —
30 Sep. 2025 $1.09 — —
30 Juni 2025 $1.04 — —

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 10
Metrik Tren 202520242023202220212020201920182017201620152014
Interest Expense ··$29M$8M$5M$6M$10M$8M$6M$5M$5M$5M
Interest Income $93M$84M$69M$52M$47M$44M$46M$43M$38M$33M$32M$31M
Pretax Income $18M$14M$12M$20M$20M$15M$15M$13M$14M$12M$11M$12M
Income Tax $4M$3M$2M$4M$4M$3M$3M$2M$6M$3M$3M$3M
Net Income $14M$11M$9M$16M$16M$12M$12M$11M$8M$9M$8M$9M
EPS (Basic) $3.79$3.12$2.63$4.47$4.64$3.42$3.53$3.27$2.42$2.64$2.47$2.73
EPS (Diluted) $3.78$3.12$2.63$4.47$4.64$3.42$3.53$3.25$2.41$2.63$2.46$2.72
Shares (Basic) 3,715,8063,672,2513,610,7133,564,4813,553,9493,537,3233,498,3263,463,4503,428,9703,386,7663,337,5053,291,939
Shares (Diluted) 3,729,2463,673,6973,610,7133,564,4813,554,1383,537,3603,504,1503,482,5093,445,8113,395,8393,350,5393,302,574
EBITDA $2M$2M$2M$2M$2M·$2M$990.0K$821.0K$891.0K$1M$1M
Neraca 19
Metrik Tren 202520242023202220212020201920182017201620152014
Cash & Equivalents $50M$51M$63M$16M$13M$39M$18M$13M$16M$11M$17M$18M
PP&E (Net) $17M$17M$15M$15M$17M$15M$16M$10M$8M$9M$9M$10M
PP&E (Gross) $40M$40M$37M$39M$39M$37M$36M$30M$27M$27M$27M$26M
Accum. Depreciation $23M$23M$22M$24M$23M$22M$20M$20M$19M$18M$17M$16M
Goodwill $0···········
Total Assets $1.91B$1.87B$1.71B$1.67B$1.67B$1.44B$1.23B$1.18B$1.15B$1.06B$1.02B$977M
Short-term Debt $81M$54M$94M$161M$68M$59M$56M$51M$56M$53M$37M·
Capital Leases ·$457.0K$369.0K$43.0K········
Total Liabilities $1.78B$1.77B$1.62B$1.60B$1.54B$1.31B$1.10B$1.07B$1.05B$970M$930M$891M
Long-term Debt $0$30M$20M$10M$10M$10M······
Total Debt $81M$54M$94M$161M$68M·$56M$51M$56M$53M··
Common Stock $2M$2M$2M$2M$2M$2M$2M$2M$2M$2M$2M$2M
Paid-in Capital ··········$16M$15M
Retained Earnings $148M$140M$134M$129M$118M$107M$99M$92M$84M$80M$75M$71M
Treasury Stock $4M$4M$4M$4M$4M$3M$2M$2M$2M$2M$2M$2M
AOCI $-46M$-63M$-68M$-81M$-4M$6M$257.0K$-7M$-4M$-4M$-546.0K$907.0K
Stockholders' Equity $130M$103M$91M$71M$136M$134M$121M$104M$99M$94M$90M$86M
Liabilities + Equity $1.91B$1.87B$1.71B$1.67B$1.67B$1.44B$1.23B$1.18B$1.15B$1.06B$1.02B$977M
Shares Outstanding 3,738,8753,696,6163,653,2543,588,2623,553,6293,556,5333,519,7673,484,0803,448,1083,411,7013,359,7943,316,658
Arus Kas 14
Metrik Tren 202520242023202220212020201920182017201620152014
D&A $2M$2M$2M$2M$2M$2M$2M$990.0K$821.0K$891.0K$1M$1M
Stock-based Comp $334.0K$199.0K$185.0K$85.0K$102.0K$112.0K$118.0K$117.0K$102.0K$88.0K$85.0K$83.0K
Deferred Tax ···········$368.0K
Other Non-cash $594.0K$3M$3M$-895.0K$12M·$-409.0K$4M$7M$1M$-226.0K$-5M
Operating Cash Flow $17M$16M$14M$17M$30M$8M$14M$17M$16M$11M$9M$6M
Investing Cash Flow $-23M$-173M$23M$-72M$-282M$-185M$-34M$-33M$-91M$-54M$-48M$-33M
Debt Issued ·$10M$20M··$10M······
Net Debt Issued $-30M$10M$10M········$-5M
Stock Issued $614.0K$385.0K$822.0K$418.0K$575.0K$497.0K$591.0K$684.0K$672.0K$862.0K$648.0K$628.0K
Net Stock Activity $614.0K$385.0K$822.0K$418.0K$575.0K·$591.0K$684.0K$672.0K$862.0K$648.0K$628.0K
Dividends Paid $5M$5M$5M$4M$4M$4M$4M$4M$4M$4M$3M$3M
Financing Cash Flow $6M$145M$9M$57M$226M$199M$24M$14M$81M$36M$37M$29M
Net Change in Cash $-416.0K$-12M$47M$3M$-26M$22M$4M$-3M$6M$-6M$-1M$2M
Taxes Paid ·$2M$4M$4M$4M$2M$3M$2M····
Profitabilitas 5
Metrik Tren 202520242023202220212020201920182017201620152014
Net Margin 24.2%23.0%21.1%31.7%31.8%·27.7%28.4%21.1%26.1%24.6%26.7%
Pretax Margin 30.8%28.8%26.1%39.0%39.4%·34.1%32.3%36.1%35.0%32.3%34.6%
EBITDA Margin 2.8%3.5%3.8%3.4%3.5%·4.1%2.5%2.1%2.6%3.1%3.5%
ROA 0.75%0.64%0.56%0.95%1.1%·1.0%0.97%0.75%0.86%0.82%0.94%
ROE 11.6%11.0%11.5%24.7%12.1%·10.3%11.2%8.3%9.3%9.1%10.6%
Likuiditas & Solvabilitas 1
Metrik Tren 202520242023202220212020201920182017201620152014
Debt / Equity 0.60.51.02.30.5·0.50.50.60.6··
Efisiensi 1
Metrik Tren 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.0·0.00.00.00.00.00.0
Per Saham 7
Metrik Tren 202520242023202220212020201920182017201620152014
Book Value / Share $34.65$27.96$24.86$19.77$38.41·$34.30$29.95$28.59$27.43$26.92$26.04
Revenue / Share $15.60$13.55$12.46$14.09$14.60·$12.73$11.46$11.41$10.06$9.97$10.19
Cash Flow / Share $4.46$4.41$4.00$4.72$8.55·$3.97$4.78$4.69$3.34$2.72$1.81
Cash / Share $13.45$13.72$17.15$4.43$3.77·$5.00$3.86$4.74$3.14$5.06$5.50
Dividend / Share ··········$1.16$1.12
Dividend Paid / Share $1.52$1.48$1.48$1.44$1.40$1.36$1.32$1.28$1.24$1.20$1.16$1.12
EPS (TTM) $3.78$3.12$2.63$4.47$4.64$3.42$3.53$3.25$2.41$2.63$2.46$2.72
Tingkat Pertumbuhan 10
Metrik Tren 202520242023202220212020201920182017201620152014
Revenue YoY 16.9%10.6%-10.4%-3.2%15.7%·······
Revenue CAGR 3Y 5.0%-1.4%0.11%·········
Revenue CAGR 5Y 5.3%···········
EPS YoY 21.1%18.6%-41.2%-3.7%35.7%·······
EPS CAGR 3Y -5.4%-12.4%-8.4%·········
EPS CAGR 5Y 2.0%···········
Net Income YoY 23.1%20.7%-40.4%-3.5%36.5%·······
Net Income CAGR 3Y -4.0%-11.5%-7.8%·········
Net Income CAGR 5Y 3.1%···········
Dividends Paid CAGR 5Y 3.4%···········
Valuasi (TTM) 4
Metrik Tren 202520242023202220212020201920182017201620152014
Revenue TTM $58M$50M$45M$50M$52M$45M$45M$40M$39M$34M$33M$34M
Net Income TTM $14M$11M$9M$16M$16M$12M$12M$11M$8M$9M$8M$9M
Payout Ratio 35.5%41.9%49.3%28.2%26.5%·33.1%34.1%45.0%39.9%41.8%37.0%
Annual Payout $5M$5M$5M$4M$4M$4M$4M$4M$4M$4M$3M$3M

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Laba Bersih $14M $11M $9M $16M $16M
EPS Dilusian $3.78 $3.12 $2.63 $4.47 $4.64

Pemilik institusional (13F) 6 pengaju · $2.7M total · Per tanggal 30 Sep. 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 6
Nilai yang dipegang $2.7M
Posisi baru 0
Posisi yang keluar 0
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
0 (0 vs Kuartal sebelumnya) 0 (0 vs Kuartal sebelumnya) 0 (0 vs Kuartal sebelumnya) 0 (0 vs Kuartal sebelumnya) 0

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
Legacy Advisors, LLC $1.179.019 25.850 43,72% Saham
Daytona Street Capital LLC $741.493 16.243 27,49% Saham
VALLEY NATIONAL ADVISERS INC $284.516 6.238 10,55% Saham
PRINCETON CAPITAL MANAGEMENT LLC $271.516 5.953 10,07% Saham
Krilogy Financial LLC $220.422 4.770 8,17% Saham
HUNTINGTON NATIONAL BANK $44 1 0,00% Saham

Orang dalam perusahaan 35 orang dalam · 14 pejabat · 21 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Jeffrey Lehocky EVP, Chief Financial Officer 13 Feb. 2026 A 5.152 0 0 $0
Janice S Mccracken EVP/Chief Financial Officer 15 Feb. 2022 A 3.611 0 0 $0
Bret H Krevolin EVP, CFO 14 Mei 2014 S 10.049 0 0 $0
David W. Freeman President/Chief Exec Officer 13 Feb. 2026 A 33.967 0 0 $0
Christopher T Cattie EVP Chief Operating Officer 13 Feb. 2026 A 4.852 0 0 $0
Courtney Lee Covelens EVP, Chief Retail Officer 13 Feb. 2026 A 3.984 0 0 $0
Christina S Mcdonald EVP Chief Marketing Officer 13 Feb. 2026 A 935 0 0 $0
Scott G Orzehoski EVP Chief Lending Officer 13 Feb. 2026 A 16.843 0 1 $-11.484
Dale A Westwood EVP/Chief Retail Officer 8 Feb. 2021 M 6.652 0 0 $0
Jennifer L Frost EVP, Subsidiary 12 Nov. 2015 M 386 0 0 $0
Mary Ann Smith Senior VP, Subs. 16 Feb. 2010 A 10.971 0 0 $0
Robert C Werner Vice President 1 Juni 2009 M 8.529 0 0 $0
Heather J Gossler Senior VP, subsidiary 7 Jan. 2009 M 1.612 0 0 $0
Bryan S Lebo Senior V P, Subs. 30 Jan. 2006 M 2.689 0 0 $0
Randy S. Bimes Direktur 25 Sep. 2026 P 268.684 7 0 $144.788
Autumn R Bayles Direktur 1 Juli 2026 P 3.284 2 0 $19.185
Kevin L Johnson Direktur 1 April 2026 A 19.905 0 0 $0
Joseph W Major Direktur 1 April 2026 A 2.750 1 0 $9.603
Gerald E Gorski Direktur 2 Jan. 2026 P 846 1 0 $9.582
Ranajoy Ray-Chaudhuri Direktur 2 Jan. 2026 P 1.973 1 0 $9.582
Laurie Bergman Direktur 2 Jan. 2026 P 1.973 1 0 $9.582
Jennifer L Mann Direktur 2 Jan. 2026 P 10.310 1 0 $9.582
Scott R Stevenson Direktur 2 Jan. 2026 P 2.342 1 0 $9.582
Randall W Stauffer Direktur 2 Jan. 2026 P 54.858 1 0 $9.582
Kenneth F Brown JR Direktur 2 Jan. 2026 P 151.273 1 0 $9.582
Dennis Helf Direktur 2 Jan. 2024 P 35.388 0 0 $0
Thomas J Bisko Direktur 2 Jan. 2024 P 25.974 0 0 $0
Arden G Link Direktur 30 Juli 2014 G 10.666 0 0 $0
Anna Mae Papso Direktur 4 Feb. 2009 P 2.500 0 0 $0
Charles M Meredith III Direktur 29 Jan. 2009 P 49.021 0 0 $0
Henry L Rosenberger Direktur 3 Des. 2008 P 8.796 0 0 $0
Bonnie L. Rankin Direktur 28 Nov. 2008 P 1.250 0 0 $0
Gary S Parzych Direktur 12 Okt. 2006 P 2.589 0 0 $0
Norman L Baringer Direktur 19 Des. 2005 P 11.680 0 0 $0
Edgar L Stauffer Direktur 17 Agu 2004 P 10.664 0 0 $0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

QNBC Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21

Target Harga 12 Bulan

1 analis · 2026-10-28

Target rata-rata $54.00 +14,2%

Rendah$54.00 Rata-rata$54.00 Tinggi$54.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
QNBC · · 16.9% 24.2% 11.6% ·
MYFW $261M 20.0 7.6% 13.6% 5.0% ·
BPRN · 12.8 12.8% · · ·
ISBA $366M 19.5 11.5% 24.1% 8.4% ·
ATLO $203M 15.6 21.9% 28.5% 9.5% ·
FUNC $243M 9.9 4.0% 133.1% 12.4% ·
OVLY $252M 10.4 6.7% 29.3% 12.2% ·
LCNB $233M 10.1 13.3% 25.1% 8.6% ·
FXNC $228M 12.9 0.76% 123.9% 9.8% ·
WNEB $257M 16.8 · 18.5% 6.3% ·

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

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Sumber: SEC 10-Q diajukan Agu 10, 2026