UBCP United Bancorp, Inc. - Common Stock
NASDAQ · Banking · Lihat di SEC EDGAR ↗ tutup Okt 2, 2026 10-K/10-Q Agu 12, 2026
$14,79
· % dari rentang 52 mgg
· di atas terendah
· ke tinggi
$12,55rendah 52m
$17,34tinggi 52m
Kapitalisasi Pasar (MRQ)
$85M
P/E
10.7
EPS
$1.34
lencana Anda
Rentang 52M
$13–$17
Peringkat Analis
BUY
Target Harga
$20
P/E
10.7
ROE
·
Margin Laba Bersih
·
Strip lencana Anda kosong — sematkan metrik di mana saja di halaman ini.
UBCP Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu
Harga
$14.79
Kapitalisasi Pasar (MRQ)
$85M
P/E
10.7
EPS
$1.34
Rentang 52M
$13–$17
UBCP Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda
rentang
batang
Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.
Pemecahan saham
| Tanggal ex-dividen | Pemecahan | Tipe |
|---|---|---|
| 29 Nov. 2006 | 11-for-10 | Maju |
| 1 Des. 2004 | 11-for-10 | Maju |
| 28 Nov. 2003 | 11-for-10 | Maju |
| 27 Nov. 2002 | 21-for-20 | Maju |
| 29 Nov. 2001 | 21-for-20 | Maju |
| 29 Nov. 2000 | 21-for-20 | Maju |
| 29 Nov. 1999 | 21-for-20 | Maju |
| 27 Nov. 1998 | 21-for-20 | Maju |
| 28 Agu 1997 | 11-for-10 | Maju |
| 13 Des. 1993 | 2-for-1 | Maju |
Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS
EPS$1.342016-12-31 → 2025-12-31
Arus Kas Bebas·2016-12-31 → 2024-12-31
Margin bersih·2016-12-31 → 2024-12-31
Valuasi & Rasio
Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?
| Metrik | Tren 5 Tahun | UBCP | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| P/E | 10.7rata-rata 5T ≈9.8 | ≈9.8 | · | · | |
| P/B (MRQ) | 1.2rata-rata 5T ≈1.3 | ≈1.3 | 1.1 | Terlalu mahal | |
| Harga / FCF (TTM) | -20.6rata-rata 5T ≈-7.0 | ≈-7.0 | · | · | |
| Harga / Arus Kas (TTM) | 12.3rata-rata 5T ≈9.6 | ≈9.6 | 10.8 | Kurang nilai | |
| Price / Tangible Book (Harga / Nilai Buku Berwujud) | 1.2rata-rata 5T ≈1.3 | ≈1.3 | · | · |
Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.
Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
Kesehatan Keuangan Utang, likuiditas, solvabilitas — kekuatan neraca
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T
| Metrik | Tren 5 Tahun | UBCP | rata-rata 5T | Median Rekan | Kesimpulan |
|---|---|---|---|---|---|
| Revenue YoY (Pendapatan YoY) | 6.7%rata-rata 5T ≈3.1% | ≈3.1% | · | · | |
| Revenue CAGR 3Y (CAGR Pendapatan 3T) | 2.8%rata-rata 5T ≈3.6% | ≈3.6% | · | · | |
| Revenue CAGR 5Y (CAGR Pendapatan 5T) | 2.9% | · | · | · | |
| EPS YoY | 5.5%rata-rata 5T ≈0.04% | ≈0.04% | · | · | |
| Net Income YoY (Laba Bersih YoY) | 4.7%rata-rata 5T ≈0.25% | ≈0.25% | · | · | |
| EPS CAGR 3Y (CAGR EPS 3T) | -3.7%rata-rata 5T ≈-2.4% | ≈-2.4% | · | · | |
| EPS CAGR 5Y (CAGR EPS 5T) | -0.73% | · | · | · | |
| Net Income CAGR 3Y (CAGR Laba Bersih 3T) | -3.6%rata-rata 5T ≈-2.5% | ≈-2.5% | · | · | |
| Net Income CAGR 5Y (CAGR Laba Bersih 5T) | -0.51% | · | · | · |
Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang
Belum ada data untuk grup rasio ini
Data fundamental belum cukup untuk menghitung grup rasio ini.
nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median
Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun
Pembayaran Tahunan≈$0.79
CAGR Dividen 5T≈5.7%
Rentetan Pertumbuhan≈12
| Tanggal ex-dividen | Jumlah | Mata Uang | Imbal Hasil |
|---|---|---|---|
| Sep 10, 2026 | $0,20 | USD | ≈6.1% |
| Jun 10, 2026 | $0,20 | USD | ≈6.0% |
| Mar 10, 2026 | $0,37 | USD | ≈6.0% |
| Des 10, 2025 | $0,19 | USD | ≈6.6% |
| Sep 10, 2025 | $0,19 | USD | ≈6.2% |
| Jun 10, 2025 | $0,19 | USD | ≈6.7% |
| Mar 10, 2025 | $0,36 | USD | ≈6.9% |
| Des 10, 2024 | $0,18 | USD | ≈6.0% |
| Sep 10, 2024 | $0,18 | USD | ≈7.0% |
| Jun 10, 2024 | $0,18 | USD | ≈7.3% |
| Mar 7, 2024 | $0,32 | USD | ≈9.5% |
| Des 7, 2023 | $0,17 | USD | ≈7.4% |
| Sep 7, 2023 | $0,17 | USD | ≈6.9% |
| Jun 8, 2023 | $0,17 | USD | ≈6.8% |
| Mar 9, 2023 | $0,31 | USD | ≈5.4% |
| Des 8, 2022 | $0,16 | USD | ≈5.1% |
| Sep 8, 2022 | $0,16 | USD | ≈4.8% |
| Jun 9, 2022 | $0,16 | USD | ≈4.6% |
| Mar 9, 2022 | $0,30 | USD | ≈4.4% |
| Des 9, 2021 | $0,15 | USD | ≈4.4% |
Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya
Kejutan Rata-rata
36.8%
Laporan Berikutnya
Nov 05, 2026
| Periode | Laporan | EPS Aktual | EPS Estimasi | Kejutan |
|---|---|---|---|---|
| 31 Des. 2022 | $0.40 | — | — | |
| 31 Des. 2021 | $0.41 | $0.36 | 14.8% | |
| 30 Sep. 2021 | $0.50 | $0.27 | 88.5% | |
| 31 Des. 2020 | $0.46 | $0.38 | 21.9% | |
| 31 Maret 2020 | $0.46 | $0.38 | 21.9% |
Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas
Laporan Laba Rugi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | $11M | $3M | $3M | $5M | $6M | $3M | $2M | $2M | $2M | $2M | |
| Interest Income | $41M | $40M | $37M | $28M | $25M | $28M | $27M | $21M | $18M | $17M | $16M | $16M | |
| Pretax Income | $8M | $7M | $9M | $10M | $11M | $9M | $7M | $5M | $6M | $5M | $5M | $4M | |
| Income Tax | $-86.0K | $-107.0K | $541.0K | $879.0K | $1M | $629.0K | $599.0K | $800.0K | $2M | $2M | $1M | $923.0K | |
| Net Income | $8M | $7M | $9M | $9M | $9M | $8M | $7M | $4M | $4M | $4M | $3M | $3M | |
| EPS (Basic) | $1.34 | $1.27 | $1.57 | $1.50 | $1.62 | $1.39 | $1.19 | $0.82 | $0.71 | $0.72 | $0.65 | $0.54 | |
| EPS (Diluted) | $1.34 | $1.27 | $1.57 | $1.50 | $1.62 | $1.39 | $1.19 | $0.82 | $0.71 | $0.71 | $0.64 | $0.53 | |
| Shares (Basic) | 5,492,092 | 5,539,653 | 5,490,488 | 5,483,305 | 5,477,266 | 5,458,365 | · | 4,952,471 | 4,981,942 | 4,907,799 | 4,856,735 | 4,846,219 | |
| Shares (Diluted) | 5,492,092 | 5,539,653 | 5,490,488 | 5,483,305 | 5,477,266 | 5,458,365 | · | · | 4,985,799 | 5,016,320 | 4,933,156 | 4,924,245 |
Neraca
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $47M | $20M | $41M | $30M | $83M | $52M | $15M | $25M | $14M | $12M | $13M | $39M | |
| PP&E (Net) | $34M | $24M | $15M | $12M | $13M | $14M | $12M | $12M | $12M | $12M | $10M | $10M | |
| PP&E (Gross) | $62M | $51M | $41M | $39M | $37M | $37M | $35M | $33M | $32M | $31M | $29M | $28M | |
| Accum. Depreciation | $28M | $27M | $26M | $26M | $24M | $23M | $22M | $21M | $20M | $19M | $19M | $18M | |
| Goodwill | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $0 | · | · | · | |
| Intangibles | · | · | · | · | · | · | · | · | · | · | $0 | $66.0K | |
| Total Assets | $857M | $817M | $819M | $757M | $724M | $693M | $686M | $593M | $459M | $438M | $405M | $402M | |
| Short-term Debt | · | · | · | · | $16M | $13M | $7M | $8M | $11M | $9M | $6M | $5M | |
| Deferred Tax | · | · | · | · | $2M | $2M | $2M | $219.0K | $0 | · | · | · | |
| Total Liabilities | $787M | $753M | $756M | $698M | $653M | $625M | $626M | $543M | $415M | $395M | $364M | $361M | |
| Total Debt | · | · | · | · | · | · | $7M | $8M | $11M | $9M | $6M | $5M | |
| Common Stock | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $5M | $5M | $5M | $5M | |
| Retained Earnings | $49M | $46M | $44M | $42M | $38M | $32M | $28M | $24M | $23M | $22M | $21M | $20M | |
| Treasury Stock | $4M | $3M | $3M | $2M | $1M | $989.0K | $462.0K | $46.0K | $46.0K | $46.0K | $46.0K | $63.0K | |
| AOCI | $-5M | $-10M | $-7M | $-9M | $7M | $9M | $6M | $-10.0K | $-420.0K | $-454.0K | $-181.0K | $57.0K | |
| Stockholders' Equity | $71M | $63M | $64M | $60M | $72M | $68M | $60M | $51M | $44M | $43M | $41M | $40M | |
| Liabilities + Equity | $857M | $817M | $819M | $757M | $724M | $693M | $686M | $593M | $459M | $438M | $405M | $402M | |
| Shares Outstanding | 5,756,852 | 5,793,611 | 5,702,685 | 5,740,251 | 5,791,853 | 5,791,853 | 5,740,817 | 2,018 | 5,244,105 | 5,208,015 | 5,143,637 | · |
Arus Kas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $1M | $1M | $997.0K | $1M | $1M | $1M | $1M | $974.0K | $918.0K | $819.0K | $934.0K | $960.0K | |
| Stock-based Comp | $357.0K | $884.0K | $658.0K | $1M | $414.0K | $324.0K | $293.0K | $287.0K | $163.0K | $147.0K | $164.0K | $163.0K | |
| Deferred Tax | $-633.0K | $-904.0K | $13.0K | $342.0K | $112.0K | $-547.0K | $42.0K | $375.0K | $545.0K | $82.0K | $-175.0K | $120.0K | |
| Amort. of Intangibles | $122.0K | $150.0K | $150.0K | $150.0K | $150.0K | $150.0K | · | · | · | $0 | $66.0K | $119.0K | |
| Operating Cash Flow | $10M | $8M | $9M | $8M | $8M | $9M | $9M | $6M | $5M | $4M | $4M | $4M | |
| CapEx | $12M | $10M | $1M | $511.0K | $777.0K | $3M | $1M | $785.0K | $782.0K | $2M | $1M | $309.0K | |
| Investing Cash Flow | $-5M | $-19M | $-48M | $-103M | $-1M | $34M | $-96M | $-63M | $-18M | $-35M | · | · | |
| Stock Repurchased | $317.0K | $687.0K | $733.0K | $767.0K | $72.0K | $526.0K | $416.0K | · | · | · | · | · | |
| Net Stock Activity | · | $-687.0K | $-733.0K | $-767.0K | $-72.0K | · | $-416.0K | · | · | · | · | · | |
| Dividends Paid | $5M | $5M | $5M | $5M | $4M | $3M | $3M | $3M | $3M | $3M | $2M | $2M | |
| Financing Cash Flow | $21M | $-10M | $50M | $42M | $24M | $-6M | $77M | $68M | $16M | $30M | · | · | |
| Net Change in Cash | $27M | $-21M | $11M | $-53M | $31M | $37M | · | $11M | $3M | $-1M | $-26M | $16M | |
| Free Cash Flow | · | $-1M | $8M | $8M | $7M | · | $7M | $5M | $4M | $2M | $3M | $4M | |
| Levered FCF | · | · | $-2M | $5M | $5M | · | $2M | $2M | $3M | $682.3K | $1M | $2M |
Profitabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | · | 29.8% | 34.6% | 35.5% | 42.7% | · | 27.5% | 19.6% | 18.3% | 19.3% | 18.3% | 15.1% | |
| Pretax Margin | · | 29.4% | 36.7% | 39.1% | 48.3% | · | 29.9% | 23.3% | 28.9% | 27.8% | 25.9% | 20.3% | |
| ROA | · | 0.90% | 1.1% | 1.2% | 1.3% | · | 1.1% | 0.81% | 0.79% | 0.85% | 0.80% | 0.67% | |
| ROE | · | 11.5% | 15.4% | 15.3% | 13.3% | · | 11.3% | 8.9% | 8.2% | 8.5% | 7.9% | 6.7% |
Likuiditas & Solvabilitas
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | · | · | · | · | 0.1 | 0.2 | 0.3 | 0.2 | 0.1 | 0.1 |
Efisiensi
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | · | 0.0 | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Per Saham
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | $10.95 | $11.15 | $10.41 | $12.38 | · | $10.86 | $8.82 | $8.37 | $8.19 | · | · | |
| Revenue / Share | · | $4.48 | $4.71 | $4.45 | $4.04 | · | · | · | $3.88 | $3.69 | $3.57 | $3.58 | |
| Cash Flow / Share | · | $1.52 | $1.72 | $1.55 | $1.50 | · | · | · | $0.92 | $0.83 | $0.87 | $0.85 | |
| Cash / Share | · | $3.38 | $7.15 | $5.24 | $14.33 | · | $2.72 | $4.40 | $2.73 | $2.22 | · | · | |
| Dividend Paid / Share | $0.92 | $0.85 | $0.81 | $0.78 | $0.69 | $0.57 | $0.55 | $0.57 | $0.51 | $0.47 | $0.42 | $0.33 | |
| EPS (TTM) | $1.34 | $1.27 | $1.57 | $1.50 | $1.62 | $1.39 | $1.19 | $0.82 | $0.71 | $0.71 | $0.64 | $0.53 |
Tingkat Pertumbuhan
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 6.7% | -4.0% | 5.9% | 10.3% | -3.4% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 2.8% | 3.9% | 4.1% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 2.9% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 5.5% | -19.1% | 4.7% | -7.4% | 16.6% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | -3.7% | -7.8% | 4.1% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | -0.73% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 4.7% | -17.3% | 3.4% | -8.4% | 18.8% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | -3.6% | -7.8% | 4.0% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | -0.51% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 10.3% | · | · | · | · | · | · | · | · | · | · | · |
Valuasi (TTM)
| Metrik | Tren | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $3M | $3M | $3M | $3M | $3M | $3M | $3M | · | · | · | · | · | |
| Net Income TTM | $8M | $7M | $9M | $9M | $9M | $8M | $7M | $4M | $4M | $4M | $3M | $3M | |
| Market Cap | · | $75M | $73M | $84M | $96M | · | $79M | $66M | $69M | $70M | · | · | |
| Enterprise Value | · | · | · | · | · | · | $71M | $48M | $66M | $68M | · | · | |
| P/E | 10.7 | 10.2 | 8.2 | 9.8 | 10.3 | 9.5 | 12.0 | 13.9 | 18.7 | 19.0 | 15.0 | 15.2 | |
| P/S | · | 27.2 | 26.5 | 30.5 | 34.9 | · | 28.1 | · | · | · | · | · | |
| P/B | · | 1.2 | 1.2 | 1.4 | 1.3 | · | 1.3 | 1.3 | 1.6 | 1.6 | · | · | |
| P / Tangible Book | 1.2 | 1.2 | 1.2 | 1.4 | 1.4 | · | · | · | · | · | · | · | |
| P / Cash Flow | · | 8.9 | 7.7 | 10.0 | 11.8 | · | 9.2 | 11.4 | 15.2 | 16.8 | · | · | |
| P / FCF | · | -60.4 | 8.7 | 10.6 | 13.0 | · | 10.8 | 13.2 | 18.4 | 36.6 | · | · | |
| EV / FCF | · | · | · | · | · | · | 9.7 | 9.7 | 17.5 | 35.5 | · | · | |
| EV / Revenue | · | · | · | · | · | · | 25.2 | · | · | · | · | · | |
| Dividend Yield | · | 6.8% | 6.5% | 5.4% | 4.2% | · | 4.1% | 4.9% | 4.0% | 3.6% | · | · | |
| Earnings Yield | 9.3% | 9.8% | 12.2% | 10.2% | 9.7% | 10.5% | 8.3% | 7.2% | 5.4% | 5.3% | 6.7% | 6.6% | |
| Payout Ratio | · | 69.1% | 53.5% | 52.7% | 43.4% | · | 47.4% | 75.2% | 78.1% | 71.0% | 70.1% | 66.9% | |
| Annual Payout | $5M | $5M | $5M | $5M | $4M | $3M | $3M | $3M | $3M | $3M | $2M | $2M |
Laporan Laba Rugi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $4M | $3M | $3M | $3M | $2M | $1M | $928.0K | |
| Interest Income | $11M | $10M | $11M | $11M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $10M | $9M | $8M | $8M | $7M | |
| Pretax Income | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $3M | $2M | $2M | $2M | $3M | $3M | |
| Income Tax | $-34.0K | $-160.0K | $-62.0K | $-20.0K | $22.0K | $-26.0K | $-66.0K | $-64.0K | $-127.0K | $150.0K | $202.0K | $58.0K | $168.0K | $113.0K | $233.0K | $215.0K | |
| Net Income | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| EPS (Basic) | $0.36 | $0.33 | $0.35 | $0.34 | $0.33 | $0.32 | $0.31 | $0.31 | $0.30 | $0.35 | $0.42 | $0.42 | $0.40 | $0.33 | $0.40 | $0.40 | |
| EPS (Diluted) | $0.36 | $0.33 | $0.35 | $0.34 | $0.33 | $0.32 | $0.31 | $0.31 | $0.30 | $0.35 | $0.42 | $0.42 | $0.40 | $0.33 | $0.40 | $0.40 | |
| Shares (Basic) | 5,473,340 | 5,497,474 | · | 5,486,221 | 5,491,322 | 5,566,428 | · | 5,621,393 | 5,629,558 | 5,499,877 | · | 5,488,995 | 5,496,049 | 5,484,610 | · | 5,488,121 | |
| Shares (Diluted) | 5,473,340 | 5,497,474 | · | 5,486,221 | 5,491,322 | 5,566,428 | · | 5,621,393 | 5,629,558 | 5,499,877 | · | 5,488,995 | 5,496,049 | 5,484,610 | · | 5,488,121 |
Neraca
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | $47M | $46M | $50M | $36M | $20M | $38M | $38M | $47M | $41M | · | · | · | $30M | $35M | |
| PP&E (Net) | $36M | $36M | $34M | $30M | $27M | $25M | $24M | $25M | $19M | $18M | $15M | $12M | $12M | $12M | $12M | $12M | |
| PP&E (Gross) | $65M | $64M | $62M | $58M | $55M | $52M | $51M | $51M | · | · | $41M | · | · | · | $39M | · | |
| Accum. Depreciation | $29M | $29M | $28M | $28M | $28M | $27M | $27M | $27M | · | · | $26M | · | · | · | $26M | · | |
| Goodwill | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | $682.0K | |
| Total Assets | $878M | $858M | $857M | $867M | $848M | $831M | $817M | $825M | $822M | $834M | $819M | $814M | $830M | $847M | $757M | $761M | |
| Short-term Debt | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $28M | |
| Total Liabilities | $806M | $791M | $787M | $800M | $788M | $770M | $753M | $760M | $761M | $771M | $756M | $762M | $772M | $788M | $698M | $708M | |
| Total Debt | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $28M | |
| Common Stock | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | |
| Retained Earnings | $49M | $48M | $49M | $48M | $47M | $46M | $46M | $46M | $45M | $44M | $44M | $43M | $41M | $40M | $42M | $41M | |
| Treasury Stock | $4M | $4M | $4M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $3M | $2M | $2M | |
| AOCI | $-4M | $-8M | $-5M | $-9M | $-14M | $-13M | $-10M | $-7M | $-11M | $-8M | $-7M | $-17M | $-10M | $-8M | $-9M | $-14M | |
| Stockholders' Equity | $72M | $67M | $71M | $66M | $60M | $61M | $63M | $65M | $61M | $63M | $64M | $53M | $58M | $59M | $60M | $53M | |
| Liabilities + Equity | $878M | $858M | $857M | $867M | $848M | $831M | $817M | $825M | $822M | $834M | $819M | $814M | $830M | $847M | $757M | $761M | |
| Shares Outstanding | 5,735,518 | 5,781,030 | 5,756,852 | 5,774,011 | 5,774,011 | 5,794,021 | 5,793,611 | 5,788,893 | 5,773,893 | 5,791,156 | 5,702,685 | 5,716,495 | 5,696,495 | 5,703,628 | 5,740,251 | 5,742,130 |
Arus Kas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $411.0K | $411.0K | $348.0K | $302.0K | $286.0K | $290.0K | $277.0K | $436.0K | $266.0K | $261.0K | $253.0K | $251.0K | $247.0K | $246.0K | $245.0K | $245.0K | |
| Stock-based Comp | $99.0K | $100.0K | $92.0K | $88.0K | $88.0K | $89.0K | $163.0K | $41.0K | $137.0K | $543.0K | $72.0K | $73.0K | $68.0K | $445.0K | $86.0K | $87.0K | |
| Amort. of Intangibles | · | · | $9.0K | $38.0K | $38.0K | $37.0K | $36.0K | $38.0K | $38.0K | $38.0K | · | · | · | $38.0K | · | · | |
| Operating Cash Flow | $1M | $266.0K | $2M | $3M | $4M | $1M | $1M | $5M | $-789.0K | $4M | $3M | $3M | $3M | $841.0K | $3M | $3M | |
| CapEx | $1M | $2M | $4M | $4M | $2M | $2M | $-515.0K | $6M | $727.0K | $3M | $129.0K | $426.0K | $240.0K | $286.0K | $86.0K | $65.0K | |
| Investing Cash Flow | $5M | $-28M | $20M | $-18M | $-6M | $275.0K | $-10M | $-2M | $2M | $-10M | $-23M | $-2M | $-4M | $-19M | $3M | $-30M | |
| Stock Repurchased | $342.0K | $374.0K | $188.0K | $0 | $80.0K | $49.0K | $0 | $-1.0K | $15.0K | $656.0K | $0 | $0 | $0 | $733.0K | $-1.0K | $0 | |
| Net Stock Activity | · | $-374.0K | · | · | · | $-49.0K | · | · | · | $-656.0K | · | · | · | $-733.0K | · | · | |
| Dividends Paid | $1M | $2M | $1M | $1M | $1M | $2M | $1M | $1M | $1M | $2M | $1M | $986.0K | $952.0K | $2M | $946.0K | $887.0K | |
| Financing Cash Flow | $13M | $9M | $-21M | $11M | $16M | $15M | $-9M | $-3M | $-11M | $13M | $-9M | $-12M | $-18M | $88M | $-11M | $46M | |
| Net Change in Cash | $19M | $-19M | $876.0K | $-4M | $13M | $17M | $-18M | $208.0K | $-9M | $6M | $-30M | $-11M | $-19M | $71M | $-5M | $19M | |
| Free Cash Flow | · | $-2M | · | · | · | $-594.0K | · | · | · | $223.0K | · | · | · | $555.0K | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-3M | · | · | · | $-1M | · | · |
Profitabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | · | 29.3% | · | 28.7% | 29.0% | 30.0% | · | 29.6% | 28.0% | 32.6% | · | 36.4% | 35.9% | 29.4% | · | 36.2% | |
| Pretax Margin | · | 26.9% | · | 28.4% | 29.4% | 29.5% | · | 28.6% | 26.0% | 35.0% | · | 37.3% | 38.6% | 31.1% | · | 39.5% | |
| ROA | · | 0.23% | · | 0.23% | 0.23% | 0.22% | · | 0.22% | 0.21% | 0.24% | · | 0.30% | 0.29% | 0.24% | · | 0.31% | |
| ROE | · | 3.0% | · | 2.9% | 3.2% | 3.0% | · | 3.1% | 2.9% | 3.3% | · | 4.5% | 3.9% | 3.1% | · | 3.7% |
Likuiditas & Solvabilitas
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | 0.5 |
Efisiensi
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | · | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Per Saham
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | $11.68 | · | $11.51 | $10.33 | $10.49 | · | $11.31 | $10.49 | $10.91 | · | $9.20 | $10.25 | $10.35 | · | $9.26 | |
| Revenue / Share | · | $1.18 | · | $1.23 | $1.20 | $1.12 | · | $1.09 | $1.10 | $1.11 | · | $1.20 | $1.15 | $1.17 | · | $1.16 | |
| Cash Flow / Share | · | $0.05 | · | · | · | $0.19 | · | · | · | $0.66 | · | · | · | $0.15 | · | · | |
| Cash / Share | · | · | · | $7.91 | $8.61 | $6.28 | · | $6.53 | $6.51 | $8.09 | · | · | · | · | · | $6.15 | |
| Dividend Paid / Share | $0.20 | $0.37 | $0.19 | $0.19 | $0.18 | $0.36 | $0.18 | $0.18 | $0.17 | $0.32 | $0.17 | $0.17 | $0.17 | $0.31 | $0.16 | $0.16 | |
| EPS (TTM) | $1.38 | $1.35 | · | $1.30 | $1.27 | $1.24 | · | $1.38 | $1.49 | $1.59 | · | $1.55 | $1.53 | $1.53 | · | $1.51 |
Valuasi (TTM)
| Metrik | Tren | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $8M | $8M | · | $8M | $7M | $7M | · | $8M | $9M | $9M | · | $9M | $9M | $9M | · | $9M | |
| Market Cap | · | $88M | · | $81M | $84M | $78M | · | $76M | $72M | $84M | · | $66M | $68M | $83M | · | $92M | |
| Enterprise Value | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $85M | |
| P/E | 11.5 | 11.3 | · | 10.8 | 11.4 | 10.8 | · | 9.5 | 8.4 | 9.1 | · | 7.5 | 7.8 | 9.5 | · | 10.6 | |
| P/B | · | 1.3 | · | 1.2 | 1.4 | 1.3 | · | 1.2 | 1.2 | 1.3 | · | 1.3 | 1.2 | 1.4 | · | 1.7 | |
| P / Tangible Book | 1.3 | 1.3 | · | 1.2 | 1.4 | 1.3 | · | 1.2 | 1.2 | 1.3 | · | 1.3 | 1.2 | 1.4 | · | 1.8 | |
| P / Cash Flow | · | 330.6 | · | · | · | 73.1 | · | · | · | 23.2 | · | · | · | 98.3 | · | · | |
| Dividend Yield | · | 6.3% | · | 6.7% | 6.4% | 6.8% | · | 6.6% | 6.9% | 5.8% | · | 7.2% | 6.8% | 5.6% | · | 4.9% | |
| Earnings Yield | 8.7% | 8.9% | · | 9.3% | 8.8% | 9.2% | · | 10.5% | 11.9% | 11.0% | · | 13.4% | 12.8% | 10.5% | · | 9.4% | |
| Payout Ratio | · | 114.9% | · | · | · | 113.9% | · | · | · | 97.2% | · | · | · | 97.9% | · | · | |
| Annual Payout | $6M | $6M | · | $5M | $5M | $5M | · | $5M | $5M | $5M | · | $5M | $5M | $5M | · | $5M |
Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·
Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Laba Bersih | $8M | $7M | $9M | $9M | $9M |
| EPS Dilusian | $1.34 | $1.27 | $1.57 | $1.50 | $1.62 |
Tidak ada data untuk laporan ini
Data fundamental belum cukup untuk membuat laporan ini.
| Metrik | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Arus Kas Bebas | · | $-1M | $8M | $8M | $7M |
Pemilik institusional (13F) 33 pengaju · $14.0M total · Per tanggal 30 Juni 2026
Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.
Pemegang
33
Nilai yang dipegang
$14.0M
Posisi baru
4
Posisi yang keluar
5
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
| Posisi baru | Posisi yang keluar | Meningkat | Menurun | Perubahan bersih saham |
|---|---|---|---|---|
| 4 (-2 vs Kuartal sebelumnya) | 5 (+1 vs Kuartal sebelumnya) | 15 (+4 vs Kuartal sebelumnya) | 4 (-3 vs Kuartal sebelumnya) | +80K |
Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.
| Institusi | Nilai | Saham | % dari 13F yang dilacak | Tipe |
|---|---|---|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | $1.793.249 | 112.925 | 12,81% | Saham |
| Commonwealth Financial Services, LLC | $1.415.854 | 89.160 | 10,11% | Saham |
| VANGUARD GROUP INC | $1.409.012 | 98.189 | 10,06% | Saham |
| Post Resch Tallon Group Inc. | $884.114 | 55.675 | 6,31% | Saham |
| GEODE CAPITAL MANAGEMENT, LLC | $869.886 | 54.762 | 6,21% | Saham |
| Stratos Wealth Partners, LTD. | $774.552 | 48.775 | 5,53% | Saham |
| DIMENSIONAL FUND ADVISORS LP | $722.683 | 45.509 | 5,16% | Saham |
| Bahl & Gaynor LLC | $635.994 | 40.050 | 4,54% | Saham |
| Vantage Financial Partners, LLC | $635.275 | 44.270 | 4,54% | Saham |
| Vawter Financial, Ltd. | $577.905 | 36.392 | 4,13% | Saham |
| Appalachian Capital Management Ltd | $530.187 | 33.387 | 3,79% | Saham |
| WESBANCO BANK INC | $497.997 | 31.360 | 3,56% | Saham |
| BlackRock, Inc. | $463.600 | 29.194 | 3,31% | Saham |
| Founders Financial Alliance, LLC | $460.273 | 28.984 | 3,29% | Saham |
| VANGUARD FIDUCIARY TRUST CO | $460.059 | 28.971 | 3,29% | Saham |
| Koss-Olinger Consulting, LLC | $375.135 | 23.623 | 2,68% | Saham |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $286.840 | 18.063 | 2,05% | Saham |
| RAFFLES ASSOCIATES LP | $281.060 | 17.699 | 2,01% | Saham |
| LPL Financial LLC | $234.342 | 14.757 | 1,67% | Saham |
| NORTHERN TRUST CORP | $165.962 | 10.451 | 1,19% | Saham |
| MORGAN STANLEY | $143.413 | 9.031 | 1,02% | Saham |
| Institute for Wealth Management, LLC. | $134.520 | 8.471 | 0,96% | Saham |
| LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | $109.842 | 6.917 | 0,78% | Saham |
| OSAIC HOLDINGS, INC. | $50.426 | 3.175 | 0,36% | Saham |
| Russell Investments Group, Ltd. | $34.920 | 2.199 | 0,25% | Saham |
| Vanguard Global Advisers, LLC | $29.870 | 1.881 | 0,21% | Saham |
| UBS Group AG | $6.828 | 430 | 0,05% | Saham |
| JONES FINANCIAL COMPANIES LLLP | $6.540 | 400 | 0,05% | Saham |
| FMR LLC | $3.497 | 220 | 0,02% | Saham |
| SBI Securities Co., Ltd. | $3.160 | 199 | 0,02% | Saham |
| CWM, LLC | $3.042 | 200 | 0,02% | Saham |
| BARCLAYS PLC | $222 | 14 | 0,00% | Saham |
| WELLS FARGO & COMPANY/MN | $5 | 0 | 0,00% | Saham |
Orang dalam perusahaan 21 orang dalam · 10 pejabat · 12 direktur
| Orang Dalam | Peran | Aktivitas terakhir | Saham dimiliki | Beli 12m | Jual 12m | Bersih 12m |
|---|---|---|---|---|---|---|
| Scott A Everson | Chairman Pres and CEO | 27 Mei 2026 P | 143.162 | 1 | 0 | $33.040 |
| James W Everson | Chairman and CEO | 4 Feb. 2014 S | 260.641 | 0 | 0 | $0 |
| Randall M Greenwood | SR VP CFO and Treasurer | 27 Mei 2026 P | 85.214 | 1 | 0 | $15.438 |
| Matthew Fredrick Branstetter | Chief Operating Officer | 27 Mei 2026 P | 60.128 | 1 | 0 | $5.673 |
| Lisa Ann Basinger | Corporate Secretary | 30 Agu 2018 P | 14.005 | 0 | 0 | $0 |
| Elmer Kinsey Leeper | VP Chief Retial Officer | 11 Mei 2016 P | 26.267 | 0 | 0 | $0 |
| Michael A Lloyd | VP Chief Information Officer | 11 Mei 2016 P | 28.064 | 0 | 0 | $0 |
| James A Lodes | VP Lending | 13 Feb. 2009 P | 13.032 | 0 | 0 | $0 |
| Norman F Assenza JR | Vp Secretary | 4 Des. 2007 S | 13.737 | 0 | 0 | $0 |
| Alan M Hooker | EVP Chief Admin Officer | 23 Feb. 2006 P | 10.888 | 0 | 0 | $0 |
| Bethany E Schunn | Direktur | 28 Mei 2026 P | 20.457 | 1 | 0 | $17.543 |
| Jonathan Chase Clark | Direktur | 27 Mei 2026 P | 55.638 | 1 | 0 | $22.559 |
| Erin S Ball | Direktur | 27 Mei 2026 P | 17.812 | 1 | 0 | $9.436 |
| Gary W Glessner | Direktur | 27 Mei 2026 P | 108.002 | 1 | 0 | $52.658 |
| John M Hoopingarner | Direktur | 27 Mei 2026 P | 52.609 | 1 | 0 | $13.900 |
| Brian M Hendershot | Direktur | 22 Mei 2025 P | 31.204 | 0 | 0 | $0 |
| Richard L Riesbeck | Direktur | 12 Des. 2023 P | 22.038 | 0 | 0 | $0 |
| Terry A Mcghee | Direktur | 2 Des. 2016 P | 41.229 | 0 | 0 | $0 |
| Matthew C Thomas | Direktur | 22 Des. 2015 P | 74.408 | 0 | 0 | $0 |
| Michael J Arciello | Direktur | 5 Feb. 2009 P | 14.756 | 0 | 0 | $0 |
| L E Richardson JR | Direktur | 24 Mei 2007 S | 85.547 | 0 | 0 | $0 |
Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka
Kepemilikan ETF Dimiliki oleh 9 ETF
Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.
| Dana | Bobot | Unit | Per tanggal | Sumber |
|---|---|---|---|---|
| IWC · iShares Trust | 0,02% | 17.125 SH | 11 Sep. 2026 | Harian |
| DFSU · Dimensional ETF Trust | 0,00% | 808 NS | 31 Juli 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 807 NS | 31 Juli 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 3.298 NS | 31 Juli 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0,00% | 803 NS | 31 Juli 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 3.975 NS | 31 Juli 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 62.340 SH | 19 Agu 2026 | Harian |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 46.914 SH | 19 Agu 2026 | Harian |
| DXUV · Dimensional ETF Trust | 0,00% | 4 NS | 31 Juli 2026 | N-PORT |
UBCP Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan
peringkat · 7 analis
BELI
Target median
$20.00
+35,2%
2 28,6%
Beli Kuat
4 57,1%
Beli
1 14,3%
Tahan
0 0,0%
Jual
0 0,0%
Jual Kuat
Target Harga 12 Bulan
1 analis · 2026-09-30Target rata-rata $20.00 +35,2%
Rendah$20.00
Rata-rata$20.00
Tinggi$20.00
Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor
Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.
Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap
Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.
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Sumber: SEC 10-Q diajukan Agu 12, 2026