YRD Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03
Harga $0.96
Kapitalisasi Pasar $167M
P/E 3.1
EPS $0.31
Pendapatan $5.72B
Imbal Hasil Dividen 163.4%
ROE 0.58%
D/E Utang/Ekuitas 0.0
Rentang 52M $1–$7

YRD Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04
rentang
batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06
Pendapatan$5.72B
2016-12-31 → 2025-12-31
EPS$0.31
2016-12-31 → 2025-12-31
Arus Kas Bebas$678M
2016-12-31 → 2025-12-31
Margin bersih0.95%
2016-12-31 → 2025-12-31
Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik Tren 5 Tahun YRD rata-rata 5T Median Rekan Kesimpulan
P/E 3.1rata-rata 5T ≈2.7 ≈2.7 0.9 Terlalu mahal
P/S 0.0rata-rata 5T ≈0.1 ≈0.1 · ·
P/B 0.0rata-rata 5T ≈0.1 ≈0.1 · ·
EV / EBITDA 0.5 · · ·
Price / FCF (Harga / FCF) 0.2rata-rata 5T ≈1.0 ≈1.0 · ·
Price / Cash Flow (Harga / Arus Kas) 0.2rata-rata 5T ≈1.0 ≈1.0 · ·
EV / Revenue (EV / Pendapatan) -0.6 · · ·
EV / FCF -4.7 · · ·
Price / Tangible Book (Harga / Nilai Buku Berwujud) 0.0rata-rata 5T ≈0.1 ≈0.1 · ·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Dividen Yield, rasio pembayaran, riwayat dividen, CAGR 5 tahun

13
Imbal Hasil Dividen163.4%
Rasio Pembayaran Dividen500.9%
Pembayaran Tahunan≈$0.44Dibayar semesteran
Tanggal ex-dividenJumlahMata UangImbal Hasil
Apr 30, 2025$0,22USD≈6.4%
Sep 30, 2024$0,20USD≈3.5%
Apr 27, 2018$0,28USD≈5.1%
Sep 28, 2017$1,50USD≈3.5%

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14
Kejutan Rata-rata 131.3%
PeriodeLaporanEPS AktualEPS EstimasiKejutan
31 Maret 2026 Jun 10, 2026 $-5.58 — —
30 Juni 2025 $4.09 — —
31 Maret 2025 $2.80 — —
31 Maret 2020 $0.20 $1.68 -88.1%
31 Des. 2019 $4.34 $1.27 241.0%
31 Maret 2019 $4.34 $1.27 241.0%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15
Laporan Laba Rugi 16
Metrik Tren 202520242023202220212020201920182017201620152014
Revenue $5.72B$5.81B$4.90B$3.43B$4.48B$3.96B$8.62B$11.24B$11.53B$3.24B$1.31B$197M
R&D Expense $407M$412M$149M$152M$208M·······
SG&A Expense $322M$275M$231M$272M$298M$631M$741M$1.34B$1.32B$321M$137M$65M
Operating Expenses ·$4.16B$2.30B$1.96B$3.19B$4.67B$7.49B$10.47B$11.61B$2.15B$903M$224M
Operating Income $-5.94B$-4.16B$-2.30B$1.62B········
Interest Expense ··$13M$28M$31M·······
Interest Income ··$7M$4M$0$62M$73M$74M$115M·$846.0K·
Other Non-op $184M$215M$51M$31M$27M$15M$32M$26M$-32M$575.0K··
Pretax Income $-38M$1.86B$2.65B$1.50B$1.20B$-773M$1.40B$1.78B$188M$1.10B$404M$-28M
Income Tax $-97M$279M$565M$301M$170M$-81M$239M$194M$381M$-14M$129M$30.0K
Net Income $55M$1.58B$2.08B$1.19B$1.03B$-693M$1.16B$1.58B$-188M$1.12B$275M$-28M
EPS (Basic) $0.31$9.13$11.77$6.84$6.11$-3.84$6.24$8.58$-1.03$9.44$2.74$-0.28
EPS (Diluted) $0.31$9.06$11.64$6.81$6.06$-3.84$6.20$8.48$-1.03$9.39$2.74$-0.28
Shares (Basic) 173,575,410173,256,348176,749,706174,695,959169,029,826180,301,898185,219,586184,225,643182,438,985118,240,414100,652,055100,000,000
Shares (Diluted) 174,684,691174,711,569178,688,319175,391,332170,590,203180,301,898186,535,464186,270,515182,438,985118,937,082100,652,055100,000,000
EBITDA $-5.93B$1.84B$7M$26M$43M$92M$126M$39M$24M$11M$579.0K·
Neraca 20
Metrik Tren 202520242023202220212020201920182017201620152014
Cash & Equivalents $3.35B$3.84B$5.79B$4.27B$2.86B$2.47B$3.20B$2.61B$2.22B$968M$846M$1M
Other Current Assets ··········$1M$1M
PP&E (Net) $50M$79M$79M$77M$103M$147M$196M$266M$82M$36M$16M$551.0K
PP&E (Gross) $98M$134M$128M$120M$206M$396M$467M$523M$119M$50M$21M$829.0K
Accum. Depreciation $48M$55M$49M$43M$103M$248M$271M$257M$37M$14M$5M$278.0K
Goodwill $5M$5M$5M$5M········
Total Assets $13.45B$12.98B$10.28B$8.54B$7.74B$6.70B$9.64B$14.25B$7.52B$4.78B$2.19B$65M
Short-term Debt $9M···········
Deferred Tax $30M$41M$122M$80M$113M$39M$219M$487M$11M···
Total Liabilities $4.18B$3.44B$2.19B$2.51B$2.92B$2.92B$5.15B$14.62B$4.55B$2.64B$1.21B$29M
Long-term Debt ······$19M$192M····
Total Debt $9M···········
Common Stock $133.0K$132.0K$130.0K$129.0K$123.0K$121.0K$121.0K$77.0K$76.0K$75.0K$73.0K·
Paid-in Capital $5.24B$5.20B$5.17B$5.16B$5.10B$5.06B$5.04B$1.29B$1.12B$933M$792M$51M
Retained Earnings $4.21B$4.44B$2.99B$909M$-248M$-1.26B$-533M$-1.67B$1.84B$1.18B$185M$-15M
Treasury Stock $171M$170M$95M$47M$43M$40M$37M$254.0K····
AOCI $-3M$79M$24M$8M$12M$17M$22M$16M$11M$29M$101.0K$-249.0K
Stockholders' Equity $9.27B$9.54B$8.09B$6.03B$4.82B$3.78B$4.49B$-363M$-7.89B$-7.20B$977M$223M
Liabilities + Equity $13.45B$12.98B$10.28B$8.54B$7.74B$6.70B$9.64B$14.25B$7.52B$4.78B$2.19B$65M
Shares Outstanding 174,680,826172,605,774174,706,968178,577,768169,995,926167,965,710185,595,072123,128,842121,343,424119,512,300117,000,000100,000,000
Arus Kas 16
Metrik Tren 202520242023202220212020201920182017201620152014
D&A $13M$9M$7M$26M$43M$92M$126M$148M$141M$11M$4M$1M
Stock-based Comp $30M$17M$7M$22M$19M$14M$44M$120M$126M$17M··
Deferred Tax $-257M$-85M$53M$-110M$85M$-158M$-132M$669M$-353M$-261M$-176M·
Other Non-cash $863M$-99M$24M$716M$-1.02B$1.03B$-920M$-2.58B$1.59B$1.23B$44M·
Operating Cash Flow $704M$1.42B$2.17B$1.85B$158M$282M$274M$-3.96B$184M$2.11B$861M$-227M
CapEx $26M$9M$4M$882.0K$9M$14M$48M$141M$218M$30M$16M$4M
Investing Cash Flow $-1.58B$-3.11B$100M$53M$-347M$-1.80B$1.11B$3.30B$-1.17B$-1.42B$-283M·
Net Debt Issued ······$-174M·····
Stock Repurchased $223.0K$76M$48M$4M$3M$3M$37M$254.0K····
Net Stock Activity $-223.0K$-76M$-48M$-4M$-3M$-3M$-37M$-254.0K····
Dividends Paid $273M$122M·····$107M$605M···
Financing Cash Flow $663M$-277M$-569M$-489M$427M$955M$-1.15B$-788M$2.64B$135M$750M·
Net Change in Cash $-231M$-1.96B$1.70B$1.42B$238M$-562M$235M$-1.45B$1.64B$856M$1.33B$222.0K
Taxes Paid $264M$140M$165M$79M$63M$104M$178M$334M$302M$66M$99M·
Free Cash Flow $678M$1.41B$2.17B$1.85B$149M$268M$226M$-872M$2.65B$2.08B$58M·
Levered FCF ··$2.16B·········
Profitabilitas 7
Metrik Tren 202520242023202220212020201920182017201620152014
Operating Margin -103.9%31.5%··········
Net Margin 0.95%27.3%42.5%34.8%23.1%-17.5%13.4%17.2%24.8%34.5%21.0%·
Pretax Margin -0.66%32.1%54.0%43.5%26.9%-19.5%16.2%20.6%31.6%34.1%30.7%·
EBITDA Margin -103.6%31.7%0.15%0.77%0.97%2.3%1.5%0.70%0.43%0.33%0.28%·
ROA 0.41%13.6%22.1%14.7%14.3%-8.5%9.7%12.9%22.3%32.0%21.8%·
ROE 0.58%17.9%29.5%22.0%24.0%-16.8%56.0%-69.8%-64.8%71.6%23.4%·
ROIC 99.5%16.3%··········
Likuiditas & Solvabilitas 1
Metrik Tren 202520242023202220212020201920182017201620152014
Debt / Equity 0.0···········
Efisiensi 1
Metrik Tren 202520242023202220212020201920182017201620152014
Asset Turnover 0.40.50.50.40.60.50.70.70.90.91.0·
Per Saham 5
Metrik Tren 202520242023202220212020201920182017201620152014
Book Value / Share $53.08$55.28$46.28$33.77$28.36$22.49$24.19$41.59$24.48$17.91$1.29·
Revenue / Share $32.74$33.23$27.40$19.58$26.25$21.97$46.19$45.22$45.34$27.22··
Cash Flow / Share $4.03$8.15$12.15$10.54$0.93$1.56$1.47$-6.60$22.22$17.77··
Cash / Share $19.17$22.25$33.15$23.92$16.85$14.70$17.23$16.48$15.31$8.10$1.12·
EPS (TTM) $0.31$9.06$11.64$6.81$6.06$-3.84$6.20$8.48$-1.03$9.39$2.74·
Valuasi (TTM) 17
Metrik Tren 202520242023202220212020201920182017201620152014
Revenue TTM $5.72B$5.81B$4.90B$3.43B$4.48B$3.96B$8.62B$11.24B$11.53B$3.24B$1.31B·
Net Income TTM $55M$1.58B$2.08B$1.19B$1.03B$-693M$1.16B$1.58B$-188M$1.12B$275M·
Market Cap $646M$829M$545M$245M$486M$561M$1.03B$1.32B$5.34B$2.48B$1.11B·
Enterprise Value $-2.69B···········
P/E 11.90.50.30.20.5-0.90.91.3-42.72.23.5·
P/S 0.10.10.10.10.10.10.10.10.50.80.8·
P/B 0.10.10.10.00.10.10.20.31.81.27.3·
P / Tangible Book 0.10.10.10.00.10.1······
P / Cash Flow 0.90.60.30.13.12.03.8-1.62.01.218.4·
P / FCF 1.00.60.30.13.32.14.6-1.52.01.219.2·
EV / EBITDA 0.5···········
EV / FCF -4.0···········
EV / Revenue -0.5···········
Dividend Yield 42.3%14.8%·····8.1%11.3%···
Earnings Yield 8.4%188.7%373.1%497.3%211.7%-115.0%111.6%78.9%-2.3%45.3%28.9%·
Payout Ratio 500.9%7.7%·····11.0%44.1%···
Annual Payout $273M$122M·····$107M$605M···

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16
Metrik 2025-12-312024-12-312023-12-312022-12-312021-12-31
Pendapatan $5.72B $5.81B $4.90B $3.43B $4.48B
Margin Operasi % -103.9% 31.5% · · ·
Laba Bersih $55M $1.58B $2.08B $1.19B $1.03B
EPS Dilusian $0.31 $9.06 $11.64 $6.81 $6.06

Pemilik institusional (13F) 30 pengaju · $1.8M total · Per tanggal 30 Juni 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 30
Nilai yang dipegang $1.8M
Posisi baru 8
Posisi yang keluar 6
Aktivitas institusional — Q2 2026 vs kuartal sebelumnya
Posisi baru Posisi yang keluar Meningkat Menurun Perubahan bersih saham
8 (+5 vs Kuartal sebelumnya) 6 (-2 vs Kuartal sebelumnya) 8 (-1 vs Kuartal sebelumnya) 6 (-3 vs Kuartal sebelumnya) -224K

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi Nilai Saham % dari 13F yang dilacak Tipe
DIMENSIONAL FUND ADVISORS LP $871.820 1.030.385 48,47% Saham
RENAISSANCE TECHNOLOGIES LLC $225.131 269.392 12,52% Saham
MORGAN STANLEY $180.274 215.716 10,02% Saham
Atria Wealth Solutions, Inc. $90.750 15.000 5,05% Saham
TWO SIGMA ADVISERS, LP $78.070 21.100 4,34% Saham
WOLVERINE TRADING, LLC $75.953 12.680 4,22% Saham
AXA Investment Managers S.A. $68.563 11.562 3,81% Saham
Verdad Advisers, LP $51.794 61.977 2,88% Saham
Trexquant Investment LP $25.018 29.936 1,39% Saham
CITADEL ADVISORS LLC $23.985 28.700 1,33% Opsi beli
SmartHarvest Portfolios, LLC $20.492 24.521 1,14% Saham
AMERICAN CENTURY COMPANIES INC $20.137 24.096 1,12% Saham
SEI INVESTMENTS CO $17.732 21.218 0,99% Saham
SUSQUEHANNA INTERNATIONAL GROUP, LLP $13.440 16.000 0,75% Opsi beli
IMC-Chicago, LLC $12.466 14.917 0,69% Saham
XTX Topco Ltd $10.074 12.054 0,56% Saham
BNP PARIBAS FINANCIAL MARKETS $4.431 5.302 0,25% Saham
CITIGROUP INC $4.429 5.300 0,25% Saham
ROYAL BANK OF CANADA $1.000 1.217 0,06% Saham
GROUP ONE TRADING LLC $992 1.187 0,06% Saham
Lindbrook Capital, LLC $936 136 0,05% Saham
JPMORGAN CHASE & CO $457 415 0,03% Saham
UBS Group AG $321 384 0,02% Saham
BlackRock, Inc. $173 207 0,01% Saham
GSA CAPITAL PARTNERS LLP $84 100.741 0,00% Saham
ACADIAN ASSET MANAGEMENT LLC $40 49.590 0,00% Saham
HRT FINANCIAL LP $23 28.704 0,00% Saham
SBI Securities Co., Ltd. $13 15 0,00% Saham
RHUMBLINE ADVISERS $9 11 0,00% Saham
Virtu Financial LLC $9 10.544 0,00% Saham

Aktivis & pemilik 5%+ 2 saham

18

Investor yang mengajukan Jadwal 13D SEC — kepemilikan manfaat di atas 5% dengan niat untuk memengaruhi penerbit (kepemilikan aktivis, kampanye dewan, M&A). Setiap baris menunjukkan status terbaru yang diketahui dari posisi pengaju tersebut.

Pengaju Diajukan Kepemilikan Status Tujuan Pengajuan
Ning Tang, Great Service Holdings Limited ×5 pengajuan 8 Juni 2026 82,00% Amandemen · SEC
CreditEase Holdings (Cayman) Limited ×2 pengajuan 27 April 2023 · Pengajuan awal · SEC

Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.

Orang dalam perusahaan 1 orang dalam · 1 pejabat · 1 direktur

19
Orang Dalam Peran Aktivitas terakhir Saham dimiliki Beli 12m Jual 12m Bersih 12m
Ning Tang Executive Chairman and CEO 5 Juni 2026 J 143.421.412 0 0 $0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

YRD Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21
peringkat · 8 analis JUAL
0 0,0% Beli Kuat
0 0,0% Beli
2 25,0% Tahan
5 62,5% Jual
1 12,5% Jual Kuat

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker Kapitalisasi Pasar P/E Pendapatan YoY Margin Bersih ROE Margin Kotor
YRD $646M 11.9 · 0.95% 0.58% ·
XYF $1.31B 1.0 · 19.2% 19.8% ·
LX · 0.7 · 12.8% 14.8% 34.0%
JFIN · 0.8 · 24.7% 40.6% ·
VAI · · · · · ·
JF · -455.0 · -82.8% 4.9% 71.5%

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

Pilih metrik yang penting bagi Anda — klik + di sebelah baris mana pun di Fundamental Lengkap di atas.

Pilihan Anda disimpan dan mengikuti Anda di semua ticker.

Sumber: SEC 20-F diajukan Apr 29, 2026