FCNCN First Citizens BancShares, Inc. - Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E
FCNCN Consenso degli analisti
Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo
COMPRA21 analisti
Acquisto forte
314,3%
Compra
733,3%
Mantieni
1152,4%
Vendi
00,0%
Vendita forte
00,0%
Cronologia utili
EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili
Sorpresa media
3.4%
Periodo
EPS Actual
EPS Stimato
Sorpresa
30 Giugno 2026
$57.09
$41.75
15.3%
31 Marzo 2026
$44.86
$40.59
4.3%
31 Dicembre 2025
$45.81
$45.23
0.58%
30 Settembre 2025
$43.08
$43.23
-0.15%
30 Giugno 2025
$42.36
$40.49
1.9%
31 Marzo 2025
$37.79
$39.04
-1.3%
Confronto Peer (GICS sub-settore industriale)
Metriche chiave rispetto ai pari del settore
Ticker
Capitalizzazione di Mercato
P/E
Rev YoY
Margine Netto
ROE
Margine lordo
FCNCN
—
—
-2.2%
23.1%
9.9%
—
WFC
$288.23B
14.9
1.7%
25.5%
11.8%
—
C
—
16.7
5.6%
16.8%
6.8%
—
PNC
$81.40B
12.6
7.2%
30.3%
12.2%
—
USB
$85.38B
11.5
4.4%
26.4%
12.2%
—
FITB
—
—
—
—
—
—
FCNCA
—
—
—
—
—
—
KEY
$22.75B
13.6
62.6%
24.3%
9.2%
—
FRBT
—
—
—
—
—
—
FCBM
—
—
—
—
—
—
Fondamentali Completi
Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario
Conto Economico11
Dati annuali Conto Economico per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Revenue
$9.54B
$9.76B
$18.79B
$5.08B
Interest Expense
·
·
$3.68B
$467M
Interest Income
$11.78B
$12.35B
$10.39B
$3.41B
Pretax Income
$2.97B
$3.59B
$12.08B
$1.36B
Income Tax
$765M
$815M
$611M
$264M
Net Income
$2.21B
$2.78B
$11.47B
$1.10B
EPS (Basic)
$165.24
$189.42
$785.14
$67.47
EPS (Diluted)
$165.24
$189.41
$784.51
$67.40
Shares (Basic)
13,002,455
14,341,872
14,527,902
15,531,924
Shares (Diluted)
13,002,455
14,342,655
14,539,613
15,549,944
EBITDA
$314M
$276M
$225M
$142M
Stato Patrimoniale13
Dati annuali Stato Patrimoniale per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Goodwill
$346M
$346M
$346M
$346M
Intangibles
$195M
$249M
$312M
$140M
Total Assets
$229.70B
$223.72B
$213.76B
$109.30B
Short-term Debt
$224M
$367M
$485M
$2.19B
Deferred Tax
·
$3.53B
$3.58B
$286M
Total Liabilities
$207.46B
$201.49B
$192.50B
$99.64B
Long-term Debt
$35.78B
$36.68B
$37.17B
$4.46B
Total Debt
$224M
$367M
$485M
$2.19B
Paid-in Capital
$0
$2.42B
$4.11B
$4.11B
Retained Earnings
$20.77B
$19.36B
$16.74B
$5.39B
AOCI
$83M
$-445M
$-491M
$-735M
Stockholders' Equity
$22.24B
$22.23B
$21.25B
$9.66B
Liabilities + Equity
$229.70B
$223.72B
$213.76B
$109.30B
Flusso di cassa18
Dati annuali Flusso di cassa per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
D&A
$314M
$276M
$225M
$142M
Stock-based Comp
$0
$0
$5M
$19M
Deferred Tax
$-111M
$6M
$-165M
$206M
Amort. of Intangibles
$54M
$63M
$57M
$23M
Other Non-cash
$514M
$-71M
$-8.87B
$1.33B
Operating Cash Flow
$2.92B
$2.99B
$2.66B
$2.79B
CapEx
$710M
$429M
$405M
$155M
Investing Cash Flow
$-5.61B
$-10.15B
$2.43B
$75M
Debt Issued
$1.84B
$0
$9.99B
$3.85B
Net Debt Issued
$-1.01B
$-450M
$-3.13B
$-1.25B
Stock Repurchased
$3.03B
$1.65B
$0
$1.24B
Net Stock Activity
$-3.03B
$-1.65B
$0
$-1.24B
Dividends Paid
$161M
$158M
$117M
$83M
Financing Cash Flow
$2.67B
$7.07B
$-4.70B
$-2.69B
Net Change in Cash
$-13M
$-94M
$390M
$180M
Taxes Paid
$315M
$763M
$514M
$-551M
Free Cash Flow
$2.21B
$2.56B
$2.25B
$2.64B
Levered FCF
·
·
$-1.24B
$2.26B
Redditività5
Dati annuali Redditività per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Net Margin
23.1%
28.5%
61.0%
21.6%
Pretax Margin
31.1%
36.8%
64.3%
26.8%
EBITDA Margin
3.3%
2.8%
1.2%
2.8%
ROA
0.97%
1.3%
7.1%
1.3%
ROE
9.9%
12.3%
55.1%
11.3%
Liquidità e Solvibilità1
Dati annuali Liquidità e Solvibilità per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Debt / Equity
0.0
0.0
0.0
0.2
Efficienza1
Dati annuali Efficienza per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Asset Turnover
0.0
0.0
0.1
0.1
Per Azione4
Dati annuali Per Azione per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Revenue / Share
$733.78
$680.35
$1292.13
$326.82
Cash Flow / Share
$224.80
$208.33
$182.95
$179.49
Dividend / Share
$8
$7
$4
$2
EPS (TTM)
$165.24
$189.41
$784.51
$67.40
Tassi di Crescita9
Dati annuali Tassi di Crescita per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Revenue YoY
-2.2%
-48.1%
269.7%
·
Revenue CAGR 3Y
23.4%
·
·
·
EPS YoY
-12.8%
-75.9%
1064.0%
25.1%
EPS CAGR 3Y
34.8%
52.0%
154.7%
·
EPS CAGR 5Y
28.3%
·
·
·
Net Income YoY
-20.6%
-75.8%
944.3%
100.7%
Net Income CAGR 3Y
26.2%
71.9%
185.6%
·
Net Income CAGR 5Y
35.0%
·
·
·
Dividend CAGR 5Y
39.9%
·
·
·
Valutazione (TTM)4
Dati annuali Valutazione (TTM) per FCNCN
Metrica
Tendenza
2025
2024
2023
2022
Revenue TTM
$9.54B
$9.76B
$18.79B
$5.08B
Net Income TTM
$2.21B
$2.78B
$11.47B
$1.10B
Payout Ratio
7.3%
5.7%
1.0%
7.6%
Annual Payout
$161M
$158M
$117M
$83M
Conto Economico12
Dati trimestrali Conto Economico per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Revenue
$2.44B
$2.43B
$2.37B
$2.30B
$2.41B
$2.45B
$2.46B
$2.44B
·
·
·
·
·
·
·
·
Operating Expenses
·
·
·
·
·
·
·
·
·
·
·
·
·
$760M
$745M
$810M
Interest Expense
·
·
·
·
·
·
·
$1.27B
·
$1.12B
$992M
$361M
·
$111M
$57M
$61M
Interest Income
$2.94B
$3.00B
$2.94B
$2.90B
$3.00B
$3.14B
$3.13B
$3.08B
$3.12B
$3.11B
$2.95B
$1.21B
$1.04B
$906M
$757M
$710M
Pretax Income
$811M
$751M
$758M
$651M
$736M
$873M
$979M
$1.00B
$713M
$997M
$896M
$9.47B
$392M
$408M
$337M
$225M
Income Tax
$231M
$183M
$183M
$168M
$36M
$234M
$272M
$273M
$199M
$245M
$214M
$-47M
$135M
$93M
$82M
$-46M
Net Income
$580M
$568M
$575M
$483M
$700M
$639M
$707M
$731M
$514M
$752M
$682M
$9.52B
$257M
$315M
$255M
$271M
EPS (Basic)
$45.33
$43.08
$42.36
$34.47
$49.19
$43.42
$47.54
$49.27
$34.31
$50.71
$45.90
$654.22
$16.63
$19.27
$14.87
$16.70
EPS (Diluted)
$45.33
$43.08
$42.36
$34.47
$49.19
$43.42
$47.54
$49.26
$34.33
$50.67
$45.87
$653.64
$16.59
$19.25
$14.86
$16.70
Shares (Basic)
-26,659,341
12,849,339
13,237,226
13,575,231
-29,101,903
14,375,974
14,534,499
14,533,302
-29,055,235
14,528,310
14,528,134
14,526,693
-31,982,818
15,711,976
16,023,613
15,779,153
Shares (Diluted)
-26,659,341
12,849,339
13,237,226
13,575,231
-29,104,260
14,375,974
14,534,499
14,536,442
-29,077,167
14,539,133
14,537,938
14,539,709
-31,992,292
15,727,993
16,035,090
15,779,153
EBITDA
·
·
·
$93M
·
·
·
$-12M
·
·
·
$124M
·
·
·
$126M
Stato Patrimoniale13
Dati trimestrali Stato Patrimoniale per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Goodwill
$346M
$346M
$346M
$346M
$346M
$346M
$346M
$346M
·
$346M
$346M
$346M
·
$346M
$346M
$346M
Intangibles
$195M
$208M
$221M
$234M
$249M
$265M
$280M
$295M
·
$329M
$347M
$364M
·
$145M
$150M
$156M
Total Assets
$229.70B
$233.49B
$229.65B
$228.82B
$223.72B
$220.57B
$219.83B
$217.84B
·
$213.76B
$209.50B
$214.66B
·
$109.31B
$107.67B
$108.60B
Short-term Debt
$224M
$423M
$471M
$450M
$367M
$391M
$386M
$395M
·
$453M
$454M
$1.01B
·
$3.13B
·
$616M
Deferred Tax
·
·
·
·
·
$3.56B
$3.34B
$3.54B
·
$3.63B
$3.15B
$3.55B
·
$173M
$177M
$160M
Total Liabilities
$207.46B
$211.50B
$207.36B
$206.53B
$201.49B
$197.74B
$197.34B
$195.99B
·
$193.38B
$189.73B
$195.44B
·
$99.48B
$97.03B
$98.03B
Long-term Debt
$35.78B
$38.25B
$37.64B
$37.96B
$36.68B
$36.77B
$37.07B
$37.15B
·
$37.26B
$39.69B
$45.09B
·
$5.21B
·
·
Total Debt
·
$423M
$471M
$450M
·
$391M
$386M
$395M
·
$453M
$454M
$1.01B
·
$3.13B
·
$616M
Paid-in Capital
$0
$270M
$1.18B
$1.80B
$2.42B
$3.39B
$4.10B
$4.10B
·
$4.11B
$4.11B
$4.10B
·
$4.51B
$5.34B
$5.34B
Retained Earnings
$20.77B
$20.87B
$20.34B
$19.80B
$19.36B
$18.70B
$18.10B
$17.43B
·
$16.27B
$15.54B
$14.88B
·
$5.16B
$4.87B
$4.63B
AOCI
$83M
$-44M
$-114M
$-199M
$-445M
$-159M
$-610M
$-582M
·
$-880M
$-772M
$-669M
·
$-729M
$-465M
$-305M
Stockholders' Equity
$22.24B
$21.99B
$22.30B
$22.30B
$22.23B
$22.83B
$22.49B
$21.85B
$21.25B
$20.39B
$19.77B
$19.22B
$9.66B
$9.83B
$10.64B
$10.57B
Liabilities + Equity
$229.70B
$233.49B
$229.65B
$228.82B
$223.72B
$220.57B
$219.83B
$217.84B
·
$213.76B
$209.50B
$214.66B
·
$109.31B
$107.67B
$108.60B
Flusso di cassa18
Dati trimestrali Flusso di cassa per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
D&A
$30M
$91M
$100M
$93M
$240M
$42M
$6M
$-12M
$237M
$-102M
$-34M
$124M
$-257M
$128M
$137M
$114M
Stock-based Comp
·
·
·
·
$0
$0
$0
$0
$1M
$1M
$2M
$1M
$2M
$3M
$2M
$12M
Deferred Tax
$-7M
$-30M
$-34M
$-40M
$133M
$56M
$-184M
$1M
$-275M
$514M
$-335M
$-69M
$126M
$66M
$75M
$-61M
Amort. of Intangibles
$13M
$13M
$13M
$15M
$16M
$15M
$15M
$17M
$17M
$17M
$18M
$5M
$6M
$5M
$6M
$6M
Other Non-cash
·
·
·
$-438M
·
·
·
$-259M
·
·
·
$-9.94B
·
·
·
$52M
Operating Cash Flow
$1.05B
$916M
$859M
$98M
$1.12B
$991M
$417M
$461M
$901M
$1.21B
$916M
$-362M
$1.05B
$494M
$831M
$577M
CapEx
$243M
$238M
$126M
$103M
$128M
$106M
$101M
$94M
$208M
$69M
$84M
$44M
$74M
$42M
$-202M
$15M
Investing Cash Flow
$3.63B
$-3.80B
$-562M
$-4.88B
$-3.74B
$-301M
$-1.82B
$-4.29B
$-358M
$-3.75B
$3.91B
$2.63B
$-730M
$-1.88B
$310M
$2.19B
Debt Issued
$-1M
$597M
$0
$1.24B
$0
$0
$0
$0
$1M
$0
$3.49B
$6.50B
$601M
$1.60B
$1.65B
$1M
Net Debt Issued
·
·
·
$1.24B
·
·
·
$-31M
·
·
·
$5.48B
·
·
·
$-3.03B
Stock Repurchased
$900M
$896M
$613M
$618M
$948M
$700M
$0
$0
$0
·
·
·
$448M
·
·
·
Net Stock Activity
·
·
·
$-618M
·
·
·
·
·
·
·
·
·
·
·
·
Dividends Paid
$40M
$39M
$40M
$42M
$42M
$38M
$39M
$39M
$39M
$26M
$26M
$26M
$25M
$20M
$24M
$14M
Financing Cash Flow
$-4.75B
$2.87B
$-220M
$4.78B
$2.58B
$-592M
$1.47B
$3.62B
$-426M
$2.42B
$-5.51B
$-1.19B
$-287M
$1.28B
$-1.08B
$-2.59B
Net Change in Cash
$-73M
$-15M
$77M
$-2M
$-48M
$98M
$66M
$-210M
$117M
$-125M
$-682M
$1.08B
$37M
$-102M
$60M
$185M
Taxes Paid
$26M
$118M
$131M
$40M
$9M
$51M
$650M
$53M
$85M
$2M
$427M
$0
$-539M
$-10M
$-1M
$-1M
Free Cash Flow
·
·
·
$-5M
·
·
·
$367M
·
·
·
$-406M
·
·
·
$159M
Levered FCF
·
·
·
·
·
·
·
$-555M
·
·
·
$-769M
·
·
·
$86M
Redditività5
Dati trimestrali Redditività per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Net Margin
·
23.4%
24.2%
21.0%
·
26.1%
28.7%
29.9%
·
28.9%
26.0%
85.7%
·
25.7%
22.7%
18.1%
Pretax Margin
·
30.9%
31.9%
28.3%
·
35.7%
39.8%
41.1%
·
38.3%
34.2%
85.3%
·
33.2%
30.0%
15.0%
EBITDA Margin
·
·
·
4.0%
·
·
·
-0.49%
·
·
·
1.1%
·
·
·
8.4%
ROA
·
0.25%
0.26%
0.22%
·
0.29%
0.33%
0.34%
·
0.47%
0.43%
5.9%
·
0.38%
0.31%
0.33%
ROE
·
2.5%
2.6%
2.2%
·
3.0%
3.4%
3.6%
·
5.0%
4.5%
63.9%
·
4.4%
3.4%
3.6%
Liquidità e Solvibilità1
Dati trimestrali Liquidità e Solvibilità per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Debt / Equity
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.1
·
0.3
·
0.1
Efficienza1
Dati trimestrali Efficienza per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Asset Turnover
·
0.0
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.1
·
0.0
0.0
0.0
Per Azione4
Dati trimestrali Per Azione per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Revenue / Share
·
$189.35
$179.27
$169.28
·
$170.15
$169.25
$168.13
·
$179.17
$180.15
$764.05
·
$78.08
$70.10
$95.00
Cash Flow / Share
·
·
·
$7.22
·
·
·
$31.71
·
·
·
$-24.90
·
·
·
$25.35
Dividend / Share
$2
$2
$2
$2
$2
$2
$2
$2
$2
$1
$1
$1
$1
$0
$0
$0
EPS (TTM)
·
$163.33
$167.79
$174.69
·
$190.89
$193.34
$799.44
·
$769.43
$733.62
$704.45
·
$62.98
$58.82
$58.49
Valutazione (TTM)3
Dati trimestrali Valutazione (TTM) per FCNCN
Metrica
Tendenza
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q4 2023
Q3 2023
Q2 2023
Q1 2023
Q4 2022
Q3 2022
Q2 2022
Q1 2022
Revenue TTM
·
$9.55B
$9.58B
$9.65B
·
·
·
·
·
·
·
·
·
·
·
·
Net Income TTM
·
$2.27B
$2.40B
$2.56B
·
$2.83B
$2.87B
$11.68B
·
$11.27B
$10.77B
$10.36B
·
$965M
$803M
$695M
Payout Ratio
·
·
·
8.7%
·
·
·
5.3%
·
·
·
0.27%
·
·
·
5.2%
Bilanci
Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni
Conto Economico
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Ricavi
$9.54B
$9.76B
$18.79B
$5.08B
—
Utile netto
$2.21B
$2.78B
$11.47B
$1.10B
$547M
EPS Diluito
$165.24
$189.41
$784.51
$67.40
$53.88
Stato Patrimoniale
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Debito / Patrimonio Netto
0.0
0.0
0.0
0.2
—
Flusso di cassa
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Flusso di cassa libero
$2.21B
$2.56B
$2.25B
$2.64B
$-391M
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Proprietari istituzionali (13F)
1 filer · $230K totale · Aggiornato al 30 Giugno 2026
Istituzioni che segnalano il possesso di questo titolo nel loro Modulo SEC 13F trimestrale. Solo posizioni lunghe; un singolo depositante può apparire due volte per diverse gambe di opzioni. Grandi posizioni put/call contrapposte riflettono tipicamente market-making o inventario coperto, non convinzione direzionale.
Investitori che hanno depositato SEC Schedule 13D — proprietà effettiva superiore al 5% con l'intento di influenzare l'emittente (partecipazioni attiviste, campagne per il consiglio di amministrazione, M&A). Ogni riga mostra lo stato più recente noto della posizione di quel depositante.
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Proprietà ETF
Posseduti da 4 ETF
Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.