FICO Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

Prezzo

$1186.33

Capitalizzazione di Mercato

$35.56B

P/E (TTM)

56.4

EPS (TTM)

$26.54

Ricavi (TTM)

$1.99B

Rendimento div.

—

ROE

-45.4%

D/E Debito/Patrimonio

-1.8

Intervallo 52 sett.

$870 – $1998

FICO Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Ricavi e Utile Netto $1.99B

2016-09-30 → 2025-09-30

EPS $26.54

2016-09-30 → 2025-09-30

Flusso di cassa libero $770M

2016-09-30 → 2025-09-30

Margini 32.8%

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica

Tendenza 5 anni

FICO

Mediana dei peer

P/E (TTM)

56.4

33.3

P/S (TTM)

17.9

7.7

P/B

-20.4

6.0

EV / EBITDA

41.0

—

Price / FCF (Prezzo / FCF)

46.2

—

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica

Tendenza 5 anni

FICO

Mediana dei peer

Operating Margin (Margine Operativo)

46.5%

—

Net Profit Margin (Margine di Profitto Netto)

32.8%

23.6%

ROA

36.4%

9.3%

ROE

-45.4%

15.6%

ROIC

57.4%

—

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica

Tendenza 5 anni

FICO

Mediana dei peer

Debt / Equity (Debito / Patrimonio Netto)

-1.8

26.3

Current Ratio (Rapporto corrente)

0.8

1.1

Quick Ratio

0.8

—

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica

Tendenza 5 anni

FICO

Mediana dei peer

Revenue YoY (Ricavi YoY)

15.9%

—

Revenue CAGR 3Y (CAGR Ricavi 3Y)

13.1%

—

Revenue CAGR 5Y (CAGR Ricavi 5Y)

9.0%

—

EPS YoY

29.8%

—

Net Income YoY (Utile Netto YoY)

27.1%

—

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica

Tendenza 5 anni

FICO

Mediana dei peer

EPS (Diluted) (EPS (Diluito))

$26.54

—

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica

Tendenza 5 anni

FICO

Mediana dei peer

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

Dividend Yield

—

Rapporto di Distribuzione Utili

—

CAGR Dividendi 5Y

—

Data ex-dividendo	Importo
01 Marzo 2017	$0,0200
30 Novembre 2016	$0,0200
12 Settembre 2016	$0,0200
23 Maggio 2016	$0,0200
07 Marzo 2016	$0,0200
30 Novembre 2015	$0,0200
14 Settembre 2015	$0,0200
22 Maggio 2015	$0,0200
05 Marzo 2015	$0,0200
01 Dicembre 2014	$0,0200
08 Settembre 2014	$0,0200
23 Maggio 2014	$0,0200
20 Febbraio 2014	$0,0200
02 Dicembre 2013	$0,0200
05 Settembre 2013	$0,0200
23 Maggio 2013	$0,0200
21 Febbraio 2013	$0,0200
03 Dicembre 2012	$0,0200
06 Settembre 2012	$0,0200
10 Maggio 2012	$0,0200

FICO Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

COMPRA 29 analisti

Acquisto forte 6 20,7%
Compra 15 51,7%
Mantieni 7 24,1%
Vendi 1 3,4%
Vendita forte 0 0,0%

Target Price a 12 Mesi

20 analisti · 2026-05-17

Mediana $1549.50

Ora $1186.33

Basso $707.00

Alto $2400.00

Target mediano $1549.50 +30,6%

Target medio $1560.02 +31,5%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Sorpresa media

0.52%

Periodo	EPS Actual	EPS Stimato	Sorpresa
31 Marzo 2026	$12.50	$11.20	1.3%
31 Dicembre 2025	$7.33	$7.20	0.13%
30 Settembre 2025	$7.74	$7.49	0.25%
30 Giugno 2025	$8.57	$7.85	0.72%
31 Marzo 2025	$7.81	$7.59	0.22%

Confronto tra pari Metriche chiave rispetto ai pari del settore

Ticker	Capitalizzazione di Mercato	P/E	Rev YoY	Margine Netto	ROE	Margine lordo
FICO	$35.56B	56.4	15.9%	32.8%	-45.4%	—
MSTR	—	-10.0	3.0%	-806.3%	-8.4%	68.7%
ADSK	$53.90B	48.6	17.5%	15.6%	39.0%	91.0%
ROP	$47.45B	31.3	12.3%	19.4%	7.8%	69.2%
WDAY	$45.51B	67.8	13.1%	7.3%	8.2%	—
ZM	—	14.9	4.4%	39.0%	20.3%	77.0%
CRCL	—	-180.2	63.9%	-2.5%	-2.4%	—
IOT	$16.29B	-1402.5	29.6%	-0.56%	-0.69%	76.7%
PTC	$24.27B	33.4	19.2%	26.8%	20.3%	83.8%
AUR	—	—	—	—	—	—
PLTR	$425.03B	282.1	56.2%	36.3%	26.2%	82.4%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Conto Economico 16

Dati annuali Conto Economico per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$1.99B	$1.72B	$1.51B	$1.38B	$1.32B	$1.29B	$1.16B	$1.03B	$932M	$881M	$839M	$789M
Cost of Revenue	$354M	$348M	$311M	$302M	$332M	$361M	$337M	$313M	$288M	$265M	$271M	$249M
R&D Expense	$188M	$172M	$160M	$147M	$171M	$166M	$149M	$128M	$111M	$104M	$99M	$83M
SG&A Expense	$513M	$463M	$401M	$384M	$396M	$421M	$414M	$377M	$337M	$329M	$300M	$278M
Operating Expenses	$1.07B	$984M	$871M	$835M	$811M	$999M	$907M	$825M	$753M	$712M	$701M	$627M
Operating Income	$925M	$734M	$643M	$542M	$505M	$296M	$254M	$175M	$182M	$170M	$138M	$162M
Interest Expense	·	$106M	$96M	$69M	$40M	$42M	$40M	$31M	$26M	$27M	$29M	$29M
Other Non-op	$11M	$14M	$6M	$-2M	$8M	$3M	$2M	$13M	$-86.0K	$2M	$883.0K	$-187.0K
Pretax Income	$803M	$642M	$554M	$471M	$473M	$257M	$216M	$157M	$156M	$145M	$109M	$133M
Income Tax	$151M	$129M	$124M	$98M	$81M	$21M	$24M	$30M	$23M	$35M	$23M	$38M
Net Income	$652M	$513M	$429M	$374M	$392M	$236M	$192M	$126M	$133M	$109M	$87M	$95M
EPS (Basic)	$26.90	$20.78	$17.18	$14.34	$13.65	$8.13	$6.63	$4.26	$4.32	$3.52	$2.75	$2.80
EPS (Diluted)	$26.54	$20.45	$16.93	$14.18	$13.40	$7.90	$6.34	$4.06	$4.14	$3.39	$2.65	$2.72
Shares (Basic)	24,239,000	24,676,000	24,986,000	26,042,000	28,734,000	29,067,000	28,980,000	29,711,000	30,862,000	31,129,000	31,402,000	33,870,000
Shares (Diluted)	24,561,000	25,079,000	25,367,000	26,347,000	29,260,000	29,932,000	30,294,000	31,180,000	32,245,000	32,308,000	32,609,000	34,864,000
EBITDA	$940M	$747M	$657M	$563M	$531M	$326M	$285M	$237M	$213M	$201M	$171M	$194M

Stato Patrimoniale 25

Dati annuali Stato Patrimoniale per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Cash & Equivalents	$134M	$151M	$137M	$133M	$195M	$157M	$106M	$90M	$106M	$76M	$86M	$105M
Receivables	$529M	$427M	$388M	$322M	$312M	$334M	$297M	$267M	$169M	$168M	$159M	$155M
Prepaid Expense	$42M	$40M	$32M	$29M	$44M	$43M	$52M	$40M	$37M	$24M	$42M	$28M
Current Assets	$705M	$617M	$556M	$485M	$551M	$534M	$456M	$396M	$311M	$268M	$287M	$289M
PP&E (Net)	$68M	$38M	$11M	$18M	$28M	$46M	$53M	$49M	$41M	$45M	$38M	$37M
PP&E (Gross)	·	·	·	·	·	·	$172M	$156M	$135M	$127M	$110M	$165M
Accum. Depreciation	$46M	$77M	$88M	$95M	$97M	$115M	$119M	$107M	$95M	$82M	$72M	$128M
Goodwill	$783M	$783M	$773M	$761M	$788M	$812M	$804M	$801M	$804M	$798M	$815M	$780M
Intangibles	·	$0	$917.0K	$2M	$4M	$9M	$14M	$15M	$21M	$34M	$47M	$48M
Other Non-current Assets	$113M	$118M	$116M	$103M	$96M	$105M	$79M	$36M	$6M	$6M	$8M	$6M
Total Assets	$1.87B	$1.72B	$1.58B	$1.44B	$1.57B	$1.61B	$1.43B	$1.33B	$1.26B	$1.22B	$1.23B	$1.19B
Accounts Payable	$32M	$22M	$19M	$17M	$21M	$23M	$23M	$20M	$20M	$23M	$20M	$22M
Accrued Liabilities	$115M	$80M	$59M	$66M	$80M	$63M	$32M	$31M	$32M	$28M	$31M	$36M
Current Liabilities	$849M	$380M	$368M	$331M	$559M	$415M	$491M	$474M	$327M	$246M	$244M	$341M
Capital Leases	$19M	$22M	$24M	$39M	$54M	$73M	·	·	·	·	·	·
Other Non-current Liabilities	$89M	$84M	$60M	$50M	$57M	$48M	$46M	·	·	·	·	·
Total Liabilities	$3.61B	$2.68B	$2.26B	$2.24B	$1.68B	$1.28B	$1.14B	$1.04B	$829M	$774M	$793M	$738M
Long-term Debt	$3.06B	$2.21B	$1.81B	$1.82B	$1.01B	$739M	$607M	$529M	$463M	$494M	$516M	$376M
Total Debt	$3.06B	$2.19B	$1.81B	$1.82B	$1.01B	$739M	$607M	$529M	$463M	$494M	·	·
Retained Earnings	$4.55B	$3.90B	$3.39B	$2.96B	$2.59B	$2.19B	$1.96B	$1.76B	$1.60B	$1.47B	$1.37B	$1.28B
Treasury Stock	$7.54B	$6.14B	$5.32B	$4.94B	$3.86B	$3.00B	$2.80B	$2.61B	$2.30B	$2.14B	$2.03B	$1.94B
AOCI	$-92M	$-92M	$-102M	$-125M	$-76M	$-83M	$-90M	$-76M	$-66M	$-77M	$-51M	$-23M
Stockholders' Equity	$-1.75B	$-963M	$-688M	$-802M	$-111M	$331M	$290M	$287M	$466M	$481M	$437M	$455M
Liabilities + Equity	$1.87B	$1.72B	$1.58B	$1.44B	$1.57B	$1.61B	$1.43B	$1.33B	$1.26B	$1.22B	$1.23B	$1.19B
Shares Outstanding	23,764,000	24,392,000	24,770,000	25,154,000	27,568,000	29,096,000	28,944,000	29,015,000	30,243,000	30,935,000	31,290,000	32,047,000

Flusso di cassa 17

Dati annuali Flusso di cassa per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
D&A	$15M	$14M	$15M	$20M	$26M	$30M	$32M	$30M	$36M	$32M	$34M	$33M
Stock-based Comp	$157M	$149M	$124M	$115M	$112M	$94M	$83M	$75M	$61M	$56M	$45M	$36M
Deferred Tax	$-32M	$-27M	$-47M	$8M	$-6M	$-9M	$8M	$11M	$-6M	$-26M	$-6M	$-16M
Amort. of Intangibles	$0	$917.0K	$1M	$2M	$3M	$5M	$6M	$7M	$13M	$14M	$14M	$12M
Restructuring	$11M	$0	$0	$0	$8M	$12M	$0	$0	$4M	$0	$18M	$4M
Other Non-cash	$-12M	$-16M	$-52M	$-8M	$-100M	$13M	$-54M	$-50M	$6M	$15M	$-27M	$27M
Operating Cash Flow	$779M	$633M	$469M	$509M	$424M	$365M	$260M	$223M	$226M	$210M	$147M	$175M
CapEx	$9M	$9M	$4M	$6M	$8M	$22M	$24M	$31M	$20M	$22M	$25M	$13M
Investing Cash Flow	$-44M	$-28M	$-16M	$-6M	$138M	$-25M	$-43M	$-14M	$-21M	·	·	·
Stock Repurchased	$1.41B	$822M	$406M	$1.10B	$874M	$235M	$229M	$343M	$188M	$138M	$131M	$217M
Net Stock Activity	$-1.41B	$-822M	$-406M	$-1.10B	$-874M	$-235M	$-229M	$-343M	$-188M	$-138M	$-131M	$-217M
Dividends Paid	·	·	·	·	·	·	$0	$0	$1M	$2M	$3M	$3M
Financing Cash Flow	$-750M	$-593M	$-455M	$-547M	$-524M	$-289M	$-200M	$-219M	$-181M	·	·	·
Net Change in Cash	$-17M	$14M	$4M	$-62M	$38M	$51M	$16M	$-16M	$30M	$-10M	$-19M	$22M
Taxes Paid	$162M	$134M	$153M	$65M	$71M	$10M	$19M	$13M	$31M	$11M	$34M	$22M
Free Cash Flow	$770M	$624M	$465M	$503M	$416M	$343M	$236M	$192M	$206M	$163M	$108M	$162M
Levered FCF	·	$540M	$391M	$449M	$383M	$304M	$201M	$168M	$184M	$143M	$85M	$142M

Redditività 7

Dati annuali Redditività per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Operating Margin	46.5%	42.7%	42.5%	39.4%	38.4%	·	·	20.0%	19.0%	19.2%	16.4%	20.5%
Net Margin	32.8%	29.9%	28.4%	27.1%	29.8%	·	·	13.8%	13.8%	12.4%	10.3%	12.0%
Pretax Margin	40.3%	37.4%	36.6%	34.2%	35.9%	·	·	18.2%	16.2%	16.4%	13.0%	16.9%
EBITDA Margin	47.2%	43.5%	43.4%	40.9%	40.3%	·	·	22.9%	22.9%	22.8%	20.4%	24.6%
ROA	36.4%	31.1%	28.5%	24.8%	24.7%	15.6%	13.9%	11.3%	10.4%	8.9%	7.1%	8.1%
ROE	-45.4%	-57.2%	-61.7%	-45.3%	5643.1%	81.8%	68.8%	47.5%	28.2%	24.8%	19.4%	19.3%
ROIC	57.4%	47.6%	44.4%	42.1%	46.6%	25.4%	25.1%	19.7%	16.9%	13.7%	24.9%	25.4%

Liquidità e Solvibilità 5

Dati annuali Liquidità e Solvibilità per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Current Ratio	0.8	1.6	1.5	1.5	1.0	1.3	0.9	0.8	1.0	1.1	1.2	0.8
Quick Ratio	0.8	1.5	1.4	1.4	0.9	1.2	0.8	0.7	0.8	1.0	1.0	0.8
Debt / Equity	-1.8	-2.3	-2.6	-2.3	-9.1	2.2	2.1	2.0	1.1	1.1	·	·
LT Debt / Equity	-1.5	-2.3	-2.6	-2.3	-9.1	2.2	2.1	2.0	1.1	1.1	·	·
Interest Coverage	·	6.9	6.7	7.9	12.6	7.0	6.4	6.6	6.9	6.4	4.7	5.7

Efficienza 2

Dati annuali Efficienza per FICO
Metrica	Tendenza	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Asset Turnover		1.1	1.0	1.0	0.9	0.8	·	·	0.8	0.8	0.7	0.7	0.7
Receivables Turnover		4.2	4.2	4.3	4.3	4.1	·	·	5.5	5.5	5.4	5.3	5.3

Per Azione 5

Dati annuali Per Azione per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Book Value / Share	$-73.46	$-39.47	$-27.78	$-31.88	$-4.02	$11.38	$10.01	$9.09	$14.10	$14.44	$13.97	$14.19
Revenue / Share	$81.06	$68.48	$59.67	$52.27	$44.99	·	·	$33.11	$28.91	$27.28	$25.72	$22.63
Cash Flow / Share	$31.71	$25.24	$18.49	$19.34	$14.48	$12.19	$8.59	$7.15	$7.00	$5.73	$4.08	$5.02
Cash / Share	$5.64	$6.18	$5.52	$5.30	$7.09	$5.41	$3.68	$3.10	$3.49	$2.45	$2.75	$3.28
EPS (TTM)	$26.54	$20.45	$16.93	$14.18	$13.40	$7.90	$6.34	$4.06	$4.14	$3.39	$2.65	$2.72

Tassi di Crescita 9

Dati annuali Tassi di Crescita per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue YoY	15.9%	13.5%	9.9%	4.6%	1.7%	·	·	·	·	·	·	·
Revenue CAGR 3Y	13.1%	9.3%	5.3%	·	·	·	·	·	·	·	·	·
Revenue CAGR 5Y	9.0%	·	·	·	·	·	·	·	·	·	·	·
EPS YoY	29.8%	20.8%	19.4%	5.8%	69.6%	·	·	·	·	·	·	·
EPS CAGR 3Y	23.2%	15.1%	28.9%	·	·	·	·	·	·	·	·	·
EPS CAGR 5Y	27.4%	·	·	·	·	·	·	·	·	·	·	·
Net Income YoY	27.1%	19.4%	14.9%	-4.7%	65.8%	·	·	·	·	·	·	·
Net Income CAGR 3Y	20.4%	9.4%	22.0%	·	·	·	·	·	·	·	·	·
Net Income CAGR 5Y	22.5%	·	·	·	·	·	·	·	·	·	·	·

Valutazione (TTM) 16

Dati annuali Valutazione (TTM) per FICO
Metrica	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Revenue TTM	$1.99B	$1.72B	$1.51B	$1.38B	$1.32B	$1.29B	$1.16B	$1.03B	$932M	$881M	$839M	$789M
Net Income TTM	$652M	$513M	$429M	$374M	$392M	$236M	$192M	$126M	$133M	$109M	$87M	$95M
Market Cap	$35.56B	$47.41B	$21.51B	$10.36B	$10.97B	$12.38B	$8.79B	$6.63B	$4.25B	$3.85B	$2.64B	$1.77B
Enterprise Value	$38.49B	$49.45B	$23.19B	$12.05B	$11.78B	$12.96B	$9.29B	$7.07B	$4.61B	$4.27B	·	·
P/E	56.4	95.0	51.3	29.1	29.7	53.8	47.9	56.3	33.9	36.8	31.9	20.3
P/S	17.9	27.6	14.2	7.5	8.3	9.6	7.6	6.4	4.6	4.4	3.2	2.2
P/B	-20.4	-49.2	-31.3	-12.9	-98.9	37.4	30.3	25.1	10.0	8.6	6.1	3.9
P / Cash Flow	45.7	74.9	45.9	20.3	25.9	33.9	33.7	29.7	18.8	20.8	19.9	10.1
P / FCF	46.2	76.0	46.3	20.6	26.4	36.1	37.2	34.6	20.6	23.6	24.5	10.9
EV / EBITDA	41.0	66.2	35.3	21.4	22.2	39.7	32.6	29.9	21.6	21.2	·	·
EV / FCF	50.0	79.2	49.9	23.9	28.3	37.8	39.3	36.9	22.4	26.2	·	·
EV / Revenue	19.3	28.8	15.3	8.8	9.0	10.0	8.0	6.8	4.9	4.8	·	·
Dividend Yield	·	·	·	·	·	·	0.00%	0.00%	0.03%	0.06%	0.09%	0.15%
Earnings Yield	1.8%	1.1%	1.9%	3.4%	3.4%	1.9%	2.1%	1.8%	2.9%	2.7%	3.1%	4.9%
Payout Ratio	·	·	·	·	·	·	0.00%	0.00%	0.97%	2.3%	2.9%	2.9%
Annual Payout	·	·	·	·	·	·	$0	$0	$1M	$2M	$3M	$3M

Conto Economico 16

Dati trimestrali Conto Economico per FICO
Metrica	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Revenue	$692M	$512M	$516M	$536M	$499M	$440M	$454M	$448M	$434M	$382M	$390M	$399M	$380M	$345M	$349M	$349M
Cost of Revenue	$91M	$87M	$91M	$88M	$88M	$87M	$90M	$88M	$87M	$83M	$83M	$72M	$80M	$77M	$82M	$79M
R&D Expense	$54M	$50M	$51M	$47M	$45M	$45M	$44M	$44M	$41M	$43M	$42M	$41M	$40M	$37M	$36M	$36M
SG&A Expense	$144M	$141M	$126M	$139M	$120M	$128M	$123M	$125M	$111M	$104M	$99M	$108M	$100M	$93M	$96M	$93M
Operating Expenses	$289M	$278M	$279M	$274M	$253M	$260M	$257M	$258M	$239M	$231M	$224M	$222M	$221M	$205M	$215M	$208M
Operating Income	$402M	$234M	$237M	$263M	$246M	$180M	$197M	$190M	$195M	$151M	$166M	$177M	$160M	$140M	$134M	$141M
Interest Expense	·	·	·	·	$31M	$29M	·	$27M	$26M	$24M	·	$25M	$24M	$23M	$21M	$19M
Other Non-op	$-2M	$-112.0K	$5M	$7M	$-1M	$89.0K	$3M	$4M	$4M	$3M	$-930.0K	$5M	$2M	$364.0K	$-206.0K	$-1M
Pretax Income	$356M	$192M	$202M	$237M	$213M	$150M	$171M	$167M	$173M	$131M	$140M	$158M	$137M	$118M	$113M	$121M
Income Tax	$92M	$34M	$47M	$55M	$50M	$-2M	$36M	$41M	$43M	$10M	$39M	$29M	$36M	$20M	$22M	$27M
Net Income	$264M	$158M	$155M	$182M	$163M	$153M	$136M	$126M	$130M	$121M	$101M	$129M	$102M	$98M	$91M	$94M
EPS (Basic)	$11.19	$6.68	$6.48	$7.49	$6.67	$6.26	$5.54	$5.12	$5.23	$4.89	$4.08	$5.16	$4.04	$3.90	$3.57	$3.65
EPS (Diluted)	$11.14	$6.61	$6.41	$7.40	$6.59	$6.14	$5.44	$5.05	$5.16	$4.80	$4.01	$5.08	$4.00	$3.84	$3.53	$3.61
Shares (Basic)	23,628,000	23,723,000	-48,812,000	24,284,000	24,389,000	24,378,000	-49,553,000	24,646,000	24,819,000	24,764,000	-50,134,000	24,959,000	25,116,000	25,045,000	-52,904,000	25,634,000
Shares (Diluted)	23,748,000	23,958,000	-49,526,000	24,575,000	24,685,000	24,827,000	-50,309,000	25,015,000	25,154,000	25,219,000	-50,832,000	25,337,000	25,419,000	25,443,000	-53,465,000	25,867,000
EBITDA	$402M	$238M	·	$263M	$246M	$183M	·	$190M	$195M	$154M	·	·	$160M	$145M	·	$141M

Stato Patrimoniale 24

Dati trimestrali Stato Patrimoniale per FICO
Metrica	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Cash & Equivalents	$219M	$162M	$134M	$189M	$147M	$184M	$151M	$156M	$136M	$160M	·	$163M	$138M	$140M	·	$155M
Receivables	$620M	$495M	$529M	$454M	$493M	$351M	$427M	$438M	$469M	$367M	·	$384M	$338M	$308M	·	$286M
Prepaid Expense	$61M	$42M	$42M	$67M	$86M	$61M	$40M	$37M	$37M	$37M	·	$28M	$45M	$36M	·	$32M
Current Assets	$901M	$699M	$705M	$710M	$725M	$596M	$617M	$631M	$641M	$565M	·	$575M	$521M	$484M	·	$473M
PP&E (Net)	$80M	$74M	$68M	$60M	$51M	$43M	$38M	$34M	$27M	·	·	·	·	·	·	·
Accum. Depreciation	$49M	$48M	$46M	$66M	$67M	$68M	$77M	$79M	$77M	·	·	·	·	·	·	·
Goodwill	$781M	$784M	$783M	$785M	$779M	$776M	$783M	$777M	$776M	$777M	$773M	$777M	$774M	$771M	$761M	$773M
Intangibles	·	·	·	·	·	·	·	$92.0K	$367.0K	$642.0K	·	$1M	$1M	$2M	·	$2M
Other Non-current Assets	$105M	$107M	$113M	$122M	$108M	$124M	$118M	$118M	$114M	$119M	·	$110M	$101M	$106M	·	$103M
Total Assets	$2.05B	$1.85B	$1.87B	$1.86B	$1.84B	$1.71B	$1.72B	$1.71B	$1.70B	$1.59B	·	$1.58B	$1.50B	$1.46B	·	$1.46B
Accounts Payable	$36M	$27M	$32M	$29M	$24M	$23M	$22M	$22M	$19M	$19M	·	$17M	$14M	$17M	·	$17M
Accrued Liabilities	$99M	$76M	$115M	$74M	$56M	$51M	$80M	$58M	$69M	$46M	·	$50M	$68M	$51M	·	$58M
Current Liabilities	$405M	$752M	$849M	$771M	$343M	$331M	$380M	$337M	$315M	$433M	·	$393M	$373M	$355M	·	$384M
Capital Leases	$18M	$18M	$19M	$21M	$21M	$21M	$22M	$18M	$21M	$12M	·	$25M	$29M	$32M	·	$43M
Other Non-current Liabilities	$88M	$95M	$89M	$88M	$83M	$86M	$84M	$78M	$74M	$66M	·	$56M	$53M	$53M	·	$51M
Total Liabilities	$4.15B	$3.66B	$3.61B	$3.26B	$2.96B	$2.84B	$2.68B	$2.54B	$2.44B	$2.32B	·	$2.29B	$2.27B	$2.26B	·	$2.30B
Long-term Debt	$3.64B	$3.20B	$3.06B	$2.78B	$2.51B	$2.41B	$2.21B	$2.10B	$2.03B	$1.81B	·	$1.81B	$1.82B	$1.82B	·	$1.83B
Total Debt	$3.64B	$3.20B	·	$2.78B	$2.51B	$2.41B	·	$2.10B	$2.03B	$1.81B	·	·	·	·	·	·
Retained Earnings	$4.98B	$4.71B	$4.55B	$4.40B	$4.22B	$4.05B	$3.90B	$3.77B	$3.64B	$3.51B	·	$3.29B	$3.16B	$3.06B	·	$2.87B
Treasury Stock	$8.30B	$7.69B	$7.54B	$7.00B	$6.49B	$6.29B	$6.14B	$5.81B	$5.56B	$5.38B	·	$5.21B	$5.11B	$5.00B	·	$4.88B
AOCI	$-96M	$-92M	$-92M	$-88M	$-101M	$-108M	$-92M	$-102M	$-98M	$-93M	·	$-95M	$-100M	$-106M	·	$-104M
Stockholders' Equity	$-2.10B	$-1.81B	$-1.75B	$-1.40B	$-1.12B	$-1.14B	$-963M	$-829M	$-736M	$-726M	$-688M	$-704M	$-771M	$-802M	$-802M	$-847M
Liabilities + Equity	$2.05B	$1.85B	$1.87B	$1.86B	$1.84B	$1.71B	$1.72B	$1.71B	$1.70B	$1.59B	·	$1.58B	$1.50B	$1.46B	·	$1.46B
Shares Outstanding	23,295,000	23,763,000	23,764,000	24,096,000	24,352,000	24,443,000	24,392,000	24,564,000	24,753,000	24,879,000	·	24,892,000	25,016,000	25,155,000	·	25,252,000

Flusso di cassa 15

Dati trimestrali Flusso di cassa per FICO
Metrica	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
D&A	$4M	$4M	$4M	$4M	$3M	$4M	$4M	$4M	$3M	$3M	$3M	$3M	$4M	$4M	$5M	$5M
Stock-based Comp	$45M	$44M	$32M	$42M	$42M	$41M	$40M	$42M	$35M	$32M	$34M	$33M	$27M	$30M	$29M	$29M
Deferred Tax	$7M	$8M	$-13M	$-7M	$-7M	$-6M	$-8M	$-6M	$-9M	$-4M	$-10M	$-19M	$-10M	$-9M	$6M	$-1M
Amort. of Intangibles	·	·	$0	$0	$0	$0	$92.0K	$275.0K	$275.0K	$275.0K	$275.0K	$275.0K	$275.0K	$275.0K	$442.0K	$532.0K
Other Non-cash	·	$-40M	·	·	·	$3M	·	·	·	$-29M	·	·	·	$-31M	·	·
Operating Cash Flow	$223M	$174M	$224M	$286M	$75M	$194M	$226M	$213M	$71M	$122M	$164M	$123M	$90M	$92M	$145M	$117M
CapEx	$266.0K	$226.0K	$4M	$2M	$2M	$841.0K	$2M	$2M	$4M	$1M	$1M	$792.0K	$2M	$850.0K	$797.0K	$2M
Investing Cash Flow	$-8M	$-13M	$-13M	$-11M	$-11M	$-9M	$-8M	$-8M	$-10M	$-2M	$-3M	$-1M	$-1M	$-11M	$-1M	$-758.0K
Stock Repurchased	$605M	$171M	$548M	$487M	$217M	$163M	$324M	$255M	$172M	$72M	$120M	$101M	$109M	$75M	$56M	$287M
Net Stock Activity	·	$-171M	·	·	·	$-163M	·	·	·	$-72M	·	·	·	$-75M	·	·
Financing Cash Flow	$-156M	$-133M	$-264M	$-239M	$-104M	$-144M	$-228M	$-182M	$-83M	$-100M	$-184M	$-98M	$-94M	$-80M	$-157M	$-127M
Net Change in Cash	$57M	$28M	$-55M	$42M	$-38M	$34M	$-5M	$20M	$-25M	$24M	$-26M	$25M	$-2M	$7M	$-22M	$-19M
Taxes Paid	$111M	$9M	$33M	$37M	$70M	$22M	$36M	$44M	$49M	$5M	$46M	$34M	$59M	$13M	$19M	$15M
Free Cash Flow	·	$174M	·	·	·	$193M	·	·	·	$121M	·	·	·	$92M	·	·
Levered FCF	·	·	·	·	·	$163M	·	·	·	$98M	·	·	·	$73M	·	·

Redditività 7

Dati trimestrali Redditività per FICO
Metrica	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Operating Margin	58.2%	45.7%	·	48.9%	49.2%	40.8%	·	42.5%	44.9%	39.6%	·	·	42.0%	40.7%	·	40.3%
Net Margin	38.2%	30.9%	·	33.9%	32.6%	34.7%	·	28.2%	29.9%	31.7%	·	·	26.7%	28.3%	·	26.8%
Pretax Margin	51.5%	37.5%	·	44.2%	42.7%	34.1%	·	37.4%	39.8%	34.2%	·	·	36.1%	34.2%	·	34.6%
EBITDA Margin	58.2%	46.5%	·	48.9%	49.2%	41.6%	·	42.5%	44.9%	40.4%	·	·	42.0%	41.9%	·	40.3%
ROA	13.6%	8.9%	·	10.2%	9.2%	9.2%	·	7.7%	8.1%	7.9%	·	·	6.8%	6.7%	·	6.1%
ROE	-16.4%	-10.8%	·	-16.3%	-17.5%	-16.4%	·	-16.5%	-17.2%	-15.8%	·	·	-14.2%	-14.6%	·	-25.9%
ROIC	19.4%	13.9%	·	14.6%	13.5%	14.4%	·	11.2%	11.3%	13.0%	·	·	-15.3%	-14.5%	·	-12.8%

Liquidità e Solvibilità 5

Dati trimestrali Liquidità e Solvibilità per FICO
Metrica	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Current Ratio	2.2	0.9	·	0.9	2.1	1.8	·	1.9	2.0	1.3	·	·	1.4	1.4	·	1.2
Quick Ratio	2.1	0.9	·	0.8	1.9	1.6	·	1.8	1.9	1.2	·	·	1.3	1.3	·	1.1
Debt / Equity	-1.7	-1.8	·	-2.0	-2.2	-2.1	·	-2.5	-2.8	-2.5	·	·	·	·	·	·
LT Debt / Equity	-1.7	-1.5	·	-1.7	-2.2	-2.1	·	-2.5	-2.8	-2.5	·	·	·	·	·	·
Interest Coverage	·	·	·	·	7.8	6.1	·	7.1	7.5	6.3	·	·	6.7	6.2	·	7.5

Efficienza 2

Dati trimestrali Efficienza per FICO
Metrica	Tendenza	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Asset Turnover		0.4	0.3	·	0.3	0.3	0.3	·	0.3	0.3	0.3	·	·	0.3	0.2	·	0.2
Receivables Turnover		1.2	1.2	·	1.2	1.0	1.2	·	1.1	1.1	1.1	·	·	1.2	1.2	·	1.2

Per Azione 5

Dati trimestrali Per Azione per FICO
Metrica	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Book Value / Share	$-90.22	$-76.09	·	$-57.99	$-46.16	$-46.56	·	$-33.76	$-29.72	$-29.17	·	·	$-30.81	$-31.89	·	$-33.56
Revenue / Share	$29.13	$21.37	·	$21.83	$20.20	$17.72	·	$17.90	$17.25	$15.15	·	·	$14.96	$13.55	·	$13.49
Cash Flow / Share	·	$7.27	·	·	·	$7.81	·	·	·	$4.84	·	·	·	$3.63	·	·
Cash / Share	$9.42	$6.82	·	$7.85	$6.02	$7.54	·	$6.35	$5.48	$6.45	·	·	$5.51	$5.56	·	$6.14
EPS (TTM)	$31.74	$26.74	·	$25.18	$22.94	$21.15	·	$20.09	$19.04	$17.72	·	$16.53	$15.40	$14.49	·	$15.83

Valutazione (TTM) 13

Dati trimestrali Valutazione (TTM) per FICO
Metrica	Q2 2026	Q1 2025	Q4 2025	Q3 2025	Q2 2025	Q1 2024	Q4 2024	Q3 2024	Q2 2024	Q1 2023	Q4 2023	Q3 2023	Q2 2023	Q1 2022	Q4 2022	Q3 2022
Revenue TTM	$2.24B	$1.99B	·	$1.92B	$1.82B	$1.70B	·	$1.66B	$1.59B	$1.51B	·	$1.47B	$1.43B	$1.37B	·	$1.37B
Net Income TTM	$767M	$655M	·	$623M	$571M	$530M	·	$506M	$481M	$449M	·	$421M	$397M	$380M	·	$434M
Market Cap	$24.87B	$40.17B	·	$44.05B	$44.91B	$48.66B	·	$36.57B	$30.93B	$28.96B	·	·	$17.58B	$15.06B	·	$10.12B
Enterprise Value	$28.29B	$43.21B	·	$46.64B	$47.28B	$50.89B	·	$38.52B	$32.82B	$30.61B	·	·	·	·	·	·
P/E	33.6	63.2	·	72.6	80.4	94.1	·	74.1	65.6	65.7	·	49.0	45.6	41.3	·	25.3
P/S	11.1	20.2	·	22.9	24.7	28.6	·	22.0	19.4	19.2	·	·	12.3	11.0	·	7.4
P/B	-11.8	-22.2	·	-31.5	-40.0	-42.8	·	-44.1	-42.0	-39.9	·	·	-22.8	-18.8	·	-11.9
P / Cash Flow	·	230.8	·	·	·	250.9	·	·	·	237.1	·	·	·	162.9	·	·
P / FCF	·	231.1	·	·	·	251.9	·	·	·	239.8	·	·	·	164.4	·	·
EV / EBITDA	70.3	181.5	·	177.7	192.5	278.0	·	202.5	168.5	198.5	·	·	·	·	·	·
EV / FCF	·	248.5	·	·	·	263.4	·	·	·	253.5	·	·	·	·	·	·
EV / Revenue	12.6	21.7	·	24.3	26.0	29.9	·	23.2	20.6	20.3	·	·	·	·	·	·
Earnings Yield	3.0%	1.6%	·	1.4%	1.2%	1.1%	·	1.4%	1.5%	1.5%	·	2.0%	2.2%	2.4%	·	4.0%

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Conto Economico

	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Ricavi	$1.99B	$1.72B	$1.51B	$1.38B	$1.32B
Margine Operativo %	46.5%	42.7%	42.5%	39.4%	38.4%
Utile netto	$652M	$513M	$429M	$374M	$392M
EPS Diluito	$26.54	$20.45	$16.93	$14.18	$13.40

Stato Patrimoniale

	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Debito / Patrimonio Netto	-1.8	-2.3	-2.6	-2.3	-9.1
Rapporto corrente	0.8	1.6	1.5	1.5	1.0
Quick Ratio	0.8	1.5	1.4	1.4	0.9

Flusso di cassa

	2025-09-30	2024-09-30	2023-09-30	2022-09-30	2021-09-30
Flusso di cassa libero	$770M	$624M	$465M	$503M	$416M

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FICO Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

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Medie mobili e sovrapposizioni

Volume

Oscillatori

Momentum e tendenza

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

FICO Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

Target Price a 12 Mesi

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Confronto tra pari Metriche chiave rispetto ai pari del settore

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Ultime notizie Notizie recenti che menzionano questa società

Le Mie Metriche La tua watchlist personale — righe selezionate da Fondamentali Completi