FRMEP Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

03
Prezzo $25.16
Capitalizzazione di Mercato (MRQ) $1.56B
P/E 7.1
EPS $3.88
Rendimento div. 5.3%
ROE 9.4%
Intervallo 52 sett. $25–$27

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Informazioni su First Merchants Corporation - Depository Shares, each representing a 1/100th interest in a share of 7.50% Non-Cumulative Perpetual Preferred Stock, A Panoramica della società da Wikipedia

05 · wikidata

First Merchants Corporation is a financial holding company in Central Indiana, headquartered in Muncie, Indiana. The Corporation includes First Merchants Bank and First Merchants Private Wealth Advisors (a division of First Merchants Bank). The company is listed on the NASDAQ as FRME. As of March 2026, total asset size of First Merchants Corporation was $21.1 billion. First Merchants offers commercial banking, personal banking, and investment advisor services.

History

First Merchants Bank has been growing both organically and through mergers and acquisitions. Banks acquired include:

1893 – Merchants National Bank, Muncie, IN

1988 – Pendleton Banking Company, Pendleton, IN

1991 – First United Bank, Middletown, IN

1996 – Union County National Bank, Liberty, IN

1996 – The Randolph County Bank, Winchester, IN

1999 – First National Bank of Portland, Portland, IN

1999 – Anderson Community Bank, Anderson, IN

2000 – Decatur Bank & Trust, Decatur, IN

2001 – Frances Slocum Bank & Trust, Wabash, IN

2002 – Lafayette Bank & Trust, Lafayette, IN

2003 – Commerce National Bank, Columbus, OH

2008 – Lincoln Bank, Plainfield, IN

2012 – Shelby County Bank, Shelbyville, IN

2013 – Citizens Financial Bank, Munster, IN

2014 – Community Bank, Noblesville, IN

2015 – Cooper State Bank, Columbus, OH

2015 – Ameriana Bank, New Castle, IN

2017 – Arlington Bank, Columbus, OH

2017 – iAB Bank, Fort Wayne, IN

2019 – Monroe Bank and Trust, Monroe, MI

2020 – Hoosier Trust Company, Indianapolis, IN

2022 – Level One Bank, Farmington Hills, MI

2026 – First Savings Bank, Jeffersonville, IN

A baseball/softball complex on the campus of Ball State University was renamed the First Merchants Ballpark Complex in 2016.

Recognition

In June 2022, First Merchants Bank was ranked by Forbes as one of America's Best Banks. This is the 5th year in a row First Merchants has received this award. In March 2021, Forbes ranked First Merchants Bank as a top U.S. bank for the 4th consecutive year. First Merchants Bank was ranked #2 on the “America's Best Bank list in January 2019. compiled by Forbes, up from their #4 ranking in 2018.

In May, 2022, First Merchants Bank was voted 4th in "Great Employers to Work for in Indiana" by the Best Companies Group. Additionally, First Merchants Bank was listed as one of the “Best Places to Work in Indiana” by the Indiana Chamber of Commerce in 2018 for Major Companies with 1,000+ employees and again in 2019. First Merchants Bank was named as one of the “Best Places to Work” by Columbus Business First for 2018 and as one of the 2019 Best Employers in Ohio, a list created by the Ohio SHRM State Council, Crain's Cleveland Business and Best Companies Group. First Merchants was also named one of the “Best Places to Work” in the state of Illinois in 2018 and again in 2019. Comparably gives First Merchants Bank an A+ on Culture Score with a 4.7 out of 5 star rating based on 133+ employee survey responses as of June 2022.

First Merchants Bank was rated as one of the best "In-State Banks" by Forbes and Statistica in June 2022. First Merchants was also rated as one of the top big banks in the US by Newsweek magazine in 2022 and one of the top 20 banks in the US by S&P Global Market Intelligence in 2022.

Fonte: Wikipedia (Inglese), CC BY-SA 4.0 · Vedi su Wikipedia ↗

Wikidata ↗

settoreFinancials industriaBanking dipendenti2.086 paeseUS

Performance decennale Andamento di ricavi, utile netto, margini e EPS

06
EPS$3.88
2016-12-31 → 2025-12-31
Margine netto34.1%
2019-12-31 → 2025-12-31
Valutazione e Rapporti 07–12

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica Tendenza 5 anni FRMEP media 5 anni Mediana dei peer Verdetto
P/E 7.1media 5 anni ≈6.9 ≈6.9 13.3 Sottovalutato
P/S 2.4media 5 anni ≈2.4 ≈2.4 3.7 Sottovalutato
P/B (MRQ) 0.6media 5 anni ≈0.7 ≈0.7 0.9 Sottovalutato
Price / Cash Flow (Prezzo / Flusso di cassa) 5.5media 5 anni ≈5.8 ≈5.8 10.5 Sottovalutato
Prezzo / Valore contabile tangibile (MRQ) 0.6media 5 anni ≈1.0 ≈1.0 · ·
PEG Ratio ≈1.0 · · ·

La mediana dei peer viene calcolata su base standardizzata per metrica e potrebbe non corrispondere sempre alla base TTM/MRQ mostrata per questo titolo.

valore · ≈ media 5 anni · mediana del settore · giudizio rispetto alla mediana

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

13
Dividend Yield5.3%
Rapporto di Distribuzione Utili36.7%
Pagamento annualizzato≈$1.88Pagato trimestralmente
Data ex-dividendoImportoValutaRendimento
Lug 30, 2026$0,47USD≈7.4%
Apr 30, 2026$0,47USD≈7.4%
Gen 30, 2026$0,47USD≈7.3%
Ott 31, 2025$0,47USD≈7.3%
Lug 30, 2025$0,47USD≈7.5%
Apr 30, 2025$0,47USD≈7.3%
Gen 31, 2025$0,47USD≈7.4%
Ott 31, 2024$0,47USD≈7.2%
Lug 30, 2024$0,47USD≈7.4%
Apr 29, 2024$0,47USD≈7.5%
Gen 30, 2024$0,47USD≈7.4%
Ott 30, 2023$0,47USD≈7.7%
Lug 28, 2023$0,47USD≈7.6%
Apr 27, 2023$0,47USD≈7.8%
Gen 30, 2023$0,47USD≈7.2%
Ott 28, 2022$0,47USD≈7.4%
Lug 28, 2022$0,47USD≈7.2%
Apr 28, 2022$0,47USD≈7.1%
Gen 28, 2022$0,47USD≈6.9%
Ott 28, 2021$0,47USD≈6.8%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

14
Sorpresa media -2.7%
PeriodoRapportoEPS ActualEPS StimatoSorpresa
30 Giugno 2026 $0.74 $1.05 -29.6%
31 Marzo 2026 $1.03 $0.95 8.9%
31 Dicembre 2025 $0.98 $0.97 0.98%
30 Settembre 2025 $0.98 $0.98 0.05%
30 Giugno 2025 $0.98 $0.96 2.3%
31 Marzo 2025 $0.94 $0.93 0.83%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

15
Conto Economico 9
Metrica Tendenza 202520242023202220212020201920182017201620152014
Interest Expense ··$348M$85M$36M$66M$109M$69M$38M$27M$25M$22M
Interest Income $925M$948M$894M$605M$447M$449M$465M$408M$315M$253M$221M$209M
Pretax Income $259M$232M$259M$256M$241M$170M$194M$188M$134M$109M$91M$82M
Income Tax $33M$30M$35M$34M$35M$21M$29M$29M$38M$28M$26M$22M
Net Income $226M$201M$224M$222M$206M$149M$164M$159M$96M$81M$65M$60M
EPS (Basic) $3.90$3.42$3.74$3.83$3.82$2.75$3.20$3.23$2.13$1.99$1.73$1.66
EPS (Diluted) $3.88$3.41$3.73$3.81$3.81$2.74$3.19$3.22$2.12$1.98$1.72$1.65
Shares (Basic) 57,456,77258,312,57559,304,87957,692,01853,783,63254,058,47151,412,13349,262,01545,181,22140,767,34337,816,39936,266,356
Shares (Diluted) 57,726,00058,533,00059,489,00057,950,00053,984,22954,220,38451,561,23849,470,92345,402,97841,013,13338,088,23336,554,609
Stato Patrimoniale 15
Metrica Tendenza 202520242023202220212020201920182017201620152014
Cash & Equivalents ······$177M$139M$155M$128M$102M$119M
PP&E (Net) $121M$130M$134M$117M$106M$111M$113M$93M$96M$94M$98M$78M
PP&E (Gross) $347M$364M$360M$345M$313M$317M$312M$234M$229M$205M$207M$175M
Accum. Depreciation $226M$234M$226M$228M$207M$205M$199M$140M$133M$111M$109M$98M
Goodwill $712M$712M$712M$712M$545M$544M$544M$445M$445M$244M$243M$203M
Intangibles $14M$20M$27M$36M$25M$29M$35M$24M$31M$15M$17M$16M
Total Assets $19.03B$18.31B$18.41B$18.00B$15.45B$14.07B$12.46B$9.88B$9.37B$7.21B$6.76B$5.82B
Total Liabilities $16.56B$16.01B$16.16B$15.97B$13.54B$12.19B$10.67B$8.48B$8.06B$6.31B$5.91B$5.10B
Common Stock $7M$7M$7M$7M$7M$7M$7M$6M$6M$5M$5M$5M
Paid-in Capital $1.15B$1.19B$1.24B$1.23B$986M$1.01B$1.05B$840M$835M$509M$505M$431M
Retained Earnings $1.41B$1.27B$1.15B$1.01B$865M$789M$697M$583M$465M$401M$342M$292M
AOCI $-130M$-189M$-176M$-239M$55M$75M$28M$-21M$-3M$-14M$-1M$-2M
Stockholders' Equity $2.47B$2.30B$2.25B$2.03B$1.91B$1.88B$1.79B$1.41B$1.30B$902M$851M$727M
Liabilities + Equity $19.03B$18.31B$18.41B$18.00B$15.45B$14.07B$12.46B$9.88B$9.37B$7.21B$6.76B$5.82B
Shares Outstanding 56,951,93957,974,53559,424,12259,170,58353,410,41153,922,35955,368,48249,349,80049,158,23840,912,69740,664,25937,669,948
Flusso di cassa 12
Metrica Tendenza 202520242023202220212020201920182017201620152014
D&A $29M$27M$12M$12M$11M$11M$9M$9M$8M$7M$6M$6M
Stock-based Comp $7M$6M$5M$5M$5M$5M$4M$4M$3M$3M$2M$2M
Deferred Tax $2M$2M$7M$9M$7M$-10M$5M$4M$16M$9M$4M$15M
Amort. of Intangibles $6M$7M$9M$8M$6M$6M$6M$7M$6M$4M$3M$2M
Operating Cash Flow $284M$266M$259M$284M$215M$204M$177M$180M$127M$104M$57M$76M
Investing Cash Flow $-774M$-252M$-344M$-463M$-1.48B$-1.55B$-1.01B$-576M$-635M$-449M$-340M$-126M
Stock Repurchased $47M$56M$0$0$25M$56M$19M$0$0$2M$2M$1M
Net Stock Activity $-47M$-56M$0$0$-25M$-56M$-19M·····
Dividends Paid $83M$82M$80M$73M$61M$57M$51M$42M$32M$22M$16M$11M
Financing Cash Flow $487M$-39M$76M$134M$1.24B$1.36B$868M$380M$536M$371M$267M$59M
Net Change in Cash $-3M$-25M$-10M$-45M$-26M$16M$38M$-16M$27M$26M$-16M$9M
Taxes Paid $21M$8M$35M$14M$31M$33M$24M$23M$22M$12M$21M$6M
Redditività 4
Metrica Tendenza 202520242023202220212020201920182017201620152014
Net Margin 34.1%31.1%34.4%35.4%39.5%30.2%37.1%·····
Pretax Margin 39.1%35.8%39.8%40.7%46.3%34.5%43.7%·····
ROA 1.2%1.1%1.2%1.3%1.4%1.1%1.5%·····
ROE 9.4%8.7%10.3%11.3%10.9%8.0%9.3%·····
Efficienza 1
Metrica Tendenza 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.00.00.0·····
Per Azione 6
Metrica Tendenza 202520242023202220212020201920182017201620152014
Book Value / Share $43.31$39.76$37.82$34.39$35.81$34.78$32.26·····
Revenue / Share $11.48$11.05$10.94$10.84$9.63$9.08$8.60·····
Cash Flow / Share $4.91$4.55$4.35$4.63$3.84$3.78$3.46·····
Cash / Share ······$3.20·····
Dividend Paid / Share $1.43$1.39$1.34$1.25$1.13$1.04$1.00$0.84$0.69$0.54$0.41$0.29
EPS (TTM) $3.88$3.41$3.73$3.81$3.81$2.74$3.19$3.22$2.12$1.98$1.72$1.65
Tassi di Crescita 10
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue YoY 2.5%-0.66%3.6%20.8%5.7%·······
Revenue CAGR 3Y 1.8%7.5%9.8%·········
Revenue CAGR 5Y 6.1%···········
EPS YoY 13.8%-8.6%-2.1%0.00%39.1%·······
EPS CAGR 3Y 0.61%-3.6%10.8%·········
EPS CAGR 5Y 7.2%···········
Net Income YoY 12.2%-10.0%0.76%8.1%38.3%·······
Net Income CAGR 3Y 0.58%-0.67%14.6%·········
Net Income CAGR 5Y 8.8%···········
Dividends Paid CAGR 5Y 8.0%···········
Valutazione (TTM) 12
Metrica Tendenza 202520242023202220212020201920182017201620152014
Revenue TTM $663M$647M$651M$628M$520M$492M$443M$415M$348M$292M$266M$249M
Net Income TTM $226M$201M$224M$222M$206M$149M$164M$159M$96M$81M$65M$60M
Market Cap $1.47B$1.49B$1.47B$1.51B$1.47B$1.47B······
P/E 6.67.56.66.77.29.9······
P/S 2.22.32.32.42.83.0······
P/B 0.60.60.70.70.80.8······
P / Tangible Book 0.80.91.01.21.11.1······
P / Cash Flow 5.25.65.75.67.17.2······
Dividend Yield 5.7%5.5%5.5%4.8%4.2%3.9%······
Earnings Yield 15.1%13.3%15.1%14.9%13.9%10.1%······
Payout Ratio 36.7%40.5%35.8%32.8%29.8%38.0%31.2%·····
Annual Payout $83M$82M$80M$73M$61M$57M$51M$42M$32M$22M$16M$11M

Periodo più recente a sinistra · valori nulli mostrati come ·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

16
Metrica 2025-12-312024-12-312023-12-312022-12-312021-12-31
Utile netto $226M $201M $224M $222M $206M
EPS Diluito $3.88 $3.41 $3.73 $3.81 $3.81

Insider aziendali 14 insider · 2 dirigenti · 13 direttori

19
Insider Ruolo Ultima attività Azioni possedute Acquisti 12m Vendite 12m Netto 12m
Mark K Hardwick Chief Executive Officer 18 Settembre 2026 A 132.620 0 0 $0
Stephan Fluhler Chief Information Officer 18 Settembre 2026 A 21.694 0 1 $-176.256
Paul G Fultz Direttore 30 Settembre 2026 A 1.087 0 0 $0
Kevin D Johnson Direttore 30 Settembre 2026 A 10.068 0 0 $0
Jason R Sondhi Direttore 30 Settembre 2026 A 10.712 0 0 $0
Susan W Brooks Direttore 30 Settembre 2026 A 13.188 0 0 $0
Clark C Kellogg JR Direttore 30 Settembre 2026 A 16.503 0 0 $0
Michael J Fisher Direttore 30 Settembre 2026 A 19.658 0 0 $0
Howard Halderman Direttore 30 Settembre 2026 A 30.561 0 0 $0
Michael R Becher Direttore 30 Settembre 2026 A 30.307 0 0 $0
Larry W Myers Direttore 30 Settembre 2026 A 90.838 0 2 $-835.000
Michael C Rechin Direttore 30 Settembre 2026 A 91.032 0 0 $0
Jean L Wojtowicz Direttore 30 Settembre 2026 A 68.026 0 0 $0
Mung Chiang Direttore 30 Giugno 2026 A 8.864 0 0 $0

Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato

FRMEP Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

21
rating · 12 analisti COMPRA
2 16,7% Acquisto forte
7 58,3% Compra
3 25,0% Mantieni
0 0,0% Vendi
0 0,0% Vendita forte

Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore

22

Base FY, prezzi alla chiusura dell'ultimo anno fiscale di ciascuna società.

Ticker Capitalizzazione di Mercato P/E Rev YoY Margine Netto ROE Margine lordo
FRMEP $1.47B 6.6 2.5% 34.1% 9.4% ·
TRMK $2.30B 10.5 42.6% 28.0% 10.7% ·
FBK $2.89B 22.8 22.9% 21.9% 7.0% ·
FBNC $2.11B 19.0 -3.6% 164.2% 6.9% ·
CUBI · · · · · ·
FRME · · · · · ·
BANR · 11.1 8.5% 33.2% 10.2% ·
BUSE · · · · · ·
SYBT $1.91B 13.7 · 35.3% 13.5% ·
BBT · 25.6 81.1% 301.4% 4.8% ·
WAFD $2.37B 11.5 7.8% 762.5% 7.4% ·

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26

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Fonte: SEC 10-Q depositato Lug 31, 2026