JSM Navient Corporation - 6% Senior Notes due December 15, 2043

NASDAQ · Financial Services · Visualizza su SEC EDGAR ↗
$18,52
Prezzo · Mag 19, 2026
Fondamentali al Apr 29, 2026

JSM Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

Prezzo
$18.52
Capitalizzazione di Mercato
$9.49B
P/E (TTM)
-25.1
EPS (TTM)
$-0.81
Ricavi (TTM)
$271M
Rendimento div.
0.66%
ROE
-3.2%
D/E Debito/Patrimonio
2.1
Intervallo 52 sett.
$18 – $21

JSM Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

Performance decennale Andamento di ricavi, utile netto, margini e EPS

Ricavi e Utile Netto $271M
7-point trend, -24.5%
2018-12-31 2024-12-31
EPS $-0.81
10-point trend, -138.2%
2016-12-31 2025-12-31
Flusso di cassa libero
Margini -13.1%

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica
Tendenza 5 anni
JSM
Mediana dei peer
P/E (TTM)
5-point trend, -513.9%
-25.1
12.9
P/S (TTM)
5-point trend, +32.2%
30.3
1.2
P/B
5-point trend, -11.6%
4.0
1.6

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica
Tendenza 5 anni
JSM
Mediana dei peer
Net Profit Margin (Margine di Profitto Netto)
5-point trend, -109.3%
-13.1%
6.1%
ROA
5-point trend, -118.8%
-0.16%
2.7%
ROE
5-point trend, -111.3%
-3.2%
13.7%

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica
Tendenza 5 anni
JSM
Mediana dei peer
Debt / Equity (Debito / Patrimonio Netto)
5-point trend, +120.5%
2.1
354.6

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica
Tendenza 5 anni
JSM
Mediana dei peer
Revenue YoY (Ricavi YoY)
5-point trend, -30.2%
-15.6%
Revenue CAGR 3Y (CAGR Ricavi 3Y)
5-point trend, -30.2%
-18.8%
EPS YoY
5-point trend, -119.4%
-36.2%
Net Income YoY (Utile Netto YoY)
5-point trend, -111.2%
-42.5%

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica
Tendenza 5 anni
JSM
Mediana dei peer
EPS (Diluted) (EPS (Diluito))
5-point trend, -119.4%
$-0.81

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica
Tendenza 5 anni
JSM
Mediana dei peer
Payout Ratio (Rapporto di Distribuzione Utili)
5-point trend, -627.8%
-78.8%

Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y

Dividend Yield
0.66%
Rapporto di Distribuzione Utili
-78.8%
CAGR Dividendi 5Y
Data ex-dividendoImporto
13 Marzo 2026$0,3750
12 Dicembre 2025$0,3750
12 Settembre 2025$0,3750
13 Giugno 2025$0,3750
14 Marzo 2025$0,3750
13 Dicembre 2024$0,3750
13 Settembre 2024$0,3750
14 Giugno 2024$0,3750
13 Marzo 2024$0,3750
13 Dicembre 2023$0,3750
13 Settembre 2023$0,3750
13 Giugno 2023$0,3750
13 Marzo 2023$0,3750
13 Settembre 2022$0,3750
13 Giugno 2022$0,3750
11 Marzo 2022$0,3750
13 Settembre 2021$0,3750
11 Giugno 2021$0,3750
11 Marzo 2021$0,3750
11 Dicembre 2020$0,3750

JSM Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

VENDI 13 analisti
  • Acquisto forte 0 0,0%
  • Compra 1 7,7%
  • Mantieni 6 46,2%
  • Vendi 4 30,8%
  • Vendita forte 2 15,4%

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

Sorpresa media
-0.26%
Periodo EPS Actual EPS Stimato Sorpresa
31 Marzo 2026 $0.20 $0.16 0.04%
31 Dicembre 2025 $0.02 $0.32 -0.30%
30 Settembre 2025 $-0.84 $0.18 -1.0%
30 Giugno 2025 $0.21 $0.27 -0.06%
31 Marzo 2025 $0.25 $0.20 0.05%

Confronto tra pari Metriche chiave rispetto ai pari del settore

Ticker Capitalizzazione di Mercato P/E Rev YoY Margine Netto ROE Margine lordo
JSM $9.49B -25.1 -15.6% -13.1% -3.2%
ECPG $1.18B 5.0 34.4% 14.5% 27.4%
PRG $2.42B 8.2 0.42% 6.1% 20.8%
ATLC
JCAP $1.30B 4.0 41.5% 30.6% 42.4%
NAVI
WRLD $680M 7.8 -1.5% 15.9% 20.7%
GDOT 20.7%
OPFI 10.6 57.7%
PRAA $680M -2.3 7.8% -25.4% -28.9%
NRDS $966M 21.2 21.7% 5.8% 12.7%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

Conto Economico 11
Dati annuali Conto Economico per JSM
Metrica Tendenza 20252024202320222021202020192018
Revenue 7-point trend, -24.5% · $271M $321M $332M $507M $388M $391M $359M
Operating Expenses 8-point trend, -57.2% $421M $680M $800M $776M $1.21B $964M $984M $984M
Interest Expense 6-point trend, -3.0% · · $3.56B $2.10B $1.32B $2.05B $3.49B $3.67B
Interest Income 8-point trend, -36.7% $3.11B $3.81B $4.42B $3.22B $2.65B $3.30B $4.67B $4.91B
Pretax Income 8-point trend, -121.0% $-111M $174M $313M $827M $936M $532M $763M $528M
Income Tax 8-point trend, -123.3% $-31M $43M $85M $182M $219M $120M $166M $133M
Net Income 8-point trend, -120.3% $-80M $131M $228M $645M $717M $412M $597M $395M
EPS (Basic) 8-point trend, -153.3% $-0.81 $1.20 $1.87 $4.54 $4.23 $2.14 $2.59 $1.52
EPS (Diluted) 8-point trend, -154.4% $-0.81 $1.18 $1.85 $4.49 $4.18 $2.12 $2.56 $1.49
Shares (Basic) 8-point trend, -61.9% 99,000,000 109,000,000 122,000,000 142,000,000 170,000,000 193,000,000 230,000,000 260,000,000
Shares (Diluted) 8-point trend, -62.5% 99,000,000 111,000,000 123,000,000 144,000,000 172,000,000 195,000,000 233,000,000 264,000,000
Stato Patrimoniale 16
Dati annuali Stato Patrimoniale per JSM
Metrica Tendenza 20252024202320222021202020192018
Cash & Equivalents 8-point trend, -50.5% $637M $722M $839M $1.53B $905M $1.18B $1.23B $1.29B
PP&E (Net) 8-point trend, -83.1% $23M $52M $62M $74M $95M $116M $135M $136M
Goodwill 8-point trend, -35.6% $428M $428M $670M $670M $671M $665M $665M $665M
Intangibles 8-point trend, -95.0% $6M $9M $25M $35M $55M $70M $92M $121M
Total Assets 8-point trend, -53.3% $48.68B $51.79B $61.38B $70.80B $80.61B $87.41B $94.90B $104.18B
Short-term Debt 8-point trend, -6.4% $5.07B $5.13B $4.23B $5.87B $2.49B $6.61B $8.48B $5.42B
Total Liabilities 8-point trend, -54.0% $46.28B $49.15B $58.62B $67.82B $78.00B $84.97B $91.55B $100.63B
Long-term Debt 8-point trend, -56.6% $40.63B $43.18B $53.40B $61.03B $74.49B $77.33B $81.72B $93.52B
Total Debt 8-point trend, -6.4% $5.07B $5.13B $4.23B $5.87B $2.49B $6.61B $8.48B $5.42B
Common Stock Flat — no change across 8 periods $4M $4M $4M $4M $4M $4M $4M $4M
Retained Earnings 8-point trend, +41.5% $4.55B $4.70B $4.64B $4.49B $3.94B $3.33B $3.66B $3.22B
Treasury Stock 8-point trend, +87.8% $5.56B $5.44B $5.25B $4.92B $4.50B $3.85B $3.44B $2.96B
AOCI 8-point trend, -98.2% $2M $3M $19M $87M $-133M $-274M $-91M $113M
Stockholders' Equity 8-point trend, -31.8% $2.40B $2.64B $2.76B $2.98B $2.61B $2.45B $3.34B $3.52B
Liabilities + Equity 8-point trend, -53.3% $48.68B $51.79B $61.38B $70.80B $80.61B $87.41B $94.90B $104.18B
Shares Outstanding 8-point trend, +4.8% 466,792,895 465,308,901 463,715,048 461,087,590 458,629,384 453,778,975 451,094,879 445,377,826
Flusso di cassa 14
Dati annuali Flusso di cassa per JSM
Metrica Tendenza 20252024202320222021202020192018
Stock-based Comp 8-point trend, -16.0% $21M $23M $24M $19M $22M $18M $25M $25M
Deferred Tax 8-point trend, -95.7% $2M $6M $-2M $208M $53M $9M $77M $46M
Amort. of Intangibles 8-point trend, -90.3% $3M $8M $10M $14M $19M $21M $21M $31M
Restructuring 8-point trend, +30.8% $17M $39M $25M $36M $26M $9M $6M $13M
Operating Cash Flow 8-point trend, -61.3% $441M $459M $676M $305M $702M $987M $1.02B $1.14B
Investing Cash Flow 8-point trend, -73.8% $2.71B $8.47B $7.36B $10.59B $6.67B $6.45B $7.49B $10.36B
Debt Issued · · · · · · · $495M
Net Debt Issued 2-point trend, +20.5% · · · · · · $-1.95B $-2.45B
Stock Repurchased 8-point trend, -49.5% $111M $179M $310M $400M $600M $400M $440M $220M
Net Stock Activity 8-point trend, +49.5% $-111M $-179M $-310M $-400M $-600M $-400M $-440M $-220M
Dividends Paid 8-point trend, -62.0% $63M $70M $78M $91M $107M $123M $147M $166M
Financing Cash Flow 8-point trend, +71.0% $-3.15B $-9.62B $-10.05B $-9.66B $-7.33B $-7.68B $-9.98B $-10.88B
Net Change in Cash 8-point trend, -99.8% $1M $-690M $-2.01B $1.23B $41M $-244M $-1.48B $616M
Taxes Paid 8-point trend, -66.7% $19M $38M $57M $30M $190M $74M $93M $57M
Redditività 4
Dati annuali Redditività per JSM
Metrica Tendenza 20252024202320222021202020192018
Net Margin 8-point trend, -111.9% -13.1% 48.3% 71.0% 194.3% 141.4% 106.2% 152.7% 110.0%
Pretax Margin 8-point trend, -112.4% -18.2% 64.2% 97.5% 249.1% 184.6% 137.1% 195.1% 147.1%
ROA 8-point trend, -144.4% -0.16% 0.23% 0.35% 0.85% 0.85% 0.45% 0.60% 0.36%
ROE 8-point trend, -128.4% -3.2% 4.9% 8.1% 21.7% 28.4% 14.3% 17.4% 11.3%
Liquidità e Solvibilità 1
Dati annuali Liquidità e Solvibilità per JSM
Metrica Tendenza 20252024202320222021202020192018
Debt / Equity 8-point trend, +37.2% 2.1 1.9 1.5 2.0 1.0 2.7 2.5 1.5
Efficienza 1
Dati annuali Efficienza per JSM
Metrica Tendenza 20252024202320222021202020192018
Asset Turnover 8-point trend, +266.7% 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Per Azione 6
Dati annuali Per Azione per JSM
Metrica Tendenza 20252024202320222021202020192018
Book Value / Share 8-point trend, -35.0% $5.14 $5.68 $5.95 $6.46 $5.66 $5.36 $7.40 $7.90
Revenue / Share 8-point trend, +353.1% $6.16 $2.44 $2.61 $2.31 $2.95 $1.99 $1.68 $1.36
Cash Flow / Share 8-point trend, +3.2% $4.45 $4.14 $5.50 $2.12 $4.08 $5.06 $4.37 $4.32
Cash / Share 8-point trend, -52.7% $1.36 $1.55 $1.81 $3.33 $1.97 $2.61 $2.73 $2.89
Dividend Paid / Share Flat — no change across 8 periods $1 $1 $1 $1 $1 $1 $1 $1
EPS (TTM) 8-point trend, -154.4% $-0.81 $1.18 $1.85 $4.49 $4.18 $2.12 $2.56 $1.49
Tassi di Crescita 7
Dati annuali Tassi di Crescita per JSM
Metrica Tendenza 20252024202320222021202020192018
Revenue YoY 4-point trend, -150.8% · -15.6% -3.3% -34.5% 30.7% · · ·
Revenue CAGR 3Y 2-point trend, -207.8% · -18.8% -6.1% · · · · ·
EPS YoY 4-point trend, -137.3% · -36.2% -58.8% 7.4% 97.2% · · ·
EPS CAGR 3Y 2-point trend, -674.8% · -34.4% -4.4% · · · · ·
Net Income YoY 4-point trend, -157.5% · -42.5% -64.6% -10.0% 74.0% · · ·
Net Income CAGR 3Y 2-point trend, -141.7% · -43.3% -17.9% · · · · ·
Dividend CAGR 5Y -12.5% · · · · · · ·
Valutazione (TTM) 14
Dati annuali Valutazione (TTM) per JSM
Metrica Tendenza 20252024202320222021202020192018
Revenue TTM 8-point trend, -12.8% $313M $271M $321M $332M $507M $388M $391M $359M
Net Income TTM 8-point trend, -120.3% $-80M $131M $228M $645M $717M $412M $597M $395M
Market Cap 8-point trend, +29.2% $9.49B $8.26B $9.93B $8.12B $11.63B $11.41B $10.83B $7.35B
Enterprise Value 8-point trend, +21.3% $13.93B $12.68B $13.32B $12.46B $13.22B $16.84B $18.08B $11.48B
P/E 8-point trend, -326.8% -25.1 15.1 11.6 3.9 6.1 11.9 9.4 11.1
P/S 8-point trend, +48.2% 30.3 30.5 30.9 24.5 22.9 29.4 27.7 20.5
P/B 8-point trend, +89.5% 4.0 3.1 3.6 2.7 4.5 4.7 3.2 2.1
P / Tangible Book 6-point trend, -27.5% 4.8 3.7 4.8 3.6 6.2 6.7 · ·
P / Cash Flow 8-point trend, +234.0% 21.5 18.0 14.7 26.6 16.6 11.6 10.6 6.4
EV / Revenue 8-point trend, +39.1% 44.5 46.8 41.5 37.5 26.1 43.4 46.2 32.0
Dividend Yield 8-point trend, -70.8% 0.66% 0.85% 0.79% 1.1% 0.92% 1.1% 1.4% 2.3%
Earnings Yield 8-point trend, -144.1% -4.0% 6.6% 8.6% 25.5% 16.5% 8.4% 10.7% 9.0%
Payout Ratio 8-point trend, -287.4% -78.8% 53.4% 34.2% 14.1% 14.9% 29.8% 24.6% 42.0%
Annual Payout 8-point trend, -62.0% $63M $70M $78M $91M $107M $123M $147M $166M

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

Conto Economico
2025-12-312024-12-312023-12-312022-12-312021-12-31
Ricavi $271M$321M$332M$507M
Utile netto $-80M$131M$228M$645M$717M
EPS Diluito $-0.81$1.18$1.85$4.49$4.18
Stato Patrimoniale
2025-12-312024-12-312023-12-312022-12-312021-12-31
Debito / Patrimonio Netto 2.11.91.52.01.0

Le Mie Metriche La tua watchlist personale — righe selezionate da Fondamentali Completi

📊

Scegli le metriche che contano per te — fai clic sul ➕ accanto a qualsiasi riga nei Fondamentali Completi sopra.

La tua selezione è salvata e ti segue su tutti i ticker.