MQ Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane

03

Prezzo $16.55

Capitalizzazione di Mercato (MRQ) $1.72B

Ricavi $625M

ROE -1.7%

Intervallo 52 sett. $4–$19

MQ Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione

04

intervallo

barre

La granularità delle barre si adatta al periodo selezionato — passa il mouse sul grafico per vedere apertura/massimo/minimo/chiusura di una barra.

Split azionari 1

Data ex-dividendo	Split	Tipo
01 Luglio 2026	1-for-4	Inverso

Informazioni su Marqeta, Inc. - Class A Common Stock Panoramica della società da Wikipedia

05 · wikidata

Wikidata ↗

settoreFinancial Services industriaFinancial Services dipendenti938 paeseUS

Performance decennale Andamento di ricavi, utile netto, margini e EPS

06

Ricavi$625M

2019-12-31 → 2025-12-31

Flusso di cassa libero$161M

2021-12-31 → 2025-12-31

Margine netto1.5%

2021-12-31 → 2025-12-31

Valutazione e Rapporti 07–12

Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?

Metrica	MQ	media 5 anni	Mediana dei peer	Verdetto
P/S (TTM)	2.5media 5 anni ≈7.0	≈7.0	2.5	Valore equo
P/B (MRQ)	2.4media 5 anni ≈3.1	≈3.1	2.7	Sottovalutato
Prezzo / FCF (TTM)	8.7media 5 anni ≈36.1	≈36.1	·	·
Prezzo / Flusso di cassa (TTM)	8.6media 5 anni ≈25.1	≈25.1	12.4	Sopravvalutato
Prezzo / Valore contabile tangibile (MRQ)	2.6media 5 anni ≈3.4	≈3.4	·	·

La mediana dei peer viene calcolata su base standardizzata per metrica e potrebbe non corrispondere sempre alla base TTM/MRQ mostrata per questo titolo.

Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC

Metrica	MQ	media 5 anni	Mediana dei peer	Verdetto
Margine lordo (TTM)	70.0%media 5 anni ≈55.1%	≈55.1%	·	·
Margine Operativo (TTM)	-1.9%media 5 anni ≈-22.7%	≈-22.7%	12.4%	Debole
Margine EBITDA (TTM)	3.1%media 5 anni ≈-20.6%	≈-20.6%	12.6%	Debole
Margine ante imposte (TTM)	1.7%media 5 anni ≈-17.4%	≈-17.4%	7.2%	Debole
Margine di Profitto Netto (TTM)	1.5%media 5 anni ≈-17.2%	≈-17.2%	5.6%	Sotto la media
ROA	-0.93%media 5 anni ≈-7.4%	≈-7.4%	3.0%	Debole
ROE	-1.7%media 5 anni ≈-7.9%	≈-7.9%	15.6%	Debole
ROIC	-6.4%media 5 anni ≈-11.0%	≈-11.0%	11.2%	Debole

Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio

Metrica	Tendenza 5 anni	MQ	media 5 anni	Mediana dei peer	Verdetto
Rapporto corrente (MRQ)		1.7media 5 anni ≈4.6	≈4.6	1.3	Liquidità elevata
Quick Ratio		1.0media 5 anni ≈3.2	≈3.2	0.5	Liquidità elevata

Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y

Metrica	MQ	media 5 anni	Mediana dei peer	Verdetto
Revenue YoY (Ricavi YoY)	23.2%media 5 anni ≈22.3%	≈22.3%	·	·
Revenue CAGR 3Y (CAGR Ricavi 3Y)	-5.8%media 5 anni ≈8.7%	≈8.7%	·	·
Revenue CAGR 5Y (CAGR Ricavi 5Y)	16.6%	·	·	·

Metriche per Azione EPS, valore contabile per azione, flusso di cassa per azione, dividendo per azione

Metrica	MQ	media 5 anni	Mediana dei peer	Verdetto
Revenue / Share (Ricavi / Azione)	$1.35media 5 anni ≈$1.28	≈$1.28	·	·
Cash Flow / Share (Flusso di cassa / Azione)	$0.35media 5 anni ≈$0.13	≈$0.13	·	·
Cash / Share (Liquidità / Azione)	$1.64media 5 anni ≈$1.97	≈$1.97	·	·

Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti

Metrica	MQ	media 5 anni	Mediana dei peer	Verdetto
Asset Turnover (Rotazione delle attività)	0.4media 5 anni ≈0.4	≈0.4	0.4	In linea
Receivables Turnover (Rotazione dei crediti)	17.5media 5 anni ≈35.3	≈35.3	13.9	Di prim'ordine
Revenue / Employee (Ricavi / Dipendente)	≈$666.2K	·	·	·

valore · ≈ media 5 anni · mediana del settore · giudizio rispetto alla mediana

Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili

14

Sorpresa media 234.6%

Prossimo report Nov 03, 2026

Periodo	Rapporto	EPS Actual	EPS Stimato	Sorpresa
30 Giugno 2026	Ago 4, 2026	$0.07	$0.01	—
31 Marzo 2026		$0.08	$-0.01	745.2%
31 Dicembre 2025		$0.00	$0.00	—
30 Settembre 2025		$-0.04	$-0.07	42.9%
30 Giugno 2025		$0.00	$-0.12	100.0%
31 Marzo 2025		$-0.02	$-0.04	50.4%

Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario

15

Conto Economico 12

Metrica	2025	2024	2023	2022	2021	2020	2019
Revenue	$625M	$507M	$676M	$748M	$517M	$290M	$143M
Cost of Revenue	$188M	$155M	$347M	$428M	$285M	$172M	$83M
Gross Profit	$437M	$352M	$330M	$320M	$232M	$118M	$60M
Operating Expenses	$484M	$376M	$613M	$530M	$394M	$165M	$119M
Operating Income	$-46M	$-24M	$-283M	$-210M	$-162M	$-47M	$-59M
Other Non-op	$33M	$53M	$52M	$25M	$-3M	$-521.0K	$698.0K
Pretax Income	$-13M	$28M	$-231M	$-185M	$-165M	$-48M	$-58M
Income Tax	$596.0K	$793.0K	$-8M	$-102.0K	$-640.0K	$87.0K	$35.0K
Net Income	$-14M	$27M	$-223M	$-185M	$-164M	$-48M	$-58M
Shares (Basic)	462,168,000	511,065,000	532,540,000	545,397,000	362,756,466	122,932,556	113,851,714
Shares (Diluted)	462,168,000	518,845,000	532,540,000	545,397,000	362,756,466	122,932,556	113,851,714
EBITDA	$-19M	$-7M	$-272M	$-206M	$-158M	·	·

Stato Patrimoniale 24

Metrica	2025	2024	2023	2022	2021	2020	2019
Cash & Equivalents	$709M	$923M	$981M	$1.18B	$1.25B	$220M	$60M
Receivables	$41M	$30M	$20M	$16M	$13M	$8M	·
Prepaid Expense	$35M	$25M	$27M	$38M	$36M	$11M	·
Other Current Assets	$14M	$3M	$2M	$7M	$4M	$2M	·
Current Assets	$1.24B	$1.25B	$1.39B	$1.75B	$1.80B	$431M	·
PP&E (Net)	$60M	$38M	$19M	$7M	$10M	$9M	·
PP&E (Gross)	$108M	$67M	$39M	$23M	$22M	$19M	·
Accum. Depreciation	$48M	$30M	$20M	$15M	$12M	$10M	·
Goodwill	$155M	$124M	$124M	$0	·	·	·
Intangibles	$51M	$30M	$36M	$0	·	·	·
Other Non-current Assets	$15M	$9M	$7M	$5M	$2M	$4M	·
Total Assets	$1.53B	$1.46B	$1.59B	$1.77B	$1.83B	$458M	·
Accrued Liabilities	·	$177M	$162M	·	·	·	·
Current Liabilities	$749M	$371M	$337M	$283M	$238M	$141M	·
Capital Leases	$6M	$870.0K	$5M	$9M	$12M	$15M	·
Other Non-current Liabilities	$8M	$6M	$5M	$5M	$7M	$10M	·
Total Liabilities	$763M	$378M	$346M	$297M	$257M	$170M	·
Common Stock	$11.0K	$50.0K	$52.0K	$53.0K	$54.0K	$13.0K	·
Paid-in Capital	$1.57B	$1.88B	$2.07B	$2.08B	$1.99B	$40M	·
Retained Earnings	$-812M	$-798M	$-825M	$-602M	$-417M	$-254M	·
AOCI	$2M	$-314.0K	$762.0K	$-7M	$-2M	$25.0K	·
Stockholders' Equity	$762M	$1.09B	$1.24B	$1.47B	$1.57B	$-214M	$-198M
Liabilities + Equity	$1.53B	$1.46B	$1.59B	$1.77B	$1.83B	$458M	·
Shares Outstanding	108,064,000	126,074,000	520,343,000	541,364,000	541,384,000	130,312,838	118,430,031

Flusso di cassa 15

Metrica	2025	2024	2023	2022	2021	2020	2019
D&A	$27M	$17M	$11M	$4M	$4M	$3M	$3M
Stock-based Comp	$105M	$137M	$128M	$108M	$143M	$28M	$22M
Deferred Tax	$-272.0K	$98.0K	$-8M	$-473.0K	$-678.0K	$-78.0K	$-42.0K
Amort. of Intangibles	$6M	$6M	$5M	·	·	·	·
Restructuring	·	·	$9M	·	·	·	·
Other Non-cash	$45M	$-123M	$60M	$8M	$75M	·	·
Operating Cash Flow	$163M	$58M	$21M	$-13M	$57M	$50M	$-15M
CapEx	$2M	$2M	$762.0K	$2M	$3M	$2M	$5M
Investing Cash Flow	$271M	$71M	$39M	$29M	$-329M	$-58M	$-100M
Stock Repurchased	$391M	$154M	$190M	$78M	$0	$0	·
Net Stock Activity	$-391M	$-154M	$-190M	$-78M	·	·	·
Financing Cash Flow	$-347M	$-187M	$-262M	$-79M	$1.30B	$167M	$139M
Net Change in Cash	$86M	$-58M	$-202M	$-64M	$1.03B	$160M	$23M
Taxes Paid	$595.0K	$396.0K	$430.0K	$84.0K	$201.0K	$109.0K	$1.0K
Free Cash Flow	$161M	$56M	$20M	$-15M	$54M	·	·

Redditività 8

Metrica	2025	2024	2023	2022	2021	2020	2019
Gross Margin	70.0%	69.4%	48.7%	42.8%	44.8%	·	·
Operating Margin	-7.4%	-4.8%	-41.9%	-28.0%	-31.3%	·	·
Net Margin	-2.2%	5.4%	-33.0%	-24.7%	-31.7%	·	·
Pretax Margin	-2.1%	5.5%	-34.1%	-24.7%	-31.8%	·	·
EBITDA Margin	-3.1%	-1.4%	-40.3%	-27.5%	-30.6%	·	·
ROA	-0.93%	1.8%	-13.3%	-10.3%	-14.3%	·	·
ROE	-1.7%	2.5%	-17.6%	-12.4%	-10.4%	·	·
ROIC	-6.4%	-2.2%	-22.0%	-14.2%	-10.3%	·	·

Liquidità e Solvibilità 2

Metrica	Tendenza	2025	2024	2023	2022	2021	2020	2019
Current Ratio		1.6	3.4	4.1	6.2	7.6	·	·
Quick Ratio		1.0	2.6	3.0	4.2	5.3	·	·

Efficienza 2

Metrica	Tendenza	2025	2024	2023	2022	2021	2020	2019
Asset Turnover		0.4	0.3	0.4	0.4	0.5	·	·
Receivables Turnover		17.5	20.5	38.5	52.0	47.9	·	·

Per Azione 4

Metrica	2025	2024	2023	2022	2021	2020	2019
Book Value / Share	$1.76	$2.15	$2.39	$2.72	$2.91	·	·
Revenue / Share	$1.35	$0.98	$1.27	$1.37	$1.43	·	·
Cash Flow / Share	$0.35	$0.11	$0.04	$-0.02	$0.16	·	·
Cash / Share	$1.64	$1.83	$1.89	$2.19	$2.30	·	·

Tassi di Crescita 3

Metrica	2025	2024	2023	2022	2021	2020	2019
Revenue YoY	23.2%	-25.0%	-9.6%	44.7%	78.2%	·	·
Revenue CAGR 3Y	-5.8%	-0.66%	32.6%	·	·	·	·
Revenue CAGR 5Y	16.6%	·	·	·	·	·	·

Valutazione (TTM) 8

Metrica	2025	2024	2023	2022	2021	2020	2019
Revenue TTM	$625M	$507M	$676M	$748M	$517M	·	·
Net Income TTM	$-14M	$27M	$-223M	$-185M	$-164M	·	·
Market Cap	$2.05B	$1.91B	$3.63B	$3.31B	$9.30B	·	·
P/S	3.3	3.8	5.4	4.4	18.0	·	·
P/B	2.7	1.8	2.9	2.2	5.9	·	·
P / Tangible Book	3.7	2.1	3.3	2.2	5.9	·	·
P / Cash Flow	12.6	32.9	172.1	-255.1	163.2	·	·
P / FCF	12.8	34.3	178.5	-216.4	171.4	·	·

Conto Economico 12

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue	$176M	$166M	$172M	$163M	$150M	$139M	$136M	$128M	$125M	$118M	$119M	$109M	$231M	$217M	$204M	$192M
Cost of Revenue	$54M	$48M	$52M	$49M	$46M	$40M	$38M	$38M	$46M	$34M	$36M	$36M	$147M	$128M	$117M	$112M
Gross Profit	$122M	$118M	$120M	$115M	$104M	$99M	$98M	$90M	$79M	$84M	$83M	$73M	$85M	$89M	$87M	$80M
Operating Expenses	$118M	$115M	$128M	$125M	$113M	$117M	$136M	$132M	$-26M	$134M	$140M	$142M	$154M	$177M	$141M	$140M
Operating Income	$4M	$2M	$-8M	$-10M	$-9M	$-19M	$-37M	$-42M	$105M	$-50M	$-56M	$-70M	$-69M	$-87M	$-54M	$-59M
Other Non-op	$4M	$6M	$7M	$7M	$9M	$11M	$11M	$14M	$14M	$14M	$15M	$15M	$11M	$12M	$28M	$6M
Pretax Income	$8M	$8M	$-2M	$-3M	$-441.0K	$-8M	$-27M	$-29M	$119M	$-36M	$-41M	$-55M	$-59M	$-76M	$-26M	$-53M
Income Tax	$505.0K	$193.0K	$-343.0K	$498.0K	$206.0K	$235.0K	$394.0K	$115.0K	$150.0K	$134.0K	$-1M	$238.0K	$138.0K	$-7M	$471.0K	$5.0K
Net Income	$8M	$8M	$-1M	$-4M	$-647.0K	$-8M	$-27M	$-29M	$119M	$-36M	$-40M	$-55M	$-59M	$-69M	$-26M	$-53M
Shares (Basic)	105,465,000	428,602,000	·	448,717,000	115,379,000	501,222,000	·	507,160,000	515,959,000	517,987,000	·	529,489,000	538,267,000	539,744,130	·	548,990,212
Shares (Diluted)	106,797,000	433,571,000	·	448,717,000	115,379,000	501,222,000	·	507,160,000	524,401,000	517,987,000	·	529,489,000	538,267,000	539,744,130	·	548,990,212
EBITDA	$13M	$11M	·	$-3M	$-3M	$-13M	·	$-38M	$109M	$-46M	·	$-67M	$-67M	$-85M	·	$-59M

Stato Patrimoniale 23

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Cash & Equivalents	$691M	$675M	$709M	$747M	$733M	$831M	$923M	$886M	$925M	$970M	$981M	$948M	$950M	$1.05B	$1.18B	$1.20B
Receivables	$51M	$46M	$41M	$36M	$37M	$28M	$30M	$26M	$26M	$23M	·	$16M	$15M	$14M	·	$13M
Prepaid Expense	$38M	$38M	$35M	$35M	$24M	$30M	$25M	$24M	$23M	$27M	·	$33M	$29M	$34M	·	$39M
Other Current Assets	·	·	$14M	·	·	·	$3M	·	·	·	·	$6M	$6M	$7M	·	$7M
Current Assets	$1.10B	$1.19B	$1.24B	$1.20B	$990M	$1.13B	$1.25B	$1.22B	$1.27B	$1.35B	·	$1.41B	$1.51B	$1.59B	·	$1.74B
PP&E (Net)	$67M	$64M	$60M	$57M	$50M	$43M	$38M	$36M	$33M	$28M	·	$17M	$14M	$11M	·	$8M
PP&E (Gross)	$122M	$113M	$108M	$100M	$89M	$76M	$67M	$62M	$58M	$50M	·	$36M	$31M	$27M	·	$23M
Accum. Depreciation	$55M	$49M	$48M	$43M	$39M	$34M	$30M	$26M	$25M	$22M	·	$19M	$17M	$16M	·	$15M
Goodwill	$154M	$154M	$155M	$154M	$124M	$124M	$124M	$124M	$124M	$124M	·	$123M	$123M	$123M	$0	·
Intangibles	$46M	$48M	$51M	$54M	$27M	$28M	$30M	$31M	$33M	$34M	·	$37M	$39M	$40M	·	·
Other Non-current Assets	$17M	$15M	$8M	$17M	$19M	·	$9M	·	·	·	·	$5M	$3M	$4M	·	$6M
Total Assets	$1.39B	$1.48B	$1.53B	$1.49B	$1.21B	$1.35B	$1.46B	$1.44B	$1.49B	$1.56B	·	$1.60B	$1.70B	$1.77B	·	$1.77B
Current Liabilities	$662M	$721M	$749M	$637M	$361M	$357M	$371M	$334M	$338M	$339M	·	$297M	$318M	$326M	·	$250M
Capital Leases	$4M	$5M	$6M	$5M	$3M	$26.0K	$870.0K	$2M	$3M	$4M	·	$6M	$7M	$8M	·	$10M
Other Non-current Liabilities	$10M	$8M	$8M	$8M	$7M	$5M	$6M	$5M	$5M	$5M	·	$5M	$6M	$6M	·	$2M
Total Liabilities	$677M	$734M	$763M	$649M	$371M	$362M	$378M	$340M	$346M	$348M	·	$308M	$332M	$341M	·	$262M
Common Stock	$10.0K	$43.0K	$43.0K	$45.0K	$45.0K	$48.0K	$50.0K	$50.0K	$51.0K	$52.0K	·	$53.0K	$52.0K	$53.0K	·	$54.0K
Paid-in Capital	$1.51B	$1.55B	$1.57B	$1.65B	$1.65B	$1.79B	$1.88B	$1.87B	$1.89B	$2.07B	·	$2.08B	$2.10B	$2.11B	·	$2.10B
Retained Earnings	$-796M	$-804M	$-812M	$-810M	$-807M	$-806M	$-798M	$-771M	$-742M	$-861M	·	$-785M	$-730M	$-671M	·	$-576M
AOCI	$-608.0K	$-310.0K	$2M	$1M	$-102.0K	$-276.0K	$-314.0K	$833.0K	$-1M	$-824.0K	·	$-2M	$-1M	$-3M	·	$-11M
Stockholders' Equity	$716M	$742M	$762M	$839M	$843M	$987M	$1.09B	$1.10B	$1.14B	$1.21B	$1.24B	$1.30B	$1.37B	$1.43B	$1.47B	$1.51B
Liabilities + Equity	$1.39B	$1.48B	$1.53B	$1.49B	$1.21B	$1.35B	$1.46B	$1.44B	$1.49B	$1.56B	·	$1.60B	$1.70B	$1.77B	·	$1.77B
Shares Outstanding	104,103,000	425,748,000	432,256,000	449,345,000	449,459,000	480,978,000	504,296,000	504,150,000	510,748,000	518,009,066	520,343,000	526,585,652	534,216,676	540,431,620	541,364,000	547,861,374

Flusso di cassa 14

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
D&A	$10M	$9M	$8M	$7M	$7M	$5M	$6M	$4M	$4M	$4M	$3M	$3M	$2M	$2M	$1M	$934.0K
Stock-based Comp	$22M	$20M	$26M	$26M	$27M	$26M	$33M	$36M	$23M	$31M	$32M	$6M	$18M	$46M	$-8M	$44M
Amort. of Intangibles	$2M	$2M	$900.0K	$2M	$2M	$2M	$1M	$2M	$2M	$2M	$2M	$2M	$2M	·	·	·
Restructuring	·	·	·	·	·	·	·	·	·	·	$0	$300.0K	$8M	·	·	·
Other Non-cash	·	$-40M	·	·	·	$-13M	·	·	·	$-11M	·	·	·	$10M	·	·
Operating Cash Flow	$63M	$-3M	$53M	$87M	$13M	$10M	$25M	$7M	$26M	$426.0K	$17M	$41M	$-26M	$-11M	$15M	$-4M
CapEx	$211.0K	$1M	$-157.0K	$391.0K	$335.0K	$1M	$36.0K	$189.0K	$1M	$1M	$40.0K	$54.0K	$91.0K	$577.0K	$619.0K	$832.0K
Investing Cash Flow	$19M	$16M	$13M	$183M	$61M	$15M	$34M	$10M	$-6M	$34M	$82M	$79M	$-24M	$-98M	$28M	$2M
Stock Repurchased	$55M	$39M	$97M	$20M	$164M	$111M	$17M	$47M	$57M	$34M	$59M	$64M	$45M	$22M	$65M	$13M
Net Stock Activity	·	$-39M	·	·	·	$-111M	·	·	·	$-34M	·	·	·	$-22M	·	·
Financing Cash Flow	$-84M	$-75M	$-31M	$-28M	$-172M	$-117M	$-22M	$-55M	$-65M	$-45M	$-65M	$-124M	$-49M	$-25M	$-64M	$-13M
Net Change in Cash	$-2M	$-62M	$35M	$241M	$-98M	$-92M	$37M	$-38M	$-46M	$-11M	$34M	$-4M	$-99M	$-133M	$-21M	$-15M
Taxes Paid	·	·	·	·	·	·	·	·	·	·	$-485.0K	$0	$838.0K	$77.0K	$0	$0
Free Cash Flow	·	$-5M	·	·	·	$9M	·	·	·	$-765.0K	·	·	·	$-11M	·	·

Redditività 8

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Gross Margin	69.2%	70.9%	·	70.2%	69.2%	71.0%	·	70.4%	63.3%	71.3%	·	66.6%	36.6%	41.0%	·	41.8%
Operating Margin	2.1%	1.3%	·	-6.3%	-6.1%	-13.3%	·	-33.0%	83.9%	-42.3%	·	-64.1%	-30.0%	-40.2%	·	-31.1%
Net Margin	4.3%	4.7%	·	-2.2%	-0.43%	-5.9%	·	-22.4%	95.1%	-30.6%	·	-50.5%	-25.4%	-31.7%	·	-27.8%
Pretax Margin	4.6%	4.8%	·	-1.9%	-0.29%	-5.8%	·	-22.3%	95.2%	-30.4%	·	-50.3%	-25.4%	-34.9%	·	-27.7%
EBITDA Margin	7.6%	6.6%	·	-2.1%	-1.7%	-9.5%	·	-29.5%	87.0%	-39.3%	·	-61.3%	-29.0%	-39.3%	·	-30.6%
ROA	0.58%	0.55%	·	-0.25%	-0.05%	-0.57%	·	-1.9%	7.5%	-2.2%	·	-3.3%	-3.4%	-3.9%	·	-3.0%
ROE	0.97%	0.91%	·	-0.37%	-0.07%	-0.75%	·	-2.4%	9.5%	-2.7%	·	-3.9%	-4.0%	-4.6%	·	-3.5%
ROIC	0.48%	0.28%	·	-1.4%	-1.6%	-1.9%	·	-3.9%	9.2%	-4.1%	·	-5.4%	-5.1%	-5.5%	·	-3.9%

Liquidità e Solvibilità 2

Metrica	Tendenza	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Current Ratio		1.7	1.6	·	1.9	2.7	3.2	·	3.7	3.8	4.0	·	4.7	4.8	4.9	·	7.0
Quick Ratio		1.1	1.0	·	1.2	2.1	2.4	·	2.7	2.8	2.9	·	3.2	3.0	3.3	·	4.9

Efficienza 2

Metrica	Tendenza	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Asset Turnover		0.1	0.1	·	0.1	0.1	0.1	·	0.1	0.1	0.1	·	0.1	0.1	0.1	·	0.1
Receivables Turnover		4.0	4.5	·	5.2	4.8	5.4	·	6.1	6.1	6.3	·	7.7	19.8	18.9	·	19.0

Per Azione 4

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Book Value / Share	$6.87	$1.74	·	$1.87	$1.88	$2.05	·	$2.17	$2.24	$2.34	·	$2.46	$2.57	$2.65	·	$2.76
Revenue / Share	$1.65	$0.38	·	$0.36	$0.33	$0.28	·	$0.25	$0.24	$0.23	·	$0.21	$0.43	$0.40	·	$0.35
Cash Flow / Share	·	$-0.01	·	·	·	$0.02	·	·	·	$0.00	·	·	·	$-0.02	·	·
Cash / Share	$6.64	$1.58	·	$1.66	$1.63	$1.73	·	$1.76	$1.81	$1.87	·	$1.80	$1.78	$1.94	·	$2.20

Valutazione (TTM) 7

Metrica	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue TTM	$677M	$652M	·	$589M	$553M	$528M	·	$490M	$471M	$577M	·	$761M	$844M	$799M	·	$700M
Net Income TTM	$10M	$2M	·	$-40M	$-65M	$55M	·	$14M	$-12M	$-190M	·	$-209M	$-207M	$-193M	·	$-195M
Market Cap	$1.69B	$1.74B	·	$2.37B	$2.62B	$1.98B	·	$2.48B	$2.80B	$3.09B	·	$3.15B	$2.60B	$2.47B	·	$3.90B
P/S	2.5	2.7	·	4.0	4.7	3.8	·	5.1	5.9	5.4	·	4.1	3.1	3.1	·	5.6
P/B	2.4	2.3	·	2.8	3.1	2.0	·	2.3	2.5	2.6	·	2.4	1.9	1.7	·	2.6
P / Tangible Book	3.3	3.2	·	3.8	3.8	2.4	·	2.6	2.8	2.9	·	2.8	2.1	1.9	·	2.6
P / Cash Flow	·	-515.9	·	·	·	198.4	·	·	·	7247.3	·	·	·	-234.2	·	·

Periodo più recente a sinistra · valori nulli mostrati come ·

Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni

16

Metrica	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Ricavi	$625M	$507M	$676M	$748M	$517M
Margine Lordo %	70.0%	69.4%	48.7%	42.8%	44.8%
Margine Operativo %	-7.4%	-4.8%	-41.9%	-28.0%	-31.3%
Utile netto	$-14M	$27M	$-223M	$-185M	$-164M

Metrica	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Rapporto corrente	1.6	3.4	4.1	6.2	7.6
Quick Ratio	1.0	2.6	3.0	4.2	5.3

Metrica	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Flusso di cassa libero	$161M	$56M	$20M	$-15M	$54M

Proprietari istituzionali (13F) 216 filer · $1.1B totale · Aggiornato al 30 Giugno 2026

17

Istituzioni che segnalano il possesso di questo titolo nel loro Modulo SEC 13F trimestrale. Solo posizioni lunghe; un singolo depositante può apparire due volte per diverse gambe di opzioni. Grandi posizioni put/call contrapposte riflettono tipicamente market-making o inventario coperto, non convinzione direzionale.

Detentori 216

Valore detenuto $1.1B

Nuove posizioni 23

Posizioni chiuse 80

Attività istituzionale — Q2 2026 vs trimestre precedente

Nuove posizioni	Posizioni chiuse	Aumentato	Diminuito	Variazione netta delle azioni
23 (-16 vs trimestre precedente)	80 (+50 vs trimestre precedente)	60 (-28 vs trimestre precedente)	66 (-19 vs trimestre precedente)	-85.2M

Confrontato con Q1 2026. Le dichiarazioni SEC Form 13F sono dovute entro 45 giorni dalla fine del trimestre più un breve margine per i dichiaranti in ritardo — i trimestri ancora all'interno di questa finestra vengono saltati a favore della coppia più recente completamente riportata.

Istituzione	Valore	Azioni	% di 13F tracciati	Tipo
VANGUARD GROUP INC	$178.197.941	37.515.356	16,00%	Azioni
BlackRock, Inc.	$111.469.477	27.455.536	10,01%	Azioni
Vitruvian Partners LLP	$111.295.692	6.853.183	9,99%	Azioni
VANGUARD PORTFOLIO MANAGEMENT LLC	$71.390.232	17.583.801	6,41%	Azioni
VANGUARD CAPITAL MANAGEMENT LLC	$67.694.438	16.673.507	6,08%	Azioni
WELLINGTON MANAGEMENT GROUP LLP	$56.382.487	13.887.312	5,06%	Azioni
RENAISSANCE TECHNOLOGIES LLC	$50.423.300	12.419.532	4,53%	Azioni
Capital World Investors	$45.163.505	11.124.016	4,06%	Azioni
Invesco Ltd.	$41.379.488	10.191.992	3,72%	Azioni
GEODE CAPITAL MANAGEMENT, LLC	$39.578.395	9.466.543	3,55%	Azioni
STATE STREET CORP	$38.163.736	9.399.935	3,43%	Azioni
North Reef Capital Management LP	$32.074.000	7.900.000	2,88%	Azioni
JACOBS LEVY EQUITY MANAGEMENT, INC	$23.474.571	5.781.914	2,11%	Azioni
Balyasny Asset Management L.P.	$13.625.303	3.355.986	1,22%	Azioni
NORTHERN TRUST CORP	$13.473.670	3.318.638	1,21%	Azioni
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$12.539.347	3.088.509	1,13%	Azioni
GOLDMAN SACHS GROUP INC	$12.058.561	2.970.089	1,08%	Azioni
Arnhold LLC	$11.942.234	2.941.437	1,07%	Azioni
VANGUARD FIDUCIARY TRUST CO	$10.681.361	2.630.877	0,96%	Azioni
ZWJ INVESTMENT COUNSEL INC	$8.344.969	2.055.411	0,75%	Azioni
Qube Research & Technologies Ltd	$8.326.849	2.050.948	0,75%	Azioni
NORDEA INVESTMENT MANAGEMENT AB	$7.834.806	1.956.256	0,70%	Azioni
BANK OF AMERICA CORP /DE/	$7.672.368	1.889.746	0,69%	Azioni
NOVO HOLDINGS A/S	$7.170.902	441.558	0,64%	Azioni
Freestone Grove Partners LP	$6.602.685	1.626.277	0,59%	Azioni
MORGAN STANLEY	$5.321.077	1.310.610	0,48%	Azioni
Optimus Prime Fund Management Co., Ltd.	$4.790.800	1.180.000	0,43%	Azioni
Lavaca Capital LLC	$4.283.864	1.055.139	0,38%	Azioni
Bank of New York Mellon Corp	$4.130.404	1.017.341	0,37%	Azioni
Perigon Wealth Management, LLC	$3.951.212	973.205	0,35%	Azioni
Point72 Asset Management, L.P.	$3.914.977	964.280	0,35%	Azioni
TWO SIGMA ADVISERS, LP	$3.777.200	795.200	0,34%	Azioni
AMERICAN CENTURY COMPANIES INC	$3.574.595	880.442	0,32%	Azioni
Russell Investments Group, Ltd.	$3.384.654	833.658	0,30%	Azioni
BARCLAYS PLC	$3.380.689	832.682	0,30%	Azioni
AQR CAPITAL MANAGEMENT LLC	$3.336.891	821.894	0,30%	Azioni
UBS Group AG	$3.145.428	774.736	0,28%	Azioni
Connor, Clark & Lunn Investment Management Ltd.	$3.078.483	758.247	0,28%	Azioni
Swiss National Bank	$2.971.514	731.900	0,27%	Azioni
CPV Partners, LLC	$2.907.265	716.075	0,26%	Azioni
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC	$2.872.038	703.931	0,26%	Azioni
Ahara Advisors LLC	$2.854.456	703.068	0,26%	Azioni
Nebula Research & Development LLC	$2.570.056	440.833	0,23%	Azioni
Cander Asset Management LP	$2.450.575	603.590	0,22%	Azioni
Squarepoint Ops LLC	$2.337.488	575.736	0,21%	Azioni
Robeco Institutional Asset Management B.V.	$2.325.588	572.805	0,21%	Azioni
TWO SIGMA INVESTMENTS, LP	$2.276.308	560.667	0,20%	Azioni
Uber Technologies, Inc	$2.193.082	135.042	0,20%	Azioni
Werba Rubin Papier Wealth Management	$2.002.059	493.118	0,18%	Azioni
SUSQUEHANNA INTERNATIONAL GROUP, LLP	$1.872.038	461.093	0,17%	Azioni

Mostra tutti i 216 proprietari istituzionali →

Insider aziendali 31 insider · 16 dirigenti · 17 direttori

19

Insider	Ruolo	Ultima attività	Azioni possedute	Acquisti 12m	Vendite 12m	Netto 12m
Michael Milotich	Chief Executive Officer	01 Settembre 2026 M	367.629	0	0	$0
Simon Khalaf	Chief Executive Officer	01 Dicembre 2024 M	763.585	0	0	$0
Patti Kangwankij	Chief Financial Officer	16 Marzo 2026 A	·	0	0	$0
Philip Faix	Chief Financial Officer	29 Dicembre 2021 M	0	0	0	$0
Vidya Peters	Chief Operating Officer	01 Settembre 2022 M	14.158	0	0	$0
Eugenia Gibbons	Chief Product Officer	15 Settembre 2026 A	·	0	0	$0
Crystal Sumner	Chief Administrative Officer and Corporate Secretary	15 Settembre 2026 S	168.895	0	11	$-237.034
Todd Pollak	Chief Revenue Officer	01 Settembre 2026 M	208.807	0	1	$-316.500
Lukasz Strozek	Chief Technology Officer	15 Giugno 2026 A	·	0	0	$0
Sarah Barkema	Principal Accounting Officer	01 Giugno 2026 M	209.179	0	0	$0
Randall F. Kern	Chief Product and Technology Officer	01 Settembre 2024 M	130.183	0	0	$0
Seth R Weissman	Chief Legal Officer, General Counsel and Secretary	01 Dicembre 2022 M	11.608	0	0	$0
Renata Caine	Senior Vice President of International, Strategy, and Planning	03 Gennaio 2022 C	4.813	0	0	$0
Brian Kieley	Senior Vice President of Program Management	11 Giugno 2021 J	0	0	0	$0
Kevin Doerr	Chief Product Officer	11 Giugno 2021 J	0	0	0	$0
Darren Mowry	Chief Revenue Officer	11 Giugno 2021 J	·	0	0	$0
Martha Cummings	Direttore	16 Settembre 2026 S	10.830	0	10	$-212.092
Jason M. Gardner	Direttore	14 Settembre 2026 C	3.826.343	0	8	$-1.383.330
Mark R. Graf	Direttore	20 Luglio 2026 M	21.969	0	0	$0
Alpesh Chokshi	Direttore	13 Giugno 2026 M	87.482	0	0	$0
Najuma Atkinson	Direttore	12 Giugno 2026 S	178.417	0	3	$-132.488
Elaine Paul	Direttore	12 Giugno 2026 S	35.602	0	2	$-146.972
Srikiran Prasad	Direttore	10 Giugno 2026 A	162.634	0	0	$0
Wendy Thomas	Direttore	10 Giugno 2026 A	71.202	0	0	$0
Judson C Linville	Direttore	10 Giugno 2026 A	165.028	1	0	$100.490
Helen Riley	Direttore	12 Giugno 2025 M	99.999	0	0	$0
Godfrey Sullivan	Direttore	12 Giugno 2025 M	99.999	0	0	$0
Arnon Dinur	Direttore	13 Giugno 2024 A	37.826	0	0	$0
Geraldine Elliott	Direttore	13 Giugno 2024 M	61.612	0	0	$0
Amy Chang	Direttore	16 Giugno 2022 A	·	0	0	$0
Christopher Mckay	Direttore	26 Maggio 2022 C	21.035	0	0	$0

Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato

Proprietà ETF Posseduti da 23 ETF

20

Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.

Fondo	Peso	Unità	Aggiornato al	Fonte
OMFS · Invesco Exchange-Traded Self-Indexe…	0,16%	24.136 SH	01 Ottobre 2026	Giornaliero
IWO · iShares Trust	0,09%	835.892 SH	11 Settembre 2026	Giornaliero
VFQY · VANGUARD WELLINGTON FUND	0,09%	108.213 SH	19 Agosto 2026	Giornaliero
VTWG · VANGUARD SCOTTSDALE FUNDS	0,09%	381.494 SH	19 Agosto 2026	Giornaliero
PRFZ · Invesco Exchange-Traded Fund Trust	0,09%	134.850 SH	01 Ottobre 2026	Giornaliero
IWM · iShares Trust	0,05%	2.287.599 SH	11 Settembre 2026	Giornaliero
PKW · Invesco Exchange-Traded Fund Trust	0,05%	46.201 SH	01 Ottobre 2026	Giornaliero
VBK · VANGUARD INDEX FUNDS	0,04%	5.051.204 SH	19 Agosto 2026	Giornaliero
VTWO · VANGUARD SCOTTSDALE FUNDS	0,04%	2.017.113 SH	19 Agosto 2026	Giornaliero
ISCG · iShares Trust	0,02%	12.341 SH	11 Settembre 2026	Giornaliero
VXF · VANGUARD INDEX FUNDS	0,02%	4.216.104 SH	19 Agosto 2026	Giornaliero
VB · VANGUARD INDEX FUNDS	0,02%	8.517.634 SH	19 Agosto 2026	Giornaliero
VFH · VANGUARD WORLD FUND	0,02%	596.310 SH	19 Agosto 2026	Giornaliero
WSML · iShares Trust	0,02%	6.454 SH	11 Settembre 2026	Giornaliero
TECB · iShares Trust	0,01%	2.807 SH	11 Settembre 2026	Giornaliero
ITOT · iShares Trust	0,00%	147.930 SH	11 Settembre 2026	Giornaliero
IWV · iShares Trust	0,00%	26.101 SH	11 Settembre 2026	Giornaliero
VTI · VANGUARD INDEX FUNDS	0,00%	11.814.661 SH	19 Agosto 2026	Giornaliero
VT · VANGUARD INTERNATIONAL EQUITY INDEX…	0,00%	259.878 SH	19 Agosto 2026	Giornaliero
VTHR · VANGUARD SCOTTSDALE FUNDS	0,00%	30.009 SH	19 Agosto 2026	Giornaliero
ESGV · VANGUARD WORLD FUND	0,00%	77.553 SH	19 Agosto 2026	Giornaliero
ISCB · iShares Trust	·	4.391 SH	11 Settembre 2026	Giornaliero
ISCV · iShares Trust	·	14.612 SH	11 Settembre 2026	Giornaliero

MQ Consenso degli analisti Opinioni degli analisti, sia rialziste che ribassiste, target price a 12 mesi, potenziale di rialzo

21

rating · 22 analisti COMPRA

Target mediano $19.50 +17,8%

3 13,6% Acquisto forte

6 27,3% Compra

12 54,5% Mantieni

1 4,5% Vendi

0 0,0% Vendita forte

Target Price a 12 Mesi

10 analisti · 2026-10-02

Target medio $20.50 +23,9%

← Sotto tutti i target Prezzo attuale $16.55

Basso$17.00 Media$20.50 Alto$28.00

Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore

22

Base FY, prezzi alla chiusura dell'ultimo anno fiscale di ciascuna società.

Ticker	Capitalizzazione di Mercato	P/E	Rev YoY	Margine Netto	ROE	Margine lordo
MQ	$2.05B	·	23.2%	-2.2%	-1.7%	70.0%
PAYO	$1.96B	29.6	7.7%	7.0%	9.9%	·
WU	$2.94B	6.1	-3.8%	12.3%	54.3%	·
EEFT	·	11.1	6.4%	7.3%	24.4%	·
FLYW	$1.70B	128.7	26.6%	2.2%	1.7%	·
PAYS	$284M	39.6	40.5%	9.2%	16.7%	59.4%
CASS	$536M	15.9	5.3%	18.4%	14.5%	·
PRTH	$446M	8.0	8.3%	5.8%	-41.7%	·
IMXI	·	14.2	-7.7%	·	·	·
V	·	·	11.3%	50.1%	52.8%	·

Ultime notizie Notizie recenti che menzionano questa società

23

Marqeta Inc (MQ) Posts First GAAP Profit, Sees Future in Stablecoin Cards Yahoo Finance · 4 mesi fa Iran ha distrutto il 20% della flotta di droni MQ-9 Reaper del Pentagono: rapporto ZeroHedge · 4 mesi, 1 settimana fa

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26

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MQ Classe A Marqeta, Inc. - Class A Common Stock