PBHC Pathfinder Bancorp, Inc. - Common Stock
$16,53
Prezzo · Ago 18, 2026
Fondamentali al Ago 13, 2026
Intervallo 52 sett.
$12–$17
84% of range
Rating Analisti
—
Prezzo Obiettivo
—
P/E (TTM)
—
ROE
-1.6%
Margine di Profitto Netto
-4.1%
PBHC Snapshot del titolo Prezzo, capitalizzazione di mercato, P/E, EPS, ROE, debito/capitale proprio, intervallo 52 settimane
Prezzo
$16.53
Capitalizzazione di Mercato
$78M
P/E (TTM)
—
EPS (TTM)
—
Ricavi (TTM)
—
Rendimento div.
2.4%
ROE
-1.6%
D/E Debito/Patrimonio
0.5
Intervallo 52 sett.
$12 – $17
PBHC Grafico del prezzo delle azioni OHLCV giornaliero con indicatori tecnici — panoramica, zoom e personalizza la tua visualizzazione
Configure
Performance decennale Andamento di ricavi, utile netto, margini e EPS
Ricavi e Utile Netto
—
EPS
—
2016-12-31
→
2020-12-31
Flusso di cassa libero
$10M
2016-12-31
→
2025-12-31
Margini
-4.1%
Valutazione Rapporti P/E, P/S, P/B, EV/EBITDA — il titolo è costoso o economico?
Metrica
Tendenza 5 anni
PBHC
Mediana dei peer
P/S (TTM)
1.7
1.8
P/B
0.6
1.0
Price / FCF (Prezzo / FCF)
7.5
—
Redditività Margini lordi, operativi e netti; ROE, ROA, ROIC
Metrica
Tendenza 5 anni
PBHC
Mediana dei peer
Net Profit Margin (Margine di Profitto Netto)
-4.1%
23.8%
ROA
-0.13%
0.71%
ROE
-1.6%
8.2%
Salute finanziaria Debito, liquidità, solvibilità — solidità del bilancio
Metrica
Tendenza 5 anni
PBHC
Mediana dei peer
Debt / Equity (Debito / Patrimonio Netto)
0.5
18.8
Crescita Crescita di ricavi, EPS e utile netto: YoY, CAGR 3Y, CAGR 5Y
Metrica
Tendenza 5 anni
PBHC
Mediana dei peer
Revenue YoY (Ricavi YoY)
-7.4%
—
Revenue CAGR 3Y (CAGR Ricavi 3Y)
-0.34%
—
Revenue CAGR 5Y (CAGR Ricavi 5Y)
4.2%
—
Net Income YoY (Utile Netto YoY)
-63.6%
—
Efficienza del Capitale Rotazione delle attività, rotazione delle scorte, rotazione dei crediti
Metrica
Tendenza 5 anni
PBHC
Mediana dei peer
Payout Ratio (Rapporto di Distribuzione Utili)
-98.7%
—
Dividendi Rendimento, payout ratio, storico dividendi, CAGR 5Y
Dividend Yield
2.4%
Rapporto di Distribuzione Utili
-98.7%
CAGR Dividendi 5Y
—
| Data ex-dividendo | Importo |
|---|---|
| 17 Luglio 2026 | $0,1000 |
| 17 Aprile 2026 | $0,1000 |
| 16 Gennaio 2026 | $0,1000 |
| 17 Ottobre 2025 | $0,1000 |
| 18 Luglio 2025 | $0,1000 |
| 17 Aprile 2025 | $0,1000 |
| 17 Gennaio 2025 | $0,1000 |
| 18 Ottobre 2024 | $0,1000 |
| 19 Luglio 2024 | $0,1000 |
| 18 Aprile 2024 | $0,1000 |
| 11 Gennaio 2024 | $0,0900 |
| 19 Ottobre 2023 | $0,0900 |
| 20 Luglio 2023 | $0,0900 |
| 21 Aprile 2023 | $0,0900 |
| 13 Gennaio 2023 | $0,0900 |
| 13 Ottobre 2022 | $0,0900 |
| 14 Luglio 2022 | $0,0900 |
| 21 Aprile 2022 | $0,0900 |
| 13 Gennaio 2022 | $0,0700 |
| 14 Ottobre 2021 | $0,0700 |
Cronologia utili EPS effettivo vs stima, surprise %, tasso di superamento, data prossimi utili
| Periodo | EPS Actual | EPS Stimato | Sorpresa |
|---|---|---|---|
| 31 Dicembre 2025 | $-1.11 | — | — |
| 30 Settembre 2024 | $-0.75 | — | — |
| 30 Giugno 2024 | $0.32 | — | — |
| 31 Marzo 2024 | $0.34 | — | — |
Confronto Peer (GICS sub-settore industriale) Metriche chiave rispetto ai pari del settore
| Ticker | Capitalizzazione di Mercato | P/E | Rev YoY | Margine Netto | ROE | Margine lordo |
|---|---|---|---|---|---|---|
| PBHC | $67M | — | -7.4% | -4.1% | -1.6% | — |
| RVSB | $113M | -26.2 | -14.8% | -10.1% | -2.8% | — |
| TFC | $62.13B | 12.9 | 53.0% | 26.1% | 8.2% | — |
Fondamentali Completi Tutte le metriche per anno — conto economico, stato patrimoniale, rendiconto finanziario
Conto Economico 10
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SG&A Expense | $475.0K | $539.0K | $735.0K | $688.0K | $725.0K | $507.0K | $427.0K | $422.0K | $353.0K | $329.0K | $268.0K | $249.0K | |
| Interest Expense | · | · | $29M | $10M | $8M | $11M | $14M | $9M | $6M | $4M | $3M | $3M | |
| Interest Income | $77M | $78M | $68M | $51M | $46M | $43M | $42M | $35M | $29M | $24M | $21M | $20M | |
| Pretax Income | $-4M | $5M | $12M | $16M | $16M | $8M | $5M | $5M | $4M | $4M | $4M | $4M | |
| Income Tax | $-2M | $332.0K | $2M | $3M | $3M | $3M | $1M | $546.0K | $922.0K | $1M | $1M | $1M | |
| Net Income | $-2M | $3M | $9M | $13M | $12M | $7M | $4M | $4M | $3M | $3M | $3M | $3M | |
| EPS (Basic) | · | · | · | · | · | $1.17 | $0.80 | $0.97 | $0.86 | $0.79 | $0.67 | $0.64 | |
| EPS (Diluted) | · | · | · | · | · | $1.17 | $0.80 | $0.94 | $0.83 | $0.78 | $0.66 | $0.63 | |
| Shares (Basic) | · | · | · | · | · | 4,608,000 | 4,464,000 | 4,171,000 | 4,081,000 | 4,105,000 | 4,124,000 | 4,156,000 | |
| Shares (Diluted) | · | · | · | · | · | 4,608,000 | 4,464,000 | 4,266,000 | 4,189,000 | 4,190,000 | 4,191,000 | 4,200,000 |
Stato Patrimoniale 20
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | · | · | · | · | · | · | · | · | $22M | $22M | $15M | $11M | |
| PP&E (Net) | $18M | $19M | $18M | $18M | $22M | $22M | $23M | $21M | $16M | $15M | $15M | $13M | |
| PP&E (Gross) | $44M | $44M | $42M | $40M | $43M | $42M | $40M | $37M | $31M | $29M | $28M | $25M | |
| Accum. Depreciation | $26M | $25M | $24M | $22M | $21M | $19M | $18M | $16M | $15M | $14M | $13M | $12M | |
| Goodwill | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $4M | |
| Intangibles | $5M | $6M | $85.0K | $101.0K | $117.0K | $133.0K | $149.0K | $165.0K | $182.0K | $198.0K | $214.0K | $175.0K | |
| Total Assets | $1.43B | $1.47B | $1.47B | $1.40B | $1.29B | $1.23B | $1.09B | $933M | $881M | $749M | $623M | $561M | |
| Short-term Debt | $44M | $61M | $126M | $60M | $12M | $4M | $25M | $39M | $31M | $42M | $25M | $55M | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | $382.0K | $615.0K | |
| Total Liabilities | $1.30B | $1.35B | $1.35B | $1.29B | $1.17B | $1.13B | $1.00B | $869M | $819M | $691M | $552M | $492M | |
| Long-term Debt | · | · | · | · | · | · | · | · | · | · | $16M | $11M | |
| Total Debt | $58M | $88M | $176M | $116M | $77M | $82M | · | $119M | $74M | $59M | $25M | $55M | |
| Common Stock | · | · | · | · | · | $45.0K | $47.0K | $44.0K | $43.0K | $43.0K | $44.0K | $44.0K | |
| Paid-in Capital | $54M | $53M | $53M | $52M | $51M | $50M | $49M | $29M | $28M | $27M | $29M | $29M | |
| Retained Earnings | $73M | $78M | $76M | $71M | $61M | $50M | $45M | $42M | $39M | $36M | $33M | $31M | |
| Treasury Stock | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| AOCI | $-5M | $-9M | $-10M | $-12M | $-1M | $-2M | $-3M | $-6M | $-4M | $-4M | $-3M | $-2M | |
| Stockholders' Equity | $122M | $121M | $119M | $111M | $110M | $97M | $90M | $64M | $62M | $58M | $71M | $69M | |
| Liabilities + Equity | $1.43B | $1.47B | $1.47B | $1.40B | $1.29B | $1.23B | $1.09B | $933M | $881M | $749M | $623M | $561M | |
| Shares Outstanding | 4,745,366 | 4,745,366 | 4,719,288 | 4,651,829 | 5,983,467 | 4,531,383 | 4,709,238 | 4,362,328 | 4,280,227 | 4,236,744 | 4,353,850 | 4,353,850 |
Flusso di cassa 16
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deferred Tax | $-4M | $-417.0K | $-367.0K | $139.0K | $481.0K | $-139.0K | $-16.0K | $343.0K | $-100.0K | $-249.0K | $116.0K | $352.0K | |
| Amort. of Intangibles | $573.0K | $258.0K | $16.0K | $16.0K | $16.0K | $16.0K | $16.0K | $17.0K | $16.0K | $16.0K | $16.0K | $12.0K | |
| Operating Cash Flow | $12M | $11M | $15M | $22M | $20M | $47M | $8M | $9M | $7M | $6M | $6M | $5M | |
| CapEx | $1M | $2M | $2M | $2M | $1M | $1M | $4M | $6M | $2M | $1M | $3M | $2M | |
| Investing Cash Flow | $40M | $-22M | $-55M | $-131M | $-70M | $-149M | $-163M | $-52M | $-134M | · | · | · | |
| Debt Issued | $11M | $11M | $6M | $9M | $13M | $40M | $20M | $38M | $33M | $4M | $18M | $0 | |
| Net Debt Issued | $-13M | $-23M | $-6M | $-9M | $-13M | $10M | · | $36M | $26M | $500.0K | $6M | $-6M | |
| Stock Issued | · | · | · | · | · | · | · | · | · | · | $0 | $25M | |
| Stock Repurchased | · | · | · | · | · | · | · | · | $0 | $2M | $0 | · | |
| Net Stock Activity | · | · | · | · | · | · | · | · | $0 | $-2M | $0 | $25M | |
| Dividends Paid | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $884.0K | $866.0K | $609.0K | $316.0K | |
| Financing Cash Flow | $-53M | $-6M | $53M | $108M | $43M | $126M | $149M | $47M | $127M | · | · | · | |
| Net Change in Cash | $-402.0K | $-17M | $13M | $-2M | $-6M | $23M | $-6M | $4M | $-428.0K | $7M | $4M | $-5M | |
| Taxes Paid | $500.0K | $600.0K | · | · | · | · | · | · | · | · | · | · | |
| Free Cash Flow | $10M | $9M | $13M | $20M | $19M | $45M | · | $3M | $5M | $5M | $4M | $3M | |
| Levered FCF | · | · | $-10M | $12M | $13M | $36M | · | $-5M | $-88.3K | $2M | $2M | $814.3K |
Redditività 4
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | -4.1% | 6.7% | 21.1% | 27.3% | 27.9% | 18.2% | · | 13.6% | 12.8% | 13.4% | 12.8% | 13.4% | |
| Pretax Margin | -8.7% | 10.2% | 26.7% | 33.2% | 35.9% | 21.9% | · | 15.4% | 15.9% | 18.0% | 17.4% | 19.0% | |
| ROA | -0.13% | 0.23% | 0.65% | 0.96% | 0.99% | 0.60% | · | 0.44% | 0.43% | 0.48% | 0.50% | 0.53% | |
| ROE | -1.6% | 2.8% | 8.1% | 11.7% | 11.9% | 7.4% | · | 6.4% | 5.8% | 5.1% | 4.2% | 5.0% |
Liquidità e Solvibilità 2
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.5 | 0.7 | 1.5 | 1.0 | 0.7 | 0.8 | · | 1.8 | 1.2 | 1.0 | 0.4 | 0.8 | |
| LT Debt / Equity | 0.1 | 0.2 | 0.4 | 0.5 | 0.6 | 0.8 | · | 1.2 | 0.7 | 0.3 | · | · |
Efficienza 1
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Tassi di Crescita 6
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -7.4% | 14.6% | -6.8% | 6.3% | 16.8% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | -0.34% | 4.3% | 5.0% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 4.2% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | · | -63.6% | -28.1% | 4.2% | 78.5% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | · | -35.1% | 10.2% | · | · | · | · | · | · | · | · | · | |
| Dividend CAGR 5Y | 10.9% | · | · | · | · | · | · | · | · | · | · | · |
Valutazione (TTM) 16
| Metrica | Tendenza | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $47M | $51M | $44M | $47M | $45M | $38M | $33M | $30M | $27M | $24M | $23M | $21M | |
| Net Income TTM | $-2M | $3M | $9M | $13M | $12M | $7M | $4M | $4M | $3M | $3M | $3M | $3M | |
| Market Cap | $67M | $83M | $66M | · | $103M | $52M | · | $68M | $66M | $57M | $56M | $43M | |
| Enterprise Value | · | · | · | · | · | · | · | · | $118M | $94M | $66M | $86M | |
| P/E | · | · | 11.6 | 15.8 | 14.2 | 9.8 | 17.4 | 16.7 | 18.6 | 17.3 | 19.5 | 15.6 | |
| P/S | 1.4 | 1.6 | 1.5 | · | 2.3 | 1.4 | · | 2.3 | 2.4 | 2.3 | 2.4 | 2.0 | |
| P/B | 0.5 | 0.7 | 0.6 | · | 0.9 | 0.5 | · | 1.1 | 1.1 | 1.0 | 0.8 | 0.6 | |
| P / Tangible Book | 0.6 | 0.7 | 0.6 | · | 1.0 | 0.6 | · | · | · | · | · | · | |
| P / Cash Flow | 5.7 | 7.4 | 4.3 | · | 5.1 | 1.1 | · | 7.6 | 9.6 | 9.0 | 8.9 | 8.5 | |
| P / FCF | 6.4 | 9.0 | 4.9 | · | 5.4 | 1.1 | · | 20.8 | 13.5 | 11.4 | 15.3 | 16.0 | |
| EV / FCF | · | · | · | · | · | · | · | · | 24.2 | 18.7 | 17.9 | 32.4 | |
| EV / Revenue | · | · | · | · | · | · | · | · | 4.3 | 3.8 | 2.9 | 4.1 | |
| Dividend Yield | 2.9% | 2.2% | 2.6% | · | 1.2% | 2.2% | · | 1.5% | 1.3% | 1.5% | 1.1% | 0.74% | |
| Earnings Yield | · | · | 8.6% | 6.3% | 7.0% | 10.2% | 5.8% | 6.0% | 5.4% | 5.8% | 5.1% | 6.4% | |
| Payout Ratio | -98.7% | 54.4% | 18.2% | 12.1% | 9.9% | 16.4% | · | 25.4% | 25.3% | 26.5% | 20.8% | 11.3% | |
| Annual Payout | $2M | $2M | $2M | $2M | $1M | $1M | $1M | $1M | $884.0K | $866.0K | $609.0K | $316.0K |
Conto Economico 7
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SG&A Expense | $139.0K | $140.0K | $169.0K | $132.0K | $60.0K | $114.0K | $123.0K | $123.0K | $123.0K | $170.0K | $259.0K | $159.0K | $158.0K | $159.0K | $264.0K | $141.0K | |
| Interest Expense | · | · | · | · | · | · | · | · | $10M | $9M | · | $8M | $7M | $5M | $4M | $3M | |
| Interest Income | $18M | $18M | $18M | $20M | $19M | $19M | $20M | $21M | $19M | $19M | $18M | $18M | $17M | $15M | $15M | $13M | |
| Pretax Income | $3M | $3M | $-9M | $672.0K | $38.0K | $4M | $6M | $-6M | $2M | $3M | $3M | $3M | $3M | $3M | $4M | $4M | |
| Income Tax | $585.0K | $530.0K | $-3M | $46.0K | $7.0K | $744.0K | $492.0K | $-1M | $481.0K | $532.0K | $590.0K | $573.0K | $530.0K | $669.0K | $383.0K | $772.0K | |
| Net Income | $3M | $2M | $-6M | $626.0K | $31.0K | $3M | $4M | $-5M | $2M | $2M | $3M | $2M | $2M | $3M | $4M | $3M | |
| EPS (Diluted) | · | · | · | $0.47 | $0.47 | · | · | $0.41 | $0.41 | · | · | · | · | · | · | · |
Stato Patrimoniale 15
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $18M | $18M | $18M | $19M | $19M | $19M | $19M | $19M | $19M | $18M | $18M | $18M | $18M | $18M | $18M | $22M | |
| PP&E (Gross) | · | · | $44M | · | · | · | $44M | · | · | · | $42M | · | · | · | $40M | · | |
| Accum. Depreciation | · | · | $26M | · | · | · | $25M | · | · | · | $24M | · | · | · | $22M | · | |
| Goodwill | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $6M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | |
| Intangibles | $5M | $5M | $5M | $6M | $6M | $6M | $6M | $6M | $76.0K | $80.0K | $85.0K | $88.0K | $92.0K | $96.0K | $101.0K | $104.0K | |
| Total Assets | $1.49B | $1.42B | $1.43B | $1.47B | $1.51B | $1.50B | $1.47B | $1.48B | $1.45B | $1.45B | $1.47B | $1.40B | $1.39B | $1.40B | $1.40B | $1.40B | |
| Short-term Debt | $125M | $15M | $44M | $38M | $76M | $27M | $61M | $60M | $128M | $92M | $126M | $57M | $70M | $44M | $60M | $12M | |
| Total Liabilities | $1.37B | $1.30B | $1.30B | $1.35B | $1.38B | $1.37B | $1.35B | $1.36B | $1.32B | $1.33B | $1.35B | $1.29B | $1.28B | $1.29B | $1.29B | $1.29B | |
| Total Debt | $133M | $27M | · | $57M | $96M | $45M | · | $100M | $173M | $137M | · | $111M | $129M | $99M | · | $66M | |
| Paid-in Capital | $56M | $55M | $54M | $54M | $54M | $53M | $53M | $53M | $53M | $53M | $53M | $53M | $53M | $52M | $52M | $52M | |
| Retained Earnings | $77M | $75M | $73M | $80M | $80M | $80M | $78M | $74M | $79M | $78M | $76M | $74M | $73M | $71M | $71M | $69M | |
| AOCI | $-7M | $-7M | $-5M | $-7M | $-9M | $-8M | $-9M | $-7M | $-9M | $-9M | $-10M | $-13M | $-11M | $-12M | $-12M | $-13M | |
| Stockholders' Equity | $126M | $124M | $122M | $126M | $124M | $125M | $121M | $120M | $123M | $122M | $119M | $114M | $114M | $112M | $111M | $107M | |
| Liabilities + Equity | $1.49B | $1.42B | $1.43B | $1.47B | $1.51B | $1.50B | $1.47B | $1.48B | $1.45B | $1.45B | $1.47B | $1.40B | $1.39B | $1.40B | $1.40B | $1.40B | |
| Shares Outstanding | · | · | 4,745,366 | · | · | · | 4,745,366 | · | · | · | 4,719,288 | · | · | · | 4,651,829 | · |
Flusso di cassa 11
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Amort. of Intangibles | $143.0K | $143.0K | $143.0K | $286.0K | $1.0K | $143.0K | $143.0K | $106.0K | $4.0K | $5.0K | $3.0K | $4.0K | $4.0K | $5.0K | $3.0K | $4.0K | |
| Operating Cash Flow | $2M | $-241.0K | $3M | $7M | $-4M | $6M | $-3M | $12M | $2M | $504.0K | $8M | $5M | $-4M | $6M | $10M | $5M | |
| CapEx | $165.0K | $248.0K | $273.0K | $126.0K | $224.0K | $637.0K | $441.0K | $510.0K | $881.0K | $230.0K | $296.0K | $1M | $494.0K | $168.0K | $468.0K | $370.0K | |
| Investing Cash Flow | $-84M | $11M | $28M | $39M | $-25M | $-2M | $4M | $-29M | $11M | $-7M | $-41M | $-25M | $22M | $-11M | $-14M | $-31M | |
| Debt Issued | · | · | $0 | $3M | · | · | $0 | $11M | $0 | $0 | $1M | $-3M | $5M | $3M | $8M | $1M | |
| Net Debt Issued | · | $0 | · | · | · | $-9M | · | · | · | $-4M | · | · | · | $5.0K | · | · | |
| Dividends Paid | $830.0K | $138.0K | $479.0K | $479.0K | $476.0K | $138.0K | $473.0K | $470.0K | $473.0K | $424.0K | $426.0K | $423.0K | $422.0K | $419.0K | $416.0K | $415.0K | |
| Financing Cash Flow | $68M | $-3M | $-40M | $-37M | $9M | $16M | $-5M | $21M | $-9M | $-13M | $57M | $8M | $-13M | $2M | $-5M | $32M | |
| Net Change in Cash | $-13M | $8M | $-9M | $9M | $-20M | $20M | $-4M | $4M | $3M | $-20M | $24M | $-12M | $4M | $-3M | $-9M | $6M | |
| Free Cash Flow | · | $-489.0K | · | · | · | $5M | · | · | · | $274.0K | · | · | · | $6M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-7M | · | · | · | $2M | · | · |
Redditività 4
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 22.7% | 21.0% | · | 4.8% | 0.33% | 23.6% | · | -34.6% | 18.7% | 19.0% | · | 19.3% | 18.3% | 22.5% | · | 26.6% | |
| Pretax Margin | 27.7% | 25.7% | · | 5.1% | 0.41% | 29.5% | · | -43.1% | 23.3% | 24.3% | · | 24.6% | 23.2% | 28.9% | · | 33.2% | |
| ROA | 0.18% | 0.17% | · | 0.04% | 0.00% | 0.20% | · | -0.32% | 0.14% | 0.15% | · | 0.16% | 0.14% | 0.19% | · | 0.24% | |
| ROE | 2.1% | 1.9% | · | 0.51% | 0.03% | 2.4% | · | -4.0% | 1.7% | 1.8% | · | 2.0% | 1.8% | 2.4% | · | 3.0% |
Liquidità e Solvibilità 2
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.1 | 0.2 | · | 0.4 | 0.8 | 0.4 | · | 0.8 | 1.4 | 1.1 | · | 1.0 | 1.1 | 0.9 | · | 0.6 | |
| LT Debt / Equity | 0.1 | 0.1 | · | 0.1 | 0.2 | 0.1 | · | 0.3 | 0.4 | 0.4 | · | 0.5 | 0.5 | 0.5 | · | 0.5 |
Efficienza 1
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 |
Valutazione (TTM) 5
| Metrica | Tendenza | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $46M | $46M | · | $48M | $46M | $48M | · | $47M | $44M | $45M | · | $46M | $46M | $46M | · | $46M | |
| Net Income TTM | $6M | $6M | · | $-1M | $361.0K | $2M | · | $2M | $8M | $9M | · | $10M | $11M | $12M | · | $13M | |
| P/E | · | · | · | · | · | · | · | · | · | 10.2 | · | 11.4 | 11.7 | 14.3 | · | 16.8 | |
| Earnings Yield | · | · | · | · | · | · | · | · | · | 9.8% | · | 8.8% | 8.6% | 7.0% | · | 5.9% | |
| Payout Ratio | · | 5.7% | · | · | · | 15.9% | · | · | · | 20.0% | · | · | · | 16.1% | · | · |
Bilanci Conto economico, stato patrimoniale, flusso di cassa — annuale, ultimi 5 anni
Conto Economico
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Utile netto | $-2M | $3M | $9M | $13M | $12M |
Stato Patrimoniale
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Debito / Patrimonio Netto | 0.5 | 0.7 | 1.5 | 1.0 | 0.7 |
Flusso di cassa
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Flusso di cassa libero | $10M | $9M | $13M | $20M | $19M |
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Proprietari istituzionali (13F) 22 filer · $16.7M totale · Aggiornato al 30 Giugno 2026
Istituzioni che segnalano il possesso di questo titolo nel loro Modulo SEC 13F trimestrale. Solo posizioni lunghe; un singolo depositante può apparire due volte per diverse gambe di opzioni. Grandi posizioni put/call contrapposte riflettono tipicamente market-making o inventario coperto, non convinzione direzionale.
Attività istituzionale — Q2 2026 vs trimestre precedente
| Nuove posizioni | Posizioni chiuse | Aumentato | Diminuito | Variazione netta delle azioni |
|---|---|---|---|---|
| 5 (+5 vs trimestre precedente) | 1 (-2 vs trimestre precedente) | 5 (+3 vs trimestre precedente) | 4 (-1 vs trimestre precedente) | +357K |
Confrontato con Q1 2026. Le dichiarazioni SEC Form 13F sono dovute entro 45 giorni dalla fine del trimestre più un breve margine per i dichiaranti in ritardo — i trimestri ancora all'interno di questa finestra vengono saltati a favore della coppia più recente completamente riportata.
| Istituzione | Valore | Azioni | % di 13F tracciati | Tipo |
|---|---|---|---|---|
| ALLIANCEBERNSTEIN L.P. | $6.101.436 | 478.169 | 36,56% | Azioni |
| Minerva Advisors LLC | $4.163.800 | 262.204 | 24,95% | Azioni |
| VANGUARD CAPITAL MANAGEMENT LLC | $2.074.579 | 130.641 | 12,43% | Azioni |
| Oppenheimer & Close, LLC | $1.511.443 | 95.179 | 9,06% | Azioni |
| Hamilton Point Investment Advisors, LLC | $610.253 | 38.429 | 3,66% | Azioni |
| GEODE CAPITAL MANAGEMENT, LLC | $363.510 | 22.884 | 2,18% | Azioni |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $307.881 | 19.388 | 1,84% | Azioni |
| DIMENSIONAL FUND ADVISORS LP | $304.626 | 19.183 | 1,83% | Azioni |
| VANGUARD GROUP INC | $239.588 | 16.980 | 1,44% | Azioni |
| VANGUARD FIDUCIARY TRUST CO | $234.770 | 14.784 | 1,41% | Azioni |
| CALDWELL SUTTER CAPITAL, INC. | $234.595 | 14.773 | 1,41% | Azioni |
| OSAIC HOLDINGS, INC. | $204.776 | 12.895 | 1,23% | Azioni |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $161.976 | 10.200 | 0,97% | Azioni |
| ROYAL BANK OF CANADA | $93.000 | 5.866 | 0,56% | Azioni |
| UBS Group AG | $42.146 | 2.654 | 0,25% | Azioni |
| Vanguard Global Advisers, LLC | $25.980 | 1.636 | 0,16% | Azioni |
| BlackRock, Inc. | $9.528 | 600 | 0,06% | Azioni |
| CWM, LLC | $2.207 | 173 | 0,01% | Azioni |
| Tower Research Capital LLC (TRC) | $1.350 | 85 | 0,01% | Azioni |
| BARCLAYS PLC | $254 | 16 | 0,00% | Azioni |
| MORGAN STANLEY | $22 | 1 | 0,00% | Azioni |
| WELLS FARGO & COMPANY/MN | $9 | 1 | 0,00% | Azioni |
Insider aziendali 24 insider · 13 dirigenti · 10 direttori
| Insider | Ruolo | Ultima attività | Azioni possedute | Acquisti 12m | Vendite 12m | Netto 12m |
|---|---|---|---|---|---|---|
| James A. Dowd | President and CEO | 02 Giugno 2026 P | 19.452 | 1 | 0 | $19.152 |
| Thomas W Schneider | President and CEO | 01 Dicembre 2021 M | 32.373 | 0 | 0 | $0 |
| Walter Rusnak | Senior Vice President, CFO | 11 Marzo 2024 P | 36.000 | 0 | 0 | $0 |
| Melissa A Miller | SVP and COO | 06 Maggio 2016 A | 2.793 | 0 | 0 | $0 |
| Joseph Polniak | FVP, General Counsel | 15 Giugno 2026 P | 9.000 | 1 | 0 | $15.880 |
| William D O'Brien | Senior Vice President | 04 Maggio 2026 M | 31.420 | 0 | 0 | $0 |
| Ronald G. Tascarella | Senior Vice President | 27 Febbraio 2026 M | 16.771 | 0 | 0 | $0 |
| Robert G. Butkowski Jr. | Senior Vice President | 03 Febbraio 2026 M | 19.436 | 0 | 0 | $0 |
| Ronald Tascarella | Retired Executive Vice Pres. | 03 Marzo 2025 S | 47.203 | 0 | 0 | $0 |
| Daniel R Phillips | Senior Vice President | 20 Novembre 2024 M | 38.270 | 0 | 0 | $0 |
| Calvin Corriders | First Vice President | 14 Agosto 2023 S | 666 | 0 | 0 | $0 |
| Lisa A Kimball | First Vice President | 15 Marzo 2021 M | 3.108 | 0 | 0 | $0 |
| Edward Mervine | Senior Vice President | 07 Maggio 2018 M | 11.441 | 0 | 0 | $0 |
| Melanie Littlejohn | Direttore | 04 Maggio 2026 M | 4.389 | 0 | 0 | $0 |
| Adam C. Gagas | Direttore | 13 Marzo 2026 M | 35.588 | 2 | 0 | $26.893 |
| David A. Ayoub | Direttore | 12 Marzo 2026 M | 20.798 | 1 | 0 | $5.453 |
| William A Barclay | Direttore | 20 Novembre 2025 M | 28.774 | 0 | 0 | $0 |
| Eric Allyn | Direttore | 05 Dicembre 2024 S | 6.124 | 0 | 0 | $0 |
| Meghan Crawford-Hamlin | Direttore | 11 Marzo 2024 P | 1.000 | 0 | 0 | $0 |
| George P Joyce | Direttore | 06 Dicembre 2023 P | 13.731 | 0 | 0 | $0 |
| John Funiciello | Direttore | 04 Maggio 2023 M | 40.537 | 0 | 0 | $0 |
| Chris R Burritt | Direttore | 04 Maggio 2023 M | 31.691 | 0 | 0 | $0 |
| Lloyd Stemple | Direttore | 10 Novembre 2021 M | 69.070 | 0 | 0 | $0 |
| John F. Sharkey III | — | 15 Novembre 2021 M | 31.538 | 0 | 0 | $0 |
Insider dai depositi SEC Modulo 3/4/5; netto = solo acquisti/vendite di mercato
Attivisti e proprietari del 5%+ 1 partecipazione
Investitori che hanno depositato SEC Schedule 13D — proprietà effettiva superiore al 5% con l'intento di influenzare l'emittente (partecipazioni attiviste, campagne per il consiglio di amministrazione, M&A). Ogni riga mostra lo stato più recente noto della posizione di quel depositante.
| Depositante | Depositato | Partecipazione | Stato | Scopo | Deposito |
|---|---|---|---|---|---|
| Castle Creek Capital Partners VII, LP, Castle Creek Capital VII LLC ×3 depositi | 30 Giugno 2023 | — | Deposito iniziale | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Proprietà ETF Posseduti da 8 ETF
Il peso riflette solo le partecipazioni azionarie dirette (N-PORT); fondi a leva o basati su derivati possono detenere ulteriore esposizione swap non mostrata.
| Fondo | Peso | Unità | Aggiornato al | Fonte |
|---|---|---|---|---|
| IWC · iShares Trust | 0,01% | 10.751 SH | 08 Agosto 2026 | Giornaliero |
| DCOR · Dimensional ETF Trust | 0,00% | 717 NS | 30 Aprile 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0,00% | 1.123 NS | 30 Aprile 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 214 NS | 30 Aprile 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 29.727 SH | 08 Agosto 2026 | Giornaliero |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 97.654 SH | 08 Agosto 2026 | Giornaliero |
| DFAC · Dimensional ETF Trust | 0,00% | 1.566 NS | 30 Aprile 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0,00% | 4 NS | 30 Aprile 2026 | N-PORT |